IMAGING & PAYMENTSPROCESSING

Enterprise Payment Solutions Scalable, flexible payments platform

Enterprise Payment Solutions Scalable, flexible payments platform

Enterprise Payment Solutions (EPS), a comprehensive payments engine from ProfitStars®, is the leading total payments solution on the market today. EPS offers an integrated suite of remote deposit capture, ACH and card transaction processing solutions, risk management tools, reporting capabilities, and more for financial institutions of all sizes. EPS helps your institution succeed in today’s competitive market by helping you increase revenue, improve efficiencies, better manage compliance, and enhance customer relationships while also strengthening your bottom line.

EPS offers a robust suite of risk management tools and reporting capabilities for both the financial institution and the business. The EPS payments engine provides multiple touchpoints through which financial institutions and their business customers can process a wide variety of payments, including checks, ACH, and card transactions.

Multiple Modules, Multiple Options, One Gateway This flexible, scalable solution can be configured to offer as many or as few payment options as desired, while maintaining the flexibility to quickly and easily add more options when needed. For example, if you only want remote deposit capture and ACH now, you may add card processing or a hosted payment page for accepting online payments at a later date; it’s simply a matter of enabling the feature. Modules and options include:

■ EPS Platform - Superior payments platform that accepts a variety of payment types

− EPS ACH Solutions; including PPD, CCD PPD (single & recurring), WEB (internet), TEL (telephone)

− Check Conversion – Electronic check processing and conversion

− Customer Payment Portal™ (CPP) – Online donations and payments

− Hosted Pay Page™ (HPP) – Convert checks accepted online to ACH transactions

− Remote Deposit Anywhere™ (RDA) – Mobile and flatbed remote deposit capture

− Remote Deposit Complete™ (RDC) – High volume remote deposit capture

− Remote Deposit Express™ (RDX) – ASP remote deposit capture

− Remote Deposit Now™ (RDN) – Online remote deposit capture

− Remote Deposit Scan™ (RDS) – Low-volume remote deposit capture

■ SmartSight™ – Interactive dashboard that powers actionable insight

■ RemitPlus®/Lockbox™ – Electronic check processing and remittance

− RemitCentral™ – Hosted RemitPlus® link combining multiple electronic account payment sources

− RemitWeb™ – Hosted or in-house RemitPlus module for online image review and reporting

IMAGING & PAYMENTS PROCESSING

The EPS payments processing engine is a robust payments platform that allows a business to accept and process payments from any remote touchpoint; home, office, compatible smartphone, tablet device, or flatbed scanner as well as accept single or recurring payments over the phone or the Internet.

EPS combines its unparalleled reporting and compliance tools with flexible workflow options, as well as the ability to integrate with remittance/lockbox and value-added reseller solutions.

Because EPS is an ASP model, it can be deployed at a financial institution (or at a business) quickly and cost-effectively, providing the organization with a sophisticated payments processing solution.

Leading the Way in Payment Delivery Channels

The EPS platform can handle all forms of transactions in a single solution, it provides robust tools for managing the risks surrounding those payments and provides tracking and reporting to both the financial institution and the business customer.

Enterprise Payment Solutions is another innovative system from ProfitStars that streamlines the deposit process, reduces labor and operating costs, and helps your institution deliver products that meet your customers’ needs both today and tomorrow. EPS expands your target market and creates incremental sales by providing customers an industry-leading suite of electronic payment options.

Additional information is available at www.ProfitStars.com or by calling 877.827.7101Copyright © 2012. Jack Henry & Associates, Inc.® All rights reserved. ProfitStars is a registered trademark of Jack Henry & Associates, Inc.

IMAGING & PAYMENTS PROCESSING

Enterprise Payment Solutions

What It Does

■ Serves as a comprehensive payments engine that accepts a variety of payment types:

- ACH processing

- Remote deposit capture

- Remittance processing

- Real-time gateway for credit card processing

- ACH check conversion (BOC, ARC, and POP)

- Other ACH transactions: Internet-initiated (WEB), telephone-initiated (TEL) and recurring credits and debits (PPD and CCD)

- Check 21/X9 37 check conversion

■ Processes checks via single or batch processes, single or recurring ACH, and card payments.

■ Can be configured to offer as many or as few payment options as needed.

■ Provides flexible workflow options.

■ Integrates with remittance/lockbox, value-added reseller solutions, and more.

■ Offers an integrated payments platform in a hosted, SAS-70 secure ASP environment.

■ Provides remote deposit service for business clients with optional CAR/LAR.

■ Enables financial institutions to strengthen the core competencies of their organization by providing business customers a complete offering of electronic payment services.

■ Offers benefits from increased revenues through additional deposits and fee income, reduced check processing and related staffing costs, improved efficiencies, and enhanced relationships with merchant customers.

■ Allows institutions to expand their geographic footprint without opening new branches.

■ Provides a robust suite of risk management tools and reporting capabilities for both financial institutions and businesses.

■ Allows financial institutions to offer business customers the ability to accept a wide variety of payments, including checks, credit cards, and ACH transactions including PPD and CCD (single and recurring), WEB (Internet), TEL (telephone).

■ Empowers business customers to deposit funds on their own time and not have to worry about making it in to a branch.

■ Offers least-cost routing for Check 21 and ACH items while providing tools to help manage risk and compliance with NACHA rules.

■ Meets the Payment Card Industry (PCI) security certification for credit card processing.

■ Offers policies/procedures that align with FFIEC guidelines.

■ Expands target markets and creates incremental sales by providing customers the latest electronic payment options available in the industry.

What It Does For Me