SBI SME Checklist Working Capital

5/18/2018 SBI SME Checklist Working Capital

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STATE BANK OF INDIA:

CHECKLIST BASED ON TYPE OF LOANS

TERM LOAN

1. MANUFACTURING - ANNEXURE-A & ANNEXURE-B

2. SERVICE - ANNEXURE-B

3.TRADE - ANNEXURE-B

WORKING CAPITAL LOAN

1. MANUFACTURING - ANNEXURE-B

2. SERVICE - ANNEXURE-A & ANNEXURE-B

3. TRADE - ANNEXURE-A & ANNEXURE-B


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ANNEXURE-A

CHECK LIST OF D A T A TO BE KEPT RE A DY BY THE CUST O MER(TO BE GIVEN TO THE NEW CUSTO M ERS BY B R A N CH

1. Proof of identity Voters ID Card/ Passport/ Driving License/ PAN Card/signature identification from present an!ers of proprietor" partner or Director#if a company$.

%. Proof of residence &ecent te'ep(one i''" e'ectricity i''" property ta) receipt/passport/ Voters ID Card of proprietor" partner or Director #if a company$.

*. Proof of usiness address

+. Proof of ,inority

5. Last t(ree years a'ance s(eets of t(e units a'ong -it( income/sa'es ta)returns etc. (APPLICABLE FOR ALL CASES FROM RS. 2 LACS ANDABOVE. o-ever" for cases e'o- fundased 'imits of &s.%0 'acs ifaudited a'ance s(eets are not avai'a'e" t(en unaudited a'ance s(eets area'so accepta'e as per e)tant instructions of t(e an!. or cases of &s.%0'acs and aove" t(e audited a'ance s(eets are necessary.

2. 3 ,emorandum and artic'es of association of t(e Company/ Partners(ip Deedof partners etc.

4. 3 Assets and 'iai'ities statement of promoters and guarantors a'ong -it('atest income ta) returns.

5. 3 &ent Agreement #if usiness premises on rent$ and c'earance from po''utioncontro' oard if app'ica'e.

6. 3 77I registration if app'ica'e.

10. 3 Pro8ected a'ance s(eets for t(e ne)t t-o years in case of -or!ing capita''imits and for t(e period of t(e 'oan in case of term 'oan. (APPLICABLE FORALL CASES FROM RS. 2 LACS AND ABOVE.

11. 3 In case of ta!eover of advances" sanction 'etters of faci'ities eing avai'edfrom e)isting an!ers/ inancia' Institutions a'ong -it( detai'ed terms andconditions.

12. 3 Profi'e of t(e unit #inc'udes names of promoters" ot(er directors in t(ecompany" t(e activity eing underta!en" addresses of a'' offices and p'ants"s(are(o'ding pattern etc. (APPLICABLE FOR CASES WITH EXPOSUREABOVE R!.2" LACS.

13. 3 Last t(ree years a'ance s(eets of t(e Associate/9roup Companies #If any$.

(APPLICABLE FOR CASES WITH EXPOSURE ABOVE R!.2" LACS.


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14. 3 Pro8ect report #for t(e proposed pro8ect if term funding is re:uired$containing detai's of t(e mac(inery to e ac:uired" from -(om to eac:uired" price" names of supp'iers" financia' detai's 'i!e capacity ofmac(ines" capacity uti'i;ation assumed" production" sa'es" pro8ected profitand 'oss and a'ance s(eets for t(e ne)t 4to 5 years ti'' t(e proposed 'oan is

to e paid" t(e detai's of 'aour" staff to e (ired" asis of assumption of suc(financia' detai's etc. (APPLICABLE FOR CASES WITH EXPOSUREABOVE R!.2" LACS.

15. 3 &evie- of account containing mont( -ise sa'es #:uantity and va'ue ot($"production #:uantity and va'ue$" imported ra- materia' #:uantity and va'ue$"indigenous ra- materia' #:uantity and va'ue$" va'ue of stoc!s in process"finis(ed goods #:uantity and va'ue$" detors" creditors" an!?& CA7>7 @I >BP?7&> A=?V> &s.%0 LAC7$.

12. 3 P(otocopies of 'ease deeds/tit'e deeds of a'' t(e properties eing offered asprimary and co''atera' securities.

14. 3 Position of accounts from t(e e)isting an!ers and confirmation aout t(easset eing 7tandard -it( t(em #In case of ta!eover$.

18. 3 ,anufacturing process if app'ica'e" ma8or profi'e of e)ecutives in t(ecompany" any tieups" detai's aout ra- materia' used and t(eir supp'iers"detai's aout t(e uyers" detai's aout ma8or competitors and t(e company


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1 Application Application

Bio Data form

DD for Processing fee / Advocate fee / Valation fee

2 Proprietor /Partners / Brief ProfileGuarantors P!oto

Passport/"# $D #ard/Driving %icence

&elep!one Bill / 'ation #ard

PA( #ard

$& 'etrn for 2 )ears

Assets * %ia+ilities ,tatement

3 nit Partners!ip Deed * Partners!ip %etter

-emorandm * Articles of Association

#ertificate of $ncorporation/#ommencement

Board 'esoltion

,earc! 'eport from 'egistrar of #ompanies

,,$ 'egistration

Panc!a)at %icence

PA( #ard

$& 'etrn for 2 )ears

,& 'etrn for 2 )ears

Proect 'eport

Poer Allocation

Plan / "stimate / $nvoices

Polltion #ontrol #learance

%ease Agreement for !ired premises

! Balance S"eet Actal Past 3 )ears

"stimated #rrent ear

Proected (et ear

Proected for &erm %oan

#-A form

# Associate nits Brief Profile

Balance ,!eetpinion 'eport from Ban6ers

$ %ene&al / ,toc6 ,tatement

En"ance'ent %ast inspection report

&erm %oan 'evie#o of last sanction note

#onfirmation of irreglarit)7 if an)

ANNE(%E)B S*E ) +,E+K -IST


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. Tae o0er #op) of sanction letter

,tatement of accont for 1 )ear

#redit $nformation 'eport

Propert riginal &itle Deed

Prior Deeds%and &a 'eceipt

Bilding &a 'eceipt

Possession #ertificate

%ocation #ertificate

%ocation ,6etc!

(on'' * %A #ertificate

"# for 30 )ears

Documents

SBI SME Checklist Working Capital