secret of the millionair mind

Secrets of the Millionaire Mind © Copyright Philosopher’s Notes page 1

Secrets of the Millionaire MindMastering the Inner Game of Wealthby T. Harv Eker

Harper Collins © 2005224 pages

The Big Ideas

Playing to Winvs. playing not to lose.

Fruits & RootsTap roots for better fruits.

Declarations vs. Affirmations

P-->T-->F-->A-->RGood equation to know…

Grow!And your income will grow.

Thoughts & RentNo thought is rent-free.

Steering WheelsYou’re at the helm!

Arms & LegsMoney or love? Both!

Don’t Complain!Slit your throat.

Wanting vs. CommittingWhich are you doing?

Stars & The MoonWhat are you aiming for?!?

...And a LOT more!

The Big Ideas “It all comes down to this: if your subconscious “financial blueprint” is not ‘set’ for suc-cess, nothing you learn, nothing you know, and nothing you do will make much of a dif-ference.” ~ T. Harv Eker from Secrets of the Millionaire Mind

How’s your financial blueprint?

Don’t worry, I didn’t know either until I read T. Harv Eker’s great (and surprisingly funny!) book. If you’re committed to creating financial freedom (who isn’t?) then my (strong) rec-ommendation is that you add this to your must read (or must re-read as appropriate).

For now? Let’s take a quick look at some of my favorite big ideas (this book is so full of them I had to stop myself at 21!)—from defining financial freedom, learning to play to win (vs. playing not to lose) to seeing how the size of your character determines your response to various sized problems.

What you’ll see is that T. Harv believes strongly in the fact that “Your inner world reflects your outer world” and dedicates a great deal of the book to teaching us how to change our thinking—to re-program ourselves to think and act like rich people do. Let’s get to work on that financial blueprint, shall we?!?

...

[Note: T. Harv has some brilliant ideas about how we can set up accounts to really get control of our money and set ourselves up for financial freedom (which, btw, he defines as passive income > expenses). I don’t go into detail on those accounts—I’m pulling out (a fraction) of his big ideas on the psychology of wealth creation rather than the nuts and bolts. For that (and for the rest of the plethora of big ideas), you’ll need to get the book or attend a seminar. And I sincerely hope you do!]

Playing to Win ■“The first thing I did was commit to my success and playing to win. I swore I would focus and not even consider leaving this business until I was a millionaire or more. This was radically different from my previous efforts, where, because I always thought short-term, I would constantly get side-tracked by either good opportunities or when things got tough.”


“It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.”

~ T. Harv Eker

N o t e S & q u o t e S

I love that. Are you playing not to lose? There’s a HUGE difference between playing a game trying not to lose and playing the game to WIN.

One’s a lot more fun. And, a lot more likely to lead to success. Yah?

Let’s play to win. Commit (!!!) to creating the results you care about and look beyond the short-term struggles (there will be, as you know, a LOT of struggles, so quit being sur-prised by them) to the joy of manifesting your ideal life.

Fruits & Roots ■“In every forest, on every farm, in every orchard on earth, it’s what’s under the ground that creates what’s above the ground. That’s why placing your attention on the fruits that you have already grown is futile. You cannot change the fruits that are already hanging on the tree. You can, however, change tomorrow’s fruits. But to do so, you will have to dig below the ground and strengthen the roots.”

That’s genius. You might want to re-read that. And, remember: you can NOT change the fruits (the current results). But you CAN nurture the roots and, in time, you are bound to successfully produce the types of fruits/results you’re dreaming of.

T. Harv nails it here and stresses again and again that there’s no other way to create the results we’re looking for (financial freedom, abundance of any kind—wealth, love, health, etc.) unless we take the time to work on the “roots.”

Let’s get to work, eh?

Declarations vs. Affirmations ■“An affirmation states that a goal is already happening. I’m not crazy about this because, often when we affirm something that is not yet real, the little voice in our head usually responds with “This isn’t true, this is BS” … On the other hand, a declaration is not saying something is true, it’s saying we have an intention of doing or being something. This is a position the little voice can buy, because we’re not stating it’s true right now, but again, it’s an intention for us in the future.”

I really love that. I don’t know about you, but affirmations have never really totally done it for me. (I say that after reciting various affirmations millions of times! :) There was always, as T. Harv says, this little voice in my head that was saying, “Huh? That’s not true!” and I’d have to wrestle with it a bit. Declarations on the other hand? Me likes!

My version:

Affirmation: I am financially free!! (insert little voice that says: “No you’re not!!” :)

Declaration: I am creating financial freedom! (insert little voice that says: “We are?!!? Saweet!!!” :)

P-->T-->F-->A-->R ■“Your programming leads to your thoughts; your thoughts lead to your feelings; your feel-ings lead to your actions; your actions lead to your results. Therefore, just as is done with a personal computer, by changing your programming, you take the first essential step to changing your results.”

Let’s look a little more closely at that equation: First, recognize that your THOUGHTS lead to your FEELINGS. You might have noticed that that little mind of ours is constantly


“Believe that you are the one who creates your success, that you are the one who creates your mediocrity, and that you are the one creating your struggle around money and success.”

~ T. Harv Eker

churning out thoughts. :) Those thoughts lead to our feelings. Those FEELINGS lead to our ACTIONS. And, of course, those actions produce RESULTS. We’ve heard that before.

What T. Harv throws into the equation is the fact that our PROGRAMMING comes before our thoughts—we’ve been so conditioned to think a certain way that most of our thoughts aren’t of our own volition. And, unfortunately, usually aren’t very good ones. He stresses the importance of looking at how we’re programming ourselves and, way more important-ly, making the commitment to RE-program ourselves with more conscious, empowering thoughts. That’s pretty much what the book is about—learning how rich people see the world vis-à-vis poor people and, of course, programming ourselves with the wise perspec-tives of the rich.

Sound like fun? I thought so, too. :)

Grow! ■“It’s simple arithmetic: “Your income can grow only to the extent you do.””

That’s a beautiful statement and another theme of the book. Your wealth will only grow to the extent YOU grow!! Simple. Powerful. (Funny how the truth is always like that, eh?)

Thoughts & Rent ■“...No thought lives in your head rent-free.”

I love that. No thought lives in your head rent-free. You pay for every negative thought. That can get really (!!!) expensive. As ALL great teachers advise, we must control our minds if we wish to shape our lives.

Steering Wheels ■“If you want to create wealth, it is imperative that you believe that you are at the steering wheel of life, especially your financial life.”

Another theme we come back to again and again is the fact (yes, the FACT) that we must assume control of our lives if we want to affect change. If we crawl up into a helpless little ball (helplessness/powerlessness is THE greatest predictor of depression, btw), we’re in trouble.

As T. Harv says, “Poor people choose to play the role of the victim.” Rich people? They’re at the steering wheel of life. My vote: Let’s drive!

Arms & Legs ■“Let me put it bluntly: anyone who says that money isn’t important doesn’t have any! Rich people understand the importance of money and the place it has in our society. On the other hand, poor people validate their financial ineptitude by using irrelevant comparisons. They’ll argue, “Well, money isn’t as important as love.” Now, is that com-parison dumb or what? What’s more important, your arm or your leg? Maybe they’re both important.”

Why do so many of us make it either/or? Either we’re spiritual OR we’re wealthy. Either we’re committed to our relationships/family OR we’re committed to our work.

Either… OR …

Huh? Who came up with that? I’ll have both, please! :)


“You can be a victim or you can be rich, but you can’t be both. Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.”

~ T. Harv Eker

Don’t Complain! ■“Complaining is the absolute worst possible thing you could do for your health or your wealth. The worst! … For the next seven days, I challenge you not to complain at all.”

This is another great one. Do you complain a lot? You know what you’re doing when you complain? You’re basically telling the Universe that you’re powerless. That you’d prefer to bitch about something you don’t like rather than ask yourself the question, “Hmmm… What do I want? And how can I get it?!?!”

Don’t be a victim. (EVER!!)

May I repeat that? Don’t be a victim. (EVER!!)

Remember, “There is no such thing as a really rich victim.” To help you out with this, why not try on a little exercise T. Harv suggests? The next time (and the time after that and…) you complain, take your finger and slide it across your throat—like you’re slitting your throat. Gross? Yah. Exactly the point. Because that’s basically what you’re doing every time you complain!!!

Wanting vs. Committing ■“Rich people are committed to being rich. Poor people want to be rich.”

That’s an incredibly simple and incredibly powerful statement. Rich people are COMMIT-TED (very strong word if you haven’t noticed) to being rich. Poor people? They just WANT to be rich.

Can you feel the difference there? To want something is a good start. But we must be COMMITTED to being/achieving/doing something if we want to see the results.

Stars & The Moon ■‘If you shoot for the stars, you’ll at least hit the moon.’ Poor people don’t even shoot for the ceiling in their house, and then they wonder why they’re not successful.”

How great is that? What are you shooting for?!? Never give up. Don’t compromise your vision. (I KNOW you have a big one if you’re honest with yourself.)

You were born to do great things. Shoot for the stars!!!

Sizes: You vs. Your Problems ■“If you have a big problem in your life, all that means is that you are being a small person!”

T. Harv has a great little story about the size of your problems vis-à-vis the size of you and your character.

Imagine you are a person with a character rating of 3 out of 10. You see a problem that is a 4 out of 10. How do you respond? You’re stressed.

Now, imagine you’ve got a character that’s 7 out of 10. How’s that 4 problem look to you? Not that big of a deal, is it? Didn’t think so. OK. NOW, imagine that you’ve worked on yourself and developed a character of 10 (!) out of 10. You see that 4 problem? Or do you even SEE it as a problem if you’re operating at a 10? I didn’t think so.

GROW and your problems will shrink. It’s that simple.


“When you are not willing to fully receive, you are training the universe not to give to you! It’s simple: if you aren’t willing to receive your share, it will go to someone else who is.”

~ T. Harv Eker

“If you are not willing to receive, then you are “ripping off” those who want to give to you.”

~ T. Harv Eker

Action & Inaction ■“Action always beats inaction.”

That sums it up. Are you taking action?

What’s one thing that you KNOW you should have already done that you haven’t? Do it. Repeat. (Follow that formula and within minutes you’ll feel lighter and within days/weeks you’ll be totally on fire and within years/decades we’ll all be reading about you. :)

Action always (!) beats inaction.

Blessings ■“Bless that which you want. If you see a person with a beautiful home, bless that person and bless that home. If you see a person with a beautiful car, bless that person and bless that car. If you see a person with a loving family, bless that person and bless that family. If you see a person with a beautiful body, bless that person and bless their body.”

THAT is a cool idea. See something you want? Bless the person who has it. Bless that which you want.

Affecting vs. Infecting ■“Energy is contagious: either you affect people or you infect people.” … “I believe negative thinking is like having measles of the mind. Instead of itching, you get bitching; instead of scratching, you get bashing; instead of irritation, you get frustration. Now, do you really want to be close to people like that?”

Hehe. That’s hilarious and pretty much sums it up.

Is your energy affecting (inspiring!) people or are you infecting people with your negativ-ity. And, equally importantly, what about the people you’re hanging out with? Are they inspiring you or infecting you as they bitch and bash?!?

Giving & Receiving ■This pretty much sums it up: “It’s better to give than to receive.” Let me put this as elegantly as possible: “What a crock!” That statement is total hogwash, and in case you haven’t noticed, it’s usually propagated by people and groups who want you to give and them to receive. The whole idea is ludicrous. What’s better, hot or cold, big or small, left or right, in or out? Giving and receiving are two sides of the same coin. Whoever decided that it is better to give than to receive was simply bad at math. For every giver there must be a receiver, and for every receiver there must be a giver.”

Reminds me of Kahlil Gibran in his brilliant book, The Prophet:

“You are good when you strive to give of yourself. Yet you are not evil when you seek gain for yourself. For when you strive for gain you are but a root that clings to the earth and sucks at her breast. Surely the fruit cannot say to the root, ‘Be like me, ripe and full and ever giving of your abun-dance.’ For to the fruit giving is a need as receiving is a need to the root.”


If you liked this Note, you’ll probably like these:

PhilosophersNotes on: Spiritual Economics

PhilosophersNotes on: The Science of Getting Rich

PhilosophersNotes on: As a Man Thinketh

PhilosophersNotes on: The Power of Intention

PhilosophersNotes on: Seven Spiritual Laws of Success

PhilosophersNotes on: The Gifted Adult

“Comfort kills! If your goal in life is to be comfortable, I guarantee two things. First, you will never be rich. Second, you will never be happy. Happiness doesn’t come from living a luke-warm life, always wondering what could have been. Happiness comes as a result of being in our natural state of growth and living up to our fullest potential.”

~ T. Harv Eker

About the Author of “Secrets of the Millionaire Mind”:T. Harv Eker

using the principles he teaches, t. Harv eker went from zero to millionaire in only two and a half years. eker is president of Peak Potentials training, one of the fastest growing success training companies in North America. With his unique brand of “street smarts with heart,” eker’s humorous, “cut-to-the-chase” style keeps his audience spellbound. People come from all over the world to attend his sold-out seminars, where crowds often exceed 2,000 people for a weekend program. So far, eker’s teachings have touched the lives of more than

a quarter million people. (from HarperCollins) Learn more about all things eker at millionairemind.com. Buy the book here!

About the Author of This Note: Brian Johnson

Brian Johnson is a Philosopher & (Professional) Student of Life. He used to build businesses. Now he reads a lot and has fun integrating universal truths into his day-to-day life. He also likes to hike, laugh, write, think, draw and teach. Learn more at philosophersnotes.com today!

Money Management 101 ■“I don’t know about you, but where I went to school, Money Management 101 wasn’t of-fered. Instead we learned about the War of 1812, which of course is something I use every single day.”

That’s hilarious. And true.

You’ll need to read the book to get his brilliant ideas on how to set up your accounts and keep track of where your money’s going and all that goodness. I highly recommend you do.

CZ = WZ ■“Here’s an equation I want you to remember for the rest of your life: CZ = WZ. It means your “comfort zone” equals your “wealth zone.” By expanding your comfort zone, you will expand the size of your income and wealth zone.”

That’s genius. Is comfort your priority? Um…If so, you’re in trouble... EXPAND!!! And know that “The more comfort becomes your priority, the more contracted you become with fear.”

Alright. That’s enough from me for now. This Note easily could have been twice as long and I didn’t go into the details of some other more practical stuff T. Harv goes over in the book. If you haven’t gotten the book yet, make an investment in yourself and get it. If you have it, re-read it.

May we expand our comfort zones, become all that we are destined to be, circulate a beautiful amount of wealth in the world and create freedom in all aspects of our lives,

Brian Johnson, Chief Philosopher

http://www.harpercollins.com/books/9780060763282/Secrets_of_the_Millionaire_Mind/index.aspx

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