Q-11) Will you produce specific internal reporting for different type of risk?

Yes No

Q-12)how important do you believe each of the following would be in the

implementation of a successful credit risk management culture within the

bank?

Very high

high moderate low Very low

Having an enterprise risk data infrastructure in place

Policy is supported at board of

director or executive level

Adequate employee training

Hiring qualified staff

Documented records

Ability for organisation to adopt to change in business environment

Implementation of technology