Property Information Packet Leader - McCurdy Auction

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Property Information Packet

Lots 2-3-4 North Ridge Village Add. Wichita, KS 67205

AUCTION

THURSDAY, AUGUST 14TH AT 2:00 P.M.

� Copyright 2014 McCurdy Auction, LLC 519 N. Oliver • Wichita, Kansas 67208

Phone 316.683.0612 • Fax 316.683.8822

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Table of Contents PROPERTY DETAIL PAGES WATER WELL ORDINANCE TITLE COMMITMENTS AND EXCEPTION DOCUMENTS UTILITIES MAP TRAFFIC COUNT MAP

ZONING MAP FLOOD ZONE MAP LOT SPLIT MAP PLAT MAP AERIAL MEDIA ARTICLE GUIDE TO AUCTION COSTS

This Property is selling in its present condition and is accepted by the buyer(s) without any expressed or implied warranties or representations from the seller(s) or his(her) agent(s). It is incumbent upon the buyer(s) to exercise his(her) own due diligence prior to bidding on this property. It is the responsibility of the prospective purchaser(s) to have any and all inspections completed prior to the auction day including, but not limited to, roof, structure, termite, environmental, groundwater, survey, encroachments, groundwater, flood designation, zoning designation, school zone designation, existence of any code violations, drainage, presence of lead-based paint and/or lead-based paint hazards, presence of radon, presence of asbestos, presence of mold, electrical, appliances, heating, air conditioning, mechanical, plumbing (to include water well, septic or lagoon compliance), sex offender registry information, flight patterns and any other desired inspections, if any. Information given is from sources deemed reliable but NOT guaranteed by the seller(s) or the Realtor(s)® /Auctioneer(s). Announcements made the day of the auction shall take precedence over anything previously stated or printed. There will be a 10% Buyers Premium ($1000 minimum) added to the high bid price to arrive at the final contract price.

Click photo to enlarge or view multi-photos. MLS#: 370889 m VT: N Sale/Rent? Sale

Status: ActiveType: Vacant Lot

Address:0 Lot 2 Blk 1 North Ridge VillageAdd.WICHITA, KS 67205

County: SedgwickArea: 701Subdivision: NORTH RIDGE VILLAGE ADD.

(Auction) Original Price: $0Class: LandElem. School: Maize USD266Middle School: Maize USD266High School: Maize USD266$/Acre: $0.00 Acreage: 1.240LotSize/SQFT:

54,014

Zoning Usage: COMMERCIAL Auction?: Y

General InfoInternet Display: Y Address Display: Y Comment Display: Y Valuation Display: Y

Legal: Lot 2 Exc E 50 Ft Thereof Block 1 North Ridge Village Add.

Directions: K96 & Ridge - Lots are on the West side of Ridge. (See Aerial)

FeaturesShape/Location: Rectangular Topographic: LevelPresent Usage: None/Vacant Road Frontage: PavedUtilities Available: Other/See Remarks Improvements: Other/See RemarksOutbuildings: None Misc. Features: Other/See RemarksSale Options: Other/See Remarks Flood Insurance: UnknownOwnership Individual Possession: At ClosingExisting Financing: Other/See Remarks Proposed Financing: Other/See RemarksDocuments: Aerial Photos, Ground Water Addendum, Photographs, Plat, Restrictions/Covenants

Taxes & FinancingAssumable: N General Taxes: $2.25 General Tax Year: 2013Yearly Specials: $4,503.86 Total Specials: $40,792.34Yearly HOA Dues: HOA Initiation Fee: Earnest Money: MCCURDY AUCTION LLC TRUST

Auction InfoAuction?: Y Type of Auction Sale:Absolute Method of

Auction: Live Only AuctionOffering:

Real EstateOnly

Auction Location: ONSITE Auction Date: 08/14/2014Auction StartTime: 2:00 P.M.

1-Open for Preview?: Y 1-Open/Preview Date: 08/14/2014 1-Open StartTime: 1:00 P.M. 1-Open End

Time: 2:00 P.M.

2-Open for Preview?: 2-Open/Preview Date: 2-Open StartTime:

2-Open EndTime:

3-Open for Preview?: 3-Open/Preview Date: 3-Open StartTime:

3-Open EndTime:

Broker Registration Req.?: Y Broker RegistartionDeadline:

5 P.M. PRIORBUSINESS DAY

BuyerPremium?: Y Premium

Amount: 10%

Earnest Money?: Y Earnest amount % /$: 15000Terms of Sale:Personal Property:

CommentsPublic Remarks: ONSITE REAL ESTATE AUCTION ON THURSDAY, AUGUST 14TH AT 2:00 P.M. NO MINIMUM, NO RESERVE!!! Excellent opportunityto purchase the premier lots in North Ridge Village Addition with excellent visibility at K96 & Ridge. The 3 available lots (lots 2,3 & 4) are near the 8.5 milliondollar Kansas Orthopaedic Center and the future location of a brand new 5,700 SF QuikTrip "Gen 3" store! Zoned Limited Commercial and lots have all utilitiesavailable. They are available for immediate development. Lot 2 Block 1 is 1.24 AC and is located close to Ridge Rd. *Verify schools. This Property is selling in itspresent condition and is accepted by the buyer(s) without any expressed or implied warranties or representations from the seller(s) or his(her) agent(s). It is incumbentupon the buyer(s) to exercise his(her) own due diligence prior to bidding on this property. It is the responsibility of the prospective purchaser(s) to have any and allinspections completed prior to the auction day including, but not limited to, roof, structure, termite, environmental, groundwater, survey, encroachments, groundwater,flood designation, zoning designation, school zone designation, existence of any code violations, drainage, presence of lead-based paint and/or lead-based paint hazards,presence of radon, presence of asbestos, presence of mold, electrical, appliances, heating, air conditioning, mechanical, plumbing (to include water well, septic or lagooncompliance), sex offender registry information, flight patterns and any other desired inspections, if any. Information given is from sources deemed reliable but NOTguaranteed by the seller(s) or the REALTOR(s) /Auctioneer(s). Announcements made the day of the auction shall take precedence over anything previously stated orprinted. There will be a 10% Buyers Premium ($1000 minimum) added to the high bid price to arrive at the final contract price. This property will be open forpreviewing one hour prior to the real estate auction or by scheduled appointment. The earnest money amount due at the auction from the high bidder is $15,000 per lot.

MLS#: 370889

--Information deemed reliable but not guaranteed--Copyright: 2014 by the South Central Kansas MLS, Inc.

Prepared by Melissa R. Mosher of McCurdy Auction, LLC on 7/24/2014 1:22:34 PM

http://mls.sckmls.com/ListitWichita/ListitLib/report_builder.aspx?report=public_full_auction_prop1&mls_acct=2370889&category=2

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COMMITMENT TO INSURE

AGREEMENT TO ISSUE POLICY

We agree to issue a policy to you according to the terms of this commitment. When we show the policy amount and your name as the proposed insured in Schedule A, this Commitment becomes effective as of the Commitment Date shown Schedule A.

If the Requirements shown in this Commitment have not been met within six months after the Commitment Date, our obligation under this Commitment will end. Also, our obligation under this Commitment will end when the Policy is issued and then our obligation to you will be under the Policy.

Our obligation under this Commitment is limited by the following:The Provisions of Schedule A.The Requirements in Schedule B-I.The Exceptions in Schedule B-IIThe Conditions.

This Commitment is not valid without Schedule A and Sections I and II of Schedule B.

Old Republic National Title Insurance Company has caused this Commitment to be signed and sealed by its authorized officers and issued by its authorized agent as of the Effective Date shown in Schedule A.

Issued by Authorized Agent:Kansas Secured Title

232 North MeadWichita, Kansas 67202Phone: 316-262-8261FAX: 316-262-1577

File No: 0662646

Kansas Secured Title 232 North Mead

Wichita, Kansas 67202 316-262-8261

"Service Beyond Expectation"

COMMITMENT FOR TITLE INSURANCE

Issued by

Old Republic National Title Insurance Company

Title Officer: Debra J. Schremmer File .: 0662646Telephone: 316-262-8261 Revision No.:Email: [email protected] Customer File No.:

SCHEDULE A1. Effective Date: July 10, 2014, 7:00 am

Property Address: Lot 2, exc E50', Block 1, North Ridge VillageWichita, KS

2. Policy (or Policies) to be issued:

a) ALTA Owner's Policy (6-17-06) Policy Amount:

Proposed Insured: To Be Determinedb) ALTA Loan Policy (6-17-06) Policy Amount:

Proposed Insured:3. The estate or interest in the land described or referred to in this Commitment is:

Fee Simple.

4. Title to the Fee Simple estate or interest in the land is at the Effective Date vested in:

COF, LLC, Kansas limited liability company

5. The land referred to herein is described as follows:

See Exhibit "A" attached hereto and by this reference made a part hereof

ALTA Commitment (6-17-06)Schedule A

Page 2

Copyright 2006-2013 American Land Title Association. All rights reserved.

The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

File No: 0662646

EXHIBIT "A"

The land referred to herein is described as follows:

Lot 2, except the East 50 feet thereof, Block 1, North Ridge Village Addition, an Addition to Wichita, Sedgwick County, Kansas.


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File No: 0662646


Issued by

Old Republic National Title Insurance CompanyBy its Agent:

Kansas Secured Title 232 North Mead, Wichita, Kansas 67202

316-262-8261

SCHEDULE B

I. Requirements:

The following items need to be satisfied or released prior to closing. In the event these items are not satisfied or released they will show as exceptions on the policy(ies) when issued.

Instruments necessary to create the estate or interest to be insured must be properly executed, 1.delivered and duly filed for record.

Payment to or for the account of the grantors or mortgagors of the full consideration for the estate or 2.interest or mortgage to be insured.

We anticipate compliance with the following requirements:3.

This is a title report for the benefit of the addressees and liability is limited to the amount a.paid herefor. A commitment for the value of the land referred to would be issued upon a satisfactory application.

Any instrument to be executed by the limited liability company must be executed in the b.limited liability company's name, and be signed by all members, or, if management has been retained by the members, by such managers or other persons as provided in the operating agreement, if said document creates a lower approval threshold.

Corporation Warranty Deed from COF, LLC, a Kansas limited liability company, to To Be c.Determined, along with a Real Estate Sales Validation Questionnaire.

Furnish Lien Affidavit, completed and executed by the owners and contractors, if any. In d.the event there has been new construction or significant repairs to the property in the past 12 months or if the loan represents construction financing for anticipated improvements, please contact us for further mechanic’s lien requirements if mechanic’s lien coverage is requested.

ALTA Commitment (6-17-06)Schedule B - Section I

Page 4



File No: 0662646

Partial Release of mortgage by COF, LLC, in favor of U.S. Bank, N.A., dated April 28, 2005 e.and recorded June 6, 2005, in Doc.#/FLM-PG: 28679831, in the original amount of $400,000.00.

Above referenced mortgage is assigned to The State Bank of Kansas, Fredonia, Kansas, by Assignment recorded in Doc.#/FLM-PG: 29052726;

and subsequently Assigned to Jac L. Jensik, by Assignment recorded in Doc.#/FLM-PG: 29052727.

The taxes for the year 2013 are shown PAID in the original amount of $4,506.11, Tax Key f.No. D-61310, Control/PIN No. 005547497, AIN No. 088280410100700. NOTE: General Taxes: $2.25 - Special Taxes: $4,503.86.

CLOSING: If this transaction is to close at Kansas Secured Title, questions regarding closing, including scheduling, should be directed to the Closing Department at: Old Town, 316-262-8261; East Closing Office 316-683-2785 ; West Closing Office 316-721-9378; or Derby Closing Office 316-788-5970.

RECORDING FEES are generally $8.00 for the first page and $4.00 for each additional page of each document. Recording fees for releases and assignments of a single mortgage are $7.00 for the first page and $2.00 for each additional page. Kansas Mortgage Registration Tax is payable at the rate of $2.60 per $1000 of indebtedness. Checks for these fees should accompany the documents and be made payable to the Register of Deeds. A $5.00 E-RECORDING FEE will be added to each document.

RECORDED DOCUMENTS must have a 3 inch margin at the top of the first page and a one inch margin on the remaining sides, and a one inch margin on all sides of each subsequent page.

ANY DEED to be recorded must be accompanied by a Kansas Real Estate Sales Validation Questionnaire unless a valid exemption is stated on the face of the deed pursuant to KSA 17-1437.

REAL ESTATE TAXES ARE BILLED ON NOVEMBER 1 OF THE TAX YEAR AND ARE DUE AND PAYABLE AT THAT TIME. THE FIRST HALF BECOMES DELINQUENT ON DECEMBER 20 OF THE TAX YEAR; THE SECOND HALF BECOMES DELINQUENT ON MAY 10 OF THE FOLLOWING YEAR.


Page 5




Issued by



316-262-8261

SCHEDULE B

II. EXCEPTIONS

Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company:

Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in 1.the public records or attaching subsequent to the Effective Date but prior to the date the proposed Insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitment.

GENERAL EXCEPTIONS:2.

Rights or claims of parties in possession not shown by the Public Recordsa)

Easements or claims of easements, not shown by the Public Records.b)

Any encroachment, encumbrance, violation, variation or adverse circumstance affecting Title c)that would be disclosed by an accurate and complete survey of the Land or that could be ascertained by an inspection of the Land.

Any lien or right to a lien, for services, labor, or material heretofore or hereafter furnished, d)imposed by law and not shown by the Public Records.

e) Taxes, or special assessments, if any not shown as existing liens by Public Records.

ADDITIONAL EXCEPTIONS:3.

The lien of all general and special taxes for the year 2014 and thereafter.a.

ALTA Commitment (6-17-06)Schedule B - Section II

Page 6



File No: 0662646Matters including but not limited to easements, building set-back lines, minimum elevations b.and access controls, if any, established by the recorded plat of North Ridge Village Addition, filed April 13, 2005, as Document No. 28664192, in Plat Drawer PC 172-3a and PC 172-3b.

Note: A master grading plan for drainage has been developed for this subdivision. All c.drainage easements, rights-of-way, or reserves shall remain at established grades or as modified with the approval of the applicable City or County Engineer. No obstructions which impede the flow of this drainage system shall be allowed.

The floodway shall be the responsibility of the owners of the property in the subdivision until d.such time as the governing body exercising jurisdiction elects to assume the responsibility for maintenance and improvement of the drainage, provided further that no buildings shall be constructed on or within said floodways, nor shall any fill, change of grade, creation of channel or other work be carried on without the permission of the Wichita-Sedgwick County Flood Control Office or their successors of office.

Certificate of Correction to Plat recorded as Doc.#/FLM-PG 28688917.e.

Notice of Community Unit Unit Plan recorded as Doc.#/FLM-PG 28659417.f.

Cross-Lot Circulation Agreement recorded as Doc.#/FLM-PG 28659415.g.

Access Agreement recorded as Doc.#/FLM-PG 28659419.h.

Easement Agreement and Termination of Prior Easement recorded as Doc.#28949563.i.

Restrictive Covenants recorded as Doc.#/FLM-PG(s): 28659418; 28834002; and 29114442. j.NOTE: The Restrictive covenants recorded as Doc.#/FLM-PG 28824002, provide for automatic membership in North Ridge Pointe Owners Association, as well as assessments against each lot and a lien for their collection.

Assessments, if any, due the North Ridge Pointe Owners Association.k.

Subject property is or may become subject to special assessments by reason of Resolutions, l.Ordinances, and/or Certificates recorded on Doc.#/FLM-PG(s): 28658416; 28661834; 28661836; 28661837; 28661847; 28661848; 28664240; 28664242; 28720363; 28763752; 28776798; and 28781041.

Judgments, State and/or Federal Tax Liens, if any, against the proposed insured.m.


Page 7



Kansas Secured Title/Title Midwest, Inc.

PRIVACY POLICY

We Are Committed to Safeguarding Customer Information

In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information - particularly any personal and/or financial information. We agree that you have a right to know how we will utilize the personal information you provide us. Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal information.

APPLICABILITYThis Privacy Policy governs our use of the information that you provide to us. It does not govern the manner in which we may use information we have obtained from any other source, such as information obtained from a public record or from another person or entity.

TYPES OF INFORMATIONDepending upon which of our services you are utilizing, the type of nonpublic personal information that we may collect include:

Information we receive from you on applications, forms and in other communications to us, whether in writing, by telephone or any other means; Information about your transactions with us, our affiliated companies, or others; and; Information we receive from a consumer-reporting agent.

USE OF INFORMATIONWe request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis. We may also provide all of the types of nonpublic personal information listed above to one or more of our affiliated companies. Such affiliated companies include financial service providers, such as title insures, property and casualty insurers and trust and investment advisory companies, or companies involved in real estate services, such as appraisal companies, home warranty companies, and escrow companies. Furthermore, we may also provide all the information we collect, as described above, to companies that perform marketing services on our behalf, on behalf of our affiliated companies, or to other financial institutions with whom our affiliated companies have joint marketing agreements.

FORMER CUSTOMERSEven if you are no longer our customer, our Privacy Policy will continue to apply to you.

CONFIDENTIALITY AND SECURITYWe will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities that need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

This commitment is valid only if Schedule A, BI and BII are attached.

File No: 0662646

Conditions

1. DEFINITIONS(a) “Mortgage” means mortgage, deed of trust or other security instrument. (b) “Public Records”

means title records that give constructive notice of matters affecting the title according to the state law where the land is located.

2. LATER DEFECTSThe Exceptions in Schedule B-Section II may be amended to show any defects, liens or encumbrances that appear for the first time in the public records or are created or attach between the Commitment Date and the date on which all of the Requirements (a) and (b) of Schedule B – Section I are met. We shall have no liability to you because of this amendment.

3. EXISTING DEFECTSIf any defects, liens or encumbrances existing at Commitment Date are not shown in Schedule B, we may amend Schedule B to show them. If we do amend Schedule B to show these defects, liens or encumbrances, we shall be liable to you according to Paragraph 4 below unless you knew of this information and did not tell us about it in writing.

4. LIMITATION OF OUR LIABILITYOur only obligation is to issue to you the Policy referred to in this Commitment, when you have meets its Requirements. If we have any liability to you for any loss you incur because of an error in this Commitment, our liability will be limited to your actual loss caused by your relying on this Commitment when you acted in good faith to:

comply with the Requirement shown in Schedule B – Section Ior

eliminate with our written consent any Exceptions shown in Schedule B – Section II.

We shall not be liable for more than the Policy Amount show in Schedule A of this Commitment and our liability is subject to the terms of the Policy form to be issued to you."

CLAIMS MUST BE BASED ON THIS COMMITMENTAny claim, whether or not based on negligence, which you may have against us concerning the title to the land must be based on this Commitment and is subject to its terms.











File No: 0662647


Wichita, Kansas 67202 316-262-8261



Issued by




Property Address: Lot 3, Block 1, North Ridge VillageWichita, KS





Fee Simple.






Page 2



File No: 0662647

EXHIBIT "A"


Lot 3, Block 1, North Ridge Village Addition, an Addition to Wichita, Sedgwick County, Kansas.


Page 3



File No: 0662647


Issued by



316-262-8261

SCHEDULE B

I. Requirements:










Page 4



File No: 0662647











Page 5




Issued by



316-262-8261

SCHEDULE B

II. EXCEPTIONS












Page 6










Drainage and Utility Easement recorded as Doc.#/FLM-PG 28748005.i.

Easement Agreement and Termination of Prior Easement recorded as Doc.#28949563.j.

Restrictive Covenants recorded as Doc.#/FLM-PG(s): 28659418; 28834002; and 29114442. k.NOTE: The Restrictive covenants recorded as Doc.#/FLM-PG 28824002, provide for automatic membership in North Ridge Pointe Owners Association, as well as assessments against each lot and a lien for their collection.

Assessments, if any, due the North Ridge Pointe Owners Association.l.

Subject property is or may become subject to special assessments by reason of Resolutions, m.Ordinances, and/or Certificates recorded on Doc.#/FLM-PG(s): 28658416; 28661834; 28661836; 28661837; 28661847; 28661848; 28664240; 28664242; 28720363; 28763752; 28776798; and 28781041.

Judgments, State and/or Federal Tax Liens, if any, against the proposed insured.n.


Page 7



File No: 0662647


Page 8




PRIVACY POLICY










File No: 0662647

Conditions




















File No: 0662650


Wichita, Kansas 67202 316-262-8261



Issued by




Property Address: Lot 4, Block 1, North Ridge VillageWichita, KS





Fee Simple.






Page 2



File No: 0662650

EXHIBIT "A"


Lot 4, Block 1, North Ridge Village Addition, an Addition to Wichita, Sedgwick County, Kansas.


Page 3



File No: 0662650


Issued by



316-262-8261

SCHEDULE B

I. Requirements:










Page 4



File No: 0662650











Page 5




Issued by



316-262-8261

SCHEDULE B

II. EXCEPTIONS












Page 6










Drainage and Utility Easement recorded as Doc.#/FLM-PG 28748005.i.

Dedication of right of way recorded as Doc.#/28748006.j.

Easement Agreement and Termination of Prior Easement recorded as Doc.#28949563.k.

Restrictive Covenants recorded as Doc.#/FLM-PG(s): 28659418; 28834002; and 29114442. l.NOTE: The Restrictive covenants recorded as Doc.#/FLM-PG 28824002, provide for automatic membership in North Ridge Pointe Owners Association, as well as assessments against each lot and a lien for their collection.

Assessments, if any, due the North Ridge Pointe Owners Association.m.

Subject property is or may become subject to special assessments by reason of Resolutions, n.Ordinances, and/or Certificates recorded on Doc.#/FLM-PG(s): 28658416; 28661834; 28661837; 28661847; 28661848; 28664240; 28664242; 28720363; 28763752; 28776798; and 28781041.

Judgments, State and/or Federal Tax Liens, if any, against the proposed insured.o.


Page 7



File No: 0662650


Page 8




PRIVACY POLICY










File No: 0662650

Conditions











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From the Wichita Business Journal:http://www.bizjournals.com/wichita/blog/2014/07/construction-to-start-in-august-on-long-awaited.html

Jul 15, 2014, 11:40am CDT

Josh HeckReporter- Wichita Business JournalEmail | Twitter

Two years ago, QuikTrip identified a potential location near 37th Street North and Ridge Road. Now, that vision is about to become a reality.

Construction on a 5,700-square-foot store at 4051 N. Ridge Road is expected to start in August, QuikTrip Spokesman Mike Thornbrugh tells me.

He says that site could be open for business in January 2015.

See Also

Full-service kitchens planned for three more Wichita QuikTrip storesQuikTrip plans Gen-3 store at Central, Oliver following purchase of McCurdy Auction building

The store will include a QT Kitchen and will be one of QuikTrip’s “Gen 3” stores, which are larger than their older convenience store counterparts.

QuikTrip has been aggressively updating existing stores and adding new ones to the Wichita market to help the company stay competitive.

Thornbrugh says companies like QuikTrip now are competing against grocers and other fresh-food providers.

“The lines are so blurred,” Thornbrugh says. “We’re competing against everybody.”

The announcement of a specific construction timetable for QuikTrip’s North Ridge Road store — first announced in 2012— comes about a month after buildingpermits were pulled for the construction of gas canopies for two potential new QuikTrip sites.

At the time, a construction timetable wasn’t disclosed publicly. QuikTrip also wants to add a Gen 3 store at 3520 N. Oliver, near 35th Street North and Oliver.

Thornbrugh says he wasn’t sure of when construction will start on that site.

The North Ridge location, meanwhile, is near an existing Kwik Shop at 7107 W. 37th North, a move QT rarely makes.

QuikTrip also has other Gen 3 stores already under construction. A store at 31st Street South and K-15 is expected to open in August. A replacement store that isgoing in at the northeast corner of 37th Street North and Rock Road is expected to open this year as well.

Josh Heck covers health care, professional services, education and energy.

519 N. Oliver, Wichita, Kansas(316) 683-0612 • (800) 544-4489 • www.McCurdyAuction.com

Guide to Auction Costs

• Half Owners Title Insurance Premium

• Half of the Closing Fee

• Real Estate Commission (If Applicable)

• Advertising Costs

• Payoff of Loans, Including Accured Interest, Statement Fees,

Reconveyance Fees and Any Prepayment

• Any Judgements, Tax Liens, Etc. Against The Seller

• Recording Charges Required to Convey Clear Title

• Any Unpaid Taxes and Tax Proation for the Current Year

• Any Unpaid Homeowner Association Dues

• Rent Deposits and Prorated Rents (If Applicable)

• 10% Buyer’s Premium (If Applicable)

• Half Owners Title Insurance Premium

• Half of the Closing Fee

• Lender’s Title Policy Premiums (If Obtaining Financing)

• Document Preparation (If Applicable)

• Notary Fees (If Applicable)

• Recording Charges For All Documents in Buyer’s Name

• Home Owners Association Transfer/Set Up Fee (If Applicable)

• All New Loan Charges (If Obtaining Financing)

• Homeownere’s Insurance Premium for First Year

• All Pre-Paid Deposites for Taxes, Insurance, Pmi, Etc. (If Applicable)

THE BUYER CAN GENERALLY EXPECT TO PAY . . .

THE SELLER CAN GENERALLY EXPECT TO PAY . . .