Retail Banking Fees

Minimum Initial Deposit Amount VND 2,000,000

VND 165,000 Free

VND 12,000,000

SERVICES

ACCOUNT SERVICES FEE

Citibanking Citigold

Monthly Average Total Relationship Balance (TRB) VND 100,000,000 VND 1,000,000,000VND 200,000

(This fee is waived until further notice)

VND 1,200,000Monthly Total Relationship Balance Fee(if average monthly balance falls below the minimum requirement)

Monthly Account Management Fee (Covers services marked as “free”)

CASH SERVICES

USD Cash Deposit

VND Cash Deposit Free Free

Free Free

Free Free

Free Free

VND Cash Withdrawal

Account Closure within 6 months of account opening

Inactive Account Fee if no activities for at least 6 months

Free Free

Free Free

USD Cash Withdrawal

ATM/Debit Card Services

Annual Fee Free Free

ATM/Debit Card Card Replacement FreeFree

PIN Replacement Fee Free Free

+ ATM from Other banks

+ ATM from Citibank Free Free

Cash Withdrawal Transaction

� In Vietnam (VND Account)

Subject to other fees and charges from other banks

If you use non�VND account to withdraw cash from other local ATMs, this may be subject to 1%�4% fee, which is collected by Visa and other organizations, depending on type of currency.

Effective from 03/03/2018 – 03 Mar, 2018

Note:1. Terms and Conditions for other services not listed here in will be provided upon request. 2. All Terms and Conditions contained here in supersede any previously and are subject to change and cancellation with prior notice. 3. All accounts and transactions are subject to the regulations of the State Bank of Vietnam and the Laws of the Socialist Republic of

Vietnam. 4. Except for overseas remittances and Foreign cheques, all other charges in the above Fee Schedule have covered all correspondent bank

charges. 5. All charges above include 10% VAT. 6. All charges are not applicable for local debit cards because Citibank has not joined any local ATM network. 7. All fees contained herein supersede any previously issued fees and are subject to amendment, supplement or cancellation with prior

notice.8. This Consumer Banking Fees already included Transaction Limits.

Version 8_Updated in December, 2017.

+ ATM from Citibank

Free Free

Balance/Account Inquiry at Citibank ATMs Vietnam Free Free

VND 60.000/txn VND 60.000/txn

� Overseas

+ ATM from Other banks

Cash Withdrawal Transaction at Citibank ATMs Vietnam

Mini Statement (Printing receipt) at Citibank ATMs Vietnam Free Free

Inward Remittance Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Free Free

Citibank Online/ CitiMobile/ CitiPhone/ CitiAlert Free Free

Citi Global Transfer via Citibank Online

For amount below VND 90,000,000 (ECD)Note: Subject to 21 day future value

For amount from and above VND 90,000,000 (Delaware)

Outward Remittance

Cancellation / Amendment / Investigation

Postage

� Domestic Remittance

+ In VND

+ Telegraphic Transfer

+ In FCY

Charge Back Processing Fee Free Free

Subject to other fees and charges from other banks + Overseas Transaction Fee

Overseas Transaction Fee 4% of transaction amount

Overseas Transaction Fee

Dispute Investigation Fee

Returned Check

Monthly Statement Rendition (Hard Copy)

Special Request

Additional statement mailed within Vietnam

Certified Online true copy statement

Balance Certificate

VND 500.000.000/day VND 500.000.000/day

USD 10.000/day USD 50.000/dayCiti Global Transfer via Citibank Online

Domestic Fund transfer limit

VND 30.000.000/day VND 30.000.000/day

POS Transaction Limit VND 50.000.000/day VND 100.000.000/day

Withdrawn limit from ATM

� Overseas Remittance

+ Cable

+ Local

+ Overseas

Courier

+ Local

+ Overseas

Collection of foreign checks drawn on US territories

Other Cards not issued by Citibank Vietnam

REMITTANCES

CHECK SERVICES

Miscellaneous

Communication Channels

Other Services

STATEMENT SERVICES