business solutions

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business solutions

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Rosebud business solutions is a unique offer to Lancashire businesses combining flexible finance with customised support and advice.

We provide an innovative two fold solution designed to help yourbusiness grow:

• business finance – available as loan or equity finance to meet your business needs.

• business development – we can help create a package of targeted development with our partners to support your businesses’ growth ambitions.

If you are a dynamic company hungry for change, ready for challenge and excited for the future then contact us to see if we can help you achieve your growth ambitions.

Our key sectorsRosebud invests in growing businesses. We have identified a number of high growth sectors which we believe Lancashire has particular advantages in to help strengthen our economy:

• aerospace• advanced manufacturing• creative and digital• energy and environmental• finance and professional

By working with companies in these sectors, rosebud will act as a catalyst to create wealth and jobs in the county.

If your business is in a key sector and you are looking to grow, we want to hear from you.

See our website www.lancashire.gov.uk/rosebud for more information on our key sectors and to find out if your business meets the criteria.

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High value loans and equity investments

Are you an ambitious company in one of our key sectors seeking funding for growing your business? We can provide both loans and equity based financial solutions for packages in the range on £1m. Rosebud can help you achieve your business objectives including your plans for technology, innovation, plant, equipment, mergers and acquisitions.

Finance is offered as loans, equity, or a combination of both, designed to meet the needs of your business on competitive rates and terms. In addition you will have:• your own business account manager• competitive rates of interest agreed at the start of the loan• no penalty for early repayment

Equity and equity-related funding will be considered for investments in limited companies, particularly for higher value investments. Detailed terms and conditions for each investment are tailored to each business proposal.

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Business loans as part of finance packages up to £50,000

Do you need finance to bring a new product or service to market?Or do you need help to grow and develop your business?

Rosebud micro is a loan aimed specifically at small businesses within our key sectors which have a potential for growth.Benefits of rosebud micro include:• no penalty for early repayment• repayable over 5 years• a bad credit history will not necessarily be a barrier to getting

the loan but it must be disclosed• Competitive rates of interest• A small one off administrative fee

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Our business clientsRosebud business solutions has helped over 1000 businesses in Lancashire achieve their growth potential. “Rosebud helped me purchase much needed processing equipment. The company grew rapidly and in a short time I gained further investment from Rosebud. Turnover is projected to increase four fold in 2 years such that sales are expected to exceed £1m in the year to March 2014. We plan to take on another seven members of staff to cope with the demand.”

Colin Relfe, The Green Printer Companywww.thegreenprintercompany.co.uk

“DNA can now offer a unique combination of software and consultancy services to help businesses improve their performance. Rosebud has supported our funding requirement for these deals, which will accelerate DNA’s growth into global markets and create five new jobs in the next 12 months.”

Tom Dawes, Dynamic Network Alliance (DNA)

Example business loanAn existing business in the financial & professional sector are looking to expand their business and take on more staff. The total project costs are £250k and their bank will lend £125k. Rosebud also lends £125k because the company can service the debt over 5 years.

Example equity dealA start up business in the creative & digital sector needs funds to bring their product to market. It’s spent years in development which the directors have supported with their own funds. They get £300k from one source but are still £100k short. Rosebud offers an equity deal of £100k with a view to recovering the funds in 5 years time.

Example business deals

Web: www.lancashire.gov.uk/rosebudTel: 01772 536652Email: rosebud@lancashire.gov.uk

Are you ready to grow your business?

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The information on this leaflet is correct to the best of our knowledge at time of print October 2012