ACADEMIC

QUALIFICATIONS

PROFESSIONAL

QUALIFICATION

WORK

EXPERIENCE

 

Associate Chartered Management Accountant (ACMA)-UK Chartered Global Management Accountant (CGMA) Qualified Banking Diploma Examinations of Institute of Bankers Pakistan (DAIBP)

Qualification Year Institution Grade/Div/GPA

MBA 2002 Karachi University GPA 3.23 BBA (Hons.) 2001 Karachi University GPA 3.03

NATIONAL BANK OF PAKISTAN, HEAD OFFICE, KARACHI

HEAD-REGULATORY COMPLIANCE WING, COMPLIANCE GROUP May 2015 to-date

Monitoring of the development, initiation and implementation of policies for general operation of the Compliance framework and its related activities across the Bank to effectively manage the compliance risk.

Reviewing of Bank's Policies, Manuals & Product Programs Co-ordination of internal compliance review and supervising activities including periodic reviews of

departments to remain abreast of the status of all compliance related activities. Working as Coordinator with External Auditors on finalization of Audit Reports Vetting of Guidelines Issued/Circulars and validation/ concurrence on MoUs of Bank with External

Parties/Stakeholders Regulatory Reporting such as coordination for submission of Institutional Risk Assessment Framework to

Central Bank (SBP) Advisory function on strengthening Internal Controls at the Bank Preparation and presentation of Reports to Board Audit Committee, Management Committees and other

forums of Senior Management on Compliance Issues Assuring timely and reliable reporting to senior management on compliance status at various level of the

Bank particularly at KYC/AML policy implementation. Periodic review of compliance function to assess the appropriateness of the bank’s compliance procedures

and guidelines, promptly follow up any identified deficiencies, and, where necessary, formulate proposals for amendments.

Establishing written guidance to staff on the appropriate implementation of compliance laws, rules and standards through policies and procedures and other documents such as addendum to compliance manual, internal codes of conduct and practice guidelines.

Imparting training to staff on compliance issues, and acting as a contact point within the bank for compliance queries from staff members.

NATIONAL BANK OF PAKISTAN, HEAD OFFICE, KARACHI

HEAD-Exceptions Reporting Wing, COMPLIANCE GROUP Oct 2014 to May 2015

Checking and Monitoring of Exceptions/Violations Reports for submission to Senior Management with particular focus on KYC/AML Policy implementation

Review & Monitoring of Bank’s Accounting System and reporting on its adequacy Monitoring for regular updation of Database on Reports related to Compliance Issues Coordination with Bank’s Internal Audit function during audit of Compliance Group Supervision of work on revision of Bank’s Compliance Manual

AHSAN RAZA (ACMA, CGMA)Address: H.No. 73/1, 6th Street, Off Khayaban-e-Badar, Phase-VI, D.H.A. Karachi, PakistanPhone: (+92-213) 584-1001 / 334-3556923E-mail: ahsanriz@yahoo.com Date Of Birth: March 20, 1981

OBJECTIVE To work as a constituent of a financial services organization and contribute for its functioning as a regulatory compliant and a prosperous entity

Visits of Regional Offices as Compliance Representative to monitor Compliance Status on various activities performed at field offices

Teaming-up with other stakeholders/ Representatives from other Groups for Compliance Reviews

NATIONAL BANK OF PAKISTAN, HEAD OFFICE, KARACHI

COMPLIANCE MANAGER, COMPLIANCE GROUP July 2010 to Oct 2014

Preparation of Exception/Violation Reports Correspondence with Regional Set-up & Groups at Head Office Preparation of Reports to Senior Management on KYC/AML Policy implementation Worked as Compliance Group Coordinator on Risk Control Design Assessment (RCDAs) a project Monitoring of Transaction & Reporting of Status Reports to regulator i.e., State Bank of Pakistan (SBP) Maintenance of Database of Reports related to Compliance Issues Conduct of Training for Bank’s staff on Compliance Issues and Reporting methodologies

NATIONAL BANK OF PAKISTAN, REGIONAL OFFICE, KARACHI

Manager, Credits Jan 2007 to June 2010

Managed the Corporate & Commercial Credit portfolio. Monitored the post-sanction and pre-disbursement formalities of loans and follow-up activities to keep the

credit portfolio on regular footings through rapport with the clientele. Maintained liaison with external agencies. Supervised and coordinated the work of other relationship officers. Coordinated with the controlling office.

NATIONAL BANK OF PAKISTAN, REGIONAL OFFICE, KARACHI

Assistant Manager, Credits Feb 2005 to Dec 2006

Developed leads & generating business from existing customers Implemented and maintained complete control aspects i.e. documentation, periodical client visits reports,

stock inspections and formal credit checks to monitor the assigned portfolio effectively. Prepared Credit Proposals for Corporate and Commercial clients. Looked after the pre-execution & post-execution formalities of the Accounts.

NATIONAL BANK OF PAKISTAN, REGIONAL OFFICE, KARACHI

Officer, Risk Management Feb 2004 to Jan 2005

Performed credit & industry analysis. Risk assessment of potential & existing clients. Processed approvals.

NATIONAL BANK OF PAKISTAN, ORGANIZATIONAL DEVELOPMENT & TRAINING DEPARTMENT

Management Trainee Jul 2003 to Jan 2004

Underwent a comprehensive classroom as well as on-the-job training for a 6-months period in key areas of Banking as part of the Management Trainee Program.

VITAL CAPITAL MARKETS, MANAGEMENT & FINANCIAL CONSULTANTS

Financial Analyst Dec 2002 to Jul 2003

Developed a financial Model for extensive financial analysis of clients’ business. Worked on various Feasibility Reports, notably the one on establishment of a Micro-finance Bank. Developed financial proposals on behalf of clients for onward submission to financial institutions. Performed advisory and financial consultancy function.

SUMMER 2002

Internship at UBL, Corporate Banking Group, worked specifically on credit proposals and financial models.

SUMMER 2001 Internship at MCB, worked in various departments of corporate branch, particularly Credit Administration

Dept, submitted a comprehensive Report covering major areas of credit and operations.

Received Performance Award and Letter of Appreciation by the Bank in Year 2011 for establishing timely Reporting and follow-up mechanism of Exception Compliance Reports across the Bank.

Received Gold Medal from CIMA (UK) for securing highest marks in the country (Pakistan) in Management level Exam held in 2012.

Course/Seminar Name

International Standards on Compliance Function Compliance Risk Management Framework KYC/AML Reviews Methodologies Regulations for Banks in changing compliance environment An Insight into Islamic Banking Financial Modeling & its Application Credit Analysis Techniques & Applications Management Grid Technique for enhanced Leadership Skills

Member of Stock Exchange Learning Fund, Karachi University (KU) Member of Financial Magazine publication Team at KU Captain School and College Cricket teams.

Well versed with MS Office Applications.

Conduct Training sessions at NBP, Staff College, Karachi and give lectures to field staff on Sound Banking practices and Bank’s Compliance framework.

Reading books, newspapers and magazines Keenly follow all kinds of sports and Current Affairs Play cricket and other out-door games Listen to good music & watch movies

Available on request

PROFESSIONAL COURSES / SEMINARS ATTENDED

EXTRA-CURRICULAR ACTIVITIES

I.T. SKILLS

REFERENCES

OTHER ACTIVITIES & INTERESTS

ACHIEVEMENTS