Santa Rosa County Chamber of Commerce

The Santa Rosa Chamber of Commerce and Tourist Information Center • (850) 623-23392

MARK YOUR CALENDARJANUARY 2018

Message From CHAIRMAN OF THE BOARD

Ed Carson

I hope that everyone had a very meaningful holiday season and I look forward to 2018 being very prosperous for our Chamber and Santa Rosa County. My name is Ed Carson and I am your Board Chairman this coming year.

It is an honor and privilege to be elected as the Board Chair. I look forward to working with you all to make this Chamber all that it can be for its members and Santa Rosa County. The Chamber is here to support our members and I encourage you to get involved with the work that we do whether it be helping with special events, being an Ambassador or serving on the Legislative Coalition. I can assure you that you will be able to find a spot that interests you as well as get to know some outstanding business people and peers.

We have a full plate this coming year with everything from getting the new Chamber building built to updating our Strategic Plan. I urge you to get involved during these exciting times. I look forward to meeting new members as well as current ones I haven’t met before!

Please don’t hesitate to contact me if you have any questions or comments.

Ed Carson2018 Chairman of the Board

Mark your calendar now for these great networking/informative meetings and events coming in January.

• BUSINESS AFTER HOURS Tuesday, January 9th 5:30 p.m. to 7:00 p.m. Sponsored By: Pen Air Federal Credit Union Hosted By: The Blackwater Bistro Located at: 5147 Elmira Street, Milton Registration: $10 at the door Food, Beverages, Door Prizes & Cash Drawings

• SMALL BUSINESS NETWORING LUNCH Friday, January 12th 12 Noon at Nichols Surf & Turf Restaurant Located at 3966 Avalon Boulevard, Milton Cost: $10 at the door RSVP Required: 623-2339 or Email: [email protected] Sponsored By: D. R. Horton

• E.D.G.E. (Economic Development Growth & Education) Wednesday, January 17th 11:30 a.m. @ The Benny Russell Center Located at 5330 Berryhill Road, Milton Cost: $10 at the door RSVP Required: 623-2339 or [email protected]

• THE A.M. NETWORK Friday, January 26th 7:30 a.m. at Grover T’s BBQ Located at 5887 Highway 90, Milton Cost: $10 at the door RSVP Required: 850-623-2339 or Email: [email protected] Sponsored By: Pen Air Federal Credit Union

You’re Invited!81st Annual Leadership Awards

& Installation Banquet

Saturday, January 27thSanta Rosa County Auditorium

Reserve today by calling(850) 623-2339

or email [email protected]

The Santa Rosa Chamber of Commerce and Tourist Information Center • www.srcchamber.com3

EXECUTIVECOMMITTEE 2018

COMMITTEE CHAIRS 2018

Ambassadors..............................................Greg Cowell ........................................... Farm Bureau Insurance Awards Banquet .........................................Tracy Allen, Eric Cabaniss ...................... State Farm Insurance Building Committee ...................................Archie Collum ........................................ Peter Prince AirportBusiness After Hours ..................................Anna Weaver ......................................... United Bank Co-Chair .................................................Terry Miller ............................................ Edward Jones InvestmentsBusiness Expo.............................................Terry Miller ............................................ Edward Jones Investments Co-Chair .................................................Tracy Beach ........................................... Blue ArborCapital Building Campaign .........................Ed Carson .............................................. Carson ConstructionCommunity Service Council ........................Jaimie Hudson ...................................... Emerald Coast Hospice E.D.G.E........................................................Charlin Knight ....................................... SRC School District Co-Chair ................................................Tina Stewart .......................................... SRC Economic Development OfficeExcellence In Business & Leadership Conference ........................To Be AnnouncedDan McKenzie Golf Classic ..........................Larry Strain ........................................... Coastal Bank & Trust July 4th Riverfest .......................................Larry Strain ........................................... Coastal Bank & Trust Leadership Santa Rosa ...............................Sharon Pitts........................................... Kelly Services Leadership Santa Rosa Alumni ...................Tammy Ward ......................................... Better Business Bureau of NW Florida Local Legislative Action .............................Ed Carson .............................................. Carson Construction Ray Walker ............................................ AT&T Membership Development.........................Terry Miller ............................................ Edward Jones InvestmentsMilitary Appreciation Month ......................Tracy Allen ............................................ Eric Cabaniss State Farm Insurance Co-Chair .................................................Brian Watkins ........................................ City of MiltonMilton Christmas Parade ............................Connie Clark .......................................... Individual Member New Member Orientation ..........................Hardy Eubanks ...................................... UBX Financial Freedom, LLC Santa Rosa Young Professionals .................Kyle Schoolar ........................................ Feeding The Gulf CoastSmall Business Networking Lunch..............Nancy Connelly ..................................... The First, A National Banking AssociationStrategic Plan .............................................Ed Carson .............................................. Carson ConstructionThe A.M. Network ......................................Tracy Allen ............................................ Eric Cabaniss State Farm Insurance

We thank everyone who gives of their busy lives to volunteer to chair committees, you all show us what it means to be great leaders.

The Santa Rosa Chamber of Commerce couldn’t get things done without you!

Chair:Ed Carson - Carson Construction

Past Chair:Steve Rhodes - Gulf Power Company

Chair-Elect:Sharon Pitts - Kelly Services

Treasurer:Terry Miller - Edward Jones Investments

Secretary:Sharon Pitts - Kelly Services

Capt. Paul Bowdich ..... Naval Air Station Whiting Field (Ex-Officio) Kevin Brown ............... Rep. Doug Broxson’s OfficeNancy Connelly ........... “The First” A National Banking AssociationLance Cook ................. Lance Cook Marketing & ConsultingRhett Fendley ............. Premier Wealth Management PartnersMike Johnson ............. Goldring Gulf Distributing CompanyJason Kimbrell ............ West Florida HospitalRick Paschall............... Ameriprise Financial Services, Inc.Jeremy Reeder ............ Reeder Financial GroupDanny Scott ................ DLOS, IncorporatedJill Sport..................... Jill B. Sport CPA, PATina Stewart............... SRC Economic Development Office (Ex-Officio)Ray Walker ................. A.T.& T.Brian Watkins ............. City of Milton (Ex-Officio)Anna Weaver .............. United Bank – Pace

Director EmeritusLarry Strain ................ Coastal Bank & Trust

BOARDMEMBERS 2018

Introducing Your 2018 Board of Directors& Executive Committee

SANTA ROSAN NEWLETTER


BUSINESS AFTER HOURS

January 12 + 13 .................................................................. Starts Friday at 1 p.m. Ends Saturday 5 p.m. Leadership Santa Rosa, Class 32: SimSoc 1325 Miracle Strip Pkwy, Ft. Walton Beach

January 15 ........................................................................... 4 p.m. SRC CoC Executive Committee Meeting SRC Chamber of Commerce, 5247 Stewart St, Milton

January 17 ........................................................................... 9 a.m. Ribbon Cutting @ Hancock Bank 4612 Highway 90, Pace

January 17 ........................................................................... 10 a.m. Ribbon Cutting @ Adiktiv Sports LLC 6570 Caroline St, Ste B, Milton

January 17 ........................................................................... 11:30 a.m. E.D.G.E. Meeting Locklin Tech, Benny Russell Center, 5330 Berryhill Rd, Milton

January 22 ........................................................................... 12-4 p.m. SRC CoC Board of Directors Meeting & Planning Workshop Location TBA

January 26 ........................................................................... 7:30 a.m. The A.M. Network - Sponsored by Pen Air Federal Credit Union Grover T’s BBQ, 5887 Hwy 90, Milton

January 26 ........................................................................... After The A.M. Network Ribbon Cutting for Good Time Tours Grover T’s BBQ, 5887 Hwy 90, Milton

THANK YOU TO OUR 2018 SPONSORS!!

The following sponsors make the monthly networking events we all enjoy; the informative programs we learn from and nu-merous venues our members benefit from possible – Please support these businesses & organizations that support our community.

January ...................Charissa Cotton, CPA, PA

February ..................Pending with Retired Senior Volunteer Program

March ......................Available

April ........................Available

May .........................Available

June ........................Available

July .........................Santa Rosa Medical Center

August ....................Leadership Santa Rosa

September ..............Available

October ...................Available

November ...............Emerald Coast Hospice

December................Available

January ...................Pen Air Federal Credit Union

February ..................Capstone Academy

March ......................Grover T’s BBQ

April ........................CharterBank

May .........................United Bank Mortgage Services

June ........................Alternative Health Food Store

July .........................July 4th Riverfest Meet & Greet

August ....................Grover T’s BBQ

September ..............Bruce Baker RE/MAX Infinity

October ...................Available

November ...............Available

Sponsor a Business After Hours!

CHAMBER CALENDAR - JANUARY 2018


THE A.M. NETWORK

THANK YOU TO OUR 2018 SPONSORS!!

The following sponsors make the monthly networking events we all enjoy; the informative programs we learn from and numerous venues our members benefit from possible – Please support these businesses & organizations that support our community.

January ................ D.R. Horton, Inc.

February ............... Pregnancy Resource Center

March ................... Pen Air Federal Credit Union

April ..................... Tiffany Sullivan, LegalShield

May ...................... D.R. Horton, Inc.

June ..................... Marine Corps League

July ...................... Available

August ................. Available

September ........... United Bank Mortgage Services

October ................ Gulf Power Company

November ............ Emerald Coast HospiceDecember............. Harvesters Federal Credit Union

January ................ Pen Air Federal Credit Union

February ............... Florida Blue

March ................... Santa Rosa Medical Center

April ..................... Emerald Coast Hospice

May ...................... LandrumHR

June ..................... Available

July ...................... Gulf Power Company

August ................. Available

September ........... Assisted Living Locators

October ................ Pen Air Federal Credit Union

November ............ No Breakfast Scheduled

December............. Locklin Technical Center

SMALL BUSINESSNETWORKING LUNCH

COMMUNITY CALENDAR - JANUARY 2018

January 15 ................................................................. CHAMBER CLOSED FOR DR. MARTIN LUTHER KING JR DAY

January 19 ................................................................. 7 p.m. (doors open 6:30)

Concert at The Imogene

The Imogene Theatre, 6866 Caroline St, Milton

January 30 ................................................................. 6:30 p.m.

“Beyond the Broken Heart” Grief Support Group

Lewis Funeral Home, 4777 West Spencer Field Rd, Pace

Thank you to our Christmas Lunch Sponsor Harvesters Federal Credit Union!

“Dirty Santa” Gift Exchange LunchSanta Played by: Nancy Connelly, The First, ANBA

Congratulations to our Split The Pot Winner!

WEEKLY RECURRING MEETINGS

Mondays9:30-10:30 AMFriends of the Milton Library Book Sale CommitteeBook Shed, 5541 Alabama St., MiltonContact: Linda LaLiberte-Schmidt, 981-7323 Tuesdays12 NoonMilton Rotary ClubGrover T’s BBQ, 5887 Hwy 90, MiltonContact: Sharon Williams, 266-6121

Wednesdays7 AMKiwanis Club of Santa Rosa SunriseTanglewood Golf Club, 5916 Tanglewood Dr., MiltonContact: Penny Nichols Wilson, 982-7204 Thursdays7 AMPace Rotary ClubStonebrook Golf Club, 3200 Cobblestone Dr., PaceContact: Margaret Porter, 994-9797 7 PMPrimerica Business OpportunityCall Margarita Vazquez, 626-7188, for location.

For an up-to-date calendar of events go to our Website: www.srcchamber.com.


Beautiful Lights, LLCKatie Sanborn

36236 Emerald Coast Parkway #C2Destin

(850) 650-9417www.BeautifulLights.com

Follow Us on FacebookUnique & Innovative Lighting

Commissioner Sam ParkerPost Office Box 4442, Milton

(850) 777-6314Santa Rosa County Commissioner

Premier Construction & Remodel, LLC

James WalshMilton

(850) 860-2322www.PremierConstructionandRemodel.com

Follow Us on FacebookHome Improvement and Maintenance

Antique Street Market, Inc.Sherri Owens

4586 Chumuckla Highway, Pace(850) 602-4923

www.AntiqueStreetMarket.com

Jill B. Sport, CPA, PA (Highway 90 Location)

4430 Highway 90, Pace(850) 995-8848

www.JillSportCPA.comAccounting & Tax Services

Blackwater Bay ToursCindie Ponsell

7374 Bain Drive, Milton(850) 463-5943

Sunset & Wildlife Cruises

Larry M. Jacob & AssociatesKimberly Anderson

328 E. Gadsden Street, Pensacola(803) 645-8898

www.lmg-a.comFollow Us On Facebook

Geotechnical Engineering/Drilling/Construction Materials

ABM Educational ServicesSteve Sport

6544 Firehouse Road, Bldg. 3-NMilton

(850) 983-5262www.ABM.com

Janitorial School System

NOLA Lending GroupDerek Bignell

25 W. Cedar Street, Suite 500Pensacola

(850) 377-5337www.NolaLending.com/Pensacola

WELCOME NEW MEMBERS

NETWORKINGIt’s all about

connecting you to other businesses

that can help support your business - together we can all be

successful. The only wayto network is to come to the

Chamber opportunitiesoffered throughout each month. Vist our website for a complete

list of events and

JOIN IN!

JANUARY MEMBERSHIPMILESTONES

20 YearsFleet Reserve Association,

Branch 210

10 YearsFuture Labs, Inc.

5 YearsAT&T

1 YearBusiness Essentials, LLC

Cat Country 98.7/News Radio 1620/92.3 FM

Catalyst Group, Int.Crazy Cajun Chef

DLOS, Inc.Knights of Columbus Council 7027

RE DevelopmentS & K Boutique, Inc.

Please remember to support these businesses & organizations

that support our Chamber & our community!


IT’S GOING TO BE A GREAT YEAR!

Greg Cowell (Chair) Farm Bureau Insurance AgentBruce Baker RE/MAX Infinity

Tracy Beach Blue ArborSusan Bishop Terminix

Kim Cato Chalmers Interlinc Mortgage Services, LLCLinda Clark LC Creative Productions

Susan Clark Granny NanniesNancy Connelly The First, A National Banking Association

Eric Diamond Water Works Sprinkler Systems, Inc.Lisa Douglas Dee’s Paper

Hardy Eubanks UBX Financial Freedom, LLCCheryl Henszey Coldwell Banker

Ed Lugo Florida BlueTerry Miller Edward Jones Investments

Felicia Fortune Northcutt Coldwell BankerEd Perry Business Essentials, LLC

Jeremy Reeder New York LifeCynthia Roberts The Pregnancy Resource Center

JoAnn Sisson Navy League Santa Rosa CouncilDarin Southard Gulf Power Company

Juan Vazquez Primerica – Margarita VazquezMargarita Vazquez Primerica – Margarita Vazquez

Anna Weaver United BankLeigh Anne Weekley Key Impressions Real Estate, LLC

Janice White Accelerating Futures, LLCRay White Accelerating Futures, LLC

Sharon Williams Landrum Human Resource Companies, LLC

WELCOME to our three newest OFFICIAL Ambassadors!Tracy Beach Blue ArborSusan Bishop Terminix

Cheryl Henszey Coldwell Banker

2018 CHAMBER AMBASSADORSWe Love Our Ambassadors!


Kimberly AndersonLarry M. Jacobs & Associations

Wyatt BartonLifeguard Ambulance Service

Michael BauchwitzThe ARC of the Emerald Coast

Paul BowdichNaval Air Station Whiting Field

Tamara FountainNavarre Beach Area Chamber of Commerce

Michael FulfordProduction Metal Stampings

Elizabeth GibsonAll Risk Insurance

Jonathon HambyAmerican Pride Lawn Care

Michael HobbsUnited Bank

Jackalyn KovacSanta Rosa County Sheriff’s Office

Elizabeth Lambert-WaggonerLifeguard Ambulance Service

Julie LarowNaval Air Station Whit-ing Field

Mark LedbetterAvalex Technologies

Leadership Santa Rosa is a program of the Santa Rosa County Chamber of Commerce.

Ed LugoFlorida Blue

Vidal MartinezNaval Air Station Whiting Field

Jamie Medlock Troika Solutions

Corey MobleyJohnny Huston’s

Steve MobleyJohnny Huston’s

Ashley MurrayRE/MAX Infinity

Wanda NicholsColdwell Banker

David PiechRetired Military

Derek PivnickDerek Pivnick, CPA, PLLC

Katherine PrestesaterNaval Air Station Whiting Field

Douglas RosaTW-5, Naval Air Station Whiting Field

Jessica SalmonSanta Rosa Health & Rehabilitation

Laura SaulsPensacola Pathologists, P.A.

Daniel ScheblerSanta Rosa County Administrative Offices

INTRODUCING LEADERSHIP SANTA ROSA CLASS 32 GREAT EXPECTATIONS!

LEADERSHIPSANTA ROSA

ALUMNI @ WORK

Thank you to Alumni Mike Johnson (Daughters Morgan & McKenzie), Colten Wright (Daughter Reagan), Melanie Essary, and Susan Clark! Keeping our Avalon Park & Ride “Adopt-A-Spot” nice & clean! Special thanks to Morgan & McKenzie Johnson and Reagan Wright for coming out to help! We appreciate you.


Robert TaveirneGulf Breeze Police Department

Randy TifftSanta Rosa County Sheriff’s Office

Erin VaughnCharterBank

Adrianne WalkerUniversity of West Florida Historic Trust

Kristen WhiteEast Milton Elementary School

Lynne Whittington Lakeview Center, Inc.

Terry Wyrosdick, Jr.The Tool Shack

Introducing Class 32 Executive Committee

Chair: Sharon Pitts, Kelly Services

Vice Chair: Ray Walker, A.T. & T.

Past Chair: Colten Wright, The Tool Shack

Secretary: Melanie Essary, Essary Law Firm

Treasurer: Donna Tucker, SRC Chamber of Commerce

PR Chair: Deborah Stilphen, FL Dept. of Health in SRC

Curriculum Chair: Kim Cato-Chalmers, Interlinc Mortgage Services

Curriculum Co-Chair: Tammy Ward, Better Business Bureau of NW FL

& LSR Alumni Chair

Program Administrator: Nicole Frenk, SRC Chamber of Commerce

Gulf Breeze COC Rep., Kristen Loera, Gulf Breeze Chamber of

Commerce

Immediate Past Class Representative: Sam Parker, RC Commissioner

Immediate Past Class Representative:

Jonathan Arneault,The Rock, Pentecostal Church

Loreli Anzaldua, Lifeguard Ambulance Service

Christina Simmons, Brightway Insurance

Lyn Kelly, Avalex

Roy Fondren, NAS Whiting Field

Damon Boutwell, Pace Water System

The quality of our leadership will determine the future of Santa Rosa County.

If you would like to be a part of the next Leadership ClassCALL 850-623-2339

or email [email protected]

GREAT EXPECTATIONS!

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WITHOUTA CHAMBER...


CHAMBER CHRISTMAS BREAKFASTThe A. M. Network Chair: Tracy Allen, Eric Cabaniss State Farm Insurance

Many people still don’t know….The Santa Rosa County Chamber of Commerce & Tourist Informa-

tion Center is not a government agency, we are not funded by the

County, the City, your tax dollars or any source other than by local

businesses, non-profits and individuals that join and two annual

fundraisers, The Leadership Awards Banquet and Dan McKenzie

Golf Classic. We thank the currently 610 members that support our

Chamber, your businesses and your community. Consider joining

if you are not already a member and please remember to support

those businesses and organizations that are a member and make it

possible to keep your Chamber active in our community.

Without A Chamber…………….there would be no office to respond to the inquiries about your community and its opportunities.……there would be no information gathering center with which to inform the business community and advise it of current events affecting them.……there would be no collective force to make known the physical needs of the community such as improved roads, utilities, facilities, safety and the like.……there would be no forum wherein the business community can exchange views and positions, and no voice to express those to other agencies.……there would be no focal point for social gathering of the business community wherein an exchange of ideas and services may take place.……there would be no political voice to keep our elected repre-sentatives aware of the community feelings on legislative action and needs.

Your Chamber is a rallying point, and an instrument for the promo-tion of plans, ideas and projects in your community.

YOU – our members keep our doors open and our offices staffed. THANK YOU for supporting your business community and your Chamber of Commerce.

We Invite You To Join Us……

Congratulations Ray White, split the pot winner (& it was LOTS of $$$).

Our 3 Ugly Sweater Contestants..they were few but furiously competitive (Elf shoes not seen)

And the winner is......Kyle Schoolar (we think it was the hat!)

Special thanks to Cliff & Tina for the beautiful Christmas music!

THANK YOU Locklin Tech for a wonderful & delicious Christmas Breakfast.

Celebrating the Season!


A Cartoon Christmas!

Clark’s Lock & Safe, our 2017 Parade Sponsor Thank you to our Parade Queen Ms. Connie Clark –

Awesome Job!

Thank you to our 2017 Judges...Capt. Todd Bahlau & Wife Rebecca;

Jill & Steve Sport

CONGRATULATIONS to our Ribbon Winners!

Dance Academy of Santa RosaBest Overall Theme

Santa Rosa Medical CenterBest Business Entry

AmVets Ladies AuxiliaryBest Non-Profit Entry

Dreamland Skate CenterBest Originality & Creativity

2017 Holiday Lighted Boat Parade

Thank you to the 2017 Boat Parade “Pyrate At Large” WayBig Tom!

Special thanks our awesome Emcee Mr. David Archer& our 2017 Judges: Kim Cato Chalmers,

Bruce Baker, Margarita Vazquez, Linda Clark

Lasiter Peoples Place 1 Place 2

Celebrating the Season!

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Jill B. Sport, CPA, PA welcomes Crystal George Jill B. Sport, CPA, PA, a local accounting and consulting firm, is pleased to announce that Crystal George has recently joined the firm. Crystal brings over 20 years of tax and accounting experience to her position and has worked with clients in a wide array of industries. A graduate of the University of West Florida, Crystal has a Bachelor of Science in Business Administration Degree majoring in Professional Accountancy. She resides in Jay with her husband Donny and four children.

PEO Company LandrumHR Appoints Three New Members

LandrumHR, a professional employer organization (PEO) company providing HR services in the Southeast, is excited to announce three new members to their staff. Deborah Brousseau has been hired as the Director of Marketing. Deborah has extensive experience in leading marketing departments for professional services com-panies, most recently in the legal recruiting industry. Deborah’s core strengths are branding, digital marketing, and ensuring a positive client experience. Active in the Pensacola community, Deborah is a class of 2014 Leadership Pensacola graduate, serves on the board of Escambia High School High Tech, and is an Executive Mentor in the University of West Florida’s Executive Mentor program. Deborah is also an active member of Relevant Life Church, and teaches workforce readiness classes for Junior Achievement and other local non-profits. Jeffrey Jones has been appointed to the position of Sales Development Representative for the Sarasota location of LandrumHR. In this role, he will advise prospective clients about the benefits of partnering with an HR outsourcing company. His previous jobs include Business Development

Manager, Inside Sales Manager, and Inside Sales Represen-tative. Jeffrey has been married for 36 years and has three children and seven grandchildren. LandrumHR has also hired Todd A. Stephenson in the role of Business Consultant. He will serve the North and South Carolina locations. As a Business Consultant, he will devel-op new client relationships for LandrumHR PEO services in upstate and Lowcountry markets in South Carolina. His past roles include Senior Benefits Consultant for Assurance Benefits Group, Columbia SC; Vice President of Employee Benefits, Hub International LTD, Charleston SC; and Vice President of Employee Benefits, First Southeast Insurance Services, Charleston SC. Stephenson came to LandrumHR’s attention when he demonstrated leadership in the employee benefits field through board positions on both the local and state boards of The National Health Underwriters Association, as well as a board position with a local non-profit community health plan in the Charleston SC area. He has also received the Distinguished Service award from SC Association of Health Underwriters and holds a BS degree in Business Adminis-tration from Fairmont State College in WV. LandrumHR offers full-service HR outsourcing, and has six locations throughout the Southeast. Those interested can contact LandrumHR for more information on any of their services. Those who would like to learn about upcom-ing events or read informative articles from LandrumHR, can visit their Facebook page.

United Bank Maintains 5-Star Rating

United Bank is proud to announce it has maintained its 5-Star Superior rating for strength and security from BauerFinancial, the nation’s leading independent bank rat-ing firm. The 5-Star award recognizes United Bank’s finan-cial strength and performance and is based on profitability, capital, level of delinquent loans, charge-offs, repossessed assets and liquidity. The rankings announced are based on the bank’s September 30th, 2017 financial results. What this rating means for United Bank is that the insti-tution is safe, financially sound and operating well above

COMMUNITY ANNOUNCEMENTS

Crystal George

Deborah Brousseau

BENEFITS OF BELONGING...

REFERRINGMember to member referrals give

you a network of support from your business community.


its regulatory capital requirements. Ratings are based on a scale of zero to five with a five star being the strongest. Since 1983, BauerFinancial has earned the respect of feder-al and state regulators as a means of reporting the financial condition of banks. BauerFinancial uses the same analysis to rate all institutions and makes those ratings available for free on its web site. For more information about United Bank, please contact Tonya Lambert, Vice President, Marketing & Public Rela-tions at 251-446-6004 or email [email protected].

Leadership Santa Rosa Class 30 Graduate! Congratulations Matt Maupin, Leadership Santa Rosa Class 30 participate. Matt made up classes he missed with Class 31 and recently received his certificate of completion and plaque. Job well done Matt!!

What do the Florida weather and the federal tax code have in common? Wait five minutes and it can change.Of course, the pace of change with the weather ap-pears light-years faster than the glacial pace of what governments do with taxes. Nonetheless, every year tax code changes catch taxpayers by surprise when they learn the mutable tax law is going to cost them money. As the new year rings in tax attention anew, some notable reminders of recent rule changes, and an alert as to how the 2017 tax year could differ from years gone by, might be useful.

Filing deadline changes went into effect in 2016, but some taxpayers may still be acclimating to them. So, here is a brief reminder of deadlines for various returns:• March 15 (extended until Sept. 17, because Sept. 15 falls on a Saturday)• Form 1065 (Partnership)• Form 1120S (S corporation)• April 17 (because April 15 is on a Sunday and Washington, D.C., observes a holiday on Monday, April 16; extended until Oct. 15)• Form 1040 (Individual)• FinCEN Form 114 (Foreign bank reporting)• April 15 (extended until Oct. 15)• Form 1120 (C corporation)• April 17 (extended until Oct. 1, because Sept. 30 falls on a Sunday)• Form 1041 (Trust and estate)

The date change for filing certain returns occurred to aid the flow of information better, so taxpayers in need of K-1s from partnerships and S-corps could receive them before the deadline to file their own tax return.Other items that previously benefitted taxpayers expired at the end of 2016 and, therefore, will be

ineligible to any taxpayer in 2017 (at least at this point in time). These include:Exclusion from income of the discharge of debt on a qualified principal residence. So, if in 2017 a lender forgave debt owed by a taxpayer on his or her principal residence, the entire amount of debt forgiven could have major impact on the person’s 2017 tax return.Deduction of mortgage insurance premiums. This is the PMI that many people have to purchase if they borrow more than 80 percent of the home’s value.7.5% AGI floor for medical expenses for taxpayers at least 65 years old. This gave older citizens a lower income threshold to overcome to receive the benefit of their deducted medical expenses. Everyone will now be at 10%.

Above-the-line deduction for qualified tuition and fees. This covered up to $4,000 of qualified expenses for tuition and fees, but was phased out for taxpayers over a certain income level.Energy credit for 10% of purchase price of non-busi-ness energy property.

Of course, in years past many favorable tax items that expired at year’s end experienced a revival in tax extender bills Congress passed in December or into the new year. So, while it may seem like politicians at all levels etch their wishes into solid law, they are in effect whimsy as ephemeral as the Florida weather.

New Year, New TaxChanges

Derek Pivnick, CPA

Matt Maupin

YOUR CHAMBERWorking Together


PROJECT WELCOME

For 80 years, the Santa Rosa County Chamber of Commerce has nurtured and partnered with our business and non-profit community. We continue to be a catalyst for our community to achieve goals, sustain our quality of life, and provide a unified voice to support a thriving business community.

We invite you to join us by lending your support for the construction of a new building that will house the Santa Rosa County Chamber of Commerce and Tourist Information Center. This beautiful facility with a historical Florida vernacular design will serve as a reflection of our quality of life, as well as showcase the uniqueness, warmth and unlimited opportunity Santa Rosa County has to offer.

This highly visible new location on a gateway road into our county will further enhance our ability to offer resources to businesses and visitors alike and showcase the successful, growing, and thriving county we’ve become. It will stand for the best of who we are – built on a solid foundation that hon-ors our history while embracing the next generation of success. It will be our legacy.

Project Welcome is being constructed under theSanta Rosa County Chamber of Commerce

Community Foundation, a 501(c)3.All contributions are 100% tax deductible and

any donations may be paid in installments over up to four years.

Our community has been built by those who invested in the future.

PROJECT WELCOME - COMMITTEEArchie Collum

Peter Prince Aviation

Johnny BaggettGeneral Contractor

Steve RhodesGulf Power Company

Ed CarsonCarson Construction

Tiffany SullivanLegalShield

Rick Paschall

Ameriprise Financial Svcs

Rhett FendleyPremier Wealth Mgmt. Svcs.

Jill SportJill Sport, CPA

Donna TuckerCEO/Director

Santa Rosa CountyChamber of Commerce

Nicole FrenkAdministrative Assistant

Santa Rosa CountyChamber of Commerce


DONATION LEVEL ORGANIZATION NAME DONATION LEVEL ORGANIZATION NAME $52,000 ......................... Bruce Baker RE/MAX Infinity$50,000 ......................... McKenzie Motor Company$35,000 ......................... Gulf Coast Industrial Construction, LLC

$15,000 ......................... Cat, LLC$15,000 ......................... Clark’s Lock & Safe$15,000 ......................... Cooper Plumbing$15,000 ......................... Water Works Sprinkler Systems, Inc.

$10,100 ......................... Santa Rosa Medical Center$10,000 ......................... Leadership Santa Rosa$10,000 ......................... Rob Williamson Landscaping, LLC$10,000 ......................... Southern Site & Utility Design, Inc.$10,000 ......................... General Rental Center$10,000 ......................... Teuber Signature Cabinets$10,000 ......................... Beautiful Lights, LLC$10,000 ......................... Adventures Unlimited Outdoor Center$10,000 ......................... LJFD, Incorporated - Joiners$10,000 ......................... Milton Truss$10,000 ......................... Goldring Gulf Distributing Company

$6,500 ........................... Satterfield Concrete

$5,000 ........................... Rick & Terry Paschall$5,000 ........................... Benchmark Surveying & Land Planning Inc.$5,000 ........................... Cher Plowman$5,000 ........................... Greg Cowell Farm Bureau Insurance$5,000 ........................... Henry Company Homes$5,000 ........................... ID Group$5,000 ........................... Jill B. Sport, CPA, PA$5,000 ........................... Lindsay & Lindsay, P.A.$5,000 ........................... Ellis Crane Works, Inc.$5,000 ........................... CTC Fence Company

$5,000 ........................... Claude & Melanie Duvall$5,000 ........................... Focus On Design$5,000 ........................... Phil Gambrell$5,000 ........................... John & Deborah Roche$5,000 ........................... Lee & Darlene Parker$5,000 ........................... American Concrete$5,000 ........................... United Bank$5,000 ........................... McMahon & Hadder Insurance$5,000 ............................ City of Milton$5,000 ............................ Gulf Power Company$3,000 ........................... Universal Engineering Sciences$2,500 ........................... Larry Strain$2,000 ........................... Fireplace Concepts$2,000 ........................... Dick & Karen Hohorst$2,000 ........................... Mooneyham Heating & Air Conditioning$2,000 ........................... Granny Nannies$2,000 ........................... Pregnancy Resource Center$2,000 ........................... Baptist Healthcare$2,000 ........................... Accelerating Futures, LLC$2,000 ........................... Faith Church$2,000 ........................... CharterBank$1,000 ........................... Harris Rebar, LLC$1,000 ........................... Durst & Jordan, CPA’s$1,000 ........................... LC Creative Productions$1,000 ........................... Susan Clark$1,000 ........................... Cynthia Roberts$1,000 ........................... Blackwater Pyrates, Inc.$1,000 ............................ LandrumHR $1,000 ............................ Signcrafters of Northwest Florida, Inc.

Thank Youto the following Businesses, Organizations & Individuals for supporting

your new Chamber of Commerce & Tourist Information Center soon to begin construction at 4315 Avalon Boulevard!

If you would like to make a cash or in-kind donation please contact us at 623-2339.

ALL donations are tax exempt under our 501c3 Community Foundation Building Fund & Cash Donations can be paid over a 4 year period.

CHAMBERFACTS

• The Santa Rosa County Chamber of Commerce is 81 years old this year.

• We currently have 600 active members. 18% of our membership is based in Escambia

County.

• Your Chamber is also the official Tourist & Visitors Information Center for Central/North Santa Rosa County.

• We operate solely on funds received from membership dues and two annual fundraisers (Leadership Awards & Installation Banquet; Chamber Golf Classic).

• We have two full-time staff persons on payroll.

• As per December 15, we have answered 2,383 phone calls, assisted 962 walk-in visitors, re-sponded to 218 written requests for informa-tion and relocation packages, held 55 ribbon cuttings, and signed up 105 new members. Our website had 22,829 visitors who generat-ed 75,787 page views.

• The most interesting question this month was: “Can you tell me who has the archives for John Stewart High School?”


RIBBON CUTTINGS

DeGraaf Systems, Inc. DeGraaf Systems, Inc. is uniquely qualified to handle any job involving electrical or telecommunica-tion systems. Electrical engineering designs range from all technical design of electrical distribution systems, lighting and sound systems, telecommunication and computer systems, security systems, fire alarms, high voltage projects, and control systems. Here at DeGraaf Systems, Inc. we will proudly take care of any of your electrical, communications and security needs. We are confident that our services to you will be of great quality with a competent price. Residential and/or commercial, no task is too great or too small. Previous work experiences include projects from universities, residential, government and industrial clients. DeGraaf Systems, Inc. has been a family owned business and serving our community and surrounding areas for over 15 years. With great success and outstanding customer service, we will soon be offering HVAC services. Located at 4317 Floridatown Rd. in Pace, Florida 32571. Our office hours are Monday through Friday 8a.m. to 5p.m. We are also available after hours for any emergencies that may arise. We can be reached by phone at (850)995-1646 or on the web at www.degraafsystems.com.

Legacy Woodworks There is a new business in town. Pam and David Allen moved to the Milton area recently and reopened their family woodworking business, Legacy Woodworks. They specialize in beautiful farm tables, coffee tables, side tables, and many other furniture pieces, built to customer’s specifications. For Christmas they made dollhouses for girls and forts for boys. They repair furniture, refurbish furniture and work with customers on special projects like farm doors and other rustic décor. Their shop is located at their home at 6224 Willard Norris Road in Milton and their hours are flexible. They can be reached any day of the week by calling Pam at 601-500-0983 or you may contact them at: [email protected]. See their web page at: www.legacywoodworks.biz. “Give us a call and come to see us – we would love to work with you on any special project you may have.”

Contact: James DeGraaf4317 Floridatown Rd.

Phone: (850) 995-1646www.degraafsystems.com

Contact:Liz Gibson

Phone: 850-776-0185P.O. Box 343

Milton


Nichol’s Surf & Turf The all new Nichol’s Surf & Turf is a veteran-owned and operated restaurant that specializes in serving locally caught seafood. Our mouth-watering 12 or 8 oz rib eyes are topped off with a dollop of herb butter to make them even more incredible. We like to pride ourselves on having an all around amazing menu, but want to emphasize our specialty, broiled stuffed flounder and fried or broiled combo platters! Our servers are some of the friendliest around, and will do everything they possibly can to ensure you have a wonderful dining experience. We also have an amazing catering menu! We can cater any event of any size and per our client’s choice can have all the food already made, or cooked on scene! Not only can we cook any portion of our menu, but if you have any special requests for a dish we will always aim to please. Stop on in and be sure to try some of our delicious homemade desserts before you leave! Nichol’s has also begun to serve locally brewed beer from Gulf Coast Brewery and also serve red and white wine, which is always a perfect pairing when it comes to seafood. We are located at 3966 Avalon Blvd. Milton, FL 32583. Our hours of operation are M T Th F from 4:00-9:00 PM and Sat Sun from 11:00 AM - 9:00 PM. If you would like to call us, our phone number is (850) 623-3410.

Eric Cabaniss State FarmEric Cabaniss State Farm is a full service insurance agency that offers a wide variety of products to meet your insurance needs. In addition to automobile and homeowners insurance, we can help meet your life insurance needs as well. J.D. Power recently ranked State Farm highest in life insurance customer satisfaction for the fourth consecutive year. Eric has been with State Farm for 13 years being an agent for 10. We recently moved into our new building at 5812 Highway 90 to meet the demands of our growing office. Give us a call at 623-0149 and schedule your free insurance and financial review. Here at Eric Cabaniss State Farm we want to help you manage the risks of everyday life, recover from the unexpected and realize your dreams.

RIBBON CUTTINGS

Contact:Jessica Kern

850-623-34103966 Avalon Blvd.

Milton

Contact:Eric Cabaniss

850-623-01495812 Hwy. 90

Milton


RIBBON CUTTINGS

Shuga Beanz The Coles, from the North met up with the Shipley’s from the South and introduced “Shuga Blasters”, and the vision of a drive through coffee stand was born. July 2016 we all sat in the living room of the Shipley’s watching a PowerPoint video helping us all see the bigger picture! Then came the number crunching, constant texting, emailing, power points, and making plans 2500 miles away from each other. Mark’s mining job at the time went on strike and in April 2017 the Cole’s took a leap of faith, bought a house and settled in to Milton, Florida in June 2017. Both families went ALL IN. Shuga Beanz began with a vendor tent, some coolers, a shed in the Cole’s backyard, an espresso machine and a coffee bean grinder off of Craig’s list, along with some homemade signs. We started out getting our name out there at different events throughout the county. We then found our first location at 4976 Hwy 90 in pace and began by setting up our vendors tent from 8am to 1pm each Saturday for 4 months. We all went through SEVERAL trials and tribulations trying to fulfill everyone’s rules and regulations with opening a drive through coffee shop. Not only was the drive through a major accomplishment but our drinks went through several different beans and several different companies and we weren’t getting the cup of coffee we were going for; we couldn’t wrap our taste buds around it…So we decided to really bring the North to the South and try some beans from Kellogg Idaho!! After we opened the bag, the aroma that filled our nose was the one we were going to use from here on out! We are proud to say we get all of our espresso beans from Silver Cup Roasters out of Kellogg. The kitchen turned into a temporary espresso stand, the garage became a warehouse, & we started training! Two months behind schedule, we finally met with the engineer to get our plans drawn up, hit even more road blocks, and had to go YET another route. We decided on a concession trailer to get around all the restrictions, so we ordered it, and prepared to get it late September. Another setback came when hurricane IRMA made her path through the location in which our concession trailer was being built. Finally got the trailer, permits approved, our visions FINALLY became a reality and SHUGA BEANZ opened for business October 20, 2017. The name of our company is Shuga Beanz. We are the first true double window drive through coffee shop in pace and Milton. Not only do we have great coffee, we have Italian sodas, chai tea, jet tea and a fantastic flavor infused energy drink called the Shuga Blaster. You may sit back and tell yourself that the flavor infused energy drink sounds a little puzzling. But this drink is far from the average energy drinks you purchase at the store. You may also think that since it’s an energy drink it must be bad for you. Our energy drink is actual natural flower and root extracts and has beneficial ingredients, unlike canned energy drinks. You can have it infused with any flavor you like and it doesn’t stop there. It can be topped with our signature homemade whipped cream that is a delight to the senses. Our blended Shuga Blasters come as a surprise with swirling colors that are as mesmer-izing to the eyes as the taste is to the tongue. Not only are the drinks out of this world delicious but they are at great prices. But, just when you think that’s all there is, the companies owners are veterans, family oriented, their core values are highly respected, and the customer service is something you don’t see from corporations. So amongst the tall corporate giants that everyone gets excited about, there happens to be a leader in the industry that is making its mark on the community. There is a lot behind our fantastic drinks. We are on Facebook, Instagram, snapchat and a Shuga Beanz website.

Located acrossfrom WalMart -

4976 Hwy. 90

https://www.facebook.com/shugabeanz/


Twirl Alliance Twirl Alliance opened in Milton, Florida in 2016 under the direction of Katherine Sargent. Our studio is located at 6317 Dogwood Drive in the ware-house building just before Stewart Street. All of our coaches are trained, certified, and insured. Coach Katherine Sargent has been twirling since the age of 4 and coaching for over 25 years. As a member of the United States Twirling Association, Katherine has attained her Judging and Coaching certifications. She is currently pursuing her judging license with the National Baton Twirling Associa-tion. Accolades include Top 10 placements at AYOP Nationals as well as numerous State and Regional Titles. Assistant Coach Kaley Sargent is a student at Florida State University where she is a member of the majorette line. Kaley is a former member of the WBTF International Cup Team and also holds numerous titles including USTA Regional and State 3 Baton Champion and NBTA Intermediate Pageant Winner at Miss Majorette of Florida. More information at www.TwirlAlliance.com. Contact: Katherine Sargent, (850) 696-7746.

RIBBON CUTTINGS

Contact: Katherine Sargent

(850) 696-77466317 Dogwood Dr.

Milton

CONGRATULATIONS SOUTH MARKETSmall Business of the Month

Congratulations to owner Holly Hays, South Market, our November Small Business of the Month! “Restaurant – Wine Bar – Gift Shop –Hangout”, it is the place to be to relax, meet friends, enjoy great food and your favorite libation or glass of wine. A continuum of growth and change since she opened the doors; wine pairing fundraisers has become a tradition drawing huge crowds. THANK YOU Holly Hays, South Market, we’re proud you chose Santa Rosa County! Located at 4495 Chumuckla Highway, Pace, www.EatSouthMarket.com & you can follow them on Facebook!

YOU COULD BE NEXT!!Self nominations are encouraged. Please contact Donna Tucker at 623-2339, 572-3872 or [email protected] to see if your business qualifies.

MEMBERSHIP RENEWALS A.T. & T.

Ray Walker

B & C Nursery, Inc.Calinda McCranie

Baskerville-Donovan, Inc.Jim Waite

Benchmark Surveying & Land Planning, Inc.Tom Nichols

Bruce Baker RE/MAX InfinityBruce Baker

Blossman Gas, Inc.Patrick Gregory

CPF Office TechnologiesTim Fitzgerald

Carol BostonSanta Rosa County School Board, District 3

Domino’s Pizza - MiltonEric Smith

Domino’s Pizza Theater – PaceEric Smith

Durst Jordan CPA’sJoshua C. Durst, CPA, PA

East Milton Elementary SchoolTerry Paschall

Eastman Chemical Company, Pace OperationsWayne Henson

Elliott & Cunningham, P.A., C.P.A’sJohn David Elliott, PA, CPA

Five Star Painting of PensacolaJohn Drummond

Florida House of Representatives, District 3Jayer Williamson

Florida Pest ControlDrake Wade

Foamseal Insulation Systems, Inc.Jimmy Burgess

Future Labs, Inc.Jennifer L. Boone

Grace Bible ChurchPastor Tod Brainard

Gulf Coast Bluegrass Music AssociationMilton Shryock

Gulf Coast TentsJim and Jean Bunch

Harvesters Federal Credit UnionTammy Maxwell

Horse Healing, Inc. located at Spirit StablesNancy Hart

Individual MemberJim Moore

Kell Recovery Services, Inc.Wes Kell

Kia AutosportJessica Lee

Milton Garden Club, Inc.Jenny Webers

Milton Gulf Pines KOAMike & Brenda Bingen

Nouveau Pastries & CateringPaulette Martin

Quik Wash CL, LLCRandy James

Real Estate By Brenda, LLCBrenda Martin

Rhonda’s AviaryRhonda Olson

Ropella GroupPatrick Ropella

Santa Rosa Christian SchoolTod Brainard

Santa Rosa County School Board, District 4Jennifer Granse

Texas RoadhouseAaron Sturgis

University of Florida, WFRECRobin Vickers

West Florida Community Care CenterJoshua Willis

West Florida HospitalKendrick Doidge

West Florida Title CompanyDonna Perritt or Minnie Smith

West Florida Trophies & PlaquesKelly Gash

Thank You For Your Continued Support!



MEMBER BENEFITS @ A GLANCE...

Mail-outs to Chamber Members

E-Newsletter

Every Monday, we send out an e-mail broadcast, the “Chamber Weekly”, containing information about new members, ribbon cuttings, meetings, community events, member-to-member specials, and more.

85% of our active members have e-mail access, so these broadcasts are a great way of sharing information with your fellow Chamber members.

If you have an announcement that you would like to be included in the Chamber Weekly, or if you would like to be added to the broadcast list, please e-mail Nicole at [email protected].

Deadline for submissions is every Wednesday at 4:30 p.m.

Sponsorships Now Available!

For only $300, we’ll include your logo + link to your website or Facebook page on every Chamber Weekly during your sponsorship month. You also get one individual e-blast to the more than 1,000+ recipients on our broadcast list.

Please contact Nicole Frenk at the Chamber if you’re interested in sponsoring a Chamber Weekly: (850) 623-2339 or [email protected].

If one of your New Year’s resolutions is to get healthier, you may already be taking the necessary steps, such as improving your diet and increasing your exercise. Of course, phsycial fitness is important to your well-being – but, at the same time, don’t forget about your financial fitness. Specifically, what can you do to ensure your investment situation is in good shape? Here are a few “healthy living” suggestions that may also apply to your investment portfolio:

• Build endurance – Just as exercise can help build your endurance for the demands of a long life, a vig-orous investment strategy can help you work toward your long-term goals, such as a comfortable retire-ment. In practical terms, this means you will need to own some investments with the potential to provide long-term growth. These are the investments that, ideally, you can hold on to for decades and eventually reap the benefits of capital appreciation. Of course, growth-oriented investments, such as most types of stocks, will rise and fall in value over the short term, and there’s no guarantee of profits, or even preserving principal. But if you choose wisely, and you’ve got the patience and discipline to hold on to your investments through the market’s ups and downs, you may well be rewarded.

• Maintain an ideal “weight” – You can help your-self stay healthy by maintaining your ideal weight. This can be challenging – as you know from the re-cently finished holiday season, it’s easy to put on a few extra pounds. And, just as inadvertently, your portfolio can tack on some unneeded weight, too, in the form of redundant investments. Over time, you may have picked up too many similar investment vehicles, resulting in an overconcentration, or “flabbiness,” that

can work against you, especially when a market down-turn affects the asset class in which you’re overloaded. So, you might be better off liquidating some of your duplicate, or near-duplicate, investments, and using the proceeds to help broaden your investment mix.

• Get proper rest – Many studies have shown that we need adequate rest to stay alert and healthy. In your life, you’ve probably already found that if you over-tax your body, you pay a price in your overall well-being. If you look at your investment portfolio as a living entity – which, in a way, it is, as it certainly provides life to your goals and aspirations – then you can see that it, too, can be weakened by stress. And one of the main stress factors is excessive trading. If you’re constantly buying and selling investments in an attempt to boost your returns, you may rack up hefty fees, commissions and taxes – and still not really get the results you wanted. Plus, if you’re frequently moving in and out of different investments, you’ll find it hard to follow a unified, long-term strategy. So, confine your trading to those moves that are really essential – and give your portfolio a rest.

To enjoy your life fully, you’ll want to take care of your physical and financial health – and, as it turns out, you can make similar types of moves to help yourself in both areas.

FINANCIAL FOCUSHow Can You Improve Your Financial Fitness

This Year?

Terry Miller, CIMAEdward Jones Investments

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

Naval Air Station Whiting Field Community Hail & Farewell


HailingCaptain Paul Bowdich, Commanding OfficerColonel David Morris, Commodore Training

Air Wing FIVECaptain Douglas Rosa, Deputy Commodore,

Training Air Wing FIVE

Farewell ToCaptain Todd Bahlau, Commanding OfficerCaptain Mark Murray, Commodore Training

Air Wing FIVE

HOSTED BY:Blackwater Pyrates, Inc.

City of MiltonGulf Power Company

Jay Chamber of CommerceL-3 Communications, Vertex Aerospace

Leadership Santa Rosa AlumniMr. Pete Gandy

Navy Federal Credit Union Business ServicesNavy League Santa Rosa Council

Santa Rosa County Chamber of CommerceSanta Rosa County Economic Development Office

Santa Rosa Medical CenterTroy University

Our thanks to Paulette Martin, Nouveau Pastries & Catering for the

cake and delicious hors d’oeuvres


Each year 57 million Americans experience some type of legal event. These events range from rental disputes to speeding tickets. Understanding the nature of these issues will help you avoid problems and handle whatever comes your way. As a LegalShield member, you have a network of provider law firms in 50 states and 4 provinces in Canada to assist you and answer your legal questions. Below are a few examples and tips how Legal Shield and ID Shield can protect you and your family:

1. Protect your smartphone from thieves and hackers. Smartphones contain a staggering amount of valuable personal data, from family photos to emails and bank accounts. Set your phone to automatical-ly lock when not in use. Use strong passwords and update them on a regular basis. If you are not already an IDShield member, consider signing up. IDShield provides comprehensive identity protection, from proactive consultations and monitoring to restoration in the event of identity theft.

2. Learn how you can prepare and respond to natural disasters. In 2017, we saw the devastation of Hur-ricanes Harvey and Irma, as well as the wildfires raging in the west. These incidents highlight the vital importance of disaster planning.

3. Know your rights as an airline passenger. Air travel can be stressful and expensive, even without delays or lost baggage. U.S. and Canadian air travelers do have some legal rights and protections for common issues such as lost luggage, getting bumped from a flight or tarmac delays.

4. Snap traffic tickets with your smartphone. Police issue more than 41 million speeding tickets a year. Without a LegalShield membership, hiring an attorney to fight your ticket could cost more than $150. If you receive a ticket, LegalShield has you covered. Snap is a benefit of the LegalShield app that lets you to take a picture of your traffic ticket with your smartphone and send it directly to your LegalShield provider law firm.

5. Learn how to spot phishing scams. 2017 saw many high profile cyber-attacks on businesses and individuals. The most common form of attack is phishing, when scammers send emails pretending to be someone else. This scam is popular because it works.

6. What you need to know about short term rentals. Websites like Airbnb, Bookings.com and Homeaway, have made it easier than ever to rent out your home or apartment to guests. For travelers, these websites make booking a stay easy and offer competitive rates. There are some important legal considerations for both the hosts and guests who use these websites. These include local regulations, liability insurance coverage and protecting yourself from scams.

850-781-8200 • [email protected] • www.associatekh.com

LEGAL PROBLEMS?Tips on how to protect you and

your family

Karen HaworthIndependent Associate


James Adkison, NAS Whiting FieldOlivia Appleby, Goldring Gulf DistributingJonathan Arneault, The Rock, United Pentecostal ChurchPaula Behrens, Coastal Bank & TrustMichelle Carter, Emerald Coast HospiceStephanie Duffy, Gulf Breeze High SchoolTyler Faulk, Prestige LandscapesMatt Fieberg, CGF, LLCAthanasios “Saki” Filios, Clark’s Lock & SafeAdrienne Hart, Overhead Door CorporationRandall Hornsby, The Tool ShackSteve Jones, Santa Rosa County Property Appraisers OfficeThomas Kubalewki, NAS Whiting Field MWR DepartmentJamie Link, NAS Whiting Field, PAODaniel Neely, Emerald Coast GrowersSam Parker, Santa Rosa County Board of County CommissionersCalvin Rich III, Lifeguard Ambulance ServiceTom Roberson, Gulf Breeze Police DepartmentMike Sandler, Navarre Chamber of CommerceKyle Schoolar, Feeding The Gulf CoastDanny “Scotty” Scott, DLOS, Inc.Danny Smithm CCB Community BankDarin Southard, Southern CompanyJill Sport, Jill B. Sport, CPA, PAHerbert “Lee’ Stephens, NAS Whiting FieldChristopher Watson, Santa Rosa County Sheriff’s OfficeBoyce White, Pensacola News JournalBrandi Whiteburst, Santa Rosa County Public Information OfficerJanice Wilder, Accelerating Futures, Inc.Ray Wilder, Accelerating Futures, Inc.Sandra Wyrosdick, RE/MAX Infinity

CONGRATULATIONS LEADERSHIP SANTA ROSACLASS 31 GRADUATES!

Music By: “Cliff & Tina”(Cliff Krut, Class 16 & Tina Pearse)

THANK YOU to our Class 31 Sponsors & Supporters!All Pro Tune UpBruce Baker, RE/MAX InfinityFarm Credit of Northwest Florida, ACAFlorida Department of Health in Santa Rosa CountyGulf Breeze Area Chamber of CommerceGulf Coast Affordable InsuranceGulf Power CompanyLocklin Technical CenterNaval Air Station Whiting FieldNavarre Beach Area Chamber of CommerceNavy Federal Business ServicesPanhandle GrowersPensacola News JournalPensacola State CollegePrimerica MiltonSAFER Santa RosaSanta Rosa County Board of County CommissionersSanta Rosa County School DistrictSanta Rosa County Sheriff’s OfficeSanta Rosa Medical CenterSweet Season Farms

The Tool ShackUnited BankUniversity of Florida

Special Thanks to Leadership Santa Rosa Class 31 Executive CommitteeGREAT JOB!!Chair: Colten Wright, The Tool ShackVice Chair: Sharon Pitts, Kelly Services Past Chair: Damon Boutwell, Pace Water SystemSecretary: Melanie Essary, Essary Law FirmTreasurer: Donna Tucker, SRC Chamber of CommercePR Chair: Deborah Stilphen, FL Department of Health in SRCCurriculum Chair: Kristen Loera, Gulf Breeze Chamber of CommerceCurriculum Co-Chair: Anna Weaver, United Bank, PaceProgram Administrator: Nicole Frenk SRC Chamber of CommerceImmediate Past Class Rep: Scott Kemp, Lockheed Martin Corp.Immediate Past Class Rep: Roy Fondren, Jr., NAS Whiting FieldLSR Alumni Chair: Chanda Ryan, Navarre Beach Area Chamber of CommerceLoreli Anzaldua, Lifeguard Ambulance ServiceChristina Simmons, Brightway Insurance




President/CEO: Donna TuckerAdministrative Assistant: Nicole Frenk

Please help us with our mailing list and check address and addressee. For changes, phone us at

(850) 623-2339. Thank you.

Santa Rosa County Chamber of CommercePhone: (850) 623-2339


Documents

Santa Rosa County Chamber of Commerce