SBI Clerical Exam 2011-12 Practice Set- 1

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Categories SBI Cler ical Exam 2011-12 Pract ice Set - 1Suggested Readings: Bank Exam Model Question Papers, Bank Recruitment

Published on : 05-JAN-2012

This is the right place to practice for SBI Clerical Exam which will be conducted by

SBI on 18 March 2012. The Practice set/Sample Questions available here will help

you learn quicker approach to answer questions in exam hall, manage time, and

prepare for the exams in t he shortest period. This will help you gauge the benefits

of your study over the months.

General Aw areness

1. I t is evident t hat th e economic slowd own still cont inues to weigh on

t he performance of t he banks in India. How is t his affecting banks and/ or

general public?

(1) The number of bank account holders has gone down

(2) T he gross Non Performing Assets (NPAs) of the listed banks have increased

substantially.

(3) Inflation has reached at a very high level

(4) A ll of the se

Ans: (4 )

2. Which of t he following challenges will be t he most crucial for human

exist ence on eart h in t he days to come?

(1) Pollution

(2) Food Secudty

(3) Availability of natural gas

(4) Need for Financial Inclusion

Ans: (1 )

3. Wh o amongst t he following is t he President of t he European Union atpresent ?

(1) Catherine Ashton

(2) Mr. Jose Manuel Barroso,

(3) Mr. Fredrik Reinfeldt

(4) None of these

Ans: (4 )

4. Wh ich of t he follow ing is NOT a bank or finance company?

(1) Barclays

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(2) BNP Paribas

(3) Lufthansa

(4) HSBC

Ans: (3 )

5. Reserve Bank of Ind ia deregulated non-resident external (NRE) deposits

on 16 December 20 11 allowing banks t o offer higher interest rates t o

dollar-denominat ed accounts. Which of t he following facts related t o t he

above stat ement is/ are not t rue?

(1) Reserve Bank freed the rates on non-resident external accounts, offering

interest as high as 9.6% per annum

(2) Following RBIs deregulation five Indian banks, including HDFC Bank and Yes Bank

on 23 December 2011 raised their interest rates on such deposits in order to lure

foreign money

(3) Private lender Yes Bank increased the interest rates on fixed deposits held by

non-resident Indians (NRIs) to 8.4 per cent from 3.82 per cent

(4) T he new rates are effect ive from 24 December for fresh deposits as well as

those being renewed on maturity.

(1) 1 & 2

(2) Only4

(3) Only 3

(4) 1 & 4

Ans: (3 )

6. Telecom Commission, t he decision-making body of t he Depart ment of

Telecommunicat ions recommended a uniform licence fee of w hat per cent

of adju st ed gross revenues (AGR) as against t he prevalent rate of 6 -8 per

cent ?

(1) 10%

(2) 8%

(3) 5.2%

(4) 9.3%

Ans: (2 )

7. M aharasht ra government planned t o provide free medicare for poor

families. Consider the follow ing st at ement s:

(i) The plan will benefit 50 lakh families.

(ii) The plan will cover eight districts in state.

Choose the right option:

(1) Both i and ii are correct.

(2) Only i is correct.

(3) Only ii is correct.

(4) Neither i nor ii is correct.

Ans: (1)

8. Name the Rashtriya Lok Dal (RLD) leader who w as inducted int o t he

Union Cabinet as civil aviation minister on 1 8 December 20 11 .

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(1) A jit S ingh

(2) Jayant Chaudhary

(3) Devendra Nagpal

(4) Sanjay Singh Chauhan

Ans: (1 )

9. Name the state-r un Mumb ai-headquartered bank which on 29 December

20 11 surprised t he market by cutt ing its base rate, t he minimum lending

rate, b y 10 b asis point s, thereby becoming t he first banker th is year to do

so when ot hers are waiting f or a signal from t he cent ral bank.

(1) St ate Bank of India

(2) Union Bank

(3) United Bank of India

(4) Allahabad Bank

Ans: (2 )

10 . Which PSU lender decided t o aggr essively market its gold loan scheme

for farmers to p revent default s after t he agriculture sect or w itnessed asharp spike in bad d ebt in the past one year?

(1) Union Bank

(2) United Bank of India

(3) Industrial Development Bank of India

(4) St ate Bank of India

Ans: (4 )

General English

Direct ions-(Q. 11 -15 ) Read t he following passage carefully and answer t hequestions given below it. Certain wo rds are printed in bold to help you t o

locate t hem while answering some of t he questions.

A fisherman, enfeebled with age, could no longer go out t o sea so he

began fishing in t he river. Every morning he w ould go dow n t o t he river

and sit th ere fishing t he wh ole day long. I n t he evening he w ould sell

what ever he had caught , buy food f or himself and go home. It was a hard

life for an old man. One hot aft ernoon w hile he was trying to keep awake

and bemoaning his fate, a large bird wit h silvery feathers alighted on a

rock near him. I t was Kaha, the h eavenly bird. "Have you no one t o care

for you, grandpa ? .. asked the bird. "Not a soul." "You should not be

doing such wo rk at your age," said t he bird. "From now on I will bring you

a big fish every evening. You can sell it an d live in comfort ." True t o her

wor d, t he bird began t o drop a large fish at his doorstep every evening. All

t hat t he fisherman had to d o was take it t o t he market and sell it. As bigfish w ere in great demand, he w as soon rolling in money. He bough t a

cottage near the sea, with a garden around it and engaged a servant to

cook for h im. His wife h ad died some years earlier. He had decided t o marry

again and began to look for a suit able woman.

One day he heard t he royal court ier make an announ cement . Our king has

new s of a great bird called Kaha," said t he court ier. "Whoever can give

information about t his bird and help catch it, w ill be reward ed wit h half

t he gold in the royal t reasury and half t he kingdom !" The fisherman was

sorely tempt ed by t he reward. Half t he kingdom would make him a prince!

"Why does the king want t he bird ?" he asked. "He has lost his sight,"

explained t he court ier. "A wise man has advised him t o bat he his eyes with

t he blood of Kaha. Do you know where she can be foun d ? .. "No ... 1

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mean ... no, no ..;" Torn betw een greed and his sense of grat itude t o t he

bird, t he fisherman could not give a coherent reply. The court ier, sensing

t hat he knew someting about t he bird, informed t he king. The king had

him brought to the palace.

"If you have information about th e bird, t ell me," urged the king. "I will

rew ard you hand somely and if you help cat ch her, I w ill personally crow n

you king of half my domain." "I w ill get t he bird for you,"cried th e

fisherman, suddenly making up h is mind. "But Kaha is st rong. I w ill need

help." The king sent a dozen soldiers with him. That evening when t he bird

came with t he fish, t he fisherman called out to her to w ait. "You drop t he

fish and go and I never get a chance to th ank you for all t hat you've done

for me, " he said. "Today I h ave laid out a feast fo r you inside. Please alight

and come in." Kaha was reluctant t o accept t he invit ation but t he

fisherman pleaded so earnestly t hat she finally gave in, and alight ed. The

moment she was on th e ground, t he fisherman grabbed one of her legs

and shout ed t o t he soldiers hiding in his house to come out. They rushed

t o his aid but t heir combined effort could not keep Kaha down.

She rose int o t he air with th e fisherman still clinging ont o her leg. By the

t ime he realised he w as being carried aw ay, t he fisherman w as too high in

t he air to let g o. He hung o n grimly, and neith er he nor Kaha were ever

seen again.

11 . Why w as t he king desperately looking f or Kaha t he bird?

(1) The king wanted a pet bird.

(2) A wise man advised the king to capture the bird for good luck.

(3) Kaha was the only heavenly bird with silvery feathers.

(4) The king was blind and required Kaha's blood for his eyes.

Ans: (4 )

12. Why did the bird volunteer to bring fish for the old man?

(1) The old man was inexperienced at fishing

(2) The bird took pity on t he old man and wanted t o help him

(3) The bird had caught more fish than required

(4) The bird wanted to make the old man rich

Ans: (2 )

13. What led the courtier to sense that the fisherman might know

something about Kaha ?

(1) T he courtier had observed Kaha alight at the fisherman's house every evening

(2) T he courtier had seen t he fisherman talk to Kaha

(3) T he fisherman fumbled when asked about Kaha

(4) Word went around that the fisherman was in contact with Kaha

Ans: (3 )

14 . Which of t he following cannot be said about t he royal courtier?

(1) He was a very observant man.

(2) He was jealous of the old fisherman.

(3) He had informed the king about t he fisherman.

(1) Only (1)

(2) Only (2)


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(3) Only (3)

(4) Only (1) and (3)

Ans: (2 )

15. What could be an appropriate title for the story ?

(1) A Fish a Day

(2) The Lonely fisherman

(3) Kaha the Silvery feathered bird

(4) The Ungrateful old fisherman

Ans: (4 )

Direct ions-(Q.16 t o 20 ) Read th e following passage and answer t he

questions given aft er it-

Every afternoon , on t heir way back from school, t he children used t o go

and play in the Giant 's garden. I t was a large lovely garden, with soft

green grass. Over t he grass st ood beautiful f lowers like st ars, and t here

were t welve peach-t rees th at bo re rich fruit . The birds would sit on t he

t rees and sing sweet ly to the children playing below . One day t he Giant

came back. He had been on a long t our and w as now d etermined to ret urn

t o his own cast le. When he arrived he saw t he children playing in the

garden and w as outrageous. "What are you d oing here ?" He shouted in a

very gruff voice, and t he children ran away. "I w ill not allow anybody t o

play in my garden bu t myself" said the Giant. And so, he built a high w all

around it , and pu t up a n ot ice-board t hat read TRESPASSERS WILL BE

PROSE- CUTED. He w as a very selfish Giant . The poor children h&d now ,

nowhere to play. They t ried t o play on the road, Bank Clerk 2011/ 37 b ut

t he road w as very dust y and full of stones, and they did not like it. On

t heir way back from school, th ey used t o w ander around t he high w all and

remember the good t imes.

Then came spring, an d all over the country there were litt le blossoms and

lit t le birds. Only in t he garden of t he Selfish Giant it w as st ill wint er. The

birds did not care to sing in it as there were no children and t he t rees

forgot to blossom. The only people who w ere pleased were the snow and

t he frost. "Spring has forgot t en t his garden," t hey cried, "so w e w ill livehere all th e year round." I cannot understand w hy t he spring is so late in

coming," said t he selfish Giant, as he sat at t he window and looked out at

his cold wh ite garden, "I hope t here will be a change in t he weat her." But

t he spring never came, nor did th e summer. The autu mn gave golden fruit

t o every garden, but t o t he Giant's garden she gave none. "He was too

selfish," she said. So it w as always wint er t here.

One morning t he Giant was lying awake in bed when h e heard t he birds

singing . "I believe the spring has come at last," said the Giant , and he

jumped out o f bed and looked out. He saw the most w onderful sight.

Through t he lit t le hole in the wall the children had crept in, and t hey were

sitt ing on t he branches of t he t rees. On every t ree th ere was a child. The

birds were flying about and t wit t ering wit h delight , and the flowers were

looking up t hrough t he green grass and laughing. I t was a lovely scene

however, in one corner it was still winter. It was the farthest corner of thegarden, and in it was standing a litt le boy. He was so small that he could

not reach t he branches of t he t ree, and he w as wand ering all around it

crying bitt erly. The Giant's heart melt ed as he looked out . "How selfish I

have been '" he said, "now I kno w w hy spring would not come here. I w ill

put that poor little boy on the t op of t he tree, and then I w ill knock down

t he w all, and my garden shall be the children's play-ground for ever and

ever." He was really sorry for w hat he had do ne.

16 . Why was the Giant o ut raged when he got back from his holiday ?

(1) He had a bad journey back home

(2) He saw the children playing in the garden


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(3) His castle was disorderly and not maintained

(4) It was still winter in his garden

Ans: (2 )

17 . What d id the Giant do t o keep the children away from his garden ?

(1) He built a high wall around the garden

(2) He displayed a message on a notice board

(3) He threatened t o complain to t heir parents

(4) Only (A) and (B)

Ans: (4 )

18 . "Spring has forgot t en th is garden." They cried. Who is the aut hor

referring to ?

(1) T he children

(2) The snow and the frost

(3) The autumn trees

(4) T he spring

Ans: (2 )

19. Why did the autu mn t rees refuse to bear fruit ?

(1) The snow and the winter took over

(2) T he Giant w as enjoying the winter in his garden

(3) It w as one way of keeping the ch ildren away

(4) T he Giant refused t o change his behaviour

Ans: (1 )

20. What do es the author compare the flowers in t he garden to ?

(1) St ars

(2) Pearls

(3) Soft grass

(4) Frost

Ans: (1 )

Quant itative Aptitude

Direct ions (Q.21 -30 ): What will come in place of the question marks (?) in

t he following equat ions?

2 1. 8/ 1 2 + 2 / 5 - 1 / 3 = ?

(1) 3/7

(2) 2/5

(3) 3/8

(4) None of these

Ans: (4 )

22. 4500 18 - 122 = ? x 4

(1) 32


7/13

(2) 26

(3) 28

(4) 34

Ans: (1 )

23. (19)2 + ( 28 )2 - (16)2 = ?

(1) 889

(2) 888

(3) 883

(4) 885

Ans: (1 )

24. 63 x 14 + 334 = ? + (12)2

(1) 1078

(2) 1072

(3) 1077

(4) 7074

Ans: (2 )

25 . [ (452 4 ) + 62 ] 5 = ?

(1) 48

(2) 37

(3) 45

(4) 35

Ans: (4 )

26. (14 x 24) + (27 x 12) = ?

(1) 650

(2) 665

(3) 660

(4) 655

Ans: (3 )

27. (4.7 x 12 x 8) + (6.8 x 16 x 10) = ?

(1) 1533.9

(2) 1539.2

(3) 1532.9

(4) 1536.9

Ans: (2 )

28 . 1 /5 t h of 3 / 4 the of 2 / 5 of 6000 = ?

(1) 360

(2) 330

(3) 370

(4) 350

Ans: (1 )

29. 4 10 x 64 256 = 4 ? x 1 6

(1) 6

(2) 5

(3) 8

(4) None of these

Ans: (4 )


8/13

30. (5994 18) x (468 18) = ?

(1) 8658

(2) 8656

(3) 8655

(4) 8654

Ans: (1 )

Reasoning Abilit y

31 . (i) P Q means Q is moth er of P.

(ii) P Q means P is brot her of Q.

(iii) P Q means P is sist er of Q.

(iv) P Q means Q is fat her of P.

Which of t he following d efinitely means R is grandson of K?

(1) R T K

(2) M + R T K

(3) M R T K

(4) None of these

Ans: (4 )

32 . How many such pairs of digits are th ere in t he number 951 37 24 8 each

of w hich has as many digit s bet ween t hem in the nu mber as wh en t hey are

arranged in ascending order?

(1) None

(2) One

(3) Two

(4) Three

Ans: (2 )

33 . I n a certain code PATHOLOGI ST is writ t en as PIUBQKSRHFN. How is

CONTROVERSY w ritt en in t hat code?

(1) SUOPDNXRQDU

(2) SUOPDNZTSFW

(3) QSMNBPXRQDU

(4) QSMNBPZTSFW

Ans: (1 )

34 . I n a certain code PATHOLOGI ST is writ t en as PIUBQKSRHFN. How is

CONTROVERSY w ritt en in t hat code?

(1) SUOPDNXRQDU

(2) SUOPDNZTSFW

(3) QSMNBPXRQDU

(4) QSMNBPZTSFW

Ans: (1 )

35 . Four of t he following five are alike in a certain w ay and so form a

group. Which is the one t hat does not belong to t hat group?


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(3) Two

(4) Three

Ans: (2 )

Marketing Aptitude and Computer Knowledge

41 . Fiscal deficit t akes place when _

(1) When government s expenditure is more th an revenue earned

(2) When countrys imports are more th an exports

(3 ) When f oreign exchange reserves is neget ive

(4) When t here is rupee depreciation

Ans: (1 )

42. SEBI is a _

(1) I nsurance regulat or

(2) Market regulator

(3) Drug regulator

(4) EPF regulato r

Ans: (2 )

Q.43 A set of comput er programs that helps a comput er monitor it self and

function more efficiently isajan _ _

(1) Windows

(2) System Software

(3) DBMS

(4) Application Software

Ans: (2 )

Q.44 An area of a computer that temporarily holds data waiting to be

processed is __

(1) CPU

(2) Memory

(3) Storage

(4) File

Ans: (2 )

Q.45 A __ is a microprocessor-based comput ing device.

(1) personal computer

(2) mainframe

(3) workstation

(4) server

Ans: (1 )

Q.46 You use a(n) __ , such as a keyboard or mouse, to input information.


11/13

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(1) output device

(2) input device

(3) sto rage device

(4) processing device

Ans: (2 )

Q.47 The term __ designates equipment t hat might be added to a

computer syst em t o enhance it s functionality.

(1) digital device

(2) system add-on

(3) disk pack

(4) peripheral device

Ans: (4 )

Q.48 The inst ructions that t ell a comput er how to carry out th e processing

t asks are referred t o as comput er __

(1) programs

(2) processors

(3) input devices

(4) memory modules

Ans: (1 )

Q.49 RAM can be thou ght of as the __ for t he comput er's processor.

(1) factory

(2) operating room

(3) waiting room

(4) planning room

Ans: (3 )

Q.50 C, BASIC, COBOL, and Java are examples of __ languages.

(1) low-level

(2) computer

(3) system programming

(4) high-level

Ans: (4 )

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12/13

Sample Questions for SBI Associate Clerk Exam 2012 : Syllogism

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Post Comment

By:Nawab saab | On:31-MAY-2012 10:05

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By:sirisha | On:01-JUN-2012 19:06

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By:Malini | On:02-JUN-2012 14:06

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By:PRIYANKA PATHANIA | On:28-JUN-2012 19:06

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By:sania | On:23-JUL-2012 17:07

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By:Archana | On:03-AUG-2012 13:08

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By:baby | On:08-AUG-2012 14:08

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By:naageswaran s | On:08-AUG-2012 18:08

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By:abdul raheem | On:15-AUG-2012 19:08

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By:Manveer Singh | On:24-AUG-2012 10:08

Please send me the practicle Question Paper For Last 10 Years In SBI Clerical


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Exam In SBI Associates of Banks on my id: [email protected]

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SBI Clerical Exam 2011-12 Practice Set- 1