Here's what’s new at Arkansas Federal.

Take Advantage of Record-Low Mortgage Rates

Mortgage rates are at an all-time low since record-keeping began in 1971.1 If you’ve

been thinking about buying a home, building or refinancing the one you already own,

there has never been a better time to lock in rates that can save you a bundle over

the course of your home loan!

Learn More

Refi Your Ride with Rates as

low as 0.99% APR2

With rates as low as 0.99% APR2,

you may be able to lower your

payments and save money! Plus, you

can also take advantage of 90 days

no payments and no application fee!3

Learn More

Loans to Keep Your Business

Growing

Whether you’re expanding product

lines, purchasing new inventory or

investing in new equipment, we have

a business loan or line of credit that’s

right for you.

Learn More

Save More, Earn More, With a Free

Financial Review

Think you got a great deal somewhere

else? Want to maximize the benefits of

your membership? Save yourself the

time and hassle of comparing rates,

terms and fees on your own. Schedule

your FREE, no-obligation financial

review today. We’ll look for ways to help

you save and earn more.

Learn More

Save Smarter for your Health

Care Expenses

Looking for a great, tax-advantaged

way to save on copays, prescriptions,

long-term care, and other qualified

medical expenses? A Health Savings

Account may be for you.

Learn More

Board of Directors Nominations

The Nominating Committee is

seeking members interested in

serving as a volunteer on the credit

union’s Board of Directors. Two

positions will be open in 2021.

Learn More

Holiday Closing Dates

Columbus Day | Monday, October 12

Veterans Day | Wednesday, November 11

Thanksgiving Day | Thursday, November 26

Christmas Day | Friday, December 25

Upcoming Investment Webinars4

October 13 5PM Social Security and Your Retirement - Register

October 27 5PM Three Transitions to Retirement - Register

November 10 5PM Women and Investing - Register

November 24 5PM The Return of Conservative Investing - Register

December 8 5PM How to Weather a Bear Market - Register

Volunteer Officials

Board of Directors

Jerry E. Spratt, CPA, CFE, CGFM, CFSA,

Chairman of the Board

Jon Moore, Vice Chairman

William G. Shrigley, Secretary

Garold L. White, Treasurer

Phillip B. Boudreaux, Director

Supervisory Committee

Paula Kinnard, Chairman

Vanessa R. Vance Hatcher, Secretary

Don Greene, Member

Roger Moore, Member

Jon Moore, Member

afcu.org | (800) 456-3000

Locations Checking Auto Loans Mortgage Investments Insurance

1. http://www.freddiemac.com/pmms/pmms30.html

2. Annual Percentage Rate (APR). Offer subject to change without notice; credit criteria applies. Based on

36-month term and below 70% loan to value. This offer is only valid for auto loans not currently

financed with Arkansas Federal Credit Union. Membership with Arkansas Federal is required for this

offer. Full coverage insurance with a maximum deductible of $1,000 is required on all Auto Loans.

Borrower is responsible for adding Arkansas Federal as a lien holder.

3. Interest continues to accrue during the deferred payment and credit score determines rate. First

payments may be due up to 90 days from the date of the signed contract.

4. Arkansas Federal Retirement and Investment Services Advisors are registered representatives of

CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage

Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI

is under contract with the financial institution to make securities available to members. Not

NCUA/NCUSIF/FDIC insured, May Lose Value, No financial institution guarantee. Not a deposit of any

financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of

the United States of America. Approval Number: FR-3202881.1-0820-0922

NMLS: 418494