RATE OF INTEREST ON RETAIL LENDING ... - Welcome to Dena Bank Vehicle Loan Scheme (Four Wheeler-Old) ... Dena Rent-Where Dena Bank is tenant ... 9 Dena Gold Loan Dena LAPS-Corporate

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    19-May-2018

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  • Sl.No

    .Scheme Tenor-Particulars

    OY

    MCLRSpread

    LT Business

    Strategy

    Premium

    Effective

    Rate of

    Interest

    Loan repayable within 3 years 8.30 2.75 0.00 11.05

    Loan repayable beyond 3 years 8.30 2.75 0.50 11.55

    Dena Vehicle Loan Scheme (Four

    Wheeler-Old)

    Loan repayable within 3 years8.30 3.10 0.00 11.40

    Limit upto Rs 75.00 lakh for Women / Defence Personnel

    (women or defence personnel should be owner of the

    property)8.30 0.00 0.00 8.30

    Limit above Rs 75.00 lakh for Women / Defence Personnel

    (women or defence personnel should be owner of the

    property) 8.30 0.10 0.00 8.40

    Limit upto Rs 75.00 lakh (Other Borrowers)

    8.30 0.05 0.00 8.35

    Limit above Rs 75.00 lakh (Other Borrowers)

    8.30 0.15 0.00 8.45

    Limit above Rs 30.00 lakh

    Dena Top Up Housing Loan Scheme 8.30 1.00 0.5 9.80

    Dena Top Up Premium Housing Loan

    Scheme8.30 2.00 0.5 10.80

    Loan repayable within 3 years 8.30 2.50 0.00 10.80

    Loan repayable beyond 3 years 8.30 2.25 0.50 11.05

    AAA rated-Loan repayable within 3 years 8.30 2.00 0.00 10.30

    AAA rated-Loan repayable beyond 3 years 8.30 2.00 0.50 10.80

    AA rated-Loan repayable within 3 years 8.30 2.35 0.00 10.65

    AA rated-Loan repayable beyond 3 years 8.30 2.35 0.50 11.15

    A rated-Loan repayable within 3 years 8.30 2.50 0.00 10.80

    A rated-Loan repayable beyond 3 years 8.30 2.50 0.50 11.30

    BBB rated-Loan repayable within 3 years 8.30 2.85 0.00 11.15

    BBB rated-Loan repayable beyond 3 years 8.30 2.85 0.50 11.65

    BB rated Corporate Borrowers and other Unrated borrowers

    8.30 2.95 0.00 11.25

    BB rated Corporate Borrowers and other Unrated borrowers8.30 2.95 0.50 11.75

    2

    RATE OF INTEREST ON RETAIL LENDING PRODUCTS W.E.F 01.03.2018

    1

    Dena Vehicle Loan Scheme

    (Two Wheeler-New)

    Dena Vehicle Loan Scheme (Four

    Wheeler-New)-General

    Term Loan

    8.30 0.75 0.00 9.05

    8.95

    Dena Niwas Housing Finance (w.e.f

    15.06.2017, Cir.No.67/08/2017-18)-

    (Fixed-To be reset at the end of every

    3 years)

    Limit upto Rs 30.00 lakh

    11.25

    11.75

    Dena Vehicle Loan Scheme (Four

    Wheeler-New)-Women

    Term Loan8.30 0.65 0.00

    Dena Niwas Housing Finance

    3

    Dena Rent-Where Dena Bank is

    tenant

    Dena Rent-Where Dena Bank is not

    tenant(Corporate Borrowers)

  • Sl.No

    .Scheme Tenor-Particulars

    OY

    MCLRSpread

    LT Business

    Strategy

    Premium

    Effective

    Rate of

    Interest

    Overdraft and loan repaybale within 3 years 8.30 1.70 0.00 10.00

    AAA rated-Loan repayable within 3 years and Overdraft

    Limit 8.30 1.85 0.00 10.15

    AAA rated-Loan repayable beyond 3 years 8.30 1.85 0.50 10.65

    AA rated-Loan repayable within 3 years 8.30 2.10 0.00 10.40

    AA rated-Loan repayable beyond 3 years 8.30 2.10 0.50 10.90

    A rated-Loan repayable within 3 years 8.30 2.60 0.00 10.90

    A rated-Loan repayable beyond 3 years 8.30 2.60 0.50 11.40

    BBB rated-Loan repayable within 3 years 8.30 2.70 0.00 11.00

    BBB rated-Loan repayable beyond 3 years 8.30 2.70 0.50 11.50

    BB and Unrated corporate borrowers-Loan repayable within

    3 years 8.30 2.85 0.00 11.15

    BB and Unrated corporate borrowers-Loan repayable

    beyond 3 years 8.30 2.85 0.50 11.65

    CC-Hypothecation and Loan repayable within 3 years 8.30 1.75 0.00 10.05

    Loan repayable beyond 3 years 8.30 1.75 0.50 10.55

    Tie Up with Corporate Salary Scheme(Fixed)

    All other Cases

    7Dena Senior Citizen Pensioner's

    Scheme

    Demand Loan8.30 3.25 0.00 11.55

    CC-Hypothecation and Loan repayable within 3 years 8.30 2.00 0.00 10.30

    Loan repayable beyond 3 years 8.30 1.50 0.50 10.30

    CC-Hypothecation and Loan repayable within 3 years 8.30 1.75 0.00 10.05

    Loan repayable beyond 3 years 8.30 1.25 0.50 10.05

    Upto Rs 3.00 lakh-Fixed

    Above Rs 3.00 lakh and upto Rs 100.00 lakh 8.30 3.30 0.00 11.60

    Student admitted in Bank's approved Ed Institutions 8.30 0.00 0.00 8.30

    Student admitted in A rated Ed Institutions 8.30 1.05 0.50 9.85

    Student admitted in other Institutions 8.30 1.05 0.50 9.85

    Skill Loan-Repayable withing 3 years 8.30 1.55 0.00 9.85

    Skill Loan-Repayable beyond 3 years 8.30 1.05 0.50 9.85

    Repayable withing 3 years and Working Capital Limits8.30 1.50 0.00 9.80

    Repayable beyond 3 years8.30 1.50 0.50 10.30

    Repayable withing 3 years and Working Capital Limits 8.30 1.25 9.55

    Repayable beyond 3 years 8.30 1.25 0.50 10.05

    Tie Up with Corporate Salary Scheme(Fixed)

    All other Cases

    1.20 0.50

    4

    Dena LAPS-Individuals10.00

    12.00

    5 Dena Trade Finance

    6 Dena Suvidha13%

    14%

    8

    Dena Doctor+(General)

    Dena Doctor+Women

    9 Dena Gold Loan

    Dena LAPS-Corporate

    Loan repayable beyond 3 years8.30

    13%

    14%

    10 Dena Vidyalaxmi Education Loan

    11

    Dena Professionals Loan Scheme for

    CA, C.S, CFA-General

    Dena Professionals Loan Scheme for

    CA, C.S, CFA-Women

    12 Dena Consumer Loan

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