WELCOME TOOUR PRESENTION

ON THEORGANISATIONAL STRUCTURE OF A

PRIVATE BANK OF BANGLADESH

(Pubali Bank Limited)

We Are… … …

Agenda

. WHY WE CHOOSE PUBALI BANK & INTRODUCTION TO IT

HISTORY

VISION

MISSION

CORPORATE OBJECTIVE

AIM

CORPORATE STRUCTURE (BOARD OF DIRECTORS)

CORPORATE STRUCTURE (MANGEMENT TEAM)

BRANCH NETWORKS

HIGHLIHTS ON THE OVERALL ACTIVITIES OF BANK

SUMMARY ON BRANCH NETWORK

Why We Choose Pubali Bank LimitedAnd Introducton To It …

PUBALI BANK LIMITED is the largest Commercial Bank in Private Sector of Bangladesh. It provides mass banking

services to the customers through its branch network all over the country. This Bank has been playing a vital role in socio-economic, industrial and agricultural development as

well as in the overall economic development of the country since its inception through savings mobilization and investment of

funds. During the last 5 years the growth rate of bank's earnings is more than 25% on

average. We are going to show the organizational structure of this bank.

HISTORYThe Bank was initially emerged in the Banking scenario of the then East Pakistan as Eastern Mercantile Bank Limited at the initiative of some Bangalee entrepreneurs in the year 1959 under Bank Companies Act 1913. After independence of Bangladesh in 1972 this Bank was nationalized as per policy of the Government and renamed as Pubali Bank. Subsequently due to changed circumstances this Bank was denationalized in the year 1983 as a private bank and renamed as Pubali Bank Limited. The Government of the People's Republic of Bangladesh handed over all assets and liabilities of the then Pubali Bank to the Pubali Bank Limited. Since then Pubali Bank Limited has been rendering all sorts of Commercial Banking services as the largest bank in private sector through its branch network all over the country.

VISION

To excel as BEST PRIVATE COMMERCIAL BANK in bank with meticulous observance of rules and regulations and

ensure commitment to corporate social responsibilities.

MISSION

To be the MOST ADMIRABLE PRIVATE BANK in the country.

To get recognition as dynamic, innovative, and customer supported bank.

To maintain continuous & steady growth with utmost transparency and to diversify development of recourses.

To enhance continuous development of Information & Technology to meet the demand & challenges of the time.

CORPORATE OBJECTIVES

Growth Value Addition CSR Quality Standard

AIM

To match corporate Objectives, with Ownership and Accountability.

To increase our value by releasing each individual’s true potential

Corporate Structure (Board Of Directors)THE HIGHEST LEVEL MANAGAERS

Corporate Structure (Management Team)THE NEXT LEVEL MANAGERS

Corporate Structure (Management Team)THE OTHER MANAGERS, STAFFS, SUB-STAFFS

The Other Managers: Senior Principle Officers, Principle Officers, Senior Officers, Officers, Officers, Junior Officers are the other managers.

Staff: Accountants, Sub-accountants, Sr. Clerk, Clerk, Jr. Clerk are the staffs.

Sub-Staffs: Caretaker, Driver, Guards are the sub-staffs.

Branch NetworkHead offices works are divided in several divisions. Divisions are also divided into several departments.

Head office has direct controls over all the 9 corporate branches, principle branches & 17 zonal offices.

Zonal offices controls the braches in their own zones.

Branch NetworkGenerally, in charges of divisions, corporate branches, principle branches, zonal offices may hold the title GM or DGM. In departments, in charges may a DGM or AGM.

But other branches have managers, who hold the rank starting from GM to Junior Officer, on the basis of the importance & size of that specific branch.

Highlights on the overall activities of the Bank:

PARTICULARS 2008 2007

Paid up capital 2,940,000,000 2,100,000,000

Total capital 7,783,667,624 5,928,528,458

Capital surplus 2,033,162,624 1,057,982,058

Total asset 89,884,697,801 71,560,665,280

Total deposits 73,016,508,560 57,996,817,802

Total loans & advances 61,788,152,585 50,549,167,102

Total contingent liabilities 17,856,678,651 15,853,213,370

Loan deposit ratio (%) 84.62% 87.16,%

Ratio of classified loans to total loans & advances

3.59% 4.98%

Profit after taxation & necessary provision 1,515,231,125 1,353,508,355

Highlights => (1st pg)

PARTICULARS 2008 2007

Amount of classified loans & advances 2,219,314,000 2,514,906,000

Provision kept against classified loans 687,770,865 676,651,621

Provision surplus / (deficit) 49,565,209 36,870,130

Cost of fund (%) 8.73% 7.18%

Performing assets 73,126,807,278 56,934,406,408

Non performing assets 16,757,890,523 14,624,258,872

Return on Investment (ROI)% 5.37% 7.30%

Return on Assets (ROA)% 1.69% 1.89%

Income from Investment 449,635,027 405,693,452

Earnings per share (Taka) 51.54 46.04

Net income per share (Taka) 51.54 46.04

Price earning ratio (Times) 10.54 21.42

Highlights on the overall activities of the Bank:

Highlights => (2nd pg)

Conclusion

After all this discussion, we can say that Pubali Bank Limited has

an efficient organizational structure which enables it to be the leading commercial bank in

the private sector.

We Are Grateful For Information, To… … …

WWW.PUBALIBANGLA.COMThe official website

of Pubali Bank Limited

The Annual Report 2008Published by Pubali Bank

Limited during the AGM held in 2009

QUESTION SEGMENT