RedCloud MM Cloud Solution

8/12/2019 RedCloud MM Cloud Solution

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1960sMainframe

1980sClient/server

Platform As a Service for mobilepayment providers

TodayCloud Computing

Platforms formobile payment

leaders


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Build Cashless societies

Innovation

Complete, Leading

Technology

Identity tomanagement

Fastestdeployment

#1 in Customer Success

Leader in Customer

Success

Leading On-Demand

Value to Partners

Lowest ownershipcosts

1


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Your vision

meets


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Our cloudwas used to build the worlds #1mobile money platform

20112010200920082007

value of transactions

$ 20.5 billion+


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In one month

$ 415 million in person- to person transfers takes place

Thats around 54% of Kenyas population using technology we developed.


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Mobile money is expected to be

cash flow positive within

12 months

Mobile money is expected to be 40% of overall revenue in 3 years- 80% of respondents to the Mobile Money Expectations Survey expected mobile

money to comprise 40% total MNO revenue within 3 years of launch

(2009 revenue)MM as 10% of

Overall Revenue

Non-voiceVoice Revenue

Revenue

Airtel (India) $713,948,148 $6,523,750,959 $713,264,421

Globe (Philippines) $119,401,482 $609,983,230 $614,942,421

MTN (Ghana) $81,755,100 $760,609,292 $56,941708

Potential value for Partner


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Helping our customers succeed

Platform as aservice

Software as aservice

On demand In control Fast trackMobile payments Build your own apps Customer migrationBranchless Banking Scale as you grow Cash to cashlessFast deployment Low transaction cost Immediate benefitsLocal support Reduce customer Low overhead

Partners acquisition costs

User goescashless =

additional profit

Revenue winDomestic remittanceInternational

remittance

Mobile wallet Mobile payments

Rapid implementation, delivered as a service at low cost

Future Potential: Advertising, Financial services, Mobile Services

Large expected

user base +High quality

user data +Premium

targeted products =High Profit

Potential

9

Easyimplementation


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Our customers want

Open APIsAutomatic Upgrades

Pay-as-you-go

Flexible

No Capital Expense

Modest Operating Expense

Scales With Banks Business

Icenis multi tenant architecture is the future for mobile money

technology services.


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That's why we are # 1 for rapid scaleand deployment

Fully Replicated DevelopmentEnvironments

Support any IT Governance Strategy

Production-class Infrastructure

One Click Import/Refresh of YourProduction Data

Refresh Anytime

Eliminate Risk inDeployment

Development Testing Training

Production

We rely on the I2S platform toprovide the fastest and most secure

platform for our customers

Money Transfer

(& Transaction)

Organisation


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Deploy any build system

Build multi server solutions

Access functionality in hours

Applications configured easily 15 minutes Deploy anybuild system

5 hours Fully functionalmulti server system

And #1 Real time Customization

CustomerDatabase

Mobile money platform deliveredon demand


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Programmable User Interface

Create Any User Interface

Configure rules on demandDevelop mobile internetexperience

Create Interfaces for MobileDevices

On demand Custom UserInterfaces

Maximize User Experiencewith the Right UI


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#1 for the Fastest Way to Build Apps

Days/Weeksto Build

BuildApp

BuyServers

BuildDatacenter

Months/Years to

Build

BuildSecurity

BuildAnalytics

BuildSearch

BuildWorkflow

BuildSharing

DeployMobile

GlobalizeBuildApp

time

On average developers can build 5x faster on the

I2S platform than other platforms like Fundamo


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#1 for lowest ownership costs

No Upfront License FeesNo Hardware Infrastructure

Lower Implementation Costs

Free Upgrades

No Ongoing Maintenance Fees

Predictable

On Premises =Hidden Costs

Licenses

Hardware

Consultants

Infrastructure

Maintenance

Dedicated Staff

Upgrades

1Source: Yankee Group: Hosted vs. Premise based Sales Solutions: TCO and Trade Offs

Cloud Computing:46% Lower TCO1


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Our Cloud Delivers Fast Time to Value

Typical Software

Upgrade Expense

Large Capital Expense& High Risk

Automated Upgrades

Value

Time

Cloud platform

Average 51% ROIwithin 12 Months2

53% of software projects cost189% of original estimate1

Cloud ComputingValueV

alue

1 Standish Group, Chaos Report 20122 Third-Party CustomerSat Research on 3,500 cloud computing customers, December 2011

Large OperatingExpenses

No CapitalExpenses


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#1 for Our Customers who SucceedFastest on our Cloud

800,000 subscribers live in

45 Days

750,000 subscribers in

4 Days

~1.2M subscribers live in

2 Months

Increased sales28%

Increasedcustomers by 92%

12% increasenet profit

RapidImplementation

Fast BusinessResults


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Rapid Customization

Full Audit Trail

Real time transactionengine

Client servicechannels

Programmable UserInterface

Real-Time Mobile

Deployment

Accounting

Engine

VAS integrationservices

DynamicallyReconfigurable

IdentityManagement

The Worlds # 1

mobile moneyplatform


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Real-Time, Transparent SystemStatus

Live System Status

Security Best Practices

Historical Performance

Confidence, Transparency,and Trust


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Three Global Data Centers

Production Data Center &Archive

Production DataCenter

Production-Class Development Lab& Archive

Iceni Data CenterLocations

You Focus on Innovation.We Focus on Infrastructure.

Geographically-dispersed,mirrored data centers

Near real-time replication

Seamless disaster recovery

Dedicated, path diversenetwork backbone

No single points of failure

Carrier neutral networkstrategy


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The Cloud for mobile services.

Todays cloud.For the next billion.

Documents

RedCloud MM Cloud Solution