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Weekend February 13, 2015 Real Estate Weekly Weekly Your Best Source For Weekly Real Estate News And Listings For Stillwater And Surrounding Communities 5723 Garden Pointe -$ 490,000 –Call Dolores 405-747-7822-BOULDER CREEK GARDEN HOME - Quality One Owner custom built. Large Living Room with Rock Fireplace Wall (gas logs). Kitchen has granite counter tops, tile flooring, stainless steel appliances, double ovens, gas range w/5 burners, Lots of cabinets, refrigerator stays, central vacuum system under the cabinets. Kitchen & breakfast area are open. Large entryway & formal dining with beautiful wood flooring. Sun room off the living room is heated & cooled. Utility room has sink, built-ins and extra closets (tile flooring). Master Bath has his/her sinks, heated tile flooring, large walk-in shower, large closet with safe room attached. Guest Bedroom has its own large bath & 3rd bedroom/office has 2 pull down top-quality twin Murphy beds. The double car oversized garage with a golf cart size overhead door on the side. You must see this delightful home to really appreciate it. These homes offered by Real Estate Professionals (405) 372-5151 • 723 S. Main Street 19 Roka Ridge-$335,000- Call Donna 405-612-0509-You’ll know you’ve step into luxury when you enter this home with the lovely hardwood flooring that extends down the entry area and through the large family room. The arched openings, cathedral ceiling, and impressive light fixtures are only a few of the features you’ll notice. Adjacent to the living room is a cozy study. 1 acre lot with mature trees that have been planted in various areas throughout the yard. Split bedroom arrangement offers two bedrooms which share a bath and a private master suite with his and her vanities, walk-in tiled shower, separate tub, and wonderful walk-in closet which connects to the utility room. Best of all, this home is brand new and is ready for occupancy. Inside Inside To advertise your To advertise your home in the home in the Real Estate Weekly, call Real Estate Weekly, call (405) 372-5000. (405) 372-5000. This Week: Sandbur control part two ...................... Page 2 Why a mortgage loan may suddenly be denied ..................... Page 4 Real Estate Weekly is Real Estate Weekly is available online! available online! Go to our web site at Go to our web site at www.stwnewspress.com www.stwnewspress.com and download the current and download the current PDF edition for FREE! PDF edition for FREE! Weekly Features: About Real Estate ........... Page 8 Classifieds ............................. Page 5 Map ............................................ Page 6 See participating REALTORS® at our Web site: www.stwnewspress.com Copyright 2008© Stillwater NewsPress • All Rights Reserved See participating REALTORS® at o r Web site: News Press News Press Stillwater

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Weekend February 13, 2015

Real EstateWeeklyWeeklyYour Best Source For Weekly Real Estate News And Listings For Stillwater And Surrounding Communities

5723 Garden Pointe -$ 490,000 –Call Dolores 405-747-7822-BOULDER CREEK GARDEN HOME - Quality One Owner custom built. Large Living Room with Rock Fireplace Wall (gas logs). Kitchen has granite counter tops, tile fl ooring, stainless steel appliances, double ovens, gas range w/5 burners, Lots of cabinets, refrigerator stays, central vacuum system under the cabinets. Kitchen & breakfast area are open. Large entryway & formal dining with beautiful wood fl ooring. Sun room off the living room is heated & cooled. Utility room has sink, built-ins and extra closets (tile fl ooring). Master Bath has his/her sinks, heated tile fl ooring, large walk-in shower, large closet with safe room attached. Guest Bedroom has its own large bath & 3rd bedroom/offi ce has 2 pull down top-quality twin Murphy beds. The double car oversized garage with a golf cart size overhead door on the side. You must see this delightful home to really appreciate it.

These homes offered by Real Estate Professionals(405) 372-5151 • 723 S. Main Street

19 Roka Ridge-$335,000- Call Donna 405-612-0509-You’ll know you’ve step into luxury when you enter this home with the lovely hardwood fl ooring that extends down the entry area and through the large family room. The arched openings, cathedral ceiling, and impressive light fi xtures are only a few of the features you’ll notice. Adjacent to the living room is a cozy study. 1 acre lot with mature trees that have been planted in various areas throughout the yard. Split bedroom arrangement offers two bedrooms which share a bath and a private master suite with his and her vanities, walk-in tiled shower, separate tub, and wonderful walk-in closet which connects to the utility room. Best of all, this home is brand new and is ready for occupancy.

InsideInside

To a d v e r t i s e y o u rTo a d v e r t i s e y o u rh o m e i n t h eh o m e i n t h e

R e a l E s t a t e W e e k l y , c a l lR e a l E s t a t e W e e k l y , c a l l( 4 0 5 ) 3 7 2 - 5 0 0 0 .( 4 0 5 ) 3 7 2 - 5 0 0 0 .

This Week: S a n d b u r c o n t r o l p a r t t w o . . . . . . . . . . . . . . . . . . . . . . Pa g e 2

W h y a m o r t g a g e l o a n m a y s u d d e n l y b e d e n i e d . . . . . . . . . . . . . . . . . . . . . Pa g e 4

R e a l E s t a t e W e e k l y i s R e a l E s t a t e W e e k l y i s a v a i l a b l e o n l i n e ! a v a i l a b l e o n l i n e !

G o t o o u r w e b s i t e a tG o t o o u r w e b s i t e a tw w w . s t w n e w s p r e s s . c o mw w w . s t w n e w s p r e s s . c o m

a n d d o w n l o a d t h e c u r r e n t a n d d o w n l o a d t h e c u r r e n t P D F e d i t i o n f o r F R E E !P D F e d i t i o n f o r F R E E !

Weekly Features:A b o u t R e a l E s t a t e ...........Page 8

C l a s s i f i e d s .............................Page 5

M a p ............................................Page 6

See participating REALTORS® at our Web site:

www.stwnewspress.comCopyright 2008©

Stillwater NewsPress • All Rights Reserved

See participating REALTORS® at o r Web site:

News PressNews PressStillwater

Note: This articlefirst appeared aboutthis time last year.However, the condi-tions are still favor-able for continuedproblems with thisweed. One thing youcan count on withnear certainty, if youhad sandburs in yourlandscape last year,you will have themagain this year.

As mentioned lastweek, even the bestherbicide program isnot enough to keepsandburs under con-trol. The turfgrassmust be strong andhealthy so it is bettersuited to out-com-pete this peskyweed. This beginswith proper fertility.As the name mightimply, sandburs areusually a biggerproblem on sandysoils. All else beingequal, sandy soils donot retain water ornutrients as well asheavier soils, and aremore likely to be lowin key nutrients. Drysoils low in phospho-rus seem to be espe-cially prone to sand-bur infestation.

A basic soil testcan establish base-line information fornutrient levels, espe-cially phosphorusand potassium. Oncethese nutrients arebrought up to anadequate level, nitro-gen will need to beapplied on a regularbasis to support turf-grass growth.Rainfall or irrigationis a critical playerhere as turf grassshould not be fertil-ized unless enough

water is present tomove the fertilizerdown into the soiland provide enoughwater for basic plantfunction.

Needless to say,keeping sandy soil as

moist as needed tosupport propergrowth can be diffi-cult to do, especiallyduring periods ofdrought. Think backwith me to the sum-mers of 2011 and

2012. Horribledrought conditionsled to an environ-ment that discour-aged turf growth,allowing sandburs togain the competitiveadvantage. Lastsummer’s rains pro-vided enough rain forvirtually all plants toproper, including thesandburs, leaving uswith the explosion ofsandburs we wit-nessed late last sum-mer.

Sometimes, sand-

burs can develop insmall pocketsthroughout a land-scape. Learn to lookfor these and hoethem out early beforethe seeds mature.The seeds are the“stickers” and aremature when theyturn brown and falleasily from the stem.

Regular mowingbefore seedheadsform is also benefi-cial. This also helpsdiscourage theseweeds in anotherway. By regularlymowing bermuda-grass at a lowerheight, the turfbecomes more dense,giving it a competi-

tive edge against theweed.

I hesitate to evenmention this nextsuggestion, simplybecause it is so diffi-cult to accomplish.The better you cancontain sandburs to agiven area, the better

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Soil test helps with Sandbur control

KEITH REED

Home Grown

See ➤ Sandbur, page 3

Stillw

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riday, February 13, 2015 3405-762-9059405-762-9059

OREAL STATEREAL STATEJim McCollom, GRI www.CTROS.com

COLLEGETOWNCOLLEGETOWN

3204 N. Redlands Rd.3204 N. Redlands Rd.With 1944 sq. ft. this brick 3 bedroom, 2 bath,

2 car attached garage home sits on 10 wooded acres. Paved roads make country living easy

and just minutes from town. $ 249,900. Call Jim to schedule a showing. 762-9059

SandburContinued from page 2

your chances of suc-cess will be. While Igenerally discouragebagging clippings, inthis case it is not abad idea, especially ifthe seeds have beenallowed to mature.

It is a fairly com-mon practice for peo-ple to drag old carpetor rugs around inhope of collecting theseeds. While this cancertainly reduce the

numbers present, itmay be doing moreharm than good byspreading the seedsto a wider area.

This is a toughproblem thatrequires consistencyand patience.However, success isattainable. Justremember that seedscan remain viable inthe soil for severalyears.

Today’s home buy-ing process usuallybegins with a mort-gage application andpre-approval. A pre-approval is proof forsellers that a poten-tial buyer cansecure a loan. It alsogives buyers an ideaof what they canafford. It’s impor-tant to understand apre-approval is notironclad.

There are manyreasons why a loanmay be denied dur-ing the mortgageprocess, the timebetween the initialapplication and finalapproval before clos-ing. Let’s look at afew examples andhow to keep themortgage process ontrack.

A loan may bedenied if a borrowertakes on consider-able new debt oropens new lines ofcredit during themortgage process.Doing so may affecttheir debt-to-incomeratio, which is usedalong with otherfactors to determineif a person qualifiesfor a loan. Changesin income or assetscan also affect loanrequirements. It’sbest to avoid mak-ing big purchases,reducing assets orchanging jobs dur-ing this time.

Changes in a bor-rower’s financialdocumentation mayalso cause a loan tobe denied. A loanofficer will request avariety of docu-

ments during thepre-approvalprocess, e.g., taxreturns, paystubs,bank statementsand credit history.This information isused to determine ifa borrower meetsloan qualificationsand to provide arough estimate ofwhat they canafford. It’s impor-tant to provide cur-rent informationand to handle addi-tional requestsquickly to keep theloan process inmotion. Also keep inmind, lenders willinvestigate that theinformation provid-ed is correct.

During the mort-

gage process andright before closing,the loan officer willdouble, and some-times triple, check aborrower’s documen-tation for accuracy.It’s standard prac-tice for lenders torequest verificationof employment fromthe borrower’semployer and torequest tax returnsdirectly from theIRS. Lenders wantto know a borrow-er’s income is steadyand mortgage pay-ments can be main-tained. It’s essentialto be up front withlenders and reportany major financial

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Global Realtors131 N. Main • Stillwater

CENTURY 21: Smarter, Bolder, FasterOFFICE (405) 624-2626

NAME IN REAL ESTATE13 YEARS RUNNING

-MILLWARD BROWN

Linda SchmidtBroker/Owner, GRI

880-3048

Li d S h idt

Email: [email protected] View Our Listings & Virtual Tours at:c21global.com •century21.com or realtor.com

New Listings1420 E. Will Rogers - 3 Bed/1.5 Bath - $119,500 - Rosetta

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mikebranson@ c21global.com

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Beverly Carter (GRI) (CRS) 743-9618

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Virginia Cussner747-7601

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Jason UtleyREALTOR®

405-334-3388

Why a mortgage loanmay suddenly be denied

MICHAEL DECKER

MortgageMatters

See ➤ Loan, page 7

Stillw

ater New

sPress • F

riday, February 13, 2015 5

HENNEBERRYPROPERTIES

at Oak Park Village isnow offering spacious

floor plans for 1 & 2 BDApartments. Stop by ouroffice today and play our

plinko game & savemoney off your 1st

months rent or deposit.2903 N. Perkins Rd. 405-

743-4266.

LindseyManagement.comProf. Managed by Lindsey Mgmt. Co., Inc.

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Ph. I

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Tamarack Village, Movein ready.

Ask about our move-in specials.

Call today 405-372-7395

Carleton Crossing is now offering ,1 2, 3, &4 BD Apartments. Stop

by our office today & askabout our move in spe-

cial.1001 N. Perkins Rd 405-

372-7395

Apartments

BOOMER CREEKAPARTMENTSNOW LEASING

1, 2, and 3 bedrooms!•Close to Shopping &

Restaurants • Full Size Washer and

Dryer connections •Exercise Room

•Sparkling Swimming Pool

* Income and other restrictions applyCall Today for an

appointment (405) 372-1150

320 E. McElroy RD,Stillwater, OK 74075

Apartments

602 W Ute4 bedroom, 1 bath, plus

two 1/2 bathesover 2,400 sq. ft.

all new appliances, newflooring, fresh paint,

Boomer lake area, 2 cargarage, plus 2 car, car-

port and base bent$1500/month available now.

Wick & Associates Realty

405-372-0868

1017 E MOORE STSingle Family, CHA,

washer/dryer hookup,garage. 725/month, 1017

E Moore St Call (405)762-6054

Homes

NOW LEASING NEW CONSTRUCTION!

The VINTAGE (PHASE2) Luxury

Apartments/TownHomes 519 S.

Jardot in Stillwater1 Bedroom, 1 Bath

Luxury Apartments. 2& 3-Story

buildings. CoveredEntryways. PrivateBalconies. 9 foot

Ceilings. Wood PlankFlooring. Stainless-

Steel Appliances +

washer/dryer ALLINCLUDED! Top

Quality Insulation withThe Latest

Energy-SavingTechnologies.Total Electric

Utilities. MonitoredBurglary & Fire AlarmsIncl. Access to Private

Pool, Spas, Sand Volleyball, Sport

Court. Approved petsallowed with written

permission. 1.6 Milesto OSU. We also have

FURNISHED andHANDI-CAPPED unitsavailable. Prices Startat Only $600/month!

Available NOW orPrelease for June 1

Call 405-372-9225 ext0 or

www.thevintagestillwater.com

Homes

ATTENTION!NOW LEASING

for Summer (June 1st), and Fall(August 1st), 2015

Move-In Dates!1, 2, 3, 4, & 5

Bedroom Homes,Apartments, &

Duplexes All overStillwater, Perkins,

Cushing and PayneCounty. Some proper-ties have acreage for

Horses. We also have mobile home lots

in/outside city limits.We also have a fewunits Available for

Immediate Move-In.The Best Prices andDeals of the Year are

right now so Call today! 405-372-9225 ext 0 or

www.campbellmgmt.com SIGN

NOW.SAVE MONEY! $$

GOLF DUPLEX AVAIL.JAN 1, 2015

2BD/1BA/1CG- CH/A,W/D hook-ups Fireplacein livingroom $625/mo,$625/dep. 405-612-

5088

Homes

Beautiful, huge 3 & 4 bedroom

duplexes available 405-707-7277

www.cowboyproperty.com

Now Leasing forSummer/Fall 2015

.All bills paid and free WI-FI. Perfect location to

enjoy the country atmos-phere while

living close to OSU andStillwater Public Schools.Furnished two bedroom,

one bath, full size refrigerator and range,Dish Network, Central

heat and air.$850/month. Please Call

1-405-377-1328

February Rent Paid !Sub rent till end of June.$425.00 per month. Nice2 bedroom, 1 bath withbonus full sized washerand dryer. Ground floor.

Front and back door.Perkins, Oklahoma 580-

445-8706

Homes

Real Estate Rentals

PUBLISHER’S NOTICE:All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or dis-crimination because of race, color, religion, sex, handi-cap, familial status or national origin, or intention to make any such preference, limitation or discrimination.”

This newspaper will not know-ingly accept any advertising for real estate which is in violation of the law. All persons are here-by informed that all dwellings advertised are available on an equal opportunity basis.

Homes

Real Estate Sales

“SAY GOOD BYE!”Advertise your appliance or other items

and say “hello” to extra cash!

372-5000 ext 241 or 240

Classifi edsView classifi eds online at: We accept:www.stwnewspress.com

Place a Classifi edCall: 405-372-5000or Send a Fax: 405-372-3112Hours are 8:00 am - 5:00 pm Monday - Friday Call Gracie at Ext. 240 or 241

Or e-mail at classifi [email protected]

News PressNews PressStillwaterStillwater

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McMurtry Rd. Burris Rd.

177

177

177

177

177

51 5151

Chateau Dr.

Peaceable Acres Rd.

Chate

au C

t.

Chateau Pl.

Husband Pl.

Husband St.

Northgate Dr.

Dunc

an

Golf Dr.

Richmond Rd. Richmond Rd.

Burris Rd.

Was

hingto

n St. Park Pl.

Amethyst Ave.

Quar

tz Dr

.

Lynn Ln.

Tower Park Dr.

Hartf

ord

Rogers Dr. Britton Dr.

Britton Ct.

Marie D

r.

Audene Dr.MarieDr.

Ever

gree

n

Greenbriar Cr.

Greenv

ale Cr.

Greenvale Ct.

Parkview Cr.

Brookside Ct.

Davis

Ct.

Rogers Dr.

Willia

m Ct.

Classen Ct.

Rich

mond

Hill

Rd.

Richmond Hill Ct.Northgate Dr. Benjamin

Hunte

rs Ri

dge

Land

Run

Dr.

Airp

ort L

n.

Monr

oe S

t.

Wright D

r.

Ute Av.

Ranch Av.

Cherokee Av.

Hartwood Av.

Cheyenne Av.

Arapaho Av.

Airport Rd.Rams

ey S

t.

Was

hingto

n St.

Airport Rd.

Airpo

rt Ind

ustria

l Acc

ess R

d.

StillwaterMunicipalAirport

BoomerLake

Harned Av.

NewmanAv.

Park

Dr.

Star

Dr.

Mohawk Av.

Park

Dr.

Thomas Av.

Cres

cent

Dr.

Kelle

r Dr.

Lakehurst Dr.

Glenwood Dr. Glenwood Ct.

Keller Dr.

Husb

and S

t.

Husba

nd D

r.

Lakeview Ct.

Park Dr.

Osage

Star Dr.

Liberty Dr.Mercury Av.Pa

rk Cr

.

Park

Dr.

Linco

ln St

.

Newman Av.

Hillcrest Av.Brown Av.

Shore Dr.

Lake

Harned Av.Madison Ct.

Parkway Dr.Thomas Av.

Frances Av.

Lakeridge Av.

Osage Dr.

Linco

ln St

.Osage Dr.

Tobacco Rd.

Linco

ln St

.

Liberty Rd.Preston Av.

Monr

oeSt

.Je

fferso

nSt

.

Garfie

ld St

.

Rams

ey S

t.

Willow Dr.Hillcrest Av.

Harned Av.

Boomer Rd.

Liberty Av.

Liber

ty Cr

.

State Ln. Preston Ln.Pres

tonCr

.

Liber

ty Ct

.Ivy

Ct.

State St.

Lakeview Rd.

Lakeview Rd.

Eastland Dr.

Marcus Dr.

Wiley St.

Memory Ln.

Country Ln.

Monr

oe S

t.Br

ooke

Hollo

w Ct

. Brooke

Hollow Dr.

BrookeMoore

Linco

lnSt

.

Franklin

Knapp

Brooke

Bennett Dr.

Rams

ey S

t.Ra

msey

St.

Linco

ln St

. Graham Av.Will Rogers Dr.Eskridge Av.

Eskridge Pl.

Eskridge Av.

Duck

St.

Duck

St.

Duck

St.

Eskridge Av.

Walnut St.

Franklin Ln.

Monr

oe S

t.

Husb

and S

t.

Cres

cent

Dr.

Glen

wood

Dr.Swim Av.

Dells Av.

Wildwood Dr.

Chiquita Ct.

Wildwood Ct.

Pecan Dr.

Redbud Dr.

Georgia Av.

Brentwood Dr.

Randolph Ct.

Eskridge Av.

Main

St.

Hartman Av.Windrock

Cr.Tyler Av.Tyler Av.

Willi

s St.

Ridg

e Rd.

Willham Dr.

McDo

nald

St.

McFa

rland

St.

Garfield St.

McElroy Rd.

Oak Crest Rd.

Oak Crest Ct.

Farm Av.

Hall of Fame Av. Hall of Fame Av.

Clev

eland

St.

Heste

r St.

Knob

lock S

t.

Wes

t St. Tyler Av. Tyler Av.

Highview Av.

Star

St.

Lewi

s St.

Knotts Av.

Hartf

ord S

t.

Dryd

en S

t.

Benja

min S

t.

Burd

ick S

t.

Mann

ing S

t.Br

iarwo

od S

t.

Gran

dview

St.

Skyli

ne S

t.

Krayler Ave.

Swim Ave.

Krayler Ave.

Hartf

ord S

t.

Redbud Dr.

Dryd

en S

t.

Dryden Cr.

Redb

ud C

t.

Berry

Ct.

Arrin

gton C

t.Knapp St.

Will Rogers Dr.

Arrin

gton D

r.

Mann

ing S

t.Br

iarwo

od D

r.

Ridgecrest Av.

Brooke Av.Moore Av.Franklin Ln.

Mann

ing S

t.

Gran

dview

Ct.

Cany

on R

im D

r.

Skyli

ne S

t.

Sunrise Av.

Brooke Av.

Payn

e St.

Jard

ot Rd

.Ja

rdot

Rd.

Youn

g St.

Denv

er S

t.De

nver

Ct.

High

tower

St.

Will Rogers Dr.

Linda Av.

Redbud Dr.

Hend

erso

n St.

S. W

estch

ester

St.

Dryd

en S

t.

Benja

min S

t.

Cimarron Pl. Cimarron Dr.

Sunnybrook Dr.

Frontier Dr.Willham Dr.Boyles Ct.

Manning Ct.

Burd

ick S

t.

Willham Dr.Leland

Ct.

Skyli

ne Ln

.

McElroy Rd.

McElroy Pl.

Summit Ct.Hanson Ct.

Birchwood Ct.Cedar Ct.

Connell Ct.

Connell Av.

KarrCt.

Wed

gewo

od D

r.W

edge

wood

Ct.

Stall

ard S

t.

Gran

dview

St.

Dona

ldson

St.

Mann

ing S

t.

Connell Av.

Youn

g St.

Matthews Av.

Virginia Av.

Cedar Ct.

Cedar Dr.

Gran

dview

St.

Jard

ot Rd

.Ja

rdot

Rd.

Blair

St.

Payn

e St.

Wed

gewo

od D

r.Pa

yne S

t.

Eastern Av.

3rd Av.

Crestwood Dr.

Cottonwood Dr.

CrestwoodCt.

Post

Oak D

r.

Timbercrest Dr.

Timbercrest Cr.

Elm Av.

Maple Av.

4th Av.

Blair

St.

Blair

St.

Burd

ick S

t.Virginia Av.

Hartf

ord S

t.

Dryd

en S

t.Be

njami

n St.

Burd

ick S

t.

Berry

St.

Arrin

gton S

t.

Maple Av.

Arrington Dr.

Marsh

all S

t.Do

ty St

.

5th Av.

4th Av.

4th Av.

Drur

y Ln.

5th Av.

4th Av.

Villa

Dr. 4th Av.

3rd Av.

2nd Av.

4th Av.

3rd Av.

Colby

Lanc

eMo

cking

bird L

n.

Eastg

ate S

t.

Raintree Av.Peach Tree Av.Stonegate Av.

Collin

s Ct.

Pinewood Cr.

Oakwood Dr.

Denv

er S

t.

High

tower

St.

7th Av.

Cres

twoo

d Cr.

12th Av.

Stall

ard S

t.

7th Av.

Lydia Ln.

Payn

e St.

17th Av.

9th Av.

7th Av.

8th Av.

Jame

s Ct.

Burd

ick S

t.

Hall S

t.

Leigh

St.

8th Av.

5th Av.

Jame

s Ct.

Hartf

ord S

t.

Payn

e St.

Alcott Dr. Rans

om D

r.

16th Av.

19th Av.

17th Av.

15th Av.

14th Av.

16th Av.

18th Av.

13th Pl.

19th Av.

13th Av.

12th Av.

11th Av.

10th Av.9th Av.

8th Av.

7th Av.

5th Av.

4th Av.

3rd Av.

Maple Av.

Elm Av. Elmwood Cr.

Dunc

an S

t.

Husb

and S

t.

Masin

St.

Lewi

s St. Lowr

y St.

Dunc

an S

t.

Husb

and S

t.

Main

St.

Lewi

s St. Lowr

y St.

Husb

and P

l.

Wes

t Bl.

Wes

t St.

Wes

t St.

Knob

lock S

t.

Heste

r St.

Heste

r St.

Knob

lock S

t.

Rams

ey S

t.Ra

msey

St.

Was

hingto

n St.

Was

hingto

n St.

Dunc

an S

t.

Jeffe

rson S

t.

Adam

s St.

Monr

oe S

t.Mo

nroe

St.

Monr

oe S

t.

Bellis

St.

Knob

lock S

t.

Heste

r St.

Athletic Av.

Morrill Av.

Miller Av.

Mathews Av.

Hoke

St.

Virginia Av.

Wehr Ln..

Wes

t St.

Cantwell Av.

Connell Av.

Scott Av.Scott Av. Scott Av.

Connell Av.

Cantwell Av.

Linco

ln St

.

Lincoln St. Tyler Av.

Jeffe

rson S

t.Mo

nroe

St.

Scott Av.

Jefferson St.

Farm Av.

Drummond Av.

University Av.University Av.

Wes

tern R

d.

Ridg

e Dr.

Virgina Av. Miller Av.Admiral Av.

Sherwood Av.

Arrowhead Av.

Sunset Av.

3rd Av.

4th Av.4th Av.

5th Av. 5th Av. 5th Av. 5th Av.

McFa

rland

St.

Willi

s St.

King

s St.

King

s St.

King

s St.

McFa

rland

St.

McDo

nald

St.

Orch

ard S

t.

Waln

ut St

.

Pine

St.

Gray

St.

Stan

ley S

t.

Willi

s St.

11th Pl. 12th Av.13th Av.14th Av.

10th Av.

9th Av.

8th Av.

Wick

low S

t.W

icklow

St.

Devo

n St.

Devo

n St.

Wes

tern R

d.

Orch

ard S

t.

Waln

ut St

.Pi

ne S

t.Gr

ay S

t.St

anley

St.Clev

eland

St.

Wentz Ln.University Cr.

Garfie

ld St

.Bl

akely

St.

7th Av.7th Av.

Ridg

e Dr.

Ridg

e Dr.

Ridge

Dr.

Willi

s St.

Redw

ood S

t.Me

lrose

Dr.Arrowhead Pl.

Monticello Dr.Olive Ln.

Kerr

St.

Clev

eland

St.

22nd Av.

19th Av.

Augu

st Dr

.Au

gust

Dr.21st Ct.

20th Av.

18th Ct.18th Av.

17th Av.

15th Av.

Surre

y Dr.

Surrey Pl.

Celia

Ln.

Loma Verde Ln.Elvin Dr.

Coun

trysid

e Dr.

Lege

ndar

y Ln.

25th Av.

24th Av.

Copperfield St.

Bristol Rd. Av.

Willow Park Cr.

Willow Park Ln.

Woodstone Dr.

Persimmon St.

Scissortail Dr.

Murphy Dr.Eunice St.

22nd Av.23rd Av. 22nd Av.

23rd Av.

24th Av.24th Av. W

illis S

t.

Silve

rdale

Blue

stone

St.

Waln

ut St

.

26th Av.

Blac

k Oak

Dr.

Blac

k Oak

Dr.

29th Ct.30th Av.

31st Av.

Saddle Rock Ln.Saddle Rock Ln.

Shinnery Ct.

Pion

eer S

t.Qu

ail R

idge D

r.

QuailRidge Ct.

28th Av.Mar Vista St.

August Dr.

28th

Ct.

Oxfor

d Dr.

Camb

ridge

Dr.

Cambridge Ct.

Murra

y Ct.

Yellowbrick Dr.

Fox L

edge

Dr.

Tang

lewoo

d Cr.

Tanglewood Dr.

32nd Av.

19th Av.

Lowr

y St.

Ches

ter S

t.

Ches

ter S

t.

18th Pl. Fern

St.

Fern

St.

Hartf

ord S

t.

Sprin

gfield

St.

Penn

sylva

nia S

t.

Aetna

St.

21st Av.

22nd Av.

24th Av.

26th Av.

Husb

and S

t.

Knob

lock S

t.

30th Av.

29th Av.

31st Av.32nd Av.

Wes

t St.

Main

St.

Boomer Rd.

Main

St.

Lewi

s St.

33rd Av.

35th Av.

37th Av.37th Av.

36th Av.

35th Av.

Fern

St.

Lowr

y St.

Lowr

y St. 34th Av.

44th Av.44th Av.

Timberline Dr.

Pion

eer S

t.

Perki

ns R

d.Pe

rkins

Rd.

Perki

ns R

d.

Jard

ot Rd

.

Husb

and S

t.

Was

hingto

n St.

Wes

tern R

d.

Sang

re R

d.Sa

ngre

Rd.

Eagle

Sum

mit

44th Av.

Hunte

rs Cr

.

Deer

field

Dr.

Wild

Turke

y Pas

s

Cottontail Ln.

Vista Ln.

15th Av.

18th Ct.Shalamar D

r.

Yorkshire Dr.

Westbrook D

r.

Westbrook Ct.15th Av.

Dubli

n Dr.

Berks

hire D

r.

18th Av.

Davin

broo

k Ln.

Ceda

r Ridg

e Ct.

Bould

er Cr

eek

Mans

field

St.

Willow Ct.

Hickory Ct.

Country Club Dr.

Fairfi

eld D

r.

Willi

amsfi

eld

Richfield Ct.

14th Av.Oakfield Ct.

Shum

ard C

t.Sh

umar

d Dr.

8th Av.

Oak S

t. W.

16th Av.

18th Av.

Wes

tridge

St.

Hills

ide C

t.

Hills

ide S

t.

Fairfi

eld D

r.

Country Club Dr.

Garden Pointe

Spring Hill

9th Av.8th Av.

Murp

hy S

t.

Basin

Ridg

e Dr.

Oak R

idge D

r.

7th Av.7th Av.

Trenton Ct.

Wes

twoo

d Ln.W

estw

ood D

r.

Oak Ridge Dr.Fairway Dr.

Woodland Dr.

Woodland Ct.

Crestview Av.

Crestview Ct.

Country Club Ct.

11th Av.

11th

Ct.

Woodc

rest D

r.

Sprin

gdale

Dr.

10th Av.

Blue R

idge D

r.

Edge

moor

Dr.

Walk

ing Tr

ail D

r.

Oak T

rail D

r.

Summer Hill Ct. Shadow Creek Ln.

Billingslea Ct.

Ja Linda Lou Ct.LoperLn.

Deer Run Ct.

Cowboy Ct.

Iba D

r.

GermaineCt.

Highland Ct.

32nd Av.

1st Av.

Abbe

y Ln.

Windsor Cr.

Wind

sor D

r.

Wind

sor D

r.

2nd Av.

2nd C

t.Ke

ats D

r.

3rd Av.3rd Pl.

4th Av.

Char

les D

r.

5th Pl.

5th Av.

Oakdale

Frontage Road

Squir

es S

t.

Pion

eer S

t.

Coun

try C

lub R

d.Co

untry

Club

Rd.

Vena Ln.

Windmill Ln.Windmill D

r.

Lakeview Rd.

Rang

e Rd.

Rang

e Rd.

Grey

stone

St.

Ston

eridg

e Dr.

Ston

eybr

ook S

t.8th Ct.9th Ct.

8th Av.

Pecan Trail Ct.

Pecan Lake Av.

TrentonAv.

Cros

swind

s

VillasCt.

Woodri

dge V

illage

Rd.

Devonshire

Canterbury

AshburyWoodlake Dr.

Chapel Hill

Briar CliffCoventry

CharringCross

Austi

n Ct.

Lynd

sey C

t.

Deer Creek Ct.

Fox Ledge Ct.

Fox Ledge Ln.

Vista

Ct.

21st Av.

Teal

St.

25th Av.

Knob

lock S

t.

Fox Ledge Dr.Deer Crossing Dr.

Pecan Hill St.

Hidden Oaks

Sang

re R

d.

Valle

y View

War

ren D

rive

Char

olais

Dr.

Hereford

Valle

y Dr.

Lisa Ct. Lori Ct.

Mark

Circl

e

Dobi Ln.

Shiloh Creek

Old Forest

Cypress MillSava

nnah

Culpe

pper

Charleston

Woodland Trails Dr.

Eagle CreekAve.

PheasantRidge Ave.

Fountain View Ct.

Foun

tain V

iew D

r.

Forest Trail Ct.

Lauren Lane

Emma

Marin

e Rd.

Hanson

Sunnybrook

Ct.

Wedgewood

Summ

erlin

Ct.

Bridl

ewoo

d

Mesa Cr.

Whitney Ct.

Katy

Camden

Ashton Ave.

• All Open Houses are Sunday unless otherwise indicated. • Open Houses may be cancelled in case of inclement weather.

If you have questions, please call the hosting REALTOR®.

Collegetown Real O State1. 3204 Redlands Rd. 1-3 ...................................Jim

One Broker Place2. 5608 E. 68th 1-3 .......................................... Jason

Fisher Provence3. 2721 N. Park Cr. 1-3 ...................................... April

Team Stillwater4. 4921 Briarcreek 1-3 ................................... Jerika5. 23 Summit Cr. 3-4 ...................................... Jerika 6. 2214 S. Walking Trail Dr. 1-3..................Dennis

OPEN HOUSE McMurtry R

Richmond

indicated.ement weather.REALTOR®.

llwater

MapMapWeek of Sunday, February 15, 2015

1

2

3

4

5

6

By David W. Myers

When a spousefaces an uncertainmedical future, anindependent conser-vator can act on hisor her behalf. Thismay allow thehealthy spouse tosell assets such as ahome to cover costlylong-term-careexpenses.

DEAR MR.MYERS: My hus-band and I areboth in our 70s.We have ownedour home togetherfor the past 38years, but now heis showing earlysigns of dementia,and we’re bothafraid that he’llhave to be placedin a special full-time facility if hiscondition worsens.The cost wouldnot be covered byMedicare. If hemust be sent to ahome, would I beable to sell ourproperty myself tohelp pay for thecost of his care?

ANSWER: No.Assuming that youand your spouse hold

title through thecommonly used jointtenants with right ofsurvivorship, or inthe similar tenantsby the entireties,both you and yourhusband would berequired to sign asales agreement or

any other type ofcontract. That couldbe a huge problem ifhis illness eventuallygets to the pointwhere he must bemoved to a full-time-care facility, becausehe likely then wouldlack the legal capaci-

ty to understand thedecision he was mak-ing.

Consult an attor-ney soon to discussyour options. Onesolution might be toask a judge toappoint an indepen-dent conservator,

such as a trusted rel-ative or friend, whocould legally act onyour husband’sbehalf. Most statesdon’t allow a spouseto act as a conserva-tor, in part because itcould create a con-flict of interest.

If your husbandstill has most of hismental facultiesintact, the lawyermight instead sug-gest that you createa basic living trustand put your homeand other assets intoit. The two of you

would be “co-trustees” while he’sstill competent tomake decisions onhis own. But if hiscondition worsens,you could sell thehome yourself andmake other key deci-sions on his behalf.

Stillw

ater New

sPress • F

riday, February 13, 2015 7

520 S Knoblock St.

(405)372-8326 (TEAM)

View online: www.TeamS�llwater.com

Follow us:

Twi�er: @teams�llwater

Facebook: teams�llwaterrealtors

Address Descrip�ons Price Realtor Address Descrip�ons Price Realtor

Dennis Cyr CRS/GRI

Realtor Assoc. 405.714.1799

Delphine Heppel Broker Assoc. 405.612.1256

Mary Davenport CRS/GRI

Broker/Owner 405.747.5651

Paule�e Kraybill GRI

Realtor Assoc. 405.747.8830

Connie Stokes GRI

Broker Assoc. 405.612.0016

Jerika Rosenquist Realtor Assoc. 405. 338.5521

Jack Borgen Realtor Assoc. 405. 612.7234

Mike Lauvetz CRS/GRI

Broker/Owner 405.747.8684

715 S Husband, #3 & #5 2 office suites. Lawyer’s Building $99,500 Mike/ Mary

122 & 210 E Richmond Rd 10.91 acres m/l $499,000 Paulette

COMMERCIAL PROPERTY

OPEN HOUSES— Sunday, February 15, 2015 4921 Briarcreek — Jerika — 1-3 p.m.

23 Summit Cr — Jerika — 3-4 p.m. 2214 Walking Trail — Dennis — 1-3 p.m.

FEATURED SUBDIVISIONS

Plats and Covenants Available! — Call 405.372.8326 for lot informa�on / www.TeamS�llwater.com

BERRY CREEK KENSLOW FARMS CAMDEN POND TIMBER LAKE ESTATES

3524 S Husband St SALE PENDING. $250,000 Mike/Mary

424 S Orchard SALE PENDING $257,000 Mary/ Mike

1220 W 12th LOT — 2.34 acres m/l $258,000 Mike/ Mary

223 S Jardot 5 acm/l —Numerous Possibilities $300,000 Delphine

5305 S Hartford St 3 BD/ 2 BA/ 30 acm/l $310,000 Mike/ Mary

3012 W Montera 4 BD/ 3 BA/ 2385 sq ft $324,000 Paulette

2223 Copperfield SALE PENDING $375,000 Mary/ Mike

5920 W 53rd Street SALE PENDING $378,500 Paulette

3706 S Persimmon 5 BD/ 3 BA/ 3521 sq ft $440,000 Connie

4700 N Washington 3 BD/ 3 BA/ 10 acres m/l REDUCED $469,000 Mike/ Mary

4921 Briarcreek 5 BD/ 4 BA/ 3627 sq ft $475,000 Connie

2214 S Walking Trail Dr 4 BD/ 3.5 BA/ 4105 sq ft $519,000 Dennis

1919 S Walking Trail Dr 4 BD/ 3.5 BA/ 4595 sq ft $579,000 Mike/ Mary

6 Lots—W. Villas Court Ranging from $23,000—$27,000 Mike/ Mary

E. 6th (E. of Jardot St) LOT — .30 acres m/l $39,500 Delphine

4724 W Country Club Dr LOT — 130 x 130 approx. $40,000 Mike/ Mary

3320 Fox Ledge Dr LOT — Stoneridge Estates/ 1.09 acm/l $45,000 Paulette

123 E El Paso, Yale 3 BD/ 1 BA/ 955 sq ft/ 3 lots REDUCED $55,000 Connie

901 Liberty SALE PENDING $80,000 Delphine

2222 W 23rd Ave SOLD $110,000 Connie

23 Summit Circle 2 BD/ 2 BA/ 1430 sq ft REDUCED $5000 $105,000 Jerika

805 Park Place SALE PENDING $130,000 Connie

6821 Fawn Creek Rd 4 BD/ 2.5 BA/ 1836 sq ft $130,000 Connie

9311 S Mehan Rd 2 BD/ 2 BA/ 1414 sq ft $134,900 Connie

2301 W 9th Ave SALE PENDING $155,000 Mary/ Mike

1611 S Hillside St SALE PENDING $167,000 Connie

1706 S Westridge St SALE PENDING $175,000 Mike/Mary

2015 E Mathews Ave SALE PENDING $179,000 Connie

705 E Macy Lane SALE PENDING $199,500 Paulette

5002 W 2nd Ave SALE PENDING $235,000 Mike/ Mary Wick& As s o c i a t e s

R E A LT Y

MLS

372-0868

www.wick-realty.comwww.wick-realty.com

3704 W. 47th4 Bed/3.5 Bath 13 + - Acres

Wayde Strain918-625-0038

FOR SALE

ABOUT REAL ESTATE

fluctuations or docu-mentation discrep-ancies as soon aspossible.

When deciding to

move forward onpurchasing a newhome, it’s crucial tospeak with a lenderwho is not only

knowledgeable andtrustworthy but canreview initial docu-mentation and fore-see any possible

issues that mayarise during themortgage process.This will save time,money and

heartache.

Opinionsexpressed above arethe personal opin-

ions of MichaelDecker and meantfor generic illustra-tion purposes only.RCB Bank is an

Equal HousingLender. RCB BankNMLS #798151.Michael DeckerMLO# 370522.

8S

tillw

ater

New

sPre

ss •

Frid

ay,

Feb

ruar

y 13

, 20

15

Adorable brick 3 bed, 1.5 bath, 2 car garage home. Richmond Elementary. Windows have been replaced, wood laminate fl oor and

carpet are both new. Updates include: water heater, dishwasher, both new within the last year, bathroom and kitchen fi xtures replaced.

Attractive paint colors. Home has security system, fenced backyard, wide fl at driveway. Conveniently located by Boomer Lake, schools and

shopping. Hosted by April Todd.

2721 N. Park Circle

Page Provence (405) 612-0194 Fisher Provence, REALTORS®

377-1000

$107,500

See more of this home at www.WeLoveSellingStillwater.com

Open Sunday 1-3Monthly Housing StatisticsData from Stillwater Board of REALTORS | December 2014

HOUS

ING

STAT

ISTI

CS

CLOSED UNIT SALES CLOSED VOLUME SALES

AVERAGE SALES PRICE AVERAGE DAYS ON MARKET

AVERAGE ASKED TO SOLD RATIO DECEMBER INVENTORY

December Year to Date December Year to Date

December Year to Date December Year to Date

December Year to Date End of Month Inventory Months Supply

20132014

20132014

20132014

20132014

20132014

20132014

6262 9.37M9.37M 9.75M9.75M

151,181151,181

120120

94.96%94.96%

280280

161,661161,661 117117

96.29%96.29%4.034.03

5353

-14.52%-14.52% +4.03%+4.03%

+21.69%+21.69% +1.33%+1.33%

+2.67% -9.29%

+6.68%+6.68% -5.63%-5.63%

+0.74% -7.96%

-1.44%-1.44% +5.14%+5.14%

183,977183,977 122122

97.50%97.50%

254254

172,460172,460110110

97.00%97.00%

3.713.71

833833 134.66M134.66M 141.59M141.59M821821

Area Delimited by Entire Stillwater MLS - Residential Property Type

*Absorption Rate:Average Sales/Month 12 months prior to Dec 2013 is 69.4Average Sales/Month 12 months prior to Dec 2014 is 68.4

December Year To Date (Jan-Dec)

2013 2014 +/-% 2013 2014 +/-%

629,373

141,250151,181

88120

96.75%94.96%

2804.03

-14.52%4.03%8.32%

21.69%7.43%1.33%1.41%2.67%

-9.29%-7.96%

539,751

153,000183,977

94122

98.11%97.50%

2543.71

833134,664145,000161,611

87117

97.40%96.29%

2804.03

821141,590150,000172,460

81110

97.97%97.00%

2543.71

-1.44%5.14%3.45%6.68%

-6.90%-5.63%0.58%0.74%

-9.29%-7.96%

Closed Unit SalesClosed Volume Sales (x1000)Median Sales PriceAverage Sales PriceMedian Days on Market to SaleAverage Days on Market to SaleMedian Asked to Sold RatioEnd of Month InventoryMonths Supply (End of Month Inventory/Absorption Rate*)

LoanContinued from page 4