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The Real Estate Insider is a bi-weekly real estate publication that is produced and distributed by The Manchisi Team Remax Legacy Realty for the Milton, Campbellville, Brookville, Acton, Rural, Halton Hills and surrounding areas. The Real Estate Insider covers industry news, updates and all the latest listings of homes in the area. Home Buyers and Sellers can get all the tips, advice and industry news they need as it relates to the sale or purchase of their home. The Real Estate Insider is distributed through Canada Post to over 35,000 homes …. and growing.
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WHAT’S INSIDE:Plants Indoors: PAGE 2
Oakville • Milton • Campbellville • Acton • Rural • Halton
Protect Your Privacy, PAGE 711 Critical Home Inspection Traps, PAGE 7
YOUR SOURCE FOR REAL ESTATE INFORMATION
Volume 17
No matter how many times first time home buyers are told to consider closing costs, it’s very easy to stay focused on that one big number - your mortgage - and forget about all the other expenses that come with buying a home.
In addition to your down payment, here are some of the other costs that you will need to cover before you’ve even stepped through the front door of your new home:
Home Inspection: Though not mandatory, a home inspection has become the norm before signing on the dotted line. The Canadian Mortgage and Housing Corporation (CMHC) recommends making a home inspection a condition of your Offer to Purchase. Expect to pay between $300-$600.
Appraisal Fees: Again, it isn’t mandatory, but it is one sure-fire way to ensure that you’re not paying too much for the home you choose. Expect to pay between $200-$400.
Land Survey: Sometimes requested by the lender, a land survey is done to verify the property’s boundaries, measurements and structures and identify any easements on your property. Before paying for one to be done, ask the seller to provide an updated survey, especially if there has been a new addition, deck or fence built close to the property line. Expect to pay $1,000-$2,000.
Land Transfer Tax: This one is a doozy. In Ontario it’s a multi-tiered system: 0.5 per cent is charged on the first $55,000; 1 per cent is charged on $55,000 to $250,000, and 1.5 percent is charged on $250,000 to $400,000.
Harmonized Sales Tax: In Ontario, it’s 13 per cent and is only paid on new homes. But it gets tacked on to lawyer’s fees, moving
costs, home inspections and home staging.
Title Insurance: It protects you from any errors that may have been made in the public registry. Expect to pay about $300.
Legal Fees: Your lawyer will examine the terms of the offer, complete a title search, deed, registration and mortgage papers. Expect to pay $1,500-$2,500.
Hook-up Fees: These are service charges to get your utilities up and running. Expect to pay $150-$300.
Moving Costs: Even if you do the job with the help of family and friends, you’ll have to cover the cost of a rental truck. Expect to pay anywhere from $30-$60 per day, plus mileage.
There are also some ongoing costs to consider when buying a home (before you even start to think about utility bills!) These include:
Home Insurance: It begins on the day the sale of your house closes and starts at about $100-plus per month.
Mortgage Insurance: If you put down less than a 20 per cent deposit you will be required to pay for this type of insurance. Rates are charged at one per cent to 2.75 per cent of your total mortgage, according to the CMHC.
Property Taxes: The annual amount is usually listed on the MLS ad. Divide it by 12 to figure out your monthly payments.
To order your free copy of 13 extra costs to be aware of before buying a home visit www.halton13extracosts.com
Don’t Be Caught off Guard by Closing Costs
Office: [email protected] • [email protected]/Manchisiteam • www.manchisiteam.com
Not intended to solicit persons or properties currently under contractual agreement.
Domenic Manchisi started his career in real estate in 1996. In addition to strengthening his experience, Domenic has dedicated himself to expand his skill set both personally and professionally which he has utilized to lead himself and his team to become the number one real estate team in Canada* and he was a top producer for RE/MAX in 2013. Domenic’s dedication to expand his knowledge has led him to pursue the following designations and certificates:
• Appraisal• Mortgage Financing• Property Law• Property Management
• Licensed Mortgage Agent• Brokers License• Real Estate Investment• IRES
Domenic has created a dominant presence as a real estate broker predominantly in the Halton Region. Domenic’s success is a result of his extensive experience in the real estate industry as well as the ability to understand the needs of his clients. His core understanding of the real estate industry has not only been recognized by clients but also by colleagues and industry leaders. Domenic has been invited as a guest speaker for Donald Trump’s Apprentice, Bill Rancic, has appeared with The Dragons Den Wealthy Barber, has participated in expert panels at the National Association of Realtors (NAR), has made the cover of several magazines and has won many awards across North America for the work he and his team have achieved.
Domenic currently lives in Milton with his wife and business partner, Jody Manchisi, and their two children.
*For Prudential Canada 2008-2011
Stability•Experience•Relationships
About Domenic Manchisi Tips for Bringing Your Plants Indoors
Page 2
If you’ve been giving your houseplants a summer vacation outside, this is the time of year to start preparing them for their move back indoors. Plants need to acclimatize slowly to indoor conditions or they will drop leaves, wilt or even die.
Prepare an area inside where they will spend the winter. Most plants enjoy indirect light, away from furnace vents that will dry them out. You may want to clean the windows so they will get the maximum sunlight they need. If you plan to group plants together at a sunny window, line a tray with gravel and place the plant pots on top. Water from the gravel bed will evaporate, providing the humidity level most tropical plants love.
Before bringing any plants indoors, inspect them for any insects. Soaking the pot in lukewarm water for about 15 - 20 minutes will usually force out any stowaways. You may want to take the time to repot the plants now, before bringing them inside. Use good quality potting soil and make sure that the new pot is scrubbed clean. Prune back any leggy plants now as well.
When the plants are ready, long before risk of frost in your area, start by reducing their light levels a few hours a day. Bring them in overnight and then for a few hours each day, gradually increasing the time spent indoors. They may still drop a few leaves in protest, but they should recover quickly. Be sure not to overwater plants during the winter. It’s better to let them get too dry than risk overwatering.
Bringing plants indoors over the winter helps improve indoor air quality by removing airborne toxins and adding to oxygen levels. And looking at greenery, especially when it’s grey and miserable outdoors, helps keep away those winter blues.
Volume 17
Not intended to solicit persons or properties currently under contractual agreement.
www.manchisiteam.com
Broker
JodyMANCHISI
[email protected] Representative
MickeyGALEKOVIC
[email protected] Representative
DesmondWATSON
desmondmanchisiteam.comSales Representative
[email protected] Representative
FEATURED HOMES
Page 3
Not intended to solicit persons or properties currently under contractual agreement.
to get your home sold, call us now! Office: 905.875.4594
Volume 17
facebook.com/Manchisiteam
FOR SA
LE
$434,9005007 Wellington RoadLarge 3+1 bedroom bungalow sits back from road on a large 100 x 127 foot lot. Huge driveway can accommodate up to 8 cars, large truck or RV. Oversize double car garage. Spacious home with over 1600 square feet. Large living room, family sized country kitchen, family room addition with lots of windows and vaulted ceilings. Finished basement with entrance from garage offers 2nd kitchen, breakfast area, large recreation room with above grade windows, 4th bedroom, and 3-piece bathroom. Lots of storage space. Private yard all 3 km north of Acton.
FOR SA
LE
$389,90022 Bankfield CrescentWell maintained 3 bedroom home, spacious open concept main floor with garage access from foyer. Large family room offering hardwood floors and gas fireplace. Good sized kitchen overlooks the family room with breakfast area and walk out to 2 tier deck. Hardwood staircase leads to the second level offering 3 spacious bedrooms and laundry room. Master bedroom is large in size with a walk in closet and 4-piece ensuite with soaker tub and separate shower. Beautiful curb appeal. 2 car parking in the single driveway - no sidewalk! Short walk to large park! Rough-in central vacuum.
FOR SA
LE
$444,900537 Beaver CourtPopular 3+1 bedroom, 4 level backsplit is located in Timberlea surrounded by trails and parks and a short walk to plaza. Very spacious home, main level offers a large living/dining room and updated kitchen. 2nd floor offers 3 bedrooms, master with semi ensuite bath. Family room located on lower level with above grade windows and gas fireplace. 4th bedroom, laundry and 3-piece bathroom also on lower level. Large finished recreation room adds for more living space. 4 car parking on driveway!
FOR LE
ASE
$1,200123 Mill StreetLarge basement apartment, separate entrance and walkout to yard. 2 Large bedrooms, 3-piece bath, spacious living area with gas fireplace. Galley kitchen and laundry. Utilities included!! Feels like main level, Very bright!
Page 4 Volume 17
Not intended to solicit persons or properties currently under contractual agreement.
www.manchisiteam.com
FOR SA
LE
$1,589,9004919 6th LineSpectacular very private country property situated on 45 acres. Well maintained property with long driveway and scenic views of country side. Approximately 4000 square foot bungalow with walk out basement and triple car garage. Gorgeous finishes throughout. Spacious principle rooms; family sized kitchen with large island offering granite counter tops, double built-in oven and stainless steel appliances. Double sided fireplace between kitchen and family room. Large separate dining area. Three large bedrooms. Master bedroom with sitting area, two walk in closets, and 6-piece ensuite. Bedrooms 2 and 3 share a jack and Jill 5-piece bath with walk in closets. Lower level is finished offering a 4th bedroom, den, recreation room, 3- piece bath, 2 cantinas, rough in for kitchen. 1800 square feet of lower level is partially finished with a walkout awaits your personal touch. Separate hot tub and sauna room off of the family area. Walkout from breakfast area to patio overlooking acreage. Lots of parking and greenhouse and large outdoor garden.
FOR SA
LE
$299,000661 Childs Drive, Unit 83Terrific town home in sought after complex, short walk to Milton mall and downtown. 4 levels offers lots of space for the family. Finished walk out lower level with 2-piece bathroom. Large living room with high ceilings and walk out to balcony overlooking the in ground pool in complex. Separate dining room overlooking living area is located off of the kitchen. Main floor laundry room for convenience. 3 Spacious bedrooms. Large master bedroom with semi ensuite bath and wall to wall closet.
FOR SA
LE
$589,900483 Pettit TrailLarge family home offering 2256 square feet with a large fully finished lower level. Spacious living/dining room combo. Main floor family room with gas fireplace overlooking the kitchen. Spacious kitchen with stainless steel appliances, breakfast bar and breakfast area, with walkout to patio. All bedrooms generous in size. Master bedroom with huge walk in closet and 5-piece ensuite. Beautifully landscaped front and back offering stone walkways and patio. Fully fenced yard with deck, gate and large shed. Parking for 4 cars on driveway - no sidewalk.
OPEN HOUSESVISIT
www.manchisiteam.com
FIND OUT WHATYOUR HOME IS WORTH
ONLINEVISIT
www.manchisiteamhomeevaluation.com
CALL TODAY905-875-4594
FOR LE
ASE
$1,750205 Sherway Gardens, #1802Immaculate 2 bedroom condo with 2 full bath rooms. Steps to Sherway Gardens mall. Available immediately! Terrific views. Kitchen with granite counter tops. Living room with hardwood flooring. Building offers a gym, sauna, pool, 1 underground parking spot and 1 locker.
Page 5
Not intended to solicit persons or properties currently under contractual agreement.
to get your home sold, call us now! Office: 905.875.4594
Volume 17FO
R SALE
$4,900,00013268 Fifth LineExquisite 1840’s re-finished home with all of todays modern finishes still keeping the old age charm, situated on 95.25 acres. Spacious 4 bedroom 3.5 baths, 3 fireplaces, Gorgeous hardwood floors, High baseboards and large wood trim, crown mouldings, galley kitchen with stainless steel appliance. Formal dining room, main floor family room and 2nd floor family room. Large separate living room. Master bedroom addition above garage offers a 5-piece ensuite, walk-in closet, gas fireplace and walk-out to balcony with stunning views of the pond and property. Large mud/laundry room, heated & air conditioned finished garage. 1,400 square foot barn with loft and oversize double car garage. Geo thermal heating/cooling, silo with spiral staircase and views that are spectacular. Feature sheet available upon request for more details.
OPEN HOUSESVISIT
www.manchisiteam.com
FIND OUT WHATYOUR HOME IS WORTH
ONLINEVISIT
www.manchisiteamhomeevaluation.com
CALL TODAY905-875-4594
FOR SA
LE
$419,90082 Queen StreetBeautifully kept century home in the quaint village of Morriston. Built in 1909. Just moments from the 401 for easy access. 1750 square feet with 3 bedrooms and 1.5 baths. Main floor features hardwood floors, spacious and bright principle rooms and main floor office/family room with access to rear deck and picturesque views. This home features chestnut woodwork, hand crafted crown mouldings, stained glass windows, 100 amp service, updated bathrooms. Walk up unfinished attic is 31 feet x 24 feet and awaits your personal touch. Furnace (2010). Mature perennial gardens, lots of room for parking, sits on just under an acre with farm fields behind there is lots of privacy and room for entertaining or relaxing.
FOR SA
LE
$343,900225 Sherway Gardens Road, Unit 1709Exceptionally maintained unit by the original owner. Very bright with South-West views offering an open concept modern design with hardwood floors, living/dining room with walkout to balcony, kitchen with stainless steel appliances. Spacious master bedroom with 4-piece bath, ensuite laundry. The building offers many amenities including a gym, yoga room, treatment room, indoor pool/sauna/hot tub, pool table/games room, media/library room, party room, security, guest suites and virtual golf room. All located steps to Sherway Mall and the QEW. 1 owned parking space + 1 rented which can be transferred.
FOR SA
LE
$569,900909 Birch AvenueSought after location. Large foyer entrance with garage access. Main floor family room with walk out to deck. Main floor laundry and large living room/dining room. Eat-in kitchen overlooking family room. Spacious bedrooms, master bedroom with 2-piece ensuite and walk-in closet. Finished lower level with above grade windows and tons of storage space. Fenced yard with inground pool, 2-tier deck with built-in slide. Close to Highway 401.
Milton• Backsplits/Bungalows - 39 available starting at $419,900• 2 Storeys - 137 available starting at $439,900• Semi/Towns - 76 available starting at $347,500• Condo Towns - 11 available starting at $255,000• Apartments - 20 available starting at $240,000
Acton• Backsplits/Bungalows - 7 available starting at $369,000• 2 Storeys - 15 available starting at $249,900
CALL US TODAY FOR ANY OF THESE HOMES - 905-875-4594HOMES FOR SALE• Semi/Towns - 2 available starting at $179,000• Condo Towns - 2 available starting at $245,000• Apartments - 0 available
Rural • Bungalows/Backsplits - 21 available starting at $537,987• 2 Storeys - 14 available starting at $599,900
Campbellville/Brookville • Bungalows/Backsplits - 8 available starting at $534,900• 2 Storeys - 14 available starting at $629,000
Page 6 Volume 17
More information is available via email at
If you love to work with clients, are driven to succeed and committed to a successful year,
we would love to talk to you.
We offer a great work environment,training and leads.
The Manchisi Teamis Seeking
Sales Professionalsto join our
TOP PRODUCING TEAM
Not intended to solicit persons or properties currently under contractual agreement.
www.manchisiteam.com
SAFE WHEN NEW SAFE WHEN WORN
905-876-4788905-876-4788555 Main Street East, Milton, ON
Mon-Fri: 8:00 am-6:00 pmSaturday: 8:00 am-3:00 pm
www.jdtire.com
* The MICHELIN® PremierTM tire features EverGripTM Technology, which combines an evolving tread groove design with a high-traction tread compound to stop shorter, increase grip and hydroplaning resistance. | **For terms and conditions, see the MICHELIN® Tires Owner’s Manual or visit michelin.ca. © 2014 Michelin North America (Canada) Inc. All rights reserved. The “Michelin Man” is a registered trademark licensed by Michelin North America, Inc.
4 MICHELIN®TIRESinstant rebate when you buy
Bring in this coupon to redeem o�er. Not to be combined with any other o�er.
from September 1st - 30th, 2014Passenger or Light Truck Tires only.
SUDOKU
Source: ©Web Sudoku 2014 - www.websudoku.com
Excellent customer service from the perspective that Domenic is very knowledgeable of the real estate market and he answered all my questions about the market conditions and also made recommendations on how we can market the house for a quick sale. I am very satisfied with the services provided by the Manchisi team.
Lucian
TESTIMONIAL OF THE WEEK
VOL. 16SUDOKU
ANSWERS
Page 7
Not intended to solicit persons or properties currently under contractual agreement.
to get your home sold, call us now! Office: 905.875.4594
Volume 17
As a seller, you know that your home will be under intense scrutiny during an open house. Your cupboards and closets will be opened and every nook and cranny will be studied for space and capacity. Strangers will wander through your office and bedrooms and essentially have access to all your worldly possessions. Though it can feel like an invasion of privacy, open houses are generally accepted as an advantageous step in selling your home.
But it’s a good idea to take precautions to protect your privacy, your home and your belongings during the process. Thefts during open houses do happen on occasion. The Real Estate Council of Ontario (RECO) offers a number of tips that can help prevent you from becoming a victim of theft during an open house:
1. If you’re really uncomfortable, talk to your realtor about some of the precautions they can take to protect your home. Do they escort potential buyers through each room? Will they limit the number of people permitted in at one time? Most realtors nowadays ask every visitor to fill in a registration form and some may even ask to see identification.
2. Remove or secure small electronics (tablets, smart phones, cameras etc.) jewellery and cash before your open house.
3. Protect your privacy by keeping bills, credit card receipts and bank statements out of view.
4. Remove all prescriptions medications from the home (including those kept in the medicine cabinet).
5. If you have a large collection on display - whether its figurines, sports memorabilia or art - take an inventory and photos so it will be noticed immediately if something is missing.
Your realtor may be able to offer more suggestions so be sure to arm yourself with your best ally during any real estate transaction - a registered real estate agent! By taking a few precautions in advance, you can help ensure that your open house is a successful one.
For more handy tips for buyers and sellers, visit the RECO website at www.reco.on.ca
Protect Your Privacy, Home and Belongings
during anOpen House
HALTON – According to industry experts, there are over 33 physical problems that will come under scrutiny during a home inspection when your home is for sale. A new report has been prepared which identifies the eleven most common of these problems, and what you should know about them before you list your home for sale.
Whether you own an old home or a brand new one, there are a number of things that can fall short of requirements during a home inspection. If not identified and dealt with, any of these 11 items could cost you dearly in terms of repair. That’s why it’s critical that you read this report before you list your home. If you wait until the building inspector flags these issues for you, you will almost certainly experience costly delays in the close of your home sale or, worse, turn prospective buyers away altogether.
In most cases, you can make a reasonable pre-inspection yourself if you know what you’re looking for, and knowing what you’re looking for can help you prevent little problems from growing into costly and unmanageable ones.
To help homesellers deal with this issue before their homes are listed, a free report entitled “11 Things You Need to Know to Pass Your Home Inspection” has been compiled which explains the issues involved.
To order your free copy of this report visit, www.haltonhomeinspectionpitfalls.com
Critical Home Inspection Traps to Be Aware of Before Listing Your Home for Sale
Volume 17Page 8
“Your Connection to a Better Mortgage”Lic. # 10505
Not intended to solicit buyers or sellers currently under contract with brokerage.
Not intended to solicit persons or properties currently under contractual agreement.
www.manchisiteam.com
TO GET YOUR HOME SOLD CALLTHE MANCHISI TEAM TODAY
CALL NOWOffice: [email protected] • [email protected]/Manchisiteam • www.manchisiteam.com
