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Delhi LIC Agent

Harish Chand

577, GH-9, PASCHIM VIHAR 

NEW DELHI- 110087

INDIA, 9811896425, 9212201725

www.delhiLICagent.com

Jeevan Nidhi Plan Presentation

Mode : Yearly Basic Premium :

02/11/2010Date :41

1800000 Premium Term : 1616Term :Sum :

Mr. RajeshName :

Sec. 80CCE Inv. Limit: Income Tax Slab : 30.60

Assumed Bonus Rate : Assumed FAB Rate :040

Total Rider Premium : Total Annual Premium :

100000

119439

150

Age :

119589

Benefits During The Deferment Perio d

Year Age Normal

Risk Cover

Accident

Annual

Premium

Tax

Saved

Nett

Premium Cash Value

41 1890000 119589 30600 889893690000 02010

42 1980000 119589 30600 889893780000 02011

43 2070000 119589 30600 889893870000 2103162012

44 2160000 119589 30600 889893960000 3022112013

45 2250000 119589 30600 889894050000 4361862014

46 2322000 119589 30600 889894122000 4876872015

47 2394000 119589 30600 889894194000 6120602016

48 2466000 119589 30600 889894266000 7411732017

49 2538000 119589 30600 889894338000 8865842018

50 2610000 119589 30600 889894410000 10514772019

51 2682000 119589 30600 889894482000 12393522020

52 2754000 119589 30600 889894554000 14545942021

53 2826000 119589 30600 889894626000 17147482022

54 2898000 119589 30600 889894698000 20103132023

55 2970000 119589 30600 889894770000 23451132024

56 3042000 119589 30600 889894842000 28473392025

14238244896001913424

In the year 2026, the deferment period will end and the policy will be due for annuity (pension) payment. In this year, the

Notional Cash Option (NCO) value on which your pension will be calculated is estimated to be Rs. 3042000 (based on

assumed Bonus and Final Bonus Rate). You have an option to commute 1/3rd of this amount in lumpsum (taxfree) and make

the rest available for purchasing annuity either from LIC or any other insurer. Alternately, you may use the entire amount for

purchasing the annuity.

The tables below illustrate the amount of pension you can get from LIC's Jeevan Nidhi Plan currently under various pension

options available

The above statement is based on certain assumptions which are

liable to change according to Government/ Corporation's policies.

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Delhi LIC Agent

Harish Chand

577, GH-9, PASCHIM VIHAR 

NEW DELHI- 110087

INDIA, 9811896425, 9212201725

www.delhiLICagent.com

Jeevan Nidhi Plan Presentation

Pension Amount Available With Commutation

H

Pension Options AvailablePension

B GFEDCAMode

1453112509124051451314862151581536715471Monthly

4398437868376074393145029459174659746858Quarterly

8890876364760508869990894927769413594866Half Yearly

182311156177156177181475186074190047192974194646Yearly

Pension Amount Available Without Commutation

H

Pension Options AvailablePension

B GFEDCAMode

Monthly 23207 23050 22737 22292 21770 18607 18764 21796

Quarterly 70287 69895 68876 67543 65897 56410 56802 65975

Half Yearly 142300 141202 139164 136341 133048 114075 114545 133362

Yearly 291969 289460 285070 279111 272212 234265 234265 273466

Note : Pension will start after the completion of the pension mode opted. For example : If the pension mode is Half Yearly

then the pension will start after the end of six months from the date of purchase of the policy

OPTION DESCRIPTION

A . Immediate Annuity per annum payable for the remainder of life

B.

Immediate Annuity for life with a provision for 50 % of the annuity to the spouse on death of the annuitant.H.

Immediate Annuity increasing at 3% per annum (simple) payable for lifeG.

Immediate Annuity per annum payable for life with return of purchase price on death of the annuitantF.

Immediate Annuity per annum payable for 20 years certain and so long thereafter as the annuitant may be aliveE.

Immediate Annuity per annum payable for 15 years certain and so long thereafter as the annuitant may be aliveD.

Immediate annuity per annum payable for 10 years certain and so long thereafter as the annuitant may be aliveC.

Immediate Annuity per annum payable for 5 years certain so long thereafter as the annuitant may be alive

The above statement is based on certain assumptions which are

liable to change according to Government/ Corporation's policies.