Pymnts - Digital Identity Tracker FINAL March 2016

8/18/2019 Pymnts - Digital Identity Tracker FINAL March 2016

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MARCH 2016

Digital Identity TrackerTMpowered by

SECURE INTERACT

STORE GENERATE

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Digital Identity TrackerTM powered by

© 2016 PYMNTS.com all rights reserved 2

Cover Story

Convenience Trumps Security for Consumers

In a recent survey focused on how U.S. consumers are handling the shift to EMV-compliant POS systems, the

responses revealed that consumers have little incentive to choose safe and secure payment options. Perhaps

even more notable, the survey, which was conducted by the online fraud prevention company Trustev, indicates

that while in-store transactions may be more secure as a result of EMV but, as a result, online fraud, which is

unaffected by EMV adoption, seems to be ramping up faster than it had prior to the shift to chip-enabled credit

and debit cards.

Of the survey participants, only 1.1 percent indicated the use of mobile payments — widely considered to be

the best defense against fraudsters — as the payment method most often used to pay for purchases, while

almost 61 percent and 29 percent said they primarily use debit cards and credit cards, respectively. On the

heels of the survey release, PYMNTS spoke with Rurik Bradbury, Trustev’s CMO (and now VP, Identity Solutions

at TransUnion, which recently acquired Trustev), to discuss the ramications of the shift to EMV and the

general state of digital payments fraud.

The ripple effect of EMV, Bradbury said, is what he’s focused on this year. As more stores start enforcing

the use of chip-enabled cards, he said, the spike in online fraud has been remarkable. “That’s the seismic

aftershock effect of that October (2015) rule change,” he said. The same happened in countries preceding

the U.S. with EMV. “With the EMV adoption, what has happened in other countries – Australia, Canada, the

U.K. – has been a big rise in online fraud.” Fraudsters, he said, are professionals, and they readily adapt to thechanging marketplace. By making it more difcult to commit fraud in-store with EMV, the shift to online (“the

next easiest place”) has accelerated. “So what happened after EMV came in countries? Online fraud increased

by 80-to-100 percent in the three-year period following.”

Prior to EMV (and still today where still in use), swipe card payments in stores, Bradbury said, were extremely

weak against fraud. “You sign for something and they barely check the signature and it could be anything. You

could write, ‘Mickey Mouse,’ in many cases and you would just walk out with the goods.” EMV, Bradbury said,

offers very strong protection in-store against fraud. But that doesn’t mean consumers like it, he said. And, he

added, the chip cards are “prohibitively expensive” for card companies to both produce and replace old cards

with.

On top of that, he said, the switch to EMV has been costly to monthly subscriber services, like Spotify and

Netix, as well as other companies and services that have consumers’ card information on le for automatic

payments. Bradbury referred to this type of recurring auto payment setup as “the holy grail” for businesses. But

with all the card turnover recently, he said, “that kind of business model of billing a credit card on le is less of

a sure thing.”


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Cover Story

© 2016 PYMNTS.com all rights reserved 3

As far as consumers and chip-enabled cards go, Bradbury said, anything that even slightly makes a purchase

experience less convenient or easy is “unpalatable” for consumers. And now, with chip cards, in one store

a consumer may swipe and in another they may use the chip and, he said, “most consumers seem to nd itrather annoying.”

Traditionally, he said, banks and merchants have held the liability for card fraud, “such that consumers don’t

care that much about security, because they’re not liable.” As a result, he said, “It’s conditioned consumers to

place convenience far ahead of security and created this strange ecosystem where consumers don’t do very

much to stay secure, because they don’t have very much skin in the game.” He added that for consumers, “I

think convenience trumps basically everything.”

By extension, what goes for consumers goes for fraudsters. Because EMV is strong against fraud in-store, it

has pushed more fraud online, Bradbury said. “It’s kind of like a balloon with air,” he said. “If you squeeze one

side, it only gets bigger.”

Before EMV even kicked in, he said, the fraud rate for eCommerce transactions almost doubled from 2014 to

2015. In 2014, he said, .68 percent of total revenues for eCommerce transactions were lost through fraudulent

transactions; in 2015, it was 1.32 percent. With the EMV shift and the identity shift, he said, “the amount of

money spent online goes up 15 percent each year, and fraud just gets bigger and bigger. So the real question

is: Are there ways for merchants of banks to let consumers do business in a hassle-free way that are also more

secure?”

The hassle for merchants, Bradbury said, is manual review of transactions. For example, he mentioned one

large retailer that has 300 people conducting manual reviews. While this is an extraordinary case, he said, it iscommon for online merchants to have many people dedicated to manual reviews, which is time-consuming

and costly. “All of these companies have reached a kind of breaking point where they’ve got just far too many

people doing manual reviews,” he said.

With software integrations like TransUnion/Trustev, he said, data such as email behavior, IP addresses,

browsing behavior, device and speed of purchase, is checked automatically and quickly. “It’s really kind of

detective work,” he said.

But, while fraudsters are the perpetrators of costly detours, consumers are still in the driver’s seat and,

Bradbury said, there’s no reason to expect consumers to take on any additional risk burden in the future. So the

focus needs to be on staying ahead of the fraudsters and beating fraud.

In part, he said, new payment technology may help in the long run, but widespread adoption will take time. “I

think that Apple Pay, Android Pay and Samsung Pay are chipping away,” he said. “They’re nding more use

cases where it actually makes sense to use them. Consumer adoption is growing very slowly, but is growing.

It’s a long-term process.”

When it comes to fraud, time equals major losses. The race is on.


4/66© 2016 PYMNTS.com all rights reserved 4

What’s Inside

What’s Inside

As our lives become more digital by the day, our digital footprints grow, as does the possibility forcompromised identities and security hacks. Meanwhile, the traditional “username/password” method of online

authentication grows increasingly antiquated as users tire of their weaknesses and the struggle to remember

them. In an effort to rene the digital identication process, a growing number of providers are turning toward

new and innovative authentication solutions.

Here’s a look at some notable news nuggets around the world of Digital Identity:

Digital security has been claiming headlines recently due to Apple’s legal issues with the FBI surrounding the

San Bernardino iPhone case. Apple earned support from Judge James Orenstein, who cited the All Writs Act

when arguing that the government would be overstepping its boundaries if it were to force Apple to extract

information from one of its devices.

Elsewhere in the digital identication realm, seles are experiencing yet another moment in the spotlight. In

fact, taking photos of yourself could be the latest trend in digital identication. After testing “Sele Pay” in the

Netherlands and the U.S., MasterCard is bringing the photo-based authentication process to the U.K. Users

supply a picture of themselves to MasterCard, which is then compared to an image they provide via a phone

app when they go to check out for online purchases.

Sele Pay will also allow users to access their accounts through ngerprint identication, a solution that

highlights the growing biometric sign-in trend. Another company exploring this type of authentication is Wells

Fargo, which is preparing to launch eye scan and voice recognition technology within its commercial banking

app.

Users will be able to gain access to their accounts by pointing their phones’ front-facing cameras at their eyes.

The Wells Fargo app will then identify users by verifying the blood vessel patterns in the whites of their eyes.

See the Tracker’s News section to discover more innovative solutions surrounding Digital Identity and online

verication.

March Tracker Updates

In this issue of the Tracker, our provider directory has grown to include 110 total players in the Digital Identity

space, including 9 new additions: Acxiom, Aratek, Auric Systems, BIO-key, Encap Security, FireEye, Socure,

TransUnion and Trustev.

http://www.pymnts.com/news/security-and-risk/2016/apples-privacy-stance-gets-court-support/http://www.pymnts.com/news/mobile-payments/2016/mastercards-selfie-pay-coming-to-the-uk/http://www.pymnts.com/news/security-and-risk/2016/wells-fargo-to-offer-eye-scan-security-tech/http://www.pymnts.com/news/security-and-risk/2016/wells-fargo-to-offer-eye-scan-security-tech/http://www.pymnts.com/news/mobile-payments/2016/mastercards-selfie-pay-coming-to-the-uk/http://www.pymnts.com/news/security-and-risk/2016/apples-privacy-stance-gets-court-support/



What’s Inside

The Digital Identity Ecosystem

The Digital Identity Ecosystem lists the new providers added in each of the four keydigital identity capability areas.

Generate

Create account number, ID or credentials

used to access account or transaction

• Certication authorities

• Tokenization providers

Store

Safely store sensitive information

• Big data and analytics

• Cloud storage

• Data encryption

• EMV card and chip providers

Secure

Ensure the user is who they say they are

• EMV and smart card technology

and software solutions

• Data and device proling

• Biometric companies

Interact

Manage the process of moving sensitive

data between entities

• End-to-end encryption services

• Networks/gateways/ecosystem

• Payment services



Generate

Visa migrates from alternate PAN to tokenizationVisa announced that it will phase out support for issuers’ alternate PANs in its cloud-based payments service.

Instead, all issuers will need to migrate to a tokenization solution. Alternate PANs were used to support mobile

wallet programs, but now Visa issuers will need to migrate to Visa Token Service.

Gemalto and PROSA partner for mobile payments in Mexico

Gemalto and PROSA recently announced their partnership to deliver a mobile payments solution to Mexico.

With Gemalto’s Allynis Trusted Hub, banks can deliver their own mobile wallet service utilizing host card

emulation. PROSA will provide identication and verication services and card digitalization. Payments will be

also secured with Gemalto’s tokenization platform.

MasterCard partners to expand tokens to issuer walletsMasterCard announced a deal with Giesecke & Devrient to use MasterCard’s Digital Enablement Services, along

with G&D’s Convego CloudPay solution. The solution enables G&D to implement industry-standard tokenization

technology for their issuer HCE wallets.

Bell ID adding support to Android Pay integration

Mobile payments specialist Bell ID is adding support for Android Pay integration and will enable bank issuers

to offer Android Pay with its own tokenization service. The integration, according to the press release, is

intended to enhance issuing banks’ security because they will not have to share account data and it should

also help lower costs because they will not have to pay tokenization fees.

TD Bank Group adopts Visa’s tokenization technology

TD Bank Group (Canada) has added Visa’s tokenization solution to its mobile app. The technology will,

according to the TD Bank Group press release, allow customers to make mobile payments without having to

share sensitive data.

Interact

Socure joins FIDO Alliance

Digital identity verication company Socure announced last month that it joined FIDO (Fast IDentity Online)

Alliance. The company will contribute its knowledge via their Social Biometrics™ tools, which help create open

specications to help enhance the authentication process. In joining FIDO, Socure is among a collection of topindustry leaders such as MasterCard, Bank of America and Wells Fargo in pursuit of making authentication

simpler yet stronger.

News and Trends

http://www.nfcworld.com/2016/03/04/343041/visa-to-end-support-for-alternate-pans-in-cloud-based-payments/http://www.gemalto.com/press/Pages/PROSA-and-Gemalto-Partner-to-Offer-Mobile-Payments-in-Mexico.aspxhttp://www.pymnts.com/news/mobile-payments/2016/mastercard-partners-to-expand-tokens-to-issuer-wallets/http://www.businesswire.com/news/home/20160217006638/en/Bell-ID-Support-Android-Payhttp://www.newswire.ca/news-releases/td-adopts-visas-secure-tokenization-technology-enhancing-customers-mobile-payment-experience-570931371.htmlhttp://www.socure.com/news/fidoalliancefeb2016http://www.socure.com/news/fidoalliancefeb2016http://www.newswire.ca/news-releases/td-adopts-visas-secure-tokenization-technology-enhancing-customers-mobile-payment-experience-570931371.htmlhttp://www.businesswire.com/news/home/20160217006638/en/Bell-ID-Support-Android-Payhttp://www.pymnts.com/news/mobile-payments/2016/mastercard-partners-to-expand-tokens-to-issuer-wallets/http://www.gemalto.com/press/Pages/PROSA-and-Gemalto-Partner-to-Offer-Mobile-Payments-in-Mexico.aspxhttp://www.nfcworld.com/2016/03/04/343041/visa-to-end-support-for-alternate-pans-in-cloud-based-payments/



Visa opens up network with Visa Developer launch

Last month, Visa announced the launch of Visa Developer, which will enable software application developers

to have open access to Visa’s payments technology, products and service. Visa Developer will enhance thecreation of new, easier and more secure ways to pay and implies a new distribution platform for Visa products.

Bluen Payment Systems and WorldNet partner on PCI-validated P2PE

Bluen Payment Systems and WorldNet have partnered to add Bluen’s Decryptx PCI-Validated Point-to-Point

Encryption (P2PE) solution to Worldnet’s global payment platform. Through the partnership, Bluen will also

provide payment processing services to their global merchants.

MasterCard’s ‘Sele Pay’ coming to the U.K.

After testing sele pay in the U.S. and Netherlands, MasterCard is looking to roll out its solution in the

U.K. Created for online purchases, the solution enables consumers to use their ngerprints or a photo of

themselves to validate their identity. For authentication, a photo is taken via a phone app and then compared

with a photo the user has already supplied to MasterCard.

Payment security most important feature on mobile apps

Recently released research from ACI Worldwide reveals payment security as the most important concern for

retailers, in regard to their mobile apps (72 percent). Integrated loyalty options (71 percent) and seamless

ordering (55 percent) are other high-ranking considerations/concerns. Despite the high interest in security, the

research shows that EMV liability compliance still widely has not been met. Despite the Oct. 1, 2015 deadline,

only 8.5 percent of the survey respondents claimed to be compliant, while almost 50 percent reported being

prepared or somewhat prepared.

Store

MasterCard and Curve merge physical, digital payments

U.K.-based startup Curve has launched a new solution that combines an unlimited number of bank cards into

one physical payment card, which is then synced and managed via a mobile app. The card supports chip-and-

PIN, magstripe and contactless payments technology. The solution is built on the MasterCard network and

enables the ability for a user to combine an unlimited number of bank cards onto one physical payment card

that can be used anywhere MasterCard is accepted.

Fujitsu launches its new tablet advanced security features

Fujitsu recently launched its new device, the Tablet STYLISTIC Q736, with different security features for

authentication and data storage. Authentication is enabled via palm vein biometrics and contactless smart

cards. Encrypted drives, along with Intel’s TPM, provides secured storage of security keys and passwords.

News and Trends

http://www.pymnts.com/news/payment-methods/2016/visa-opens-up-network-with-visa-developer-launch/http://www.pymnts.com/businesswire-feed/bluefin-payment-systems-and-worldnet-partner-for-pci-validated-p2pe-on-the-worldnet-omni-channel-payment-platform/http://www.pymnts.com/news/mobile-payments/2016/mastercards-selfie-pay-coming-to-the-uk/http://www.thepaypers.com/digital-identity-security-online-fraud/payment-security-is-the-most-important-feature-for-digital-channels/763218-26http://www.pymnts.com/news/payment-methods/2016/mastercard-and-curve-merge-physical-digital-payments/http://www.fujitsu.com/fts/about/resources/news/press-releases/2016/emeai-160222-fujitsu-launches-its-most-secure-2-in-1-device.htmlhttp://www.fujitsu.com/fts/about/resources/news/press-releases/2016/emeai-160222-fujitsu-launches-its-most-secure-2-in-1-device.htmlhttp://www.pymnts.com/news/payment-methods/2016/mastercard-and-curve-merge-physical-digital-payments/http://www.thepaypers.com/digital-identity-security-online-fraud/payment-security-is-the-most-important-feature-for-digital-channels/763218-26http://www.pymnts.com/news/mobile-payments/2016/mastercards-selfie-pay-coming-to-the-uk/http://www.pymnts.com/businesswire-feed/bluefin-payment-systems-and-worldnet-partner-for-pci-validated-p2pe-on-the-worldnet-omni-channel-payment-platform/http://www.pymnts.com/news/payment-methods/2016/visa-opens-up-network-with-visa-developer-launch/



News and Trends

Amazon falls back in love with encryption support

Amazon recently announced that it will bring back encryption support for its Fire OS, as the company’s prior

decision to drop encryption features on the Fire OS fueled signicant backlash. The decision was based onthe determination that not many consumers used the feature, however, critics inspired the company to reverse

course.

Apple’s privacy stance gets court support

Apple recently received support from a federal magistrate judge that could set precedent for the company’s

ongoing battle with the FBI in the San Bernardino iPhone case. In a 50-page ruling, Judge James Orenstein

referenced the 1789 statute known as the All Writs Act, which has been the same one that Apple’s legal team

has used as to why they think the FBI’s request should be tossed. Under the guidance of that act, the judge said

the government was overstepping its authority by requiring Apple to provide it with data from an iPhone.

Secure

Google analyzes security key benets

Google recently released a research report on the use of security keys. The report evaluated the use of FIDO

U2F-based Security Keys, made by Yubico, by 50,000 Google employees for two years. The main conclusions

are that the solution reduces authentication time, reduced authentication failure (Google experienced zero

failures during its implementation), and enhances security, considering there is no identiable information of

the user on the token.

MorphoTrust wins new contracts to provide ngerprint identication in New York and West Virginia

MorphoTrust recently signed new contracts for ngerprint identication services with the New York StateDivision of Criminal Justice Services and the West Virginia State Police. The services will be primarily

integrated into background checks for applicants for jobs in “positions of public trust,” such as education and

law enforcement.

Gemalto and partners launching biometric authentication platform

Gemalto, Fingerprint Cards, Precise Biometrics and STMicroelectronics announced they are launching an

end-to-end biometric ngerprint authentication solution. The biometrics offering looks beyond the use of

conventional username and password congurations and can be deployed across payments and eTicketing.

The technology includes ngerprint sensors noted for extreme low power consumption, ngerprint software

from Precise Biometrics, and features from Gemalto that would be used to manage the biometric solution overits entire lifecycle, via hub technology.

http://www.pymnts.com/amazon/2016/amazon-falls-back-in-love-with-encryption-support/http://www.pymnts.com/news/security-and-risk/2016/apples-privacy-stance-gets-court-support/http://fc16.ifca.ai/preproceedings/25_Lang.pdfhttp://www.secureidnews.com/news-item/google-releases-study-on-security-keys/http://www.secureidnews.com/news-item/google-releases-study-on-security-keys/http://findbiometrics.com/morphotrust-wins-fingerprinting-contract-with-two-state-agencies-303014/http://www.pymnts.com/news/security-and-risk/2016/gemalto-launches-biometric-authentication-platform/http://www.pymnts.com/news/security-and-risk/2016/gemalto-launches-biometric-authentication-platform/http://findbiometrics.com/morphotrust-wins-fingerprinting-contract-with-two-state-agencies-303014/http://www.secureidnews.com/news-item/google-releases-study-on-security-keys/http://www.secureidnews.com/news-item/google-releases-study-on-security-keys/http://fc16.ifca.ai/preproceedings/25_Lang.pdfhttp://www.pymnts.com/news/security-and-risk/2016/apples-privacy-stance-gets-court-support/http://www.pymnts.com/amazon/2016/amazon-falls-back-in-love-with-encryption-support/



News and Trends

Wells Fargo to offer eye scan security tech

Later this year, Wells Fargo will launch a new feature for identifying clients using the bank’s commercial

banking app, using eye scan or face and voice recognition technology. The solution will use a smartphone’sfront-facing camera to verify the pattern of blood vessels in the whites of a user’s eyes. The move comes as

Apple and Samsung are installing ngerprint scanners on their phones and other big consumer banks, like

Chase and BoA, are allowing biometric sign-ins.

Socure enhances verication solutions and earns SOC 2 Type 1 report

Digital identity verication company Socure recently announced that it has been focusing on streamlining

and enhancing its authentication solutions. The organization’s Social Biometrics Platform and agship ID+

technology have been rened with the goal of strengthening features like consumer identity resolution and

the solution’s predictive abilities. The company also announced that it has successfully undergone the Service

Organization Control (SOC) 2 Type 1 audit and earned its report, making it the rst organization to have itsdigital identity verication solution meet this trusted quality standard.

Digital Insight integrated Android Fingerprint ID

Digital Insight recently introduced Android ngerprint ID to its mobile banking app. The new integration pairs

with other biometric solutions already available in the app, such as Apple Touch ID and EyeVerify’s Eyeprint

ID. Android Fingerprint ID allows bank customers and credit union members to log into their mobile banking

application without entering traditional login credentials. It will be available on any device that runs the Android

6.0 Marshmallow operating system and has a physical ngerprint sensor that supports the Android Fingerprint

API.

Zwipe launches card with biometric sensorNorwegian startup Zwipe recently announced the launch of Zwipe ID, a card that includes a biometric sensor

for authentication and storage of user data. The solution is targeted for the global access control market.

http://www.pymnts.com/news/security-and-risk/2016/wells-fargo-to-offer-eye-scan-security-tech/http://www.socure.com/news/v25soc2jan2016http://www.pymnts.com/businesswire-feed/digital-insight-is-first-solutions-provider-to-introduce-android-fingerprint-authentication-for-mobile-banking/http://zwipe.com/news/zwipe-announces-release-of-zwipe-id-for-access-control/http://zwipe.com/news/zwipe-announces-release-of-zwipe-id-for-access-control/http://www.pymnts.com/businesswire-feed/digital-insight-is-first-solutions-provider-to-introduce-android-fingerprint-authentication-for-mobile-banking/http://www.socure.com/news/v25soc2jan2016http://www.pymnts.com/news/security-and-risk/2016/wells-fargo-to-offer-eye-scan-security-tech/



Generate Store Secure Interact


41st Parameter, part of Experian, is the global leader in device recognition and intelligence using patented

technologies and have years of expertise to identify devices without cookies, without compromising privacy

and without impacting performance.

Customer focus:

Geographies:

Launch date:

Financial institutions, payment services, providers, eCommerce, travel

North America, Germany, United Kingdom, Asia

2004

3Delta Systems, Inc., based in Chantilly, Virginia, is an innovative payment solutions company. 3DSI recently

surpassed a lifetime processing milestone of $100 billion. Since 1999, 3DSI has served more than 7,000

corporations and government agencies.

Customers/volume:

Customer focus:

Launch date:

19,000 merchant accounts, 30,000 users handling corporate,

government and eCommerce payments

Manufacturing, consulting, engineering, transportation, supply

1999

Player Directory – All players are listed in alphabetical order



Player Directory



Accertify Inc., a wholly-owned subsidiary of American Express, offers a suite of products and services that help

eCommerce companies grow their businesses by driving down the total cost of fraud, simplifying business

processes, and ultimately increasing revenue.

Fraud protection, chargeback management, payment gateway solutions

Travel, retail, digital download, social network

2007

Key products:

Customer focus:

Launch date:

ABnote’s primary products include nancial cards, identication and credential cards, transit cards, hotel,

facility and theme park access cards and membership programs, retail plastic cards, barcodes and labels, and

secure documents.

Retail, nancial, government, hospitality, education, transit

North America, Europe, Africa, and Australia

1795

Customer focus:

Geographies:

Launch date:



Player Directory



ACI Worldwide, the Universal Payments company, powers electronic payments and banking, processing $13

trillion each day in payments and securities transactions.

ACI has more than 5,600 customers, including 18 of the Top 20 banks and 300 of the

leading retailers globally

Banks, retailers, billers and processors

1975

Customers/volume:

Customer focus:

Launch date:

Acculynk secures online transactions with a suite of software-only services backed by a patented

authentication and encryption framework that provides greater security for issuers, EFT networks, merchants

and payment processors.

Internet PIN debit, authentication services

Consumers, merchants, issuers and nancial institutions

2008

Key products:

Customer focus:

Launch date:



Player Directory



Adaptive Payments is a payment authentication company that enables easy, safe, secure and authenticated

transactions to occur using the cardholders’ PIN or other data known to the cardholder, to authenticate debit

and credit transactions.

eCommerce, mobile commerce, mail/phone order,

call center and brick-and-mortar channels

1975

Customer focus:

Launch date:

Acxiom is an enterprise data, analytics, and software as a service company that uniquely fuses trust,

experience and scale to fuel data-driven results. For over 40 years, Acxiom has been an innovator in harnessing

every important source and use of data to strengthen connections between people, businesses and their

partners. Acxiom offers identity solutions: Identity Data On Demand, Verication and Authentication, and

Identity Batch Solutions.

SAAS & applications, data, data analytics, marketing services

1987

Products:

Launch date:

New!



Player Directory



Allweb Technologies provides identity authentication and password management solutions. It offers a secure

two-factor authentication solution with multiple options for identity authentication to end users. User identity

is veried either by matching a one-time use PIN code texted to the user’s cellphone or by matching ngerprint

templates in real-time.

Identity, password manager

Health care, education, banking

2011

Products:

Customer focus:

Launch date:

AGNITiO offers worldwide market Voice ID products. AGNITiO’s Voice ID is used by government organizations

to prevent crime, identify criminals and provide evidence for lawsuits in over 35 countries. AGNITiO’s Voice ID

Products are also used by a number of leading customers and partners in contact centers, nancial services,

telecommunications and enterprise security sectors.

Government (criminal identication), contact centers, nancial services,

telecommunications and enterprises

40 countries

2004

Customer focus:

Geographies:

Launch date:



Player Directory



Apple Inc. designs, manufactures, and markets personal computers and related personal computing and

mobile communication devices along with a variety of related software, services, peripherals, and networking

solutions. Apple introduced Touch ID, a ngerprint recognition feature, available on iPhone 5S, 6, and 6 Plus.

Touch ID, Apple Pay

$182.8 billion

147 countries

Key products:

Revenue:

Geographies:

American Express, incorporated on June 10, 1965, is a global nancial services company. The company’s

principal products and services are charge and credit payment card products and travel-related services

offered to consumers and businesses worldwide.

Consumer, small business, merchant

107.2 million cards in force

137 countries

Customer focus:

Customers/volume:

Geographies:



Player Directory



Arcanum Technology provides an innovative and cost-effective authentication solution that helps nancial

services organizations, banks and online merchants create a safe and secure business environment for their

customers. The company’s breakthrough N-Kōd system elevates the authentication process with an expanded

character set and an innovative cypher algorithm that generates a series of tokenized values every step in the

process.

N-Kōd Secure Authentication

Financial services organizations, banks, online merchants

Products:

Customer focus:

Aratek offers biometric solutions around the world. Aratek provides a complete range of ngerprint image

processing, matching and ngerprint searching software and hardware products.

Fingerprint Software System, Scanner, Identity Card Fingerprint readers,

Fingerprint Token

Policy, government, telecom, social security, tobacco, power, nance and insurance

2004

Products:

Customer focus:

Launch date:

New!



Player Directory



Arroweye offers the rst fully digital card solution approved by Visa, MasterCard, American Express and

Discover, and the company continues to partner with some of the largest prepaid, credit/debit card programs in

the nancial and card services industries.

Payment card solutions, on-demand, customized card marketing and production

Financial services, retail and merchant services

2000

Key products:

Customer focus:

Launch date:

ARM designs scalable, energy efcient-processors and related technologies to deliver the intelligence in

applications ranging from sensors to servers, including smartphones, tablets, enterprise infrastructure and

the Internet of Things. The ARM business model involves the designing and licensing of IP rather than the

manufacturing and selling of actual semiconductor chips.

Processors, multimedia, physical & system IP,

development tools, security, Internet of Things

Automotive, consumer entertainment, digital imaging,

mass storage, networking, security, wireless industries

1990

Key products:

Customer focus:

Launch date:



Player Directory



AU10TIX Limited is a pioneer of multi-channel (front-end, online, mobile) ID authentication and record generation

solutions. The company develops and implements solutions that automate the capture, authentication,

validation and generation of digital records of identifying documents such as Passports, identity cards, driving

licenses etc. AU10TIX Limited is a subsidiary of ICTS International B.V (Established 1982; Nasdaq symbol

ICTSF) - a global provider of security services and solutions for airports, border crossings and sensitive facilities.

Front end solutions (ID identication), solutions

Airports, secured facilities, regulated commercial and public services

90 countries

Key products:

Customer focus:

Geographies:

Arxan’s technology defends applications against attacks, detects when an attack is being attempted ,and

responds to them with alerts and repairs. It currently runs on more than 500 million devices across a range of

industries.

Financial services, high tech/independent software vendors, manufacturing, health care,

digital media, gaming, others

United States, EMEA, APAC

2001

Customer focus:

Geographies:

Launch date:



Player Directory



Authasas was founded in 2009 and is headquartered in Amsterdam, The Netherlands. Authasas is a software

development and marketing company dedicated to delivering strong authentication to the global marketplace.

Authentication

Financial services, government, health care

2009

Key products:

Customer focus:

Launch date:

Auric Systems International, a trusted leader in PCI compliant solutions, has been producing payment

transaction processing applications since 1987. From cryptographic key management to tokenized credit card

storage, it provides PCI compliant solutions tailored to payment processing needs.

Credit card storage, transaction processing software,

cryptographic key management, custom PCI solutions

1987

Products:

Launch date:

New!



Player Directory



BioCatch provides behavioral biometric, authentication and malware detection solutions for mobile and Web

applications. Available as a cloud-based solution, BioCatch proactively collects and analyzes more than 500

cognitive parameters to generate a unique user prole.

Behavioral authentication, RAT detection, fraudulent activity

Banking, eCommerce, enterprise

2011

Products:

Customer focus:

Launch date:

Bell ID’s software issues and manages credentials on smartphones, smart cards and connected devices. It

integrates with third party technology and simplies the issuing complexities of payment, identity, loyalty and

transit applications. Bell ID has the expertise to manage the lifecycle of any application on chip card as well as

NFC-enabled mobile device.

HCE, tokenization, secure element and smart card management, EMV migration

Banks, payment processors, perso. bureaus, mobile network operators, government

1993

Products:

Customer focus:

Launch date:



Player Directory



Bitnet provides a digital commerce platform enabling enterprise-scale merchants to accept bitcoin payments.

Bitnet has ofces in San Francisco, California, and Belfast, Northern Ireland.

Digital commerce platform

Enterprise-scale merchants

2013

Products:

Customer focus:

Launch date:

BIO-key designs and develops advanced ngerprint biometric security solutions. The company’s complete

algorithms and middleware solutions lead to robust applications in various verticals around the globe, while

software toolkits and infrastructure components offer authentication security.

Software solutions, ngerprint readers

Health care, blood centers, enterprise, education, government, retail

1993

Products:

Customer focus:

Launch date:

New!



Player Directory



Brighterion offers the world’s deepest and broadest portfolio of articial intelligence and machine learning

technologies which provides real-time intelligence that matters from all data sources, regardless of type,

complexity and volume.

Omni-channel fraud scoring; credit risk & chargeback prevention; anti-money laundering;

data breach detection; others

Financial services, homeland security, mobile payments, hardware, software, marketing,

health Care, identity fraud

6 of the top 10 global banks

Products:

Customer focus:

Customers/volume:

Bluen Payment Systems provides secure payment technology for enterprises, nancial institutions and small-

medium sized businesses worldwide. Bluen’s innovative and proprietary PayConex Platform includes PCI-

validated Point-to-Point Encryption (P2PE), QuickSwipe mobile POS, Ecommerce, tokenization, international

payments and more.

PayConex platform, P2P, tokenization

Enterprises, nancial institutions, SMEs

2007

Products:

Customer focus:

Launch date:



Player Directory



Since 1998, CardLogix has manufactured cards that have shipped to more than 36 countries around the world.

With expertise in card and chip technology, as well as card operating systems, software, development tools,

and middleware, CardLogix has been at the forefront of smart card technology.

Smart cards, cards, software, readers & terminals

National ID, health care, gaming, stored value

36 countries

Products:

Customer focus:

Geographies:

Bluen Payment Systems provides secure payment technology for enterprises, nancial institutions and small-

medium sized businesses worldwide. Bluen’s innovative and proprietary PayConex Platform includes PCI-

validated Point-to-Point Encryption (P2PE), QuickSwipe mobile POS, Ecommerce, tokenization, international

payments and more.

Consumer authentication, alternative payments, mobile, big data, solution design

Merchants and banks

United States, Europe and Africa

Key products:

Customer focus:

Geographies:



Player Directory



Ciptor is a value-added specialty distributor of IT Security – taking award-winning vendors to customers

in Scandinavia, EMEA and Asia Pacic. Ciptor supplies software and solutions to enterprise, business and

government customers in the region.

Mobile trackpad, touch solutions, mobile ash solutions

Mobile

2001

Key products:

Customer focus:

Launch date:

Carta Worldwide is an award-winning leader in digital transaction processing and enablement technologies,

including cloud-based payments and host card emulation (HCE), tokenization, and value-added services such

as digital offers, loyalty and stored value solutions. Carta empowers OEMs, banks, MNOs, merchants, program

managers and others to enable existing cardholder accounts or issue new and innovative products for the

digital world.

Cloud-based payments and host card emulation (HCE),

tokenization, and value-added services

OEMs, banks, MNOs, merchants, program managers

2007

Key products:

Customer focus:

Launch date:



Player Directory



CrucialTec, a business dedicated to mobile input solutions, developed TSP (Matrix Switching-Touchscreen

Panel), a new capacitive touchscreen. The company supplies products along with UI and software, and

produces its MFM (Mobile Flash Module), an associated business, based on optical technology.

Mobile trackpad, touch solutions, mobile ash solutions

Mobile

2001

Key products:

Customer focus:

Launch date:

CopSonic is a carried spin-off launched in September 2013. CopSonic develops and markets a SDK for

sonic and ultrasonic multi-factor authentication. The CopSonic technology is a new universal contactless

communication protocol for security, payment and tracking. It is already available for 30 billion smart devices

existing worldwide, including: feature phones, smartphones, tablets, TV-box, computers, game consoles, and

Internet of Things devices.

Payment, proximity detection, access & security, IoT

Bank operators, Telco operations, integrators, cybersecurity companies, retailers

2013

Key products:

Customer focus:

Launch date:



Player Directory



CyberExtruder is known for its work in the eld of computer vision for its reconstruction technology which

transforms 2D images of people to 3-D models of them. First used by the entertainment industry to personalize

video games and apps for mobile devices, the company’s technology continued to advance and garnered

interest from the security community.

Facial recognition

Financial services, law enforcement and security, health care, defense, intelligence,

marketing and customer service applications

1999

Products:

Customer focus:

Launch date:

cryptovision is a specialist for cryptography and electronic identity solutions. The Germany-based company

has been specializing in this eld for 15 years, with hundreds of successful projects delivered. More than 100

million people worldwide make use of cryptovision products everyday in such diverse sectors as defense,

automotive, nancial, government, retail and more.

Smart card middleware, JAVA card framework, PKI

Defense, automotive, nancial, government, retails, industry

2000

Key products:

Customer focus:

Launch date:



Player Directory



Dashlane makes identity and payments simple and secure through its world-leading password manager and

secure digital wallet. It is the solution for the common problem encountered by hundreds of millions of Web

users worldwide — that of registering, logging in and checking out on every website and every device. Millions

of people use Dashlane to manage their passwords, automatically log in, generate strong passwords, pay on

any website with any card without typing, and more.

Password manager, automatic lling, digital wallet

Persons

2009

Key products:

Customer focus:

Launch date:

As a privately held software company and biometrics industry major, Daon was founded to build biometric

software products that would allow people to authenticate themselves in person or online in a secure,

convenient and exible manner, thus eliminating the threat of security breaches and device fraud.

Government, commercial enterprises

Australia, Europe, Africa, the Middle East, Asia, and the Americas

2002

Customer focus:

Geographies:

Launch date:



Player Directory



Early Warning provides innovative risk management solutions to a diverse network of 2,100 nancial

institutions, government entities and payment companies, enabling businesses and consumers to transact

with security and convenience. Owned and governed by ve of the largest banks in the United States, its

business model facilitates a data exchange system based on collaborative intelligence and trusted exchange.

Authentication, payment, regulatory solutions

Financial institutions, government entities, payment companies

1995

Products:

Customer focus:

Launch date:

Discover Network offers unique payments solutions through its open, exible and highly secure network.

They are an ever-expanding payments network that markets and supports a full range of innovative payment

solutions for customers globally.

Acquirers, merchants and nancial institutions

185 countries

1996

Customer focus:

Geographies:

Launch date:



Player Directory



Encap Security is a supplier of device-based strong authentication and e-signature solutions for the nancial

services industry. Its Smarter Authentication Platform is seamlessly integrated into customer’s infrastructure

and delivers uncompromising security and user experience across all applications, channels and devices – at

Internet scale.

Smarter Authentication Platform

Banking, enterprise, identity providers, health care

2006

Products:

Customer focus:

Launch date:

eBureau provides a suite of predictive analytics and real-time information solutions to help companies acquire

customers, manage risks and maintain customer relationships. Clients span across numerous industries

and rely on the company’s business and consumer scoring, identity verication, authentication, location and

monitoring services to make instant, data-driven decisions about consumers and businesses.

Marketing & lead management, fraud protection,

credit risk assessment, collections & recovery

Financial services, higher education, insurance, automotive, telecom & utilities, retail

$123 billion

Key products:

Customer focus:

Customers/volume:

New!



Player Directory



Equifax is a global leader in consumer, commercial and workforce information solutions that provides

businesses of all sizes and consumers with insight and information they can trust.

Retailers, insurance rms, utilities, government,

banks, credit unions, other nancial institutions

600 million customers and 81 million businesses

19 countries

Customer focus:

Customers/volume:

Geographies:

Consumers, citizens and employees increasingly expect “anywhere” and “anytime” experiences — whether they are

making purchases, crossing border payments or logging onto corporate networks. They also expect the ecosystems that

allow this freedom and exibility to be entirely reliable and secure. Entrust Datacard offers the trusted identity and secure

transaction technologies that make these ecosystems possible

Enterprise, critical infrastructure, nancial institutions, governement, law enforcement

$660 million

150+ countries

Customer focus:

Revenue:

Geographies:



Player Directory



Experian is a global information services company, providing data and analytical tools to clients around

the world. They help businesses to manage credit risk, prevent fraud, target marketing offers and automate

decision making. Experian also helps people to check their credit report and credit score, and protect against

identity theft.

Automotive, public sector, health, communications, utilities, credit unions, collections

$4.8 billion

80 countries

Customer focus:

Revenue:

Geographies:

Ethoca is a global provider of collaboration-based technology that enables card issuers, eCommerce

merchants and online businesses to increase card acceptance, stop fraud, recover lost revenue and eliminate

chargebacks.

eCommerce, payment, chargeback fraud

Seven of the top ten eCommerce brands, seven of the top nine

U.S. card issuers, two of the top ve U.K. card issuers and more than

2,100 eCommerce businesses around the world

2005

Key products:

Customers/volume:

Launch date:


32/66



Player Directory



Facebanx has developed fully integrated facial recognition technology that works via webcams, mobile phones

and tablets. Facebanx uses cloud-based technology to allow multiple users unlimited access worldwide either

on a manual or automated basis. It is a valuable ID verication solution in the registration, single sign-on and

KYC process. Facebanx aids AML and helps to minimize chargebacks.

Face, voice and facial recognition, video chat

Banking, payments, insurance and gambling industries,

police, security and local government

2013

Key products:

Customer focus:

Launch date:

FaceFirst, LLC. is a biometric face recognition software company that uses its deep domain knowledge to

solve problems of vital importance to the nation and the world in law enforcement, public safety, national

security and transportation. It matches individual faces from a live image with the face of an individual

contained in the system’s database.

Face recognition platform

Retail, law enforcement, airports & transportation, commercial security, gaming

2007

Products:

Customer focus:

Geographies:



Player Directory



Feedzai is a data science company that uses real-time, machine-based learning to help payment providers,

banks and retailers prevent fraud in omnichannel commerce. Feedzai is a global company, with U.S.

headquarters in San Mateo and is backed by SAP Ventures, big data investment rm Data Collective, and other

international investors.

Acquirers, issuers, retailers and eCommerce

90 countries

2008

Customer focus:

Geographies:

Launch date:

FICO delivers superior predictive analytics that drive smarter decisions. The company’s groundbreaking use of

mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is

managed.

Financial services, insurance, public sector, pharma and life sciences, education, retail,

manufacturing, technology, telecommunications, transportation and travel

$789 million

80+ countries

Customer focus:

Revenue:

Geographies:



Player Directory



FireEye protects both large and small organizations committed to stopping advanced cyber threats, data

breaches, and zero-day attacks. Organizations across various industries trust FireEye to secure their critical

infrastructure and valuable assets, protect intellectual property and avoid bad press, costly xes, and

downtime. FireEye has invented a purpose-built, virtual machine-based security platform that provides real-time

threat protection to enterprises and governments worldwide against the next generation of cyberattacks.

Government, utilities, retail, pharmaceuticals

67 countries

2004

Customer focus:

Geographies:

Launch date:

First Data is a global leader in payment technology and services solutions. With 24,000 owner-associates, the

company provides secure and innovative payment technology and services to more than 6 million merchants

and nancial institutions around the world, from small businesses to the world’s largest corporations.

Financial services, insurance, public sector, pharma and life sciences, education, retail,

manufacturing, technology, telecommunications, transportation and travel

$789 million

80+ countries

Customer focus:

Revenue:

Geographies:

New!



Player Directory



Forter delivers real-time fraud prevention solutions for online merchants. Forter delivers a plug-and-play

technology which allows online merchants to get a simple approve/decline answer for every transaction in real

time and delivers full merchant protection in case of a chargeback.

Online merchants

Elastic identity, cyber intelligence, behavorial analysis

2013

Key products:

Customer focus:

Launch date:

Gemalto offers digital security solutions with 2014 annual revenues of $2.8 billion and more than 14,000

employees operating out of 99 ofces and 34 research and software development centers, located in 46

countries.

Financial services & retail, government, identity & access security, machine to machine,

mobile, transport, training, buy online

190 countries

2006

Customer focus:

Geographies:

Launch date:



Player Directory



A wholly owned subsidiary of Symantec, Corp., GeoTrust is a low-cost digital certicate provider. GeoTrust’s

range of digital certicate and trust products enable organizations of all sizes to maximize the security of their

digital transactions cost-effectively.

Retail, ISP and web host, education, nancial services,

health care, government, developer

100,000 customers

150 countries

Customer focus:

Customers/volume:

Geographies:

Giesecke & Devrient is a global technology provider with its headquarters in Munich, Germany, and 58

subsidiaries, joint ventures, and associated companies in 32 countries across every continent.

Driver’s license; electronic EU resident permits; electronic payment;

electronic vehicle registration cards; health care cards; national ID cards;

passports; payment cards; SIM cards and OTA; strong authentication

Banknote, mobile security, government solutions

32 countries across every continent

Key products:

Customer focus:

Geographies:



Player Directory



GlobalSign, founded in 1996, is a provider of identity services for the Internet of Everything (IoE), mediating

trust to enable safe commerce, communications, content delivery and community interactions for billions of

online transactions occurring around the world at every moment.

PKI Solutions, identity & access management, IoT

United States, Europe, Asia

1996

Products:

Geographies:

Launch date:

Google is a global technology leader focused on improving the ways people connect with information. Google’s

innovations in Web search and advertising have made its website a top Internet property and its brand one of

the most recognized in the world.

Web, mobile, business, media, geo, specialized search, home & ofce, social

$66 billion

1998

Key products:

Revenue:

Launch date:



Player Directory



GO-Trust Technology Inc. was the innovator of the secure microSDs and the rst company to deliver hardware

security for mobile devices using the SD and microSD form factor. Its vision is to provide the most robust,

service provider independent, privacy and security solutions for all open architecture mobile devices.

Financial, military, consumer, enterprise, government

10 countries

2007

Customer focus:

Geographies:

Launch date:

Heartland Payment Systems, payment processors in the United States, delivers credit/debit/prepaid card

processing and security technology through Heartland Secure and its comprehensive breach warranty.

Heartland also offers point of sale, mobile commerce, eCommerce, marketing solutions, payroll solutions, and

related business solutions and services to more than 300,000 business and educational locations nationwide.

End-to-end encryption, data security

Restaurant, petroleum, laundry, municipalities, nonprot,

hospitality, education, parking, retail, correctional

1997

Key products:

Customer focus:

Launch date:



Player Directory



HID Global is focused on creating customer value and is the supplier of choice for OEMs, integrators, and

developers serving a variety of markets that include physical access control; IT security, including strong

authentication/credential management; card personalization; visitor management; government ID; and

identication technologies for technologies for a range of apps.

Access control, asset tracking, border protection, embedded solutions, identity

management, secure transactions

Banking & nancial, education, enterprise & corporate, government, health care

100 countries

Products:

Customer focus:

Geographies:

HP Autonomy processes human information, or unstructured data, including social media, email, video, audio,

text and webpages. Autonomy’s management and analytic tools for structured information, together with its

ability to extract meaning in real-time from all forms of information, is unique for companies seeking to get the

most out of their data.

Information analytics, unied information access, information archiving, eDiscovery,

enterprise content management, data protection, marketing optimization

IT, legal & compliance, marketing

Key products:

Customer focus:



Player Directory



HYPR is a sector agnostic platform enabling secure biometric authentication. From software developers to

enterprises and device manufacturers, the company aims to replace the use of passwords with a unied

biometric identity protocol.

Biometric security SDK, key password manager, token

All (software developers, enterprises, device manufacturers)

2014

Key products:

Customer focus:

Launch date:

IdentityMind’s risk management platform builds reputations used in evaluating anti-fraud, merchant account

applications, consumer account origination, identity verication services, anti-money laundering, and more.

These reputations are shared during analysis, so everyone can benet from the “network effect” while

protecting the privacy of the entities.

Online fraud prevention, anti-money laundering, merchant risk

Online merchants, acquiring banks, payment processors and gateways, payments

services providers, digital currency exchanges, and nancial institutions

Key products:

Customer focus:


42/66



Player Directory



IDology, Inc. provides real-time technology solutions that verify an individual’s identity and age in a consumer-

not-present environment to prevent fraud and meet compliance regulations. It allows customers to control

the entire proong process and provides the exibility to make conguration changes that are deployed

automatically.

Financial services, tax, distance learning, health care,

insurance, retail, gaming, telecommunications, eCommerce

United States, Canada, United Kingdom

2003

Customer focus:

Geographies:

Launch date:

IntraNext provides products and services to the call center industry. The company focuses on helping clients

run efcient contact centers for better customer service capabilities.

Medium to large contact centers

40 installed locations, 35,000 desktop licenses, and repeat Fortune 100 clients

1996

Customer focus:

Customers/volume:

Launch date:



Player Directory



IDology, Inc. provides real-time technology solutions that verify an individual’s identity and age in a consumer-

not-present environment to prevent fraud and meet compliance regulations. It allows customers to control

the entire proong process and provides the exibility to make conguration changes that are deployed

automatically.

Finance, retail, travel, sharing economy, gaming, telecommunications

210 countries

2012

Customer focus:

Geographies:

Launch date:

Kount’s SaaS platform is designed for businesses operating in card-not-present environments and detects

fraud.

Count Complete, Central, Access

Online & multichannel retailers, payment processors, insurances, gaming, telco, travel

Key products:

Customer focus:



Player Directory



Lenovo is a $34 billion personal technology company and the world’s largest PC vendor and a global Fortune

500 company. Lenovo has been the fastest growing major PC company for more than four years and creates a

full range of personal technology products, including smartphones, tablets and smart TVs.

Small business store, large enterprise, government,

education, students, business partners, military

160+ countries

1984

Customer focus:

Geographies:

Launch date:

LiveEnsure® is the interactive authentication innovation company. LiveEnsure® authenticates user security

context via their smart devices as they access a site, cloud or app with scan-to-screen, app-to-app, or screen-

to-tap engagement.

80 countries

2012

Geographies:

Launch date:



Player Directory



MagTek is a manufacturer of electronic systems for the reliable issuance, reading, transmission and security

of cards, checks, PINs and identication documents. Its products include secure card reader/authenticators,

encrypting check scanners, PIN pads and distributed credential personalization systems.

Secure card reader authenticators, card personalization and issuance,

PIN issuance and management, small document scanners, protection services

Retail, nance, governement, health care

1972

Key products:

Customer focus:

Launch date:

MasterCard operates a payments processing network, connecting consumers, nancial institutions,

merchants, governments and businesses. MasterCard’s products and solutions make everyday commerce

activities – such as shopping, traveling, running a business and managing nances – easier, more secure and

more efcient for everyone.

Consumers, merchats, business partners, governments

$9.5 billion

Asia Pacic, Middle East and Africa, Europe, Latin America & Caribbean, and North

America; 210 Countries

Customer focus:

Revenue:

Geographies:



Player Directory



Founded in 1975, Microsoft is a worldwide leader in software, services, devices and solutions that help people

and businesses realize their full potential.

Communications and media, nancial services,

manufacturing and resources, retails, consumer products and services

$86.8 billion

190 countries

Customer focus:

Revenue:

Geographies:

Morpho employs more than 8,600 people in 55 countries. Morpho is one of the leading suppliers of SIM cards,

smart cards, trace detection equipment and gaming terminals. With integrated systems operating in more than

100 countries, Morpho’s solutions simplify and secure the lives of people around the world.

Civil identity (ID), Public & border security (Check ID),

digital ID and smart transactions, biometric terminals

Government identity, public security, critical infrastructure,

transportation and business markets

2005

Products:

Customer focus:

Launch date:



Player Directory



Based in Palo Alto, California, the company was founded in November 2011 to unify the silos that plague

current online authentication technologies. NokNokLabs’ ambition is to fundamentally transform online

authentication by enabling end-to-end trust across the Web in a manner that is natural to end-users while

providing strong security and proof of identity.

Multifactor Authentication Client Desktop & Client Edition, server

Device manufacturers, mobile networks operators,

identity service providers, security vendors

2011

Key products:

Customer focus:

Launch date:

NuData Security, Inc. provides advanced Web security solutions to enterprises through proprietary behavior

analytics and countermeasures. NuDetect examines users in real-time through context aware measures

including behavior signatures unique to a customer’s business and those common across the NuData security

cloud.

Early fraud detection, behavior piercing, behavioral analytics,

web fraud, advanced threat detection

Fortune 100 companies

2008

Key products:

Customers/volume:

Launch date:



Player Directory



NXP Semiconductors has its expertise in high-performance mixed signal electronics and is driving innovation

in the areas of connected car, security, portable and wearable, and the Internet of Things.

Access management, aerospace and defense, automatic fare collection,

automotive, computing, consumer, cyber security, eGovernment, health care,

industrial, lighting, portable devices

2006

Customer focus:

Launch date:

OT specializes in digital security solutions in the mobility space. Present in the payments, telecommunications

and identity markets, Oberthur offers end-to-end solutions in the smart transactions, mobile nancial services,

machine-tomachine, digital identity and transport & access control elds. OT’s international network serves

clients in 140 countries.

Financial institutions, mobile network operators, government and corporate

entities, transportation authorities, retailers, Internet of Things providers

2,000 nancial institutions

140 countries

Customer focus:

Customers/volume:

Geographies:



Player Directory



On Track Innovations Ltd. (oti) is a leader in contactless and near eld communications (NFC) applications

based on its extensive patent and IP portfolio. Oti markets and supports its solutions through a global network

of regional ofces and alliances.

Access management, aerospace and defense, automatic fare collection,

automotive, computing, consumer, cyber security, eGovernment, health care,

industrial, lighting, portable devices

2006

Customer focus:

Launch date:

PayPal gives people better ways to send money without sharing their personal nancial information and with

the exibility to pay using their PayPal account balances, bank accounts, PayPal Credit and credit cards.

Nonprots, education, political campaigns, government, enterprise

165 million active customer accounts

203 countries

Customer focus:

Customers/volume:

Geographies:



Player Directory



Since 2003, Ping Identity has been providing identity and access management (IAM) solutions that give

customers and employees one-click access to any application from any device. Over 1,200 companies,

including half of the Fortune 100, rely on its award-winning products to make the digital world a better

experience for over a billion people.

Identiy management solutions

Financial services, public sector, health care, managed service providers

2002

Products:

Customer focus:

Launch date:

QUALCOMM, Inc. manufactures digital wireless communications equipment. The company licenses its code

division multiple access (CDMA) and orthogonal frequency division multiplexing access intellectual property to

other companies, and produces CDMA-based integrated circuits, and produces equipment and software used

to track workers and assets, and software for wireless content enablement.

Digital communications products and services

Mobile, automotive, education, health care,

Internet of Everything, networking, Smart Home

1985

Key products:

Customer focus:

Geographies:



Player Directory



RSA is the security division of EMC. The security partner of more than 90 percent of the Fortune 500, they help

the world’s leading organizations with security concerns.

Communications, media and entertainment solutions,

energy solutions, health care and life sciences solutions, public sector

$6 billion

Customer focus:

Revenue:

For over 70 years, Samsung has led the global market in high-tech electronics manufacturing and digital media

Electronics equipment, consumer electronics

90 countries

1938

Customer focus:

Geographies:

Launch date:



Player Directory



Salt Group is an Australian IT Security company helping businesses and organisations with their electronic

service delivery needs. The company works with nancial services, large corporates and government to

develop strategies and design solutions to enable businesses to better manage their risks and obligations in

delivering services electronically.

Mobile tokens, authentication and authorization services, card management systems

Australia, New Zealand

1998

Products:

Geographies:

Launch date:

Seagate is a global data storage solutions provider, developing products that enable people and businesses

around the world to create, share, and preserve their most critical memories and business data. Over the years

the amount of stored information has grown, conrming the need to successfully store and access huge

amounts of data. As demand for storage technology grows, the need for greater efciency and more advanced

capabilities continues to evolve.

Storage (hard drive), backup & recovery services (cloud, hybrid cloud)

Persons and business

1997

Key products:

Customer focus:

Launch date:



Player Directory



SecureKey is the identity and authentication provider for organizations that deliver online consumer services.

SecureKey eliminates the need to store passwords by securely linking consumer ID to trusted devices, while

providing consumers with the choice, control and convenience over how they access the services they want.

SecureKey delivers a high-performance, easy-to-use, strong dynamic authentication platform that reduces the

burden, cost, and risks associated with authenticating GENERATE millions of consumers while also improving

the user experience.

briidge.net Connect, briidge.net Exchange

Banking & nancial services, government, payments, telecoms & utilities

2008

Key Products:

Customer focus:

Launch date:

SecurityMetrics is a leading provider and innovator in data security and compliance for organizations

worldwide. The company’s mission is to help organizations comply with nancial, government, and health care

mandates through innovative security tools, caring customer support, and qualied expertise.

Financial, commercial, federal, medical

2000

Customer focus:

Launch date:



Player Directory



SEKUR Me, Inc. eliminates online payment friction for eCommerce and mCommerce sites. Its patented

technology combines single-click convenience with multi-factor authentication, providing a high level of

security with an unmatched level of convenience by eliminating user IDs and passwords for safer logins.

Branded mobile payments, frictionless payments, FonePrint Technology

Mobile login & payment

2012

Key Products:

Customer focus:

Launch date:

Sequent enables banks, transit agencies and any other issuer to securely digitize their credit, debit, transit,

loyalty or ID cards and distribute them to their own application, and to any other application using the

Sequent Platform. Sequent’s APIs empower the app developer community to bring cards to all apps on

mobile, wearable, and other connected devices enabling consumers to make payments, redeem offers, open

doors, and ride transit systems. Sequent Platform includes: Token Service Platform (TSP), Card and Wallet

Management Platform, and Trust Authority.

Cards & apps, tokenization, & HCE, security

Banks, OEMs & MNOs, transit and access, merchants

2010

Products:

Customer focus:

Launch date:



Player Directory



Shift4 develops enterprise payment solutions and provides merchants with real-time electronic payment

authorization, auditing, reporting, and settlement functionality. It provides the access, control, and exibility

required to enable high speed and low cost transactions.

Dollars On The Net

Hospitality, retail, food & beverage, eCommerce

2001

Key Products:

Customer focus:

Launch date:

Using large-scale machine learning technology to predict fraudulent behavior with unparalleled accuracy,

Sift Science leverages a global network of fraud data. Our exible, adaptive, and automated solution helps

businesses of all sizes detect and prevent fraud.

Machine learning, device ngerprinting

Travel, digital cash, on-demand, online marketplace, eCommerce, payment gateway

2011

Products:

Customer focus:

Launch date:



Player Directory



Socure provides digital identity verication. Its technology applies machine-learning techniques with trusted

online/ofine data intelligence from email, phone, address, IP, social media and the broader Internet to

authenticate identities in real-time.

ID+ (digital identity verication), Perceive (remote facial biometrics),

Business Verication

Financial institutions, sharing economy

2012

Products:

Customer focus:

Launch date:

Pioneers and leaders of the human interface revolution, bringing innovative and intuitive user experiences

to intelligent devices. From usability and R&D to supply chain and support, Synaptics collaborates with its

partners to invent, build and deliver human interface solutions that integrate seamlessly and optimize system

value.

Technology (mobile, tablet, Notebook PC), automobiles, wearables

China, South Korea, Taiwan, United States, Japan and other countries

1986

Customer focus:

Geographies:

Launch date:

New!


58/66



Player Directory



ThreatMetrix builds trust on the Internet by offering market-leading advanced fraud prevention and frictionless

context-based security solutions. These solutions authenticate consumer and workforce access to mission

critical applications using real-time identity and access analytics that leverage the world’s largest trusted

identity network.

Advanced fraud protection, content-based authentication

eCommerce, nancial institutions and FFIEC, enterprise, insurance, social networks,

government, health care

2005

Key products:

Customer focus:

Launch date:

TokenEx is an enterprise-class data security platform that offers exibility in how customers can access,

store and secure data. TokenEx extends exibility by working with multiple data acceptance channels and by

maintaining a processoragnostic approach. TokenEx can tokenize and secure multiple data types including

payment card data, nancial account numbers, HIPAA records, and even unstructured data formats.

Batch tokenization, data vaulting, virtual terminal proxy,

web services, recurring payments

Financial, health care, insurance, not-for-prot, retail, university/college

2010

Products:

Customer focus:

Launch date:



Player Directory

Documents

Pymnts - Digital Identity Tracker FINAL March 2016