Reliance Standard - Redacted Bates HWM

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    Pages 3 through 19 redacted for the following reasons:- - - - - - - - - - - - - - - - - - - - - - - - - - - -Exemption 4

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    Pages 29 through 34 redacted for the following reasons:- - - - - - - - - - - - - - - - - - - - - - - - - - - -Exemption 4

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    RelStand:000014

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    From: Botwinick, Alexandra (HHS/OCIIO)Sent: Friday, September 24, 2010 4:51 PMTo: '[email protected]'Subject: Waiver of the Annual Limits Requirements of the PHS Act Section 2711

    Attachments: OCIIO_Waiver_Acceptance_Letter.pdfDear Applicant,

    Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act

    Section 2711. HHS has reviewed your application and made its determination. Please see the attached letter.

    Please confirm receipt of this letter by replying to this e-mail with a copy to [email protected].

    Please let me know if I can be of further assistance.

    Sincerely,

    Alexandra Botwinick

    Office of Oversight

    HHS/[email protected]

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    mailto:[email protected]:[email protected]
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    From: Warren Cohen [[email protected]]Sent: Monday, September 27, 2010 11:27 AMTo: Botwinick, Alexandra (HHS/OCIIO)Cc: OCIIO OversightSubject: Re: Waiver of the Annual Limits Requirements of the PHS Act

    Section 2711

    Dear Ms. Botwinick,

    By way of this Email I am confirming receipt of your letter.

    Thank you very much,

    Warren Cohen

    Warren Cohen, FSA, MAAA, GBA, RHUSenior VP ActuarialReliance Standard Life Insurance Co.2001 Market St. Suite 1500

    Philadelphia, PA 19103

    Phone: 267-256-3626Fax: [email protected]

    >>> "Botwinick, Alexandra (HHS/OCIIO)" 9/24/2010 4:50 PM >>>

    Dear Applicant,

    Thank you for submitting an application for a Waiver of the Annual Limits Requirements of the PHS Act Section2711. HHS has reviewed your application and made its determination. Please see the attached letter.

    Please confirm receipt of this letter by replying to this e-mail with a copy to [email protected].

    Please let me know if I can be of further assistance.

    Sincerely,

    Alexandra Botwinick

    Office of Oversight

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    or entity to which it is addressed. If you are not the intended recipient, you are hereby notified that any disclosure,copying, distribution or the taking of any action in reliance of the contents of this information is strictly prohibited. Ifyou have received this electronic transmission in error, please immediately notify the sender by return e-mail anddelete this message from your computer or arrange for the return of any transmitted information.

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    From: McCune, Julie (HHS/OCIIO)

    Sent: Friday, January 14, 2011 9:20 AM

    To: '[email protected]'

    Subject: Application Question: Waiver of the Annual Limits Requirements

    Good Morning Mr. Cohen,

    Im in the process of entering Waiver Application information into our database. Your application contains a large table of

    enrollment information that I am unable to copy and paste because it came as a hard copy. Could you provide me with an

    electronic copy of your application, or if possible, a Total Enrollment figure including all dependents? The number I need is

    Total Number of Individuals Covered by Policy (include all dependents covered).

    Thank you very much.

    Julie McCune

    Office of Consumer Information and Insurance Oversight (OCIIO)

    U.S. Department of Health and Human Services

    Phone: 301-492-4196

    Email:[email protected]

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    From: Charles Denaro [[email protected]]

    Sent: Friday, January 14, 2011 3:33 PM

    To: McCune, Julie (HHS/OCIIO)

    Subject: Re: Application Question: Waiver of the Annual Limits Requirements

    Attachments: Waiver RSL Cases by Policy Year Date.XLS; Waiver RSL Cases by Policy Year Date_1.XLS; Waiver RSL-

    Inforce Plans vs. HHS Plan 090810.XLS

    Ms. McCune, not sure which file you wanted, so I am enclosing all three.

    Charles DenaroVice President, Secretary& Deputy General Counsel

    Reliance Standard Life Insurance Co.Phone: 267-256-3810Fax: 267-256-0650e-mail [email protected]

    >>> "McCune, Julie (HHS/OCIIO)" 1/14/2011 9:19 AM >>>Good Morning Mr. Cohen,

    Im in the process of entering Waiver Application information into our database. Your application contains a large table of

    enrollment information that I am unable to copy and paste because it came as a hard copy. Could you provide me with an

    electronic copy of your application, or if possible, a Total Enrollment figure including all dependents? The number I need is

    Total Number of Individuals Covered by Policy (include all dependents covered).

    Thank you very much.

    Julie McCuneOffice of Consumer Information and Insurance Oversight (OCIIO)

    U.S. Department of Health and Human Services

    Phone: 301-492-4196

    Email:[email protected]

    CONFIDENTIALITY AND PROPRIETARY INFORMATION NOTICE: This email, including attachments, iscovered by the Electronic Communications Privacy Act (18 U.S.C. 2510-2521) and contains confidential informationbelonging to the sender which may be legally privileged. The information is intended only for the use of the individualor entity to which it is addressed. If you are not the intended recipient, you are hereby notified that any disclosure,copying, distribution or the taking of any action in reliance of the contents of this information is strictly prohibited. If

    Document obtained by CompleteColorado.com

    D t bt i d b C l t C l d

    mailto:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]
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    Employer Name

    Policy Year

    Beginning

    On

    Subscriber

    Count

    Dependent

    Count

    COMPANIONS OF A 10/01/2010

    CONSOLIDATED 10/01/2010

    DAVES DETAILING 10/01/2010

    GRECO INVEST 10/01/2010

    NORTH CENTRAL 10/01/2010

    NU YALE CLEANER 10/01/2010

    OPAA FOOD MANAG 10/01/2010

    PREFERRED MEAL 10/01/2010

    SENIOR CARE 10/01/2010 STEPPENWOLF 10/01/2010

    AMERISTAFF 10/03/2010

    ADMINISTRATIVE 11/01/2010

    B AND B MAINT 11/01/2010

    BURGER MAKER 11/01/2010

    CHECKMATE 11/01/2010

    DELTA CONNECTIO 11/01/2010

    DICKERSON STAT 11/01/2010

    DUVAL GARDENS 11/01/2010

    FRESH IDEAS 11/01/2010

    HCM INC 11/01/2010

    HOLLIDAYSBURG 11/01/2010

    INSTITUTE FOR N 11/01/2010

    MATRIX CARE LLC 11/01/2010

    MATTHEWS BUS CO 11/01/2010

    SOUTHERN OIL 11/01/2010

    TEXAS WESTERN 11/01/2010 TRAIL LAKE 11/01/2010

    UNIFORM CITY 11/01/2010

    VILLA CAMILLUS 11/01/2010

    STROM AVIATION 11/29/2010

    6TH & ISLAND IN 12/01/2010

    AMERICAN LODG 12/01/2010

    APW HOLDINGS 12/01/2010

    BRIMSTONE WFG 12/01/2010

    CHESTERFIELD 12/01/2010 CLARK OIL CO 12/01/2010

    COLONIAL PLACE 12/01/2010

    CREATIVE FAMILY 12/01/2010

    EA ADVANTAGE 12/01/2010

    ECLIPSE ADVANTA 12/01/2010

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    MERIDIAN PROP 12/01/2010

    MFPLACEMENT 12/01/2010

    MI LIN WOOD 12/01/2010

    MICKEY MART 12/01/2010 MOOSEHEAD SALOO 12/01/2010

    OMEGA SOLUTIONS 12/01/2010

    PROVIDENCE PAVI 12/01/2010

    RHDD 12/01/2010

    TECH SERV 12/01/2010

    WSA GROUP 12/01/2010

    XLC SERVICES 12/01/2010

    CAREER LINK COMPANIES 12/13/2010

    CLARKSON EYECARE INC 12/25/2010

    ADVANCE NURSING 12/26/2010

    CARISCH 12/26/2010

    MANPOWER 12/27/2010

    MANPOWER LANS 12/27/2010

    MANPOWER W TENN 12/27/2010

    MARVATEMP 12/27/2010

    NURSESTAFFING 12/27/2010

    REALTIME GROUP 12/27/2010 FLASH FOODS 12/31/2010

    ABM J ANITORIAL 01/01/2011

    ABM SECURITY 01/01/2011

    ACADEMY HEALTH 01/01/2011

    ACCURATE HOME 01/01/2011

    ADVANCE MANAGE 01/01/2011

    AGORA 01/01/2011

    AMERICAN GAMING 01/01/2011

    AMERICAN LASER 01/01/2011 AMERICAN SOLUT 01/01/2011

    APOGEE NY 01/01/2011

    APOGEE RETAIL 01/01/2011

    ATLANTA J OURNAL 01/01/2011

    AXCESS FINANCIA 01/01/2011

    B & B MAINT 01/01/2011

    BAYWOOD HOTELS 01/01/2011

    BENETTON USA 01/01/2011

    BOYS & GIRLS CL 01/01/2011

    CCLS 01/01/2011

    CERTIFIED RESEA 01/01/2011

    CHILDCARE NETWO 01/01/2011

    CONESTOGA VIEW 01/01/2011

    COX OHIO 01/01/2011

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    FUTURE KEYS 01/01/2011

    GAGE RESTAURANT 01/01/2011

    GIACALONE 01/01/2011

    GMR MARKETING 01/01/2011 GOLDEN OIL CO 01/01/2011

    GOURMET TO GO 01/01/2011

    HARDAGE GROUP 01/01/2011

    HEALTHHELP LLC 01/01/2011

    HUMAN CAPITAL 01/01/2011

    IDS 01/01/2011

    INDECON 01/01/2011

    K & S CAFETERIA 01/01/2011

    KELLEY WILLIAMS 01/01/2011

    KWIK CHEK 01/01/2011

    MAINSCAPE INC 01/01/2011

    MILLERS ALE HOU 01/01/2011

    MMI HOTEL GROUP 01/01/2011

    MOBILE MODULAR 01/01/2011

    NEWCOMB OIL CO 01/01/2011

    OAO TECHNOLOGY 01/01/2011

    OLD TOWN SCHOOL 01/01/2011 PACKARD COMPANI 01/01/2011

    PIEDMONT AIR 01/01/2011

    PLANT PERFORM 01/01/2011

    QUALITY ASSOCIA 01/01/2011

    QUARTERDECK 01/01/2011

    RICHARD OIL 01/01/2011

    ROBERT GOFF 01/01/2011

    SATCOM MARKET 01/01/2011

    SCHAEFER TEMP 01/01/2011 SHANER 01/01/2011

    SIGNAL METAL 01/01/2011

    SILVERLEAF CLUB 01/01/2011

    SMITH & KEENE 01/01/2011

    SULIK LINESTAFF 01/01/2011

    SYNOVATE INC 01/01/2011

    TEXAS FACILITIE 01/01/2011

    THE CARIOCA CO 01/01/2011

    THE CHILDRENS 01/01/2011

    TIM HORTONS 01/01/2011

    TITAN HOSP 01/01/2011

    TITAN MEDICAL 01/01/2011

    TOWN OF BRECKEN 01/01/2011

    UNIDINE 01/01/2011

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    CHICAGO RESTAUR 01/27/2011

    CALIFORNIA MARK 02/01/2011

    FISHLIPS 02/01/2011

    MANAGEMENT CLEA 02/01/2011 MARKET BASKET 02/01/2011

    MARSHALL MANOR 02/01/2011

    MIC BURGER KING 02/01/2011

    MID SOUTH WAFF 02/01/2011

    NCO 02/01/2011

    PENSACOLA CARE 02/01/2011

    SILVER DINER 02/01/2011

    SOURCE POINTE 02/01/2011

    STAR FUEL 02/01/2011

    SUNSHINE RESTAU 02/01/2011

    SWITCHCRAFT INC 02/01/2011

    TJ M PROPERTY 02/01/2011

    TOWER HOSPITALI 02/01/2011

    BOS TEMPORARIES 02/07/2011

    SPHERION 02/07/2011

    DANCING PIGS 02/24/2011

    ADVANTIS HEALTH 02/26/2011 ALLGAUERS GROUP 03/01/2011

    CLARK CONSTRUC 03/01/2011

    COCONUTS ON THE 03/01/2011

    COLUMBIA HOTEL 03/01/2011

    EAGLE USA INC 03/01/2011

    ETW ENTERPRISES 03/01/2011

    HUMAN RESOURCE 03/01/2011

    LONGWOOD 03/01/2011

    M AND Y CARE 03/01/2011 MBA POULTRY 03/01/2011

    METRO PRO 03/01/2011

    MUSIC CHOICE 03/01/2011

    NATIONAL PETRO 03/01/2011

    PAPER SOURCE 03/01/2011

    SAFETY HARBOR 03/01/2011

    SIWEL CONSULT 03/01/2011

    SONIC HEALTH 03/01/2011

    SPRINGFIELD RES 03/01/2011

    SYNERGY 03/01/2011

    SYR 03/01/2011

    TEN THOUSAND WAVES 03/01/2011

    YALE ENFORCE 03/01/2011

    FULENWIDER ENT 03/02/2011

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    CENTRAL VAN 04/01/2011

    CENTURION POULT 04/01/2011

    CHARMING 04/01/2011

    CHASE SOURCE LP 04/01/2011 CONRAD CONSTR 04/01/2011

    DC OIL COMPANY 04/01/2011

    DELUXE 04/01/2011

    DEMONTROND 04/01/2011

    DIAMOND GAS 04/01/2011

    DISABILITY SERV 04/01/2011

    EVER READY OIL 04/01/2011

    EXQUISITA 04/01/2011

    FRESH CHOICE 04/01/2011

    FRONTIER MGMT 04/01/2011

    GUARDIAN HOME 04/01/2011

    HAMPTON GOLF 04/01/2011

    KINETICOM INC 04/01/2011

    LIFE SPAN 04/01/2011

    MARKETING 04/01/2011

    MERIT CONSTRUCT 04/01/2011

    MILES KIMBALL 04/01/2011 NEOMONDE BAKING 04/01/2011

    PK USA INC 04/01/2011

    PROFESSIONAL CO 04/01/2011

    PROSOURCE MGMT 04/01/2011

    REAL CHOW BABY 04/01/2011

    SANDHU MGMT 04/01/2011

    SAVVI FORMAL 04/01/2011

    TCIM SRVCS FT 04/01/2011

    ZEMPLEO INC 04/01/2011 TCIM SRVCS PT 04/03/2011

    CPE 04/04/2011

    LSG FOOD SERVICES INC 04/28/2011

    AHI SUPPLY LP 05/01/2011

    AUGUSTA GARDENS 05/01/2011

    BARRI REMIT 05/01/2011

    BLUE RIDGE RES 05/01/2011

    CASS 05/01/2011

    CAUDILL SEED 05/01/2011

    CENTRAL OIL 05/01/2011

    CHESTNUT REST 05/01/2011

    CULINARY SERV 05/01/2011

    DAVENCORP MGMT 05/01/2011

    DFG INC 05/01/2011

    y p

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    LEVINES DEPT 05/01/2011

    MRG MANAGEMENT 05/01/2011

    PAYNE AUTO 05/01/2011

    PERSONNEL OUTSO 05/01/2011 RAMSELL DINING 05/01/2011

    ROYAL CONCRETE 05/01/2011

    ST OLAF 05/01/2011

    TACO BILL 05/01/2011

    UNITED STAFFING 05/01/2011

    WELLCARE HOME 05/01/2011

    ERG LLC 05/02/2011

    WOODLAND GROUP 05/05/2011

    ROYAL PET 05/08/2011

    AM REST LLC 05/30/2011

    EAGLE INDUSTRY 05/30/2011

    AAA PAINTING 06/01/2011

    ANDERSON FOREST 06/01/2011

    ANGEL HEARTS 06/01/2011

    APOTHECARY 06/01/2011

    ARCH CHEMICALS 06/01/2011

    ASI 06/01/2011 BETHLEHEM HOME 06/01/2011

    COCKTAIL LANES 06/01/2011

    EZ MART STORES 06/01/2011

    FAMOUS RECIPE 06/01/2011

    FELLOWSHIP 06/01/2011

    FIDELITY 06/01/2011

    GOODWILLHOUSTON 06/01/2011

    HEALTHCARE LLC 06/01/2011

    HIGH PROFILE 06/01/2011 INFINITI RESOUR 06/01/2011

    INTEGRATED AIR 06/01/2011

    LAKEWOOD SR LIV 06/01/2011

    MMC GROUP 06/01/2011

    NEWPORT 06/01/2011

    NURSEFINDERS 06/01/2011

    OLD DOMINION 06/01/2011

    OZARK WAFFLES 06/01/2011

    PRIMECARE 06/01/2011

    PROSOURCE 06/01/2011

    QUEST DISCOVERY 06/01/2011

    RECOVER HEALTH 06/01/2011

    SERVICEMASTER 06/01/2011

    SOUTHEASTERN 06/01/2011

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    HOME NURSING AGY 06/26/2011

    12 OAKS SENIOR 07/01/2011

    ALPHA CARE 07/01/2011

    AMERICAN MAILER 07/01/2011 BEAED LP 07/01/2011

    BIAGGIS 07/01/2011

    BONFIRE 07/01/2011

    BONWORTH 07/01/2011

    BUFFALO 07/01/2011

    BULGARI CORP 07/01/2011

    C SQUARED INC 07/01/2011

    CONWAY STORES 07/01/2011

    DARQUE TAN 07/01/2011

    DIE CUTS 07/01/2011

    DUNKIN DONUTS 07/01/2011

    ELITE PROF 07/01/2011

    FEHR FOODS 07/01/2011

    FPK SECURITY 07/01/2011

    GENERAL SECUR 07/01/2011

    GOODWILL INDUST 07/01/2011

    HANDS OF HEART 07/01/2011 HARRIS MCBURNEY 07/01/2011

    HARVARD 07/01/2011

    HEART TO HEART 07/01/2011

    HEARTLAND RESTA 07/01/2011

    HIGHGATE SENIOR 07/01/2011

    HOULIHAN SMITH 07/01/2011

    J ACOBS NEVADA 07/01/2011

    KELLY & PICERNE 07/01/2011

    KPW MGMT 07/01/2011 MARICOPA 07/01/2011

    METRO REST 07/01/2011

    MONCHINO MGMT 07/01/2011

    MOTIR SERVICES 07/01/2011

    N R HAMM 07/01/2011

    OSS SERVICES 07/01/2011

    OZARK SCHOOL 07/01/2011

    REK EXPRESS 07/01/2011

    ROKA AKOR 07/01/2011

    ROUCK PLUMBING 07/01/2011

    RUCKERS 07/01/2011

    SHELBY RESIDENT 07/01/2011

    SOLEIL 07/01/2011

    STONE OAK CARE 07/01/2011

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    COVENANT DOVE 08/01/2011

    CRAVE IND 08/01/2011

    CRAVE MEI 08/01/2011

    CYNRAY INC 08/01/2011 DOROTHY LANE 08/01/2011

    FLEMING CONSTRU 08/01/2011

    FLOOR AND DECOR 08/01/2011

    HITZ MEMORIAL 08/01/2011

    HUGHES AGENCY 08/01/2011

    J ACINTO MEDICAL 08/01/2011

    J ENSEN 08/01/2011

    J OHN WESLEY 08/01/2011

    LENA LIVING 08/01/2011

    LOEFFEL STEEL 08/01/2011

    MANOR CARE 08/01/2011

    MCMO MGMT LLC 08/01/2011

    MERCHANTS 08/01/2011

    OB SPORTS GOLF 08/01/2011

    PORT CITY BAKE 08/01/2011

    PROF EMPLOYMENT 08/01/2011

    RUTHS HOSP 08/01/2011 SEACREST SERV 08/01/2011

    SERVICESTAFFING 08/01/2011

    SERVMASTER SERV 08/01/2011

    SPECIALTY REST 08/01/2011

    ST ANTHONYS NUR 08/01/2011

    SUN HOSPITALITY 08/01/2011

    SUNNYBROOK 08/01/2011

    SW GA OIL CO 08/01/2011

    VICTORY HOME 08/01/2011 VILLAGE LANDSCA 08/01/2011

    WINCO LLC 08/01/2011

    CAROLINA REST 08/02/2011

    UNIV MEN HEALTH 08/06/2011

    WAYTODOUGH 08/07/2011

    BOJ ANGLES HC 08/08/2011

    BOJ ANGLES SL 08/08/2011

    SRI TECHNOLOGIES INC 08/22/2011

    ADVANTAGE NUR 08/28/2011

    MANPOWERALTOONA 08/29/2011

    4 STAFFING INC 09/01/2011

    ACME OYSTER 09/01/2011

    ADVANTAGE AIDS 09/01/2011

    BURNS J ANITOR 09/01/2011

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    GALI MANAGERS 09/01/2011

    GENESH INC 09/01/2011

    GLEN IVY 09/01/2011

    GM LAKEVILLE 09/01/2011 J UNEJ A 09/01/2011

    LECHAPERON 09/01/2011

    LIBERTY HOUSE 09/01/2011

    LUNCHTIME 09/01/2011

    NEXTAFF 09/01/2011

    PARTS UNLIMITED 09/01/2011

    PI RESTAURANT 09/01/2011

    PRINCETON PLACE 09/01/2011

    RE SERVICES 09/01/2011

    RHG GROUP INC 09/01/2011

    SAFER FOUNDATIO 09/01/2011

    SOUTHWEST FLORI 09/01/2011

    SPECTRUM RET 09/01/2011

    SPEEDLINE ATHLE 09/01/2011

    TRINITY PROP 09/01/2011

    TYONEK 09/01/2011

    US SUGAR CORP 09/01/2011 VILLA ENTERPRIS 09/01/2011

    MARKETPLACE 09/08/2011

    ACCESSIBLE SPAC 09/12/2011

    INTERIM MORRIS 09/17/2011

    INTERIM TRIAD 09/17/2011

    KANN ENTERPRISE 09/18/2011

    J OHN Q HAMMONS 10/01/2011

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    Document obtained by CompleteColorado.com

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    RSL WAIVER APPLICATION - In force Plans vs. HHS Plan

    Series Plans

    Weekly

    Rates

    $750KAnnual

    Limit Plan

    Weekly

    Rate

    Rate Increase %

    to a $750K Max

    Basic Med 1

    Basic Med 2

    Basic Med 3

    Basic Med 4

    Basic Med 5 Basic Med 6

    Basic Med 7

    Basic Med 8

    Ultra 9

    Ultra 10

    Ultra 11 Ultra 12

    Notes: 1) Rates are Ee Only:

    2) The $750K Plan assumes

    3)

    RelStand:000031