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R O C K W I L L SR O C K W I L L S BUSINESS SOLUTIONS SDN BHDBUSINESS SOLUTIONS SDN BHD
ISLAMIC ESTATE ISLAMIC ESTATE PLANNERPLANNER
ISLAMIC ESTATE ISLAMIC ESTATE PLANNERPLANNER
Jointly Present To You The Opportunity As AnJointly Present To You The Opportunity As An
A S - S A L I H I N A S - S A L I H I N T R U S T E E BHDT R U S T E E BHD
&&
R O C K W I L L SR O C K W I L L S BUSINESS SOLUTIONS SDN BHDBUSINESS SOLUTIONS SDN BHD
A wholly owned subsidiary of Rockwills International Sdn Bhd
Supported by the same management team as Rockwills Corporation, the Pioneer and No. 1 company in Professional Will-writing & Professional Will Custody since 1995
Your Independent Link to the World of Financial and Support
Services
Your Independent Link to the World of Financial and Support
Services
R O C K W I L L SR O C K W I L L S BUSINESS SOLUTIONS SDN BHDBUSINESS SOLUTIONS SDN BHD
Driven by the same management principles which have successfully establish Rockwills branch in the area Professional Will-writing & Professional Will Custody
Set up to service the needs of the FP/sales intermediaries in the ever fast changing world of financial services and to link them to more financial products and support services.Your Independent Link to the
World of Financial and Support Services
Your Independent Link to the World of Financial and Support
Services
A S - S A L I H I NA S - S A L I H I N T R U S T E E BHDT R U S T E E BHD
as-Salihin is a trust company incorporated under the Companies Act 1965 and registered under the Trust Companies Act 1949.
BOARD OF DIRECTORSBOARD OF DIRECTORS1. Tun Dato’ Dr. Haji Mohamed Salleh Abas S.S.M, P.M.N, P.S.M, P.Y.G.P, S.P.M.T, D.P.M.T, J.M.N, S.M.T. LLB(Hons) (Wales) of Middle Temple, Barrister. Solicitor- General Malaysia 1969-1979 Federal Court Judge 1979-1984 Lord President 1984 – 1988 Member of Syariah Appeal Court, Kelantan 1998 - 2000 Member of the Royal Commission on the Malaysian Police Force 2004– 2005
2. Tunku Dato’ Dr. Hajjah Sofiah Jewa D.J.M.K., D.S.D.K., J.P., L.L.M., (Miami), Ph.D, (Miami) of Lincoln’s Inn, Barrister, Advocate and Solicitor Founder of Yayasan Tun Suffian Berdaftar.
3. Datuk Dr. Jemilah Mahmood M.D., M.O.C., M.R.C.O.G., D.P.M.P., P.J.N. Consultant Obstetriction & Gynaecologist, Founder of Mercy Malaysia
1. Tun Dato’ Dr. Haji Mohamed Salleh Abas2. S.S Dato’ Setia Haji Mohd Tamyes bin Abd. Wahid
Dato’ Sri Utama Diraja Mufti Negeri SelangorB.A. Syariah Wal QanunUniversiti Al-Azhar, Mesir
3. Prof. Dato’ Paduka Dr. Mahmood Zuhdi bin Hj. Abdul MajidB. Sh (N.P), M. Sh (Azhar) M. Phil (Kent) Ph.D (UM) Dip. Edu (A. Shams)Professor at Department of Fiqh and UsulAcademic of Islamic Studies University of Malaya
4. Dr. Siti Mashitoh binti MahamoodB. Sh. (UM), M.Sh. (UM), Ph.D (Birmigham)Head, Department of Syariah and Law, University of Malaya
Board of Syari’ah Advisors
Honorary Consultant Dato’ Dr. Hj. Yaacob Hussain Merican
D.J.M.K., A.S.D.K., J.P., LL.M (Miami), Ph.D, (Miami) of Lincoln’s Inn, Barrister, Advocate and Solicitor
as - S A L I H I Nas - S A L I H I N T R U S T E E BHDT R U S T E E BHD
Established to meet the crying need of the ordinary Muslim to preserve, protect and distribute his hard-earned assets for
the benefit of his loved ones once he departs for the hereafter, the avowed aim of as-Salihin, is to provide all its services, relative to estate planning, in a manner
based strictly on the Syari’ah.
as - S A L I H I Nas - S A L I H I N T R U S T E E BHDT R U S T E E BHD
Services provided by as-Salihin in relation to estate planning, is done in a
manner based strictly on the principle of Syari’ah.
Supported by the Board of Syari’ah Advisors who are well-versed with the
principle of Syari’ah.
Our Business Model
High Touch
High Touch
High Tech
IEP
Your customers
Rockwills
We support you to support your clientusing our Professional system & do notbypass you.
High Touch
The Main link to
CComplete FFinancial
PPlanning
The Main link to
CComplete FFinancial
PPlanning
Distributio
n
Distributio
n
Why Estate Planning?Why Estate Planning?
What is Estate Planning?What is Estate Planning?
It is the process in which you It is the process in which you prepare a plan on what you prepare a plan on what you
want to do with your assets be it want to do with your assets be it conservation and/or distributionconservation and/or distribution and ensuring the well being of and ensuring the well being of
your loved ones.your loved ones.
Enhance your KnowledgeEnhance your Knowledge
Enhance Professional ImageEnhance Professional Image
Complete your range of ServicesComplete your range of Services
Career Satisfaction (noble service)Career Satisfaction (noble service)
Flexible Working Hours/Own BossFlexible Working Hours/Own Boss
Retention of Customers & Open Door to New Retention of Customers & Open Door to New
BusinessBusiness
Enjoy perpetual income through renewal of Enjoy perpetual income through renewal of
custody and estate administrationcustody and estate administration
B E N E F I T S O F B E C O M I N G A N B E N E F I T S O F B E C O M I N G A N I S L A M I C E S T A T E P L A N N E R I S L A M I C E S T A T E P L A N N E R
Existing Clientele
Existing Network
Business Expansion
Estate Estate PlanningPlanning
Expand Clientele
Expand Network
When your clientele and network expand…
Business Expansion
Estate Estate PlanningPlanning
M A R K E T C O M P A R I S O N M A R K E T C O M P A R I S O N & P O T E N T I A L& P O T E N T I A L
MALAYSIA’S POPULATION MALAYSIA’S POPULATION Total population 25,100,000 Total population 25,100,000 (June 2004)(June 2004)Total population 25,100,000 Total population 25,100,000 (June 2004)(June 2004)
Muslim Adults Muslim Adults More than More than 12,000,00012,000,000
Muslim Adults Muslim Adults More than More than 12,000,00012,000,000
Only Less Than 1,000 Only Less Than 1,000 Muslims have done Muslims have done
their Estate Planning. their Estate Planning.
Market Potential Market Potential 99.9%99.9%
Only Less Than 1,000 Only Less Than 1,000 Muslims have done Muslims have done
their Estate Planning. their Estate Planning.
Market Potential Market Potential 99.9%99.9%
R O C K W I L L S B U S I N E S S S O L U T I O N S & R O C K W I L L S B U S I N E S S S O L U T I O N S & A S – S A L I H I N T R U S T E E A S – S A L I H I N T R U S T E E
Offer Islamic Estate PlannersThe use of Trade Mark.
Full time legal support.
Sales & Marketing support.
Attractive remuneration package.
H O W T O B E C O M E I S L A M I C H O W T O B E C O M E I S L A M I C E S T A T E P L A N N E R SE S T A T E P L A N N E R S
For New AssociatesFor New AssociatesOption 1 (training fee and 1 year RBS membership)Option 1 (training fee and 1 year RBS membership)
RM 800
Option 2 (training fee and 5 years RBS Option 2 (training fee and 5 years RBS membership)membership)
RM 1,280
For Existing RBS AssociatesTraining Fee – RM 600
For New AssociatesFor New AssociatesOption 1 (training fee and 1 year RBS membership)Option 1 (training fee and 1 year RBS membership)
RM 520
Option 2 (training fee and 5 years RBS membership)Option 2 (training fee and 5 years RBS membership)
RM 900 (can be payable by 2 credit card instalment)
For Existing RBS AssociatesTraining Fee – RM 400
Upgrade to Option 2 – RM 780 Special Promotion
Jan – Mar 2005
Become RBS AssociateBecome RBS AssociateAttend Islamic Estate Attend Islamic Estate Planning Training (3 Planning Training (3 days)days)Use of Trade NameUse of Trade NameTraining ManualTraining Manual
H O W T O B E C O M E I S L A M I C H O W T O B E C O M E I S L A M I C E S T A T E P L A N N E R SE S T A T E P L A N N E R S
What Are The Returns On What Are The Returns On
I N V E S T M E N TI N V E S T M E N T ??
S O U R C E S O F I N C O M ES O U R C E S O F I N C O M ESERVICE FEES IEP
Professional Will Writing
RM 380 – RM 8,000
45%
Professional Will Custody:
AnnualLifetimePremier Lifetime
RM 80
RM 800
RM 1,200
35%
25%
25%
S O U R C E S O F I N C O M ES O U R C E S O F I N C O M ESERVICE FEES IEP
Will Translation Service
RM 152 –RM 3,200
20%
National Will Custody:AnnualLifetimePremier Lifetime
RM 100
RM 1,000
RM 1,400
35%
25%
25%
S O U R C E S O F I N C O M ES O U R C E S O F I N C O M ESERVICE FEES IEP
AST Appointment Fee
RM 100 40%
Estate Administration Fee
0.5% – 2% 23%
Amanah Hayat 0.5% – 2% 23%
Harta Sepencarian RM900 (mono) RM1,100(polygamy)
45%
A client wrote a RM 500 Wasiat with Annual Custody. Besides that, he appointed aST as the 1st substitute executor. He and his wife want to do a Harta Sepencarian Declaration worth RM 900. On his death, he leaves behind an estate worth RM 2 million.
Services Cost IEP’s Comm
Professional Wasiat Writing RM 500 RM 225
Professional Wasiat Custody RM 80 RM 28 (yearly)
aST Appointment Fees RM 100 RM 40
Harta Sepencarian RM 900 RM 405
aST Executorship Fees (0.5–2%) RM 40,000 (RM 9,200)
Total RM 698
(RM 9,898)
INCOME POTENTIALINCOME POTENTIAL
Income per month with 10 WasiatIEP – RM 698 X 10IEP – RM 698 X 10
= RM 6,980 (RM 98,980)= RM 6,980 (RM 98,980)
12 months – RM 5,180 X 1212 months – RM 5,180 X 12
= RM 83,760 (RM 1,187,760)= RM 83,760 (RM 1,187,760)
* IEP enjoys a deferred income of 23% * IEP enjoys a deferred income of 23% of Estate Administration Feesof Estate Administration Fees
INCOME POTENTIALINCOME POTENTIAL
A client wrote an RM 1,500 Wasiat with Premier Lifetime Custody. Besides that, he appointed aST as the main executor. He and his wife want to do a Harta Sepencarian Declaration worth RM 1,000. On his death, he leaves behind an estate worth RM 5 million.
Services Cost IEP’s Comm
Professional Wasiat Writing RM 1,500 RM 675
Professional Wasiat Custody RM 1,200 RM 300
aST Appointment Fees RM 100 RM 40
Harta Sepencarian RM 1,000 RM 450
aST Executorship Fees (0.5–2%) RM 100,000 (RM 23,000)
Total RM 1,024
(RM 24,024)
INCOME POTENTIALINCOME POTENTIAL
Income per month with 10 WasiatIEP – RM 1,024 X 10IEP – RM 1,024 X 10
= RM 10,240 (RM 240,240)= RM 10,240 (RM 240,240)
12 months – RM 10,240 X 1212 months – RM 10,240 X 12
= RM 122,880 (RM 2,882,880)= RM 122,880 (RM 2,882,880)
* IEP enjoys a deferred income of 23% * IEP enjoys a deferred income of 23% of Estate Administration Feesof Estate Administration Fees
INCOME POTENTIALINCOME POTENTIAL
Senior Associate/IEP – Overriding Structure
Harta Sepencarian, Professional Document Custody, Professional Wasiat Writing,
Professional Wasiat Translation, Professional Wasiat Custody & National Wasiat Custody
Senior Associate/IEP
Associate/IEP 1
Associate/IEP 2
8%
4%
INCOME POTENTIALINCOME POTENTIALSenior Associate/IEP
Associate/IEP 1 – RM 50,000
Associate/IEP 2 – RM 50,000
8%
4%
Overriding Commission
IEP1 – RM 50,000 X 8% X 20IEP1 – RM 50,000 X 8% X 20
= RM 80,000= RM 80,000
IEP 2 – RM 50,000 X 4% X 200IEP 2 – RM 50,000 X 4% X 200
= RM 400,000= RM 400,000
Total – RM 80,000 + RM 400,000Total – RM 80,000 + RM 400,000
= RM 480,000 per annum= RM 480,000 per annum
Senior Associate/IEP – Overriding Structure
Executorship, Guardianship & Administratorship,
Private Trust & Wakaf
Senior Associate/IEP
Associate/IEP 1
3%
THE PROCEDURE TO BECOME AN THE PROCEDURE TO BECOME AN ISLAMIC ESTATE PLANNERISLAMIC ESTATE PLANNER
SUBMISSION OF SUBMISSION OF REGISTRATION REGISTRATION
FORMFORMWITH PAYMENTWITH PAYMENT
SUBMISSION OF SUBMISSION OF REGISTRATION REGISTRATION
FORMFORMWITH PAYMENTWITH PAYMENT
SIGNING SIGNING AGREEMENTAGREEMENT
SIGNING SIGNING AGREEMENTAGREEMENT
ATTEND ISLAMIC ATTEND ISLAMIC ESTATE PLANNING ESTATE PLANNING TRAININGTRAINING
ATTEND ISLAMIC ATTEND ISLAMIC ESTATE PLANNING ESTATE PLANNING TRAININGTRAINING
ISLAMIC ESTATE ISLAMIC ESTATE PLANNER – START PLANNER – START OFFERING SERVICE OFFERING SERVICE TO CLIENTSTO CLIENTS
ISLAMIC ESTATE ISLAMIC ESTATE PLANNER – START PLANNER – START OFFERING SERVICE OFFERING SERVICE TO CLIENTSTO CLIENTS
• Date: 21st – 23rd May 2005• Venue: Thang Dynasty Hotel
• Time: 9.00 a.m to 5.00 p.m
Islamic Estate Planning Training
CONTACT NOW !!
YOUR NEAREST
ISLAMIC ESTATE PLANNER
ENCIK ISMAIL TAN
TEL: 03-79674299 (P)
TEL: 017-3593415 (H/P)
E-mail: [email protected]