Public sector organizations are unique.Your risk management solutions must be, too

Risk Management Services

GALLAGHER PUBLIC SECTOR

Public Sector Risk ManagementWe’ve Got ExpertiseTrue expertise in public sector risk management is hard to " nd, especially with the complexity of risk management issues growing exponentially. # at is where Arthur J. Gallagher & Co. comes in.

Having worked with the public sector for more than 40 years, our Public Sector Practice is the largest area of expertise at Arthur J. Gallagher & Co. We dive deep to understand your unique organization and its people, the speci" c risks you face and your tolerance for those risks. We then tailor a solution that accounts for each unique requirement. In fact, as a market leader in public sector risk management, we drive much of the innovative thinking around the products, services and tools the industry uses today.

Our risk management solutions:• Insurance brokerage• Risk management consulting• Loss control services• Enterprise risk management• Insurance pools• Alternative risk financing• Tools and technology support• Claims advocacy

Public EntitiesTailored SolutionsWe handle all of your risk management requirements— and the pressures that go with them— so that you’re free to focus on the public good.

Our public sector clients:• State governments• Counties and parishes• Cities, towns and villages• Fire, police and emergency responders• Special taxing districts• Public sector pools• Transit

Schools & School DistrictsHelping You Manage Your RisksOur scholastic clients hold a special place in our hearts. You’re entrusted with the education and well-being of your students. As an educational organization you should be able to focus primarily on them. We want that for you. Leverage our extensive experience working with:

• Property, auto and general liability• Educators legal liability• Disaster management and crisis response• Cyber and cyber bullying• Violent malicious acts coverage

Risk Management PoolsGreater Flexibility, Leverage and StabilityNot only is Gallagher a leader in brokerage services for risk management pools, but also in the creation and administration of them. We can also place clients into existing pools if appropriate. Insurance pools put the power of the collective into action, and can be powerful risk-management vehicles for the public sector.

The power of the pool:• Leverage

The power of group purchasing creates broader coverage and more favorable terms for members.

• Pricing stabilityPools traditionally have less variability in price than other types of programs.

• InnovationPools have developed unique coverage offerings like inverse condemnation and injunctive relief.

• ReturnsMembers own the pool, including the surplus/equity if losses are lower than expected.

• FlexibilityPools respond to individual members’ needs through deductibles, varying SIR levels and special coverages.

• ParticipationMembers are more involved in key decisions such as claims resolutions, funding levels and services.

Put Us to Work for YouDelivering Smarter SolutionsIn the public sector market, Gallagher is considered the knowledge broker. When you work with us you’re working with public sector risk management specialists whose expertise range from state and local government to public and charter schools to transit and emergency responders.

• First dollar and deductible programs• Pools, captives and risk retention groups• Protected self-insurance• Unique risk financing solutions like corridor deductibles, quota sharing, min/max loss funds• Related risk management services ranging from actuarial services to property appraisals• Enterprise risk management in the public sector

Our approach to public sector risk management is driven by our understanding of your unique challenges. We help you strike the perfect balance between assuming manageable risk and transferring catastrophic risk— including the implementation of e$ ective loss-control programs.

Custom TailoredOur Culture Supports Your ObjectivesPublic entities are bound by the public’s trust— a trust that can be jeopardized by unexpected risk. Gallagher provides complete transparency into every aspect of the work we do for our clients. # e culture and values of Gallagher are directly re% ected in the four pillars that guide our work:

• Absolute integrity from trusted advisors• Continual focus on client stewardship• Commitment to innovation in tailored solutions• Expert knowledge of the insurance marketplace

Experience the DifferenceWe understand what makes your organization unique. Now, we invite you to learn more about what makes ours unique. Contact us. We would love the opportunity to share our vision and provide you with the best risk management service possible.

Arthur J. Gallagher & Co. at a glanceArthur J. Gallagher & Co. has been designing solutions to meet our clients’ unique needs for 90 years. We pioneered many of the innovations in risk management used by businesses in all industries today. We believe that the best environment for learning and growing is one that remembers the past and invents the future.

• Founded in 1927 by Arthur J. Gallagher and still run by the founding family.• A global corporation with a strong heritage and culture, Gallagher is a company with 24,500+ employees.• Divisions specializing in retail insurance brokerage operations, benefits and HR consulting, wholesale

distribution and third-party administration and claims processing.• More than 710 offices in 33 countries and revenues of $4.2 billion as of 2016.• Offering client-service capabilities in more than 150 countries around the world through a global network of

correspondent brokers and consultants.

Insurance brokerage and services to be provided by Arthur J. Gallagher Risk Management Services, Inc. and/or its a( liate Arthur J. Gallagher & Co. Insurance Brokers of California, Inc. (License No. 0D69293 and/or 0726293).

© 2017 Arthur J. Gallagher & Co. All rights reserved.PS8BSD0417

www.ajg.com/public

Gallagher Public Sector Practice

Corporate Headquarters

2850 W. Golf Road

Rolling Meadows, IL 60008

630.773.3800