The Review.ca Wednesday, April 13, 2011 11

Auto insurance rates are on the rise in Ontario, Quebec and AlbertaIt was recently announced that the Ontario,

Quebec and Alberta results of the quarterly year-over-year review of auto insurance rates and trends for Q 20 compared to Q 200 were made available.

According to the review, Ontario auto insur-ance was 6.7 per cent higher. Following the 9.5 per cent increase in Q4 200, this result sug-gests that last year’s reforms are stabilizing pric-es as intended.

Quebec saw a .8 per cent increase. Growth in multiple driver and multiple vehicle policies sought by auto insurance shoppers are two driv-ing factors behind the increase, rising by 3.6 per cent and 2.4 per cent respectively.

Alberta rates increased 0.4 per cent. Al-though relatively stable, the percentage of auto insurance consumers with less than 5 years driv-ing experience grew by 7. per cent, steering rates slightly higher.

When shopping for auto insurance, there are some money-saving tips you can try.

Policyholders should explore discounts; for each discount they are eligible to receive they can typically save anywhere from 5 to 5 per cent per discount.

This can really add up too. If a policyhold-er changes their tires seasonally, are willing to bundle their home and auto policies or have roadside assistance, they may qualify for dis-

counts that cumulatively can really help them lower their auto insurance rates.

Modify the policy’s deductibles to see how this affects their rate. Policies with deductibles set to $500 could save up to 5 per cent by raising them to $,000. Keep the deductibles afforda-ble though because this is how much the poli-cyholder could have to cover.

It’s no secret that auto shows, such as the one held in Hawkesbury each fall, attract large numbers of car enthusiasts. Car lovers come from miles around to feast their eyes on classic cars, muscle cars and other interesting vehicles.

Reasons to ride your bikeCycling is a great

fun activity that can be enjoyed by both kids and adults alike.

A fantastic workout, it not only enables you to derive pleasure, but also goes a long way in ensuring your overall fitness.

The best part about this sporting activi-ty is that, you would find cycling a delight-ful experience, without even realizing that it has done good to your body.

Cycling proves to be one of the most effec-tive exercises, to shed off those extra calo-ries and get rid of flab-by abs.

Even a small amount of cycling can prove to be good enough to boost your metabolism level, thereby fastening your weight loss pro-gram.

It helps to improve the overall balance and coordination. The ben-efits of cycling go be-yond health issues

Cycling minimiz-es the risk of coronary heart disease. Essen-tially an aerobic ex-ercise, it gives your

heart, blood vessels and lungs a work-out, thereby reducing the risk of heart prob-lems.

A few miles of cy-cling per day assure trimmer and toned muscles.

This is because your upper thigh muscles, backside and calf muscles all get to workout.

Pursuing cycling helps a great deal in building your stam-ina. It enables you to carry out your day-to-day activities more ef-fectively.

For people, who are on the heavier side, cycling can prove to

be beneficial. It man-ages weight and helps in getting rid of in-creased waistline and bulging fat.

The pleasure and satisfaction attained while riding a bicycle alleviates all the stress, anxiety and depres-sion of a person.

This might come to you as a surprise, but cycling ensures a control in the level of blood pressure.

Cycling enhances the overall fitness lev-el of a person. It makes you breathe deep-er and perspire more, leading to a feeling of enhanced body tem-perature.

Is your car trying to tell you something...need a tune up?Does your home look like it could use a face lift? Call in the specialists.

Wheel into Spring!