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Saving, A Habit Not To Miss by Abdul-Rahman Ghalayini Email: [email protected] Follow Me on Twitter help in completing the following online survey http://ghalayinisurveys.blogspot.com 2010 Date: November 20th 2010 1 /4

Saving, A Habit Not To Miss

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saving vs. investment and speculating

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Saving, A Habit Not To Miss

by

Abdul-Rahman Ghalayini

Email: [email protected] Me on Twitter

help in completing the following online survey

http://ghalayinisurveys.blogspot.com

2010

Date: November 20th 2010

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It was mid July of 2008, when I intended to make my regular visit to a dearfriend of mine, who I knew him by the name "Savings", and appeared to belonely lately during what i call it as "the modern time".

In fact, most of my close friends, who were between 25 and 42 years old, leftmy dear friend "Savings" alone and started to avoid him in the past few yearsfor unexplained reasons.

They looked to be always busy or pretending to be very busy in order toavoid looking into my dear friend's eyes or getting into making regular visitsto his place, while he never tried or thought about leaving them in anytime,specially in the difficult times or old days.

Actually they were, unintentionally, reflecting their real situation of strugglingbetween running after their exotic dreams, and catching-up with theirrealities, while leaving my dear friend "Savings" unattended as an old,unneeded, and expired friend.

I tried one day to stop one of my friends and ask him about his weird attitudetowards my dear friend. He was, at that time, hardly willing to give mesometime to talk, and replied that he was in a hurry and busy fighting somany people searching for the beautiful girl called "Employment". He assuredme, while he was running, that once he finds that beautiful creature"Employment", he will have the time to discuss my dear friend "Savings".

I asked myself, does that beautiful creature, as called by my friends,"Employment" have that much of beauty to attract almost all my friends.What about my other friend "Entrepreneur"?

On my way to my dear friend's place, I saw three of my old friends in arestaurant having their lunch and enjoying their break, as it turned to be forme. So, I passed by to say hello, and I found them busy talking about howthey were trapped by the beautiful creature "Employment", and whatdifficulties that they are facing in order to leave her for joining my otherfriend "Entrepreneur".

Immediately I invited them to join me in my visit to my dear friend "Savings"for his advice. Although they expressed some-kind of appreciation to myinvitation, they showed no interest to see him at the moment and promised tovisit him the moment they get the chance to leave "Employment" and join"Entrepreneur".

I couldn't understand their hesitations at this point in time but I excused themas I saw plenty of my friends attracted more and more towards the sexy girl"Desires", and leaving her reasonable sisters "Needs" and "Wants" unnoticed.

Being trapped between "Employment" and "Desires", I found that there is no

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way for them to get out of this loop safely.

So, I stood up and excused myself in order to continue my journey to see mydear friend, when one of my friends, who was eating burger, whispered intomy right ear to remind my dear friend "Savings" to transfer all his belongingsto my dear friend's little brother "Speculations", and, then, turned to myfriends to tell them that he took the decision to transfer all his belongings tomy dear friend's brother "Investments", as a smart thing to do.

Surprisingly, I asked myself what did drive him, my friend, to transfer all hisbelongings from a mature guy, my dear friend "Savings", to the little brother,my dear friend's brother "Speculations", and to bring this decision to myfriends' notice saying that he is transferring all his belongings to my dearfriend's brother "Investments".

Anyhow, I felt it was not of my business and continued my way towards mydear friend's place. I kept telling myself that everyone has the right to saywhatever he wants, and the other persons are mature enough have tointerpret whatever they hear.

When I arrived to my dear friend's place, I found that old guy sitting on theold coach and looking too busy in carefully arranging my friends' belongings.When I asked him, with amazement on my face, on what he was doing, hetold me that his little brother "Speculations" was coming in few minutes tocollect all of these belongings to go into an adventure journey in the deep seato bring similar materials from the bottom of the sea.

I looked stunned at the idea and how this child appeared to be so sure andwas able to convince almost all my friends that he would easily find and getsimilar materials to their belongings from the deep sea.

Were my friends blind from the reality because of greed, ignorance, orjealousness? Didn't they use their education and reasoning to understand that the case was impossible to be true.

But I sat down on the ground next to my dear friend's coach watching thelittle brothers "Speculations" and "Investments" taking all the belongings in ahurry.

At that moment, which i don't forget, my dear friend turned to look at me witha scary expression on his old and wise face, and asked me not to worry, andtold me with assurance that all my friends will come back one day, but wheel-chaired by that time.

Today and after around two years of the collapse of Lehman Brothers inSeptember 2008, I always remember the terrifying words of my old dearfriend.

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Will you take the chance and keep visiting this old guy regularly?

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