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AN INDEPENDENT POLICY-ISSUING AGENT OF FIRST AMERICAN TITLE INSURANCE COMPANY ©2017 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF First American Title Insurance Company makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. AMD: 01/2017 What Smart Homes Will — and Won’t — Do in 2017 Rosie the Robot won’t be moving in quite yet, but virtual assistants and other tech will make life easier and entertain us more than ever. By: Jared Newman, Fast Company, December 27, 2016 Read more: https://www.fastcompany.com/3066847/mind-and-machine/what- smart-homes-will-and-wont-do-in-2017 Will Popular Tax Break for Homeowners Survive in 2017? For millions of moderate-income homebuyers, there’s an important money-saving question looming in 2017: Will Congress reinstate deductions for mortgage insurance premiums as part of its overhaul of the federal tax code? By: Kenneth R. Harney, Chicago Tribune, December 27, 2016 Read more: http://www.chicagotribune.com/classified/realestate/ct-re-0101- kenneth-harney-column-20161229-column.html U.S. Home Sales Near 10-Year High as Mortgage Rates Rise U.S. home resales unexpectedly rose in November, reaching their highest level in nearly 10 years, likely as buyers rushed into the market to lock in mortgage rates in anticipation of further increases in borrowing costs. By: Lucia Mutikani, Fox Business, December 21, 2016 Read more: http://www.foxbusiness.com/features/2016/12/21/us-home-sales- near-10-year-high-as-mortgage-rates-rise.html Here’s the U.S. Treasury’s Plan to Preserve Access to Mortgage Credit In the wake of the financial crisis, the credit availability pendulum swung decisively in one direction, leaving many would-be homeowners with no financial options. By: Brena Swanson, HousingWire, December 27, 2016 Read more: http://www.housingwire.com/articles/38830-heres-the-us-treasurys- plan-to-preserve-access-to-mortgage-credit Eight Experts Predict What the 2017 Housing Market Has in Store It’s been one unprecedented 2016, between the Brexit vote, the continued persistence of low mortgage interest rates and an election that seemed to temporarily throw markets for a loop. By: Amber Taufen, Inman, December 6, 2016 Read more: http://www.inman.com/2016/12/06/8-experts-predict-the-2017- housing-market/ 5 Commercial Real Estate Trends to Watch in 2017 This year held some surprises that could have an impact on commercial real estate, and the economy as a whole, in 2017. By: Ely Razin, Contributor, Forbes, December 22, 2016 Read more: http://www.forbes.com/sites/elyrazin/2016/12/22/5-commercial-real-estate- trends-to-watch-in-2017/#48f8793da0fd Experts Predict 2017’s Biggest Cybersecurity Threats From internal threats to creative ransomware to the industrial Internet of Things, security experts illuminate business cybersecurity threats likely to materialize in the next year. By: Dan Patterson, TechRepublic, December 13, 2016 Read more: http://www.techrepublic.com/article/experts-predict-2017s-biggest-cyber- security-threats/ Cyber Monday Sales Are Predicting Commercial Real Estate Trends The results from Cyber Monday 2016 have been released and the figures are amazing. Cyber Monday broke all records known for online shopping. By: Lee Change Group, myRealtyTimes ® , December 27, 2016 Read more: http://leechanggroup.realtytimes.com/listings1/item/49520-cyber-monday- sales-are-predicting-commercial-real-estate-trends Winter 2016: Networthing: Understanding Trends, Connecting with Success The CRE ® presents its top ten issues affecting commercial real estate in 2017, expert networking guidance, the Internet of Things in Commercial Real Estate, learning about RLI and RPR ® , and NAR research explains positive commercial trends in a soft global market. By: Commercial Connections, National Association of REALTORS ® , December 12, 2016 Read more: https://www.nar.realtor/publications/commercial-connections/winter-2016- networthing-understanding-trends-connecting-with-success Emerging Trends in Real Estate | United States and Canada 2017 One of the most highly regarded and widely read forecast reports in the real estate industry. By: Urban Land Institute, December 2016 Read more: http://uli.org/research/centers-initiatives/center-for-capital-markets/ emerging-trends-in-real-estate/americas/?utm_source=uli&utm_campaign=et17&utm_ medium=rr&utm_content=1dec2016 Residential Commercial 9211 Forest Hill Avenue, Suite 111 Richmond, VA 23235 O: 804-320-1336 | F: 804-320-0024 www.bonairtitle.com Bon Air Title Agency, Inc.

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Page 1: Residential Commercial - Bon Air Title Agency, Inc.bonairtitle.com/virtualoffice_files/BATA_January 2017.pdf · U.S. Home Sales Near 10-Year High as Mortgage Rates Rise ... 5 Commercial

AN INDEPENDENT POLICY-ISSUING AGENT OF FIRST AMERICAN TITLE INSURANCE COMPANY

©2017 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF

First American Title Insurance Company makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

AMD: 01/2017

What Smart Homes Will — and Won’t — Do in 2017Rosie the Robot won’t be moving in quite yet, but virtual assistants and other tech will make life easier and entertain us more than ever.

By: Jared Newman, Fast Company, December 27, 2016Read more: https://www.fastcompany.com/3066847/mind-and-machine/what-smart-homes-will-and-wont-do-in-2017

Will Popular Tax Break for Homeowners Survive in 2017?For millions of moderate-income homebuyers, there’s an important money-saving question looming in 2017: Will Congress reinstate deductions for mortgage insurance premiums as part of its overhaul of the federal tax code?

By: Kenneth R. Harney, Chicago Tribune, December 27, 2016Read more: http://www.chicagotribune.com/classified/realestate/ct-re-0101-kenneth-harney-column-20161229-column.html

U.S. Home Sales Near 10-Year High as Mortgage Rates RiseU.S. home resales unexpectedly rose in November, reaching their highest level in nearly 10 years, likely as buyers rushed into the market to lock in mortgage rates in anticipation of further increases in borrowing costs.

By: Lucia Mutikani, Fox Business, December 21, 2016Read more: http://www.foxbusiness.com/features/2016/12/21/us-home-sales-near-10-year-high-as-mortgage-rates-rise.html

Here’s the U.S. Treasury’s Plan to Preserve Access to Mortgage Credit In the wake of the financial crisis, the credit availability pendulum swung decisively in one direction, leaving many would-be homeowners with no financial options.

By: Brena Swanson, HousingWire, December 27, 2016Read more: http://www.housingwire.com/articles/38830-heres-the-us-treasurys-

plan-to-preserve-access-to-mortgage-credit

Eight Experts Predict What the 2017 Housing Market Has in StoreIt’s been one unprecedented 2016, between the Brexit vote, the continued persistence of low mortgage interest rates and an election that seemed to temporarily throw markets for a loop.

By: Amber Taufen, Inman, December 6, 2016Read more: http://www.inman.com/2016/12/06/8-experts-predict-the-2017-housing-market/

5 Commercial Real Estate Trends to Watch in 2017This year held some surprises that could have an impact on commercial real estate, and the economy as a whole, in 2017.

By: Ely Razin, Contributor, Forbes, December 22, 2016Read more: http://www.forbes.com/sites/elyrazin/2016/12/22/5-commercial-real-estate-trends-to-watch-in-2017/#48f8793da0fd

Experts Predict 2017’s Biggest Cybersecurity ThreatsFrom internal threats to creative ransomware to the industrial Internet of Things, security experts illuminate business cybersecurity threats likely to materialize in the next year.

By: Dan Patterson, TechRepublic, December 13, 2016Read more: http://www.techrepublic.com/article/experts-predict-2017s-biggest-cyber-security-threats/

Cyber Monday Sales Are Predicting Commercial Real Estate TrendsThe results from Cyber Monday 2016 have been released and the figures are amazing. Cyber Monday broke all records known for online shopping.

By: Lee Change Group, myRealtyTimes®, December 27, 2016Read more: http://leechanggroup.realtytimes.com/listings1/item/49520-cyber-monday-sales-are-predicting-commercial-real-estate-trends

Winter 2016: Networthing: Understanding Trends, Connecting with SuccessThe CRE® presents its top ten issues affecting commercial real estate in 2017, expert networking guidance, the Internet of Things in Commercial Real Estate, learning about RLI and RPR®, and NAR research explains positive commercial trends in a soft global market.

By: Commercial Connections, National Association of REALTORS®, December 12, 2016Read more: https://www.nar.realtor/publications/commercial-connections/winter-2016-networthing-understanding-trends-connecting-with-success

Emerging Trends in Real Estate | United States and Canada 2017 One of the most highly regarded and widely read forecast reports in the real estate industry.

By: Urban Land Institute, December 2016Read more: http://uli.org/research/centers-initiatives/center-for-capital-markets/emerging-trends-in-real-estate/americas/?utm_source=uli&utm_campaign=et17&utm_medium=rr&utm_content=1dec2016

Residential Commercial

9211 Forest Hill Avenue, Suite 111Richmond, VA 23235O: 804-320-1336 | F: 804-320-0024www.bonairtitle.com

Bon Air Title Agency, Inc.