The name ‘Elders’ is synonymous with serving the needs

of regional and rural Australia. We have a range of flexible products to meet

your specific Rural Insurance needs.

Farm InsuranceOur farm insurance cover can be fully tailored to include options specific to your needs. This means you can select the cover options and choose benefits so you’re covered for your local conditions and circumstances, and only pay for cover you need.

We provide Accidental Damage cover for your farm buildings, contents, fencing, hay, fixed machinery, silage and grain, as well as Defined Events cover for livestock and mobile machinery.

We insure farms of all sizes and types, including: cereal, grain, dairy, beef, sheep, poultry, piggeries, feedlots, vineyards, fruit, vegetables, sugar cane, beekeeping and hobby farms.

The Elders Farm Insurance policy provides the option to cover your homes, private vehicles, boats, personal accident and illness, as well as your farm property and vehicles. We also include the option of farm theft, goods in transit, business interruption, and farm liability, all in the one policy.

Rural InsuranceLocal service and farm insurance tailored specifically to your needs.

Insurance

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Stud StockWe provide all-in-one cover for all your stud stock, including stud cattle, rams and ewes.

Your livestock will be automatically covered anywhere in Australia and insured right from sale whether it be a scheduled sale event or a private sale.

We offer 3 types of cover:

· Death by accident or by illness

· Death plus loss of use caused by accident only

· Death plus loss of use caused by accident or by illness.

In addition, you are automatically covered for theft of your stud stock.

You can cover your stud stock with a single stand alone policy or you have the option to package the cover and include it as part of your wider farm insurance policy.

CropHail, fire, livestock intrusion, overspray, transit and storage loss, any one of them can spell disaster for your crop. At Elders Insurance, our crop insurance can provide you with the cover you need to protect your crop income.

Elders Insurance has been assisting rural producers with their crop insurance for over 100 years. As a result, we understand the issues and challenges faced by growers of crops.

We will work with you to ensure your crop insurance suits your specific needs and local conditions, making sure your crop is protected from seed to silo and is covered for an agreed value. Our insurance product also covers your harvested crop both on your farm and whilst in transit.

Keeping it simple We offer a number of different insurance options so that we can tailor the cover to match rural producers’ specific needs. In most cases you can also choose to pay your premium annually or monthly. If you choose the monthly option, there’ll be no extra charge. There is also the ability to choose a higher excess for a number of the covers thereby reducing your premium cost.

Our service to you and local communitiesUnique in the marketplace, Elders Insurance has a model that enables its Agents to manage the majority of claims in their local offices. Passionate about supporting where we live and work, we spend millions of dollars in local communities around Australia each year. We have a policy of preferring local retailers, suppliers and trades people to provide the replacement and reinstatement of goods and services funded by claims payments, thereby being a key contributor to local economies.

Unique in the marketplace, Elders Insurance has a model that enables its Agents to manage the majority of claims in their local offices.

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The description of the benefits above is a brief summary only of some of the features that apply to the Farm Insurance policy. Terms, conditions and exclusions apply. Products arranged by Authorised Representatives of Elders Insurance (Underwriting Agency) Pty Limited ABN 56 138 879 026 AFS Licence 340965. Elders Insurance is underwritten by QBE Insurance (Australia) Limited ABN 78 003 191 035. Call your local Elders Insurance Authorised Representative for a Product Disclosure Statement to decide if this product is right for you. EI

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So, if you’re a rural producer and want cover for your farm business, as well as your stud stock or crop, we invite you to call your local Elders Insurance Agent on 13 LOCAL for an obligation free quote.