ADDITIONAL FEATURE 2 An Accelerated Death Benefit Rider, included at no additional cost 3 to you, is a benefit that is available while you are alive. This rider may help cover medical costs or nursing home care by allowing you to use a portion of the Death Benefit in the event of a Terminal Condition or Chronic Illness diagnosis or a Nursing Home Facility confinement. WHAT’S THE BEST WAY TO PROTECT YOUR FAMILY? Contact a Sagicor Representative to discuss your individual situation. Sagicor is rated “A-” (Excellent) by A.M. Best Company (4 th best out of 16 possible ratings). This rating is based on Sagicor’s financial strength and ability to meet its ongoing obligations. www.SagicorLifeUSA.com Mortgage Protection Solutions from Sagicor Life Insurance Company (Sagicor) SHOULD THE UNEXPECTED HAPPEN, WILL YOUR FAMILY AND HOME BE PROTECTED? Protect your home and preserve your family’s lifestyle. Life Insurance can help pay your mortgage if you no longer can. 4809 S1001115 Sagicor offers life insurance products that may be an affordable way to protect your home and family. They can provide an income tax free 1 death benefit that can be used for the following: • Pay down or pay off a mortgage balance • Provide living expenses for your family • Pay car loans or credit card debt • Establish a college fund for your children • Pay for funeral costs or other final expenses 1 Life insurance death benefits are free from federal income taxes in most cases. Other taxes may apply. Neither Sagicor Life Insurance Company nor its agents provide tax, legal or accounting advice. Please consult with your tax and/or legal advisor for information specific to your situation. 2 Policies and riders may vary by state and may not be available in all states. See Rider for additional details. 3 The cost of this rider is included in the premium.

Sagicor General Product Flyer on Mortgage Protection APPROVED 11-12-15 ev

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Page 1: Sagicor General Product Flyer on Mortgage Protection APPROVED 11-12-15 ev

ADDITIONAL FEATURE2

An Accelerated Death Benefit Rider, included at no additional cost3 to you, is a benefit that is available while you are alive. This rider may help cover medical costs or nursing home care by allowing you to use a portion of the Death Benefit in the event of a Terminal Condition or Chronic Illness diagnosis or a Nursing Home Facility confinement.

WHAT’S THE BEST WAY TO PROTECT YOUR FAMILY?Contact a Sagicor Representative to discuss your individual situation.

Sagicor is rated “A-” (Excellent) by A.M. Best Company (4th best out of 16 possible ratings).This rating is based on Sagicor’s financial strength and ability to meet its ongoing obligations.

www.SagicorLifeUSA.com

Mortgage Protection Solutions fromSagicor Life Insurance Company (Sagicor)

SHOULD THE UNEXPECTED HAPPEN, WILL YOUR FAMILY AND HOME BE PROTECTED?Protect your home and preserve your family’s lifestyle.Life Insurance can help pay your mortgage if you no longer can.

4809 S1001115

Sagicor offers life insurance products that may be an affordable way to protect your home and family.They can provide an income tax free1 death benefit that can be used for the following:

• Pay down or pay off a mortgage balance• Provide living expenses for your family• Pay car loans or credit card debt

• Establish a college fund for your children• Pay for funeral costs or other final expenses

1 Life insurance death benefits are free from federal income taxes in most cases. Other taxes may apply. Neither Sagicor Life Insurance Company nor its agents provide tax, legal or accounting advice. Please consult with your tax and/or legal advisor for information specific to your situation.

2 Policies and riders may vary by state and may not be available in all states. See Rider for additional details.

3 The cost of this rider is included in the premium.