Ref: SSFI/BSF/2018-19j067 Date: November 14,2018

" ~, /~,

SPAN DANA

Scrip Code: 956818,956928,956949,957066,957105,957126&95 7972

To Manager Listing Department BSE Limited, Department of Corporate Services P. J. Towers, 25th Floor, Dalal Street, Mumbai - 400001

Dear Sir,

Sub: Submission of Standalone Audited Financial Results under regulations 52 of Securities and Exchange Board of India (Listing Obligation and Disclosure Requirement) Regulations, 2015, for the half year ended 30th September, 2018.

This is to inform you that pursuant to the provisions of Regulation 52 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, (LODR) that the Board of Directors at their meeting held on 14th November, 2018, has inter-alia approved the Standalone Audited Financial Results for the half year ended 30th September, 2018 along with the "Audit Report" issued by Statutory Auditors of the Company i.e., Mj s. S R Batliboi & Co. LLP, Chartered Accountants (FRN No. 301003EjE300005).

Please find enclosed herewith the following documents in terms of the provisions of Regulation 52:

(i)

(ii) (iii)

(iv)

The copies of the Audited Financial Results along with Audit Report issued by Statutory Auditors of the Company in terms of Regulation 52 of the LODR are enclosed herewith for your record; Disclosure pursuant to Regulations 52(4) of the LODR; Certificate from Debenture Trustee, Catalyst Trusteeship Limited, as required under Regulation 52(5) of the LODR; Statement pursuant to Regulations 52(7) of the LODR.

-We further inform you that publication of Financial Results of the Company in terms of the Regulations 52(8) of the said LODR shall be provided shortly. The Meeting of the Board of Directors commenced at 12:30 p.m. and concluded at 05:30 pm.

Thanking you.

For Spandana Sphoorty Financial Limited

p ~atlt. ::':tJ.J ~ ~tesh Jhi aHa I J • I

Company Secretary , Membership No.: F8325

Spandana Sphoorty Financial Ltd., CIN - U65929TG2003PLC040648

Plot NO.31 & 32, Ramky Selenium Towers, Tower A, Ground Floor, Financial Dist, NanakramgudLl, Hyderabad - 500 032.

Ph: +914048126666, Fax ' 040-4438(5040 contact@spandan~inrl i~ com. \~"'I\,.;pandanalndia.com

s. . BATUBOI & Co. Cha rt ered Accountants

12th Floor, Th e Ruby 29 Sena pat i Bapat Marg Dadar (West) Mumba i - 400 028, India

Te l :+912268198000

Independent Auditor's Report On Standalone Financial Results Pursuant t o t he Regulation 52 of t he SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

To The Board of Directors Spandana Sphoort y Financial Limited

1. We have audited the accompanying statement of Ind AS financial results of Spandana Sphoorty Financial Limited ('the Company') for the half year ended September 30, 2018 ('the Statement'), being submitted by the Company pursuant to the requirements of Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ('the Regulation'), read with SEBI Circular No. CIR/IMD/DFl/69/2016 dated August 10, 2016 ('the Circular'). This Statement has been prepared on the basis of the related standalone interim financial statements, which are the respons ibil ity of the Company's management and have been approved by the Board of Directors. Our responsibility is to express an opinion on the Statement based on our audit of such standalone interim financial statements, which have been prepared in accordance with recognition and measurement principles laid down in Indian Accounting Standard (Ind AS) 34 "Interim Financial Reporting", specified under section 133 of the Companies Act, 2013 read with relevant rules issued thereunder and other accounting principles generally accepted in India and the relevant requirements of the Regulation and the Circular.

2. We conducted our audit in accordance with the Standards on Auditing, issued by the Institute of Chartered Accountants of India. Those standards requires that we plan and perform the audit to obtain reasonable assurance as to whether the Statement is free of material misstatement(s). An audit includes examining, on a test basis , evidence supporting the amounts disclosed as financial results. An audit also includes assessing the accounting principles used and significant estimates made by management. We believe that our audit provides a reasonable basis for our opinion.

3. In our opinion and to the best of our information and according to the explanations given to us, the Statement:

i. is presented in accordance with the requirements of the Regulation, read with the Circular; and

ii. gives a true and fair view of the net profit including other comprehensive income and other financial information of the Company for the half year ended September 30, 2018.

4 . The comparative Ind AS financial information appearing in the accompanying results for the corresponding half year ended September 30,2017 included in these Ind AS financial results of the Company, is based on the previously issued financial results, prepared in accordance with the accounting standards specified under section 133 of the Companies Act, 2013, read with relevant rules issued thereunder and other accounting principles generally accepted in India and reviewed by us on which we expressed an unmodified conclusion dated November 8, 2017, as adjusted for the differences in the accounting principles adopted by the Company on transition to the Ind AS, which have not been reviewed or audited by us.

For S. R. BATLIBOI & CO. LLP

~artered Accountants

.

1 AI Firm registrat ion number: 301003E/E300005

, tvt.~(,"~~' !r~ per Shrawan Jalan Partner Membership No.: 102102

Mumbai November 14, 2018

S.R . Ba l ll t)OI & Co. LLP. a l llnltfct llil~lIl ! y PdrtnerShlp with LL P Ident ity No, AAB'4294 Reqd. OffICE:' 22, CJnluC Street. Block '!3' . 3rd /"I oor , Kotkata-700 016

SPANIHI'lA SPHOORTV FlN I\ NC IAL LIi\IIT ElI (CIN: lJ6S929TG2003PLC04064R)

Hegtl. Office: Plot No:- 31 & 32, I~nlllky Selenium Towers, Tower A, Ground Floor, Financial nisI. Nanllkromj1.udo, Ilyderabad, l'elllngllnll - 500032. Phone No. : 040-4812 6666, Website: www.spllnLianaintlia.colII

~---.-----------Standalone Financial Hesnlls ror Ihe hairy,·",. entle~ Sl·!, h:JlII""·30, .~.~1:..:8 ___ ... _ ____ . _ _ . __

1-----------_·--------------_·---------Pll rtit'nlars

(Rup<:i:S in millio~ unless otherwise ;; I<Ill:d)

As at I------~~-----·----S"1I1 ('111 la'r 30.2018 . __ 1 _______________ . ______ __________________________ .~-.. ----~A~u~di.~te~d~ ___ ~ ASSETS

Financial assets Cash and cash equivalents Bank balances other than cash and cash equivalents Trade receivables Loan portfoliu Investments Other fi nanc ial assets

Tlllal Financial Assets

NOli -financial assets Current tax assets (net) Deferred tax assets (net) Property, plant and equipment I ntangible assets Investments in subsidiary Other non-financial assets

Total Non-Financial Assets

LlABILlTlI£S AND EQUITV I,IABlLlTIES Financial Liabilities

Debt securities

Total Assets

Borrowings (other than debt securities) Subordinated liabilities Other financial liabilities

Tntal Financial Liabilities

NOli-Financial Liabilities Provisions Other non-financial liabilities

TIII:lI Non-Financial Liabilities

EQlJlTV Equity share capital Other equity

Tufal Equity Total Equitv and Liahilities -

3,581.83 1,716.03

39.20 39,203.45

1.00 '_____ 1.149.38 r- ---~-:-:::-':-::--I

45,690.89

50.20 3,054.61

74.39 24.09 20.00

121.12 .3,.I·.·t41

4lJ,1I35 •• HI

11,742. 12 18,923.32

201.43 I .~ti5.84

32,072.71

1.99 _ .... _. ______ ---=-2.:::..:09:.:.,.0::..;1--1

211.00

596.34 16.155.25 16.751.59 4'),n.l~.Jn

For and on behalf of the BOlll'd of D:I.'~~~ nf SPANDANA SPHOORTV FlNANCIALJ.ITEU

()/ I'~{,{.jll Gangircddy I\r~;:aginl! Director

SPAN ()..\I'i,.\ SI'1I00RTY FI N·\ '1C1AL LIMITED (CI N: U('S929TG2003PI ,C04064!!)

Hrgd. Office: Plot No:- 31 & 32, Ramky Selenium Towers, Tower A, Crollllli 1"100 '\ Finllllcial Dist. Nallakrll mguun, 1I)'derahall, Telnnga.1I1 - SOO032. I'hone No.: 040-4812 (,666, Website: www.spalldnnnilldi:I.COIII

- Standalone Finallcinl Hesllits for the half yc:ol' elided Si·I' I C'"I""_-!.'~~ ___ .. ___ . __ _ ... ___ . ,-

(Rupee:. in millions unless otherwise :,Iald) Half Year ended I':lrticulars

Scph~mh~ r .'U. 2018 ~'pl clllber .\11,2017 Audited Unaudited --

Revenue f rom Operations Inlerest Income

4,728.28 2,269.53 Commission income 76.26 17.3 I Dividend income - 12.24 Net gain on fa ir value changes 48.04 . Olhers

13.95 23.14 T otal Revenue from opel'ations 4,866.53 2,322.22

O Ull'r income 0.68 .1.59 -

4.1167.2 1 2.:'Z:3Jf1 Total Income

Expenses Finance cost

1,703.91 9 12.85 Impairment on financial instruments 149.26 (246.991 Employee benefit expenses 603.63 354.59 Depreciation and amortization expense 31.24 25.29 Other expenses \39 .21 135.30 T utal expenses 2,Ci27.2S 1.181.04

Profit before tax 1.23t}.% 1.1.12.17

Ta, expense: Current tax . 2 19.91 Deferred tax

786.91 180.40 1----.--786.91 400.31

Income tax expense

Pl'Ofit for the period 1.·15 .~ .IIS 742 .4(,

OI lier Comprehensive Income

Items that will not be reclassified subse(IUently to p rotit 01' loss Re-l11casuremen! gains/(losses) on defined benefit plans (1.95 ) 1.25 Income tax effect

_O.~~ \ (Ut) '1'111:0 1 other comprehensive income for the period I.·t:- !. 7H 743.27

E:rl'll illgs pel' shan' (equity share, pal' value of Rs.W each) Computed on the basis of lotal profit for the period Basic (not annualised) 25.47 17.60 Di luted ( lin! :lIlII\lalis~dl 25.46 1 7.59 -

",fl.iUBO/ For and on behll lf of the Board of I) ' 'Cl'IIII'S III' e,~~~-,,~~

SI'ANDANA Sl'1I00RTY 1-'11\,\1'';'(.:1.\1 I.IMITIW * 1 . , ( ) 9 ~11B.4I) ~

~ .J * I . p",.1.;, G,,,,;,·,,,,,)

'j.: "'~ ./ ! S ~ ..... <;:. .... '" !,Ian: Mumbai 4~ Date: November 14,2018

Ma naging Din'I·I(.!'

SI'AND AI'i A SI'IIOORTY FI:"i ;\NClAL LIMITED (CIN : LJ65929TG20(l3PLC(l4064/1)

Rego, Office: I'lot No:- 3 1 & 32, RlIlllky Selenium Towers, Tower A, Grollnd Floor, Financial Dis!, Nanakl'amguulI, /Iydcra bnu, T clangana - 500032,

"hone No, : 040-4438 6666, Fax No.: 040-4438 6648, Website: www.splilluanaindia.com Stanoalone Fillancill l Results 1'01' the half Y"lIr cnoed ,'i"pl"mher .\11, 2018 ----------------- --- ---'---- -'--._---_._-_._--- ----

Notes: I. Tile ahow reSlIil s have Iwcll ri.~viewed by lilt' Audit ('lIlllllliltt' l! alld approved by the Board (1/' Dir 'clors al their I1h.!e lil1].!s h<:ld ( Ill Nnvemh\!1' 1·:1. 20 I X, ill ;!cl:ordar!ce wilh Ih.: requircment or ({l;glll;ltillll 52 or the SFUI (I..i!>ting ( lhligations and IJi sc\n\;lII'C RequireII1L'l1 ts) Rq[,lIlatilllls. 20 l:i . The :lhllw n:sllits lIll' Ihi? half y,'ar ended Septemher 30, 201 II haw 11,~,~n :llIdited hy 111l: SWlIItllry Aliditors (lrtlw COlllpany.

' J The COl1lrall) (11.ll:r:ltes ill a single IJlIs ines~; segment i.e. Il!nding to members, having similar risks and returns for the purpose of Ind AS 108 on 'Operating Segments'. The Company operates in single geographic segment. i.e domestic .

. < The COInp:lIIY has ad\)plcd (lid ian /H~ 'tluilling Standards( Inti AS) notified under sectioll I:; ~ or the COlllpillli,!s Act .1.013 ('the Ad) rend with the C,lI'Ilpanics (Indian .'\ CCOlIll! ing S!;)I1dard~) l~lIk:s , 2015 11'0111 April I ,~O 18 :1Ilt! l! fJ"':(.:livl~ dal(: ill' the transiti,1I1 is i\pril I, 2017. Sm:h tl'llllsitinn liaS heell \:arril.'d \luI li'OIlI Ihe ,~n;t whik~ A~:\:mllllillg Standards 1IIH\(;r the .'\,:1, read with relevant rules issued there under and guidelines iSSlt<.:d I,} Ih'~ervc ballk (,I' Jndi:l (,RB(,) (t'lIl1ecliwly f'I.: krred a:: lithe previous GAApll). Accordingly, the impact of transition has been recorded in the opening reserves as at April 1,2017.

The corresponding period tigures presented in these results have been prepared on the basis of the previously published results under previous CiAAP fill' til, rdevan! periods dilly re-slaled to Ind AS. These Ind AS adjustments have not been revi; vl~d by Iitl' sl.allIl(lry auditors. However. the 1l1:II1:'1gclllt'nt lias excersied necessary due diligence to ensure that the lillancial rl'Sltil~ provide a tille and tilir Vil'\\' \If'the Company's arti:lirs.

I h(:s,' tillallcial re$lIlt~ \taw hl~ell drawil Illl the hasis \l1' lnd AS al'nltlt1lill[!, ~1;IItJard. · Ihat arc applicahle III fhe ( '<'"II'OlIty. m. at Scptt.~lltlJ~'r .10, 2U I X based on (vICI\ Nll!i II 'al ion G.s.n. I I \( I:.) ;lIld (i .S.R. J(,5tE) Jat.:d Pebl'llHry 1(" 2015 alld Mmcl! 31. ..:.01 () Icspect ivdy. Ther~' is ., po~s il ility tltat tlwsc financial r.:suhs lill lit,' l·tttH:I1{ anti I'rl!Violl!> period may reqllir,' n d.itt~ lltl (;nls dlle to chang~ in the fin:lIlGi ;:1I reporting rcqllircltI 'nts arising IhHll new st'lIld;]rd~. tIlodificalillll hI Ihc (:~ i Slil1r slalldard!>. gltiddines i~slled by Ministry ot' Cllrp(lnih! (\Ifair;:; aud RBI or changl'<; in Ihe II~ \' or Cllll' or IlHIl'l' 1)1'1 iOI'l<1 1 eXl'mptions ti'mll lidl t\:lro::.pecti\,() applicatillll oj' ccrtnitt Illd ,\ S pCl'Il1illed ullder Itld AS -I (I I .

.. I As required by the paragraph 32 of Ind AS 101, reconciliation of the financial results to those reported under Previous GAAP is summarized as follows:

Reconcilia tion of the financial rcsulls :l~ IWI' pr~vitllls GAAI' Half year ended September 30, 2017

lHs iJLMillirulsl I'rnlil after tax as Pr,,\'illlls GAAP 419.94 ~~p(;(,'lcd credit loss on financial assets 630.07 r::r{e\:ti\'~ inkf'l:s! rate impact on lillatlcial assets (IOI.3R) -[Declive interest rate impact on financial liabilities (44.80) Uthers

19.03 Tax 111lpart of the ;lhm -= mliustments .(IIW.'IO) Profit afte r tax ~IS pcr Ind AS 742"'(i Otllt;r C"ltlprdtensivc Income tnel oftaxL's ) 0.81 Total COlllllrdlcnsivc Income :I!> Ill'l' Ind AS 743.27 5 The Company has avaIled the exemptIOn proVIded by Secunties and Exchange Board of India (SEI3I) vide circular No. CIR/IMD/DF 1/69/20 16 in respect of disclosure requirements pertaining to disclosure of financial results and Statement of Assets and Liabil ities for the year ended and as at March 31,2018. Accordingly the financial results and statement of Assets and Liabilities for the year ended and as March 31,2018 is not disclosed.

6 The ligures for the previous periods have been presentation.

Place: Mumbai Date: November 14,2018

regrouped/rearranged wherever necessary to conform to ctllzr(' It period

For and on behalf of the Board of, irectors of SPANDANA SPHOORTY FINANCI . .yt. LIMITED

,-' / ( ! l'a]'IlI.iU Gangireddy

Managing Director

Ref: SSFIjBSF/2018-19/068 Date: November 14,2018

SPAN DANA

Scrip Code: 956818, 956928, 956949, 957066, 957105, 957126 & 957972

To Manager Listing Department BSE Limited, Department of Corporate Services P. J. Towers, 25th Floor, Dalal Street, Mumbai - 400001

Dear Sir,

Sub: Information Required under Regulation 52(4) of the SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015

This is to inform you that the details / information/ documents as required to be given pursuant to the provisions of the Regulation 52(4) of the SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015, are given herein:

(a) Credit Rating and Changes in Credit Rating (if any):

Rating Agency Term Credit Rating (as on 30th

September, 2018

ICRA Limited Long term [ICRA] BBB+ (Stable)

(b) Asset cover available: Non Banking Financial Companies registered with the Reserve Bank of India are not required to disclose the said requirements

(c) Debt equity ratio: 1.84 times

(d) Previous due date for the payment of interest / repayment of principal of non convertible debt securities:

Security Description

12.30% Rated, Listed, Senior, Secured, Redeemable,

Taxable, Non-Convertible Debentures

ISIN Previous due dates for payment of

Interest/repayment of Principal

16/04/2018 15/05/2018

TNR572J0702(1 15/06/2018 16/07/2018 16/08/2018 17/09/2018

Spandana Sphoorty Financial Ltd., CIN . U65929TG2003PLC040648

Plot NO.31 & 32, Ramky Selenium Towers, Tower A, Ground Floor, Financial Dist, Nanakramgudd, Hyderabad . 500 032.

Ph : +91 40 48126666, Fax: 040·44386640 contact@spandanaindi8 com, W'Vli '.pandanaindia ,com

Type of Payment

Paid (Interest) Paid (Interest) Paid (Interest) Paid (Interest) Paid (Interest) Paid (Interest)

, '-

SPAN DANA 14.00% Secured, Rated,

Listed, Redeemable, INE572J07034 18/09/2018 Paid (Interest)

Transferable, Non-convertible Debentures

Fully paid up Listed Senior Unsecured Dema terialised INE572J08016 26/09/2018 Paid (Interest)

Non-Convertible Debentures (Interest and

13.35% Partly Paid, Rated, Equal

Listed, Senior, Secured, 28/06/2018 Amortization)

Redeemable, Taxable, Non-INE572J07091

28/09/2018 (Interest and Convertible Debentures Equal

Amortiza tion) 16/04/2018 Paid (Interest)

12.30% Rated, Listed, Senior, 15/05/2018 Paid (Interest) Secured, Redeemable,

INE572J07059 15/06/2018 Paid (Interest)

Taxable, Non-Convertible 16/07/2018 Paid (Interest) Debentures 16/08/2018 Paid (Interest)

17/09/2018 Paid (Interest) 13.15% Rated Secured Listed

Redeemable, Transferable, INE572J07067 02/05/2018 Paid (Interest) Non-Convertible Debentures 12.45% Rated, Listed, Senior,

Secured, Redeemable, Paid (Interest and

Taxable, Non-convertible INE572J07083 31/08/2018 Debentures of Re. 10,00,000/-

Amortization)

each

(e) Details of next due dates falling during the 2nd half year of FY 2018-19 for the payment of interest/ repayment of principle of non-convertible debentures

Security Description 12.30% Rated, Listed, Senior,

Secured, Redeemable,

Taxable, Non-Convertible Debentures

14.00% Secured, Rated, Listed, Redeemable,

Due dates for next ISIN quarter Type of Payment

15/10/2018, Paid (Interest) 15/11/2018, (Interest)

INE572J07026 17/12/2018, (Interest) 15/01/2019, (Interest) 15/02/2019, (Interest) 15/03/2019 (Interest)

INE572J07034 18/03/2019 Interest

Spandana Sphoorty Financial Ltd., ' CIN - U65929TG2003PLC040648

Plot NO.31 & 32, Ramky Selenium Towers, Tower A, Ground Floor, Financial Dist, NanakramgudiJ, Hyderabad - 500 032.

Ph : +91 4048126666, Fax: 040-44381';640 contact@spandanainoia com, WVI/ >pandanaindia com

SPA DANA Transferable, Non-

convertible Debentures

Fully paid up Listed Senior Unsecured

Dema terialised N on- INE572J08016 - (Interest) Convertible Debentures

13.35% Partly Paid, Rated, Listed, Senior,

Secured, 28/12/2018 (Interest and Amortization) Redeemable, INE572J07091 28/03/2019

Taxable, Non-Convertible Debentures

12.30% Rated, 15/10/ _01 , Paid (Interest)

Listed, Senior, Secured,

15/1 Lj2018, (Interest)

Redeemable, INE572J07059 17/12/2018, (Interest)

Taxable, Non-15/01/2019, (Interest)

Convertible 15/02/2 1 I (Interest)

Debentures 15/03/2019 (Interest)

13.15% Rated Secured Listed

Redeemable INE572J07067 31/10/2018 Paid (Interest)

Transferable Non-Convertible Debentures

12.45% Rated, Listed, Senior,

Secured, Redeemable,

INE572J07083 30/11/2018,

Interest and Amortization Taxable, Non- 28/02/2019

convertible Debentures of Re. 10,00,000/ - each

(f) Debt service coverage ratio: Non Banking Financial Companies registered with the Reserve Bank of India are not required to disclose the said requirements

(g) Interest service coverage ratio: Non Banking Financial Companies registered with the Reserve Bank of India are not required to disclose the said requirements

Spandana Sphoorty Financial Ltd., CIN - U65929TG2003PLC040648

Plot NO.31 & 32, Ramky Selenium Towers, Tower A, Ground Floor, Financial Dist, NanakramgudiJ, Hyderabad - 500 032.

Ph : +91 4048126666, Fax : 040-44386640 contact@spandanaindi? com, w'vVi.,pandanaindia.com

(h) Debenture redemption reserve: Non Banking Financial Companies registered with the Reserve Bank of India are not required to create Debenture Redemption Reserve in case of Privately Placed Debentures.

(i) Net worth of the Company as on 30.09.2018: Rs.167,515.81 Lakhs.

(j) Net Profit Mter Tax: Rs. 14,530.52 Lakhs.

(k) Earnings Per Share: (i) Basic: 25.47 per share (ii) Diluted: 25.46 per share

You are requested to kindly take the same on record

Thanking you

For spandan~a ' hOOrty Financial Limited

'J,. t'~J1" . ' ~ ~ I ~ nnJ la . 1 on'l.pany Secretary

Membership No.: F8325

Spandana Sphoorty Financial Ltd., CIN . U65929TG2003PLC040648

Plo! NO.31 & 32, Ramky Selenium Towers, Tower A, Ground Floor, Financial Dis!, NanakramgudiJ, Hyderabad . 500 032.

Ph : +91 4048126666, Fax : 040·44386640 contact@spandanaindi~ com, W'~Vi <pandanaindia.com

CATALYST Believe in yourself... Trust us!

NO.CTLIDEBIJ 8-19/Noting CertificatelJ 826

November 14, 2018

To Whomsoever It May Conccrn,

CERTIFICATE FOR RECEIPT AND NOTING OF INFORMATION

[Pursuant to Regulation 52(5) of the Sccurities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations. 2015J

We, Catalyst Trusteeship Limited ("Debenture Trustee") hereby confirm that we have received and noted the information, as specified under regulation 52(4) of Securities and Exchange Board oflndia (Listing Obligations and Disclosure Requirements) Regulation, 2015 ("Regulations"), provided to us by Spandaua Sphoorty Financial Limited ("the Company") for the Half year ended September 30, 2018.

This Certificate is being issued pursuant to the requirements of regulation 52(5) of the aforesaid Regulations, for onward submission to Stock Exchange(s) by the Company.

For Catalyst Trusteeship Limited

{~."sJ)f.? r JI.C\ Authorised Siguatory

Ene!: Results submitted by Company

CATALYST TRUSTEESHIP LlM1TED II'OIlMElllYGPA1IW:!.lLESIIIPLIMITCDj An ISO:9001 ComilililY

MurnbalOfflce Of/icc No. 83··8'1, 8t11 Floor. 8 Wing, MiHal Tower, Narl!nan Point, Mumb<li 40002"1 Tel +91 {022} 4922 OS55 Fax +91 (022) 1,922 0505 Ragd, Office- CPA House, Plol No. 85. Bhusari Colony (Right), p;wd Road, Pune 411 038 Tel +91 (020) 25280081 Fax +91 (020) 25280275

Deihl Office Office NO. 213. 2nd noor.N<1vr,mg HQuso. 21 Kasturbil Gilndhi Marg. NGW Delhi- no 001. Tel. 011 /,3029101. C!N No. U7t,9S9PN1997PLC110262 Emu!! dt~;,ctflrlisl<::'0.com W,*b:-;lt,* vv'ww.,-,;l,lly",lllu",lee.cufll Puna I Mumbai I Bengaluru I Deihl I Chenna!

~ a

Ref: SSHjlJSEj2018-19/068 Date: November 14, 2018

SPANDANA

Scrip Code: 956818, 956928, 956949, 957066, 957105, 957126 & 957972

To Manager Listing Department ESE Limited, Department of Corporate Services P. J. Towel'S, 25th HOOf, Dalal Street, Mumbai - 400001

Sub: Information Required under Regulation 52(4) of the SliBl (Listing Obligation and Disclosure Requirements) R"gulations, 201S

This is to inionn you that the details / infonnationj documents as required to be given pursuant to Ii", provisions of the Regulation 52(4) of the SEBl (Listing Obligation and Disclosure Requil'elllcnts) Regulations, 2015, are given herein:

(a) Cl'edit Rating and Changes in Credit Ilating (if any):

Rating Agency

,.-... -.. -"".- .. _" -...... ---.. --.. ~.--

ICRA Limited Long term [ICRAl BBB+ (Stable)

(b} Asset cover ilvaHable: Non HankiHe Financial COlnpanicfl registered with the Reserve Bank of India are nol required to disclose the said j'(.:~quirefnents

(c) Debt equity ratio: 1.84 times

(d) Previous due date for the payment of inle,'est / repayment of principal of non convertible debt securities:

Security Description

"12.30% Rated, Listed, Senior, Secured, Redeemable,

Taxable, Non-Convertible Debentures

ISIN ::,::::;:~;:~~:'~:t f:: I ''i'YPCOfl;.Yn;c;~tlli i'rincip1l1

16/04/2018 Paid (Interest) 15/05/2018 Paid (Interest) 15/06/2018 Paid (Interest) 16/07/2018 Paid (Interest)

INF572J07026

16/08/2018 Paid (lotercs!) 17/09/2018 Paid (Interest)

Spandana Sphoorty Financial Ltd., CIN . U65929TG2003f'LC040648

Plot No.31 & 32, Ramky Selenium Towers, Tower A, Ground Floor, Financial DiS!, Nanakramgud,J, Hyderabad" 500 032.

Ph: +91 4048126666,1';" '040·44:l8t:Q40 cuntad@spillltJan<linrki(:olll. WVi, ~pand<lfldindi(l com

14.00% Secured, Ratcd, Listed, Redeemable,

'l'ransferablc, Non-convertible Debentures

Fully paid up Listed Senior Unsecured Dcmaterialised

Non-Convertible Debentun~s

l3.35% Partly Paid, Rated, Listed, Senior, Secured,

Redeemable, Taxable, Non­Convertible Lk~bentures

12.30% Rated, Listed, Senior, Secured, Redeenlablc,

Taxable, Non-Convertible Debentures

13.15% Rated Secured Listed Redeemable, Transferable,

Non-Convertible Debentures 12.45% r~ated, Listed, Senior,

Secured, Redeemable, Taxabl(-~, NOll-convertible

Debentures of Re. 1O,00,()OO/­each

S PAN DANA

INE572J07034

INE:572J08016

INE572)07091

INE572J07059

INE572J07067

INli572J07083

18/09/2018

26/09/2018

28/06/2018 28/09/2018

16/04/2018 15/05/2018 15/06/2018 16/07/2018 16/0S/2018

02/05/2018

31/08/2018

Paid (Interest)

Paid (Int"re,t)

(Intel'est Equal

Amol'tiza tion)

(Interest and Equal

A,l~()Y,li?;a tiO~1) Paid (Intel'est) Paid (Interest) Paid (Interest) Paid (Interest) Paid (Interest) Paid

Paid (Interest)

Paid (Inlerest and AnlOl'tization)

(0) Details of next due dates falling during the 2"" half year of fY 2018-19 for the payment of interest/ repaynw-nt of principle of non-convertible debentures

Security Description ISIN Due dates for next

quarter _ Type of Payment 12.30% Rated, Listed, St~nior,

Secured, I,edeemable, INF572J07026

1 5/1O/20l 8, "j/ll/201S, 17/12/2018, 15/01/2019, 15/02/2019, 15/Q:)/20l9

'faxable, Non-Convertible Deben lu n,~s

14.00% Secured, J:{atc(t J ,istt'd, Redeenlabk',

I INE572J07034 I 18/03/2019

Spandana Sphoorty Financial Ltd., CIN - UG5929TG2003PLC040648

Plot No.31 & 32, Hamky Selenium Towers, Tower A, Ground Floor, Financial Dis!, Nanakramgud,.A, liyr1erabad - 500 032

Ph: +914048126666, Fax' 040-4431Jr:;d40 conlllc!@spHI1(J;lIliiillili;'WIII, \'i'\'li 1 j),wdal1!Jilldi(l cDin

Paid (Interest) (Interest) (Interest) (Inlerest) (Interest) (Inleres!)

Intel'(~st

SPANDANA Transferable, Non­

convertihle Debentures

Fully paid up Listed Senior Unsecured

Dematetialised Non- [NE572j080l6 Convertible DebenttU'€s

13.35% Partly Paid, Rated, Listed, Senior,

Secured, Redeemable,

Taxable, Non­Convertible Debentures

12,30% Rated, 1 ,isted, Senior,

Secured, Redeemable,

Taxable, Non­Convertible Debentures

B:15% Rated Sf~cured Listed 1~l'deemabJ('

Transferable Non-Convertible

INE572j0709J

I

I INE572j07059

!

! i I NE572J07067

DE'bentures ___ ... . L .. 12.45% Rated, Listed, Senior,

Secured, l{edecmable,

Taxable, Non~ convertible

Uebentures of l{e. 10,00,000/ - each

INE572j07083

28/12/2018 28/m/2OJ9

15/10/2018, 15/11/2018, [7/12/2018, 15/01/2019, 15/02/21119, 15/03/2019

31/10/2018

30/11/2018, 28/02/2019

(Interest)

(Interest and Amortization)

Paid ([nterest) (Interest) (Interest) (Interest) (Interest) (Interest)

Paid (Interest)

Interest and Amortization

(f) Debt service coverage ratio: Non Banking Financial Con1panics registered with the H.f.'serve Bank of India are not required to disclose the said requirements

(g) Interest service coverage ratio: Non Banking Financial COlnpani(~ .... H~gistered wilh the Resel've Bank of India are not required to disclose the said requirements

Spandana Sphoorty Financial Ltd" CIN ' U65929TG2003PLC040640

Plot NO.3·1 & 32, Rarnky Selenium TQl.l.,'ers, Tower A, Ground Floor, Financial Dis!, Nanakramgudh. Ilyderabad - 500 032.

Ph: +91 40 41112fi066, h" : 040·44:38'::,,40 'Conl<lr.t@sprmrl<lll<li!1rii.1 C(li'li. I'F'I'.! 'P,([\(hHI>Jindia f!.-Ii'D

SPAN DANA (h) Debenture redemption reserve: Non Banking Financial COlnpanies registered with the

Res(~rve Bank of India are not required to cr('atc Debenture Redemption Reserve in case of Privately Placed Debentures.

(i) Net worth of the Company as on 30.09.2018: Rs.167,515.81 Lakhs.

(j) Net Profit After Tax: Rs. 14,530.52 Lakhs.

(k) Earnings Pcr Share: (i) Basic: 25.47 pOl' share (ii) Diluted: 25.46 per share

You are requested to kindly take the same on record

Thanking you

I'or Spandana Sphoorfy Financi.li Lintited

~/ ',,-I "" C , "\ \" l .I.~, f). i ~; KcjJ, kS '\ ,1\./ k./l (,)/.,,-) Rakes& Jhinjl& ria Company SCt'l'dary Membership No.: 1'8325

Spandana Sphoorty Financial Lid., CIN . U65929TG2003PLC040648

Pial NoJ1 & 32, Rwnky Selenium Towers, Tower A, Ground Floo!"' Financial Dis!. Nanakramnud,l, Hyderabad '. 500 032

Ph: +9'1 4048126666. F<lx: 040·4438,:;;40 mulad@spandaIl8i!1di8C()ll!, \'I'hi f_pnndilHi:lindia.wm

Ref: SSFl/BSF/2018-19/069 Date: November 14,2018

.. ~, ....... /, SPAN DANA

Scrip Code: 956818,956928,956949,957066,957105,957126&95 7972

To Manager Listing Department BSE Limited, Department of Corporate Services P. J. Towers, 25th Floor, Dalal St!..eet, Mumbai - 400001

Dear Sir,

Sub: Submission of statement under Regulation 52(7) of the SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015.

This is to inform you that the proceeds of the amount raised for the issue of Non-Convertible Debentures (NCDs) during the half year ended September 30, 2018 has been utilized for the purpose as mentioned in the offer document/ Disclosure Documents and there are no material deviations in the utilizations of such proceeds.

We request you to take the above information on record.

Thanking you

For Spandana Sphoorty Financial Limited

~~~~~~ \ , J . II Rakesh JhinjhariaS, , Company Secretary Membership No.: F8325

Spandana Sphoorty Financial Ltd., CIN - U65929TG2003PLC040648

Plot NO.31 & 32, Ramky Selenium Towers, Tower A, Ground Floor, Financial Dist, Nanakramgud <.t, Hyderabad - 500 032.

Ph : +91 4048126666, Fc!x : 040-44386640 contact@spandan~lnrli.1 .com , W' V\ , ~. pandanaindia .com