To be born poor is not a sin; living and dying poor is.

Its not really important how much money you earn; its more important how much money you save.

Have the right mindset about money.Money is not evil; its the wrong use of money that isIts never too late to save and invest..

Dati, noong maliit pa ang sweldo, napagkakasya.Ngayong mas malaki na ang sweldo wala nang natitira may utang pa.

Based on statistics, many Filipinos have a lot money in savings account. Opportunity loss How much should you save?: Save until it hurts.

Adjust your lifestyle according to your income.

Pay yourself first.

If you are working and investing at the same time, parang dalawa kayong kumakayod

Risks? Everything has risks e.g. crossing the streets.

The best time to invest was 20 years ago; the second best time is now.