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LIFE INSURANCE CORPORATION OF INDIA

Harish Chand

Delhi LIC Agent

PH. 9811896425

www.delhiLICagent.com

Jeevan Saral Plan Presentation

28/12/2010Date :

LICs Jeevan Saral is a unique plan having good features of the conventional plans and

the flexibility of unit linked plans. To the policyholder it provides

higher cover

a smooth return,

liquidity and

a lot of flexibility

BENEFITS:

On death:

250 times the monthly premium, plus

return of premiums excluding extra/rider premium and first year premium,

plus

the loyalty addition, if any.

On Maturity:

Maturity sum assured, plus

The Loyalty Additions, if any

Special Features:

High risk cover at low premium

Extended risk cover for one year after 3 years premium payment.

Optional higher cover through Term Riders

The policyholder can choose a maximum term but can surrender at any time

without any surrender penalty or loss after 5 years

Any number of withdrawals through partial surrendering

ELIGIBILITY CONDITIONS AND OTHER RESTRICTIONS:

Age at entry : Minimum 12 (completed) and maximum 60 years nearest

Age at maturity : Maximum 70 years. Term : All terms from 10 to 35 years.

Premium : Minimum premium of Rs.250/- per month for entry age

upto 49 years and Rs.400/- per month for entry age 50

years and above. There will be no limit on the maximum

premium per month.

Mode : Yearly, Half-yearly, Quarterly and Monthly under Salary

Saving Scheme

In case of term rider, minimum and maximum age at entry will be 18 and 50 years

respectively. Further minimum sum assured will be Rs.1 lakh.

H I G H L I G H T S

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

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LIFE INSURANCE CORPORATION OF INDIA

Harish Chand

Delhi LIC Agent

PH. 9811896425

www.delhiLICagent.com

Jeevan Saral Plan Presentation

Jeevan Saral Plan Continued ... Pg. 2

Name : Mr. Ram Age : 29 years

Term :

Section 80 CCE Invst. Limit : 100000 Section 80 CCE Tax Savings : 33.99 %

24020Total Annual Premium :24020Total Installment Premium :

500DAB Premium :500000DAB :

0Term Rider Premium :0Term Rider :

23520Installment Premium :2000Premium Budget p. m. :

YearlyMode :16 Years

Risk Cover Benefits

Year Age

Annual

Premium

Tax

Saved

Nett

Premium

Total

Premium Paid

D E A T H B E N E F I T

Guaranteed

Variable Total

Scenario1 Scenario2 Scenario2Scenario1

2010 29 24020 8164 15856 15856 500000 0 0 500000 500000

2011 30 24020 8164 15856 31712 524000 0 0 524000 524000

2012 31 24020 8164 15856 47568 548000 0 0 548000 548000

2013 32 24020 8164 15856 63424 572000 0 0 572000 572000

2014 33 24020 8164 15856 79280 596000 0 0 596000 596000

2015 34 24020 8164 15856 95136 620000 0 0 620000 620000

2016 35 24020 8164 15856 110992 644000 0 0 644000 644000

2017 36 24020 8164 15856 126848 668000 0 0 668000 6680002018 37 24020 8164 15856 142704 692000 0 0 692000 692000

2019 38 24020 8164 15856 158560 716000 80268 157155 796268 873155

2020 39 24020 8164 15856 174416 740000 91311 188823 831311 928823

2021 40 24020 8164 15856 190272 764000 104554 226393 868554 990393

2022 41 24020 8164 15856 206128 788000 118225 268562 906225 1056562

2023 42 24020 8164 15856 221984 812000 131961 315488 943961 1127488

2024 43 24020 8164 15856 237840 836000 145687 367677 981687 1203677

2025 44 24020 8164 15856 253696 860000 168859 435229 1028859 1295229

253696130624384320

Note : The figures in columns Scenario 1 and Scenario 2 above are non-guaranteed. They are estimated on the assumption of

LICs projected investment rate of return of 6% and 10% respectively on the investible portion of the premium.

90% of the premium is estimated as average investible portion in this Illustration.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

8/6/2019 Rad 19 Fa 4

3/3

LIFE INSURANCE CORPORATION OF INDIA

Harish Chand

Delhi LIC Agent

PH. 9811896425

www.delhiLICagent.com

Jeevan Saral Plan Presentation

Jeevan Saral Plan Continued ... Pg. 3

Name : Mr. Ram Age : 29 years

Term :

Section 80 CCE Invst. Limit : 100000 Section 80 CCE Tax Savings : 33.99 %

24020Total Annual Premium :24020Total Installment Premium :

500DAB Premium :500000DAB :

0Term Rider Premium :0Term Rider :

23520Installment Premium :2000Premium Budget p. m. :

YearlyMode :16 Years

Maturity / Surrender Value Benefits

Scenario1 Scenario2Scenario2Scenario1

TotalVariable

Guaranteed

MATURITY / SURRENDER VALUE BENEFIT

Total

Premium Paid

Nett

Premium

Tax

Saved

Annual

PremiumAgeYear

2010 29 24020 8164 15856 15856 0 0 0 0 0

2011 30 24020 8164 15856 31712 0 0 0 0 0

2012 31 24020 8164 15856 47568 41024 0 0 41024 41024

2013 32 24020 8164 15856 63424 65574 0 0 65574 65574

2014 33 24020 8164 15856 79280 94600 0 0 94600 94600

2015 34 24020 8164 15856 95136 117780 0 0 117780 117780

2016 35 24020 8164 15856 110992 141840 0 0 141840 141840

2017 36 24020 8164 15856 126848 166920 0 0 166920 166920

2018 37 24020 8164 15856 142704 193380 0 0 193380 1933802019 38 24020 8164 15856 158560 221520 80268 157155 301788 378675

2020 39 24020 8164 15856 174416 251480 91311 188823 342791 440303

2021 40 24020 8164 15856 190272 281700 104554 226393 386254 508093

2022 41 24020 8164 15856 206128 314100 118225 268562 432325 582662

2023 42 24020 8164 15856 221984 349200 131961 315488 481161 664688

2024 43 24020 8164 15856 237840 387240 145687 367677 532927 754917

2025 44 24020 8164 15856 253696 418940 168859 435229 587799 854169

384320 130624 253696

Note : The figures in columns Scenario 1 and Scenario 2 above are non-guaranteed. They are estimated on the assumption of

LICs projected investment rate of return of 6% and 10% respectively on the investible portion of the premium.

90% of the premium is estimated as average investible portion in this Illustration.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.