Page 1 of 3

RUDOLPH E. URBAN15255 ARLEEN NORMAND DRIVE

COVINGTON, LA 70435(HOME) 817-888-1925

EMAIL: rudy.urban@gmail.com

SUMMARY

Resourceful, productive Credit Professional with experience in diverse environments involving domestic and international credit.  Interfaces effectively with all levels of

management and customers to develop strategies that mitigate risk, maximize sales and cash flow.  Proficient in financial analysis, liens, bonds, and letters of credit.  A balanced

decision maker and leader who maintains focus on the bottom line.  Demonstrates effective communication and strong management skills to influence and create value and efficacies.

PROFESSIONAL EXPERIENCE

MINERALS TECHNOLOGIES INC. MAR 2014 - Present

Stock Symbol (MTX)

Credit Manager Manage the credit and collection function for a portfolio of bentonite & lignite

mineral and energy services customers, comprising approximately $100 million of receivables.

Collected $500,000 of year old and up to two and a half year old accounts written off to bad debts in the first 13 months with company.

Manage and hire outside attorneys to file mineral liens and follow through to completion of collection suits.

Tapped to take on the receivables and credit function responsibilities for two additional divisions of the company, since inception into this position.

JACK HENRY & ASSOC., Allen, TX MAR 2013 – FEB 2014Stock Symbol (JKHY)

Senior Credit Manager

Manage the risk & underwriting department for Enterprise Payment Solutions, a comprehensive payments engine that offers an integrated suite of remote deposit capture, ACH and card transactions processing solutions, risk management tools, reporting capabilities for financial institutions of all sizes.

Manage nine credit analysts at varying levels of experience and skill. Responsible for training and developing the staff and building the team into a cohesive unit, that services over 12,000 customers with over 60,000 locations.

Reorganized department and decreased the “SLS” service level standard to complete underwriting for new merchant applications from over 4 days to less than 2 days.

COMMERCIAL METALS COMPANY, Irving, TX FEB 2011– JAN 2013

Page 2 of 3

Stock Symbol (CMC)Credit Manager

Manage the credit and collection function for five steel mills located in South Carolina, Alabama, Arkansas, Texas and Arizona comprising over $1.3 billion in annual sales. 

Responsible for the A/R asset which totals approximately $125 million consisting of over 1500 active, domestic and international accounts.

Interface with Management, Sales and Customers to ensure customer needs and company considerations are balanced. 

Prepare monthly, quarterly & year-end audit reports for receivables, bad debt reserve and write offs.

Manage a department reduced by 50% from six to two and a half personnel. Reduced DSO by 10% in first year with the company in conjunction with personnel

reduction. Utilize SAP Software. Experienced user of MS Outlook, Excel and Word.

FURMANITE WORLDWIDE INC., RICHARDSON, TX                       Dec 2007 - DEC 2010Stock Symbol (FRM)Furmanite, one of the world’s largest specialty technical services companies, includes offshore drilling operations, pipelines, refineries, power generation facilities, chemical and petrochemical plants, mining, metal manufacturers, automotive manufacturers, pulp and paper mills, food and beverage processing plants, semi-conductor manufacturers and pharmaceutical manufacturers.             Director of CreditDirect the credit & collection function for this international comprehensive on-site and on-line plant and pipeline maintenance company.  Managed a department of seven which included one credit manager and three collection specialist dispersed geographically over the U.S. and Europe and three in-office personnel at corporate headquarters performing cash application, credit investigation & analysis and collections.  Interfaced with all levels of the organization including CEO, COO, President, Vice-Presidents and Region Managers.  Reorganized the department, training or replacing unproductive personnel with effective results oriented alternates.

Improved DSO by over 15 days, significantly improving cash flow. Developed and Wrote Global Credit Policy. Implemented Lien & Bond Claim processes which contributed to improved cash flow

and dispute resolution. Developed and implemented a financial statement chronological database for

analyzing customer credit risk.     CHAPARRAL STEEL, Midlothian, TX                                                  NOV 1999 – DEC 2007

Credit ManagerDirect the credit and collection function for this $2 billion steel manufacturer.  Managed the A/R asset of approximately $200 million which consisted of over 1300 active domestic and international accounts. Travel throughout the U.S. interfacing with all levels of internal & external customers.  Chaparral Steel was the second largest supplier of structural steel in North America with revenues approaching $2.6 Billion. The Company was acquired by

Page 3 of 3

Gerdau Ameristeel Corp for $4.2 billion in September 2007 after a successful spin off from TXI in 2005. Operated under the symbol “CHAP” on the NASDAQ Exchange, Chaparral was selected as one of the 100 Best Corporate Citizens in America by Business Ethics Magazine in 2006.

Reduced credit department staff by 40% in an environment whereby revenues increased 70%.

Developed and implemented a financial statement chronological database for analyzing customer credit risk.

Established and manage bad debt reserve. Implemented credit department SOX procedures that improved efficiency and

consistency. Served on unsecured creditors’ committees for both public and private company

bankruptcies. Negotiated a credit insurance policy rate reduction of 75% for international and

domestic sales. Manage and balance the Revenue Currency Foreign Exchange Rate account. Served on board of directors for the NACM Steel Mill Group. Outsource & manage accounts placed with collection agencies and attorneys. 

CERAMIC COOLING TOWER COMPANY, Fort Worth, TX       JULY 1995- NOV 1999A division of Baltimore Aircoil CompanyCredit ManagerManaged the credit and collection function.

Securitized receivables by executing the pertinent state lien & bond statute provisions.

Managed the Revenue in Excess of Billings account to ensure proper revenue recognition.

Supervised the billing function.

EDUCAT ION

BS, Business/Finance, Indiana University, Bloomington, IN