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RATE OF INTEREST ON RETAIL LENDING ... - Welcome to Dena Bank · Dena Vehicle Loan Scheme (Four Wheeler-Old) ... Dena Rent-Where Dena Bank is tenant ... 9 Dena Gold Loan Dena LAPS-Corporate

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Page 1: RATE OF INTEREST ON RETAIL LENDING ... - Welcome to Dena Bank · Dena Vehicle Loan Scheme (Four Wheeler-Old) ... Dena Rent-Where Dena Bank is tenant ... 9 Dena Gold Loan Dena LAPS-Corporate

Sl.No

.Scheme Tenor-Particulars

OY

MCLRSpread

LT Business

Strategy

Premium

Effective

Rate of

Interest

Loan repayable within 3 years 8.30 2.75 0.00 11.05

Loan repayable beyond 3 years 8.30 2.75 0.50 11.55

Dena Vehicle Loan Scheme (Four

Wheeler-Old)

Loan repayable within 3 years8.30 3.10 0.00 11.40

Limit upto Rs 75.00 lakh for Women / Defence Personnel

(women or defence personnel should be owner of the

property)8.30 0.00 0.00 8.30

Limit above Rs 75.00 lakh for Women / Defence Personnel

(women or defence personnel should be owner of the

property) 8.30 0.10 0.00 8.40

Limit upto Rs 75.00 lakh (Other Borrowers)

8.30 0.05 0.00 8.35

Limit above Rs 75.00 lakh (Other Borrowers)

8.30 0.15 0.00 8.45

Limit above Rs 30.00 lakh

Dena Top Up Housing Loan Scheme 8.30 1.00 0.5 9.80

Dena Top Up Premium Housing Loan

Scheme8.30 2.00 0.5 10.80

Loan repayable within 3 years 8.30 2.50 0.00 10.80

Loan repayable beyond 3 years 8.30 2.25 0.50 11.05

AAA rated-Loan repayable within 3 years 8.30 2.00 0.00 10.30

AAA rated-Loan repayable beyond 3 years 8.30 2.00 0.50 10.80

AA rated-Loan repayable within 3 years 8.30 2.35 0.00 10.65

AA rated-Loan repayable beyond 3 years 8.30 2.35 0.50 11.15

A rated-Loan repayable within 3 years 8.30 2.50 0.00 10.80

A rated-Loan repayable beyond 3 years 8.30 2.50 0.50 11.30

BBB rated-Loan repayable within 3 years 8.30 2.85 0.00 11.15

BBB rated-Loan repayable beyond 3 years 8.30 2.85 0.50 11.65

BB rated Corporate Borrowers and other Unrated borrowers

8.30 2.95 0.00 11.25

BB rated Corporate Borrowers and other Unrated borrowers8.30 2.95 0.50 11.75

2

RATE OF INTEREST ON RETAIL LENDING PRODUCTS W.E.F 01.03.2018

1

Dena Vehicle Loan Scheme

(Two Wheeler-New)

Dena Vehicle Loan Scheme (Four

Wheeler-New)-General

Term Loan

8.30 0.75 0.00 9.05

8.95

Dena Niwas Housing Finance (w.e.f

15.06.2017, Cir.No.67/08/2017-18)-

(Fixed-To be reset at the end of every

3 years)

Limit upto Rs 30.00 lakh

11.25

11.75

Dena Vehicle Loan Scheme (Four

Wheeler-New)-Women

Term Loan8.30 0.65 0.00

Dena Niwas Housing Finance

3

Dena Rent-Where Dena Bank is

tenant

Dena Rent-Where Dena Bank is not

tenant(Corporate Borrowers)

Page 2: RATE OF INTEREST ON RETAIL LENDING ... - Welcome to Dena Bank · Dena Vehicle Loan Scheme (Four Wheeler-Old) ... Dena Rent-Where Dena Bank is tenant ... 9 Dena Gold Loan Dena LAPS-Corporate

Sl.No

.Scheme Tenor-Particulars

OY

MCLRSpread

LT Business

Strategy

Premium

Effective

Rate of

Interest

Overdraft and loan repaybale within 3 years 8.30 1.70 0.00 10.00

AAA rated-Loan repayable within 3 years and Overdraft

Limit 8.30 1.85 0.00 10.15

AAA rated-Loan repayable beyond 3 years 8.30 1.85 0.50 10.65

AA rated-Loan repayable within 3 years 8.30 2.10 0.00 10.40

AA rated-Loan repayable beyond 3 years 8.30 2.10 0.50 10.90

A rated-Loan repayable within 3 years 8.30 2.60 0.00 10.90

A rated-Loan repayable beyond 3 years 8.30 2.60 0.50 11.40

BBB rated-Loan repayable within 3 years 8.30 2.70 0.00 11.00

BBB rated-Loan repayable beyond 3 years 8.30 2.70 0.50 11.50

BB and Unrated corporate borrowers-Loan repayable within

3 years 8.30 2.85 0.00 11.15

BB and Unrated corporate borrowers-Loan repayable

beyond 3 years 8.30 2.85 0.50 11.65

CC-Hypothecation and Loan repayable within 3 years 8.30 1.75 0.00 10.05

Loan repayable beyond 3 years 8.30 1.75 0.50 10.55

Tie Up with Corporate Salary Scheme(Fixed)

All other Cases

7Dena Senior Citizen Pensioner's

Scheme

Demand Loan8.30 3.25 0.00 11.55

CC-Hypothecation and Loan repayable within 3 years 8.30 2.00 0.00 10.30

Loan repayable beyond 3 years 8.30 1.50 0.50 10.30

CC-Hypothecation and Loan repayable within 3 years 8.30 1.75 0.00 10.05

Loan repayable beyond 3 years 8.30 1.25 0.50 10.05

Upto Rs 3.00 lakh-Fixed

Above Rs 3.00 lakh and upto Rs 100.00 lakh 8.30 3.30 0.00 11.60

Student admitted in Bank's approved Ed Institutions 8.30 0.00 0.00 8.30

Student admitted in A rated Ed Institutions 8.30 1.05 0.50 9.85

Student admitted in other Institutions 8.30 1.05 0.50 9.85

Skill Loan-Repayable withing 3 years 8.30 1.55 0.00 9.85

Skill Loan-Repayable beyond 3 years 8.30 1.05 0.50 9.85

Repayable withing 3 years and Working Capital Limits8.30 1.50 0.00 9.80

Repayable beyond 3 years8.30 1.50 0.50 10.30

Repayable withing 3 years and Working Capital Limits 8.30 1.25 9.55

Repayable beyond 3 years 8.30 1.25 0.50 10.05

Tie Up with Corporate Salary Scheme(Fixed)

All other Cases

1.20 0.50

4

Dena LAPS-Individuals10.00

12.00

5 Dena Trade Finance

6 Dena Suvidha13%

14%

8

Dena Doctor+(General)

Dena Doctor+Women

9 Dena Gold Loan

Dena LAPS-Corporate

Loan repayable beyond 3 years8.30

13%

14%

10 Dena Vidyalaxmi Education Loan

11

Dena Professionals Loan Scheme for

CA, C.S, CFA-General

Dena Professionals Loan Scheme for

CA, C.S, CFA-Women

12 Dena Consumer Loan