RBI B Grade - 2010 Banking Question Paper (1)

7/25/2019 RBI B Grade - 2010 Banking Question Paper (1)

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Q.1. In that sort of account, banks in all dont compensate interest

(A) Saving Account(B) Current Account(C) Fixed Deposit Account(D) Interest is regularly upon credit in all sorts of account

Q.2. A bank station sequence would be befitting for paing(A) Telephone accounts(B) Electricity accounts(C) rocery !ills(D) "ortgage repay#ents

Q.!. "ament of a coupon cannot be done upon a income opposite of bank if a coupon is

(A) Bearer(B) Cross(C) $rder(D) All of these

Q.#. $hich of a following is not %ommercial &ank '

(A) %eserve Ban& of India(B) State Ban& of India(C) Canra Ban&(D) $riental Ban& of Co##erce

Q.(. $hat is a &ank bree)e '

(A) 'etter fro# a Ban&(B) Cheue that a !an& dras upon itself(C) Instraction to a landoner to pic& up a custo#er*s de!t(D) Instruction not to honour a stop pay#ent

Q.*. +he necessar eil of whateer seres as income is that it must

(A) Be released !y a State(B) Be in all accepta!le(C) +ot !e unconditionally fiduciary(D) ,ave a little instrinsic value

Q.-. ne of a following is not an e.g. of /ear0one, that '

(A) Bill of Exchange(B) Bonds as ell as De!entures(C) Euity shares of %an!axy Co#pany 'td-(D) Treasury !ills of a overn#ent of India

Q.. 34iat one is that that is

(A) Accepted !y a!road !an&s only(B) Accepted during a #o#ent in lieu of gold(C) Bac&ed !y !ullion or silver(D) Decreed as inco#e !y a govern#ent

Q.5. one is


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(A) Accepta!le usually hen it has uniue value(B) Constant in purchasing poer(C) The #any glass of all assets(D) All of a a!ove

Q.16. 7reshans law states that

(A) Bad inco#e pro#otes great inco#e in a syste#(B) Bad inco#e drives great inco#e out of circulation(C) ood inco#e drives !ad inco#e out of circulation(D) ood inco#e pro#otes !ad inco#e in a syste#

Q.11. 8alue of one

(A) Is eccentric of a cost level(B) Is ithout delay associated to a cost level(C) Is inversely associated to a cost level(D) +one of a a!ove

Q.12. 9emand lift acceleration can be caused b income factors including

(A) A tu#!le in expenditure expenditure(B) A pointy enlarge in une#ploy#ent(C) A high re!ate in approach taxation(D) An enlarge in Inco#e Tax

Q.1!. +he routine of deplation tends to faour

(A) De!tor as ell as Creditiors a li&e(B) De!tor during a responsi!ility of Creditors(C) Creditors during a responsi!ility of De!tors(D) .rofit receivers during a responsi!ility of !ound inco#e receivers

Q.1#. $hich of a following matter is not utterl loal '

(A) An enlarge in a supply of inco#e ill outco#e in inflation(B) Cost acceleration occurs hen prices cli#! to cover increasing cause costs(C) Inflation occurs hen a orth of inco#e declines(D) Inflation ill have a outco#e of redistri!uting inco#es inside of a country

Q.1(. $hich of a following people is man approaching to good from an inflationar incident '

(A) A chair#an ho !uys units fro# a /nit Trust(B) A chair#an ho &eeps his resources underneath a office !uilding during ho#e(C) A chair#an creates a vast in isolation loan to a friend(D) A chair#an ho ta&es out a de!t ith a office !uilding society

Q.1*. +he principal guilt of a :oint ;tock &ank relates to

(A) Its invest#ent a!road(B) Its invest#ent during ho#e(C) %epay#ent of a custo#er*s deposits(D) Its #andate to have special deposits hen reuested

Q.1-. $hich of a following is not a dut of a %ommercial &anks '

(A) Acting as a lender of final resort


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(B) 'ending to a in isolation as ell as open sectors(C) The sustenance of a coupon co#ple#ent for environ#ent de!ts(D) The sustenance of protected deposition facilities

Q.1. $hen a %ommercial &ank emanate credit areas that hae been in outcome as well as

increases

(A) The inha!itant de!t(B) The supply of #oney(C) The purchasing energy of a rupee(D) The genuine resources of a country

Q.15. A patron does not need a bank comment to obtain

(A) A 'oan(B) A Cheue Card(C) A Ban&er*s Draft(D) An $verdraft

Q.26. $hich of a following is not a guilt of %ommercial &anks

(A) Security ,oldings(B) Treasury deposition during !an&s(C) De#and deposits as ell as ti#e deposits(D) Borroing fro# Central Ban&

Q.21. 3/ot negotiable created upon a coupon channel means

(A) The coupon cannot !e paid to any a single though a payee(B) The coupon is strea# usually for re#uneration of a contract for that it is done out(C) An honest chair#an reception a stolen coupon is pro!a!le to co#pensate off a legiti#ate oner(D) The coupon contingency !e paid in to a !an&

Q.22. +he %entral &ank is not approaching to perform a dut of

(A) Acting as a clearing house(B) The landoner to a govern#ent(C) Accepting deposition fro# Co##ercial Ban&s(D) Accepting deposits fro# u!iuitous pu!lic

Q.2!. Increase in bank rates in all is followed b

(A) An enlarge in #ar&etplace rate of interest(B) A tu#!le in #ar&etplace rates of interest(C) A cli#! usually in a deposits rates though not a lending rates(D) A cli#! usually in a lending rates

Q.2#. +he ital quantitatie financial apparatus accessible with a %entral &ank is

(A) %etioning of credit(B) %egulation of consu#er credit(C) "argin reuire#ents(D) %eserve co#parative #easure reuire#ents

Q.2(. &ank contingenc e


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(B) 0here coupon is stale1 i-e- date has expired(C) .ay#ent has !een stopped !y custo#er(D) The coupon is not presented during operative hours of Ban&

Q.2*. A 3;tale coupon is a single that is

(A) $ver 2 #onths old

(B) Converning an oing pay#ent(C) Cancelled !y a draer(D) 0ritten upon an co##ent that is overdran

Q.2-. $hen a %entral &ank sells securities, as a result

(A) The inco#e resources during a ordering of a !lur! !an&s increase(B) The inco#e resources of a !lur! !an&s so3ourn unchanged(C) The inco#e resources during a ordering of !lur! !an&s get di#inished(D) +one of a a!ove

Q.2. $hen a coupon is returned b a bank noted 3=efer to 9rawer this equates to a drawer

(A) ,as educated a !an& not to co#pensate a cheue(B) 0hishes to !e contacted prior to a coupon is cashed(C) ,as i#properly finished a coupon as ell as contingency scold it prior to pay#ent(D) ,ad deficient supports in his co##ent to co#pensate a cheue

Q.25. +he stream &ank =ate is

(A) 24(B) 54(C) 64(D) 6784

Q.!6. It has been done mandator for /on0&anking 4inancing %ompanies to get themseles

purebred with > prior to :ul , 155-.

(A) %BI(B) SEBI(C) overn#ent of India(D) +one of a a!ove

Q.!1. India ranks series > between a countries with a greatest e


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Q.!!. +he e4(B) Ban& %ate24(C) S'% upon +%E deposits;:784(D) C%% upon +%E:;4

Q.!5. Indias 4irst 4inancial Archie has been set up at

(A) "u#!ai(B) +e Delhi(C) Ah#eda!ad(D) 9ol&ata

Q.#6. $hich of a following &ank Foined with riented &ank of %ommerce '

(A) +e Ban& of India(B) .un3a! Cooperative Ban&


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(C) Bari Doa! Ban&(D) (B) as ell as (C) !oth

Answers G

:- (B) >- (D) ;- (B) - (C) :;- (C) :?- (A) >:- (C) >>- (D) >;- (A) >8- (C) >2- (A) >@- (C) >5-(D) >6- (A) ;?- (A) ;:- (D) ;>- (B) ;;- (A) ;

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RBI B Grade - 2010 Banking Question Paper (1)