PROPERTY AND CASUALTY COMPANIES - ASSOCIATION … · COMBINED ANNUAL STATEMENT FOR THE YEAR ENDED DECEMBER 31, 2018 OF THE CONDITION AND AFFAIRS OF THE AMERICAN INTERNATIONAL GROUP,

*00124201820100100*PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION

COMBINED ANNUAL STATEMENTFOR THE YEAR ENDED DECEMBER 31, 2018

OF THE CONDITION AND AFFAIRS OF THE

AMERICAN INTERNATIONAL GROUP, INC. and its affiliated property and casualty insurers

NAIC Group Code 0012 NAIC Company Code 00124

Mail Address 175 Water Street

(Street and Number)

New York , NY 10038 , 212-770-7000

(City or Town, State, Country and Zip Code) (Area Code) (Telephone Number)

Combined Statement Contact Borys Mykola Kramarchuk , 212-458-7940 , [email protected]

(Name) (Area Code) (Telephone Number) (E-mail Address)

NAMES OF COMPANIES INCLUDED IN THIS STATEMENTName of Company NAIC Company Code State of Domicile

AIU INSURANCE COMPANY 19399 NY

AMERICAN HOME ASSURANCE COMPANY 19380 NY

AIG ASSURANCE COMPANY 40258 IL

AIG INSURANCE COMPANY - PUERTO RICO 31674 PR

AIG PROPERTY CASUALTY COMPANY 19402 PA

AIG SPECIALTY INSURANCE COMPANY 26883 IL

COMMERCE & INDUSTRY INSURANCE COMPANY 19410 NY

EAGLESTONE REINSURANCE COMPANY 10651 PA

GRANITE STATE INSURANCE COMPANY 23809 IL

ILLINOIS NATIONAL INSURANCE COMPANY 23817 IL

LEXINGTON INSURANCE COMPANY 19437 DE

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA 19445 PA

NEW HAMPSHIRE INSURANCE COMPANY 23841 IL

THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA 19429 IL

BLACKBOARD SPECIALTY INSURANCE COMPANY(F/K/A HAMILTON SPECIALTY INSURANCE COMPANY)

13551 DE

BLACKBOARD INSURANCE COMPANY(F/K/A HAMILTON INSURANCE COMPANY) 26611 DE

STRATFORD INSURANCE COMPANY 40436 NH

TUDOR INSURANCE COMPANY 37982 NH

WESTERN WORLD INSURANCE COMPANY 13196 NH

a. Is this an original filing? Yes [ X ] No [ ]

b. If no,

1. State the amendment number

2. Date filed

3. Number of pages attached

NOTE: This annual statement contains combined data for the property and casualty insurance companies listed above, compiled in accordance with the NAIC instructions for the completion of annual statements.

COMBINED STATEMENT FOR THE YEAR 2018 OF THE American International Group, Inc.

ASSETSCurrent Year Prior Year

1

Assets

2

Nonadmitted Assets

3Net Admitted Assets

(Cols. 1 - 2)

4Net Admitted

Assets

1. Bonds (Schedule D) 44,017,930,694 0 44,017,930,694 49,150,589,953

2. Stocks (Schedule D):

2.1 Preferred stocks 56,087,033 0 56,087,033 60,238,432

2.2 Common stocks 1,081,536,149 10,387,407 1,071,148,742 1,613,818,788

3. Mortgage loans on real estate (Schedule B):

3.1 First liens 6,776,059,033 0 6,776,059,033 5,715,358,788

3.2 Other than first liens 9,708,004 0 9,708,004 9,885,150

4. Real estate (Schedule A):

4.1 Properties occupied by the company (less $ 0

encumbrances) 0 0 0 0

4.2 Properties held for the production of income (less

$ 0 encumbrances) 0 0 0 11,158,154

4.3 Properties held for sale (less $ 0

encumbrances) 292,500 0 292,500 0

5. Cash ($ (59,770,437) , Schedule E - Part 1), cash equivalents

($ 251,334,346 , Schedule E - Part 2) and short-term

investments ($ 218,197,856 , Schedule DA) 409,761,765 0 409,761,765 126,828,030

6. Contract loans (including $ 0 premium notes) 0 0 0 0

7. Derivatives (Schedule DB) 72,820,552 0 72,820,552 0

8. Other invested assets (Schedule BA) 7,332,354,730 14,384,240 7,317,970,490 8,701,327,398

9. Receivable for securities 319,717,541 0 319,717,541 211,541,395

10. Securities lending reinvested collateral assets (Schedule DL) 0 0 0 0

11. Aggregate write-ins for invested assets 0 0 0 0

12. Subtotals, cash and invested assets (Lines 1 to 11) 60,076,268,000 24,771,647 60,051,496,353 65,600,746,089

13. Title plants less $ 0 charged off (for Title insurers

only) 0 0 0 0

14. Investment income due and accrued 526,624,016 0 526,624,016 555,012,719

15. Premiums and considerations:

15.1 Uncollected premiums and agents' balances in the course of collection 2,659,191,258 151,858,999 2,507,332,258 2,409,979,478

15.2 Deferred premiums and agents' balances and installments booked but

deferred and not yet due (including $ 0

earned but unbilled premiums) 695,001,889 1,643,983 693,357,906 1,050,791,542

15.3 Accrued retrospective premiums ($ 1,460,624,924 ) and

contracts subject to redetermination ($ 0 ) 1,490,097,927 29,473,003 1,460,624,924 1,621,212,479

16. Reinsurance:

16.1 Amounts recoverable from reinsurers 913,025,008 0 913,025,008 775,475,116

16.2 Funds held by or deposited with reinsured companies 605,097,999 0 605,097,999 620,248,042

16.3 Other amounts receivable under reinsurance contracts 1,649,821 0 1,649,821 0

17. Amounts receivable relating to uninsured plans 0 0 0 0

18.1 Current federal and foreign income tax recoverable and interest thereon 9,283,134 231,255 9,051,879 241,240,364

18.2 Net deferred tax asset 2,401,431,642 359,306,065 2,042,125,577 1,961,292,562

19. Guaranty funds receivable or on deposit 24,789,880 0 24,789,880 24,654,617

20. Electronic data processing equipment and software 10,925 0 10,925 103,473

21. Furniture and equipment, including health care delivery assets

($ 0 ) 1,226,612 1,226,612 0 0

22. Net adjustment in assets and liabilities due to foreign exchange rates 0 0 0 0

23. Receivables from parent, subsidiaries and affiliates 398,923,668 11,117,097 387,806,571 40,020,654

24. Health care ($ 0 ) and other amounts receivable 0 0 0 0

25. Aggregate write-ins for other than invested assets 785,280,995 64,758,080 720,522,915 432,889,908

26. Total assets excluding Separate Accounts, Segregated Accounts and Protected Cell Accounts (Lines 12 to 25) 70,587,902,774 644,386,741 69,943,516,033 75,333,667,043

27. From Separate Accounts, Segregated Accounts and Protected Cell Accounts 0 0 0 0

28. Total (Lines 26 and 27) 70,587,902,774 644,386,741 69,943,516,033 75,333,667,043

DETAILS OF WRITE-INS

1199. Totals (Lines 1101 thru 1103 plus 1198)(Line 11 above) 0 0 0 0

2599. Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above) 785,280,995 64,758,080 720,522,915 432,889,908

2


LIABILITIES, SURPLUS AND OTHER FUNDS1

Current Year2

Prior Year

1. Losses (Part 2A, Line 35, Column 8) 30,305,314,809 35,477,244,285

2. Reinsurance payable on paid losses and loss adjustment expenses (Schedule F, Part 1, Column 6) 609,338,859 659,751,325

3. Loss adjustment expenses (Part 2A, Line 35, Column 9) 2,787,210,167 4,237,228,518

4. Commissions payable, contingent commissions and other similar charges (5,730,653) (22,647,055)

5. Other expenses (excluding taxes, licenses and fees) 57,356,516 55,806,642

6. Taxes, licenses and fees (excluding federal and foreign income taxes) 432,480,487 439,053,573

7.1 Current federal and foreign income taxes (including $ (250,440) on realized capital gains (losses)) 10,053,677 4,951,942

7.2 Net deferred tax liability 0 (906,476)

8. Borrowed money $ 115,000,000 and interest thereon $ 8,561 115,008,561 197,426,408

9. Unearned premiums (Part 1A, Line 38, Column 5) (after deducting unearned premiums for ceded reinsurance of

$ 1,831,804,848 and including warranty reserves of $ 97,656,609 and accrued accident and

health experience rating refunds including $ 0 for medical loss ratio rebate per the Public Health

Service Act) 9,266,466,819 9,600,528,557

10. Advance premium 0 0

11. Dividends declared and unpaid:

11.1 Stockholders 0 0

11.2 Policyholders 0 0

12. Ceded reinsurance premiums payable (net of ceding commissions) 897,342,487 650,411,294

13. Funds held by company under reinsurance treaties (Schedule F, Part 3, Column 20) 6,209,509,899 1,508,571,852

14. Amounts withheld or retained by company for account of others 1,295,661 1,598,583

15. Remittances and items not allocated 33,293,400 27,686,491

16. Provision for reinsurance (including $ 1,033,064 certified) (Schedule F, Part 3, Column 78) 66,678,200 50,995,002

17. Net adjustments in assets and liabilities due to foreign exchange rates 0 0

18. Drafts outstanding 48,468 0

19. Payable to parent, subsidiaries and affiliates 684,071,733 697,524,279

20. Derivatives 0 39,114,701

21. Payable for securities 215,769,330 73,587,001

22. Payable for securities lending 0 0

23. Liability for amounts held under uninsured plans 0 0

24. Capital notes $ 0 and interest thereon $ 0 0 0

25. Aggregate write-ins for liabilities 793,464,033 517,319,668

26. Total liabilities excluding protected cell liabilities (Lines 1 through 25) 52,478,972,452 54,215,246,589

27. Protected cell liabilities 0 0

28. Total liabilities (Lines 26 and 27) 52,478,972,452 54,215,246,589

29. Aggregate write-ins for special surplus funds 2,691,606,337 2,035,337,311

30. Common capital stock 106,139,853 97,939,853

31. Preferred capital stock 0 0

32. Aggregate write-ins for other than special surplus funds 0 1,200,000

33. Surplus notes 0 0

34. Gross paid in and contributed surplus 15,885,573,160 17,803,913,191

35. Unassigned funds (surplus) (1,218,775,770) 1,180,030,099

36. Less treasury stock, at cost:

36.1 0 shares common (value included in Line 30 $ 0 ) 0 0

36.2 0 shares preferred (value included in Line 31 $ 0 ) 0 0

37. Surplus as regards policyholders (Lines 29 to 35, less 36) (Page 4, Line 39) 17,464,543,581 21,118,420,454

38. TOTALS (Page 2, Line 28, Col. 3) 69,943,516,033 75,333,667,043


2599. Totals (Lines 2501 thru 2503 plus 2598)(Line 25 above) 793,464,033 517,319,668

2999. Totals (Lines 2901 thru 2903 plus 2998)(Line 29 above) 2,691,606,337 2,035,337,311

3299. Totals (Lines 3201 thru 3203 plus 3298)(Line 32 above) 0 1,200,000

3


STATEMENT OF INCOME1

Current Year2

Prior Year

UNDERWRITING INCOME

1. Premiums earned (Part 1, Line 35, Column 4) 14,979,047,616 14,641,925,157

DEDUCTIONS:

2. Losses incurred (Part 2, Line 35, Column 7) 11,813,676,722 12,230,634,978

3. Loss adjustment expenses incurred (Part 3, Line 25, Column 1) 913,927,052 1,511,509,737

4. Other underwriting expenses incurred (Part 3, Line 25, Column 2) 5,555,199,571 4,661,583,883

5. Aggregate write-ins for underwriting deductions 0 0

6. Total underwriting deductions (Lines 2 through 5) 18,282,803,345 18,403,728,599

7. Net income of protected cells 0 0

8. Net underwriting gain or (loss) (Line 1 minus Line 6 plus Line 7) (3,303,755,730) (3,761,803,441)

INVESTMENT INCOME

9. Net investment income earned (Exhibit of Net Investment Income, Line 17) 2,753,906,124 2,948,023,231

10. Net realized capital gains or (losses) less capital gains tax of $ 80,538,953 (Exhibit of Capital

Gains (Losses) ) (80,585,132) (63,077,979)

11. Net investment gain (loss) (Lines 9 + 10) 2,673,320,991 2,884,945,252

OTHER INCOME

12. Net gain (loss) from agents’ or premium balances charged off (amount recovered

$ 0 amount charged off $ 8,198,503 ) (8,198,503) (53,109,246)

13. Finance and service charges not included in premiums 1 0

14. Aggregate write-ins for miscellaneous income (421,783,936) (296,590,941)

15. Total other income (Lines 12 through 14) (429,982,438) (349,700,187)

16. Net income before dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes (Lines 8 + 11 + 15) (1,060,417,177) (1,226,558,377)

17. Dividends to policyholders 0 0

18. Net income, after dividends to policyholders, after capital gains tax and before all other federal and foreign income taxes (Line 16 minus Line 17) (1,060,417,177) (1,226,558,377)

19. Federal and foreign income taxes incurred (55,173,125) (221,212,381)

20. Net income (Line 18 minus Line 19)(to Line 22) (1,005,244,051) (1,005,345,996)

CAPITAL AND SURPLUS ACCOUNT

21. Surplus as regards policyholders, December 31 prior year (Page 4, Line 39, Column 2) 21,494,598,632 21,812,221,709

22. Net income (from Line 20) (1,005,244,051) (1,005,345,996)

23. Net transfers (to) from Protected Cell accounts 0 0

24. Change in net unrealized capital gains or (losses) less capital gains tax of $ (83,741,847) (273,255,561) 382,990,757

25. Change in net unrealized foreign exchange capital gain (loss) 14,819,639 182,140,385

26. Change in net deferred income tax 264,519,643 (916,435,810)

27. Change in nonadmitted assets (Exhibit of Nonadmitted Assets, Line 28, Col. 3) (156,578,110) 899,386,818

28. Change in provision for reinsurance (Page 3, Line 16, Column 2 minus Column 1) (13,538,198) 47,825,018

29. Change in surplus notes 0 0

30. Surplus (contributed to) withdrawn from protected cells 0 0

31. Cumulative effect of changes in accounting principles 0 0

32. Capital changes:

32.1 Paid in 0 0

32.2 Transferred from surplus (Stock Dividend) 0 0

32.3 Transferred to surplus 0 0

33. Surplus adjustments:

33.1 Paid in (1,874,638,421) 10,802,598

33.2 Transferred to capital (Stock Dividend) 0 0

33.3 Transferred from capital 0 0

34. Net remittances from or (to) Home Office 0 0

35. Dividends to stockholders (916,361,580) (200,000,000)

36. Change in treasury stock (Page 3, Lines 36.1 and 36.2, Column 2 minus Column 1) 0 0

37. Aggregate write-ins for gains and losses in surplus (69,778,412) (95,165,025)

38. Change in surplus as regards policyholders for the year (Lines 22 through 37) (4,030,055,052) (693,801,255)

39. Surplus as regards policyholders, December 31 current year (Line 21 plus Line 38) (Page 3, Line 37) 17,464,543,581 21,118,420,454


0599. Totals (Lines 0501 thru 0503 plus 0598)(Line 5 above) 0 0

1499. Totals (Lines 1401 thru 1403 plus 1498)(Line 14 above) (421,783,936) (296,590,941)

3799. Totals (Lines 3701 thru 3703 plus 3798)(Line 37 above) (69,778,412) (95,165,025)

4


CASH FLOW1

Current Year

2

Prior Year

Cash from Operations

1. Premiums collected net of reinsurance 15,667,597,569 11,695,379,274

2. Net investment income 2,443,871,698 2,590,303,369

3. Miscellaneous income 18,601,256 (7,106,875)

4. Total (Lines 1 through 3) 18,130,070,523 14,278,575,768

5. Benefit and loss related payments 14,073,213,296 17,925,125,091

6. Net transfers to Separate Accounts, Segregated Accounts and Protected Cell Accounts 0 0

7. Commissions, expenses paid and aggregate write-ins for deductions 7,725,982,314 8,733,805,641

8. Dividends paid to policyholders 0 0

9. Federal and foreign income taxes paid (recovered) net of $ 4,560,586 tax on capital gains (losses) (247,006,207) (717,359,755)

10. Total (Lines 5 through 9) 21,552,189,404 25,941,570,976

11. Net cash from operations (Line 4 minus Line 10) (3,422,118,881) (11,662,995,208)

Cash from Investments

12. Proceeds from investments sold, matured or repaid:

12.1 Bonds 15,806,991,670 26,512,035,993

12.2 Stocks 658,590,011 1,241,205,815

12.3 Mortgage loans 584,066,322 1,727,812,704

12.4 Real estate 11,470,321 0

12.5 Other invested assets 3,140,363,563 5,317,350,798

12.6 Net gains or (losses) on cash, cash equivalents and short-term investments (5,787,638) (10,798,028)

12.7 Miscellaneous proceeds 160,954,605 33,058,484

12.8 Total investment proceeds (Lines 12.1 to 12.7) 20,356,648,853 34,820,665,766

13. Cost of investments acquired (long-term only):

13.1 Bonds 11,932,310,582 17,078,525,032

13.2 Stocks 154,819,980 1,466,736,210

13.3 Mortgage loans 1,755,584,970 2,345,077,100

13.4 Real estate 1,580,100 2,611,267

13.5 Other invested assets 1,713,890,415 1,709,277,095

13.6 Miscellaneous applications 31,641,956 234,905,769

13.7 Total investments acquired (Lines 13.1 to 13.6) 15,589,828,003 22,837,132,473

14. Net increase (decrease) in contract loans and premium notes 0 0

15. Net cash from investments (Line 12.8 minus Line 13.7 minus Line 14) 4,766,820,851 11,983,533,293

Cash from Financing and Miscellaneous Sources

16. Cash provided (applied):

16.1 Surplus notes, capital notes 0 0

16.2 Capital and paid in surplus, less treasury stock (414,745,523) 69,663,000

16.3 Borrowed funds (288,686,435) (534,928,920)

16.4 Net deposits on deposit-type contracts and other insurance liabilities (76,015,114) (35,896,621)

16.5 Dividends to stockholders 703,429,728 1,812,095

16.6 Other cash provided (applied) 340,095,913 (493,284,384)

17. Net cash from financing and miscellaneous sources (Lines 16.1 to 16.4 minus Line 16.5 plus Line 16.6) (1,142,780,887) (996,259,020)

RECONCILIATION OF CASH, CASH EQUIVALENTS AND SHORT-TERM INVESTMENTS

18. Net change in cash, cash equivalents and short-term investments (Line 11, plus Lines 15 and 17) 201,921,083 (675,720,936)

19. Cash, cash equivalents and short-term investments:

19.1 Beginning of year 207,840,682 802,548,965

19.2 End of period (Line 18 plus Line 19.1) 409,761,765 126,828,030

Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0001. Capital Contribution from Parent 300,000,000 7,124,575

20.0002. Decrease in Funds Held asset 874,366,878 0

20.0003. Decrease in Funds Held liability 0 34,926,666

20.0004. Increase in Funds Held liability 670,939,558 0

20.0005. Investments received as capital contribution 0 898,104,580

20.0006. Investments received in settlement of affiliated receivable balance 3,226,513,940 6,262,321,420

20.0007. Investments transferred as dividends 212,931,852 198,628,572

20.0008. Investments transferred as return of capital 1,744,892,898 699,972,743

5

COMBINED STATEMENT FOR THE YEAR 2018 OF THE American International Group, Inc.Note: Supplemental disclosures of cash flow information for non-cash transactions:

20.0009. Investments transferred in settlement of affiliated payable balance 3,603,726,794 6,199,538,842

5.1


UNDERWRITING AND INVESTMENT EXHIBITPART 1 - PREMIUMS EARNED

Line of Business

1

Net PremiumsWritten per

Column 6, Part 1B

2Unearned Premiums Dec. 31 Prior Year -

per Col. 3,Last Year’s Part 1

3Unearned Premiums

Dec. 31 CurrentYear - per Col. 5

Part 1A

4

Premiums Earned During Year

(Cols. 1 + 2 - 3)

1. Fire 852,711,146 1,192,698,892 774,477,928 1,270,932,110

2. Allied lines 1,117,666,007 467,031,667 445,258,703 1,139,438,971

3. Farmowners multiple peril (19,245) 2,536 (12,820) (3,889)

4. Homeowners multiple peril 1,160,185,172 630,449,775 658,148,821 1,132,486,126

5. Commercial multiple peril 718,218,078 307,954,862 288,626,273 737,546,667

6. Mortgage guaranty 115,488,423 252,068,737 185,304,302 182,252,858

8. Ocean marine 270,830,869 62,969,941 65,462,589 268,338,221

9. Inland marine 1,213,089,598 250,565,143 279,564,610 1,184,090,131

10. Financial guaranty 0 20,631 20,631 0

11.1 Medical professional liability - occurrence 22,321,134 8,707,336 3,917,323 27,111,147

11.2 Medical professional liability - claims-made 48,821,488 52,309,121 34,223,959 66,906,650

12. Earthquake 98,332,660 71,841,026 66,508,962 103,664,723

13. Group accident and health 656,387,315 608,018,493 295,043,711 969,362,097

14. Credit accident and health (group and individual) 0 0 0 0

15. Other accident and health 365,110,462 77,417,081 96,995,245 345,532,298

16. Workers' compensation 1,356,453,422 454,365,696 540,969,123 1,269,849,995

17.1 Other liability - occurrence 1,592,760,644 2,325,623,910 2,433,945,066 1,484,439,488

17.2 Other liability - claims-made 2,409,991,978 2,123,266,911 1,857,094,825 2,676,164,064

17.3 Excess workers' compensation 19,243,658 7,277,303 9,209,337 17,311,624

18.1 Products liability - occurrence 120,079,886 24,076,224 44,553,877 99,602,232

18.2 Products liability - claims-made 22,673,623 16,695,431 18,377,195 20,991,859

19.1, 19.2 Private passenger auto liability 829,637,851 138,598,919 377,818,461 590,418,309

19.3, 19.4 Commercial auto liability 459,904,560 179,163,506 238,123,766 400,944,301

21. Auto physical damage 594,168,274 103,934,837 236,527,406 461,575,704

22. Aircraft (all perils) 168,893,263 45,814,152 51,413,147 163,294,268

23. Fidelity 123,175,376 66,322,672 67,345,462 122,152,586

24. Surety 40,888,011 56,868,365 49,271,624 48,484,752

26. Burglary and theft 27,419,649 11,318,126 12,249,387 26,488,388

27. Boiler and machinery 50,661,715 49,777,994 29,046,553 71,393,156

28. Credit 69,716,068 2,223,811 2,708,323 69,231,556

29. International 0 0 0 0

30. Warranty 32,131,000 142,752,252 97,660,245 77,223,007

31. Reinsurance - nonproportional assumed property 36,326,193 3,801,277 7,055,689 33,071,781

32. Reinsurance - nonproportional assumed liability 15,464,938 (431,946) (442,909) 15,475,901

33. Reinsurance - nonproportional assumed financial lines 0 0 0 0

34. Aggregate write-ins for other lines of business 0 0 0 0

35. TOTALS 14,608,733,214 9,733,504,679 9,266,466,815 15,075,771,079


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0

6


UNDERWRITING AND INVESTMENT EXHIBITPART 1A - RECAPITULATION OF ALL PREMIUMS

Line of Business

1

Amount Unearned (Running One Yearor Less from Date

of Policy) (a)

2

Amount Unearned (Running More Than

One Year fromDate of Policy) (a)

3

Earned But Unbilled Premium

4Reserve for Rate

Credits and Retrospective

Adjustments Basedon Experience

5

Total Reserve for Unearned Premiums Cols. 1 + 2 + 3 + 4

1. Fire 351,341,374 423,136,554 0 0 774,477,928

2. Allied lines 318,857,251 126,401,452 0 0 445,258,703

3. Farmowners multiple peril (1) (12,819) 0 0 (12,820)

4. Homeowners multiple peril 662,994,614 (4,845,793) 0 0 658,148,821

5. Commercial multiple peril 266,687,751 21,938,522 0 0 288,626,273

6. Mortgage guaranty 180,588,177 4,716,125 0 0 185,304,302

8. Ocean marine 64,416,032 1,046,557 0 0 65,462,589

9. Inland marine 234,302,753 45,261,857 0 0 279,564,610

10. Financial guaranty 0 20,631 0 0 20,631

11.1 Medical professional liability - occurrence 3,917,301 22 0 0 3,917,323

11.2 Medical professional liability - claims-made 32,624,667 1,599,292 0 0 34,223,959

12. Earthquake 58,584,819 7,924,143 0 0 66,508,962

13. Group accident and health 249,289,738 45,753,973 0 0 295,043,711

14. Credit accident and health (group and individual) 0 0 0 0 0

15. Other accident and health 96,910,209 85,036 0 0 96,995,245

16. Workers' compensation 540,263,626 705,497 0 0 540,969,123

17.1 Other liability - occurrence 2,110,342,346 323,602,720 0 0 2,433,945,066

17.2 Other liability - claims-made 867,027,616 990,067,208 0 0 1,857,094,825

17.3 Excess workers' compensation 9,209,337 0 0 0 9,209,337

18.1 Products liability - occurrence 36,316,327 8,237,550 0 0 44,553,877

18.2 Products liability - claims-made 16,071,930 2,305,265 0 0 18,377,195

19.1, 19.2 Private passenger auto liability 370,585,721 7,232,740 0 0 377,818,461

19.3, 19.4 Commercial auto liability 231,939,138 6,184,628 0 0 238,123,766

21. Auto physical damage 239,369,940 (2,842,534) 0 0 236,527,406

22. Aircraft (all perils) 51,333,289 79,858 0 0 51,413,147

23. Fidelity 62,638,223 4,707,239 0 0 67,345,462

24. Surety 8,010,094 41,261,530 0 0 49,271,624

26. Burglary and theft 11,547,162 702,225 0 0 12,249,387

27. Boiler and machinery 21,018,159 8,028,394 0 0 29,046,553

28. Credit 0 2,708,323 0 0 2,708,323

29. International 0 0 0 0 0

30. Warranty 2,497,856 95,162,389 0 0 97,660,245

31. Reinsurance - nonproportional assumed property 0 7,055,689 0 0 7,055,689

32. Reinsurance - nonproportional assumed liability 0 (442,909) 0 0 (442,909)

33. Reinsurance - nonproportional assumed financial lines 0 0 0 0 0

34. Aggregate write-ins for other lines of business 0 0 0 0 0

35. TOTALS 7,098,685,450 2,167,781,365 0 0 9,266,466,815

36. Accrued retrospective premiums based on experience 0

37. Earned but unbilled premiums 0

38. Balance (Sum of Line 35 through 37) 9,266,466,815


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0

(a) State here basis of computation used in each case PRO RATA

7


UNDERWRITING AND INVESTMENT EXHIBITPART 1B - PREMIUMS WRITTEN

1 Reinsurance Assumed Reinsurance Ceded 6

Line of Business Direct Business (a)

2

From Affiliates

3

From Non-Affiliates

4

To Affiliates

5

To Non-Affiliates

Net Premiums Written

Cols. 1+2+3-4-5

1. Fire 948,418,692 1,006,697,853 233,285,287 3,170,571 1,332,520,116 852,711,147

2. Allied lines 1,320,817,430 165,313,199 71,100,502 (9,381,967) 448,947,090 1,117,666,007

3. Farmowners multiple peril 1 (52,441) 2,662 (68,605) 38,072 (19,245)

4. Homeowners multiple peril 1,153,299,247 179,799,419 9,386,467 119,183,116 63,116,844 1,160,185,172

5. Commercial multiple peril 674,038,919 219,508,696 58,552,410 (824,825) 234,706,772 718,218,078

6. Mortgage guaranty 0 0 115,488,423 0 0 115,488,423

8. Ocean marine 564,511,159 223,416,374 28,358,591 19,979,048 525,476,207 270,830,869

9. Inland marine 1,620,921,791 40,530,419 10,211,926 6,596,894 451,977,643 1,213,089,599

10. Financial guaranty 0 0 0 0 0 0

11.1 Medical professional liability - occurrence 27,031,631 10,175,206 0 14,862,662 23,041 22,321,134

11.2 Medical professional liability - claims-made 69,315,828 17,190,257 13,313,930 15,763,727 35,234,799 48,821,488

12. Earthquake 133,495,190 32,454,033 6,740,769 997,804 73,359,529 98,332,659

13. Group accident and health 625,663,297 343,074,558 20,255,920 88,561,496 244,044,964 656,387,315

14. Credit accident and health (group and individual) 0 0 0 0 0 0

15. Other accident and health 24,990,369 346,237,514 6,496,278 2,867,189 9,746,510 365,110,462

16. Workers' compensation 1,690,380,042 107,911,908 55,860,345 13,306,677 484,392,197 1,356,453,421

17.1 Other liability - occurrence 1,986,088,119 269,789,043 82,542,884 (112,392,236) 858,051,637 1,592,760,644

17.2 Other liability - claims-made 2,313,834,706 397,716,134 37,194,231 114,989,158 223,763,935 2,409,991,978

17.3 Excess workers' compensation 20,388,720 1,218,055 0 2,406,207 (43,090) 19,243,658

18.1 Products liability - occurrence 37,917,613 95,777,518 1,477,194 1,980,482 13,111,958 120,079,886

18.2 Products liability - claims-made 8,437,798 15,761,023 0 23,414 1,501,784 22,673,623

19.1, 19.2 Private passenger auto liability 143,813,835 696,512,081 13,153,508 17,158,632 6,682,942 829,637,851

19.3, 19.4 Commercial auto liability 587,702,462 65,064,611 0 169,072,913 23,789,599 459,904,561

21. Auto physical damage 209,690,899 380,549,336 10,655,030 81,303 6,645,689 594,168,273

22. Aircraft (all perils) 244,990,458 50,022,614 11,444,582 6,702,767 130,861,624 168,893,263

23. Fidelity 111,523,110 25,855,722 2,188,304 1,180,891 15,210,868 123,175,376

24. Surety 45,764,059 20,235,157 971,998 4,866,743 21,216,460 40,888,011

26. Burglary and theft 27,703,676 2,147,611 6,783 1,954,533 483,888 27,419,649

27. Boiler and machinery 175,227,234 15,321,328 21,225,983 2,163,078 158,949,753 50,661,715

28. Credit 18,738,000 107,971,320 1,123,129 38,760,656 19,355,725 69,716,068

29. International 0 0 0 0 0 0

30. Warranty 30,686,915 1,931,753 69,759 40,146 517,282 32,131,000

31. Reinsurance - nonproportional assumed property XXX 24,146,435 12,179,758 0 0 36,326,193

32. Reinsurance - nonproportional assumed liability XXX 3,614,501 11,850,437 0 0 15,464,938

33. Reinsurance - nonproportional assumed financial lines XXX 0 0 0 0 0

34. Aggregate write-ins for other lines of business 0 0 0 0 0 0

35. TOTALS 14,815,391,201 4,865,891,238 835,137,090 524,002,475 5,383,683,838 14,608,733,215


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0 0

(a) Does the company's direct premiums written include premiums recorded on an installment basis? Yes [ ] No [ X ]

If yes: 1. The amount of such installment premiums $ 0

2. Amount at which such installment premiums would have been reported had they been reported on an annualized basis $ 0

8


UNDERWRITING AND INVESTMENT EXHIBITPART 2 - LOSSES PAID AND INCURRED

Losses Paid Less Salvage 5 6 7 8

Line of Business

1

Direct Business

2

ReinsuranceAssumed

3

ReinsuranceRecovered

4

Net Payments(Cols. 1 + 2 -3 )

Net Losses UnpaidCurrent Year

(Part 2A , Col. 8)Net Losses Unpaid

Prior Year

Losses Incurred Current Year

(Cols. 4 + 5 - 6)

Percentage ofLosses Incurred(Col. 7, Part 2) to Premiums Earned

(Col. 4, Part 1)

1. Fire 463,211,880 657,150,827 18,665,287 1,101,697,420 1,241,181,628 1,548,559,843 794,319,206 62.5

2. Allied lines 2,118,601,470 (477,021,515) 217,923,603 1,423,656,352 1,725,818,881 2,220,999,536 928,475,697 81.5

3. Farmowners multiple peril (1) 3 4 (2) 0 0 (2) 0.0

4. Homeowners multiple peril 1,369,642,588 261,695,435 9,967,603 1,621,370,420 1,451,984,896 841,646,496 2,231,708,819 197.1

5. Commercial multiple peril 418,852,661 65,457,823 11,836,916 472,473,568 872,001,849 887,783,983 456,691,434 61.9

6. Mortgage guaranty 0 8,098,317 0 8,098,317 28,581,073 29,165,756 7,513,634 4.1

8. Ocean marine 154,930,341 24,673,505 18,916,971 160,686,875 232,510,510 216,130,446 177,066,939 66.0

9. Inland marine 467,977,255 6,143,872 51,584,733 422,536,394 211,399,525 265,468,770 368,467,149 31.1

10. Financial guaranty 0 0 0 0 0 0 0 0.0

11.1 Medical professional liability - occurrence 40,079,439 46,244,529 1,809,973 84,513,996 106,167,524 179,448,777 11,232,742 41.4

11.2 Medical professional liability - claims-made 175,933,527 78,484,990 2,770,959 251,647,558 439,179,172 659,138,593 31,688,137 47.4

12. Earthquake 65,933 4,353,735 (769) 4,420,437 17,411,240 10,005,079 11,826,598 11.4

13. Group accident and health 325,090,298 1,976,884 29,682,131 297,385,051 198,452,486 207,672,728 288,164,810 29.7

14. Credit accident and health (group and individual) 0 0 0 0 0 0 0 0.0

15. Other accident and health 12,545,257 422,938,170 1,405,790 434,077,637 104,104,661 294,797,642 243,384,656 70.4

16. Workers' compensation 1,536,058,462 1,349,465,031 10,904,009 2,874,619,484 4,906,190,955 7,093,466,526 687,343,913 54.1

17.1 Other liability - occurrence 2,420,439,669 598,772,386 16,371,636 3,002,840,419 8,243,394,164 9,460,046,275 1,786,188,308 120.3

17.2 Other liability - claims-made 2,068,747,194 979,837,638 17,937,622 3,030,647,210 6,729,482,436 7,573,546,718 2,186,582,929 81.7

17.3 Excess workers' compensation 11,115,333 108,088,791 (1) 119,204,125 43,977,758 178,438,683 (15,256,800) (88.1)

18.1 Products liability - occurrence 128,992,186 1,409,011 11,390,312 119,010,884 969,711,854 821,100,053 267,622,686 268.7

18.2 Products liability - claims-made 6,792,514 96,115,266 504,504 102,403,276 188,818,760 307,093,310 (15,871,274) (75.6)

19.1, 19.2 Private passenger auto liability 82,918,216 137,587,101 8,079,710 212,425,607 382,410,487 336,505,010 258,331,084 43.8

19.3, 19.4 Commercial auto liability 808,090,860 3,699,748 58,018,443 753,772,166 1,300,045,699 1,764,990,932 288,826,933 72.0

21. Auto physical damage 147,930,501 125,767,047 3,703,264 269,994,284 74,231,332 67,965,345 276,260,271 59.9

22. Aircraft (all perils) 282,994,678 8,596,616 109,601,514 181,989,781 242,060,942 329,076,346 94,974,377 58.2

23. Fidelity 91,262,989 681,442 5,290,116 86,654,315 134,828,701 140,165,394 81,317,622 66.6

24. Surety 972,674 221,458 26,740,329 (25,546,197) 143,817,332 71,594,807 46,676,328 96.3

26. Burglary and theft 19,085,255 926 55,705 19,030,476 1,266,891 11,630,999 8,666,368 32.7

27. Boiler and machinery 43,444,580 2,596,037 13,449,904 32,590,713 39,786,860 66,942,803 5,434,770 7.6

28. Credit (408,560) 18,299,422 1,125,750 16,765,112 39,039,404 1,025,131 54,779,384 79.1

29. International 0 0 0 0 0 1 (1) 0.0

30. Warranty 68,042,553 7,220,631 83,317 75,179,867 16,462,409 18,526,072 73,116,205 94.7

31. Reinsurance - nonproportional assumed property XXX 37,794,749 1,872 37,792,877 104,794,016 18,357,940 124,228,953 375.6

32. Reinsurance - nonproportional assumed liability XXX 3,097,516 (1) 3,097,517 112,759,833 131,854,170 (15,996,820) (103.4)

33. Reinsurance - nonproportional assumed financial lines XXX 8,820 0 8,820 3,441,531 3,777,897 (327,547) 1,091,822,700.0

34. Aggregate write-ins for other lines of business 0 0 0 0 0 0 0 0.0

35. TOTALS 13,263,409,753 4,579,456,211 647,821,205 17,195,044,759 30,305,314,810 35,756,922,059 11,743,437,509 77.9


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0 0 0 0.0

9


UNDERWRITING AND INVESTMENT EXHIBITPART 2A - UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSES

Reported Losses Incurred But Not Reported 8 9

Line of Business

1

Direct

2

ReinsuranceAssumed

3

DeductReinsuranceRecoverable

4

Net Losses Excl. Incurred But Not

Reported(Cols. 1 + 2 - 3)

5

Direct

6

ReinsuranceAssumed

7

ReinsuranceCeded

Net Losses Unpaid(Cols. 4 + 5 + 6 - 7)

Net UnpaidLoss Adjustment

Expenses

1. Fire 535,825,342 717,111,068 276,680,470 976,255,940 222,944,246 217,526,974 175,545,532 1,241,181,628 35,710,342

2. Allied lines 1,608,359,772 294,785,407 817,141,612 1,086,003,567 763,680,651 88,214,439 212,079,777 1,725,818,881 54,348,051

3. Farmowners multiple peril 0 22,839,224 22,839,224 0 0 0 0 0 0

4. Homeowners multiple peril 857,803,837 47,851,129 369,705,249 535,949,717 1,166,871,027 145,379,078 396,214,927 1,451,984,896 55,504,765

5. Commercial multiple peril 610,227,659 119,131,984 166,987,238 562,372,405 143,933,175 220,424,010 54,727,741 872,001,849 181,753,539

6. Mortgage guaranty 0 20,579,513 0 20,579,513 0 8,001,560 0 28,581,073 0

8. Ocean marine 123,214,861 218,377,028 160,841,423 180,750,467 49,461,159 91,344,830 89,045,945 232,510,510 14,960,387

9. Inland marine 278,564,720 255,756,082 402,671,808 131,648,994 118,206,918 7,261,514 45,717,901 211,399,525 37,800,108

10. Financial guaranty 0 0 0 0 0 0 0 0 (1)

11.1 Medical professional liability - occurrence 57,561,933 93,983 12,276,634 45,379,282 106,067,374 317,884 45,597,017 106,167,524 54,693,527

11.2 Medical professional liability - claims-made 241,199,284 27,140,916 35,439,630 232,900,570 368,755,814 120,560,446 283,037,658 439,179,172 71,946,302

12. Earthquake 1,195,239 5,920,384 1,004,938 6,110,685 9,000,239 2,305,636 5,320 17,411,240 391,363

13. Group accident and health 84,923,307 76,184,644 46,218,504 114,889,446 99,357,206 35,356,076 51,150,242 (a) 198,452,486 15,145,365

14. Credit accident and health (group and individual) 0 0 0 0 0 0 0 0 0

15. Other accident and health 1,359,827 56,283,549 6,158,401 51,484,975 3,595,303 86,109,738 37,085,355 (a) 104,104,661 5,128,035

16. Workers' compensation 4,011,881,813 6,598,737 2,332,252,192 1,686,228,358 6,768,012,163 365,206,215 3,913,255,781 4,906,190,955 693,906,510

17.1 Other liability - occurrence 5,108,634,941 812,356,590 1,982,109,384 3,938,882,147 11,791,141,179 132,885,573 7,619,514,735 8,243,394,164 724,168,907

17.2 Other liability - claims-made 2,896,013,766 667,414,771 774,369,372 2,789,059,166 4,413,780,645 673,163,142 1,146,520,517 6,729,482,436 293,609,588

17.3 Excess workers' compensation 75,508,332 115,447,477 157,240,262 33,715,547 63,452,119 5,407,424 58,597,332 43,977,758 13,905,068

18.1 Products liability - occurrence 396,045,462 132,284,069 227,782,047 300,547,484 394,986,718 452,944,883 178,767,231 969,711,854 200,112,842

18.2 Products liability - claims-made 25,129,914 72,905,971 8,757,239 89,278,646 47,519,177 77,381,871 25,360,934 188,818,760 14,199,799

19.1, 19.2 Private passenger auto liability 110,952,708 204,080,968 79,992,833 235,040,843 42,612,602 115,966,019 11,208,977 382,410,487 40,339,699

19.3, 19.4 Commercial auto liability 832,811,964 653,380 232,415,967 601,049,377 919,143,043 178,821,212 398,967,933 1,300,045,699 178,726,210

21. Auto physical damage 17,243,238 43,372,911 2,260,880 58,355,268 6,538,395 12,061,127 2,723,458 74,231,332 9,717,348

22. Aircraft (all perils) 226,778,083 25,614,786 86,750,880 165,641,989 96,004,018 15,032,575 34,617,640 242,060,942 64,129,336

23. Fidelity 51,454,591 23,244,472 12,706,433 61,992,631 73,330,111 46,815,324 47,309,364 134,828,701 19,882,828

24. Surety 92,307,055 30,488,084 22,791,246 100,003,893 43,361,635 40,106,425 39,654,621 143,817,332 731,772

26. Burglary and theft 1,210,052 1,021,305 1,012,200 1,219,157 162,269 6,383 120,918 1,266,891 62,309

27. Boiler and machinery 37,724,076 12,860,762 18,475,637 32,109,201 6,052,206 8,873,768 7,248,315 39,786,860 580,115

28. Credit 4,159,236 29,774,071 12,250,318 21,682,989 20,757 17,549,903 214,246 39,039,404 1,681,485

29. International 0 305 305 0 0 0 0 0 0

30. Warranty (3,511,231) 3,776,927 3,935,559 (3,669,863) 7,162,416 15,020,285 2,050,429 16,462,409 205,243

31. Reinsurance - nonproportional assumed property XXX 85,726,677 0 85,726,677 XXX 19,181,633 114,294 104,794,016 2,100,000

32. Reinsurance - nonproportional assumed liability XXX 47,042,996 599 47,042,397 XXX 65,717,436 0 112,759,833 1,769,324

33. Reinsurance - nonproportional assumed financial lines XXX 160,703 0 160,703 XXX 3,280,828 0 3,441,531 0

34. Aggregate write-ins for other lines of business 0 0 0 0 0 0 0 0 0

35. TOTALS 18,284,579,781 4,176,880,872 8,273,068,482 14,188,392,172 27,725,152,566 3,268,224,212 14,876,454,139 30,305,314,810 2,787,210,167


3499. Totals (Lines 3401 thru 3403 plus 3498)(Line 34 above) 0 0 0 0 0 0 0 0 0

(a) Including $ 0 for present value of life indemnity claims.

10


UNDERWRITING AND INVESTMENT EXHIBITPART 3 - EXPENSES

1

Loss Adjustment Expenses

2

Other Underwriting Expenses

3

InvestmentExpenses

4

Total

1. Claim adjustment services:

1.1 Direct 1,877,781,945 0 0 1,877,781,945

1.2 Reinsurance assumed 861,464,765 0 0 861,464,765

1.3 Reinsurance ceded 2,672,399,102 0 0 2,672,399,102

1.4 Net claim adjustment service (1.1 + 1.2 - 1.3) 66,847,607 0 0 66,847,607

2. Commission and brokerage:

2.1 Direct excluding contingent 0 2,062,978,996 0 2,062,978,996

2.2 Reinsurance assumed, excluding contingent 0 1,864,973,631 0 1,864,973,631

2.3 Reinsurance ceded, excluding contingent 0 628,201,618 0 628,201,618

2.4 Contingent - direct 0 27,403,098 0 27,403,098

2.5 Contingent - reinsurance assumed 0 31,920,015 0 31,920,015

2.6 Contingent - reinsurance ceded 0 109,442,340 0 109,442,340

2.7 Policy and membership fees 0 0 0 0

2.8 Net commission and brokerage (2.1 + 2.2 - 2.3 + 2.4 + 2.5 - 2.6 + 2.7) 0 3,249,631,782 0 3,249,631,782

3. Allowances to managers and agents 0 421,307,005 0 421,307,005

4. Advertising 0 26,013,139 0 26,013,139

5. Boards, bureaus and associations 0 24,591,258 0 24,591,258

6. Surveys and underwriting reports 0 19,692,180 0 19,692,180

7. Audit of assureds’ records 0 3,171,766 0 3,171,766

8. Salary and related items:

8.1 Salaries 594,330,848 575,889,396 24,146,470 1,194,366,715

8.2 Payroll taxes 40,500,095 42,422,722 2,000,176 84,922,993

9. Employee relations and welfare 82,949,136 99,114,759 13,838,446 195,902,342

10. Insurance 3,997,431 15,548,228 11,855 19,557,514

11. Directors’ fees 0 9,540 2,369 11,909

12. Travel and travel items 12,043,205 27,888,952 661,440 40,593,597

13. Rent and rent items 27,577,076 47,671,062 2,185,775 77,433,913

14. Equipment 3,634,069 24,291,138 700,657 28,625,864

15. Cost or depreciation of EDP equipment and software 58,943,300 476,841,702 1,214,012 536,999,014

16. Printing and stationery 1,130,422 5,203,488 519,482 6,853,392

17. Postage, telephone and telegraph, exchange and express 8,493,111 27,294,329 3,864,424 39,651,863

18. Legal and auditing 13,127,961 94,570,856 1,361,117 109,059,934

19. Totals (Lines 3 to 18) 846,726,654 1,931,521,520 50,506,224 2,828,754,398

20. Taxes, licenses and fees:

20.1 State and local insurance taxes deducting guaranty association

credits of $ 0 0 226,083,626 1,188 226,084,814

20.2 Insurance department licenses and fees 0 239,870 0 239,870

20.3 Gross guaranty association assessments 0 66,577,448 0 66,577,448

20.4 All other (excluding federal and foreign income and real estate) 0 10,813,065 0 10,813,065

20.5 Total taxes, licenses and fees (20.1 + 20.2 + 20.3 + 20.4) 0 303,714,008 1,188 303,715,196

21. Real estate expenses 0 0 0 0

22. Real estate taxes 0 0 0 0

23. Reimbursements by uninsured plans 0 0 0 0

24. Aggregate write-ins for miscellaneous expenses 352,787 70,332,261 52,380,007 123,065,055

25. Total expenses incurred 913,927,048 5,555,199,571 102,887,419 (a) 6,572,014,039

26. Less unpaid expenses - current year 2,787,210,167 469,204,688 422,889 3,256,837,744

27. Add unpaid expenses - prior year 4,338,361,078 473,684,109 1,983,029 4,814,028,215

28. Amounts receivable relating to uninsured plans, prior year 0 0 0 0

29. Amounts receivable relating to uninsured plans, current year 0 0 0 0

30. TOTAL EXPENSES PAID (Lines 25 - 26 + 27 - 28 + 29) 2,465,077,960 5,559,678,992 104,447,559 8,129,204,510


2499. Totals (Lines 2401 thru 2403 plus 2498)(Line 24 above) 352,787 70,332,261 52,380,007 123,065,055

(a) Includes management fees of $ 1,252,760,772 to affiliates and $ 4,848,706 to non-affiliates.

11


EXHIBIT OF NET INVESTMENT INCOME

1 2Collected During Year Earned During Year

1. U.S. Government bonds (a) 11,431,402 57,254,946

1.1 Bonds exempt from U.S. tax (a) 254,813,901 221,677,658

1.2 Other bonds (unaffiliated) (a) 1,769,008,737 1,805,881,307

1.3 Bonds of affiliates (a) 95,840 95,840

2.1 Preferred stocks (unaffiliated) (b) 2,277,848 2,277,848

2.11 Preferred stocks of affiliates (b) 0 0

2.2 Common stocks (unaffiliated) 8,507,172 8,507,172

2.21 Common stocks of affiliates 5,090,708 5,090,708

3. Mortgage loans (c) 280,182,184 280,949,158

4. Real estate (d) 3,199,515 3,199,515

5 Contract loans 0 0

6 Cash, cash equivalents and short-term investments (e) 28,337,442 30,691,650

7 Derivative instruments (f) 117,835,762 117,835,762

8. Other invested assets 314,622,201 315,139,151

9. Aggregate write-ins for investment income 12,713,013 12,713,012

10. Total gross investment income 2,808,115,724 2,861,313,726

11. Investment expenses (g) 102,886,231

12. Investment taxes, licenses and fees, excluding federal income taxes (g) 1,188

13. Interest expense (h) 3,308,776

14. Depreciation on real estate and other invested assets (i) 1,211,406

15. Aggregate write-ins for deductions from investment income 0

16. Total deductions (Lines 11 through 15) 107,407,601

17. Net investment income (Line 10 minus Line 16) 2,753,906,125


0999. Totals (Lines 0901 thru 0903 plus 0998) (Line 9, above) 12,713,013 12,713,012

1599. Totals (Lines 1501 thru 1503 plus 1598) (Line 15, above) 0

(a) Includes $ 432,369,967 accrual of discount less $ 171,735,596 amortization of premium and less $ 40,495,658 paid for accrued interest on purchases.

(b) Includes $ 0 accrual of discount less $ 0 amortization of premium and less $ 0 paid for accrued dividends on purchases.

(c) Includes $ 7,942,825 accrual of discount less $ 4,416,659 amortization of premium and less $ 0 paid for accrued interest on purchases.

(d) Includes $ 0 for company’s occupancy of its own buildings; and excludes $ 0 interest on encumbrances.

(e) Includes $ 1,488,005 accrual of discount less $ 1,695,138 amortization of premium and less $ 3,371,314 paid for accrued interest on purchases.

(f) Includes $ 0 accrual of discount less $ 0 amortization of premium.

(g) Includes $ 257,425 investment expenses and $ 0 investment taxes, licenses and fees, excluding federal income taxes, attributable tosegregated and Separate Accounts.

(h) Includes $ 0 interest on surplus notes and $ 0 interest on capital notes.

(i) Includes $ 1,211,406 depreciation on real estate and $ 0 depreciation on other invested assets.

EXHIBIT OF CAPITAL GAINS (LOSSES)1

Realized Gain (Loss) On Sales or Maturity

2

Other Realized Adjustments

3

Total Realized Capital Gain (Loss)

(Columns 1 + 2)

4

Change inUnrealized Capital

Gain (Loss)

5

Change in Unrealized Foreign Exchange Capital Gain (Loss)

1. U.S. Government bonds 84,657,345 0 84,657,345 0 0

1.1 Bonds exempt from U.S. tax 20,554,320 0 20,554,320 472,602 0

1.2 Other bonds (unaffiliated) (10,101,695) (91,643,969) (101,745,664) (111,890,369) (64,032,355)

1.3 Bonds of affiliates 0 0 0 (341,813) 0

2.1 Preferred stocks (unaffiliated) (2,280,620) 0 (2,280,620) 0 0

2.11 Preferred stocks of affiliates 0 0 0 0 0

2.2 Common stocks (unaffiliated) 25,542,905 1,070,753 26,613,659 (129,625,210) (2,472,923)

2.21 Common stocks of affiliates (5,135,718) 0 (5,135,718) 46,470,134 0

3. Mortgage loans 0 (13,067,884) (13,067,884) 0 (78,835,312)

4. Real estate 235,973 0 235,973 0 0

5. Contract loans 0 0 0 0 0

6. Cash, cash equivalents and short-term investments (883,232) (4,826,064) (5,709,296) 0 0

7. Derivative instruments (3,119,759) 0 (3,119,759) 0 125,560,635

8. Other invested assets 285,907,447 (274,358,558) 11,548,889 (163,020,945) 34,599,591

9. Aggregate write-ins for capital gains (losses) 8,429,177 (21,026,605) (12,597,428) (25,895,275) 0

10. Total capital gains (losses) 403,806,144 (403,852,326) (46,182) (383,830,876) 14,819,637


0999. Totals (Lines 0901 thru 0903 plus 0998) (Line 9, above) 8,429,177 (21,026,605) (12,597,428) (25,895,275) 0

12


SCHEDULE F - PART 1Assumed Reinsurance as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 Reinsurance On 8 9 10 11 12 13 14 15

IDNumber

NAICCom-panyCode Name of Reinsured

Domiciliary Jurisdiction

AssumedPremium

6

Paid Losses and Loss Adjustment

Expenses

7

Known CaseLosses and LAE Cols. 6 + 7

Contingent Commissions

Payable

AssumedPremiums Receivable

UnearnedPremium

Funds Held By or Deposited With

Reinsured Companies

Letters of Credit Posted

Amount of Assets Pledged or

Compensating Balances to

Secure Letters of Credit

Amount of Assets Pledged

or Collateral Held in Trust

0199999 Affiliates - U.S. Intercompany Pooling 0 2 (2) 0 0 1 (2) 1 0 0 0

0299999 Affiliates - U.S. Non-Pool - Captive 0 0 455 455 0 0 0 0 0 0 0

0399999 Affiliates - U.S. Non-Pool - Other 0 (2) 3,617 3,616 0 23,511 (2) 0 0 0 0

0499999 Total - U.S. Non-Pool 0 (2) 4,073 4,071 0 23,511 (2) 0 0 0 0

0599999 Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0

0699999 Affiliates - Other (Non-U.S.) - Other 4,865,891 557,686 2,935,661 3,493,347 0 1,186,712 3,167,502 556,657 0 0 0

0799999 Total - Other (Non-U.S.) 4,865,891 557,686 2,935,661 3,493,347 0 1,186,712 3,167,502 556,657 0 0 0

0899999 Total - Affiliates 4,865,890 557,686 2,939,731 3,497,418 0 1,210,224 3,167,498 556,658 0 0 0

0999999 Total Other U.S. Unaffiliated Insurers 445,833 (2,037) 573,606 571,570 0 46,063 331,554 2,786 0 0 227,167

1099999 Total Pools, Associations or Other Similar Facilities - Mandatory Pools 55,946 12,138 254,925 267,063 0 22,550 20,831 3,534 0 0 0

1199999 Total Pools, Associations or Other Similar Facilities - Voluntary Pools 5,185 526 27,983 28,509 0 6,773 14,914 13,771 0 0 0

1299999 Total - Pools and Associations 61,131 12,664 282,908 295,572 0 29,323 35,745 17,304 0 0 0

1399999 Total Other Non-U.S. Insurers 328,173 41,024 573,082 614,106 296 151,965 186,505 28,351 677 0 0

9999999 Totals 5,701,026 609,339 4,369,327 4,978,666 296 1,437,576 3,721,302 605,099 677 0 227,167

20


SCHEDULE F - PART 2Premium Portfolio Reinsurance Effected or (Canceled) during Current Year

1

IDNumber

2NAICCom-panyCode

3

Name of Company

4

Date ofContract

5

OriginalPremium

6

ReinsurancePremium

0199999 Total Reinsurance Ceded By Portfolio 0 0

0299999 Total Reinsurance Assumed By Portfolio 0 0

21


SCHEDULE F - PART 3Ceded Reinsurance as of December 31, Current Year ($000 Omitted)

1 2 3 4 5 6 Reinsurance Recoverable On 16 Reinsurance Payable 19 20

IDNumber

NAICCom-panyCode Name of Reinsurer

DomiciliaryJurisdiction

SpecialCode

Reinsurance Premiums

Ceded

7

PaidLosses

8

PaidLAE

9

KnownCase Loss Reserves

10

KnownCase LAE Reserves

11

IBNRLoss

Reserves

12

IBNRLAE

Reserves

13

Unearned Premiums

14

Contingent Commis-

sions

15

Columns7 through14 Totals

Amount in Dispute

included in Column 15

17

Ceded Balances Payable

18

Other AmountsDue to

Reinsurers

Net Amount Recoverable

From Reinsurers Cols. 15 -[17 + 18]

Funds Held by

Company Under

Reinsurance Treaties

0199999 Total Authorized - Affiliates - U.S. Intercompany Pooling 1 (1) 2 2 0 2 (1) 0 0 5 0 (1) 2 4 (1)

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other 1 12,689 4,702 (2) (1) 1 0 0 0 17,388 0 0 0 17,389 0

0499999 Total Authorized - Affiliates - U.S. Non-Pool 1 12,689 4,702 (2) (1) 1 0 0 0 17,388 0 0 0 17,389 0

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 12,050 10,751 1,931 144,595 6,617 125,879 16,219 4,425 311 310,727 0 4,745 40 305,942 220,005

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 12,050 10,751 1,931 144,595 6,617 125,879 16,219 4,425 311 310,727 0 4,745 40 305,942 220,005

0899999 Total Authorized - Affiliates 12,052 23,439 6,635 144,594 6,616 125,883 16,217 4,425 311 328,121 0 4,744 41 323,335 220,004

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 913,888 254,059 99,273 2,859,073 5,683 8,819,006 3,907,006 326,841 25,174 16,296,114 82,271 157,021 114 16,138,979 54,232

1099999 Total Authorized - Pools - Mandatory Pools 31,509 2,935 2,790 11,923 0 1,212 5,623 6,893 0 31,375 0 271 0 31,104 205

1199999 Total Authorized - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1299999 Total Authorized - Other Non-U.S. Insurers 362,501 52,782 8,935 465,802 1,266 128,778 70,428 88,238 866 817,095 20,113 74,270 33 742,792 2,388

1399999 Total Authorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) 1,319,951 333,215 117,633 3,481,392 13,565 9,074,878 3,999,275 426,397 26,350 17,472,704 102,385 236,306 188 17,236,210 276,829

1599999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 4,838 551 223 1,080 0 2,241 522 0 0 4,617 0 3,907 0 710 3,327

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 3,460 0 0 1 0 1 0 37,723 0 37,725 0 40,626 0 (2,901) 0

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool 8,298 551 223 1,080 0 2,243 522 37,723 0 42,341 0 44,532 0 (2,191) 3,327

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 37,393 3,296 (1,832) 756 0 7,327 1,364 11,165 0 22,076 0 1,986 0 20,089 474

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 460,407 12,081 2,601 1,604,408 17 2,126,244 572,490 297,993 0 4,615,833 0 (3,096) 0 4,618,929 4,579,263

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) 497,800 15,376 769 1,605,164 17 2,133,570 573,854 309,158 0 4,637,909 0 (1,110) 0 4,639,018 4,579,737

2299999 Total Unauthorized - Affiliates 506,098 15,927 992 1,606,245 17 2,135,813 574,375 346,881 0 4,680,250 0 43,423 0 4,636,827 4,583,065

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers 597,291 5,456 28,225 439,208 0 309,963 74,457 102,281 (4) 959,586 1,524 65,840 90 893,656 74,930

2499999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2599999 Total Unauthorized - Pools - Voluntary Pools 0 83 2 79 0 16 11 0 0 190 66 0 0 190 0

2699999 Total Unauthorized - Other Non-U.S. Insurers 2,995,172 237,255 21,604 2,022,865 544 2,026,722 533,004 738,674 2,345 5,583,013 27,129 452,658 74 5,130,281 136,545

2799999 Total Unauthorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) 4,098,560 258,722 50,823 4,068,397 561 4,472,513 1,181,846 1,187,836 2,341 11,223,038 28,719 561,920 164 10,660,954 4,794,539

2999999 Total Certified - Affiliates - U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3099999 Total Certified - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3199999 Total Certified - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3299999 Total Certified - Affiliates - U.S. Non-Pool 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3399999 Total Certified - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3499999 Total Certified - Affiliates - Other (Non-U.S.) - Other (4,984) 1,118 231 3,975 837 12,710 4,240 0 0 23,111 0 116 0 22,995 0

3599999 Total Certified - Affiliates - Other (Non-U.S.) (4,984) 1,118 231 3,975 837 12,710 4,240 0 0 23,111 0 116 0 22,995 0

3699999 Total Certified - Affiliates (4,984) 1,118 231 3,975 837 12,710 4,240 0 0 23,111 0 116 0 22,995 0

3799999 Total Certified - Other U.S. Unaffiliated Insurers 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3899999 Total Certified - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3999999 Total Certified - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4099999 Total Certified - Other Non-U.S. Insurers 479,926 96,348 54,936 728,119 2,165 1,316,357 461,209 217,571 (99) 2,876,606 0 99,023 0 2,777,583 1,138,142

4199999 Total Certified - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) 474,942 97,466 55,167 732,094 3,002 1,329,067 465,449 217,571 (99) 2,899,717 0 99,139 0 2,800,578 1,138,142

4399999 Total Authorized, Unauthorized and Certified Excluding Protected Cells (Sum of 1499999, 2899999 and 4299999) 5,893,453 689,402 223,623 8,281,883 17,128 14,876,458 5,646,571 1,831,804 28,591 31,595,460 131,103 897,365 353 30,697,742 6,209,510

4499999 Total Protected Cells (Sum of 1399999, 2799999 and 4199999) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

9999999 Totals 5,893,453 689,402 223,623 8,281,883 17,128 14,876,458 5,646,571 1,831,804 28,591 31,595,460 131,103 897,365 353 30,697,742 6,209,510

22


SCHEDULE F - PART 3 (Continued)Ceded Reinsurance as of December 31, Current Year ($000 Omitted)

(Credit Risk)Collateral 25 26 27 Ceded Reinsurance Credit Risk

IDNumber

FromCol. 1

Name of ReinsurerFrom Col. 3

21

Multiple Beneficiary

Trusts

22

Letters of Credit

23

Issuing or Confirming

Bank Reference Number

24

Single Beneficiary

Trusts & Other

Allowable Collateral

Total Funds Held,

Payables & Collateral

Net Recoverable Net of Funds

Held & Collateral

Applicable Sch. F Penalty(Col. 78)

28

Total Amount Recoverable

from Reinsurers

Less Penalty (Cols. 15-27)

29

Stressed Recoverable

(Col. 28 * 120%)

30

Reinsurance Payable & Funds Held

(Cols. 17+18+20; but not in excess ofCol. 29)

31

Stressed Net Recoverable (Cols. 29-30)

32

Total Collateral

(Cols. 21+22 + 24, not in Excess of Col. 31)

33

Stressed Net Recoverable

Net of Collateral

Offsets (Cols. 31-32)

34

Reinsurer Designation Equivalent

35

Credit Risk on Collateralized Recoverables

(Col. 32 * Factor

Applicable to Reinsurer

Designation Equivalent in

Col. 34)

36Credit Risk

on Un-collateralized Recoverables

(Col. 33 * Factor

Applicable to Reinsurer

Designation Equivalent in

Col. 34)0199999 Total Authorized - Affiliates - U.S. Intercompany Pooling 0 0 XXX 2 3 2 1 XXX XXX XXX XXX XXX XXX XXX XXX XXX

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other 0 0 XXX 0 0 17,388 490 XXX XXX XXX XXX XXX XXX XXX XXX XXX

0499999 Total Authorized - Affiliates - U.S. Non-Pool 0 0 XXX 0 0 17,388 490 XXX XXX XXX XXX XXX XXX XXX XXX XXX

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 111,555 0 XXX 40 289,475 21,253 1 310,726 372,871 212,795 160,076 111,595 48,481 XXX 5,357 2,327

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 111,555 0 XXX 40 289,475 21,253 1 310,726 372,871 212,795 160,076 111,595 48,481 XXX 5,357 2,327

0899999 Total Authorized - Affiliates 111,555 0 XXX 41 289,478 38,643 491 310,726 372,871 212,795 160,076 111,595 48,481 XXX 5,357 2,327

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 0 14,401 XXX 237,771 394,487 15,901,627 20,607 16,275,511 19,530,613 202,226 19,328,387 195,740 19,132,647 XXX 8,264 803,476

1099999 Total Authorized - Pools - Mandatory Pools 0 0 XXX 0 (191) 31,566 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1199999 Total Authorized - Pools - Voluntary Pools 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

1299999 Total Authorized - Other Non-U.S. Insurers 0 67,376 XXX 34 111,404 705,691 5,428 811,702 974,043 67,920 906,123 47,683 858,439 XXX 2,149 44,107

1399999 Total Authorized - Protected Cell 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) 111,555 81,777 XXX 237,846 795,178 16,677,526 26,527 17,397,939 20,877,527 482,941 20,394,586 355,018 20,039,568 XXX 15,770 849,910

1599999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 0 5,000 XXX 229 4,617 0 279 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 0 XXX 0 34,991 2,734 2,734 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool 0 5,000 XXX 229 39,608 2,734 3,013 XXX XXX XXX XXX XXX XXX XXX XXX XXX

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 0 0 XXX 40,910 22,076 0 193 21,883 26,259 2,460 23,799 23,051 748 XXX 1,153 105

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 0 1 XXX 143,993 4,605,734 10,099 10,867 4,604,966 5,525,960 4,575,272 950,688 107,653 843,035 XXX 5,171 117,996

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) 0 1 XXX 184,903 4,627,809 10,099 11,059 4,626,849 5,552,219 4,577,732 974,487 130,705 843,782 XXX 6,323 118,101

2299999 Total Unauthorized - Affiliates 0 5,001 XXX 185,132 4,667,417 12,833 14,072 4,626,849 5,552,219 4,577,732 974,487 130,705 843,782 XXX 6,323 118,101

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers 0 451,209 XXX 691,597 959,585 0 4,318 955,269 1,146,323 100,667 1,045,656 896,069 149,587 XXX 44,535 17,193

2499999 Total Unauthorized - Pools - Mandatory Pools 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

2599999 Total Unauthorized - Pools - Voluntary Pools 0 24,210 XXX 189 189 0 16 174 209 0 209 189 19 XXX 9 1

2699999 Total Unauthorized - Other Non-U.S. Insurers 0 3,161,899 XXX 3,831,322 5,582,177 836 20,714 5,562,326 6,674,792 541,998 6,132,794 5,516,589 616,205 XXX 263,328 51,827

2799999 Total Unauthorized - Protected Cell 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) 0 3,642,319 XXX 4,708,241 11,209,369 13,670 39,119 11,144,618 13,373,542 5,220,397 8,153,145 6,543,551 1,609,594 XXX 314,195 187,122

2999999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3099999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3199999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3299999 Total Unauthorized - Affiliates - U.S. Non-Pool 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3399999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

3499999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 4,600 0 XXX 0 4,716 18,395 0 23,111 27,733 116 27,617 4,600 23,017 XXX 221 1,105

3599999 Total Unauthorized - Affiliates - Other (Non-U.S.) 4,600 0 XXX 0 4,716 18,395 0 23,111 27,733 116 27,617 4,600 23,017 XXX 221 1,105

3699999 Total Unauthorized - Affiliates 4,600 0 XXX 0 4,716 18,395 0 23,111 27,733 116 27,617 4,600 23,017 XXX 221 1,105

3799999 Total Unauthorized - Other U.S. Unaffiliated Insurers 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

3899999 Total Unauthorized - Pools - Mandatory Pools 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

3999999 Total Unauthorized - Pools - Voluntary Pools 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

4099999 Total Unauthorized - Other Non-U.S. Insurers 749 269,142 XXX 277,115 1,778,605 1,098,001 1,033 2,875,573 3,450,687 1,236,265 2,214,422 542,868 1,671,554 XXX 22,622 68,897

4199999 Total Unauthorized - Protected Cell 0 0 XXX 0 0 0 0 XXX XXX XXX XXX XXX XXX XXX XXX XXX

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) 5,349 269,142 XXX 277,115 1,783,321 1,116,396 1,033 2,898,684 3,478,420 1,236,381 2,242,039 547,468 1,694,571 XXX 22,843 70,002

4399999 Total Authorized, Unauthorized and Certified Excluding Protected Cells (Sum of 1499999, 2899999 and 4299999) 116,904 3,993,238 XXX 5,223,201 13,787,867 17,807,592 66,679 31,441,241 37,729,489 6,939,719 30,789,770 7,446,037 23,343,733 XXX 352,807 1,107,034

4499999 Total Protected Cells (Sum of 1399999, 2799999 and 4199999) 0 0 XXX 0 0 0 0 0 0 0 0 0 0 XXX 0 0

9999999 Totals 116,904 3,993,238 XXX 5,223,201 13,787,867 17,807,592 66,679 31,441,241 37,729,489 6,939,719 30,789,770 7,446,037 23,343,733 XXX 352,807 1,107,034

23



(Aging of Ceded Reinsurance)Reinsurance Recoverable on Paid Losses and Paid Loss Adjustment Expenses 44 45 46 47 48 49 50 51 52 53

37 Overdue 43

IDNumber

FromCol. 1

Name of ReinsurerFrom Col. 3 Current

38

1 - 29Days

39

30 - 90Days

40

91 - 120Days

41

Over 120 Days

42

TotalOverdue

Cols. 38+39 +40+41

Total Due Cols. 37+42

(In total should equal Cols. 7+8)

Total Recoverable

on Paid Losses &

LAE Amounts in

Dispute Included in

Col. 43

Recoverable on Paid

Losses & LAE Over 90

Days Past Due Amounts

in Dispute Included in

Cols. 40 & 41

Total Recoverable

on Paid Losses &

LAE Amounts Not

in Dispute (Cols 43-44)

Recoverable on Paid

Losses & LAE Over 90

Days Past Due Amounts

Not in Dispute

(Cols. 40 + 41 - 45)

Amounts Received

Prior90 Days

Percentage Overdue Col.

42/Col. 43

Percentageof Amounts More Than

90 Days Overdue Not

in Dispute (Col.

47/[Cols. 46+48])

Percentage More Than 120 Days Overdue

(Col. 41/Col. 43)

Is theAmount in

Col. 50 Less Than 20%?(Yes or No)

Amounts in Col. 47 for Reinsurers with Values Less Than 20% in Col.

500199999 Total Authorized - Affiliates - U.S. Intercompany Pooling (3) 0 0 2 1 3 0 0 0 0 3 0 1,427.3 0.0 531.8 XXX 3

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other 14,175 47 720 656 1,792 3,214 17,389 0 0 17,389 2,448 308,812 18.5 0.8 10.3 XXX 2,448

0499999 Total Authorized - Affiliates - U.S. Non-Pool 14,175 47 720 656 1,792 3,214 17,389 0 0 17,389 2,448 308,812 18.5 0.8 10.3 XXX 2,448

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 11,420 186 1,068 10 (3) 1,260 12,681 0 0 12,681 7 2,595 9.9 0.0 0.0 XXX 7

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 11,420 186 1,068 10 (3) 1,260 12,681 0 0 12,681 7 2,595 9.9 0.0 0.0 XXX 7

0899999 Total Authorized - Affiliates 25,592 232 1,788 668 1,790 4,477 30,070 0 0 30,070 2,457 311,406 14.9 0.7 6.0 XXX 2,457

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 235,992 10,055 9,850 1,288 96,148 117,340 353,332 82,271 79,930 271,061 17,523 123,511 33.2 4.4 27.2 XXX 7,034

1099999 Total Authorized - Pools - Mandatory Pools 5,756 (50) 19 0 0 (31) 5,725 0 0 5,725 0 295 (0.5) 0.0 0.0 XXX 0

1199999 Total Authorized - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

1299999 Total Authorized - Other Non-U.S. Insurers 18,993 3,267 17,011 507 21,939 42,724 61,718 20,113 20,526 41,604 1,990 28,802 69.2 2.8 35.5 XXX 1,356

1399999 Total Authorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) 286,334 13,504 28,668 2,463 119,876 164,510 450,844 102,385 100,456 348,459 21,970 464,015 36.5 2.7 26.6 XXX 10,848

1599999 Total Unauthorized-Affiliates-U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 205 (161) (665) 76 1,319 569 774 0 0 774 1,395 603 73.5 101.3 170.4 XXX 0

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0 0 0 0 0 100.0 0.0 100.0 XXX 0

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool 205 (161) (665) 76 1,319 568 774 0 0 774 1,395 603 73.5 101.3 170.4 XXX 0

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 1,005 (39) (466) 734 229 458 1,463 0 0 1,463 963 0 31.3 65.8 15.7 XXX 0

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 3,924 4,691 656 27 5,384 10,758 14,682 0 0 14,682 5,411 8,532 73.3 23.3 36.7 XXX 1,340

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) 4,930 4,652 190 761 5,613 11,216 16,146 0 0 16,146 6,374 8,532 69.5 25.8 34.8 XXX 1,340

2299999 Total Unauthorized - Affiliates 5,135 4,490 (475) 837 6,932 11,784 16,919 0 0 16,919 7,769 9,135 69.7 29.8 41.0 XXX 1,340

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers 9,245 (1,599) 4,461 (1,008) 22,582 24,436 33,681 1,524 1,513 32,158 20,064 30,700 72.6 31.9 67.0 XXX 1,231

2499999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

2599999 Total Unauthorized - Pools - Voluntary Pools 4 2 3 0 75 80 85 66 64 18 11 219 95.2 4.8 88.9 XXX 0

2699999 Total Unauthorized - Other Non-U.S. Insurers 85,162 27,832 44,854 5,077 95,933 173,696 258,858 27,129 26,834 231,730 74,184 139,335 67.1 20.0 37.1 XXX 8,310

2799999 Total Unauthorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) 99,546 30,726 48,843 4,906 125,522 209,997 309,543 28,719 28,411 280,825 102,028 179,389 67.8 22.2 40.6 XXX 10,881

2999999 Total Unauthorized-Affiliates-U.S. Intercompany Pooling 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3099999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3199999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3299999 Total Unauthorized - Affiliates - U.S. Non-Pool 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3399999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3499999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 1,350 0 0 0 0 0 1,350 0 0 1,350 0 0 0.0 0.0 0.0 XXX 0

3599999 Total Unauthorized - Affiliates - Other (Non-U.S.) 1,350 0 0 0 0 0 1,350 0 0 1,350 0 0 0.0 0.0 0.0 XXX 0

3699999 Total Unauthorized - Affiliates 1,350 0 0 0 0 0 1,350 0 0 1,350 0 0 0.0 0.0 0.0 XXX 0

3799999 Total Unauthorized - Other U.S. Unaffiliated Insurers 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3899999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

3999999 Total Unauthorized - Pools - Voluntary Pools 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

4099999 Total Unauthorized - Other Non-U.S. Insurers 145,354 (263) 3,311 5 2,877 5,930 151,284 0 0 151,284 2,881 27,303 3.9 1.6 1.9 XXX 325

4199999 Total Unauthorized - Protected Cell 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) 146,704 (263) 3,311 5 2,877 5,930 152,634 0 0 152,634 2,881 27,303 3.9 1.6 1.9 XXX 325

4399999 Total Authorized, Unauthorized and Certified Excluding Protected Cells (Sum of 1499999, 2899999 and 4299999) 532,584 43,967 80,821 7,373 248,276 380,437 913,021 131,103 128,867 781,918 126,880 670,708 41.7 8.7 27.2 XXX 22,053

4499999 Total Protected Cells (Sum of 1399999, 2799999 and 4199999) 0 0 0 0 0 0 0 0 0 0 0 0 0.0 0.0 0.0 XXX 0

9999999 Totals 532,584 43,967 80,821 7,373 248,276 380,437 913,021 131,103 128,867 781,918 126,880 670,708 41.7 8.7 27.2 XXX 22,053

24



(Provision for Reinsurance for Certified Reinsurers)Provision for Certified Reinsurance

54 55 56 57 58 59 60Percent of

61 62 63 64 65 Complete if Col. 52 = "No"; OtherwiseEnter 0

69

IDNumber

FromCol. 1


Certified Reinsurer

Rating(1 through

6)

Effective Date ofCertified

Reinsurer Rating

Percent Collateral

Required for Full Credit

(0% through 100%)

Catastrophe Recoverables Qualifying for

Collateral Deferral

Net Recoverables

Subject to Collateral

Requirements for Full Credit (Col. 19 - Col.

57)

Dollar Amount of Collateral

Required(Col. 56 * Col.

58)

Collateral Provided for

Net Recoverables


Requirements ([Col. 20 +

Col. 21 + Col. 22 + Col. 24] /

Col. 58)

Percent Credit Allowed on

Net Recoverables


Requirements (Col. 60 / Col.

56, not to exceed 100%)

20% of Recoverable

on Paid Losses & LAE Over 90 Days

Past Due Amounts in

Dispute (Col. 45 * 20%)

Amount of Credit Allowed

for Net Recoverables

(Col. 57 + [Col. 58 * Col.

61])

Provision for Reinsurance with Certified Reinsurers

Due to Collateral Deficiency

(Col. 19 - Col. 63)

20% of Recoverable

on Paid Losses & LAE Over 90 Days

Past Due Amounts Not

in Dispute (Col. 47 *

20%)

66

Total Collateral

Provided (Col. 20 + Col. 21 + Col. 22 + Col.

24 not to Exceed Col.

63)

67

Net Unsecured

Recoverable for Which Credit is

Allowed (Col. 63 - Col. 66)

68

20% of Amount in

Col. 67

Provision for Overdue

Reinsurance Ceded to Certified

Reinsurers (Greater of

[Col. 62 + Col. 65] or Col.68; not to Exceed

Col. 63)0199999 Total Authorized - Affiliates - U.S. Intercompany Pooling XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0499999 Total Authorized - Affiliates - U.S. Non-Pool XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0799999 Total Authorized - Affiliates - Other (Non-U.S.) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0899999 Total Authorized - Affiliates XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

0999999 Total Authorized - Other U.S. Unaffiliated Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1099999 Total Authorized - Pools - Mandatory Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1199999 Total Authorized - Pools - Voluntary Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1299999 Total Authorized - Other Non-U.S. Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1399999 Total Authorized - Protected Cell XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1599999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2299999 Total Unauthorized - Affiliates XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2499999 Total Unauthorized - Pools - Mandatory Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2599999 Total Unauthorized - Pools - Voluntary Pools XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2699999 Total Unauthorized - Other Non-U.S. Insurers XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2799999 Total Unauthorized - Protected Cell XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX

2999999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3099999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3199999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3299999 Total Unauthorized - Affiliates - U.S. Non-Pool XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3399999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3499999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other XXX 0 22,995 4,599 XXX XXX 0 22,995 0 0 0 0 0 0

3599999 Total Unauthorized - Affiliates - Other (Non-U.S.) XXX 0 22,995 4,599 XXX XXX 0 22,995 0 0 0 0 0 0

3699999 Total Unauthorized - Affiliates XXX 0 22,995 4,599 XXX XXX 0 22,995 0 0 0 0 0 0

3799999 Total Unauthorized - Other U.S. Unaffiliated Insurers XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3899999 Total Unauthorized - Pools - Mandatory Pools XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

3999999 Total Unauthorized - Pools - Voluntary Pools XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

4099999 Total Unauthorized - Other Non-U.S. Insurers XXX 0 2,777,583 314,719 XXX XXX 0 2,778,119 613 576 91 766 153 420

4199999 Total Unauthorized - Protected Cell XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) XXX 0 2,800,578 319,318 XXX XXX 0 2,801,114 613 576 91 766 153 420

4399999 Total Authorized, Unauthorized and Certified Excluding Protected Cells (Sum of 1499999, 2899999 and 4299999) XXX 0 2,800,578 319,318 XXX XXX 0 2,801,114 613 576 91 766 153 420

4499999 Total Protected Cells (Sum of 1399999, 2799999 and 4199999) XXX 0 0 0 XXX XXX 0 0 0 0 0 0 0 0

9999999 Totals XXX 0 2,800,578 319,318 XXX XXX 0 2,801,114 613 576 91 766 153 420

25



(Total Provision for Reinsurance)70 Provision for Unauthorized Reinsurance Provision for Overdue Authorized Reinsurance Total Provision for Reinsurance

IDNumber

FromCol. 1


20% of Recoverable on Paid Losses & LAE Over90 Days past Due Amounts Not in

Dispute(Col. 47 * 20%)

71

Provision for Reinsurance with

Unauthorized Reinsurers Due to

Collateral Deficiency (Col. 26)

72

Provision for Overdue Reinsurance from

Unauthorized Reinsurers and

Amounts in Dispute(Col. 70 + 20% of the

Amount in Col. 16)

73Complete if

Col. 52 = "Yes"; Otherwise Enter 0

20% of Recoverableon Paid Losses &LAE Over 90 Days Past Due Amounts

Not in Dispute + 20%of Amounts in

Dispute([Col. 47 * 20%] +[Col. 45 * 20%])

74Complete if

Col. 52 = "No"; Otherwise Enter 0

Greater of 20% of Net Recoverable Net of

Funds Held & Collateral, or 20% of Recoverable on Paid

Losses & LAE Over 90 Days Past Due

(Greater of Col. 26 * 20% or

Cols. [40 + 41] * 20%)

75

Provision for Amounts Ceded to Authorized

Reinsurers(Cols. 73 + 74)

76

Provision for Amounts Ceded to Unauthorized

Reinsurers(Cols. 71 + 72 Not in Excess of Col. 15)

77

Provision for Amounts Ceded to Certified

Reinsurers(Cols. 64 + 69)

78

Total Provision for Reinsurance

(Cols. 75 + 76 + 77)0199999 Total Authorized - Affiliates - U.S. Intercompany Pooling 1 XXX XXX 1 0 1 XXX XXX 1

0299999 Total Authorized - Affiliates - U.S. Non-Pool - Captive 0 XXX XXX 0 0 0 XXX XXX 0

0399999 Total Authorized - Affiliates - U.S. Non-Pool - Other 490 XXX XXX 490 0 490 XXX XXX 490

0499999 Total Authorized - Affiliates - U.S. Non-Pool 490 XXX XXX 490 0 490 XXX XXX 490

0599999 Total Authorized - Affiliates - Other (Non-U.S.) - Captive 0 XXX XXX 0 0 0 XXX XXX 0

0699999 Total Authorized - Affiliates - Other (Non-U.S.) - Other 1 XXX XXX 1 0 1 XXX XXX 1

0799999 Total Authorized - Affiliates - Other (Non-U.S.) 1 XXX XXX 1 0 1 XXX XXX 1

0899999 Total Authorized - Affiliates 491 XXX XXX 491 0 491 XXX XXX 491

0999999 Total Authorized - Other U.S. Unaffiliated Insurers 3,505 XXX XXX 16,957 3,651 20,607 XXX XXX 20,607

1099999 Total Authorized - Pools - Mandatory Pools 0 XXX XXX 0 0 0 XXX XXX 0

1199999 Total Authorized - Pools - Voluntary Pools 0 XXX XXX 0 0 0 XXX XXX 0

1299999 Total Authorized - Other Non-U.S. Insurers 398 XXX XXX 4,120 1,308 5,428 XXX XXX 5,428

1399999 Total Authorized - Protected Cell 0 XXX XXX 0 0 0 XXX XXX 0

1499999 Total Authorized Excluding Protected Cells (Sum of 0899999, 0999999, 1099999, 1199999 and 1299999) 4,394 XXX XXX 21,568 4,959 26,527 XXX XXX 26,527

1599999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling 0 0 0 XXX XXX XXX 0 XXX 0

1699999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive 279 0 279 XXX XXX XXX 279 XXX 279

1799999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other 0 2,734 0 XXX XXX XXX 2,734 XXX 2,734

1899999 Total Unauthorized - Affiliates - U.S. Non-Pool 279 2,734 279 XXX XXX XXX 3,013 XXX 3,013

1999999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive 193 0 193 XXX XXX XXX 193 XXX 193

2099999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other 1,082 10,099 1,082 XXX XXX XXX 10,867 XXX 10,867

2199999 Total Unauthorized - Affiliates - Other (Non-U.S.) 1,275 10,099 1,275 XXX XXX XXX 11,059 XXX 11,059

2299999 Total Unauthorized - Affiliates 1,554 12,833 1,554 XXX XXX XXX 14,072 XXX 14,072

2399999 Total Unauthorized - Other U.S. Unaffiliated Insurers 4,013 0 4,317 XXX XXX XXX 4,318 XXX 4,318

2499999 Total Unauthorized - Pools - Mandatory Pools 0 0 0 XXX XXX XXX 0 XXX 0

2599999 Total Unauthorized - Pools - Voluntary Pools 2 0 16 XXX XXX XXX 16 XXX 16

2699999 Total Unauthorized - Other Non-U.S. Insurers 14,837 836 20,263 XXX XXX XXX 20,714 XXX 20,714

2799999 Total Unauthorized - Protected Cell 0 0 0 XXX XXX XXX 0 XXX 0

2899999 Total Unauthorized Excluding Protected Cells (Sum of 2299999, 2399999, 2499999, 2599999 and 2699999) 20,406 13,670 26,149 XXX XXX XXX 39,119 XXX 39,119

2999999 Total Unauthorized - Affiliates - U.S. Intercompany Pooling XXX XXX XXX XXX XXX XXX XXX 0 0

3099999 Total Unauthorized - Affiliates - U.S. Non-Pool - Captive XXX XXX XXX XXX XXX XXX XXX 0 0

3199999 Total Unauthorized - Affiliates - U.S. Non-Pool - Other XXX XXX XXX XXX XXX XXX XXX 0 0

3299999 Total Unauthorized - Affiliates - U.S. Non-Pool XXX XXX XXX XXX XXX XXX XXX 0 0

3399999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Captive XXX XXX XXX XXX XXX XXX XXX 0 0

3499999 Total Unauthorized - Affiliates - Other (Non-U.S.) - Other XXX XXX XXX XXX XXX XXX XXX 0 0

3599999 Total Unauthorized - Affiliates - Other (Non-U.S.) XXX XXX XXX XXX XXX XXX XXX 0 0

3699999 Total Unauthorized - Affiliates XXX XXX XXX XXX XXX XXX XXX 0 0

3799999 Total Unauthorized - Other U.S. Unaffiliated Insurers XXX XXX XXX XXX XXX XXX XXX 0 0

3899999 Total Unauthorized - Pools - Mandatory Pools XXX XXX XXX XXX XXX XXX XXX 0 0

3999999 Total Unauthorized - Pools - Voluntary Pools XXX XXX XXX XXX XXX XXX XXX 0 0

4099999 Total Unauthorized - Other Non-U.S. Insurers XXX XXX XXX XXX XXX XXX XXX 1,033 1,033

4199999 Total Unauthorized - Protected Cell XXX XXX XXX XXX XXX XXX XXX 0 0

4299999 Total Certified Excluding Protected Cells (Sum of 3699999, 3799999, 3899999, 3999999 and 4099999) XXX XXX XXX XXX XXX XXX XXX 1,033 1,033

4399999 Total Authorized, Unauthorized and Certified Excluding Protected Cells (Sum of 1499999, 2899999 and 4299999) 24,800 13,670 26,149 21,568 4,959 26,527 39,119 1,033 66,679

4499999 Total Protected Cells (Sum of 1399999, 2799999 and 4199999) 0 0 0 0 0 0 0 0 0

9999999 Totals 24,800 13,670 26,149 21,568 4,959 26,527 39,119 1,033 66,679

26


SCHEDULE H - ACCIDENT AND HEALTH EXHIBITCredit Other Individual Contracts

TotalGroup Accident

and HealthAccident and Health

(Group and Individual) Collectively Renewable Non-Cancelable Guaranteed RenewableNon-Renewable for Stated

Reasons Only Other Accident Only All Other

1Amount

2%

3Amount

4%

5Amount

6%

7Amount

8%

9Amount

10%

11Amount

12%

13Amount

14%

15Amount

16%

17Amount

18%

PART 1. - ANALYSIS OF UNDERWRITING OPERATIONS

1. Premiums written 1,021,497,777 XXX 656,387,316 XXX 0 XXX 0 XXX 0 XXX 0 XXX 0 XXX 362,890,752 XXX 2,219,709 XXX

2. Premiums earned 1,314,894,419 XXX 969,362,123 XXX 0 XXX 0 XXX 0 XXX 0 XXX 0 XXX 343,299,189 XXX 2,233,107 XXX

3. Incurred claims 531,549,467 40.4 288,164,812 29.7 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 243,021,558 70.8 363,097 16.3

4. Cost containment expenses 209,899 0.0 209,849 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 50 0.0 0 0.0

5. Incurred claims and cost containment expenses (Lines 3 and 4) 531,759,366 40.4 288,374,661 29.7 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 243,021,608 70.8 363,097 16.3

6. Increase in contract reserves 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

7. Commissions (a) 433,151,954 32.9 270,477,012 27.9 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 162,438,404 47.3 236,538 10.6

8. Other general insurance expenses 14,303,947 1.1 8,036,260 0.8 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 6,251,714 1.8 15,973 0.7

9. Taxes, licenses and fees 14,759,141 1.1 14,546,638 1.5 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 212,503 0.1 0 0.0

10. Total other expenses incurred 462,215,042 35.2 293,059,910 30.2 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 168,902,621 49.2 252,511 11.3

11. Aggregate write-ins for deductions 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

12. Gain from underwriting before dividends or refunds 320,920,011 24.4 387,927,552 40.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 (68,625,040) (20.0) 1,617,499 72.4

13. Dividends or refunds 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

14. Gain from underwriting after dividends or refunds 320,920,011 24.4 387,927,552 40.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 (68,625,040) (20.0) 1,617,499 72.4


1199. Totals (Lines 1101 thru 1103 plus 1198)(Line 11 above) 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0 0 0.0

(a) Includes $ 0 reported as "Contract, membership and other fees retained by agents.”

30


SCHEDULE H - ACCIDENT AND HEALTH EXHIBIT (Continued)1 2 3 4 Other Individual Contracts

TotalGroup Accident

and Health

CreditAccident and Health

(Group andIndividual)

Collectively Renewable

5

Non-Cancelable

6

Guaranteed Renewable

7Non-Renewable

for StatedReasons Only

8

Other AccidentOnly

9

All Other

PART 2. - RESERVES AND LIABILITIES

A. Premium Reserves:

1. Unearned premiums 392,038,956 295,043,711 0 0 0 0 0 96,817,120 178,125

2. Advance premiums 0 0 0 0 0 0 0 0 0

3. Reserve for rate credits 0 0 0 0 0 0 0 0 0

4. Total premium reserves, current year 392,038,956 295,043,711 0 0 0 0 0 96,817,120 178,125

5. Total premium reserves, prior year 685,435,573 608,018,493 0 0 0 0 0 77,225,547 191,533

6. Increase in total premium reserves (293,396,617) (312,974,782) 0 0 0 0 0 19,591,573 (13,408)

B. Contract Reserves:

1. Additional reserves (a) 0 0 0 0 0 0 0 0 0

2. Reserve for future contingent benefits 0 0 0 0 0 0 0 0 0

3. Total contract reserves, current year 0 0 0 0 0 0 0 0 0

4. Total contract reserves, prior year. 0 0 0 0 0 0 0 0 0

5. Increase in contract reserves 0 0 0 0 0 0 0 0 0

C. Claim Reserves and Liabilities:

1. Total current year 302,557,149 198,452,487 0 0 0 0 0 103,536,662 568,000

2. Total prior year 502,470,369 207,672,729 0 0 0 0 0 294,312,766 484,874

3. Increase (199,913,220) (9,220,242) 0 0 0 0 0 (190,776,104) 83,126

PART 3. - TEST OF PRIOR YEAR'S CLAIM RESERVES AND LIABILITIES

1. Claims paid during the year:

1.1 On claims incurred prior to current year 506,580,037 207,050,991 0 0 0 0 0 299,374,277 154,769

1.2 On claims incurred during current year 224,882,650 90,334,063 0 0 0 0 0 134,423,385 125,202

2. Claim reserves and liabilities, December 31, current year:

2.1 On claims incurred prior to current year 147,962,996 97,136,308 0 0 0 0 0 50,667,336 159,352

2.2 On claims incurred during current year 154,594,153 101,316,179 0 0 0 0 0 52,869,326 408,648

3. Test:

3.1 Line 1.1 and 2.1 654,543,033 304,187,299 0 0 0 0 0 350,041,613 314,121

3.2 Claim reserves and liabilities, December 31, prior year 502,470,369 207,672,729 0 0 0 0 0 294,312,766 484,874

3.3 Line 3.1 minus Line 3.2 152,072,664 96,514,570 0 0 0 0 0 55,728,847 (170,753)

PART 4. - REINSURANCE

A. Reinsurance Assumed:

1. Premiums written 716,064,269 363,330,478 0 34,320,841 0 (1,463,265) 0 319,874,285 1,930

2. Premiums earned 1,325,908,757 955,448,213 0 65,842,380 0 (1,463,265) 0 304,416,843 1,664,587

3. Incurred claims 906,200,075 513,514,508 0 0 0 0 0 392,685,567 0

4. Commissions 702,632,053 427,605,268 0 0 0 0 0 275,026,785 0

B. Reinsurance Ceded:

1. Premiums written 345,220,160 332,606,461 0 (660,871) 0 (1,735,385) 0 14,989,212 20,744

2. Premiums earned 591,828,959 542,685,013 0 37,622,552 0 (1,735,385) 0 11,482,742 1,774,038

3. Incurred claims 645,624,705 483,406,834 0 0 0 0 0 162,217,871 0

4. Commissions 378,641,776 260,123,491 0 0 0 0 0 118,518,285 0

(a) Includes $ 0 premium deficiency reserve.

31


SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSESSCHEDULE P - PART 1 - SUMMARY

($000 OMITTED)Premiums Earned Loss and Loss Expense Payments 12

Years inWhich

1 2 3Loss Payments

Defense and Cost Containment Payments

Adjusting and Other Payments

10 11Number of

Premiums Were Earned and

Losses Were Incurred

Direct and Assumed Ceded Net (1 - 2)

4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded

Salvage and Subrogation

Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)

Claims Reported Direct and Assumed

1. Prior XXX XXX XXX 3,902,713 38,553 378,345 17,099 269,078 (43,925) 5,376 4,538,409 XXX

2. 2009 34,539,000 12,361,634 22,177,366 16,879,266 2,706,191 2,148,622 288,710 1,073,602 50,358 298,538 17,056,231 XXX

3. 2010 29,709,267 9,625,393 20,083,874 15,081,046 2,164,836 1,619,716 195,753 1,023,847 24,563 226,099 15,339,457 XXX

4. 2011 30,007,766 9,817,720 20,190,046 17,150,550 2,601,664 1,536,873 165,976 1,114,280 (2,804) 199,823 17,036,867 XXX

5. 2012 29,147,094 9,808,158 19,338,936 15,805,945 2,238,021 1,270,090 162,491 1,004,913 (39,478) 170,624 15,719,913 XXX

6. 2013 24,940,633 6,531,756 18,408,877 10,835,841 624,592 982,323 78,273 846,016 (47,161) 150,777 12,008,476 XXX

7. 2014 24,313,662 5,518,123 18,795,539 11,060,993 387,678 1,064,156 98,454 822,813 (39,073) 131,712 12,500,902 XXX

8. 2015 24,180,480 5,915,251 18,265,229 10,170,117 342,879 890,792 43,401 563,522 (67,353) 124,566 11,305,504 XXX

9. 2016 22,995,011 5,578,840 17,416,171 8,636,372 1,024,494 414,754 32,387 501,621 51,252 99,732 8,444,615 XXX

10. 2017 21,860,115 7,047,723 14,812,392 7,250,776 948,681 275,215 41,867 471,516 74,312 71,516 6,932,646 XXX

11. 2018 21,304,890 6,349,054 14,955,835 3,540,140 208,322 100,375 3,819 272,964 34,518 22,768 3,666,821 XXX

12. Totals XXX XXX XXX 120,313,758 13,285,910 10,681,260 1,128,230 7,964,172 (4,790) 1,501,532 124,549,841 XXX

Losses Unpaid Defense and Cost Containment Unpaid Adjusting and Other 23 24 25

Case Basis Bulk + IBNR Case Basis Bulk + IBNR Unpaid

13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid

Numberof Claims Outstand-

ingDirect and Assumed

1. Prior 4,713,424 1,196,446 8,059,838 5,722,191 966 297 1,601,910 1,439,927 378,321 229,916 17,968 6,165,682 XXX

2. 2009 501,120 190,625 1,180,228 1,008,864 929 807 275,772 250,518 97,540 79,810 8,246 524,965 XXX

3. 2010 840,920 492,441 1,280,183 1,058,260 2,126 1,850 246,550 210,094 104,709 67,755 12,122 644,088 XXX

4. 2011 553,219 147,933 986,180 770,410 601 363 430,876 391,338 101,829 72,249 19,210 690,412 XXX

5. 2012 1,149,458 560,703 900,099 617,501 358 72 380,062 341,755 128,221 90,381 24,645 947,785 XXX

6. 2013 1,056,266 473,608 1,057,640 681,283 1,285 131 481,122 432,104 158,894 113,471 32,453 1,054,610 XXX

7. 2014 1,229,331 346,554 1,927,299 1,374,337 3,429 64 275,441 211,770 182,765 114,349 51,622 1,571,192 XXX

8. 2015 1,867,199 642,866 1,634,043 961,185 4,809 1,490 387,600 279,787 226,681 139,464 77,001 2,095,541 XXX

9. 2016 2,217,787 757,936 4,135,220 1,151,286 7,395 4,027 596,326 283,753 349,857 178,681 95,437 4,930,903 XXX

10. 2017 3,682,041 1,144,530 5,376,776 1,603,691 8,600 5,194 702,571 367,213 466,446 235,559 167,619 6,880,249 XXX

11. 2018 3,937,147 1,456,145 6,830,903 1,777,221 6,277 2,043 656,262 279,969 482,235 135,349 204,236 8,262,097 XXX

12. Totals 21,747,913 7,409,788 33,368,409 16,726,230 36,776 16,338 6,034,492 4,488,228 2,677,499 1,456,983 710,559 33,767,523 XXX

TotalLosses and Loss Expenses Incurred

Loss and Loss Expense Percentage (Incurred /Premiums Earned) Nontabular Discount

34 Net Balance Sheet Reserves After Discount

26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense

Inter-Company Pooling

ParticipationPercentage

35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 156,990 0 XXX 5,697,635 311,057

2. 2009 22,157,078 4,575,882 17,581,196 64.2 37.0 79.3 23,537 0 100.0 458,323 43,106

3. 2010 20,199,098 4,215,553 15,983,544 68.0 43.8 79.6 26,387 0 100.0 544,016 73,685

4. 2011 21,874,408 4,147,130 17,727,279 72.9 42.2 87.8 28,548 0 100.0 592,507 69,356

5. 2012 20,639,145 3,971,447 16,667,698 70.8 40.5 86.2 28,411 0 100.0 842,941 76,433

6. 2013 15,419,388 2,356,302 13,063,086 61.8 36.1 71.0 24,850 0 100.0 934,164 95,596

7. 2014 16,566,227 2,494,134 14,072,094 68.1 45.2 74.9 26,735 0 100.0 1,409,004 135,453

8. 2015 15,744,763 2,343,718 13,401,045 65.1 39.6 73.4 29,830 0 100.0 1,867,361 198,350

9. 2016 16,859,332 3,483,815 13,375,518 73.3 62.4 76.8 122,066 0 100.0 4,321,720 487,117

10. 2017 18,233,941 4,421,046 13,812,895 83.4 62.7 93.3 104,651 0 100.0 6,205,945 569,653

11. 2018 15,826,303 3,897,386 11,928,917 74.3 61.4 79.8 102,984 0 100.0 7,431,700 727,413

12. Totals XXX XXX XXX XXX XXX XXX 674,988 0 XXX 30,305,316 2,787,218

Note: Parts 2 and 4 are gross of all discounting, including tabular discounting. Part 1 is gross of only nontabular discounting, which is reported in Columns 32 and 33 of Part 1. The tabular discount, if any, is reported in the Notes to Financial Statements which will reconcile Part 1 with Parts 2 and 4.

33


SCHEDULE P - PART 2 - SUMMARYYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT

Which Losses Were Incurred

12009

22010

32011

42012

52013

62014

72015

82016

92017

102018

11One Year

12Two Year

1. Prior 36,275,761 41,136,945 41,084,506 41,974,467 42,470,328 42,812,125 44,816,641 49,478,137 48,848,685 48,352,804 (495,881) (1,125,333)

2. 2009 12,586,606 12,957,849 13,011,193 12,918,893 13,063,802 13,032,231 13,168,415 13,352,938 13,260,077 13,264,541 4,464 (88,397)

3. 2010 XXX 10,935,171 11,421,643 11,453,221 11,120,204 11,234,808 11,449,406 11,609,938 11,436,146 11,396,399 (39,747) (213,539)

4. 2011 XXX XXX 11,185,061 11,349,671 11,517,691 11,618,799 11,879,883 11,992,481 11,877,772 11,882,746 4,974 (109,735)

5. 2012 XXX XXX XXX 10,124,190 9,919,821 9,988,691 10,374,613 10,611,868 10,435,052 10,425,814 (9,238) (186,054)

6. 2013 XXX XXX XXX XXX 8,561,935 8,456,288 8,909,839 9,215,667 8,958,462 8,937,235 (21,227) (278,432)

7. 2014 XXX XXX XXX XXX XXX 8,975,734 9,189,370 9,872,412 9,742,332 9,736,506 (5,826) (135,906)

8. 2015 XXX XXX XXX XXX XXX XXX 8,540,744 9,694,836 9,543,326 9,521,196 (22,130) (173,640)

9. 2016 XXX XXX XXX XXX XXX XXX XXX 8,290,481 9,108,466 9,289,314 180,848 998,833

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 13,026,830 13,203,549 176,719 XXX

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 11,360,260 XXX XXX

12. Totals (227,044) (1,312,203)

SCHEDULE P - PART 3 - SUMMARYCUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12

Number of

Years inWhichLossesWere

Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

ClaimsClosedWithLoss

Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 7,673,894 14,425,059 19,808,724 23,859,163 27,010,051 29,918,241 33,071,869 36,489,628 40,715,034 XXX XXX

2. 2009 4,260,310 7,634,028 9,598,306 11,192,266 12,404,070 13,416,419 14,125,913 14,925,016 15,606,966 16,032,987 XXX XXX

3. 2010 XXX 3,521,074 6,822,996 8,773,555 10,030,468 11,210,987 12,055,816 12,862,989 13,959,798 14,340,173 XXX XXX

4. 2011 XXX XXX 4,088,109 7,822,260 9,716,986 11,423,004 12,983,431 14,220,072 15,343,188 15,919,783 XXX XXX

5. 2012 XXX XXX XXX 3,602,879 7,081,493 9,225,365 11,056,176 12,535,080 14,069,460 14,675,523 XXX XXX

6. 2013 XXX XXX XXX XXX 1,954,048 5,048,845 6,897,910 8,614,233 10,292,009 11,115,299 XXX XXX

7. 2014 XXX XXX XXX XXX XXX 3,025,108 6,043,986 8,409,287 10,527,636 11,639,017 XXX XXX

8. 2015 XXX XXX XXX XXX XXX XXX 2,851,431 6,356,261 8,977,041 10,674,629 XXX XXX

9. 2016 XXX XXX XXX XXX XXX XXX XXX 3,019,432 6,227,094 7,994,245 XXX XXX

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 3,057,795 6,535,443 XXX XXX


SCHEDULE P - PART 4 - SUMMARYBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 23,989,203 22,800,462 17,583,988 12,544,621 10,525,355 8,731,389 8,364,862 7,693,441 5,059,378 2,499,630

2. 2009 9,321,365 6,422,179 4,776,064 3,187,145 2,287,436 1,611,630 1,320,122 1,001,505 420,683 196,618

3. 2010 XXX 8,673,369 5,959,702 4,093,755 2,749,324 2,001,480 1,652,375 1,103,329 462,448 258,379

4. 2011 XXX XXX 8,838,831 5,521,445 4,053,231 2,801,828 2,098,540 1,278,346 486,917 255,308

5. 2012 XXX XXX XXX 8,836,213 5,156,803 3,534,885 2,467,693 1,700,999 610,348 320,905

6. 2013 XXX XXX XXX XXX 7,470,809 4,508,021 3,171,153 2,174,309 816,017 425,375

7. 2014 XXX XXX XXX XXX XXX 7,101,385 4,404,418 2,997,695 1,271,206 616,633

8. 2015 XXX XXX XXX XXX XXX XXX 6,622,869 4,194,382 1,774,633 780,671

9. 2016 XXX XXX XXX XXX XXX XXX XXX 6,203,544 4,489,982 3,296,507

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 6,180,330 4,108,443

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 5,429,974

34


SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS($000 OMITTED)

Premiums Earned Loss and Loss Expense Payments 12

Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)

Claims ReportedDirect and Assumed

1. Prior XXX XXX XXX 3,482 374 1,134 2 27 0 187 4,267 XXX

2. 2009 838,994 284,501 554,493 344,462 81,986 34,785 5,547 9,206 2,115 14,990 298,805 30,821

3. 2010 976,840 306,575 670,265 424,617 84,066 27,720 4,164 11,006 3,245 13,684 371,868 48,397

4. 2011 1,228,733 415,275 813,458 939,223 573,185 38,990 5,599 12,023 2,314 11,393 409,138 114,414

5. 2012 1,371,319 466,926 904,393 659,987 160,606 46,803 2,167 29,799 1,977 16,981 571,839 87,815

6. 2013 1,304,284 421,507 882,777 381,719 47,694 31,199 1,740 15,158 1,210 13,173 377,432 69,672

7. 2014 1,222,122 241,980 980,142 517,874 37,469 60,814 6,728 11,729 1,122 17,697 545,098 68,311

8. 2015 1,052,416 125,802 926,614 532,919 24,339 38,482 4,976 24,866 188 17,946 566,764 73,469

9. 2016 1,294,638 183,432 1,111,206 628,515 38,185 31,813 2,458 20,038 176 13,461 639,547 90,564

10. 2017 1,223,674 121,251 1,102,423 1,154,251 36,948 36,383 485 68,174 876 6,507 1,220,499 109,748

11. 2018 1,312,359 182,753 1,129,606 1,002,348 3,475 16,241 81 24,796 2 670 1,039,827 158,219

12. Totals XXX XXX XXX 6,589,397 1,088,327 364,364 33,947 226,822 13,225 126,689 6,045,084 XXX

Losses Unpaid Defense and Cost Containment Unpaid Adjusting and23 24 25

Case Basis Bulk + IBNR Case Basis Bulk + IBNR Other Unpaid

13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 1,208 490 3,202 3,201 0 0 106 37 14 0 104 802 45

2. 2009 965 0 17 0 0 0 5 2 25 0 112 1,010 19

3. 2010 933 0 441 1 0 0 22 17 30 0 152 1,408 26

4. 2011 1,272 26 742 435 0 0 43 1 33 13 199 1,615 63

5. 2012 4,992 521 727 42 0 0 14 1 84 21 532 5,232 65

6. 2013 3,955 98 1,169 784 0 0 41 2 155 92 1,969 4,344 139

7. 2014 22,360 14,856 1,738 720 0 0 6,191 163 630 429 2,397 14,751 226

8. 2015 10,362 25 2,777 1,398 0 0 59 13 9,251 9,013 3,062 12,000 229

9. 2016 28,180 1,969 29,336 20,225 0 0 8,100 7,675 11,920 11,077 7,876 36,590 512

10. 2017 272,138 69,344 170,714 16,036 221 208 33,494 28,614 23,590 21,303 24,207 364,652 4,028

11. 2018 582,133 305,216 1,101,385 353,373 30 15 46,991 16,469 37,580 27,953 31,440 1,065,093 45,245

12. Totals 928,498 392,545 1,312,248 396,215 251 223 95,066 52,994 83,312 69,901 72,050 1,507,497 50,597




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 719 83

2. 2009 389,465 89,650 299,815 46.4 31.5 54.1 0 0 100.0 982 28

3. 2010 464,769 91,493 373,276 47.6 29.8 55.7 0 0 100.0 1,373 35

4. 2011 992,326 581,573 410,753 80.8 140.0 50.5 0 0 100.0 1,553 62

5. 2012 742,406 165,335 577,071 54.1 35.4 63.8 0 0 100.0 5,156 76

6. 2013 433,396 51,620 381,776 33.2 12.2 43.2 0 0 100.0 4,242 102

7. 2014 621,336 61,487 559,849 50.8 25.4 57.1 0 0 100.0 8,522 6,229

8. 2015 618,716 39,952 578,764 58.8 31.8 62.5 0 0 100.0 11,716 284

9. 2016 757,902 81,765 676,137 58.5 44.6 60.8 0 0 100.0 35,322 1,268

10. 2017 1,758,965 173,814 1,585,151 143.7 143.4 143.8 0 0 100.0 357,472 7,180

11. 2018 2,811,504 706,584 2,104,920 214.2 386.6 186.3 0 0 100.0 1,024,929 40,164

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 1,451,986 55,511

35


SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 2,966 364 352 10 273 6 0 3,211 XXX

2. 2009 1,423,103 859,826 563,277 859,440 421,851 86,937 8,632 35,110 5,040 1,434 545,964 157,411

3. 2010 872,237 498,356 373,881 395,491 263,516 15,703 5,946 28,848 2,222 809 168,358 106,149

4. 2011 670,958 482,010 188,948 396,713 265,123 17,037 1,728 32,679 2,903 964 176,675 99,598

5. 2012 930,395 612,986 317,409 371,207 212,193 26,950 16,398 39,933 1,581 513 207,918 97,019

6. 2013 426,070 127,468 298,602 237,869 94,565 16,480 4,703 26,241 1,502 652 179,820 64,001

7. 2014 251,605 (8,660) 260,265 181,176 42,155 18,991 10,025 3,966 593 754 151,360 41,064

8. 2015 369,318 26,424 342,894 202,483 62,913 21,068 9,046 2,981 1,027 647 153,546 30,912

9. 2016 431,757 17,020 414,737 167,441 2,311 11,298 116 2,970 295 1,042 178,987 30,423

10. 2017 425,517 4,043 421,474 130,220 1,560 9,147 258 1,697 382 1,139 138,864 28,517

11. 2018 616,390 30,812 585,578 92,136 3,229 5,134 8 2,432 17 621 96,448 9,494




13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 1,491 640 1,990 5 0 0 84 2 210 1 306 3,127 3

2. 2009 1,031 7 749 124 0 0 17 5 27 15 84 1,673 6

3. 2010 974 244 987 22 0 0 79 17 103 2 60 1,858 2

4. 2011 3,687 424 1,322 33 0 0 182 3 131 0 181 4,862 6

5. 2012 1,787 359 2,595 18 0 0 452 8 219 0 122 4,668 27

6. 2013 7,220 624 3,156 202 0 0 232 19 380 21 95 10,122 246

7. 2014 6,566 983 5,084 615 0 0 278 40 760 24 139 11,026 475

8. 2015 19,244 560 9,057 756 0 0 916 11 1,673 7 334 29,556 466

9. 2016 38,523 779 25,950 8,662 0 0 10,651 8,513 3,710 3 343 60,877 1,013

10. 2017 61,792 12,681 37,955 507 0 0 3,225 405 7,428 2 1,050 96,805 8,895

11. 2018 172,719 62,692 69,733 265 0 0 10,243 2,655 11,863 305 1,900 198,641 3,179

12. Totals 315,034 79,993 158,578 11,209 0 0 26,359 11,678 26,504 380 4,614 423,215 14,318




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 2,836 291

2. 2009 983,311 435,674 547,637 69.1 50.7 97.2 0 0 100.0 1,649 24

3. 2010 442,185 271,969 170,216 50.7 54.6 45.5 0 0 100.0 1,695 163

4. 2011 451,751 270,214 181,537 67.3 56.1 96.1 0 0 100.0 4,552 310

5. 2012 443,143 230,557 212,586 47.6 37.6 67.0 0 0 100.0 4,005 663

6. 2013 291,578 101,636 189,942 68.4 79.7 63.6 0 0 100.0 9,550 572

7. 2014 216,821 54,435 162,386 86.2 (628.6) 62.4 0 0 100.0 10,052 974

8. 2015 257,422 74,320 183,102 69.7 281.3 53.4 0 0 100.0 26,985 2,571

9. 2016 260,543 20,679 239,864 60.3 121.5 57.8 0 0 100.0 55,032 5,845

10. 2017 251,464 15,795 235,669 59.1 390.7 55.9 0 0 100.0 86,559 10,246

11. 2018 364,260 69,171 295,089 59.1 224.5 50.4 0 0 100.0 179,495 19,146

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 382,410 40,805

36


SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 8,516 272 1,249 1,004 3,958 314 73 12,133 XXX

2. 2009 1,234,030 294,753 939,277 687,567 78,765 83,698 4,601 48,670 2,130 1,539 734,439 177,035

3. 2010 1,106,209 234,070 872,139 734,122 95,419 64,464 6,755 61,139 1,798 1,239 755,753 227,355

4. 2011 1,201,687 261,133 940,554 773,401 117,221 90,454 8,310 52,703 334 933 790,693 202,996

5. 2012 1,072,703 244,558 828,145 778,189 133,151 94,744 6,157 60,586 696 923 793,515 166,102

6. 2013 928,993 19,453 909,540 761,860 38,428 82,783 5,436 56,728 1,748 1,081 855,759 165,019

7. 2014 1,108,394 161,886 946,508 906,111 62,991 98,332 9,670 70,126 9,650 1,145 992,258 160,021

8. 2015 1,147,107 169,239 977,868 800,353 75,141 96,690 8,103 61,669 1,954 1,658 873,514 173,114

9. 2016 960,267 240,681 719,586 441,193 58,774 44,430 9,220 46,431 12,989 1,214 451,071 184,833

10. 2017 841,409 445,582 395,827 161,326 46,479 27,058 5,153 41,253 29,310 543 148,695 150,110

11. 2018 670,957 268,762 402,195 30,208 1,991 4,108 513 13,516 1,092 306 44,236 161,281

12. Totals XXX XXX XXX 6,082,846 708,632 688,010 64,922 516,779 62,015 10,654 6,452,066 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 29,211 80 24,826 24,705 0 0 2,395 135 27 444 257 31,095 317

2. 2009 412 7 12,455 9,116 0 0 679 50 20 50 123 4,343 46

3. 2010 807 16 32,338 27,464 0 0 858 57 16 102 162 6,380 107

4. 2011 4,312 73 21,743 12,170 0 0 3,541 257 281 523 111 16,854 174

5. 2012 3,480 187 39,014 16,086 1 0 3,680 500 178 60 353 29,520 228

6. 2013 22,465 709 64,268 32,556 71 8 3,842 512 2,503 1,955 928 57,409 414

7. 2014 65,975 3,520 58,163 32,175 133 0 8,470 378 5,781 2,562 897 99,887 732

8. 2015 108,469 8,190 64,421 4,622 239 89 12,719 129 10,424 5,203 841 178,039 1,745

9. 2016 194,633 47,765 227,156 44,491 187 97 84,927 56,389 25,870 8,005 901 376,026 3,902

10. 2017 181,659 40,009 265,153 126,986 119 75 57,512 29,355 29,092 15,361 1,049 321,749 8,971

11. 2018 118,530 28,346 288,428 68,597 22 19 51,033 19,558 16,543 562 1,646 357,474 50,022

12. Totals 729,953 128,902 1,097,965 398,968 772 288 229,656 107,320 90,735 34,827 7,268 1,478,776 66,658




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 29,252 1,843

2. 2009 833,501 94,719 738,782 67.5 32.1 78.7 0 0 100.0 3,744 599

3. 2010 893,744 131,611 762,133 80.8 56.2 87.4 0 0 100.0 5,665 715

4. 2011 946,435 138,888 807,547 78.8 53.2 85.9 0 0 100.0 13,812 3,042

5. 2012 979,872 156,837 823,035 91.3 64.1 99.4 0 0 100.0 26,221 3,299

6. 2013 994,520 81,352 913,168 107.1 418.2 100.4 0 0 100.0 53,468 3,941

7. 2014 1,213,091 120,946 1,092,145 109.4 74.7 115.4 0 0 100.0 88,443 11,444

8. 2015 1,154,984 103,431 1,051,553 100.7 61.1 107.5 0 0 100.0 160,078 17,961

9. 2016 1,064,827 237,730 827,097 110.9 98.8 114.9 0 0 100.0 329,533 46,493

10. 2017 763,172 292,728 470,444 90.7 65.7 118.9 0 0 100.0 279,817 41,932

11. 2018 522,388 120,678 401,710 77.9 44.9 99.9 0 0 100.0 310,015 47,459


37


SCHEDULE P - PART 1D - WORKERS' COMPENSATION(EXCLUDING EXCESS WORKERS’ COMPENSATION)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 1,856,116 3,554 73,075 60 91,805 (55,012) 2,880 2,072,394 XXX

2. 2009 4,858,217 332,009 4,526,208 2,795,220 (108,911) 426,398 6,105 175,359 (18,193) 73,818 3,517,976 244,327

3. 2010 3,870,355 369,904 3,500,451 2,578,516 (64,395) 427,833 7,233 151,117 (26,825) 60,779 3,241,453 217,740

4. 2011 3,829,804 359,196 3,470,608 2,436,861 (109,650) 373,051 11,730 147,326 (29,962) 58,148 3,085,120 202,930

5. 2012 3,240,850 227,732 3,013,118 1,657,264 (75,594) 314,706 4,948 78,150 (30,348) 43,731 2,151,114 123,348

6. 2013 2,970,288 228,086 2,742,202 1,350,369 (96,261) 239,423 4,313 106,427 (30,303) 34,455 1,818,470 91,600

7. 2014 2,823,988 334,284 2,489,704 1,176,124 (52,084) 235,031 (948) 155,350 (29,900) 16,553 1,649,437 84,742

8. 2015 2,838,456 419,223 2,419,233 1,104,693 (129,579) 212,191 (5,699) 70,299 (28,302) 7,351 1,550,763 80,801

9. 2016 2,533,658 622,761 1,910,897 595,916 74,485 77,849 6,134 29,735 3,514 2,092 619,367 74,213

10. 2017 1,980,991 851,962 1,129,029 323,560 87,717 43,467 3,602 23,065 2,645 827 296,128 69,609

11. 2018 1,906,026 635,479 1,270,547 81,249 1,284 20,213 534 19,971 1,048 26 118,567 47,333

12. Totals XXX XXX XXX 15,955,888 (469,434) 2,443,237 38,012 1,048,604 (241,638) 300,660 20,120,789 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 1,673,673 502,574 2,986,414 2,093,460 0 0 595,506 523,380 120,380 83,026 12,247 2,173,533 16,518

2. 2009 147,188 115,234 475,619 350,952 0 0 155,715 139,138 41,982 33,702 5,727 181,478 1,470

3. 2010 474,835 438,323 471,987 330,430 0 0 177,657 165,843 36,452 26,965 7,704 199,370 1,679

4. 2011 107,182 79,094 540,106 401,132 0 0 183,388 167,966 36,541 26,000 11,276 193,025 1,735

5. 2012 435,345 419,678 292,061 187,271 0 0 147,383 123,278 41,429 29,770 13,230 156,221 1,563

6. 2013 320,589 280,816 385,218 252,203 0 0 150,267 130,743 48,553 38,432 11,831 202,433 1,599

7. 2014 273,985 223,996 683,945 478,862 0 0 154,984 123,681 42,430 31,519 19,214 297,286 2,017

8. 2015 463,913 426,229 488,435 250,809 0 0 147,791 116,891 42,787 26,744 19,730 322,253 2,668

9. 2016 345,627 184,808 802,903 163,289 0 0 139,041 66,701 73,245 41,932 17,103 904,086 3,715

10. 2017 301,588 171,554 825,163 332,213 0 0 168,966 102,300 60,636 21,239 13,937 729,047 6,446

11. 2018 217,307 82,969 855,505 223,515 0 0 117,232 41,541 81,236 8,901 12,330 914,354 17,963

12. Totals 4,761,232 2,925,275 8,807,356 5,064,136 0 0 2,137,930 1,701,462 625,671 368,230 144,329 6,273,086 57,373




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 156,990 0 XXX 1,907,063 109,480

2. 2009 4,217,481 518,027 3,699,454 86.8 156.0 81.7 23,537 0 100.0 133,084 24,857

3. 2010 4,318,397 877,574 3,440,823 111.6 237.2 98.3 26,387 0 100.0 151,682 21,301

4. 2011 3,824,455 546,310 3,278,145 99.9 152.1 94.5 28,548 0 100.0 138,514 25,963

5. 2012 2,966,338 659,003 2,307,335 91.5 289.4 76.6 28,411 0 100.0 92,046 35,764

6. 2013 2,600,846 579,943 2,020,903 87.6 254.3 73.7 24,850 0 100.0 147,938 29,645

7. 2014 2,721,849 775,126 1,946,723 96.4 231.9 78.2 26,735 0 100.0 228,337 42,214

8. 2015 2,530,109 657,093 1,873,016 89.1 156.7 77.4 29,830 0 100.0 245,480 46,943

9. 2016 2,064,316 540,863 1,523,453 81.5 86.8 79.7 122,066 0 100.0 678,367 103,653

10. 2017 1,746,445 721,270 1,025,175 88.2 84.7 90.8 104,651 0 100.0 518,333 106,063

11. 2018 1,392,713 359,792 1,032,921 73.1 56.6 81.3 102,984 0 100.0 663,344 148,026

12. Totals XXX XXX XXX XXX XXX XXX 674,989 0 XXX 4,904,188 693,909

38


SCHEDULE P - PART 1E - COMMERCIAL MULTIPLE PERIL($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 26,922 453 7,375 383 3,101 85 85 36,477 XXX

2. 2009 693,866 238,507 455,359 223,641 42,535 48,687 1,226 20,212 4,181 1,691 244,598 16,184

3. 2010 817,283 303,069 514,214 360,076 96,592 49,323 2,113 27,284 6,944 3,083 331,034 17,599

4. 2011 826,342 304,864 521,478 608,081 136,805 56,160 9,221 27,154 3,069 8,660 542,300 23,994

5. 2012 987,621 378,868 608,753 531,491 141,089 62,423 9,231 33,736 1,463 3,334 475,867 26,650

6. 2013 1,081,937 304,274 777,663 400,911 98,169 48,595 3,762 26,923 1,577 3,925 372,921 44,167

7. 2014 1,668,032 748,945 919,087 407,446 41,405 47,696 1,006 22,771 2,236 4,930 433,266 55,863

8. 2015 1,043,954 284,016 759,938 350,893 41,042 34,613 1,771 20,803 1,846 3,307 361,650 45,431

9. 2016 1,046,011 321,327 724,684 368,550 85,801 34,166 1,385 24,779 6,307 4,113 334,002 46,859

10. 2017 1,080,354 381,920 698,434 264,948 50,332 20,415 1,844 11,781 1,528 1,150 243,440 60,534

11. 2018 983,496 251,768 731,728 157,140 800 6,033 290 9,789 104 647 171,768 47,596

12. Totals XXX XXX XXX 3,700,099 735,023 415,486 32,232 228,333 29,340 34,925 3,547,323 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 18,380 4,662 10,053 171 41 0 2,336 657 1,668 102 0 26,886 747

2. 2009 14,710 10,161 1,423 113 0 0 2,485 462 1,135 60 0 8,957 99

3. 2010 9,255 1,761 1,371 229 111 91 4,338 462 1,428 51 63 13,909 118

4. 2011 12,731 695 2,390 222 15 0 5,770 500 1,771 57 374 21,203 168

5. 2012 10,934 872 5,784 288 29 5 6,349 185 2,437 64 385 24,119 250

6. 2013 13,889 397 12,019 235 232 29 7,133 296 2,687 81 582 34,922 422

7. 2014 25,472 2,686 22,171 508 522 16 11,231 187 5,371 120 1,446 61,250 471

8. 2015 33,209 3,326 23,289 434 485 165 15,721 198 6,875 184 2,226 75,272 925

9. 2016 99,315 6,261 50,047 10,639 1,093 559 21,743 1,339 10,200 223 4,289 163,377 1,999

10. 2017 212,371 58,668 89,808 15,570 1,298 766 92,290 67,942 12,029 371 7,060 264,479 6,465

11. 2018 279,340 77,742 146,003 26,320 1,575 639 28,250 5,661 15,685 1,115 6,820 359,376 21,499

12. Totals 729,606 167,231 364,358 54,729 5,401 2,270 197,646 77,889 61,286 2,428 23,245 1,053,750 33,163




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2009 312,293 58,738 253,555 45.0 24.6 55.7 0 0 100.0 5,859 3,098

3. 2010 453,186 108,243 344,943 55.5 35.7 67.1 0 0 100.0 8,636 5,273

4. 2011 714,072 150,569 563,503 86.4 49.4 108.1 0 0 100.0 14,204 6,999

5. 2012 653,183 153,197 499,986 66.1 40.4 82.1 0 0 100.0 15,558 8,561

6. 2013 512,389 104,546 407,843 47.4 34.4 52.4 0 0 100.0 25,276 9,646

7. 2014 542,680 48,164 494,516 32.5 6.4 53.8 0 0 100.0 44,449 16,801

8. 2015 485,888 48,966 436,922 46.5 17.2 57.5 0 0 100.0 52,738 22,534

9. 2016 609,893 112,514 497,379 58.3 35.0 68.6 0 0 100.0 132,462 30,915

10. 2017 704,940 197,021 507,919 65.3 51.6 72.7 0 0 100.0 227,941 36,538

11. 2018 643,815 112,671 531,144 65.5 44.8 72.6 0 0 100.0 321,281 38,095


39


SCHEDULE P - PART 1F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCE($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2009 91,196 28,895 62,301 24,773 1,734 20,454 2,573 2,754 37 8 43,637 2,157

3. 2010 86,812 25,259 61,553 28,319 4,298 16,888 3,027 3,125 24 3 40,983 2,011

4. 2011 82,320 20,262 62,058 35,093 4,108 19,643 3,734 2,498 24 7 49,368 1,973

5. 2012 96,469 18,486 77,983 36,950 3,328 21,029 4,663 3,348 53 1 53,283 1,649

6. 2013 83,293 13,539 69,754 42,081 7,031 18,237 4,708 2,944 25 0 51,498 1,232

7. 2014 70,971 4,802 66,169 36,422 2,074 15,528 1,606 3,438 148 0 51,560 728

8. 2015 103,831 2,306 101,525 23,490 1,201 12,854 865 2,077 22 0 36,333 615

9. 2016 49,582 8,492 41,090 20,897 106 4,794 57 1,425 72 0 26,881 399

10. 2017 51,721 12,053 39,668 4,902 57 1,292 18 376 40 0 6,455 261

11. 2018 43,195 16,065 27,130 523 0 68 0 313 0 0 904 114

12. Totals XXX XXX XXX 254,665 23,949 131,514 21,300 22,410 448 19 362,892 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 3,162 1,964 337 252 7 0 2,259 50 126 18 0 3,607 55

2. 2009 1,936 329 2,605 2,362 0 0 185 98 42 4 0 1,975 40

3. 2010 298 50 4,543 4,450 0 0 1,012 9 136 21 0 1,459 43

4. 2011 3,457 416 3,901 2,941 0 0 1,943 1,470 307 6 0 4,775 44

5. 2012 2,004 918 4,030 2,612 0 0 3,167 1,204 325 99 0 4,693 88

6. 2013 5,242 1,147 9,986 5,365 0 0 5,788 2,562 1,006 13 0 12,935 78

7. 2014 9,536 1,385 13,037 6,159 55 3 7,800 4,198 1,664 432 0 19,915 87

8. 2015 14,948 1,052 17,338 4,935 0 0 10,446 4,282 2,953 617 0 34,799 147

9. 2016 8,064 882 31,506 20,704 39 19 15,892 8,177 2,699 23 0 28,395 147

10. 2017 4,719 865 10,745 1,060 6 3 9,068 246 2,560 117 0 24,807 131

11. 2018 4,289 3,268 19,604 6,004 15 2 6,953 368 2,329 49 0 23,499 81

12. Totals 57,655 12,276 117,632 56,844 122 27 64,513 22,664 14,147 1,399 0 160,859 941




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2009 52,749 7,137 45,612 57.8 24.7 73.2 0 0 100.0 1,850 125

3. 2010 54,321 11,879 42,442 62.6 47.0 69.0 0 0 100.0 341 1,118

4. 2011 66,842 12,699 54,143 81.2 62.7 87.2 0 0 100.0 4,001 774

5. 2012 70,853 12,877 57,976 73.4 69.7 74.3 0 0 100.0 2,504 2,189

6. 2013 85,284 20,851 64,433 102.4 154.0 92.4 0 0 100.0 8,716 4,219

7. 2014 87,480 16,005 71,475 123.3 333.3 108.0 0 0 100.0 15,029 4,886

8. 2015 84,106 12,974 71,132 81.0 562.6 70.1 0 0 100.0 26,299 8,500

9. 2016 85,316 30,040 55,276 172.1 353.7 134.5 0 0 100.0 17,984 10,411

10. 2017 33,668 2,406 31,262 65.1 20.0 78.8 0 0 100.0 13,539 11,268

11. 2018 34,094 9,691 24,403 78.9 60.3 89.9 0 0 100.0 14,621 8,878


40


SCHEDULE P - PART 1F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 20,319 129 2,628 85 1,189 5 0 23,917 XXX

2. 2009 538,319 59,201 479,118 260,024 26,468 96,518 9,936 22,847 1,248 0 341,737 6,224

3. 2010 457,265 60,994 396,271 232,538 25,290 78,092 7,541 26,147 2,344 0 301,602 6,169

4. 2011 425,622 54,989 370,633 276,903 14,999 79,729 12,578 25,905 1,826 11 353,134 5,656

5. 2012 411,037 56,292 354,745 267,189 27,237 65,720 10,199 25,441 703 0 320,211 4,795

6. 2013 344,450 31,204 313,246 226,591 10,331 64,359 2,282 32,225 1,293 0 309,269 3,941

7. 2014 316,427 12,248 304,179 211,649 5,405 71,294 5,214 30,293 830 0 301,787 3,698

8. 2015 299,434 10,131 289,303 198,773 5,416 55,192 5,562 28,250 424 0 270,813 3,112

9. 2016 270,596 53,925 216,671 48,203 1,915 23,710 1,387 4,215 33 0 72,793 2,195

10. 2017 130,827 41,117 89,710 20,510 1,889 7,715 295 2,764 78 0 28,727 1,547

11. 2018 122,111 55,232 66,879 638 93 1,105 74 2,033 42 0 3,567 689

12. Totals XXX XXX XXX 1,763,337 119,172 546,062 55,153 201,309 8,826 11 2,327,557 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 13,088 7,260 10,951 10,335 0 0 14,504 13,627 6,024 8,429 669 4,916 57

2. 2009 2,709 1,124 9,807 9,455 0 0 10,970 10,763 1,599 3,532 211 211 47

3. 2010 10,900 970 10,100 4,024 23 23 10,749 9,064 5,059 3,697 204 19,053 78

4. 2011 12,262 941 23,224 11,555 0 0 17,736 10,333 4,172 3,641 264 30,924 169

5. 2012 17,448 1,574 38,305 16,155 0 0 17,928 9,977 7,289 3,947 267 49,317 236

6. 2013 32,062 350 25,569 17,267 0 0 13,152 9,981 4,941 3,461 239 44,665 327

7. 2014 39,182 516 45,722 38,029 0 0 27,907 22,732 3,724 4,342 253 50,916 325

8. 2015 54,002 4,539 58,985 55,329 0 0 27,070 23,991 4,819 7,465 262 53,552 419

9. 2016 58,596 5,348 99,854 52,457 0 0 75,939 66,916 15,939 8,850 148 116,757 507

10. 2017 21,721 10,114 98,159 51,274 0 0 23,572 14,834 14,110 8,565 221 72,775 646

11. 2018 6,370 2,705 68,639 17,158 0 0 22,718 14,047 7,767 3,547 253 68,037 541

12. Totals 268,340 35,441 489,315 283,038 23 23 262,245 206,265 75,443 59,476 2,991 511,123 3,352




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 6,444 (1,528)

2. 2009 404,474 62,526 341,948 75.1 105.6 71.4 0 0 100.0 1,937 (1,726)

3. 2010 373,608 52,953 320,655 81.7 86.8 80.9 0 0 100.0 16,006 3,047

4. 2011 439,931 55,873 384,058 103.4 101.6 103.6 0 0 100.0 22,990 7,934

5. 2012 439,320 69,792 369,528 106.9 124.0 104.2 0 0 100.0 38,024 11,293

6. 2013 398,899 44,965 353,934 115.8 144.1 113.0 0 0 100.0 40,014 4,651

7. 2014 429,771 77,068 352,703 135.8 629.2 116.0 0 0 100.0 46,359 4,557

8. 2015 427,091 102,726 324,365 142.6 1,014.0 112.1 0 0 100.0 53,119 433

9. 2016 326,456 136,906 189,550 120.6 253.9 87.5 0 0 100.0 100,645 16,112

10. 2017 188,551 87,049 101,502 144.1 211.7 113.1 0 0 100.0 58,492 14,283

11. 2018 109,270 37,666 71,604 89.5 68.2 107.1 0 0 100.0 55,146 12,891


41


SCHEDULE P - PART 1G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 2,479 901 1,429 363 866 349 0 3,161 XXX

2. 2009 1,837,342 1,322,191 515,151 550,896 276,986 53,186 22,369 23,683 9,811 7,354 318,599 XXX

3. 2010 1,600,482 1,111,519 488,963 814,238 563,251 52,860 14,191 33,480 10,632 11,079 312,504 XXX

4. 2011 1,890,538 1,458,303 432,235 500,197 199,841 29,304 14,006 33,742 7,253 15,742 342,143 XXX

5. 2012 1,947,365 1,425,333 522,032 520,730 168,595 35,855 20,428 28,934 2,900 18,373 393,596 XXX

6. 2013 1,798,692 1,181,795 616,897 506,246 186,131 41,785 17,917 32,571 3,357 17,415 373,197 XXX

7. 2014 1,950,079 1,213,096 736,983 580,598 165,387 27,679 3,336 21,765 2,907 13,016 458,412 XXX

8. 2015 1,814,720 1,152,706 662,014 610,765 205,071 22,269 4,626 16,977 2,082 10,332 438,232 XXX

9. 2016 1,379,000 758,426 620,574 397,893 82,796 14,596 1,776 14,452 1,850 7,558 340,519 XXX

10. 2017 1,363,825 860,747 503,078 286,691 72,964 9,894 2,552 10,646 1,407 6,680 230,308 XXX

11. 2018 1,337,144 843,505 493,639 136,413 60,456 2,226 1,204 7,407 698 1,671 83,688 XXX




13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 103,644 80,200 13,116 17 0 0 2,535 299 2,440 125 270 41,094 924

2. 2009 21,478 20,100 112 0 0 0 2,006 1,749 465 46 104 2,166 113

3. 2010 8,452 5,329 3,125 471 0 0 1,893 463 859 100 202 7,966 149

4. 2011 15,697 10,131 2,252 343 0 0 1,887 301 989 6 454 10,044 253

5. 2012 31,586 24,273 1,987 427 0 0 2,035 580 1,206 3 1,082 11,531 205

6. 2013 21,984 5,309 3,557 400 0 0 2,103 146 1,809 145 4,523 23,453 318

7. 2014 30,197 7,364 3,683 1,604 0 0 893 295 2,296 701 6,188 27,105 414

8. 2015 30,903 4,090 7,549 1,790 0 0 1,562 430 3,695 500 11,333 36,899 1,234

9. 2016 41,379 8,312 66,546 52,428 0 0 15,171 10,264 9,453 1,390 15,921 60,155 2,196

10. 2017 109,493 46,631 63,079 42,260 21 12 8,963 2,711 14,856 3,592 17,597 101,206 3,574

11. 2018 229,764 54,333 101,764 31,173 103 42 20,336 7,655 18,855 5,203 29,877 272,416 7,290

12. Totals 644,577 266,072 266,770 130,913 124 54 59,384 24,893 56,923 11,811 87,551 594,035 16,670




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2009 651,826 331,061 320,765 35.5 25.0 62.3 0 0 100.0 1,490 676

3. 2010 914,907 594,437 320,470 57.2 53.5 65.5 0 0 100.0 5,777 2,189

4. 2011 584,068 231,881 352,187 30.9 15.9 81.5 0 0 100.0 7,475 2,569

5. 2012 622,333 217,206 405,127 32.0 15.2 77.6 0 0 100.0 8,873 2,658

6. 2013 610,055 213,405 396,650 33.9 18.1 64.3 0 0 100.0 19,832 3,621

7. 2014 667,111 181,594 485,517 34.2 15.0 65.9 0 0 100.0 24,912 2,193

8. 2015 693,720 218,589 475,131 38.2 19.0 71.8 0 0 100.0 32,572 4,327

9. 2016 559,490 158,816 400,674 40.6 20.9 64.6 0 0 100.0 47,185 12,970

10. 2017 503,643 172,129 331,514 36.9 20.0 65.9 0 0 100.0 83,681 17,525

11. 2018 516,868 160,764 356,104 38.7 19.1 72.1 0 0 100.0 246,022 26,394


42


SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 1,343,964 4,768 196,446 1,494 62,397 (3,534) 26 1,600,079 XXX

2. 2009 6,248,939 1,599,083 4,649,856 3,845,122 436,688 651,593 89,437 257,183 2,776 10,941 4,224,997 257,958

3. 2010 5,133,189 1,121,794 4,011,395 2,959,588 2,977 491,185 51,651 227,268 (21,297) 10,270 3,644,710 229,144

4. 2011 4,661,499 1,170,068 3,491,431 2,663,415 67,038 507,222 34,751 259,479 (29,070) 5,986 3,357,397 195,017

5. 2012 4,397,282 1,329,242 3,068,040 2,137,242 93,743 333,308 23,840 201,572 (40,053) 6,722 2,594,592 175,688

6. 2013 2,998,264 359,264 2,639,000 1,611,236 16,783 290,945 9,151 177,758 (34,298) 2,790 2,088,303 139,385

7. 2014 3,558,738 560,795 2,997,943 1,839,592 14,518 251,564 10,635 232,549 (26,504) 4,852 2,325,056 105,244

8. 2015 3,372,687 953,551 2,419,136 1,705,808 91,649 227,961 9,047 125,466 (58,819) 5,076 2,017,358 103,399

9. 2016 3,424,064 1,120,341 2,303,723 738,260 119,428 73,199 3,782 122,570 6,847 4,010 803,972 127,573

10. 2017 2,564,771 921,824 1,642,947 142,892 63,181 15,787 4,831 75,303 16,894 2,069 149,076 136,589

11. 2018 2,342,527 857,588 1,484,939 15,212 4,405 15,689 14 46,142 19,984 23 52,640 100,668

12. Totals XXX XXX XXX 19,002,331 915,178 3,054,899 238,633 1,787,687 (167,074) 52,765 22,858,180 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 1,934,349 309,940 4,362,368 3,334,053 417 195 864,702 835,066 182,485 110,845 2,031 2,754,222 14,969

2. 2009 94,308 20,001 610,058 597,848 265 248 88,466 89,532 40,556 38,670 758 87,354 1,009

3. 2010 165,393 23,691 662,835 636,794 747 658 21,654 25,939 45,957 32,740 1,423 176,764 1,102

4. 2011 256,929 28,045 310,239 300,061 273 160 195,040 198,535 47,636 38,415 2,660 244,901 1,330

5. 2012 264,123 20,864 418,028 354,457 216 59 173,678 183,682 62,768 50,077 2,618 309,674 1,342

6. 2013 295,882 21,460 273,961 217,466 714 93 272,918 281,564 70,766 53,833 3,607 339,825 1,753

7. 2014 331,546 33,778 555,762 398,880 2,076 45 30,028 42,052 83,294 53,542 5,154 474,409 2,599

8. 2015 407,115 84,767 342,451 171,388 3,055 839 81,250 50,648 97,829 61,288 7,364 562,770 5,391

9. 2016 718,983 428,318 1,466,251 435,708 4,256 2,332 149,425 22,112 119,259 67,025 9,607 1,502,679 9,212

10. 2017 348,520 52,556 1,567,067 680,787 4,452 2,491 165,159 52,376 128,760 71,481 8,222 1,354,267 9,276

11. 2018 219,605 40,737 1,423,871 550,670 1,961 332 215,534 116,921 95,567 29,284 9,187 1,218,594 28,075

12. Totals 5,036,753 1,064,157 11,992,891 7,678,112 18,432 7,452 2,257,854 1,898,427 974,877 607,200 52,631 9,025,459 76,058




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX 0 0 XXX 2,652,724 101,498

2. 2009 5,587,551 1,275,200 4,312,351 89.4 79.7 92.7 0 0 100.0 86,517 837

3. 2010 4,574,627 753,153 3,821,474 89.1 67.1 95.3 0 0 100.0 167,743 9,021

4. 2011 4,240,233 637,935 3,602,298 91.0 54.5 103.2 0 0 100.0 239,062 5,839

5. 2012 3,590,935 686,669 2,904,266 81.7 51.7 94.7 0 0 100.0 306,830 2,844

6. 2013 2,994,180 566,052 2,428,128 99.9 157.6 92.0 0 0 100.0 330,917 8,908

7. 2014 3,326,411 526,946 2,799,465 93.5 94.0 93.4 0 0 100.0 454,650 19,759

8. 2015 2,990,935 410,807 2,580,128 88.7 43.1 106.7 0 0 100.0 493,411 69,359

9. 2016 3,392,203 1,085,552 2,306,651 99.1 96.9 100.1 0 0 100.0 1,321,208 181,471

10. 2017 2,447,940 944,597 1,503,343 95.4 102.5 91.5 0 0 100.0 1,182,244 172,023

11. 2018 2,033,581 762,347 1,271,234 86.8 88.9 85.6 0 0 100.0 1,052,069 166,525


43


SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 494,253 14,990 9,940 647 74,686 12,889 231 550,353 XXX

2. 2009 4,455,495 992,593 3,462,902 2,548,408 166,424 374,045 80,281 130,324 1,221 2,441 2,804,851 46,264

3. 2010 3,771,473 438,472 3,333,001 1,870,973 30,401 222,832 23,444 127,910 2,076 2,514 2,165,794 33,102

4. 2011 3,951,239 488,066 3,463,173 2,533,774 106,375 173,360 12,858 158,812 3,627 3,639 2,743,086 31,677

5. 2012 3,669,804 480,428 3,189,376 2,260,272 49,173 142,905 51,295 138,788 4,880 4,379 2,436,617 29,608

6. 2013 3,792,561 538,423 3,254,138 1,874,543 (9,953) 75,043 11,693 163,440 6,646 634 2,104,640 29,057

7. 2014 3,862,252 622,804 3,239,448 1,676,810 (133,116) 100,447 15,112 148,192 1,184 182 2,042,269 26,489

8. 2015 3,869,590 569,394 3,300,196 1,544,527 (202,719) 70,495 (762) 98,780 9,489 114 1,907,794 25,130

9. 2016 3,535,525 394,292 3,141,233 1,493,235 15,910 41,465 1,680 111,793 6,973 0 1,621,930 26,742

10. 2017 3,381,979 371,923 3,010,056 518,368 23,172 20,414 1,025 79,161 17,836 6 575,910 24,014

11. 2018 3,079,077 361,910 2,717,167 46,872 6,953 7,317 98 39,842 8,554 0 78,426 18,694

12. Totals XXX XXX XXX 16,862,035 67,610 1,238,263 197,371 1,271,728 75,375 14,140 19,031,670 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 324,128 33,348 107,946 89,528 0 0 13,606 9,876 17,912 11,497 351 319,343 1,896

2. 2009 197,390 8,513 39,912 37,087 161 82 5,192 5,851 6,838 2,267 57 195,693 427

3. 2010 153,837 19,092 69,210 50,368 40 32 20,154 6,444 10,211 2,669 595 174,847 530

4. 2011 110,405 21,800 42,301 36,999 29 29 10,798 7,496 5,602 3,074 675 99,737 639

5. 2012 286,876 35,186 61,015 36,115 1 0 14,980 21,728 7,422 5,538 849 271,727 822

6. 2013 256,084 139,901 252,175 149,591 44 1 16,268 4,671 19,826 14,145 1,211 236,088 918

7. 2014 315,283 19,558 502,182 400,547 57 0 16,641 11,513 29,140 17,959 2,756 413,726 1,309

8. 2015 326,328 23,937 519,369 443,093 337 124 67,411 77,009 33,439 23,082 2,380 379,639 2,343

9. 2016 467,956 117,912 1,161,767 283,625 791 411 59,923 37,767 54,770 30,140 3,259 1,275,352 4,056

10. 2017 440,056 60,480 1,543,986 173,121 1,189 678 66,576 24,943 113,608 73,489 3,793 1,832,704 6,726

11. 2018 406,026 15,584 1,476,722 134,093 1,296 361 88,730 46,581 95,383 45,316 5,762 1,826,222 13,460

12. Totals 3,284,369 495,311 5,776,585 1,834,167 3,945 1,718 380,279 253,879 394,151 229,176 21,688 7,025,078 33,126




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2009 3,302,270 301,726 3,000,544 74.1 30.4 86.6 0 0 100.0 191,702 3,991

3. 2010 2,475,167 134,526 2,340,641 65.6 30.7 70.2 0 0 100.0 153,587 21,260

4. 2011 3,035,081 192,258 2,842,823 76.8 39.4 82.1 0 0 100.0 93,907 5,830

5. 2012 2,912,259 203,915 2,708,344 79.4 42.4 84.9 0 0 100.0 276,590 (4,863)

6. 2013 2,657,423 316,695 2,340,728 70.1 58.8 71.9 0 0 100.0 218,767 17,321

7. 2014 2,788,752 332,757 2,455,995 72.2 53.4 75.8 0 0 100.0 397,360 16,366

8. 2015 2,660,686 373,253 2,287,433 68.8 65.6 69.3 0 0 100.0 378,667 972

9. 2016 3,391,700 494,418 2,897,282 95.9 125.4 92.2 0 0 100.0 1,228,186 47,166

10. 2017 2,783,358 374,744 2,408,614 82.3 100.8 80.0 0 0 100.0 1,750,441 82,263

11. 2018 2,162,188 257,540 1,904,648 70.2 71.2 70.1 0 0 100.0 1,733,071 93,151


44


SCHEDULE P - PART 1I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY AND THEFT)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 392,021 16,874 21,972 2,667 37,160 115 46,158 431,497 XXX

2. 2017 5,529,103 2,554,212 2,974,891 3,049,884 503,170 57,756 19,921 113,231 53 24,203 2,697,727 XXX

3. 2018 6,034,203 2,419,094 3,615,109 1,277,109 94,486 11,213 404 83,179 17 5,815 1,276,594 XXX

4. Totals XXX XXX XXX 4,719,014 614,530 90,941 22,992 233,570 185 76,176 4,405,818 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 698,019 170,373 34,268 1,937 337 193 15,263 1,551 22,585 16,194 69,317 580,224 5,917

2. 2017 1,510,675 572,334 429,128 92,768 683 582 42,031 30,765 40,776 14,163 73,916 1,312,681 5,960

3. 2018 1,492,264 757,016 965,917 338,764 978 521 15,426 4,822 70,079 11,056 59,821 1,432,485 45,368

4. Totals 3,700,958 1,499,723 1,429,313 433,469 1,998 1,296 72,720 37,138 133,440 41,413 203,054 3,325,390 57,245




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2017 5,244,164 1,233,756 4,010,408 94.8 48.3 134.8 0 0 100.0 1,274,701 37,980

3. 2018 3,916,165 1,207,086 2,709,079 64.9 49.9 74.9 0 0 100.0 1,362,401 70,084


45


SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 4,806 162 3,497 49 842 132 7,200 8,802 XXX

2. 2017 403,771 19,978 383,793 232,865 4,579 9,045 540 26,672 1,314 27,887 262,149 132,451

3. 2018 472,383 18,582 453,801 231,201 2,090 3,907 171 6,445 585 12,945 238,707 157,057

4. Totals XXX XXX XXX 468,872 6,831 16,449 760 33,959 2,031 48,032 509,658 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 10,717 156 4,142 124 0 0 83 30 793 48 7,028 15,377 3,118

2. 2017 4,222 216 4,806 1,990 0 0 1,713 1,485 1,869 44 8,388 8,875 3,296

3. 2018 45,675 1,889 9,652 609 14 12 1,711 688 5,919 544 30,213 59,229 37,737

4. Totals 60,614 2,261 18,600 2,723 14 12 3,507 2,203 8,581 636 45,629 83,481 44,151




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2017 281,192 10,168 271,024 69.6 50.9 70.6 0 0 100.0 6,822 2,053

3. 2018 304,524 6,588 297,936 64.5 35.5 65.7 0 0 100.0 52,829 6,400


46


SCHEDULE P - PART 1K - FIDELITY/SURETY($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 41,013 4,864 4,532 1,992 7,597 335 14,788 45,951 XXX

2. 2017 228,200 57,780 170,420 79,190 11,495 607 237 5,402 275 505 73,192 XXX

3. 2018 210,852 41,567 169,285 29,915 15,886 139 250 1,939 13 45 15,844 XXX

4. Totals XXX XXX XXX 150,118 32,245 5,278 2,479 14,938 623 15,338 134,987 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 142,657 31,615 76,899 77,473 0 0 14,299 17,604 11,749 3,542 15,284 115,370 780

2. 2017 31,886 3,206 38,501 3,810 0 0 3,846 2,442 8,361 3,940 7,006 69,196 298

3. 2018 22,951 678 88,210 5,680 0 0 1,446 151 9,144 548 13,226 114,694 731

4. Totals 197,494 35,499 203,610 86,963 0 0 19,591 20,197 29,254 8,030 35,516 299,260 1,809




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2017 167,793 25,405 142,388 73.5 44.0 83.6 0 0 100.0 63,371 5,825

3. 2018 153,744 23,206 130,538 72.9 55.8 77.1 0 0 100.0 104,803 9,891


47


SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 119,058 1,313 3,872 90 1,501 182 1,050 122,846 XXX

2. 2017 2,080,220 354,296 1,725,924 751,076 40,199 12,741 68 9,642 1,591 0 731,601 XXX

3. 2018 1,723,107 339,431 1,383,676 382,400 12,874 6,603 15 12,100 2,334 0 385,880 XXX

4. Totals XXX XXX XXX 1,252,534 54,386 23,216 173 23,243 4,107 1,050 1,240,327 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 45,648 5,927 75,089 57,314 0 0 2,807 537 2,690 171 2,757 62,285 2,659

2. 2017 82,705 40,767 94,977 27,352 0 0 1,200 13 1,309 5 737 112,054 5,226

3. 2018 124,330 17,934 71,924 3,784 0 0 8,809 282 6,445 297 1,160 189,211 100,816

4. Totals 252,683 64,628 241,990 88,450 0 0 12,816 832 10,444 473 4,654 363,550 108,701




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2017 953,650 109,995 843,655 45.8 31.0 48.9 0 0 100.0 109,563 2,491

3. 2018 612,611 37,520 575,091 35.6 11.1 41.6 0 0 100.0 174,536 14,675


48


SCHEDULE P - PART 1M - INTERNATIONAL($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 0 0 0 0 0 0 0 0 XXX

2. 2009 174,334 135,033 39,301 202,523 149,814 35,000 25,132 0 0 0 62,577 XXX

3. 2010 0 0 0 0 0 0 0 0 0 0 0 XXX

4. 2011 0 0 0 0 0 0 0 0 0 0 0 XXX

5. 2012 0 0 0 0 0 0 0 0 0 0 0 XXX

6. 2013 0 0 0 0 0 0 0 0 0 0 0 XXX

7. 2014 10,733 3,317 7,416 0 0 0 0 0 0 0 0 XXX

8. 2015 0 0 0 0 0 0 0 0 0 0 0 XXX

9. 2016 0 0 0 0 0 0 0 0 0 0 0 XXX

10. 2017 0 0 0 0 0 0 0 0 0 0 0 XXX

11. 2018 0 0 0 0 0 0 0 0 0 0 0 XXX

12. Totals XXX XXX XXX 202,523 149,814 35,000 25,132 0 0 0 62,577 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 0 0 0 0 0 0 0 0 0 0 0

2. 2009 0 0 0 0 0 0 0 0 0 0 0 0 0

3. 2010 0 0 0 0 0 0 0 0 0 0 0 0 0

4. 2011 0 0 0 0 0 0 0 0 0 0 0 0 0

5. 2012 0 0 0 0 0 0 0 0 0 0 0 0 0

6. 2013 0 0 0 0 0 0 0 0 0 0 0 0 0

7. 2014 0 0 0 0 0 0 0 0 0 0 0 0 0

8. 2015 0 0 0 0 0 0 0 0 0 0 0 0 0

9. 2016 0 0 0 0 0 0 0 0 0 0 0 0 0

10. 2017 0 0 0 0 0 0 0 0 0 0 0 0 0

11. 2018 0 0 0 0 0 0 0 0 0 0 0 0 0

12. Totals 0 0 0 0 0 0 0 0 0 0 0 0 0




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2009 237,523 174,946 62,577 136.2 129.6 159.2 0 0 100.0 0 0

3. 2010 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

4. 2011 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

5. 2012 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

6. 2013 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

7. 2014 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

8. 2015 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

9. 2016 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

10. 2017 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

11. 2018 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 0 0

49


SCHEDULE P - PART 1N - REINSURANCE - NONPROPORTIONAL ASSUMED PROPERTY($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2009 242 0 242 771 0 0 0 0 0 0 771 XXX

3. 2010 9,935 0 9,935 2,548 2,548 7 7 0 0 0 0 XXX

4. 2011 23,422 0 23,422 17,876 0 265 0 0 0 0 18,141 XXX

5. 2012 118,563 0 118,563 103,512 0 0 15 0 0 0 103,497 XXX

6. 2013 138,273 0 138,273 58,881 0 0 0 0 0 0 58,881 XXX

7. 2014 131,605 32 131,573 17,819 0 13 0 0 0 0 17,832 XXX

8. 2015 67,184 (87) 67,271 33,461 0 48 0 (1) 0 0 33,508 XXX

9. 2016 44,108 1,560 42,548 5,760 0 0 17 2 0 0 5,745 XXX

10. 2017 7,260 48 7,212 40,971 2 1,659 1 18 0 0 42,645 XXX

11. 2018 29,452 0 29,452 1 0 0 0 16 0 0 17 XXX

12. Totals XXX XXX XXX 281,616 2,550 1,992 40 35 0 0 281,053 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 628 0 0 0 0 0 0 0 0 0 0 628 XXX

2. 2009 0 0 0 0 0 0 0 0 0 0 0 0 XXX

3. 2010 2 0 0 0 0 0 0 0 0 0 0 2 XXX

4. 2011 98 0 334 0 0 0 0 0 0 0 0 432 XXX

5. 2012 50 0 0 0 0 0 0 0 0 0 0 50 XXX

6. 2013 764 0 489 0 0 0 0 0 0 0 0 1,253 XXX

7. 2014 450 0 1,360 0 0 0 0 0 0 0 0 1,810 XXX

8. 2015 442 0 1,842 0 0 0 0 0 0 0 0 2,284 XXX

9. 2016 16,293 0 955 0 0 0 0 0 0 0 0 17,248 XXX

10. 2017 67,000 0 10,613 114 0 0 1,100 0 0 0 0 78,599 XXX

11. 2018 0 0 3,589 0 0 0 1,000 0 0 0 0 4,589 XXX

12. Totals 85,727 0 19,182 114 0 0 2,100 0 0 0 0 106,895 XXX




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2009 771 0 771 318.6 0.0 318.6 0 0 100.0 0 0

3. 2010 2,557 2,555 2 25.7 0.0 0.0 0 0 100.0 2 0

4. 2011 18,573 0 18,573 79.3 0.0 79.3 0 0 100.0 432 0

5. 2012 103,562 15 103,547 87.3 0.0 87.3 0 0 100.0 50 0

6. 2013 60,134 0 60,134 43.5 0.0 43.5 0 0 100.0 1,253 0

7. 2014 19,642 0 19,642 14.9 0.0 14.9 0 0 100.0 1,810 0

8. 2015 35,792 0 35,792 53.3 0.0 53.2 0 0 100.0 2,284 0

9. 2016 23,010 17 22,993 52.2 1.1 54.0 0 0 100.0 17,248 0

10. 2017 121,361 117 121,244 1,671.6 243.8 1,681.1 0 0 100.0 77,499 1,100

11. 2018 4,606 0 4,606 15.6 0.0 15.6 0 0 100.0 3,589 1,000


50


SCHEDULE P - PART 1O - REINSURANCE - NONPROPORTIONAL ASSUMED LIABILITY($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2009 86,412 41,852 44,560 52,196 20,824 2 0 859 98 0 32,135 XXX

3. 2010 5,563 2,552 3,011 1,775 1,261 2 0 3 1 0 518 XXX

4. 2011 (149) 0 (149) 3 0 0 0 8 0 0 11 XXX

5. 2012 391 196 195 0 0 0 0 69 0 0 69 XXX

6. 2013 0 0 0 (517) 0 0 0 0 0 0 (517) XXX

7. 2014 321 0 321 0 0 0 0 0 0 0 0 XXX

8. 2015 44,782 0 44,782 4,949 0 280 0 121 0 0 5,350 XXX

9. 2016 43,330 0 43,330 5,049 472 347 0 310 100 0 5,134 XXX

10. 2017 48,522 0 48,522 609 1 346 0 31 0 0 985 XXX

11. 2018 15,476 0 15,476 (6) 0 0 0 277 0 0 271 XXX

12. Totals XXX XXX XXX 64,058 22,558 977 0 1,678 199 0 43,956 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 0 0 0 0 0 0 0 0 0 0 XXX

2. 2009 0 0 0 0 0 0 0 0 0 0 0 0 XXX

3. 2010 0 0 195 0 0 0 0 0 0 0 0 195 XXX

4. 2011 0 0 264 0 0 0 0 0 0 0 0 264 XXX

5. 2012 602 0 1,100 0 0 0 0 0 0 0 0 1,702 XXX

6. 2013 0 0 0 0 0 0 0 0 0 0 0 0 XXX

7. 2014 0 0 0 0 0 0 0 0 0 0 0 0 XXX

8. 2015 36,238 0 13,320 0 0 0 845 0 0 0 0 50,403 XXX

9. 2016 5,557 0 18,443 0 0 0 436 0 0 0 0 24,436 XXX

10. 2017 294 0 14,785 0 0 0 488 0 0 0 0 15,567 XXX

11. 2018 4,351 0 17,611 0 0 0 0 0 0 0 0 21,962 XXX

12. Totals 47,042 0 65,718 0 0 0 1,769 0 0 0 0 114,529 XXX




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2009 53,057 20,922 32,135 61.4 50.0 72.1 0 0 100.0 0 0

3. 2010 1,975 1,262 713 35.5 49.5 23.7 0 0 100.0 195 0

4. 2011 275 0 275 (184.6) 0.0 (184.6) 0 0 100.0 264 0

5. 2012 1,771 0 1,771 452.9 0.0 908.2 0 0 100.0 1,702 0

6. 2013 (517) 0 (517) 0.0 0.0 0.0 0 0 100.0 0 0

7. 2014 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

8. 2015 55,753 0 55,753 124.5 0.0 124.5 0 0 100.0 49,558 845

9. 2016 30,142 572 29,570 69.6 0.0 68.2 0 0 100.0 24,000 436

10. 2017 16,553 1 16,552 34.1 0.0 34.1 0 0 100.0 15,079 488

11. 2018 22,233 0 22,233 143.7 0.0 143.7 0 0 100.0 21,962 0


51


SCHEDULE P - PART 1P - REINSURANCE - NONPROPORTIONAL ASSUMED FINANCIAL LINES($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2009 0 0 0 0 0 0 0 0 0 0 0 XXX

3. 2010 0 0 0 0 0 0 0 0 0 0 0 XXX

4. 2011 3,142 0 3,142 651 0 57 0 0 0 0 708 XXX

5. 2012 6,571 0 6,571 0 0 0 0 0 0 0 0 XXX

6. 2013 7,753 0 7,753 0 0 0 0 0 0 0 0 XXX

7. 2014 501 0 501 0 0 0 0 0 0 0 0 XXX

8. 2015 (27) 0 (27) 4 0 0 0 0 0 0 4 XXX

9. 2016 (508) 0 (508) 291 0 365 205 0 0 0 451 XXX

10. 2017 45 0 45 0 0 0 0 0 0 0 0 XXX

11. 2018 0 0 0 0 0 0 0 0 0 0 0 XXX

12. Totals XXX XXX XXX 946 0 422 205 0 0 0 1,163 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 0 0 0 0 0 0 0 0 0 0 0 0 XXX

2. 2009 0 0 0 0 0 0 0 0 0 0 0 0 XXX

3. 2010 0 0 336 0 0 0 0 0 0 0 0 336 XXX

4. 2011 161 0 440 0 0 0 0 0 0 0 0 601 XXX

5. 2012 0 0 2,053 0 0 0 0 0 0 0 0 2,053 XXX

6. 2013 0 0 452 0 0 0 0 0 0 0 0 452 XXX

7. 2014 0 0 0 0 0 0 0 0 0 0 0 0 XXX

8. 2015 0 0 0 0 0 0 0 0 0 0 0 0 XXX

9. 2016 0 0 0 0 0 0 0 0 0 0 0 0 XXX

10. 2017 0 0 0 0 0 0 0 0 0 0 0 0 XXX

11. 2018 0 0 0 0 0 0 0 0 0 0 0 0 XXX

12. Totals 161 0 3,281 0 0 0 0 0 0 0 0 3,442 XXX




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2009 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

3. 2010 336 0 336 0.0 0.0 0.0 0 0 100.0 336 0

4. 2011 1,309 0 1,309 41.7 0.0 41.7 0 0 100.0 601 0

5. 2012 2,053 0 2,053 31.2 0.0 31.2 0 0 100.0 2,053 0

6. 2013 452 0 452 5.8 0.0 5.8 0 0 100.0 452 0

7. 2014 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

8. 2015 4 0 4 (14.8) 0.0 (14.8) 0 0 100.0 0 0

9. 2016 656 205 451 (129.1) 0.0 (88.8) 0 0 100.0 0 0

10. 2017 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

11. 2018 0 0 0 0.0 0.0 0.0 0 0 100.0 0 0

12. Totals XXX XXX XXX XXX XXX XXX 0 0 XXX 3,442 0

52


SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 81,038 8,174 75,074 9,036 25,708 861 (339) 163,749 XXX

2. 2009 166,276 27,549 138,727 108,369 10,767 65,316 8,368 16,498 76 354 170,972 3,965

3. 2010 48,853 12,203 36,650 72,354 6,195 41,631 14,078 12,184 292 176 105,604 2,972

4. 2011 102,458 16,110 86,348 62,918 3,312 31,943 4,355 8,404 478 200 95,120 2,818

5. 2012 53,524 12,885 40,639 35,520 3,690 21,543 1,676 11,411 1,394 72 61,714 1,868

6. 2013 73,418 8,704 64,714 36,188 2,377 13,669 1,608 5,712 14 113 51,570 1,617

7. 2014 75,197 7,014 68,183 23,026 4,537 15,824 1,369 5,975 227 507 38,692 1,442

8. 2015 139,366 19,641 119,725 13,041 3,330 6,259 2,384 2,080 165 316 15,501 1,144

9. 2016 142,392 40,490 101,902 6,577 1,924 3,280 957 2,892 124 0 9,744 926

10. 2017 145,455 40,489 104,966 3,763 2,488 1,464 1,024 1,512 41 0 3,186 1,509

11. 2018 118,907 19,707 99,200 919 234 266 139 935 6 0 1,741 1,841

12. Totals XXX XXX XXX 443,713 47,028 276,269 44,994 93,311 3,678 1,399 717,593 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 463,803 206,770 465,772 124,468 500 102 89,472 43,553 40,741 11,940 71 673,455 7,640

2. 2009 3,113 1,976 18,310 1,420 503 477 5,719 218 3,151 97 38 26,608 184

3. 2010 8,665 658 16,493 790 1,205 1,046 5,865 712 2,931 573 190 31,380 152

4. 2011 3,437 35 21,933 260 284 174 5,944 544 3,147 63 147 33,669 101

5. 2012 2,090 879 21,633 1,394 110 7 4,766 92 2,772 116 111 28,883 61

6. 2013 6,212 469 22,441 1,994 224 0 6,908 280 2,855 9 344 35,888 69

7. 2014 3,891 89 20,010 817 586 0 7,434 335 3,792 0 158 34,472 142

8. 2015 22,822 9,097 37,764 2,996 668 253 11,168 403 4,965 0 181 64,638 167

9. 2016 6,244 2,437 56,453 5,876 717 435 15,053 4,010 7,402 2,759 124 70,352 199

10. 2017 5,497 4,424 89,824 26,016 608 380 20,173 6,806 6,461 1,525 103 83,412 339

11. 2018 2,557 949 77,300 12,736 283 101 15,865 1,228 6,402 325 93 87,068 717

12. Totals 528,331 227,783 847,933 178,767 5,688 2,975 188,367 58,181 84,619 17,407 1,560 1,169,825 9,771




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2009 220,979 23,399 197,580 132.9 84.9 142.4 0 0 100.0 18,027 8,581

3. 2010 161,328 24,344 136,984 330.2 199.5 373.8 0 0 100.0 23,710 7,670

4. 2011 138,010 9,221 128,789 134.7 57.2 149.2 0 0 100.0 25,075 8,594

5. 2012 99,845 9,248 90,597 186.5 71.8 222.9 0 0 100.0 21,450 7,433

6. 2013 94,209 6,751 87,458 128.3 77.6 135.1 0 0 100.0 26,190 9,698

7. 2014 80,538 7,374 73,164 107.1 105.1 107.3 0 0 100.0 22,995 11,477

8. 2015 98,767 18,628 80,139 70.9 94.8 66.9 0 0 100.0 48,493 16,145

9. 2016 98,618 18,522 80,096 69.3 45.7 78.6 0 0 100.0 54,384 15,968

10. 2017 129,302 42,704 86,598 88.9 105.5 82.5 0 0 100.0 64,881 18,531

11. 2018 104,527 15,718 88,809 87.9 79.8 89.5 0 0 100.0 66,172 20,896


53


SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)


1. Prior XXX XXX XXX 54,091 87 636 69 4,246 35 0 58,782 XXX

2. 2009 93,824 19,883 73,941 127,637 8,001 9,430 2,389 2,626 367 0 128,936 535

3. 2010 87,152 15,528 71,624 61,627 10,529 5,930 1,462 2,701 80 0 58,187 507

4. 2011 100,364 6,154 94,210 38,801 1,311 15,601 1,460 2,617 25 0 54,223 213

5. 2012 109,569 6,450 103,119 66,136 1,275 9,341 4,295 2,654 1,031 0 71,530 215

6. 2013 73,433 6,124 67,309 8,435 3,769 3,271 456 3,245 187 0 10,539 124

7. 2014 32,543 12,129 20,414 22,934 16,144 21,120 18,337 2,454 130 0 11,897 156

8. 2015 23,302 2,119 21,183 7,471 168 3,269 231 1,345 127 0 11,559 248

9. 2016 34,118 10,462 23,656 3,404 35 2,387 90 1,768 91 0 7,343 51

10. 2017 38,344 8,034 30,310 30 66 3 16 515 40 0 426 14

11. 2018 27,145 6,174 20,971 0 0 105 26 787 22 0 844 39

12. Totals XXX XXX XXX 390,566 41,385 71,093 28,831 24,958 2,135 0 414,266 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 13,301 663 17,137 2,283 0 0 4,254 3,388 2,126 1,461 984 29,023 60

2. 2009 315 315 6,269 1,492 0 0 2,299 1,860 953 834 779 5,335 4

3. 2010 194 189 3,152 1,491 0 0 1,649 786 871 697 217 2,703 5

4. 2011 1,205 1,199 4,777 921 0 0 1,050 448 145 61 180 4,548 8

5. 2012 1,491 1,111 12,875 1,132 0 0 1,225 217 194 31 388 13,294 6

6. 2013 20 0 5,522 837 0 0 533 237 188 81 15 5,108 0

7. 2014 1,084 1,073 11,142 1,277 0 0 692 57 150 21 17 10,640 2

8. 2015 62,431 2,000 10,911 215 0 0 2,241 724 766 290 154 73,120 15

9. 2016 1,901 1,372 12,940 1,457 0 0 1,565 1,168 279 16 202 12,672 15

10. 2017 15,783 683 20,630 11,803 0 0 3,167 1,975 995 362 258 25,752 9

11. 2018 312 153 19,544 2,452 0 0 3,825 1,339 1,380 296 277 20,821 34

12. Totals 98,037 8,758 124,899 25,360 0 0 22,500 12,199 8,047 4,150 3,471 203,016 158




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid

1. Prior XXX XXX XXX XXX XXX XXX XXX 27,492 1,531

2. 2009 149,529 15,258 134,271 159.4 76.7 181.6 100.0 4,777 558

3. 2010 76,124 15,234 60,890 87.3 98.1 85.0 100.0 1,666 1,037

4. 2011 64,196 5,425 58,771 64.0 88.2 62.4 100.0 3,862 686

5. 2012 93,916 9,092 84,824 85.7 141.0 82.3 100.0 12,123 1,171

6. 2013 21,214 5,567 15,647 28.9 90.9 23.2 100.0 4,705 403

7. 2014 59,576 37,039 22,537 183.1 305.4 110.4 100.0 9,876 764

8. 2015 88,434 3,755 84,679 379.5 177.2 399.7 100.0 71,127 1,993

9. 2016 24,244 4,229 20,015 71.1 40.4 84.6 100.0 12,012 660

10. 2017 41,123 14,945 26,178 107.2 186.0 86.4 100.0 23,927 1,825

11. 2018 25,953 4,288 21,665 95.6 69.5 103.3 100.0 17,251 3,570


54


SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2017 248,009 0 248,009 5,771 0 9 0 50 0 0 5,830 XXX

3. 2018 182,253 0 182,253 727 0 4 0 64 0 0 795 XXX

4. Totals XXX XXX XXX 8,452 0 17 0 129 0 0 8,598 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 2,276 0 2,993 0 0 0 0 0 0 0 0 5,269 0

2. 2017 9,924 0 1,314 0 0 0 0 0 0 0 0 11,238 0

3. 2018 8,380 0 3,694 0 0 0 0 0 0 0 0 12,074 0

4. Totals 20,580 0 8,001 0 0 0 0 0 0 0 0 28,581 0




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2017 17,068 0 17,068 6.9 0.0 6.9 100.0 11,238 0

3. 2018 12,869 0 12,869 7.1 0.0 7.1 100.0 12,074 0


55


SCHEDULE P - PART 1T - WARRANTY($000 OMITTED)


Years inWhich

1 2 3Loss Payments



10 11Number of




4

Direct and Assumed

5

Ceded

6

Direct and Assumed

7

Ceded

8

Direct and Assumed

9

Ceded


Received

Total Net Paid Cols

(4 - 5 + 6 - 7 + 8 - 9)



2. 2017 86,118 464 85,654 78,950 2,381 12 0 222 0 0 76,803

3. 2018 77,829 626 77,203 55,133 65 2 0 982 0 0 56,052

4. Totals XXX XXX XXX 134,582 2,446 16 0 1,211 0 0 133,363 XXX



13

Directand

Assumed

14

Ceded

15

Directand

Assumed

16

Ceded

17

Directand

Assumed

18

Ceded

19

Directand

Assumed

20

Ceded

21

Directand

Assumed

22

Ceded

Salvage and

Subrog-ation

Anticipated

Total Net Losses

and Expenses

Unpaid



1. Prior 23 0 8 0 0 0 3 2 1 0 2 33 5

2. 2017 0 0 367 24 0 0 30 0 6 0 75 379 49

3. 2018 243 3,936 21,808 2,026 0 0 161 0 56 50 231 16,256 4,765

4. Totals 266 3,936 22,183 2,050 0 0 194 2 63 50 308 16,668 4,819




26

Directand

Assumed

27

Ceded

28

Net

29

Directand

Assumed

30

Ceded

31

Net

32

Loss

33

LossExpense



35

Losses Unpaid

36

Loss Expenses

Unpaid


2. 2017 79,587 2,405 77,182 92.4 518.3 90.1 0 0 100.0 343 36

3. 2018 78,385 6,077 72,308 100.7 970.8 93.7 0 0 100.0 16,089 167


56


SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERSYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12009

22010

32011

42012

52013

62014

72015

82016

92017

102018

11One Year

12Two Year

1. Prior 108,874 105,740 111,369 118,992 86,348 82,714 81,837 86,327 88,145 88,322 177 1,995

2. 2009 325,177 296,420 295,567 298,413 296,232 294,928 293,562 293,263 293,182 292,700 (482) (563)

3. 2010 XXX 383,849 364,162 369,143 370,613 366,930 366,329 366,546 366,481 365,485 (996) (1,061)

4. 2011 XXX XXX 441,048 413,034 414,271 411,349 408,153 403,520 401,734 401,025 (709) (2,495)

5. 2012 XXX XXX XXX 592,292 556,760 546,928 546,147 543,291 547,213 549,186 1,973 5,895

6. 2013 XXX XXX XXX XXX 390,015 375,343 379,148 365,878 369,106 367,765 (1,341) 1,887

7. 2014 XXX XXX XXX XXX XXX 515,345 542,393 553,854 555,668 549,040 (6,628) (4,814)

8. 2015 XXX XXX XXX XXX XXX XXX 568,726 563,240 558,876 553,848 (5,028) (9,392)

9. 2016 XXX XXX XXX XXX XXX XXX XXX 635,992 654,936 655,431 495 19,439



12. Totals 246,151 10,891

SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior 72,595 252,028 238,148 233,418 232,741 238,807 237,734 239,067 240,256 240,951 695 1,884

2. 2009 523,191 533,405 529,427 517,619 514,960 514,374 514,798 515,477 517,978 517,556 (422) 2,079

3. 2010 XXX 195,953 181,584 153,970 144,232 142,123 141,227 140,667 144,419 143,490 (929) 2,823

4. 2011 XXX XXX 175,081 168,378 155,488 148,013 147,392 144,915 152,710 151,631 (1,079) 6,716

5. 2012 XXX XXX XXX 199,204 166,032 171,988 171,864 170,217 175,058 174,014 (1,044) 3,797

6. 2013 XXX XXX XXX XXX 164,431 156,384 158,419 156,648 163,155 164,844 1,689 8,196

7. 2014 XXX XXX XXX XXX XXX 158,352 152,883 156,340 162,629 158,278 (4,351) 1,938

8. 2015 XXX XXX XXX XXX XXX XXX 199,563 187,623 175,594 179,482 3,888 (8,141)

9. 2016 XXX XXX XXX XXX XXX XXX XXX 216,144 225,584 233,482 7,898 17,338

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 222,507 226,928 4,421 XXX

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 281,116 XXX XXX

12. Totals 10,766 36,630

SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior 914,185 1,049,275 1,042,836 1,148,946 1,164,171 1,175,919 1,201,840 1,273,821 1,196,644 1,201,326 4,682 (72,495)

2. 2009 585,182 608,924 651,258 663,652 700,321 690,758 700,460 683,757 683,645 692,272 8,627 8,515

3. 2010 XXX 567,557 579,484 637,092 669,429 701,219 720,048 713,245 707,875 702,878 (4,997) (10,367)

4. 2011 XXX XXX 641,081 653,631 711,813 727,354 781,553 763,902 749,373 755,420 6,047 (8,482)

5. 2012 XXX XXX XXX 591,854 636,458 691,412 757,502 774,490 772,272 763,027 (9,245) (11,463)

6. 2013 XXX XXX XXX XXX 599,257 639,212 754,715 852,000 869,531 857,640 (11,891) 5,640

7. 2014 XXX XXX XXX XXX XXX 726,920 853,190 995,505 1,029,730 1,028,450 (1,280) 32,945

8. 2015 XXX XXX XXX XXX XXX XXX 748,756 951,155 995,054 986,615 (8,439) 35,460

9. 2016 XXX XXX XXX XXX XXX XXX XXX 664,140 794,544 775,791 (18,753) 111,651



12. Totals (27,061) 91,404


1. Prior 13,028,983 14,667,067 14,801,326 14,908,803 14,939,169 14,876,169 15,244,781 15,858,397 15,325,428 14,529,653 (795,775) (1,328,744)

2. 2009 3,433,153 3,603,363 3,604,785 3,649,815 3,616,271 3,594,127 3,583,939 3,631,314 3,540,759 3,526,306 (14,453) (105,008)

3. 2010 XXX 2,868,051 3,248,251 3,299,511 3,318,310 3,384,339 3,386,023 3,395,985 3,300,277 3,280,907 (19,370) (115,078)

4. 2011 XXX XXX 3,017,872 3,070,939 3,207,524 3,269,194 3,235,523 3,229,314 3,134,751 3,117,771 (16,980) (111,543)

5. 2012 XXX XXX XXX 2,423,624 2,266,693 2,365,773 2,342,816 2,342,489 2,240,522 2,209,690 (30,832) (132,799)

6. 2013 XXX XXX XXX XXX 1,982,749 1,944,698 2,013,750 2,035,775 1,926,379 1,890,422 (35,957) (145,353)

7. 2014 XXX XXX XXX XXX XXX 1,811,569 1,852,775 1,899,425 1,795,018 1,764,318 (30,700) (135,107)


9. 2016 XXX XXX XXX XXX XXX XXX XXX 1,477,453 1,496,707 1,496,058 (649) 18,605



12. Totals (884,671) (2,169,644)

SCHEDULE P - PART 2E - COMMERCIAL MULTIPLE PERIL1. Prior 410,789 455,709 433,948 414,915 437,160 433,083 455,454 463,289 473,713 472,915 (798) 9,626

2. 2009 227,877 218,228 217,321 223,819 225,475 222,645 220,780 218,153 221,610 236,449 14,839 18,296

3. 2010 XXX 312,039 309,283 309,770 313,300 325,364 326,823 324,674 326,559 323,226 (3,333) (1,448)

4. 2011 XXX XXX 495,666 524,436 542,501 532,245 540,900 537,193 540,419 537,705 (2,714) 512

5. 2012 XXX XXX XXX 403,305 440,603 463,727 451,171 476,769 474,328 465,340 (8,988) (11,429)

6. 2013 XXX XXX XXX XXX 325,380 357,674 362,837 382,459 385,620 379,890 (5,730) (2,569)

7. 2014 XXX XXX XXX XXX XXX 467,767 445,553 466,316 460,425 468,730 8,305 2,414



10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 542,357 486,009 (56,348) XXX


12. Totals (46,327) 60,221

57


SCHEDULE P - PART 2F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCEYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12009

22010

32011

42012

52013

62014

72015

82016

92017

102018

11One Year

12Two Year

1. Prior 121,922 117,844 114,034 114,457 116,438 103,556 107,077 98,760 97,152 98,945 1,793 185

2. 2009 43,200 42,573 38,376 38,499 42,281 42,409 48,886 41,938 42,652 42,857 205 919

3. 2010 XXX 46,231 44,601 43,401 41,247 37,607 48,757 42,353 40,289 39,226 (1,063) (3,127)

4. 2011 XXX XXX 45,573 48,186 51,393 46,839 62,156 60,905 56,883 51,368 (5,515) (9,537)

5. 2012 XXX XXX XXX 52,680 53,891 50,639 60,499 60,484 58,368 54,454 (3,914) (6,030)

6. 2013 XXX XXX XXX XXX 47,619 47,695 56,958 63,423 62,835 60,521 (2,314) (2,902)

7. 2014 XXX XXX XXX XXX XXX 51,751 51,243 67,291 61,812 66,954 5,142 (337)

8. 2015 XXX XXX XXX XXX XXX XXX 45,761 67,128 65,955 66,741 786 (387)

9. 2016 XXX XXX XXX XXX XXX XXX XXX 53,146 43,963 51,245 7,282 (1,901)



12. Totals 673 (23,117)

SCHEDULE P - PART 2F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE1. Prior 895,932 787,881 763,427 858,959 837,342 837,731 896,481 885,847 872,204 859,003 (13,201) (26,844)

2. 2009 336,499 321,442 307,074 314,235 307,682 312,085 351,909 328,654 322,741 322,281 (460) (6,373)

3. 2010 XXX 316,719 276,401 265,530 246,318 246,749 245,888 290,677 281,093 295,489 14,396 4,812

4. 2011 XXX XXX 278,851 284,005 283,601 290,599 326,551 352,478 348,816 359,448 10,632 6,970

5. 2012 XXX XXX XXX 376,053 228,580 303,215 292,162 349,600 342,988 341,448 (1,540) (8,152)

6. 2013 XXX XXX XXX XXX 233,497 243,141 257,457 301,907 301,677 321,523 19,846 19,616

7. 2014 XXX XXX XXX XXX XXX 228,988 259,174 304,644 326,578 323,858 (2,720) 19,214


9. 2016 XXX XXX XXX XXX XXX XXX XXX 171,267 192,665 178,279 (14,386) 7,012

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 92,919 93,271 352 XXX


12. Totals 8,091 48,533


1. Prior 562,342 613,321 590,585 558,329 598,877 620,960 588,495 578,671 579,364 565,673 (13,691) (12,998)

2. 2009 363,949 335,806 334,855 324,862 318,642 311,570 310,237 311,831 312,054 306,473 (5,581) (5,358)

3. 2010 XXX 285,704 265,372 287,987 296,252 288,484 275,049 287,898 285,480 296,862 11,382 8,964

4. 2011 XXX XXX 352,507 341,854 327,110 321,265 322,688 319,657 317,594 324,716 7,122 5,059

5. 2012 XXX XXX XXX 401,915 406,568 388,218 367,934 373,998 355,068 377,891 22,823 3,893

6. 2013 XXX XXX XXX XXX 357,736 348,761 335,852 334,966 375,791 365,772 (10,019) 30,806



9. 2016 XXX XXX XXX XXX XXX XXX XXX 413,481 368,650 380,010 11,360 (33,471)



12. Totals (47,841) 18,157

SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior 11,247,165 13,992,981 13,633,768 14,136,893 14,215,218 14,683,335 15,698,283 16,261,823 16,205,541 16,300,768 95,227 38,945

2. 2009 3,843,836 4,070,706 4,107,409 4,006,970 4,037,421 4,029,121 4,047,606 4,139,734 4,078,739 4,056,059 (22,680) (83,675)

3. 2010 XXX 3,223,845 3,467,505 3,648,432 3,395,051 3,489,913 3,548,284 3,670,248 3,593,072 3,559,692 (33,380) (110,556)

4. 2011 XXX XXX 2,872,274 3,158,847 3,163,613 3,171,518 3,293,858 3,323,040 3,296,987 3,304,529 7,542 (18,511)

5. 2012 XXX XXX XXX 2,414,679 2,450,197 2,409,833 2,605,597 2,716,945 2,662,922 2,649,950 (12,972) (66,995)

6. 2013 XXX XXX XXX XXX 1,919,027 1,868,076 2,109,062 2,350,127 2,192,930 2,199,141 6,211 (150,986)

7. 2014 XXX XXX XXX XXX XXX 2,198,675 2,250,142 2,552,457 2,498,570 2,510,659 12,089 (41,798)

8. 2015 XXX XXX XXX XXX XXX XXX 1,836,131 2,479,178 2,270,661 2,359,303 88,642 (119,875)

9. 2016 XXX XXX XXX XXX XXX XXX XXX 1,891,686 2,137,706 2,138,695 989 247,009



12. Totals 196,271 (306,442)

SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior 7,462,196 7,243,826 7,492,281 7,675,217 7,761,367 7,729,641 8,097,500 8,126,771 8,136,914 8,170,507 33,593 43,736

2. 2009 2,611,452 2,625,192 2,584,192 2,570,972 2,699,950 2,692,176 2,726,071 2,806,545 2,857,830 2,866,870 9,040 60,325

3. 2010 XXX 2,572,312 2,452,332 2,234,303 2,099,323 2,031,310 2,166,904 2,145,506 2,190,258 2,207,266 17,008 61,760

4. 2011 XXX XXX 2,664,167 2,525,217 2,492,238 2,499,995 2,558,615 2,655,856 2,683,741 2,685,110 1,369 29,254

5. 2012 XXX XXX XXX 2,439,011 2,468,279 2,330,609 2,522,681 2,545,106 2,552,290 2,572,551 20,261 27,445

6. 2013 XXX XXX XXX XXX 2,384,519 2,318,480 2,317,326 2,222,569 2,158,094 2,178,253 20,159 (44,316)

7. 2014 XXX XXX XXX XXX XXX 2,184,249 2,168,253 2,283,318 2,267,285 2,297,805 30,520 14,487


9. 2016 XXX XXX XXX XXX XXX XXX XXX 2,200,856 2,600,352 2,767,831 167,479 566,975



12. Totals 369,289 698,263

58


SCHEDULE P - PART 2I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, BURGLARY, AND THEFT)

Years in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12009

22010

32011

42012

52013

62014

72015

82016

92017

102018

11One Year

12Two Year

1. Prior XXX XXX XXX XXX XXX XXX XXX 2,300,186 2,228,909 2,193,105 (35,804) (107,081)

2. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 4,228,681 3,870,617 (358,064) XXX


4. Totals (393,868) (107,081)

SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE

1. Prior XXX XXX XXX XXX XXX XXX XXX 68,545 78,090 75,826 (2,264) 7,281

2. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 243,586 243,841 255 XXX


4. Totals (2,009) 7,281

SCHEDULE P - PART 2K - FIDELITY/SURETY

1. Prior XXX XXX XXX XXX XXX XXX XXX 261,657 198,734 204,538 5,804 (57,119)



4. Totals 3,758 (57,119)

SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH)

1. Prior XXX XXX XXX XXX XXX XXX XXX 575,925 573,403 603,117 29,714 27,192



4. Totals 49,607 27,192

SCHEDULE P - PART 2M - INTERNATIONAL

1. Prior 0 0 0 0 (2) (1) (1) 7 7 7 0 0

2. 2009 62,585 62,585 62,585 62,585 62,577 62,585 62,577 62,577 62,577 62,577 0 0

3. 2010 XXX 0 0 0 0

4. 2011 XXX XXX 0 0 0 0

5. 2012 XXX XXX XXX 0 0 0 0

6. 2013 XXX XXX XXX XXX 0 0 0 0

7. 2014 XXX XXX XXX XXX XXX 0 0 0 0

8. 2015 XXX XXX XXX XXX XXX XXX 0 0 0 0

9. 2016 XXX XXX XXX XXX XXX XXX XXX 0 0 0 0

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0 XXX XXX

12. Totals 0 0

59


SCHEDULE P - PART 2N - REINSURANCENONPROPORTIONAL ASSUMED PROPERTY

Years in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12009

22010

32011

42012

52013

62014

72015

82016

92017

102018

11One Year

12Two Year

1. Prior 896 606 691 781 972 569 541 532 532 1,176 644 644

2. 2009 (116) 779 779 779 779 771 771 771 771 771 0 0

3. 2010 XXX 748 (137) (137) (137) (88) (138) (136) 2 2 0 138

4. 2011 XXX XXX 26,144 12,437 12,437 18,628 18,144 18,561 18,572 18,573 1 12

5. 2012 XXX XXX XXX 113,242 102,275 103,097 102,480 103,927 103,548 103,547 (1) (380)

6. 2013 XXX XXX XXX XXX 56,966 61,093 60,000 60,007 61,356 60,134 (1,222) 127

7. 2014 XXX XXX XXX XXX XXX 43,425 36,204 26,180 20,520 19,642 (878) (6,538)





12. Totals 123,356 11,687

SCHEDULE P - PART 2O - REINSURANCENONPROPORTIONAL ASSUMED LIABILITY

1. Prior 764 503 519 437 437 439 439 439 439 439 0 0

2. 2009 34,670 32,231 31,386 31,385 31,374 31,374 31,374 31,374 31,374 31,374 0 0

3. 2010 XXX 579 519 514 514 626 613 711 711 711 0 0

4. 2011 XXX XXX (352) 0 0 446 444 267 267 267 0 0

5. 2012 XXX XXX XXX 149 0 987 1,115 764 964 1,702 738 938

6. 2013 XXX XXX XXX XXX 98 749 937 (517) (517) (517) 0 0

7. 2014 XXX XXX XXX XXX XXX 732 731 0 0 0 0 0

8. 2015 XXX XXX XXX XXX XXX XXX 198 171 50,425 55,632 5,207 55,461

9. 2016 XXX XXX XXX XXX XXX XXX XXX 59,054 47,330 29,360 (17,970) (29,694)



12. Totals (42,989) 26,705

SCHEDULE P - PART 2P - REINSURANCENONPROPORTIONAL ASSUMED FINANCIAL LINES

1. Prior 0 0 0 0 0 0 0 0 0 0 0 0

2. 2009 0 0 0 0

3. 2010 XXX 0 0 0 256 356 370 356 0 336 336 (20)

4. 2011 XXX XXX 2,766 1,370 1,103 1,487 1,873 1,280 1,064 1,309 245 29

5. 2012 XXX XXX XXX 2,167 250 2,306 2,052 2,357 356 2,053 1,697 (304)

6. 2013 XXX XXX XXX XXX 2,703 492 421 320 248 452 204 132

7. 2014 XXX XXX XXX XXX XXX 1 68 0 2,357 0 (2,357) 0

8. 2015 XXX XXX XXX XXX XXX XXX 6 4 324 4 (320) 0

9. 2016 XXX XXX XXX XXX XXX XXX XXX 451 451 451 0 0

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 142 0 (142) XXX


12. Totals (337) (163)

60


SCHEDULE P - PART 2R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCEYears in INCURRED NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED) DEVELOPMENT


12009

22010

32011

42012

52013

62014

72015

82016

92017

102018

11One Year

12Two Year

1. Prior 1,218,434 1,521,425 1,575,701 1,537,926 1,754,380 1,785,067 1,965,750 2,115,430 2,261,697 2,469,921 208,224 354,491

2. 2009 148,684 151,255 135,303 108,158 109,087 104,984 132,526 154,384 163,084 178,103 15,019 23,719

3. 2010 XXX 102,026 132,064 89,264 116,452 118,439 119,116 123,565 116,719 122,734 6,015 (831)

4. 2011 XXX XXX 97,997 72,659 90,450 90,383 114,438 120,253 116,928 117,778 850 (2,475)

5. 2012 XXX XXX XXX 53,369 86,317 72,440 67,743 80,486 73,664 77,923 4,259 (2,563)

6. 2013 XXX XXX XXX XXX 69,108 57,811 73,635 70,730 73,060 78,913 5,853 8,183


8. 2015 XXX XXX XXX XXX XXX XXX 96,080 79,899 70,789 73,259 2,470 (6,640)




12. Totals 248,868 368,832

SCHEDULE P - PART 2R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE

1. Prior 230,684 328,739 285,873 266,393 325,706 244,135 240,430 244,380 260,622 249,962 (10,660) 5,582

2. 2009 47,267 54,940 110,876 107,129 100,742 128,330 142,917 133,165 131,081 131,893 812 (1,272)

3. 2010 XXX 59,560 100,222 114,440 109,044 101,438 104,113 107,643 82,912 58,095 (24,817) (49,548)

4. 2011 XXX XXX 74,386 74,678 64,148 89,484 67,593 61,339 57,931 56,095 (1,836) (5,244)

5. 2012 XXX XXX XXX 60,647 56,918 87,519 82,849 70,946 75,492 83,038 7,546 12,092

6. 2013 XXX XXX XXX XXX 28,829 36,680 29,321 19,376 19,197 12,482 (6,715) (6,894)


8. 2015 XXX XXX XXX XXX XXX XXX 22,806 78,870 76,058 82,985 6,927 4,115

9. 2016 XXX XXX XXX XXX XXX XXX XXX 17,786 19,473 18,075 (1,398) 289



12. Totals (35,416) (42,821)

SCHEDULE P - PART 2S - FINANCIAL GUARANTY/MORTGAGE GUARANTY

1. Prior XXX XXX XXX XXX XXX XXX XXX 21,130 15,460 11,018 (4,442) (10,112)

2. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 17,854 17,018 (836) XXX


4. Totals (5,278) (10,112)

SCHEDULE P - PART 2T - WARRANTY

1. Prior XXX XXX XXX XXX XXX XXX XXX 17,134 15,431 15,636 205 (1,498)



4. Totals 1,928 (1,498)

61


SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERSCUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12

Number of


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 65,570 89,043 105,187 74,321 75,376 78,242 82,023 83,294 87,534 9,899 2,641

2. 2009 166,728 259,194 274,381 285,853 287,527 289,011 290,103 291,491 291,513 291,714 26,319 4,483

3. 2010 XXX 197,469 323,407 344,988 355,245 359,449 362,237 362,799 364,262 364,107 38,781 9,590

4. 2011 XXX XXX 248,955 367,111 387,307 393,411 398,432 399,538 398,996 399,429 99,779 14,572

5. 2012 XXX XXX XXX 247,666 495,110 511,253 524,271 531,861 541,864 544,017 73,528 14,222

6. 2013 XXX XXX XXX XXX 201,588 329,246 344,977 355,593 360,614 363,484 51,385 18,148




10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 557,252 1,153,201 89,605 16,115

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,015,033 96,778 16,196

SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior 000 196,092 215,571 223,192 220,380 232,012 233,083 235,789 235,089 238,033 8,387 24,794

2. 2009 393,467 456,345 485,754 503,641 505,379 510,013 513,731 514,508 515,220 515,894 105,556 51,849

3. 2010 XXX 69,944 108,170 121,043 123,014 131,605 136,686 139,179 140,483 141,732 77,434 28,713

4. 2011 XXX XXX 73,089 113,745 121,287 131,031 139,674 142,895 145,548 146,899 81,367 18,225

5. 2012 XXX XXX XXX 85,295 101,350 134,048 149,555 161,257 166,394 169,566 75,805 21,187

6. 2013 XXX XXX XXX XXX 37,676 98,325 125,823 137,588 147,002 155,081 42,751 21,004




10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 71,162 137,549 17,380 2,242

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 94,033 5,386 929

SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior 000 469,431 725,460 927,440 1,007,929 1,083,187 1,118,788 1,149,935 1,161,326 1,169,815 90,359 0

2. 2009 123,958 268,010 407,572 507,610 583,291 630,805 647,437 660,133 676,179 687,899 156,248 20,741

3. 2010 XXX 113,653 269,817 410,616 491,415 586,905 650,463 680,585 693,741 696,412 168,815 58,433

4. 2011 XXX XXX 134,696 269,137 408,886 545,974 642,250 710,607 730,644 738,324 167,163 35,659

5. 2012 XXX XXX XXX 110,318 212,626 393,834 534,292 653,363 703,826 733,624 142,139 23,735

6. 2013 XXX XXX XXX XXX 73,247 213,674 406,061 625,372 730,532 800,778 116,452 48,153





11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 31,813 87,931 23,328


1. Prior 000 1,962,894 3,521,898 4,694,668 5,954,666 6,886,288 7,771,293 8,948,030 10,296,746 12,222,323 460,261 0

2. 2009 679,877 1,379,832 1,801,631 2,069,707 2,336,569 2,575,963 2,738,631 2,948,579 3,231,111 3,324,424 213,338 29,519

3. 2010 XXX 583,760 1,189,184 1,671,275 1,984,002 2,267,980 2,437,617 2,677,072 2,993,193 3,063,511 190,758 25,303

4. 2011 XXX XXX 552,198 1,195,925 1,621,812 1,959,931 2,216,647 2,479,620 2,840,863 2,907,832 178,376 22,819

5. 2012 XXX XXX XXX 436,544 804,519 1,107,872 1,311,161 1,599,866 1,967,087 2,042,616 106,985 14,800

6. 2013 XXX XXX XXX XXX 261,656 616,485 893,509 1,217,530 1,599,769 1,681,740 75,326 14,675

7. 2014 XXX XXX XXX XXX XXX 236,286 590,287 986,087 1,350,937 1,464,187 72,088 10,637

8. 2015 XXX XXX XXX XXX XXX XXX 250,771 755,470 1,299,604 1,452,162 69,144 8,989




SCHEDULE P - PART 3E - COMMERCIAL MULTIPLE PERIL1. Prior 000 152,448 236,933 284,532 330,147 364,664 383,093 397,120 414,133 447,594 23,332 0

2. 2009 54,945 117,863 147,293 171,193 186,461 197,414 202,673 207,089 212,012 228,567 11,964 4,121

3. 2010 XXX 86,288 178,423 229,096 253,392 277,453 296,174 303,858 307,063 310,694 12,538 4,943

4. 2011 XXX XXX 181,883 344,020 415,911 457,519 480,690 498,914 501,286 518,215 17,015 6,811

5. 2012 XXX XXX XXX 104,314 274,683 343,871 388,777 426,718 439,005 443,594 19,147 7,253

6. 2013 XXX XXX XXX XXX 98,732 206,353 249,757 302,811 330,134 347,575 30,607 13,138






62


SCHEDULE P - PART 3F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCECUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12

Number of


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 21,642 41,798 58,150 76,676 85,721 89,386 90,801 93,564 95,445 3,242 0

2. 2009 1,215 3,135 6,400 12,902 26,062 31,301 34,060 37,993 40,120 40,920 1,783 334

3. 2010 XXX 879 2,039 4,931 12,541 22,328 29,859 34,040 34,787 37,882 1,677 291

4. 2011 XXX XXX (570) 2,739 11,508 23,703 36,644 39,539 41,088 46,894 1,631 298

5. 2012 XXX XXX XXX 752 5,328 10,031 22,788 35,049 40,549 49,988 1,252 309

6. 2013 XXX XXX XXX XXX (1,839) (391) 14,638 24,947 31,655 48,579 879 275

7. 2014 XXX XXX XXX XXX XXX 3,201 4,734 13,791 23,653 48,270 384 257

8. 2015 XXX XXX XXX XXX XXX XXX (4,092) 392 7,154 34,278 275 193

9. 2016 XXX XXX XXX XXX XXX XXX XXX 1,879 3,233 25,528 172 80

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 2,751 6,119 87 43

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 591 16 17

SCHEDULE P - PART 3F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE1. Prior 000 202,518 386,104 555,529 613,397 689,819 753,084 806,319 828,949 851,682 8,287 2,876

2. 2009 13,755 61,705 115,013 178,913 221,033 242,296 256,959 303,015 316,054 320,138 3,940 2,237

3. 2010 XXX 3,973 36,344 75,681 118,874 170,625 188,613 211,091 256,275 277,799 3,342 2,749

4. 2011 XXX XXX (2,504) 38,966 106,416 163,525 224,593 270,473 297,758 329,055 3,347 2,140

5. 2012 XXX XXX XXX 3,171 22,690 102,639 181,309 241,573 277,760 295,473 2,826 1,733

6. 2013 XXX XXX XXX XXX 8,292 44,912 108,062 167,105 240,987 278,337 2,250 1,364


8. 2015 XXX XXX XXX XXX XXX XXX (8,415) 55,198 175,088 242,987 1,347 1,346

9. 2016 XXX XXX XXX XXX XXX XXX XXX 3,670 26,591 68,611 866 822

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 3,747 26,041 502 399

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,576 99 49


1. Prior 000 247,224 371,454 415,104 464,345 485,282 498,076 518,238 524,250 526,894 XXX XXX

2. 2009 131,127 241,744 241,893 268,642 288,956 300,552 304,444 306,309 303,868 304,727 XXX XXX

3. 2010 XXX 124,591 212,323 241,148 245,746 262,364 265,755 272,296 277,045 289,656 XXX XXX

4. 2011 XXX XXX 134,558 218,732 255,520 271,441 300,841 307,529 307,068 315,654 XXX XXX

5. 2012 XXX XXX XXX 160,286 289,999 318,740 338,080 349,357 343,225 367,562 XXX XXX

6. 2013 XXX XXX XXX XXX 114,198 228,947 264,984 280,834 313,286 343,983 XXX XXX

7. 2014 XXX XXX XXX XXX XXX 170,825 345,378 398,228 420,221 439,554 XXX XXX

8. 2015 XXX XXX XXX XXX XXX XXX 160,904 306,001 353,691 423,337 XXX XXX

9. 2016 XXX XXX XXX XXX XXX XXX XXX 173,060 289,678 327,917 XXX XXX

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 110,929 221,069 XXX XXX


SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior 000 913,819 3,364,224 5,450,753 6,913,920 8,232,496 9,301,103 10,633,535 12,084,038 13,618,186 254,743 0

2. 2009 806,041 1,265,968 1,726,265 2,194,802 2,604,783 2,957,131 3,192,232 3,536,453 3,775,187 3,970,590 200,509 56,440

3. 2010 XXX 409,355 849,041 1,349,010 1,767,035 2,112,488 2,397,247 2,737,085 3,231,499 3,396,145 181,204 46,838

4. 2011 XXX XXX 296,582 657,130 996,653 1,432,935 1,870,007 2,364,963 2,804,013 3,068,848 161,389 32,298

5. 2012 XXX XXX XXX 144,508 293,896 627,096 1,037,282 1,540,025 2,186,949 2,352,967 146,730 27,616

6. 2013 XXX XXX XXX XXX (191,122) 101,898 467,382 999,852 1,617,165 1,876,247 106,774 30,858

7. 2014 XXX XXX XXX XXX XXX 166,599 474,631 1,014,960 1,761,489 2,066,003 77,419 25,226





SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior 000 2,383,178 3,751,765 4,913,425 5,780,180 6,167,037 6,671,327 6,973,932 7,369,024 7,857,580 26,826 28,979

2. 2009 211,104 693,040 1,146,323 1,577,115 1,907,482 2,176,543 2,353,013 2,496,426 2,586,908 2,675,748 15,181 30,656

3. 2010 XXX 141,646 532,548 902,784 1,170,713 1,428,597 1,658,988 1,776,389 1,960,113 2,039,960 9,770 22,802

4. 2011 XXX XXX 197,994 606,313 1,044,401 1,461,482 1,939,791 2,230,341 2,434,840 2,587,901 8,144 22,894

5. 2012 XXX XXX XXX 156,896 426,671 894,633 1,498,512 1,771,035 2,071,744 2,302,709 6,120 22,666

6. 2013 XXX XXX XXX XXX 51,809 544,170 1,011,345 1,361,128 1,715,030 1,947,846 5,310 22,829

7. 2014 XXX XXX XXX XXX XXX 86,630 503,151 1,015,662 1,558,550 1,895,261 4,711 20,469


9. 2016 XXX XXX XXX XXX XXX XXX XXX 194,382 928,986 1,517,110 4,267 18,419


11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 47,138 927 4,307

63



CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END($000 OMITTED)

11Number of

12Number of


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018


Payment

ClaimsClosedWithout

LossPayment

1. Prior XXX XXX XXX XXX XXX XXX XXX 000 1,224,815 1,619,267 XXX XXX

2. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 1,148,860 2,584,549 XXX XXX



1. Prior XXX XXX XXX XXX XXX XXX XXX 000 53,101 61,193 0 0




1. Prior XXX XXX XXX XXX XXX XXX XXX 000 58,686 97,375 XXX XXX








1. Prior 000 0 0 0 (2) (1) (1) 7 7 7 XXX XXX

2. 2009 62,585 62,585 62,585 62,585 62,577 62,585 62,577 62,577 62,577 62,577 XXX XXX

3. 2010 XXX 0 0 0 0 0 XXX XXX

4. 2011 XXX XXX 0 0 0 0 0 XXX XXX

5. 2012 XXX XXX XXX 0 0 0 0 0 XXX XXX

6. 2013 XXX XXX XXX XXX 0 0 0 0 0 XXX XXX

7. 2014 XXX XXX XXX XXX XXX 0 0 0 0 0 XXX XXX

8. 2015 XXX XXX XXX XXX XXX XXX 0 0 0 0 XXX XXX

9. 2016 XXX XXX XXX XXX XXX XXX XXX 0 0 0 XXX XXX

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 XXX XXX


64



CUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END($000 OMITTED)

11Number of

12Number of


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 127 240 372 442 533 532 532 532 548 XXX XXX

2. 2009 779 779 779 779 779 780 771 771 771 771 XXX XXX

3. 2010 XXX (137) (137) (137) (137) (138) 0 0 0 0 XXX XXX

4. 2011 XXX XXX 12,437 12,437 12,437 18,078 18,103 18,127 18,141 18,141 XXX XXX

5. 2012 XXX XXX XXX 102,275 102,275 102,263 102,480 102,706 103,256 103,497 XXX XXX

6. 2013 XXX XXX XXX XXX 13,082 58,922 57,563 58,782 58,774 58,881 XXX XXX

7. 2014 XXX XXX XXX XXX XXX 14,219 25,318 21,533 17,236 17,832 XXX XXX

8. 2015 XXX XXX XXX XXX XXX XXX 32,329 34,364 35,821 33,509 XXX XXX

9. 2016 XXX XXX XXX XXX XXX XXX XXX 169 1,599 5,743 XXX XXX




1. Prior 000 444 507 437 439 440 439 439 439 439 XXX XXX

2. 2009 21,256 31,968 31,386 31,385 31,374 31,374 31,374 31,374 31,374 31,374 XXX XXX

3. 2010 XXX 579 519 514 516 514 516 516 516 516 XXX XXX

4. 2011 XXX XXX 0 0 3 0 3 3 3 3 XXX XXX


6. 2013 XXX XXX XXX XXX (517) (517) (517) (517) (517) (517) XXX XXX


8. 2015 XXX XXX XXX XXX XXX XXX 171 171 3,259 5,229 XXX XXX

9. 2016 XXX XXX XXX XXX XXX XXX XXX 911 3,517 4,924 XXX XXX


11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX (6) XXX XXX


1. Prior 000 0 0 0 0 0 0 0 0 0 XXX XXX

2. 2009 0 0 0 0 0 XXX XXX

3. 2010 XXX 0 0 0 0 0 XXX XXX

4. 2011 XXX XXX 0 662 761 986 1,153 762 708 708 XXX XXX


6. 2013 XXX XXX XXX XXX 0 0 0 0 0 XXX XXX


8. 2015 XXX XXX XXX XXX XXX XXX 4 4 4 4 XXX XXX

9. 2016 XXX XXX XXX XXX XXX XXX XXX 451 451 451 XXX XXX



65


SCHEDULE P - PART 3R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCECUMULATIVE PAID NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END

($000 OMITTED)11

Number of12

Number of


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018


Payment

ClaimsClosedWithout

LossPayment

1. Prior 000 211,031 497,903 762,812 978,629 1,165,657 1,360,513 1,569,549 1,686,365 1,825,267 87,084 0

2. 2009 1,185 7,684 24,867 38,914 53,175 63,288 99,701 116,386 141,341 154,550 2,071 1,710

3. 2010 XXX 922 9,368 30,113 45,343 61,977 74,285 84,946 91,186 93,712 1,539 1,281

4. 2011 XXX XXX 1,613 7,830 17,681 27,463 58,864 76,102 82,310 87,194 1,664 1,053

5. 2012 XXX XXX XXX 2,480 6,873 15,134 18,981 30,936 37,921 51,697 1,003 804

6. 2013 XXX XXX XXX XXX 455 3,889 26,646 28,980 36,902 45,872 864 684


8. 2015 XXX XXX XXX XXX XXX XXX 955 3,442 6,694 13,586 475 502

9. 2016 XXX XXX XXX XXX XXX XXX XXX 851 2,691 6,976 354 373

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 226 1,715 675 495



1. Prior 000 49,159 61,500 72,999 92,570 91,276 116,486 119,021 167,034 221,605 900 867

2. 2009 1,653 3,467 30,890 59,367 72,935 76,631 120,064 121,472 123,581 126,677 151 380

3. 2010 XXX 1,348 2,219 10,920 18,298 39,996 41,562 42,541 45,928 55,566 169 333

4. 2011 XXX XXX 11,613 13,168 14,531 36,875 45,911 46,222 47,545 51,631 66 139

5. 2012 XXX XXX XXX 5,800 6,353 45,202 48,316 51,402 52,920 69,907 63 146

6. 2013 XXX XXX XXX XXX 326 1,372 2,107 3,116 4,026 7,481 54 70


8. 2015 XXX XXX XXX XXX XXX XXX 1 828 3,760 10,341 50 183

9. 2016 XXX XXX XXX XXX XXX XXX XXX 458 1,136 5,666 8 28

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX (77) (49) 2 3




2. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 357 5,780 XXX XXX



1. Prior XXX XXX XXX XXX XXX XXX XXX 000 15,103 15,604 22,029 0

2. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 56,964 76,581 18,918 47

3. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 55,070 9,942 869

66


SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERSBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 27,518 11,224 6,099 3,758 3,319 1,929 1,540 2,638 2,427 70

2. 2009 69,555 17,335 7,060 5,546 3,454 1,589 1,316 945 577 20

3. 2010 XXX 82,916 18,760 11,234 5,785 3,245 2,490 1,644 1,057 445

4. 2011 XXX XXX 95,210 26,564 13,115 7,726 3,742 1,439 1,349 349

5. 2012 XXX XXX XXX 142,957 35,426 13,590 4,957 2,368 1,230 698

6. 2013 XXX XXX XXX XXX 86,857 23,809 10,357 1,798 1,987 424

7. 2014 XXX XXX XXX XXX XXX 82,326 33,421 24,118 12,143 7,046

8. 2015 XXX XXX XXX XXX XXX XXX 98,050 23,475 5,626 1,425

9. 2016 XXX XXX XXX XXX XXX XXX XXX 103,710 23,681 9,535

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 252,322 159,558

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 778,534

SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL1. Prior 19,726 13,027 4,878 2,014 1,814 (146) 452 1,826 3,947 2,067

2. 2009 69,284 37,539 11,776 2,725 556 178 1,058 17 1,348 637

3. 2010 XXX 69,927 31,535 7,318 3,874 564 1,078 45 1,907 1,027

4. 2011 XXX XXX 62,567 28,954 6,356 2,235 1,302 237 2,134 1,468

5. 2012 XXX XXX XXX 66,782 14,166 7,080 4,192 955 2,837 3,021

6. 2013 XXX XXX XXX XXX 43,680 15,546 7,523 2,393 3,847 3,167






SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL1. Prior 436,994 238,762 133,228 78,288 100,957 63,687 58,116 57,085 6,702 2,380

2. 2009 329,326 184,551 130,620 68,117 54,891 22,111 24,294 14,139 6,880 3,968

3. 2010 XXX 335,596 200,961 111,237 78,709 42,203 30,347 20,793 11,850 5,675

4. 2011 XXX XXX 393,244 208,697 145,273 62,980 68,938 25,591 15,502 12,857

5. 2012 XXX XXX XXX 347,167 239,268 127,256 108,333 55,002 42,514 26,108

6. 2013 XXX XXX XXX XXX 415,060 256,329 158,188 95,090 64,540 35,042







1. Prior 7,015,526 6,949,637 5,974,318 5,164,842 4,327,749 3,606,780 3,319,548 3,458,624 2,612,429 965,080

2. 2009 2,110,791 1,513,176 1,114,574 932,555 732,935 584,954 495,971 382,927 190,149 141,244

3. 2010 XXX 1,753,717 1,336,145 949,191 718,292 588,802 522,402 371,025 157,167 153,371

4. 2011 XXX XXX 1,938,035 1,244,122 931,473 785,460 581,657 384,894 154,110 154,396

5. 2012 XXX XXX XXX 1,613,726 985,858 809,840 639,726 416,419 162,810 128,895

6. 2013 XXX XXX XXX XXX 1,403,313 918,638 699,768 464,477 202,961 152,539

7. 2014 XXX XXX XXX XXX XXX 1,284,306 898,178 575,502 291,224 236,386

8. 2015 XXX XXX XXX XXX XXX XXX 1,238,286 706,554 326,211 268,526




SCHEDULE P - PART 4E - COMMERCIAL MULTIPLE PERIL1. Prior 226,542 154,691 109,834 78,964 61,535 35,882 40,461 50,297 26,051 11,562

2. 2009 103,841 62,701 44,375 29,588 24,396 14,004 10,128 4,605 4,422 3,334

3. 2010 XXX 104,031 57,639 44,279 26,721 21,929 16,635 10,688 9,490 5,017

4. 2011 XXX XXX 125,681 67,620 52,495 35,190 23,816 14,172 14,217 7,438

5. 2012 XXX XXX XXX 127,890 64,380 59,236 32,260 27,123 23,695 11,660

6. 2013 XXX XXX XXX XXX 129,417 92,475 55,179 42,309 31,250 18,621






67


SCHEDULE P - PART 4F - SECTION 1 - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCEBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 95,981 72,641 52,296 37,550 26,037 8,548 8,442 2,525 625 2,294

2. 2009 40,320 36,021 26,241 18,690 11,140 6,886 7,701 1,075 904 330

3. 2010 XXX 43,566 39,366 32,670 21,993 9,432 8,337 5,120 3,841 1,096

4. 2011 XXX XXX 44,624 36,789 31,501 11,408 15,350 15,401 9,909 1,433

5. 2012 XXX XXX XXX 49,402 45,047 35,894 25,828 19,522 14,260 3,381

6. 2013 XXX XXX XXX XXX 48,800 43,439 30,646 27,906 22,030 7,847






SCHEDULE P - PART 4F - SECTION 2 - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE1. Prior 594,040 389,028 254,530 186,854 137,093 69,769 69,235 58,430 23,517 1,493

2. 2009 255,264 196,200 135,834 77,134 55,630 35,654 42,649 19,630 3,115 559

3. 2010 XXX 247,225 188,618 113,200 79,637 47,379 34,784 31,311 6,894 7,761

4. 2011 XXX XXX 237,216 164,309 116,838 70,613 69,588 50,822 33,910 19,072

5. 2012 XXX XXX XXX 336,339 158,635 126,273 69,491 72,376 46,469 30,101

6. 2013 XXX XXX XXX XXX 193,658 156,990 91,049 71,696 28,744 11,473







1. Prior 172,794 112,743 39,480 4,944 (4,276) 9,725 8,526 16,513 6,656 15,335

2. 2009 123,530 43,722 25,546 9,633 6,841 3,230 1,282 2,081 310 369

3. 2010 XXX 97,343 43,706 25,004 19,166 4,566 1,368 2,512 1,083 4,084

4. 2011 XXX XXX 119,465 47,966 31,782 11,635 4,241 2,706 2,899 3,495

5. 2012 XXX XXX XXX 126,805 54,667 24,596 3,511 3,797 1,833 3,015

6. 2013 XXX XXX XXX XXX 124,486 49,714 24,015 12,496 3,379 5,114






SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE1. Prior 8,696,653 10,453,983 7,919,955 5,300,616 4,588,797 3,929,114 3,888,414 3,271,080 1,729,883 1,057,951

2. 2009 2,949,675 2,479,170 1,954,671 1,292,831 976,889 661,231 549,543 439,987 133,537 11,144

3. 2010 XXX 2,596,129 2,254,529 1,801,413 1,186,073 903,924 729,225 507,645 158,628 21,756

4. 2011 XXX XXX 2,283,174 2,003,963 1,580,792 1,125,997 910,788 545,584 155,465 6,683

5. 2012 XXX XXX XXX 2,068,125 1,807,760 1,313,998 1,003,560 697,512 170,739 53,567

6. 2013 XXX XXX XXX XXX 1,760,686 1,347,446 1,126,923 816,994 209,524 47,850

7. 2014 XXX XXX XXX XXX XXX 1,820,688 1,431,358 1,047,814 370,233 144,858

8. 2015 XXX XXX XXX XXX XXX XXX 1,483,257 1,335,569 493,467 201,665

9. 2016 XXX XXX XXX XXX XXX XXX XXX 1,570,333 1,443,019 1,157,857

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 1,234,982 999,063


SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE1. Prior 5,218,765 3,153,591 2,107,418 1,055,187 667,239 521,578 555,279 367,486 292,950 22,148

2. 2009 2,198,123 1,582,592 1,146,802 654,570 337,818 226,836 135,205 95,438 50,433 2,166

3. 2010 XXX 2,259,163 1,543,857 877,346 520,019 301,070 246,445 105,766 57,674 32,552

4. 2011 XXX XXX 2,205,932 1,454,353 986,815 564,342 331,155 181,358 61,571 8,604

5. 2012 XXX XXX XXX 1,921,650 1,454,210 856,094 479,475 340,946 106,189 18,151

6. 2013 XXX XXX XXX XXX 2,076,370 1,396,838 885,510 578,320 198,567 114,180

7. 2014 XXX XXX XXX XXX XXX 1,888,845 1,250,319 813,267 288,526 106,763

8. 2015 XXX XXX XXX XXX XXX XXX 1,807,979 1,347,486 450,566 66,678

9. 2016 XXX XXX XXX XXX XXX XXX XXX 1,753,553 1,272,346 900,298

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 1,706,787 1,412,498

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,384,779

68



BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior XXX XXX XXX XXX XXX XXX XXX 378,364 31,127 46,043

2. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 1,102,977 347,626







1. Prior XXX XXX XXX XXX XXX XXX XXX 125,837 18,789 (3,879)








1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2009 0 0 0 0 0 0 0 0 0 0

3. 2010 XXX 0 0 0 0 0 0 0 0 0

4. 2011 XXX XXX 0 0 0 0 0 0 0 0

5. 2012 XXX XXX XXX 0 0 0 0 0 0 0

6. 2013 XXX XXX XXX XXX 0 0 0 0 0 0

7. 2014 XXX XXX XXX XXX XXX 0 0 0 0 0


9. 2016 XXX XXX XXX XXX XXX XXX XXX 0 0 0

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 0 0

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 0

69



BULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2009 0 0 0 0 0 0 0 0 0 0

3. 2010 XXX 0 0 0 0 50 0 0 0 0

4. 2011 XXX XXX 0 0 0 0 0 218 223 334

5. 2012 XXX XXX XXX 0 0 0 0 366 0 0

6. 2013 XXX XXX XXX XXX 18,344 281 74 73 1,481 489



9. 2016 XXX XXX XXX XXX XXX XXX XXX 1,031 1,597 955




1. Prior 276 0 0 0 0 0 0 0 0 0

2. 2009 8,627 0 0 0 0 0 0 0 0 0

3. 2010 XXX 0 0 0 0 109 97 195 195 195

4. 2011 XXX XXX 0 0 0 442 441 264 264 264

5. 2012 XXX XXX XXX 143 0 813 613 464 364 1,100

6. 2013 XXX XXX XXX XXX 614 1,140 926 0 0 0


8. 2015 XXX XXX XXX XXX XXX XXX 0 0 22,366 14,165





1. Prior 0 0 0 0 0 0 0 0 0 0

2. 2009 0 0 0 0 0 0 0 0 0 0

3. 2010 XXX 0 0 0 256 356 370 356 0 336

4. 2011 XXX XXX 2,766 708 342 425 669 518 0 440

5. 2012 XXX XXX XXX 2,167 250 2,306 2,052 2,357 356 2,053

6. 2013 XXX XXX XXX XXX 2,703 492 421 320 248 452

7. 2014 XXX XXX XXX XXX XXX 1 68 0 2,357 0





70


SCHEDULE P - PART 4R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCEBULK AND IBNR RESERVES ON NET LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)


Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 985,759 928,974 764,615 493,373 544,596 418,644 370,468 363,107 319,828 387,222

2. 2009 138,681 119,949 99,015 58,183 50,089 32,922 28,903 28,765 20,853 22,391

3. 2010 XXX 101,713 79,319 47,773 50,701 42,131 31,218 28,449 21,487 20,856

4. 2011 XXX XXX 92,826 57,643 64,125 48,875 40,272 31,471 29,332 27,073

5. 2012 XXX XXX XXX 45,460 71,017 52,135 40,076 31,825 26,991 24,912

6. 2013 XXX XXX XXX XXX 63,000 46,678 37,952 32,729 30,556 27,074







1. Prior 207,409 165,614 112,747 82,804 46,502 30,308 21,082 27,607 23,446 15,719

2. 2009 44,778 43,697 37,642 28,517 20,865 15,594 19,516 8,620 6,385 5,216

3. 2010 XXX 57,483 48,703 40,767 23,230 23,416 25,403 15,356 29,720 2,524

4. 2011 XXX XXX 62,045 59,922 46,151 41,592 21,080 14,948 10,207 4,458

5. 2012 XXX XXX XXX 54,397 49,476 37,866 28,547 15,239 5,270 12,751

6. 2013 XXX XXX XXX XXX 27,529 34,530 26,320 15,934 15,064 4,981











1. Prior XXX XXX XXX XXX XXX XXX XXX 16,262 118 9

2. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 18,264 373


71


SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERSSECTION 1

CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END

Years in Which Premiums

Were Earnedand Losses

Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 9,349 2,244 1,344 789 4,752 201 134 159 194 82

2. 2009 15,428 22,629 23,947 24,481 25,902 26,003 26,066 26,179 26,296 26,319

3. 2010 XXX 22,002 36,188 37,743 38,171 38,409 38,531 38,651 38,748 38,781

4. 2011 XXX XXX 74,375 96,812 98,560 99,084 99,362 99,581 99,712 99,779

5. 2012 XXX XXX XXX 50,056 70,826 72,309 72,868 73,208 73,395 73,528

6. 2013 XXX XXX XXX XXX 37,293 48,963 50,220 50,853 51,192 51,385






SECTION 2NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 1,883 699 535 349 310 122 90 81 47 45

2. 2009 4,220 598 459 197 162 61 48 44 19 19

3. 2010 XXX 4,810 1,204 391 199 101 61 57 33 26

4. 2011 XXX XXX 14,923 1,078 301 223 154 127 94 63

5. 2012 XXX XXX XXX 13,932 733 360 218 141 95 65

6. 2013 XXX XXX XXX XXX 8,004 682 368 241 182 139

7. 2014 XXX XXX XXX XXX XXX 7,838 965 558 323 226

8. 2015 XXX XXX XXX XXX XXX XXX 10,878 1,929 432 229




SECTION 3CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 6,308 1,493 1,376 472 6,437 87 135 186 204 312

2. 2009 21,828 26,252 28,266 28,581 30,411 30,436 30,509 30,637 30,754 30,821

3. 2010 XXX 29,686 46,355 47,293 47,673 47,864 47,983 48,126 48,224 48,397

4. 2011 XXX XXX 100,297 111,496 113,007 113,574 113,836 114,075 114,196 114,414

5. 2012 XXX XXX XXX 74,232 84,866 86,417 86,978 87,329 87,507 87,815

6. 2013 XXX XXX XXX XXX 59,124 66,933 68,280 68,952 69,327 69,672






72


SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICALSECTION 1




Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 64,822 2,311 1,079 528 1,578 54 7 11 2,815 4

2. 2009 84,355 102,604 104,405 105,016 105,346 105,447 105,473 105,484 105,551 105,556

3. 2010 XXX 54,161 74,841 76,519 77,188 77,326 77,372 77,396 77,429 77,434

4. 2011 XXX XXX 58,691 79,108 80,939 81,200 81,270 81,313 81,356 81,367

5. 2012 XXX XXX XXX 54,010 74,420 75,336 75,540 75,663 75,769 75,805

6. 2013 XXX XXX XXX XXX 29,946 40,882 42,021 42,425 42,652 42,751









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 23,980 1,002 549 301 386 6 14 19 3 3

2. 2009 32,270 1,529 659 316 264 23 13 7 5 6

3. 2010 XXX 13,854 1,768 707 436 35 18 7 4 2

4. 2011 XXX XXX 15,695 1,963 795 73 45 19 10 6

5. 2012 XXX XXX XXX 15,889 1,655 281 159 66 37 27

6. 2013 XXX XXX XXX XXX 7,135 1,610 875 467 266 246

7. 2014 XXX XXX XXX XXX XXX 6,239 1,658 882 527 475








Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 43,795 1,596 1,681 378 2,631 (266) 16 19 3,144 5

2. 2009 140,324 153,715 156,434 156,869 157,398 157,299 157,318 157,324 157,398 157,411

3. 2010 XXX 77,718 103,958 105,204 106,224 106,066 106,099 106,112 106,144 106,149

4. 2011 XXX XXX 85,404 97,451 99,707 99,455 99,524 99,545 99,585 99,598

5. 2012 XXX XXX XXX 80,751 96,483 96,633 96,834 96,902 96,987 97,019

6. 2013 XXX XXX XXX XXX 52,024 62,671 63,523 63,782 63,891 64,001






73


SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICALSECTION 1




Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 66,156 16,009 9,236 5,908 11,250 999 1,446 1,190 42,201 2,120

2. 2009 92,418 136,999 143,675 145,880 148,137 148,728 149,116 149,564 155,996 156,248

3. 2010 XXX 97,690 151,843 157,415 159,589 160,813 161,568 162,225 168,469 168,815

4. 2011 XXX XXX 108,825 149,231 154,678 156,880 158,227 159,319 166,794 167,163

5. 2012 XXX XXX XXX 88,131 125,187 130,034 132,240 133,638 141,603 142,139

6. 2013 XXX XXX XXX XXX 69,069 101,074 105,669 107,938 115,678 116,452









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 16,275 7,713 4,256 2,023 1,495 1,436 1,148 591 489 317

2. 2009 37,348 7,669 3,179 1,402 758 539 367 176 89 46

3. 2010 XXX 44,853 9,922 2,950 1,569 1,019 715 318 190 107

4. 2011 XXX XXX 46,963 6,372 3,043 1,904 1,063 551 315 174

5. 2012 XXX XXX XXX 33,081 5,975 3,272 1,769 824 467 228

6. 2013 XXX XXX XXX XXX 28,923 6,297 3,298 1,565 900 414

7. 2014 XXX XXX XXX XXX XXX 29,017 5,896 2,950 2,012 732








Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 8,376 2,537 5,104 1,144 22,836 2,070 1,483 1,474 62,982 2,753

2. 2009 150,210 157,352 164,028 164,507 166,519 167,180 167,474 167,962 176,656 177,035

3. 2010 XXX 164,711 214,810 215,503 215,890 216,959 217,578 218,197 226,878 227,355

4. 2011 XXX XXX 181,537 187,695 188,894 190,898 191,781 192,778 202,559 202,996

5. 2012 XXX XXX XXX 143,772 148,849 152,799 154,488 155,588 165,570 166,102

6. 2013 XXX XXX XXX XXX 126,905 149,256 152,814 154,543 164,290 165,019






74



SECTION 1CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 178,694 111,953 86,133 84,844 65,436 30,989 24,396 19,143 20,292 17,075

2. 2009 89,909 154,132 172,436 183,536 195,505 201,853 205,487 209,820 211,911 213,338

3. 2010 XXX 80,569 139,168 157,018 169,135 176,452 181,098 186,300 188,965 190,758

4. 2011 XXX XXX 78,926 133,230 152,875 162,501 168,578 173,042 176,210 178,376

5. 2012 XXX XXX XXX 47,192 82,089 91,939 97,938 101,984 104,940 106,985

6. 2013 XXX XXX XXX XXX 32,306 56,377 64,702 69,453 73,058 75,326









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 87,240 62,240 53,064 46,073 39,920 32,951 29,164 23,564 21,682 16,518

2. 2009 52,016 18,394 11,159 7,894 5,477 3,971 2,963 2,226 1,756 1,470

3. 2010 XXX 46,460 16,790 10,891 7,235 5,015 3,681 2,631 2,060 1,679

4. 2011 XXX XXX 43,428 16,398 9,560 6,249 4,257 2,984 2,259 1,735

5. 2012 XXX XXX XXX 26,720 10,732 6,553 4,370 2,835 1,980 1,563

6. 2013 XXX XXX XXX XXX 21,262 7,885 5,029 3,235 2,136 1,599









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 106,675 43,966 32,706 36,167 63,887 49,614 23,004 15,060 19,757 12,898

2. 2009 157,239 197,505 210,354 218,761 229,325 234,570 237,440 241,253 243,045 244,327

3. 2010 XXX 139,864 178,719 191,819 200,204 205,785 209,396 213,854 216,143 217,740

4. 2011 XXX XXX 134,896 170,839 183,538 190,539 195,028 198,499 201,124 202,930

5. 2012 XXX XXX XXX 83,593 105,299 112,054 116,346 119,216 121,548 123,348

6. 2013 XXX XXX XXX XXX 62,527 77,327 83,471 86,841 89,628 91,600






75


SCHEDULE P - PART 5E - COMMERCIAL MULTIPLE PERILSECTION 1




Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 7,724 15,083 3,403 1,626 833 501 537 529 462 358

2. 2009 4,582 8,955 10,124 10,921 11,336 11,610 11,752 11,857 11,924 11,964

3. 2010 XXX 5,357 9,156 10,701 11,395 11,905 12,191 12,379 12,483 12,538

4. 2011 XXX XXX 7,836 13,573 14,906 15,907 16,451 16,756 16,917 17,015

5. 2012 XXX XXX XXX 8,592 14,496 17,301 18,237 18,768 19,012 19,147

6. 2013 XXX XXX XXX XXX 6,429 26,850 29,086 29,930 30,375 30,607









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 7,604 3,005 2,300 1,682 1,510 1,582 1,320 1,050 989 747

2. 2009 3,521 1,207 969 702 416 372 305 222 142 99

3. 2010 XXX 3,515 1,741 1,196 773 649 457 362 225 118

4. 2011 XXX XXX 4,708 2,232 1,286 1,160 764 500 366 168

5. 2012 XXX XXX XXX 5,588 1,901 1,848 1,032 618 365 250

6. 2013 XXX XXX XXX XXX 4,299 3,900 1,710 1,020 645 422

7. 2014 XXX XXX XXX XXX XXX 10,631 3,235 1,136 684 471

8. 2015 XXX XXX XXX XXX XXX XXX 12,888 4,791 1,262 925







Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 3,406 12,755 3,271 1,108 961 1,706 671 622 650 494

2. 2009 9,563 13,320 14,748 15,416 15,497 15,876 16,020 16,104 16,151 16,184

3. 2010 XXX 10,536 14,827 16,304 16,435 17,112 17,327 17,489 17,579 17,599

4. 2011 XXX XXX 15,329 21,555 21,775 23,157 23,573 23,784 23,931 23,994

5. 2012 XXX XXX XXX 17,231 20,784 25,141 25,846 26,237 26,431 26,650

6. 2013 XXX XXX XXX XXX 14,059 41,262 43,077 43,688 43,988 44,167






76


SCHEDULE P - PART 5F - MEDICAL PROFESSIONAL LIABILITY - OCCURRENCESECTION 1A

Years in CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 1,120 920 753 695 431 165 115 77 44 42

2. 2009 272 543 844 1,086 1,284 1,399 1,600 1,700 1,759 1,783

3. 2010 XXX 263 521 716 881 1,051 1,427 1,560 1,635 1,677

4. 2011 XXX XXX 271 528 705 863 1,316 1,517 1,594 1,631

5. 2012 XXX XXX XXX 284 558 733 916 1,081 1,176 1,252

6. 2013 XXX XXX XXX XXX 234 387 547 684 803 879






SECTION 2AYears in NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 1,034 881 695 443 298 158 122 91 64 55

2. 2009 169 260 314 261 161 101 156 88 52 40

3. 2010 XXX 126 216 250 255 166 185 107 61 43

4. 2011 XXX XXX 130 193 223 204 233 111 64 44

5. 2012 XXX XXX XXX 189 260 325 268 188 130 88

6. 2013 XXX XXX XXX XXX 446 195 241 205 120 78






SECTION 3AYears in CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 2,128 1,261 1,024 906 717 623 540 500 468 20

2. 2009 466 894 1,337 1,574 1,701 1,787 2,057 2,107 2,140 2,157

3. 2010 XXX 416 825 1,112 1,321 1,430 1,862 1,935 1,980 2,011

4. 2011 XXX XXX 428 810 1,084 1,262 1,794 1,906 1,949 1,973

5. 2012 XXX XXX XXX 494 943 1,241 1,413 1,524 1,597 1,649

6. 2013 XXX XXX XXX XXX 732 713 974 1,108 1,183 1,232






77


SCHEDULE P - PART 5F - MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADESECTION 1B




Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 4,251 2,677 2,570 1,440 892 226 232 121 76 53

2. 2009 584 1,251 2,583 3,097 3,405 3,582 3,702 3,814 3,891 3,940

3. 2010 XXX 508 1,544 2,156 2,550 2,834 3,020 3,196 3,291 3,342

4. 2011 XXX XXX 653 1,506 2,097 2,552 2,870 3,119 3,262 3,347

5. 2012 XXX XXX XXX 659 1,364 1,866 2,276 2,548 2,708 2,826

6. 2013 XXX XXX XXX XXX 378 912 1,373 1,772 2,064 2,250

7. 2014 XXX XXX XXX XXX XXX 175 633 1,105 1,458 1,726

8. 2015 XXX XXX XXX XXX XXX XXX 142 578 993 1,347




SECTION 2BYears in NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 5,726 3,898 2,281 1,284 768 473 295 174 119 57

2. 2009 1,949 1,551 938 561 317 198 161 112 63 47

3. 2010 XXX 1,852 1,547 950 646 434 378 154 108 78

4. 2011 XXX XXX 2,043 1,509 955 579 445 293 209 169

5. 2012 XXX XXX XXX 1,787 1,262 794 586 397 271 236

6. 2013 XXX XXX XXX XXX 1,245 1,153 919 611 380 327

7. 2014 XXX XXX XXX XXX XXX 1,771 1,324 844 522 325


9. 2016 XXX XXX XXX XXX XXX XXX XXX 1,228 780 507



SECTION 3BYears in CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 3,836 1,943 1,545 878 460 417 121 69 51 10

2. 2009 2,834 3,972 5,239 5,597 5,785 5,911 6,041 6,136 6,182 6,224

3. 2010 XXX 2,752 4,495 4,946 5,255 5,436 5,939 6,061 6,132 6,169

4. 2011 XXX XXX 3,249 4,251 4,709 4,997 5,303 5,469 5,589 5,656

5. 2012 XXX XXX XXX 2,793 3,719 4,059 4,382 4,554 4,667 4,795

6. 2013 XXX XXX XXX XXX 1,936 2,843 3,309 3,561 3,745 3,941






78


SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCESECTION 1A




Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 127,323 71,138 53,907 37,316 37,010 12,005 8,880 8,263 16,477 9,747

2. 2009 113,397 167,584 177,808 184,055 190,192 195,026 196,889 198,425 199,446 200,509

3. 2010 XXX 103,555 153,257 163,946 170,313 174,350 176,919 178,874 180,093 181,204

4. 2011 XXX XXX 91,461 136,377 145,362 150,235 153,449 158,546 160,033 161,389

5. 2012 XXX XXX XXX 93,185 132,436 136,317 139,071 141,443 145,808 146,730

6. 2013 XXX XXX XXX XXX 80,160 97,014 100,427 103,018 105,440 106,774









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 78,066 56,515 51,696 42,045 35,247 27,752 27,385 20,170 18,662 14,969

2. 2009 34,010 14,511 10,209 6,672 4,556 2,959 2,252 1,583 1,255 1,009

3. 2010 XXX 35,174 15,331 9,102 6,272 4,097 2,869 1,947 1,439 1,102

4. 2011 XXX XXX 32,881 11,928 7,879 5,670 3,870 2,505 1,855 1,330

5. 2012 XXX XXX XXX 22,359 7,492 6,224 4,394 2,909 1,865 1,342

6. 2013 XXX XXX XXX XXX 16,587 7,078 5,697 4,047 2,634 1,753









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 98,739 44,944 35,946 26,046 67,647 37,535 21,640 14,093 25,475 16,526

2. 2009 165,152 226,406 237,447 242,121 248,078 252,471 254,245 255,744 256,835 257,958

3. 2010 XXX 153,215 206,188 213,790 219,026 222,527 224,952 226,739 227,948 229,144

4. 2011 XXX XXX 140,429 172,382 179,791 184,674 187,587 192,262 193,709 195,017

5. 2012 XXX XXX XXX 128,120 159,457 165,167 168,330 170,539 174,739 175,688

6. 2013 XXX XXX XXX XXX 112,875 127,823 132,861 135,748 138,118 139,385






79


SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS-MADESECTION 1B




Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 23,754 8,239 5,416 4,724 4,593 785 707 585 803 974

2. 2009 1,715 6,993 9,532 11,062 14,022 14,457 14,752 14,980 15,083 15,181

3. 2010 XXX 1,457 5,173 7,179 8,232 8,908 9,277 9,549 9,675 9,770

4. 2011 XXX XXX 1,520 4,175 5,622 6,546 7,194 7,669 7,989 8,144

5. 2012 XXX XXX XXX 1,236 3,034 4,292 5,116 5,627 5,938 6,120

6. 2013 XXX XXX XXX XXX 820 2,644 3,813 4,574 5,016 5,310

7. 2014 XXX XXX XXX XXX XXX 984 2,619 3,581 4,295 4,711








Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 24,451 13,408 9,211 6,468 5,021 4,287 3,656 2,924 2,611 1,896

2. 2009 19,919 9,102 4,976 2,848 1,792 1,737 1,059 748 562 427

3. 2010 XXX 17,089 7,796 4,247 2,633 1,829 1,358 935 685 530

4. 2011 XXX XXX 15,957 7,986 4,454 2,843 1,961 1,288 899 639

5. 2012 XXX XXX XXX 16,420 7,498 4,079 2,474 1,619 1,108 822

6. 2013 XXX XXX XXX XXX 15,615 6,900 3,637 2,102 1,377 2,611

7. 2014 XXX XXX XXX XXX XXX 14,311 6,334 3,413 2,025 562

8. 2015 XXX XXX XXX XXX XXX XXX 13,725 6,769 3,793 685







Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 14,169 294 5,856 3,802 9,214 3,258 1,312 7,279 1,260 975

2. 2009 34,106 35,422 37,712 38,651 44,178 45,667 45,933 46,124 46,198 46,264

3. 2010 XXX 24,598 29,587 30,977 31,448 32,342 32,693 32,902 32,982 33,102

4. 2011 XXX XXX 24,205 28,813 29,347 30,310 30,930 31,300 31,546 31,677

5. 2012 XXX XXX XXX 24,389 26,442 27,849 28,509 28,994 29,253 29,608

6. 2013 XXX XXX XXX XXX 23,670 26,506 27,610 28,246 28,633 29,057






80


SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCESECTION 1A




Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 6,745 18,098 19,153 15,001 16,980 1,580 4,707 4,504 4,173 2,888

2. 2009 312 709 957 1,184 1,356 1,492 1,610 1,795 1,968 2,071

3. 2010 XXX 216 648 829 980 1,133 1,237 1,390 1,448 1,539

4. 2011 XXX XXX 585 964 1,125 1,257 1,399 1,529 1,596 1,664

5. 2012 XXX XXX XXX 288 550 666 816 903 961 1,003

6. 2013 XXX XXX XXX XXX 251 489 640 760 822 864









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 20,049 18,091 20,823 21,433 22,425 18,875 16,764 14,624 12,840 7,640

2. 2009 575 445 384 323 267 260 222 260 191 184

3. 2010 XXX 457 306 330 271 175 158 145 128 152

4. 2011 XXX XXX 408 349 341 289 193 128 110 101

5. 2012 XXX XXX XXX 383 337 263 165 89 57 61

6. 2013 XXX XXX XXX XXX 382 263 199 119 85 69









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 13,890 11,780 14,012 14,051 16,932 22,675 10,336 8,660 7,487 6,241

2. 2009 1,205 1,906 2,295 2,606 2,850 3,129 3,326 3,620 3,810 3,965

3. 2010 XXX 978 1,664 2,018 2,233 2,393 2,543 2,731 2,816 2,972

4. 2011 XXX XXX 1,220 1,870 2,184 2,371 2,490 2,623 2,707 2,818

5. 2012 XXX XXX XXX 863 1,355 1,535 1,673 1,739 1,796 1,868

6. 2013 XXX XXX XXX XXX 808 1,185 1,394 1,487 1,561 1,617

7. 2014 XXX XXX XXX XXX XXX 628 990 1,192 1,316 1,442

8. 2015 XXX XXX XXX XXX XXX XXX 553 836 979 1,144


10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 388 1,509


81


SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS-MADESECTION 1B




Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 216 209 172 169 131 58 34 17 83 27

2. 2009 34 64 85 110 125 136 142 146 149 151

3. 2010 XXX 10 26 85 122 134 156 161 165 169

4. 2011 XXX XXX 5 30 43 50 58 63 65 66

5. 2012 XXX XXX XXX 6 20 30 40 48 57 63

6. 2013 XXX XXX XXX XXX 6 22 30 37 47 54



9. 2016 XXX XXX XXX XXX XXX XXX XXX 0 8






Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 550 393 372 305 211 154 110 96 78 60

2. 2009 190 139 100 51 29 20 18 9 8 4

3. 2010 XXX 159 131 101 64 47 22 16 12 5

4. 2011 XXX XXX 80 72 37 24 14 9 10 8

5. 2012 XXX XXX XXX 51 46 27 20 16 10 6

6. 2013 XXX XXX XXX XXX 41 26 22 9 5 1









Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 404 221 322 221 147 171 35 54 83 23

2. 2009 277 395 460 494 504 518 526 530 535 535

3. 2010 XXX 259 361 449 476 487 501 505 506 507

4. 2011 XXX XXX 114 184 188 198 204 208 212 213

5. 2012 XXX XXX XXX 98 140 161 196 203 211 215

6. 2013 XXX XXX XXX XXX 69 93 113 114 121 124






82


SCHEDULE P - PART 5T - WARRANTYSECTION 1




Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior XXX XXX XXX XXX XXX XXX XXX 15,757 5,886 386



SECTION 2Years in NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior XXX XXX XXX XXX XXX XXX XXX 33 9 5



SECTION 3Years in CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT YEAR END



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior XXX XXX XXX XXX XXX XXX XXX 15,773 5,890 386



83


SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICALSECTION 1

Years in Which CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11

PremiumsWere Earnedand Losses

Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior (81,950) (2,964) (16,238) 2,000 1,251 (22,902) 4,237 1,545 (5,982) 198 198

2. 2009 1,246,506 1,239,614 1,236,476 1,247,932 1,245,582 1,244,531 1,243,676 1,243,472 1,243,259 1,242,316 (943)

3. 2010 XXX 1,210,399 1,216,491 1,220,743 1,216,928 1,217,488 1,216,588 1,216,119 1,215,510 1,214,833 (677)

4. 2011 XXX XXX 1,211,843 1,213,879 1,209,908 1,206,325 1,204,290 1,204,881 1,204,556 1,203,409 (1,147)

5. 2012 XXX XXX XXX 1,028,506 1,024,791 1,019,176 1,019,094 1,018,180 1,018,421 1,017,324 (1,097)

6. 2013 XXX XXX XXX XXX 912,219 906,761 900,490 898,232 898,130 901,341 3,211

7. 2014 XXX XXX XXX XXX XXX 1,085,895 1,084,352 1,077,867 1,077,276 1,083,595 6,319

8. 2015 XXX XXX XXX XXX XXX XXX 1,140,240 1,150,443 1,149,458 1,149,888 430

9. 2016 XXX XXX XXX XXX XXX XXX XXX 1,132,138 1,133,059 1,122,378 (10,681)

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 1,140,434 1,133,539 (6,895)

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 1,005,039 1,005,039

12. Totals XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 993,757

13. Earned Premiums (Sch P-Pt. 1) 1,164,555 1,200,544 1,198,560 1,048,248 899,621 1,047,844 1,132,791 993,756 684,869 670,957 XXX

SECTION 2Years in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior (2,046) 7,690 (4,856) 1,395 (2,542) (2,647) 632 220 (12) 196 196

2. 2009 245,634 257,262 257,621 257,862 257,379 260,296 260,219 260,233 260,227 260,211 (16)

3. 2010 XXX 325,983 331,437 336,049 335,339 338,860 338,659 338,677 338,646 338,641 (5)

4. 2011 XXX XXX 272,272 276,468 278,605 281,502 281,444 281,466 281,462 281,445 (17)

5. 2012 XXX XXX XXX 225,755 225,132 225,702 228,460 228,459 228,503 228,072 (431)

6. 2013 XXX XXX XXX XXX 16,480 17,410 18,634 18,849 18,852 19,627 775

7. 2014 XXX XXX XXX XXX XXX 129,594 133,576 136,174 136,176 141,355 5,179

8. 2015 XXX XXX XXX XXX XXX XXX 160,440 170,663 170,677 174,070 3,393

9. 2016 XXX XXX XXX XXX XXX XXX XXX 154,825 155,050 154,553 (497)

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 168,463 173,127 4,664

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 266,714 266,714


13. Earned Premiums (Sch P-Pt. 1) 243,588 345,301 273,229 236,201 14,258 137,782 168,699 279,955 294,945 268,762 XXX


SECTION 1Years in Which CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior (204,889) (202,408) 1,523 (21,132) 17,471 117,043 43,934 (15,050) (13,283) 202 202

2. 2009 5,041,128 5,011,510 5,055,277 5,040,225 5,076,624 5,090,123 5,097,660 5,083,440 5,065,276 5,070,912 5,636

3. 2010 XXX 4,136,107 4,356,384 4,327,315 4,382,384 4,413,323 4,408,609 4,409,471 4,398,851 4,384,612 (14,239)

4. 2011 XXX XXX 3,695,708 3,777,328 3,817,127 3,854,785 3,852,082 3,849,428 3,845,176 3,828,613 (16,563)

5. 2012 XXX XXX XXX 3,290,072 3,385,936 3,391,399 3,387,901 3,392,102 3,384,723 3,381,499 (3,224)

6. 2013 XXX XXX XXX XXX 2,866,987 2,893,543 2,912,959 2,912,176 2,907,150 2,907,445 295


8. 2015 XXX XXX XXX XXX XXX XXX 2,577,253 2,788,376 2,776,215 2,771,972 (4,243)

9. 2016 XXX XXX XXX XXX XXX XXX XXX 2,419,331 2,412,504 2,434,570 22,066

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 2,879,842 3,020,961 141,119


12. Totals XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 2,533,640

13. Earned Premiums (Sch P-Pt. 1) 4,836,239 3,904,082 3,961,274 3,306,439 3,111,590 2,900,366 2,799,115 2,533,640 1,898,454 1,906,026 XXX



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior (4,503) (10,745) 9,550 18,777 (23,529) 2,566 5,713 6,934 (4) (1,788) (1,788)

2. 2009 314,532 318,641 320,789 318,167 306,983 303,171 303,067 303,736 303,735 303,950 215

3. 2010 XXX 410,270 416,443 420,029 423,512 424,428 424,490 425,740 425,739 425,861 122

4. 2011 XXX XXX 473,837 479,834 487,469 494,379 494,508 499,728 499,729 500,292 563

5. 2012 XXX XXX XXX 267,585 277,913 280,095 282,136 285,973 285,975 290,594 4,619

6. 2013 XXX XXX XXX XXX 382,659 385,063 386,929 387,899 387,905 389,782 1,877


8. 2015 XXX XXX XXX XXX XXX XXX 264,747 315,948 315,963 332,504 16,541

9. 2016 XXX XXX XXX XXX XXX XXX XXX 200,509 200,579 231,272 30,693





84


SCHEDULE P - PART 6E - COMMERCIAL MULTIPLE PERILSECTION 1



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 2,461 568 (2) (14) 35 73 80 134 95 13 13

2. 2009 612,697 618,398 617,359 617,305 617,308 617,305 617,293 617,287 617,280 617,283 3

3. 2010 XXX 636,004 637,216 638,220 637,876 637,879 637,857 637,850 637,848 637,855 7

4. 2011 XXX XXX 619,930 628,303 628,106 628,094 628,113 628,177 628,287 628,286 (1)

5. 2012 XXX XXX XXX 865,916 883,950 883,950 883,931 883,432 883,502 883,501 (1)

6. 2013 XXX XXX XXX XXX 830,678 834,398 835,604 836,001 836,017 836,018 1

7. 2014 XXX XXX XXX XXX XXX 916,822 926,527 926,793 926,786 926,727 (59)

8. 2015 XXX XXX XXX XXX XXX XXX 1,087,958 1,095,850 1,095,859 1,095,668 (191)

9. 2016 XXX XXX XXX XXX XXX XXX XXX 1,090,671 1,092,321 1,079,116 (13,205)

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 956,910 820,518 (136,392)



13. Earned Premiums (Sch P-Pt. 1) 615,158 642,274 620,100 875,224 848,211 920,603 958,843 1,186,467 756,847 983,496 XXX



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 745 111 48 (3) 15 9 86 149 74 0 0

2. 2009 182,896 185,721 185,228 185,229 185,233 185,232 185,225 185,222 185,221 185,226 5

3. 2010 XXX 146,770 145,199 145,860 145,782 145,778 145,770 145,767 145,766 145,774 8

4. 2011 XXX XXX 124,439 128,131 128,059 128,057 128,063 128,072 128,098 128,095 (3)

5. 2012 XXX XXX XXX 298,520 301,408 301,407 301,436 301,448 301,464 301,464 0

6. 2013 XXX XXX XXX XXX 117,255 117,431 117,755 117,609 117,613 117,616 3


8. 2015 XXX XXX XXX XXX XXX XXX 371,362 373,585 373,602 373,656 54

9. 2016 XXX XXX XXX XXX XXX XXX XXX 374,193 374,865 348,228 (26,637)





SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior (195,626) (13,356) (31,549) 40,458 44,069 59,162 (76,041) (90,357) (4,303) 16,018 16,018

2. 2009 5,985,877 6,005,927 6,013,656 6,024,137 6,012,244 6,027,614 6,020,353 6,041,839 6,041,507 6,042,746 1,239

3. 2010 XXX 5,015,984 5,094,453 5,104,576 5,104,040 5,110,153 5,114,995 5,131,636 5,131,498 5,126,788 (4,710)

4. 2011 XXX XXX 4,207,463 4,246,351 4,235,339 4,262,984 4,254,709 4,308,507 4,309,200 4,301,529 (7,671)

5. 2012 XXX XXX XXX 3,653,819 3,661,907 3,663,567 3,658,544 3,677,002 3,676,519 3,673,926 (2,593)

6. 2013 XXX XXX XXX XXX 2,968,081 2,988,474 2,977,381 2,985,178 2,985,196 3,006,025 20,829


8. 2015 XXX XXX XXX XXX XXX XXX 3,845,673 3,896,776 3,901,269 3,926,188 24,919


10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 3,082,639 2,964,970 (117,669)




SECTION 2AYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior (42,086) (12,291) 11,664 (1,003) 32,023 (2,445) 11,703 (1,902) 32 4,598 4,598

2. 2009 1,279,935 1,286,955 1,284,719 1,285,103 1,292,079 1,290,660 1,290,485 1,292,582 1,292,595 1,292,330 (265)

3. 2010 XXX 1,107,799 1,115,076 1,114,418 1,123,039 1,119,779 1,120,441 1,124,187 1,124,266 1,124,657 391

4. 2011 XXX XXX 842,160 856,245 853,132 856,267 856,356 859,866 859,875 860,686 811

5. 2012 XXX XXX XXX 763,862 773,256 776,013 774,479 776,515 776,771 781,565 4,794

6. 2013 XXX XXX XXX XXX 408,429 418,305 422,810 428,101 428,188 446,986 18,798







13. Earned Premiums (Sch P-Pt. 1) 1,237,849 1,102,529 858,865 776,671 462,330 591,560 772,943 1,047,694 765,661 857,588 XXX

85


SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 51,434 1,047 (267) (11,591) (2,361) 4,682 (91) (8,285) 35 6 6

2. 2009 3,821,101 3,835,184 3,834,299 3,838,923 3,839,618 3,839,492 3,839,575 3,838,689 3,838,697 3,838,704 7

3. 2010 XXX 3,574,269 3,601,360 3,608,778 3,609,716 3,609,550 3,610,019 3,610,187 3,610,653 3,611,014 361

4. 2011 XXX XXX 3,912,285 3,929,879 3,931,690 3,931,283 3,931,001 3,930,894 3,930,935 3,930,967 32

5. 2012 XXX XXX XXX 3,457,697 3,475,033 3,475,455 3,521,634 3,521,778 3,522,077 3,522,392 315

6. 2013 XXX XXX XXX XXX 3,693,158 3,700,020 3,692,579 3,693,786 3,695,730 3,697,661 1,931




10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 3,728,203 3,734,681 6,478




SECTION 2BYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 10,823 (590) (962) (356) 2,003 (520) (1) 0 0 (223) (223)

2. 2009 419,643 430,658 431,037 431,215 431,418 431,401 431,401 431,401 431,401 431,402 1

3. 2010 XXX 263,621 277,883 278,298 278,525 278,698 278,698 278,701 278,701 278,882 181

4. 2011 XXX XXX 462,805 469,390 469,849 469,826 469,825 469,825 469,825 469,836 11

5. 2012 XXX XXX XXX 289,581 303,896 303,955 304,694 304,696 304,696 304,789 93

6. 2013 XXX XXX XXX XXX 451,020 454,103 454,426 454,434 454,434 454,793 359

7. 2014 XXX XXX XXX XXX XXX 691,755 692,120 692,143 692,143 692,629 486


9. 2016 XXX XXX XXX XXX XXX XXX XXX 7,570 19,759 22,816 3,057





SCHEDULE P - PART 6M - INTERNATIONALSECTION 1



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2009 164,367 164,367 164,367 164,367 164,367 164,367 164,367 164,367 164,367 164,367 0

3. 2010 XXX 0 0 0 0 0 0 0 0 0 0

4. 2011 XXX XXX 1,146 1,146 1,146 1,146 1,146 1,146 1,146 1,146 0

5. 2012 XXX XXX XXX 0 0 0 0 0 0 0 0

6. 2013 XXX XXX XXX XXX 861 861 861 861 861 861 0


8. 2015 XXX XXX XXX XXX XXX XXX 48 48 48 48 0


10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 0 0 0



13. Earned Premiums (Sch P-Pt. 1) 164,367 0 1,146 0 861 8,052 0 2,000 0 0 XXX



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2009 125,066 125,066 125,066 125,066 125,066 125,066 125,066 125,066 125,066 125,066 0

3. 2010 XXX 0 0 0 0 0 0 0 0 0 0

4. 2011 XXX XXX 1,146 1,146 1,146 1,146 1,146 1,146 1,146 1,146 0

5. 2012 XXX XXX XXX 0 0 0 0 0 0 0 0

6. 2013 XXX XXX XXX XXX 861 861 861 861 861 861 0

7. 2014 XXX XXX XXX XXX XXX 636 636 636 636 636 0






13. Earned Premiums (Sch P-Pt. 1) 125,066 0 1,146 0 861 636 0 2,000 0 0 XXX

86


SCHEDULE P - PART 6N - REINSURANCE - NONPROPORTIONAL ASSUMED PROPERTYSECTION 1



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2009 242 242 242 242 242 242 242 242 242 242 0

3. 2010 XXX 9,944 9,944 9,944 9,944 9,944 9,944 9,944 9,944 9,944 0

4. 2011 XXX XXX 43,845 43,845 43,845 43,845 43,845 43,845 43,845 43,845 0

5. 2012 XXX XXX XXX 120,114 120,114 120,114 120,114 120,114 120,114 120,114 0

6. 2013 XXX XXX XXX XXX 138,577 138,577 138,577 138,577 138,577 138,577 0



9. 2016 XXX XXX XXX XXX XXX XXX XXX 67,368 67,368 67,368 0

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 67,271 67,271 0



13. Earned Premiums (Sch P-Pt. 1) 242 9,944 43,845 120,118 138,577 131,573 67,271 42,616 8,105 29,452 XXX



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2009 0 0 0 0 0 0 0 0 0 0 0

3. 2010 XXX 0 0 0 0 0 0 0 0 0 0

4. 2011 XXX XXX 20,420 20,420 20,420 20,420 20,420 20,420 20,420 20,420 0

5. 2012 XXX XXX XXX 1,554 1,554 1,554 1,554 1,554 1,554 1,554 0

6. 2013 XXX XXX XXX XXX 304 304 304 304 304 304 0





11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX 68 68

12. Totals XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 68

13. Earned Premiums (Sch P-Pt. 1) 0 0 20,420 1,554 304 0 0 68 893 0 XXX

SCHEDULE P - PART 6O - REINSURANCE - NONPROPORTIONAL ASSUMED LIABILITYSECTION 1



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2009 77,705 77,705 77,705 77,705 77,705 77,705 77,705 77,705 77,705 77,705 0

3. 2010 XXX 5,675 5,675 5,675 5,675 5,675 5,675 5,675 5,675 5,675 0

4. 2011 XXX XXX 3,132 3,132 3,132 3,132 3,132 3,132 3,132 3,132 0

5. 2012 XXX XXX XXX 1,901 1,901 1,901 1,901 1,901 1,901 1,901 0

6. 2013 XXX XXX XXX XXX 587 587 587 587 587 587 0







13. Earned Premiums (Sch P-Pt. 1) 77,705 5,675 3,131 1,901 587 320 44,792 46,352 47,969 15,476 XXX



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 0 0 0 0 0 0 0 0 0 0 0

2. 2009 33,145 33,147 33,145 33,145 33,145 33,145 33,145 33,145 33,145 33,145 0

3. 2010 XXX 2,674 2,674 2,674 2,674 2,674 2,674 2,674 2,674 2,674 0

4. 2011 XXX XXX 3,283 3,283 3,283 3,283 3,283 3,283 3,283 3,283 0

5. 2012 XXX XXX XXX 1,706 1,706 1,706 1,706 1,706 1,706 1,706 0

6. 2013 XXX XXX XXX XXX 587 587 587 587 587 587 0







13. Earned Premiums (Sch P-Pt. 1) 33,145 2,674 3,282 1,706 587 0 10 3,022 0 0 XXX

87


SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCESECTION 1A



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 1,668 (21,843) (13,172) (18,670) (38,028) 5,478 45,801 29,842 27 (13) (13)

2. 2009 143,952 134,852 139,199 146,682 155,001 158,116 156,459 157,111 157,121 157,818 697

3. 2010 XXX 63,617 72,061 78,298 21,450 21,403 21,972 15,926 15,927 15,670 (257)

4. 2011 XXX XXX 76,083 100,200 83,020 82,670 82,848 79,435 79,435 78,577 (858)

5. 2012 XXX XXX XXX 11,269 17,839 21,715 21,626 22,190 22,190 19,635 (2,555)

6. 2013 XXX XXX XXX XXX 144,191 147,027 147,214 147,237 147,237 147,007 (230)








SECTION 2AYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior (1,542) (532) (1,013) 97 (95) 288 0 0 (1) (572) (572)

2. 2009 24,071 22,306 22,537 22,469 22,442 22,363 22,363 22,363 22,363 22,363 0

3. 2010 XXX 11,418 11,616 11,634 11,640 11,640 11,640 11,640 11,640 11,640 0

4. 2011 XXX XXX 2,616 3,235 2,700 2,700 2,700 2,700 2,700 2,700 0

5. 2012 XXX XXX XXX 3,414 3,552 3,959 3,959 3,959 3,959 3,959 0

6. 2013 XXX XXX XXX XXX 2,130 3,013 3,013 3,013 3,013 3,013 0




10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX 4,979 (218,846) (223,825)




SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS-MADESECTION 1B



Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 2,897 (6,144) 47 14 (591) 33 0 0 0 0 0

2. 2009 104,902 105,975 105,995 106,023 106,022 106,030 106,030 106,030 106,030 106,030 0

3. 2010 XXX 90,765 93,065 91,014 91,013 91,021 91,021 91,021 91,021 91,021 0

4. 2011 XXX XXX 94,459 96,645 96,744 96,752 96,752 96,752 96,752 96,752 0

5. 2012 XXX XXX XXX 105,426 105,983 106,069 106,087 106,087 106,087 106,087 0

6. 2013 XXX XXX XXX XXX 69,645 70,386 70,357 70,357 70,357 70,357 0








SECTION 2BYears in Which CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ($000 OMITTED) 11


Were Incurred

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

CurrentYear

Premiums Earned

1. Prior 2,622 633 (5) (4) (79) 24 0 0 0 0 0

2. 2009 31,237 31,652 31,665 31,661 31,660 31,666 31,666 31,666 31,666 31,666 0

3. 2010 XXX 13,032 13,058 13,057 13,057 13,062 13,062 13,062 13,062 13,062 0

4. 2011 XXX XXX 2,589 2,599 2,611 2,616 2,616 2,616 2,616 2,616 0

5. 2012 XXX XXX XXX 2,479 2,480 2,484 2,484 2,484 2,484 2,484 0

6. 2013 XXX XXX XXX XXX 2,468 2,473 2,473 2,473 2,473 2,473 0








88


SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS ($000 OMITTED)SECTION 1

Schedule P - Part 1

1

Total Net Losses and Expenses

Unpaid

2Net Losses and

Expenses Unpaidon Loss Sensitive

Contracts

3

Loss Sensitiveas Percentage

of Total

4

Total NetPremiums

Written

5Net Premiums

Written onLoss Sensitive

Contracts

6


of Total

1. Homeowners/Farmowners 1,507,497 0 0.0 1,160,166 0 0.0

2. Private Passenger Auto Liability/ Medical 423,215 0 0.0 829,638 0 0.0

3. Commercial Auto/Truck Liability/ Medical 1,478,776 82,373 5.6 459,905 19,102 4.2

4. Workers’ Compensation 6,273,086 2,610,169 41.6 1,356,453 238,499 17.6

5. Commercial Multiple Peril 1,053,750 0 0.0 718,218 0 0.0

6. Medical Professional Liability - Occurrence 160,859 13,306 8.3 22,321 (288) (1.3)

7. Medical Professional Liability - Claims -Made 511,123 60,127 11.8 48,821 (611) (1.3)

8. Special Liability 594,035 0 0.0 490,386 0 0.0

9. Other Liability - Occurrence 9,025,459 821,954 9.1 1,612,004 7,354 0.5

10. Other Liability - Claims-Made 7,025,078 0 0.0 2,409,992 0 0.0

11. Special Property 3,325,390 0 0.0 3,309,219 0 0.0

12. Auto Physical Damage 83,481 71 0.1 594,168 3 0.0

13. Fidelity/Surety 299,260 0 0.0 164,063 0 0.0

14. Other 363,550 0 0.0 1,091,214 0 0.0

15. International 0 0 0.0 0 0 0.0

16. Reinsurance - Nonproportional Assumed Property XXX XXX XXX XXX XXX XXX

17. Reinsurance - Nonproportional Assumed Liability XXX XXX XXX XXX XXX XXX

18. Reinsurance - Nonproportional Assumed Financial Lines XXX XXX XXX XXX XXX XXX

19. Products Liability - Occurrence 1,169,825 6,291 0.5 120,080 2,495 2.1

20. Products Liability - Claims-Made 203,016 0 0.0 22,674 0 0.0

21. Financial Guaranty/Mortgage Guaranty 28,581 0 0.0 115,488 0 0.0

22. Warranty 16,668 0 0.0 32,131 0 0.0

23. Totals 33,542,649 3,594,291 10.7 14,556,942 266,554 1.8

SECTION 2INCURRED LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 12,323,798 12,979,358 12,607,701 11,929,783 10,985,681 10,166,250 9,750,001 10,088,818 8,045,910 6,908,190

2. 2009 729,241 1,261,588 1,300,186 1,519,717 1,538,049 1,513,754 1,544,256 1,664,318 1,648,615 1,684,970

3. 2010 XXX 716,086 1,140,280 1,380,155 1,399,391 1,341,162 1,350,957 1,426,688 1,425,758 1,471,585

4. 2011 XXX XXX 607,603 777,440 827,009 865,088 860,880 869,388 853,485 836,923

5. 2012 XXX XXX XXX 234,038 365,235 374,559 390,350 442,538 430,885 440,748

6. 2013 XXX XXX XXX XXX 170,601 280,471 311,042 387,679 379,866 389,654






SECTION 3BULK AND INCURRED BUT NOT REPORTED RESERVES FOR LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES AT YEAR END

($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 3,035,296 2,723,482 1,865,430 1,541,620 803,553 1,054,711 1,111,063 1,453,290 1,153,828 933,409

2. 2009 525,911 854,046 626,364 484,669 213,398 245,146 245,881 257,075 202,094 194,182

3. 2010 XXX 539,746 763,895 545,366 254,568 279,577 263,966 251,208 216,628 195,925

4. 2011 XXX XXX 572,750 517,700 227,490 300,947 221,125 211,476 179,790 182,126

5. 2012 XXX XXX XXX 202,057 155,126 210,519 131,261 155,772 127,695 119,811

6. 2013 XXX XXX XXX XXX 89,168 195,969 164,826 175,500 149,369 107,547






89


SCHEDULE P - PART 7A - PRIMARY LOSS SENSITIVE CONTRACTS (Continued)SECTION 4

NET EARNED PREMIUMS REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 12,414,666 12,278,604 11,608,195 10,838,627 9,365,156 8,182,141 6,552,540 4,396,757 2,190,617 402,524

2. 2009 837,784 1,382,491 1,458,073 1,720,689 1,738,300 1,750,766 1,759,333 1,740,934 1,714,984 1,678,583

3. 2010 XXX 754,678 1,263,968 1,533,122 1,567,554 1,598,075 1,601,619 1,592,119 1,619,964 1,627,450

4. 2011 XXX XXX 620,015 865,532 864,044 877,925 882,883 878,504 905,177 875,366

5. 2012 XXX XXX XXX 221,574 365,568 335,256 351,475 428,840 420,669 395,534

6. 2013 XXX XXX XXX XXX 186,031 306,661 319,420 363,899 367,509 356,249






SECTION 5NET RESERVE FOR PREMIUM ADJUSTMENTS AND ACCRUED RETROSPECTIVE PREMIUMS AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 3,620,514 2,958,175 2,231,451 1,793,762 1,439,072 1,381,897 857,692 1,077,529 876,366 635,830

2. 2009 531,517 792,683 575,083 444,587 323,233 206,089 208,076 96,300 88,812 66,368

3. 2010 XXX 458,093 747,024 477,206 387,917 262,976 250,748 114,671 126,618 110,764

4. 2011 XXX XXX 434,105 369,573 302,774 204,917 178,085 58,627 76,447 89,050

5. 2012 XXX XXX XXX 126,204 154,498 95,625 97,661 43,959 37,525 49,631

6. 2013 XXX XXX XXX XXX 75,535 126,349 98,884 69,073 63,728 55,013






90


SCHEDULE P - PART 7B - REINSURANCE LOSS SENSITIVE CONTRACTS ($000 OMITTED)SECTION 1

Schedule P - Part 1

1

Total Net Losses and Expenses

Unpaid

2Net Losses and

Expenses Unpaidon Loss Sensitive

Contracts

3


of Total

4

Total NetPremiums

Written

5Net Premiums

Written onLoss Sensitive

Contracts

6


of Total

1. Homeowners/Farmowners 1,507,497 0.0 1,160,166 0.0

2. Private Passenger Auto Liability/Medical 423,215 0.0 829,638 0.0

3. Commercial Auto/Truck Liability/Medical 1,478,776 0.0 459,905 0.0

4. Workers’ Compensation 6,273,086 0.0 1,356,453 0.0

5. Commercial Multiple Peril 1,053,750 0.0 718,218 0.0

6. Medical Professional Liability - Occurrence 160,859 0.0 22,321 0.0

7. Medical Professional Liability - Claims -Made 511,123 0.0 48,821 0.0

8. Special Liability 594,035 0.0 490,386 0.0

9. Other Liability - Occurrence 9,025,459 0.0 1,612,004 0.0

10. Other Liability - Claims-Made 7,025,078 0.0 2,409,992 0.0

11. Special Property 3,325,390 0.0 3,309,219 0.0

12. Auto Physical Damage 83,481 0.0 594,168 0.0

13. Fidelity/Surety 299,260 0.0 164,063 0.0

14. Other 363,550 0.0 1,091,214 0.0

15. International 0 0.0 0 0.0

16. Reinsurance - Nonproportional Assumed Property 106,895 0.0 36,326 0.0

17. Reinsurance - Nonproportional Assumed Liability 114,529 0.0 15,465 0.0

18. Reinsurance - Nonproportional Assumed Financial Lines 3,442 0.0 0 0.0

19. Products Liability - Occurrence 1,169,825 0.0 120,080 0.0

20. Products Liability - Claims-Made 203,016 0.0 22,674 0.0

21. Financial Guaranty/Mortgage Guaranty 28,581 0.0 115,488 0.0

22. Warranty 16,668 0.0 32,131 0.0

23. Totals 33,767,515 0 0.0 14,608,733 0 0.0

SECTION 2INCURRED LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 0 0 0 0 0 0 0 0 0

2. 2009

3. 2010 XXX

4. 2011 XXX XXX

5. 2012 XXX XXX XXX

6. 2013 XXX XXX XXX XXX

7. 2014 XXX XXX XXX XXX XXX

8. 2015 XXX XXX XXX XXX XXX XXX

9. 2016 XXX XXX XXX XXX XXX XXX XXX

10. 2017 XXX XXX XXX XXX XXX XXX XXX XXX

11. 2018 XXX XXX XXX XXX XXX XXX XXX XXX XXX

SECTION 3BULK AND INCURRED BUT NOT REPORTED RESERVES FOR LOSSES AND DEFENSE AND COST CONTAINMENT EXPENSES AT YEAR END

($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 0 0 0 0 0 0 0 0 0

2. 2009

3. 2010 XXX

4. 2011 XXX XXX

5. 2012 XXX XXX XXX







91


SCHEDULE P - PART 7B - REINSURANCE LOSS SENSITIVE CONTRACTS (Continued)SECTION 4

NET EARNED PREMIUMS REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 0 0 0 0 0 0 0 0 0

2. 2009 0 0 0 0 0

3. 2010 XXX 0 0 0 0

4. 2011 XXX XXX 0 0 0

5. 2012 XXX XXX XXX 0 0

6. 2013 XXX XXX XXX XXX 0






SECTION 5NET RESERVE FOR PREMIUM ADJUSTMENTS AND ACCRUED RETROSPECTIVE PREMIUMS AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 0 0 0 0 0 0 0 0 0

2. 2009

3. 2010 XXX

4. 2011 XXX XXX

5. 2012 XXX XXX XXX







SECTION 6INCURRED ADJUSTABLE COMMISSIONS REPORTED AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 0 0 0 0 0 0 0 0 0

2. 2009

3. 2010 XXX

4. 2011 XXX XXX

5. 2012 XXX XXX XXX







SECTION 7RESERVES FOR COMMISSION ADJUSTMENTS AT YEAR END ($000 OMITTED)

Years inWhich

PoliciesWere Issued

1

2009

2

2010

3

2011

4

2012

5

2013

6

2014

7

2015

8

2016

9

2017

10

2018

1. Prior 0 0 0 0 0 0 0 0 0

2. 2009

3. 2010 XXX

4. 2011 XXX XXX

5. 2012 XXX XXX XXX







92


92.1

2018 Statutory Combined Annual Statement Schedule P Disclosure

This disclosure provides supplemental facts and methodologies intended to

enhance understanding of Schedule P reserve data. It provides additional

information underlying Schedule P data regarding events and circumstances

which may be factored in to attempts to analyze reserves based on Schedule P,

description of the contents of various lines as disclosed in Schedule P,

methodological information on reserving for different types of business and

alternative approaches to define/calculate implied loss ratios and tail factors

using Schedule P and the additional methodologies and calculations provided

herein. The reader should also refer to the Insurance Liabilities section within the

Notes to Consolidated Financial Statements in AIG’s Form 10-K for further

information and discussion.

1. Basis of Presentation

The liabilities for losses and loss adjustment expenses (“loss reserves”)

presented in the 2018 American International Group, Inc. statutory

Combined Annual Statement were prepared and presented in

accordance with Statements of Statutory Accounting Principles and the

NAIC annual statement Instructions (together, “statutory accounting

practices”), which differ from accounting principles generally accepted in

the United States (“GAAP”) used in the preparation of AIG’s consolidated

financial statements included in the 2018 Annual Report on Form 10-K.

The principal differences at December 31, 2018 relate primarily to certain

foreign affiliates, which are included in the GAAP consolidated financial

statements, being excluded from the statutory Combined Annual

Statement, and the accounting for retroactive reinsurance. In addition,

statutory accounting practices require loss reserves to be shown net of

applicable reinsurance recoverable. Under GAAP, such reserves are

presented gross, with a corresponding reinsurance recoverable asset

established. Statutory accounting practices governing retroactive

reinsurance provide that reserves ceded under such arrangements are

not netted against loss reserves in the statutory Combined Annual

Statement.

Loss reserve reviews are conducted for each AIG subsidiary by AIG’s

actuaries each year. These reviews consist of hundreds of individual

analyses. The purpose of these reviews is to test the reasonableness of the

reserves carried by each of the individual subsidiaries, and therefore of

AIG’s overall carried reserves. AIG continues to use third-party actuarial

reviews of the U.S. and international classes of business that are among

the more complex long-tail classes of business, to supplement the internal

studies and help inform management in their reserving judgments.

We note that AIG has discontinued or significantly decreased its exposure

in various portfolios over the last several years. In addition to impacting the

historic loss development patterns for the affected lines of business, this

would impact any attempts to reconcile the Combined Schedule P with

the loss development triangles within AIG’s 10-K.


92.2

In addition, we note that AIG has entered into certain significant quota

share reinsurance contracts in recent years. Since these agreements are

proportional in nature, they do not affect the loss development patterns;

however, they do impact the overall business volume for the affected

lines of business. The lines of business most affected are: Commercial

Auto Liability, Workers’ Compensation, Medical Malpractice Claims

Made, Other Liability Occurrence, and Other Liability Claims-Made.

AIG believes that its net loss reserves are adequate to cover net unpaid

losses and loss expenses as of December 31, 2018. While AIG regularly

reviews the adequacy of established loss reserves, there can be no

assurance that AIG’s ultimate loss reserves will not develop adversely and

materially exceed AIG’s loss reserves as of December 31, 2018. In the

opinion of management, such adverse development and resulting

increase in reserves are not likely to have a material adverse effect on

AIG’s consolidated financial condition, although such events could have

a material adverse effect on AIG’s consolidated results of operations for

an individual reporting period.

When AIG establishes reserves it does not derive them from the

information provided in Schedule P. Schedule P prescribes certain

methods of disclosure (for example, it requires AIG to fit approximately 500

segments for U.S. business into 22 prescribed categories) and a

consequence of this legally prescribed nature of Schedule P disclosures is

that a user has to apply methodologies for loss reserving that are different

than those used by AIG in its internal studies. Schedule P categories are

less refined than those used by AIG. As a result, reserve adequacy analysis

results derived solely from Schedule P may vary significantly either above

or below estimates of reserves that are publicly disclosed by AIG. Thus,

AIG has provided below (i) explanations of factors affecting estimates of

reserve adequacy made from Schedule P data for certain AIG lines, and

(ii) disclosure of certain facts underlying Schedule P data relevant to the

classes of business that AIG writes. These explanations and adjustments

are made in the interests of transparency to facilitate a better

understanding of the limitations of Schedule P data.

2. Reserving Principles and Methodologies and How They Relate

to Schedule P

Loss reserves can generally be categorized into two distinct groups. One

group is short-tail classes of business consisting principally of property,

personal lines and certain casualty classes. The other group is long-tail

casualty classes of business which includes excess and umbrella liability,

D&O, professional liability, medical malpractice, workers’ compensation,

general liability, products liability and related classes.

Short-Tail Reserves

For operations writing short-tail coverages, such as property coverages,

the process of recording quarterly loss reserves is generally geared toward


92.3

3

maintaining an appropriate reserve for the outstanding exposure, rather

than determining an expected loss ratio for current business.

Hypothetically, the IBNR reserve required for a class of property business

might be expected to approximate a certain percent of the latest year’s

earned premiums, and this level of reserve would generally be maintained

regardless of the loss ratio emerging in the current quarter. That percent

factor would be adjusted to reflect changes in rate levels, loss reporting

patterns, known exposure to unreported losses, or other factors affecting

the particular class of business.

Long-Tail Reserves

Estimation of ultimate net losses and loss expenses (net losses) for long-tail

casualty classes of business is a complex process and depends on a

number of factors, including the class and volume of business involved.

Experience in the more recent accident years of long-tail casualty classes

of business shows limited statistical credibility in reported net losses

because a relatively low proportion of net losses would represent reported

claims and expenses and an even smaller percentage would represent

net losses paid. Therefore, IBNR would constitute a relatively high

proportion of net losses.

A variety of actuarial methods and assumptions is normally employed to

estimate net losses for long-tail casualty classes of business. These methods

and assumptions are periodically reviewed and adjusted, as appropriate,

to reflect emerging trends. Actuarial assumptions would include the

following:

• Loss trend factors used to establish expected loss ratios for subsequent

accident years based on the projected loss ratios for prior accident

years. Loss trend factors reflect many items including changes in claims

handling, exposure and policy forms, current and future estimates of

monetary inflation and social inflation and increases in litigation and

awards.

• Loss development factors used to project the reported losses for each

accident year to an ultimate basis. Generally, the actual loss

development factors observed from prior accident years would be

used as a basis to determine the loss development factors for the

subsequent accident years.

• For long-tail lines of business, the direct application of loss

development factors to immature accident years (in particular

accident years 2017 and 2018) can produce highly volatile results. As a

result, it may be more appropriate to give weight to expected loss

ratios in the estimation process. The expected loss ratio generally

reflects the projected loss ratio from prior accident years, adjusted for

the loss trend (see above) and the effect of rate changes and other

quantifiable factors on the loss ratio.


92.4

• Frequency/severity methods based on claims counts are sometimes

used, in particular for lines that typically have high frequency and low

severity, to provide a stable basis for comparison of claim count and

average amount of loss between accident years. Although Schedule P

(part five) provides gross claim counts, such counts are affected by a

high degree of aggregation of diverse businesses, changes in how

claims are defined over the years, and data issues including difficulties

in obtaining reliable claim count data for certain assumed classes of

reinsurance. Accordingly, as use of the claim count data in Schedule P

to assist in loss reserve projections may be of limited value, we have not

attempted to include in our adjustment disclosure claim counts

associated with those adjustments.

The determination of data segmentation and actuarial methods is

carefully considered for each class of business. The segmentation and

actuarial methods chosen are those which together are expected in the

exercise of actuarial judgment to produce the most reasonable best

estimate of the loss reserves. These methods cannot be applied to

Schedule P classes or Parts which reflect a prescribed aggregation that

results in more heterogeneous groupings of classes of business. Estimates

of loss reserves derived from such aggregated and heterogeneous data

would neither meet the requirements for producing reasonable best

estimates of loss reserves nor reliably produce estimates of the adequacy

of loss reserves. Moreover, use of different sets of assumptions could cause

results to vary widely. Accordingly, AIG, in following accepted actuarial

practice would not use data organized as in Schedule P as a basis for

performing its necessarily more granular assessment of loss reserves.

Other notable characteristics of the disclosures required by Schedule P

include:

• No disclosure of history beyond 10 years, which may be shorter than

necessary to select development patterns for long tail classes of

business;

• No disclosures of assumptions relating to rate changes, loss trends,

retentions, attachment points, and other facts, which would be useful to

support premium based or frequency/severity analysis based

assessments of reserve adequacy

•No disclosures of large losses, catastrophes, commutations/novations

and loss caps, which may affect loss development patterns within

Schedule P-aggregated classes of business;

•No disclosures of changes in reinsurance structures, mix of business, claim

settlement/ reserving practices, policy limits, coverage forms and

underwriting and distribution strategy.

An example of a Schedule P class of business affected by the issues

discussed above is the Other Liability – Claims Made line. This includes

coverages such as D&O, E&O, Cat Excess Liability, Environmental Liability

and Employment Practices Liability among others. Some of these policies

are written on a primary basis and some on an excess basis, and some


92.5

policies are written with ALAE costs that are subject to policy limits while

others are written with ALAE costs not subject to policy limits. In addition to

these differences, these classes of business are likely to have different

growth trends, pricing trends, loss ratio trends and loss development

factors. An analysis of reserves that utilizes this aggregated data would be

affected by this heterogeneity and could result in widely-varying results,

divergent from AIG’s estimates which are made using more refined,

homogenous and segmented analysis.

3. Additional Disclosure Regarding Classes of Business within

Schedule P Data

o The main business class for AIG under Part A (Homeowners/Farmers) is

the Private Client Group’s high net worth individuals Homeowners

business which includes both property and liability coverages.

o The main business classes for AIG under Part B (Private Passenger Auto

Liability/Medical) are the Private Client Group’s high net worth

individuals automobile and nonstandard automobile business classes.

o The main business classes for AIG under Part C (Commercial Auto/Truck

Liability/Medical) include small and large Commercial Automobile

fleet related business including large and small trucks, vans and private

passenger type automobiles. This business is written at various

deductibles and self-insured retentions.

o The main business classes for AIG under Part D (Workers'

Compensation) include small guaranteed cost workers’ compensation

accounts, large first dollar guaranteed cost and retrospectively rated

workers’ compensation accounts, and large workers’ compensation

accounts written at various deductibles and self-insured retentions.

o The main business classes for AIG under Part E (Commercial Multiple

Peril) include small to medium commercial property and liability

package related business classes including those sold to small

professional services companies.

o The main business classes for AIG under Part F1 (Medical Professional

Liability – Occurrence) include primary individual practitioners liability

related business with small amounts of primary and excess hospitals

and facilities liability and primary and excess physicians and surgeons

group liability related business.

o The main business classes for AIG under Part F2 (Medical Professional

Liability - Claims Made) include primary and excess Hospitals and

Facilities liability, primary and excess Physicians and Surgeons group

liability, and primary individual practitioners liability related business.

o The main business classes for AIG under Part G (Special Liability (Ocean

Marine, Aircraft (All Perils), Boiler & Machinery) include Aircraft (Hull and


92.6

Liability), Ocean Marine (Cargo, Hull and Liability) and Boiler &

Machinery related business.

o The main business classes for AIG under Part H1(Other Liability

Occurrence) include small guaranteed cost General Liability accounts,

larger first dollar guaranteed cost and retrospectively rated General

Liability accounts, large General Liability accounts written at various

deductibles and self-insured retentions, personal umbrella accounts,

Excess Liability accounts written over primary General Liability accounts

and high layer Excess Liability accounts.

o The main business classes for AIG under Part H2 (Other Liability - Claims

Made) include primary and excess Directors & Officers Liability

accounts for both commercial and financial institutions, primary and

excess Professional Liability accounts for many professions, and various

categories of Environmental Impairment Liability accounts.

o The main business classes for AIG under Part R1 (Product Liability

Occurrence) include primary and excess Products Liability related

business.

o The main business classes for AIG under Part R2 (Products Liability

Claims Made) include both primary and excess Products Liability

related business.

o The main business classes for AIG under Parts I, J, K, L, S and T include

Property, Auto Physical Damage, Fidelity, Surety, Accident & Health,

Credit, Mortgage Guarantee, Financial Guarantee and Warranty

related business.

4. Additional Data and Disclosures Related to Schedule P

I. Natural Catastrophe Losses

A disproportionate burden of catastrophes across accident years may

distort the loss development patterns implied from Schedule P data. The

volume of losses associated with catastrophes varies significantly across

accident years. For example, accident year 2018 had significant losses

relating to the Woolsey Fire and accident year 2017 had significant

losses related to Hurricanes Harvey, Irma and Maria, while catastrophe

losses associated with the recent prior accident years were significantly

lower. In certain lines of business and accident years, negative case

reserves are shown because of anticipated reinsurance recoveries.

Additional disclosures are provided in respect of natural catastrophe

losses for ease of use.

II. Commutations and Novations

Information for the 2009, 2010, 2012, 2013 and 2014 calendar years is

impacted by restructuring of certain foreign operations of AIG's affiliates

during 2009, the commutation during 2009 of loss reserves assumed from


92.7

7

former affiliates of AIG which were divested during 2009, and various

assumed and ceded commutations or novations with affiliates during

2010, 2012, 2013 and 2014.

These restructurings and commutations resulted in changes to AIG's

carried loss and loss expense reserves for many accident years, with a

corresponding increase or decrease in paid losses and loss expenses.

The reserves impacted by these restructurings are now carried by both

U.S. and non-U.S. domiciled affiliates of AIG, and non-U.S. companies

are not included in the Combined Annual Statement. The additional

disclosures provided in respect of these commutations/novations are as

follows:

i. American International Insurance Company Quota Share – The

assumed quota share arrangement AIG had with its former

affiliate was commuted in 2009 resulting in all reserves dropping to

zero with corresponding positive payments. An additional

disclosure in respect of the commutation is provided for ease of

use.

ii. UK Quota Share - AIG assumed a quota share treaty from its UK

affiliate for underwriting year 2008. This treaty was novated to a

non-U.S. affiliate in 2010 resulting in all reserves dropping to zero

with corresponding positive payments. An additional disclosure in

respect of the novation is provided for ease of use.

iii. Defense Base Act (DBA) Workers Compensation Quota Share –

The ceded quota share arrangement AIG had with its non-U.S.

affiliate was commuted in 2012 resulting in all ceded reserves

dropping to zero with corresponding positive ceded payments.

An additional disclosure is respect of the commutation is provided

for ease of use.

iv. AIU Insurance Company Japan Branch – The Japan Branch of AIU

Insurance Company, a U.S. affiliate, was novated to a local

affiliate in Japan in 2013 resulting in all reserves dropping to zero.

The consideration paid for the novation was done as a negative

written premium. An additional disclosure in respect of the

novation is provided for ease of use.

v. American Home Assurance Company of Japan Branch – The

Japan Branch of American Home Assurance Company, a U.S.

affiliate was novated to a local affiliate in Japan in 2014 resulting

in all reserves dropping to zero. The consideration paid for the

novation was done as a negative written premium. An additional

disclosure in respect of the novation is provided for ease of use.

III. Foreign Branch and Non-US Business Restructure

i. Restructuring of Certain Non-US Business - Starting in 2008,

substantial portfolios of non-US business were commuted or


92.8

novated from an affiliate to other non-U.S. affiliates. As such,

calendar years 2009 through 2013 include positive payments for

these transactions with corresponding reductions in reserves. In

addition, the business in AIG’s Bermuda affiliate American

International Overseas Limited was novated to a U.S. affiliate in

2013 resulting in an increase to reserves for all accident years and

corresponding negative payments. There are also effects in all

years as a result of movements in exchange rates and of

movement of losses between lines as more refined information

became available. The data for all the business relating to this

restructuring is provided separately for ease of use.

ii. Japan Quota Share – An assumed treaty of a portion of AIG’s

Japan business was novated to a U.S. affiliate in 2013 resulting in

an increase to reserves for all accident years with corresponding

negative payments. An additional disclosure in respect to the

novation is provided for ease of use.

It would be impractical to provide additional data that would

allow a reviewer to do a separate analysis of the business relating

to items ii and iii above, all of which are non-U.S. business. This

business is primarily in shorter tail lines and represents a small

percentage of the total reserves.

IV. Mix of Business Changes

i. Warranty Business

AIG’s Warranty business written before 2008 is reported in Other

Liability Occurrence (Part H1). Starting with policy year 2008, AIG’s

Warranty business is now recorded under Warranty (Part T). The

data for Warranty that was recorded under Part H1 is being

provided as an additional disclosure since the development

pattern for this business is materially different from the remainder

of AIG’s Other Liability Occurrence classes of business.

V. Reclassification of IBNR to Case Reserves

As part of our ongoing efforts to improve reserving practices, during the

first quarter of 2012, AIG reclassified IBNR reserves to case reserves

primarily for Other Liability lines of business, particularly the portions of

Other Liability related to excess casualty and environmental. Beginning

in 2014, AIG also reclassified IBNR to case reserves for our Excess Workers

Compensation lines of business contained in Other Liability Occurrence

and Workers’ Compensation. For these coverages, AIG’s evaluation

and monitoring of individual case reserves continues to be improved by

enhanced consideration of the drivers of claims cost. This revised

process allows AIG to establish the best estimate of ultimate case basis

reserves sooner in the claim cycle. It is possible that AIG may determine

to make similar revisions for other coverages in the future. This change in


92.9

case reserving process had no material impact on the ultimate loss

estimates before or after the change in process. An additional

disclosure in respect of this reclass is provided for ease of use and shows

what the reclass would have been at prior year end points.

VI. Retrospective Reinsurance – Adverse Development Reinsurance

Agreement (ADC)

In the beginning of 2017, AIG entered into an Adverse Development

Reinsurance Agreement with National Indemnity Company (NICO). It

covers what we believe to be our most volatile, long-tail U.S. Commercial

exposures for accident years 2015 and prior that had previously remained

net at American Home, Lexington and National Union, whereby NICO is

responsible for 80% of future paid losses above $25 billion, up to an

aggregate limit of 80% of $25 billion, or $20 billion. Retrospective

reinsurance is not recognized on a statutory basis. However, for year-end

2016 AIG received a permitted practice in New York which required us to

recognize the ADC as prospective reinsurance in one of our Pool

companies - American Home, which is a 35% participant in the pool. For

year-end 2017 AIG received a permitted practice to recognize the ADC

as prospective reinsurance in our remaining Pool companies – from

Pennsylvania for National Union, which is a 35% participant in the pool,

and from Delaware for Lexington, which is a 30% participant in the pool.

The ADC impacts the following lines of business: Homeowners and

Farmowners, Commercial Auto Liability, Workers’ Compensation, Medical

Malpractice Claims Made, Other Liability Occurrence, Other Liability

Claims Made, Fidelity, Surety, Credit and Accident & Health.

VII. Loss Portfolio Transfer to Fortitude Re

In 2018, the Pool entered into several Loss Portfolio Transfers (LPTs) of

discontinued business with Fortitude Re, an affiliate. These LPTs covered

Environmental Impairment Liability (post-1986) reserves, Healthcare

Products reserves, Excess Workers Compensation reserves, Runoff

Lexington Buffer Trucking reserves, and Accident & Health reserves. The

data for the business relating to these LPTs is provided separately for ease

of use.

5. Additional Disclosure of Certain Reserving Methods

Actuarial methods used by AIG for most long-tail casualty classes of

business include loss development methods and expected loss ratio

methods, including “Bornhuetter/ Ferguson” methods described below.

Other methods considered include frequency/severity methods, where

appropriate. A fuller description of the actuarial methods used by AIG for

each of the major classes of business is provided in AIG’s 2018 Annual

Report Form 10K (pages 47 to 49).

Loss development methods utilize the actual loss development patterns

from prior accident years to project the reported losses to an ultimate

basis for subsequent accident years. Loss development methods

generally are most appropriate for classes of business which exhibit a


92.10

stable pattern of loss development from one accident year to the next,

and for which the components of the classes have similar development

characteristics. For example, property exposures would generally not be

combined into the same class as casualty exposures, and primary

casualty exposures would generally not be combined into the same class

as excess casualty exposures.

Expected loss ratio methods may be used where the reported loss data

lacks sufficient credibility to utilize loss development methods, such as for

new classes of business or for long-tail classes at early stages of loss

development (for example where less than one third (33 percent) of

ultimate claim payments have been paid or incurred for the more recent

accident years).

Expected loss ratio methods rely on the application of an expected loss

ratio to the earned premium for the class of business to determine the loss

reserves. For example, an expected loss ratio of 70 percent applied to an

earned premium base of $10 million for a class of business would generate

an ultimate loss estimate of $7 million. Subtracting any reported paid

losses and loss expense would result in the indicated loss reserve for this

class.

‘‘Bornhuetter/ Ferguson’’ methods are expected loss ratio methods for

which the expected loss ratio is applied only to the expected unreported

portion of the losses. For example, for a long-tail class of business for which

only 10 percent of the losses are expected to be reported at the end of

the accident year, the expected loss ratio would be applied to the 90

percent of the losses still unreported. The actual reported losses at the end

of the accident year would be added to determine the total ultimate loss

estimate for the accident year. Subtracting the reported paid losses and

loss expenses would result in the indicated loss reserve. In the example

above, the expected loss ratio of 70 percent would be multiplied by 90

percent. The result of 63 percent would be applied to the earned

premium of $10 million resulting in an estimated unreported loss of $6.3

million. Actual reported losses would be added to arrive at the total

ultimate losses. If the reported losses were $1 million, the ultimate loss

estimate under the ‘‘Bornhuetter/ Ferguson’’ method would be $7.3

million versus the $7 million amount under the expected loss ratio method

described above.

Thus, the ‘‘Bornhuetter/ Ferguson’’ method gives partial credibility to the

actual loss experience to date for the class of business. Loss development

methods generally give full credibility to the reported loss experience to

date. In the example above, loss development methods would typically

indicate an ultimate loss estimate of $10 million, as the reported losses of

$1 million would be estimated to reflect only 10 percent of the ultimate

losses.

A key advantage of loss development methods is that they tend to

respond quickly to any actual changes in loss costs for the class of

business. Therefore, if loss experience is unexpectedly deteriorating or


92.11

improving, the loss development method gives greater credibility to the

changing experience. Expected loss ratio methods would be slower to

respond to the change, as they would continue to give more weight to

the expected loss ratio, until enough evidence emerged for the expected

loss ratio to be modified to reflect the changing loss experience.

On the other hand, loss development methods may have the

disadvantage of overreacting to changes in reported losses if in fact the

loss experience is not credible because of a lack of sufficient

development (e.g. less than one third (or 33 percent) of ultimate losses for

an accident year have been paid). For example, the presence or

absence of large losses at the early stages of loss development could

cause the loss development method to overreact to the unfavorable or

favorable experience by assuming it will continue at later stages of

development. In these instances, expected loss ratio methods such as

“Bornhuetter/ Ferguson” have the advantage of recognizing large losses

without extrapolating unusual large loss activity onto the unreported

portion of the losses for the accident year.

AIG’s loss reserve reviews for long-tail classes typically utilize a

combination of both loss development and expected loss ratio methods.

Loss development methods are generally given more weight for accident

years and classes of business where the loss experience is highly credible.

Expected loss ratio methods are given more weight where the reported

loss experience is less credible, or is driven more by large losses. Expected

loss ratio methods require sufficient information to determine the

appropriate expected loss ratio. This information generally includes the

actual loss ratios for prior accident years, and rate changes as well as

underwriting or other changes which would affect the loss ratio. Further,

an estimate of the loss cost trend or loss ratio trend is required in order to

allow for the effect of inflation and other factors which may increase or

otherwise change the loss costs from one accident year to the next.

6. Actuarial Methods That Could Be Applied to Adjusted Schedule

P Data

I. Expected Loss Ratios for the “Bornhuetter/Ferguson” Method

As noted above, even after making all of the adjustments relevant to the

additional disclosures, it is still not possible to determine the adequacy of

AIG’s loss and loss expense reserves using Schedule P data as the sole

source of information. This is particularly true for the more recent accident

years, for which the paid and case incurred losses that have emerged to

date are only a small percentage (e.g. less than one third or 33 percent)

of the ultimate loss. While it is common to attempt to determine reserve

sensitivities by a review of ratios of reserves to paid loss and ratios of IBNR

to case incurred loss, such measures are especially unreliable for recent

accident years such as 2017 and 2018. For less mature years, it is common

to supplement or replace such an analysis with a review of the ratios of

expected loss and loss adjustment expenses to earned premium. These


92.12

expected loss ratios could be derived using the loss ratios calculated from

Schedule P (unadjusted or adjusted for rate changes, loss cost trends and

exposure changes) or a relevant estimate of an industry loss ratio or a

combination of the two.

To provide additional perspective on Schedule P as related to loss

reserves, two loss ratio measures have been provided: loss ratio as

calculated from Schedule P, and a loss ratio after applying the disclosure

adjustments as discussed above. For these calculations, the Company

calculated expected loss ratios from these historical figures as well as the

average of the loss ratios over the ten most recent accident years.

II. Implied Tail Factors

As previously noted, Schedule P does not provide disclosure of losses

beyond ten years of development, which would be relevant in the

assessment of long-tailed classes of business. We refer here to the

development beyond ten years as the “tail factor”. From the 2018

Schedule P disclosure, one indication of tail factor could be calculated by

dividing the recorded losses (including IBNR) by the paid or case incurred

losses for accident year 2009 and this estimate has been provided by AIG

in the disclosure.

7. Reconciliation of Subject Long-Tail to Total Reserves and

Conclusion

The additional data and methodological disclosures provided herein are

offered to assist in interpreting Schedule P data. However, AIG does not

consider Schedule P data alone sufficient to assess its reserve adequacy,

even with the additional disclosures. As it is common for users of Schedule

P data to focus on the long-tail lines, we have provided a reconciliation of

the subject long-tail reserves of approximately $28.1 billion after adjusting

for the above additional disclosures to the total reserves of approximately

$33.1 billion shown in the Combined Annual Statement as of December

31, 2018 as shown below:


92.13

AIG Subject Long-Tail Reserves

(Based on Adjusted Schedule P Data)

The distribution of the subject long tail reserves by Schedule P class of

business is shown below.

AIG Subject Long-Tail Reserves

(Based on Adjusted Schedule P Data)

The chart shows that three classes (Parts D (Workers Compensation), H1

(Other Liability –Occurrence) and H2 (Other Liability – Claims Made)

account for approximately 83% of the total subject long tail reserves.

HMP

2.0%PPAL

0.6%

CAL

5.3%

WC

26.3%

CMP

2.6%

MMOC

0.5%

MMCM

2.3%SPLIAB

1.3%

OLOC

32.2%

OLCM

24.7%

PRLIABOC

1.6%

PRLIABCM

0.6%

HMP Homeowners/ Farmowners

PPAL Private Passeneger Auto Liability

CAL Commercial Auto Liability

WC Workers' Compensation

CMP Commercial Multi Peril

MMOC Medical Professional Liability - Occ

MMCM Medical Professional Liability - CM

SPLIAB Special Liability

OLOC Other Liab - Occ

OLCM Other Liab - CM

PRLIABOC Products Liab - Occ

PRLIABCM Products Liab - CM


92.14

The process of assessing reserves starting with Schedule P differs from the

process AIG uses to determine its carried reserves, both in data

interpretation and segmentation and analytic methodology. AIG’s

carried reserves rely on more refined data groupings and methodologies

as described in this disclosure that inform the judgment that its net loss

reserves are adequate to cover net unpaid losses and loss expenses as of

December 31, 2018.


92.15

AIG Combined Annual Statement

2018 Schedule P

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 53% 42%

2010 55% 50%

2011 49% 46%

2012 61% 42%

2013 42% 34%

2014 56% 59%

2015 60% 62%

2016 59% 58%

2017 137% 67%

2018 183% 72%

Average 53%

(1) Based on Schedule P data

(2) Based on Schedule P data reflecting data adjustments

Accident Year (3)

Implied Paid 2009 1.005

Loss & ALAE

Tails

Implied Incurred 2009 1.000

Loss & ALAE

Tails


Part A - Homeowners/Farmowners - Unadjusted

PAID LOSSES & ALLOCATED LOSS ADJUSTMENT EXPENSES Schedule P

Ultimate

12 mos 24 mos 36 mos 48 mos 60 mos 72 mos 84 mos 96 mos 108 mos 120 mos NET EP Loss & ALAE

2009 166,728 259,194 274,381 285,853 287,527 289,011 290,103 291,491 291,513 291,715 554,494 292,700

2010 197,469 323,407 344,988 355,245 359,449 362,237 362,799 364,191 364,036 670,265 365,414

2011 248,955 367,111 387,307 393,414 398,435 399,541 398,999 399,433 813,458 401,028

2012 247,666 495,110 511,260 524,278 531,868 541,871 544,024 904,393 549,193

2013 201,588 329,246 344,977 355,593 360,614 363,484 882,777 367,765

2014 319,563 456,225 499,365 521,043 534,490 980,142 549,040

2015 349,481 508,807 532,826 542,085 926,614 553,847

2016 350,182 575,877 619,244 1,111,206 654,990

2017 557,259 1,153,208 1,102,423 1,515,573

2018 1,015,036 1,129,607 2,070,503

9,075,378 7,320,052

CASE INCURRED LOSSES & ALLOCATED LOSS ADJUSTMENT EXPENSES

12 mos 24 mos 36 mos 48 mos 60 mos 72 mos 84 mos 96 mos 108 mos 120 mos

2009 255,622 279,085 288,507 292,867 292,778 293,339 292,246 292,318 292,605 292,680

2010 300,933 345,402 357,909 364,828 363,685 363,839 364,902 365,353 364,969

2011 345,838 386,470 401,155 403,627 404,414 402,084 400,388 400,679

2012 449,335 521,334 533,346 541,198 540,930 545,990 548,495

2013 303,158 351,534 368,791 364,079 367,119 367,341

2014 433,018 508,973 529,736 543,525 541,994

2015 470,674 539,764 553,249 552,422

2016 532,309 630,814 645,455

2017 1,004,559 1,356,016

2018 1,291,968

Part A - Homeowners/Farmowners - Adjustments

TOTAL


Ultimate


2009 93,863 100,676 101,246 101,420 101,454 101,443 101,452 101,458 101,459 101,460 103,488 101,469

2010 47,349 62,040 62,872 62,709 63,137 63,238 63,257 63,272 63,311 70,601 63,441

2011 69,204 101,590 103,987 104,469 104,915 104,541 104,890 104,957 163,043 104,592

2012 46,433 205,642 214,947 220,582 224,828 225,197 225,426 125,409 224,492

2013 45,410 63,490 65,353 66,392 67,493 67,561 5,240 69,128

2014 103,055 158,212 165,112 166,981 167,787 341,387 172,960

2015 57,370 78,485 83,262 83,917 153,998 78,621

2016 68,450 105,659 115,313 182,091 119,574

2017 211,709 636,174 169,467 886,701

2018 755,596 242,471 1,428,616

1,557,195 3,249,592



2009 97,622 101,748 101,501 101,442 101,515 101,393 101,446 101,448 101,452 101,461

2010 55,420 68,880 63,413 63,420 63,519 63,345 63,318 63,387 63,440

2011 99,237 103,139 103,208 104,887 105,129 104,795 105,089 104,972

2012 216,822 209,692 223,300 224,949 224,009 224,536 224,520

2013 65,669 67,206 67,956 68,587 69,427 69,729

2014 117,117 165,527 171,036 173,138 173,667

2015 67,633 77,440 80,482 80,569

2016 95,162 113,192 118,983

2017 488,009 755,386

2018 943,811


Schedule P Adjustments for American International Insurance Company Quota Share


Ultimate


2009 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407 115,551 85,407

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

115,551 85,407



2009 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407 85,407

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0

B. Derivation of Calculated Tail Factors - 120 Months to Ultimate

Part A - Homeowners/Farmowners

A. Booked Loss and ALAE Ratios


92.16


Schedule P Adjustments for Certain Non-US Business Restructure


Ultimate


2009 4,358 9,425 9,985 10,120 10,162 10,141 10,153 10,150 10,152 10,151 (31,347) 10,145

2010 9,481 17,108 17,427 17,459 17,603 17,705 17,704 17,712 17,749 58,873 17,867

2011 814 3,617 4,308 4,381 4,528 4,058 4,127 4,147 149,257 4,143

2012 6,020 7,979 8,183 8,281 8,094 8,119 8,140 108,995 8,233

2013 25,021 27,051 26,874 27,219 27,582 27,598 55,735 27,580

2014 2,551 7,644 11,422 11,255 11,316 129,963 12,137

2015 8,938 12,870 13,552 14,110 67,620 14,285

2016 4,624 12,384 15,195 78,681 16,306

2017 13,698 25,218 82,918 27,777

2018 24,261 91,033 39,791

791,728 178,263



2009 7,004 10,241 10,196 10,137 10,213 10,091 10,144 10,141 10,145 10,145

2010 13,212 23,508 17,832 17,854 17,972 17,799 17,752 17,821 17,865

2011 3,687 3,982 4,428 4,483 4,539 4,141 4,136 4,143

2012 7,729 8,160 8,342 8,475 8,155 8,220 8,238

2013 26,073 27,226 26,942 27,220 27,521 27,579

2014 7,429 9,022 11,936 12,006 12,033

2015 10,861 13,741 14,177 14,281

2016 8,925 14,678 15,826

2017 23,337 27,509

2018 32,416


Schedule P Adjustments for UK Quota Share


Ultimate


2009 1,903 2,547 2,547 2,547 2,547 2,547 2,547 2,547 2,547 2,547 2,972 2,547

2010 1 1 1 1 1 1 1 1 1 0 1

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

2,972 2,548



2009 2,297 2,547 2,547 2,547 2,547 2,547 2,547 2,547 2,547 2,547

2010 1 1 1 1 1 1 1 1 1

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Natural Catastrophes


Ultimate


2009 0 0 0 0 0 0 (0) (0) (0) (0) 0 (0)

2010 36,193 42,849 43,232 43,301 43,287 43,277 43,278 43,278 43,278 0 43,278

2011 65,642 93,845 96,256 96,227 96,346 96,380 96,383 96,385 0 96,402

2012 36,816 194,897 202,926 208,169 212,545 212,750 212,874 0 211,753

2013 18,139 26,511 28,041 28,077 28,081 28,081 0 29,936

2014 42,439 86,539 86,582 86,506 86,742 0 91,655

2015 13,341 21,567 22,667 22,468 0 18,662

2016 36,541 57,806 63,315 0 65,908

2017 166,944 564,679 0 810,991

2018 567,811 0 849,639

0 2,218,224



2009 0 0 0 0 0 0 (0) (0) (0) (0)

2010 39,838 42,974 43,232 43,301 43,287 43,277 43,278 43,278 43,278

2011 91,450 94,831 94,646 96,229 96,372 96,405 96,407 96,402

2012 204,461 197,350 210,690 212,144 211,478 211,643 211,754

2013 28,854 29,002 29,897 29,933 29,937 29,936

2014 45,251 91,431 91,303 91,505 91,655

2015 15,201 18,540 19,009 18,662

2016 53,000 61,862 65,937

2017 422,239 680,705

2018 583,753


AIU Insurance Company Japan Branch


Ultimate


2009 1,748 2,734 2,743 2,781 2,783 2,783 2,783 2,783 2,783 2,783 14,088 2,783

2010 1,462 1,595 1,707 1,716 1,716 1,716 1,716 1,716 1,716 9,565 1,716

2011 1,937 3,249 3,312 3,312 3,312 3,312 3,312 3,312 12,109 3,312

2012 3,414 3,913 3,913 3,913 3,913 3,913 3,913 13,622 3,913

2013 425 425 425 425 425 425 (74,259) 425

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

(24,875) 12,150



2009 2,356 2,987 2,786 2,785 2,783 2,783 2,783 2,783 2,783 2,783

2010 2,048 1,891 1,728 1,716 1,716 1,716 1,716 1,716 1,716

2011 3,248 3,390 3,312 3,312 3,312 3,312 3,312 3,312

2012 4,116 3,913 3,913 3,913 3,913 3,913 3,913

2013 425 425 425 425 425 425

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


92.17


Japan Quota Share


Ultimate


2009 0 0 0 0 (11) (0) (4) 6 6 6 0 14

2010 0 0 0 (320) (21) (12) 7 12 13 0 28

2011 0 0 (795) (357) (177) (114) (109) (63) 0 (62)

2012 0 (1,569) (496) (201) (146) (32) 53 0 172

2013 1,508 9,171 9,679 10,338 10,671 10,723 21,111 11,072

2014 58,033 63,998 67,076 68,553 69,062 211,014 69,342

2015 35,091 44,047 45,444 45,740 86,378 46,075

2016 27,284 35,469 36,803 103,410 37,360

2017 31,066 46,277 86,549 47,934

2018 163,525 151,438 539,186

659,900 751,120



2009 0 0 0 0 0 0 0 6 6 14

2010 0 0 0 (4) (8) 0 19 19 27

2011 0 0 (84) (43) (0) 31 57 (61)

2012 0 (154) (66) (5) 41 313 168

2013 9,854 10,220 10,359 10,677 10,810 11,054

2014 64,405 65,043 67,766 68,960 69,312

2015 41,571 45,160 45,697 46,028

2016 33,237 36,652 37,220

2017 42,433 47,172

2018 327,642


American Home Japan


Ultimate


2009 447 563 565 565 565 565 565 565 565 565 2,224 565

2010 212 488 505 551 551 551 551 551 551 2,163 551

2011 811 879 906 906 906 906 906 906 1,677 906

2012 182 422 422 422 422 422 422 2,793 422

2013 316 333 333 333 333 333 2,653 333

2014 31 31 31 31 31 409 31

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

11,919 2,807



2009 557 566 565 565 565 565 565 565 565 565

2010 321 507 621 551 551 551 551 551 551

2011 852 936 906 906 906 906 906 906

2012 516 422 422 422 422 422 422

2013 462 333 333 333 333 333

2014 31 31 31 31 31

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P Adjustments for Adverse Development Coverage


Ultimate


2009 0 0 0 0 0 0 0 0 0 0 0 8

2010 0 0 0 0 0 0 0 1 1 0 (0)

2011 0 0 0 0 0 0 271 271 0 (108)

2012 0 0 0 0 0 25 25 0 (1)

2013 0 0 0 0 402 402 0 (219)

2014 0 0 0 636 636 0 (206)

2015 0 0 1,599 1,599 0 (400)

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 (928)



2009 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 1 1

2011 0 0 0 0 0 0 271 271

2012 0 0 0 0 0 25 25

2013 0 0 0 0 402 402

2014 0 0 0 636 636

2015 0 0 1,599 1,599

2016 0 0 0

2017 0 0

2018 0

Part A - Homeowners/Farmowners - After Adjustments


Ultimate


2009 72,865 158,518 173,135 184,434 186,073 187,569 188,652 190,034 190,054 190,256 451,006 191,232

2010 150,121 261,367 282,116 292,536 296,312 298,999 299,542 300,919 300,725 599,664 301,973

2011 179,751 265,520 283,321 288,945 293,520 295,000 294,109 294,476 650,415 296,436

2012 201,233 289,468 296,313 303,695 307,039 316,673 318,597 778,984 324,701

2013 156,178 265,756 279,625 289,201 293,121 295,923 877,537 298,637

2014 216,508 298,013 334,253 354,062 366,703 638,755 376,080

2015 292,111 430,322 449,564 458,168 772,616 475,226

2016 281,732 470,218 503,931 929,115 535,416

2017 345,550 517,034 932,956 628,872

2018 259,440 887,136 641,887

7,518,184 4,070,460



2009 158,001 177,337 187,006 191,426 191,263 191,946 190,800 190,870 191,153 191,219

2010 245,514 276,522 294,496 301,408 300,166 300,494 301,584 301,965 301,529

2011 246,601 283,331 297,948 298,740 299,285 297,289 295,299 295,707

2012 232,513 311,642 310,045 316,248 316,921 321,453 323,975

2013 237,489 284,328 300,835 295,492 297,692 297,612

2014 315,901 343,446 358,700 370,387 368,327

2015 403,040 462,324 472,767 471,853

2016 437,147 517,622 526,472

2017 516,550 600,630

2018 348,158


92.18

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 92% 1420%

2010 38% 22%

2011 80% 85%

2012 55% 63%

2013 55% 55%

2014 61% 65%

2015 52% 44%

2016 56% 39%

2017 54% 47%

2018 48% 61%

Average 190%




Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part B - Private Passenger Auto Liability/Medical - Unadjusted


Ultimate


2009 393,467 456,345 485,754 503,641 505,379 510,013 513,731 514,508 516,220 516,895 563,276 518,556

2010 69,944 108,170 121,043 123,014 131,605 136,686 139,179 140,783 142,033 373,881 143,790

2011 73,089 113,745 121,287 131,046 139,689 142,910 145,563 146,915 188,948 151,646

2012 85,295 101,350 134,055 149,562 161,264 166,401 169,572 317,409 174,021

2013 37,676 98,320 125,818 137,583 146,997 155,076 298,602 164,839

2014 51,205 98,971 121,519 136,712 147,988 260,265 158,278

2015 53,907 120,808 135,121 151,593 342,894 179,483

2016 76,084 141,797 174,674 414,737 231,844

2017 71,177 137,564 421,474 226,943

2018 94,033 585,578 281,116

3,767,064 2,230,516



2009 453,907 495,866 517,651 514,895 514,404 514,196 513,740 515,460 517,630 517,919

2010 126,026 150,049 146,652 140,358 141,559 140,149 140,622 142,812 142,763

2011 112,514 139,424 149,133 145,793 146,105 144,694 150,591 150,178

2012 132,422 151,866 164,915 167,679 169,268 172,228 171,000

2013 120,751 140,832 150,892 154,250 159,303 161,672

2014 108,719 140,788 151,243 156,626 153,571

2015 124,090 164,753 165,599 170,277

2016 157,055 195,406 212,418

2017 156,425 186,675

2018 204,060

Part B - Private Passenger Auto Liability/Medical - Adjustments

TOTAL


Ultimate


2009 402,983 426,131 442,430 457,760 453,519 456,615 458,091 458,580 459,793 459,995 559,267 461,617

2010 41,139 61,722 81,805 74,442 80,171 82,527 83,334 84,408 85,430 115,036 87,544

2011 51,672 79,752 66,332 75,704 79,728 81,094 82,666 83,900 115,041 88,460

2012 26,791 9,690 28,831 33,712 35,310 37,631 39,237 109,480 43,121

2013 5,978 38,629 45,716 49,667 52,627 55,974 111,472 61,029

2014 26,481 42,982 48,888 52,771 56,157 110,660 61,258

2015 26,511 44,857 56,859 63,268 112,943 78,672

2016 30,685 83,203 97,129 121,463 118,874

2017 6,352 44,806 109,839 81,680

2018 70,445 462,432 206,502

1,927,631 1,288,757



2009 419,491 375,429 402,162 461,831 458,665 458,810 458,821 458,999 460,908 460,719

2010 62,362 29,472 92,647 84,225 84,433 84,456 84,759 86,439 86,618

2011 76,175 93,992 82,073 82,121 82,617 83,202 87,272 87,041

2012 52,162 37,251 36,923 38,106 37,899 40,602 41,094

2013 50,155 51,105 53,365 54,906 56,372 58,797

2014 52,800 55,926 57,292 58,938 58,784

2015 49,650 59,200 69,735 73,625

2016 52,354 106,328 113,321

2017 46,428 66,342

2018 174,364

Part B - Private Passenger Auto Liability/Medical - Adjustments

Schedule P Adjustments for Reclassification of IBNR to Case Reserves


Ultimate


2009 0 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 0



2009 (10,773) (65,867) (52,748) 0 0 0 0 0 0 0

2010 (5,939) (46,141) 0 0 0 0 0 0 0

2011 (248) 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Part B - Private Passenger Auto Liability/Medical


92.19



Ultimate


2009 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406 455,843 360,406

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

455,843 360,406



2009 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406 360,406

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0

Schedule P Adjustments for AIU Insurance Company Japan Branch


Ultimate


2009 36,140 57,638 73,103 87,567 88,021 88,021 88,021 88,021 88,021 88,021 83,329 88,021

2010 34,083 52,044 70,730 72,336 72,336 72,336 72,336 72,336 72,336 92,713 72,336

2011 44,727 68,986 69,996 69,996 69,996 69,996 69,996 69,996 92,323 69,996

2012 20,049 27,491 27,491 27,491 27,491 27,491 27,491 86,914 27,491

2013 5,222 5,222 5,222 5,222 5,222 5,222 22,773 5,222

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

378,053 263,065



2009 59,571 70,237 83,877 90,739 88,021 88,021 88,021 88,021 88,021 88,021

2010 55,951 63,030 79,802 72,336 72,336 72,336 72,336 72,336 72,336

2011 63,381 79,998 69,996 69,996 69,996 69,996 69,996 69,996

2012 39,761 27,491 27,491 27,491 27,491 27,491 27,491

2013 5,222 5,222 5,222 5,222 5,222 5,222

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0

Schedule P Adjustments for Japan Quota Share


Ultimate


2009 0 0 0 0 (5,270) (2,207) (731) (242) 984 1,083 0 1,095

2010 0 0 0 (9,945) (4,274) (1,933) (1,127) (230) 130 0 750

2011 0 0 (16,152) (6,963) (2,905) (1,516) (705) (333) 0 733

2012 0 (28,123) (9,360) (4,243) (2,399) (582) 123 0 1,056

2013 (4,084) 27,703 34,647 38,374 40,548 41,972 69,438 44,760

2014 25,443 41,921 48,226 51,944 54,927 126,944 57,787

2015 22,891 37,388 43,084 47,819 106,782 56,337

2016 29,687 42,923 51,130 117,184 63,763

2017 22,969 39,055 88,053 53,656

2018 79,427 423,568 181,345

931,970 461,282



2009 0 0 0 0 (550) (11) (0) 177 1,085 1,095

2010 0 0 0 (1,275) (13) (4) 298 451 671

2011 0 0 (2,209) (546) (24) 592 922 665

2012 0 (3,324) (1,268) (123) 138 472 991

2013 36,254 40,178 41,535 43,505 43,838 44,545

2014 51,762 54,074 56,054 57,435 57,516

2015 44,787 50,073 52,910 55,661

2016 49,897 55,518 62,395

2017 37,221 51,455

2018 159,198

Schedule P Adjustments for American Home Japan


Ultimate


2009 6,437 8,087 8,921 9,788 10,362 10,394 10,394 10,394 10,394 10,394 20,095 10,394

2010 7,056 9,678 11,075 12,052 12,110 12,110 12,110 12,110 12,110 22,323 12,110

2011 6,945 10,766 12,489 12,671 12,671 12,671 12,671 12,671 22,718 12,671

2012 6,742 10,322 10,700 10,700 10,700 10,700 10,700 22,565 10,700

2013 4,841 5,704 5,704 5,704 5,704 5,704 19,260 5,704

2014 1,039 1,039 1,039 1,039 1,039 (16,284) 1,039

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

90,677 52,618



2009 10,288 10,654 10,628 10,687 10,788 10,394 10,394 10,394 10,394 10,394

2010 12,351 12,583 12,845 13,164 12,110 12,110 12,110 12,110 12,110

2011 13,042 13,993 14,286 12,671 12,671 12,671 12,671 12,671

2012 12,401 13,085 10,700 10,700 10,700 10,700 10,700

2013 8,680 5,704 5,704 5,704 5,704 5,704

2014 1,039 1,039 1,039 1,039 1,039

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0



Ultimate


2009 0 0 0 0 0 0 0 0 (12) 90 0 1,701

2010 0 0 0 0 0 15 15 193 854 0 2,349

2011 0 0 0 0 (33) (57) 704 1,567 0 5,060

2012 0 0 0 (235) (482) 22 924 0 3,874

2013 0 0 143 367 1,153 3,076 0 5,343

2014 0 22 (376) (212) 191 0 2,432

2015 3,620 7,469 13,775 15,449 6,161 22,334

2016 998 40,280 45,999 4,278 55,112

2017 (16,618) 5,751 21,786 28,024

2018 (8,982) 38,864 25,157

71,090 151,386


92.20



2009 0 0 0 0 0 0 0 0 1,001 802

2010 0 0 0 0 0 15 15 1,543 1,502

2011 0 0 0 0 (26) (57) 3,683 3,709

2012 0 0 0 38 (430) 1,940 1,912

2013 0 0 904 474 1,608 3,326

2014 0 813 199 464 230

2015 4,864 9,126 16,825 17,964

2016 2,456 50,810 50,926

2017 9,207 14,887

2018 15,166

Part B - Private Passenger Auto Liability/Medical - After Adjustments


Ultimate


2009 (9,516) 30,215 43,324 45,881 51,860 53,398 55,640 55,928 56,427 56,900 4,009 56,939

2010 28,805 46,449 39,238 48,572 51,434 54,159 55,845 56,375 56,603 258,845 56,246

2011 21,417 33,993 54,955 55,342 59,961 61,816 62,897 63,015 73,907 63,186

2012 58,504 91,660 105,224 115,850 125,955 128,771 130,335 207,929 130,901

2013 31,697 59,691 80,102 87,916 94,370 99,102 187,130 103,810

2014 24,723 55,989 72,630 83,941 91,830 149,605 97,020

2015 27,396 75,951 78,262 88,325 229,951 100,811

2016 45,399 58,594 77,545 293,274 112,970

2017 64,825 92,758 311,635 145,263

2018 23,588 123,146 74,614

1,839,433 941,758



2009 34,415 120,437 115,489 53,064 55,739 55,386 54,919 56,461 56,722 57,200

2010 63,664 120,577 54,005 56,133 57,126 55,693 55,863 56,373 56,145

2011 36,339 45,432 67,060 63,672 63,488 61,492 63,319 63,137

2012 80,260 114,614 127,993 129,574 131,369 131,626 129,907

2013 70,595 89,728 97,527 99,344 102,931 102,875

2014 55,919 84,862 93,951 97,688 94,787

2015 74,440 105,553 95,864 96,652

2016 104,701 89,078 99,097

2017 109,997 120,333

2018 29,696

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 74% 78%

2010 81% 91%

2011 80% 80%

2012 92% 90%

2013 94% 100%

2014 109% 103%

2015 101% 93%

2016 108% 114%

2017 112% 125%

2018 93% 94%

Average 97%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part C - Commercial Auto Liability/Medical - Unadjusted


Ultimate


2009 123,958 268,010 407,572 507,610 583,291 630,805 647,437 660,133 676,179 687,899 939,277 692,272

2010 113,653 269,817 410,616 491,415 586,899 650,457 680,579 693,735 696,406 872,139 702,872

2011 134,696 269,137 408,886 545,970 642,246 710,603 730,640 738,320 940,554 755,416

2012 110,318 212,626 393,836 534,294 653,365 703,828 733,626 828,145 763,029

2013 73,247 213,674 406,061 625,372 730,532 800,778 909,540 857,640

2014 120,430 326,143 619,289 773,244 931,782 946,508 1,028,450

2015 103,261 384,283 556,230 813,797 977,868 986,613

2016 84,213 233,684 417,639 719,586 775,802

2017 55,728 136,755 395,827 444,774

2018 31,813 402,196 373,300

7,931,640 7,380,167



2009 255,856 424,373 520,638 595,536 645,430 668,647 676,166 669,618 676,765 688,304

2010 231,961 378,523 525,855 590,720 659,009 689,695 692,447 696,019 697,197

2011 247,837 444,934 566,540 664,370 712,611 738,308 733,867 742,559

2012 244,687 397,190 564,158 649,171 719,491 729,760 736,921

2013 184,197 382,883 596,527 756,910 804,991 822,598

2014 268,161 554,879 786,675 904,381 994,371

2015 264,403 646,743 781,158 914,225

2016 236,917 404,988 564,598

2017 159,629 278,450

2018 121,998

Part C - Commercial Auto Liability/Medical - Adjustments

TOTAL


Ultimate


2009 63,536 94,306 120,419 130,599 127,180 132,553 133,839 137,591 140,330 144,546 238,882 142,980

2010 62,369 101,235 116,099 105,387 127,222 130,448 139,193 140,489 141,411 247,410 137,429

2011 56,207 94,723 113,410 135,088 147,262 156,471 162,063 171,940 207,155 165,139

2012 81,705 85,469 138,111 166,168 201,024 211,595 233,119 233,051 226,781

2013 4,470 17,122 46,439 96,589 112,694 146,608 188,094 137,098

2014 45,981 86,489 185,341 200,215 251,655 177,572 236,769

2015 20,771 121,262 169,330 262,444 125,395 196,192

2016 29,326 49,743 86,270 119,586 91,210

2017 (7,717) 13,080 63,690 28,468

2018 4,095 13,217 8,577

1,614,052 1,370,644



Part C - Commercial Auto Liability/Medical


92.21



2009 110,296 127,599 131,225 138,060 139,254 139,704 138,915 143,155 140,407 144,556

2010 103,174 104,972 130,602 123,111 139,517 133,071 141,818 141,666 141,518

2011 78,972 138,064 146,425 159,781 154,948 167,338 168,427 172,024

2012 126,930 130,847 179,501 183,774 213,058 215,183 233,969

2013 20,379 58,596 76,205 121,390 121,002 147,150

2014 82,575 116,927 200,145 210,663 252,449

2015 53,589 157,665 209,084 252,988

2016 54,725 61,244 90,195

2017 33,061 21,292

2018 18,043




Ultimate


2009 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537 9,494 6,537

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

9,494 6,537



2009 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537 6,537

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 32,516 46,440 55,707 64,928 59,717 65,217 65,949 66,438 65,896 66,089 111,071 66,185

2010 39,285 58,976 63,980 43,938 51,399 51,516 52,655 52,699 52,861 123,737 53,186

2011 34,461 48,272 20,169 29,095 34,534 36,454 36,540 36,582 72,423 36,894

2012 23,593 13,622 29,523 38,811 50,722 53,329 55,542 65,020 56,733

2013 (7,527) (513) 4,357 20,080 20,408 20,820 14,950 21,683

2014 16,461 28,513 50,257 50,748 51,237 45,000 52,311

2015 6,825 16,903 18,519 29,249 0 20,742

2016 11,629 20,255 23,296 40,002 28,236

2017 (23,343) (2,562) 19,542 12,821

2018 3,994 13,095 8,451

504,841 357,242



2009 63,533 66,746 65,520 70,290 67,460 68,714 66,396 67,995 65,965 66,099

2010 68,301 61,875 67,825 58,136 57,201 52,417 54,533 53,125 52,968

2011 46,131 51,904 40,173 43,784 35,625 40,248 37,038 36,666

2012 43,858 31,725 40,158 42,386 54,894 56,366 56,392

2013 6,035 7,498 6,745 22,521 21,268 21,363

2014 29,343 29,498 51,484 51,626 52,031

2015 11,565 17,877 22,657 19,785

2016 20,923 24,696 27,221

2017 7,658 5,647

2018 17,934




Ultimate


2009 6,820 16,389 16,389 16,389 16,389 16,389 16,389 16,389 16,389 16,389 13,664 16,389

2010 74 74 74 74 74 74 74 74 74 (23) 74

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

13,641 16,462



2009 12,658 16,389 16,389 16,389 16,389 16,389 16,389 16,389 16,389 16,389

2010 74 74 74 74 74 74 74 74 74

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 0 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 0



2009 0 0 (1,518) 0 0 0 0 0 0 0

2010 (4,973) (7,960) 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0

2012 0 0 0 0 0 0

2013 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


92.22




Ultimate


2009 17,660 20,239 22,315 23,262 23,508 23,508 23,508 23,508 23,508 23,508 50,901 23,508

2010 18,455 24,018 27,066 27,611 27,611 27,611 27,611 27,611 27,611 47,608 27,611

2011 21,744 28,899 29,772 29,772 29,772 29,772 29,772 29,772 49,712 29,772

2012 54,081 58,181 58,181 58,181 58,181 58,181 58,181 82,427 58,181

2013 11,892 11,892 11,892 11,892 11,892 11,892 91,570 11,892

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

322,219 150,963



2009 27,355 26,773 24,261 23,802 23,508 23,508 23,508 23,508 23,508 23,508

2010 32,183 29,696 29,064 27,611 27,611 27,611 27,611 27,611 27,611

2011 30,442 31,496 29,772 29,772 29,772 29,772 29,772 29,772

2012 70,738 58,181 58,181 58,181 58,181 58,181 58,181

2013 11,892 11,892 11,892 11,892 11,892 11,892

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 0 0 0 0 0 (521) (102) 12 18 18 0 18

2010 0 0 0 0 (670) (205) (141) (107) (107) 0 (107)

2011 0 0 0 (946) (227) (10) 10 10 0 10

2012 0 (2) (3,234) (963) (581) (313) (313) 0 (313)

2013 3 (5,925) (2,999) (1,553) (659) (659) 0 (659)

2014 24,353 29,529 31,670 32,758 32,758 44,935 32,758

2015 13,391 21,126 24,256 24,256 39,985 24,265

2016 16,316 23,709 23,709 47,844 23,709

2017 15,626 15,643 45,668 15,648

2018 101 122 127

178,555 95,454



2009 0 0 0 0 0 0 0 18 24 18

2010 0 0 0 0 0 0 89 129 (107)

2011 0 0 0 0 0 12 24 10

2012 0 0 (1) (0) 280 231 (313)

2013 24 25 26 (87) (33) (659)

2014 33,542 33,543 33,965 33,582 32,758

2015 22,616 26,200 27,083 24,265

2016 26,889 29,926 23,709

2017 25,403 15,645

2018 108




Ultimate


2009 0 0 0 0 0 0 0 3,149 3,493 3,493 0 1,831

2010 0 0 0 0 0 0 4,735 5,951 5,951 0 1,644

2011 0 0 0 0 0 5,904 9,879 9,879 0 2,766

2012 0 0 0 0 12,636 15,438 15,438 0 7,909

2013 0 0 0 21,660 22,173 22,173 0 11,801

2014 0 0 46,391 43,618 43,618 0 27,657

2015 0 68,892 86,935 86,935 0 29,182

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 82,790



2009 0 0 0 0 0 0 0 3,149 3,493 3,493

2010 0 0 0 0 0 0 4,735 5,951 5,951

2011 0 0 0 0 0 5,904 9,879 9,879

2012 0 0 0 0 12,636 15,438 15,438

2013 0 0 0 21,660 22,173 22,173

2014 0 0 46,391 43,618 43,618

2015 0 68,892 86,935 86,935

2016 0 0 0

2017 0

2018 0


Schedule P Adjustments for Loss Portfolio Transfer to Fortitude Re

Schedule P

Ultimate12 mos 24 mos 36 mos 48 mos 60 mos 72 mos 84 mos 96 mos 108 mos 120 mos NET EP Loss & ALAE

2009 2 4,701 19,471 19,483 21,030 21,423 21,558 21,558 24,490 28,512 53,752 28,5122010 4,555 18,167 24,980 33,764 48,809 51,452 54,260 54,262 55,021 76,089 55,0212011 2 17,552 63,469 77,166 83,183 84,351 85,863 95,697 85,019 95,6972012 4,031 13,668 53,641 70,138 80,066 84,961 104,272 85,604 104,2722013 102 11,669 33,189 44,509 58,879 92,381 81,573 92,3812014 5,167 28,447 57,022 73,091 124,043 87,636 124,0432015 554 14,341 39,619 122,003 85,410 122,0032016 1,380 5,779 39,265 31,739 39,2652017 0 0 (1,519) 02018 0 0 0

0 0


2009 213 11,155 20,036 21,042 25,360 24,557 26,086 25,559 24,491 28,512

2010 7,589 21,287 33,640 37,290 54,632 52,970 54,776 54,777 55,021

2011 2,400 54,664 76,480 86,225 89,550 91,403 91,714 95,697

2012 12,334 40,941 81,164 83,207 87,067 84,967 104,272

2013 2,428 39,181 57,542 65,404 65,702 92,381

2014 19,690 53,885 68,305 81,837 124,043

2015 19,408 44,697 72,410 122,003

2016 6,913 6,622 39,265

2017 0

2018 0

Part C - Commercial Auto Liability/Medical - After Adjustments


Ultimate


2009 60,423 173,704 287,153 377,011 456,111 498,252 513,598 522,542 535,848 543,353 700,395 549,292

2010 51,284 168,581 294,517 386,029 459,677 520,009 541,386 553,246 554,995 624,729 565,443

2011 78,489 174,415 295,476 410,882 494,984 554,133 568,578 566,380 733,399 590,277

2012 28,613 127,157 255,725 368,127 452,340 492,233 500,507 595,094 536,247

2013 68,778 196,552 359,622 528,783 617,838 654,170 721,446 720,542

2014 74,448 239,654 433,948 573,030 680,127 768,936 791,682

2015 82,489 263,020 386,900 551,353 852,473 790,421

2016 54,888 183,941 331,370 600,000 684,592

2017 63,445 123,675 332,137 416,305

2018 27,718 388,979 364,722

6,317,587 6,009,523

PAID LOSSES & ALLOCATED LOSS ADJUSTMENT EXPENSES



92.23



2009 145,560 296,774 389,413 457,476 506,176 528,943 537,251 526,463 536,358 543,748

2010 128,787 273,550 395,253 467,610 519,492 556,623 550,629 554,353 555,679

2011 168,865 306,870 420,115 504,588 557,664 570,970 565,440 570,535

2012 117,757 266,343 384,657 465,396 506,433 514,577 502,951

2013 163,818 324,287 520,322 635,520 683,989 675,448

2014 185,586 437,953 586,530 693,718 741,921

2015 210,814 489,078 572,074 661,237

2016 182,192 343,744 474,403

2017 126,568 257,158

2018 103,955

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 78% 80%

2010 94% 97%

2011 90% 95%

2012 73% 78%

2013 69% 74%

2014 71% 77%

2015 73% 80%

2016 78% 81%

2017 87% 91%

2018 75% 78%

Average 83%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part D - Workers' Compensation - Unadjusted


Ultimate


2009 679,877 1,379,832 1,801,631 2,069,707 2,336,569 2,575,963 2,738,631 2,948,579 3,232,474 3,325,787 4,526,208 3,527,669

2010 583,760 1,189,184 1,671,275 1,984,002 2,267,980 2,437,617 2,677,072 2,994,412 3,064,730 3,500,451 3,282,126

2011 552,198 1,195,925 1,621,812 1,959,931 2,216,635 2,479,608 2,840,851 2,907,820 3,470,608 3,117,759

2012 436,544 804,519 1,107,872 1,311,165 1,599,870 1,967,091 2,042,620 3,013,118 2,209,694

2013 261,656 616,485 893,509 1,217,530 1,599,769 1,681,740 2,742,202 1,890,422

2014 236,286 590,287 986,087 1,350,937 1,464,187 2,489,704 1,764,318

2015 250,772 755,471 1,299,605 1,452,163 2,419,233 1,772,250

2016 218,214 409,813 593,153 1,910,897 1,496,065

2017 68,465 275,708 1,129,029 984,105

2018 99,643 1,270,547 958,337

26,471,997 21,002,745



2009 1,322,362 2,090,187 2,490,211 2,717,260 2,883,336 3,009,173 3,089,331 3,263,407 3,351,973 3,386,425

2010 1,114,334 1,912,106 2,350,320 2,600,018 2,795,537 2,864,840 3,037,888 3,144,328 3,128,755

2011 1,079,837 1,826,817 2,276,051 2,483,734 2,653,854 2,855,303 2,980,628 2,963,363

2012 809,898 1,280,835 1,555,933 1,703,094 1,937,595 2,077,715 2,080,799

2013 579,436 1,026,060 1,313,982 1,581,938 1,723,418 1,737,883

2014 527,263 954,597 1,332,134 1,503,794 1,527,932

2015 570,577 1,186,688 1,474,696 1,503,724

2016 483,556 640,100 784,111

2017 176,720 424,489

2018 250,656

Part D - Workers' Compensation - Adjustments

TOTAL


Ultimate


2009 44,917 51,224 39,136 (58,935) (66,157) (59,936) (57,647) 44,203 234,932 237,271 (138,302) (192,306)

2010 23,308 58,989 89,270 78,035 85,102 89,324 189,652 385,778 390,205 34,638 (72,404)

2011 22,990 44,788 31,326 40,188 46,575 153,135 367,290 370,401 47,315 (124,163)

2012 18,931 (14,395) (3,037) 10,592 128,032 351,143 358,651 36,742 (100,971)

2013 (28,397) (21,585) (11,278) 117,907 358,077 365,912 11,676 (129,276)

2014 4,898 15,310 170,821 393,002 400,878 67,911 (99,592)

2015 4,499 203,989 414,397 431,247 62,489 (121,609)

2016 11,035 2,269 39,863 132,074 58,987

2017 (42,839) 22,135 107,456 54,686

2018 4,470 118,061 61,006

480,061 (665,641)



2009 6,799 18,479 13,489 (52,201) (57,004) (55,108) (54,496) 46,941 97,747 77,095

2010 88,798 95,589 95,104 91,534 93,884 94,958 192,898 243,039 221,874

2011 43,496 53,533 48,210 52,251 54,515 159,251 214,813 191,973

2012 23,033 12,365 16,519 25,827 137,426 215,944 190,044

2013 (16,799) (8,369) (1,033) 125,637 199,150 184,029

2014 12,137 21,904 178,878 257,154 218,240

2015 14,197 212,627 277,214 235,247

2016 32,684 17,086 49,220

2017 (24,587) 35,571

2018 26,994




Ultimate


2009 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902 3,222 1,902

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

3,222 1,902



2009 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902 1,902

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0



Part D - Workers Compensation


92.24




Ultimate


2009 49,101 72,940 91,312 119,831 112,631 118,788 121,068 122,058 123,463 125,799 127,660 127,537

2010 26,254 64,868 108,783 97,640 104,605 108,814 110,649 108,162 112,589 66,971 114,992

2011 22,091 44,187 31,092 39,673 45,925 49,221 45,343 48,409 35,235 55,839

2012 18,913 (13,498) (2,781) 10,633 17,097 16,531 23,760 23,746 31,031

2013 (28,398) (22,698) (12,610) (7,579) (8,040) (436) 7,853 5,101

2014 6,245 15,856 18,376 19,944 26,296 48,916 33,323

2015 5,050 18,236 13,179 28,766 40,678 36,923

2016 10,730 1,622 38,546 104,287 55,145

2017 (43,023) 21,109 78,828 49,528

2018 4,341 80,905 52,418

615,078 561,836



2009 75,783 111,476 126,826 126,074 121,759 123,616 124,219 124,796 124,621 126,890

2010 95,255 105,705 114,209 111,128 113,379 114,439 113,895 110,556 114,196

2011 41,408 51,917 47,845 51,655 53,850 55,337 51,775 52,981

2012 22,597 12,970 16,689 25,849 26,474 23,669 28,926

2013 (17,174) (10,042) (2,874) (204) (2,715) 2,799

2014 12,148 20,825 24,319 23,142 30,628

2015 13,721 26,188 19,014 31,886

2016 31,347 15,202 46,307

2017 (25,686) 32,979

2018 25,646




Ultimate


2009 10,261 24,561 24,561 24,561 24,561 24,561 24,561 24,561 24,561 24,561 13,385 24,561

2010 36 36 36 36 36 36 36 36 36 64 36

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

13,449 24,597



2009 16,360 24,561 24,561 24,561 24,561 24,561 24,561 24,561 24,561 24,561

2010 36 36 36 36 36 36 36 36 36

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P Adjustments for Defense Base Act


Ultimate


2009 (16,380) (48,239) (78,991) (205,732) (205,732) (205,732) (205,732) (205,732) (205,732) (205,732) (288,809) (205,732)

2010 (3,035) (6,456) (20,322) (20,322) (20,322) (20,322) (20,322) (20,322) (20,322) (41,072) (20,322)

2011 0 (554) (554) (554) (554) (554) (554) (554) 1,076 (554)

2012 0 0 0 0 0 0 0 2,363 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

(326,442) (226,608)



2009 (90,004) (119,944) (140,795) (205,732) (205,732) (205,732) (205,732) (205,732) (205,732) (205,732)

2010 (7,374) (11,479) (20,322) (20,322) (20,322) (20,322) (20,322) (20,322) (20,322)

2011 (0) (554) (554) (554) (554) (554) (554) (554)

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 34 61 353 503 548 548 548 548 548 548 6,240 548

2010 52 540 773 820 820 820 820 820 820 8,675 820

2011 899 1,155 1,310 1,310 1,310 1,310 1,310 1,310 11,005 1,310

2012 18 226 226 226 226 226 226 10,634 226

2013 0 0 0 0 0 0 (609) 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

35,945 2,904



2009 2,758 485 996 994 548 548 548 548 548 548

2010 881 1,327 1,181 820 820 820 820 820 820

2011 2,088 2,170 1,310 1,310 1,310 1,310 1,310 1,310

2012 436 226 226 226 226 226 226

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 0 0 0 0 (67) (2) 6 6 6 8 0 92

2010 0 0 0 (138) (36) (23) (14) (6) (6) 0 (3)

2011 0 0 (523) (240) (106) (103) (101) (56) 0 35

2012 0 (1,123) (482) (266) (265) (239) 40 0 155

2013 1 1,112 1,332 1,448 1,474 1,704 4,432 2,010

2014 (1,347) (546) 369 933 2,456 18,995 3,888

2015 (551) 110 651 1,913 21,811 2,970

2016 305 648 1,317 27,788 3,843

2017 183 1,026 28,628 5,158

2018 128 37,156 8,588

138,810 26,735



2009 0 0 0 0 (42) (2) 6 6 6 92

2010 0 0 0 (128) (28) (15) (14) (6) (6)

2011 0 0 (391) (160) (92) (103) (101) 32

2012 0 (831) (396) (249) (247) (239) 150

2013 375 1,673 1,841 1,803 1,855 2,004

2014 (11) 1,079 2,482 3,102 3,782

2015 476 795 2,006 2,809

2016 1,336 1,884 2,912

2017 1,100 2,592

2018 1,348


92.25




Ultimate


2009 0 0 0 0 0 0 0 100,860 290,185 290,185 0 (141,213)

2010 0 0 0 0 0 0 98,484 297,089 297,089 0 (167,926)

2011 0 0 0 0 0 103,261 321,292 321,292 0 (180,794)

2012 0 0 0 0 110,974 334,625 334,625 0 (132,383)

2013 0 0 0 124,038 364,644 364,644 0 (136,387)

2014 0 0 152,076 372,125 372,125 0 (136,802)

2015 0 185,643 400,567 400,567 0 (161,502)

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 (1,057,007)



2009 0 0 0 0 0 0 0 100,860 151,841 128,835

2010 0 0 0 0 0 0 98,484 151,957 127,151

2011 0 0 0 0 0 103,261 162,383 138,204

2012 0 0 0 0 110,974 192,287 160,742

2013 0 0 0 124,038 200,010 179,226

2014 0 0 152,076 230,910 183,830

2015 0 185,643 256,193 200,552

2016 0 0 0

2017 0 0

2018 0

Part D - Workers' Compensation - After Adjustments


Ultimate


2009 634,960 1,328,608 1,762,495 2,128,642 2,402,726 2,635,899 2,796,278 2,904,376 2,997,542 3,088,516 4,664,510 3,719,975

2010 560,452 1,130,195 1,582,005 1,905,967 2,182,878 2,348,293 2,487,420 2,608,634 2,674,525 3,465,813 3,354,530

2011 529,208 1,151,137 1,590,486 1,919,743 2,170,060 2,326,473 2,473,561 2,537,419 3,423,293 3,241,922

2012 417,613 818,914 1,110,909 1,300,573 1,471,838 1,615,948 1,683,969 2,976,376 2,310,665

2013 290,053 638,070 904,787 1,099,623 1,241,692 1,315,828 2,730,526 2,019,698

2014 231,388 574,977 815,266 957,935 1,063,309 2,421,793 1,863,910

2015 246,273 551,482 885,208 1,020,916 2,356,744 1,893,859

2016 207,179 407,544 553,290 1,778,823 1,437,078

2017 111,304 253,573 1,021,573 929,419

2018 95,173 1,152,486 897,331

25,991,936 21,668,386



2009 1,315,563 2,071,708 2,476,722 2,769,461 2,940,340 3,064,281 3,143,827 3,216,466 3,254,226 3,309,330

2010 1,025,536 1,816,517 2,255,216 2,508,484 2,701,653 2,769,882 2,844,990 2,901,289 2,906,881

2011 1,036,341 1,773,284 2,227,841 2,431,483 2,599,339 2,696,052 2,765,815 2,771,390

2012 786,865 1,268,470 1,539,414 1,677,267 1,800,169 1,861,771 1,890,755

2013 596,235 1,034,429 1,315,015 1,456,301 1,524,268 1,553,854

2014 515,126 932,693 1,153,256 1,246,640 1,309,692

2015 556,380 974,061 1,197,482 1,268,477

2016 450,872 623,014 734,891

2017 201,307 388,918

2018 223,662

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 52% 52%

2010 63% 66%

2011 103% 96%

2012 76% 62%

2013 49% 48%

2014 51% 52%

2015 54% 55%

2016 65% 66%

2017 70% 58%

2018 69% 51%

Average 61%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part E - Commercial Multiple Peril - Unadjusted


Ultimate


2009 54,945 117,863 147,293 171,193 186,461 197,414 202,673 207,089 212,012 228,566 455,359 236,449

2010 86,288 178,423 229,096 253,392 277,453 296,174 303,858 307,063 310,695 514,214 323,226

2011 181,883 344,020 415,911 457,521 480,692 498,916 501,288 518,218 521,478 537,707

2012 104,314 274,683 343,861 388,767 426,708 438,995 443,584 608,753 465,330

2013 98,732 206,353 249,757 302,811 330,134 347,575 777,663 379,890

2014 180,631 277,249 339,755 386,743 412,731 919,087 468,730

2015 152,181 253,177 296,614 342,693 759,938 411,274

2016 132,140 246,978 315,539 724,684 468,938

2017 97,622 233,189 698,434 486,011

2018 162,081 731,728 506,887

6,711,338 4,284,443



2009 124,036 155,527 172,946 194,231 201,079 208,641 210,653 213,548 217,188 233,115

2010 208,008 251,644 265,492 286,579 303,434 310,188 313,986 317,069 318,209

2011 369,985 456,816 490,006 497,057 517,086 523,022 526,204 530,269

2012 275,415 376,223 404,481 418,901 449,636 450,623 453,670

2013 195,963 265,199 307,658 340,150 354,370 361,269

2014 298,863 358,373 395,735 420,644 436,023

2015 250,130 326,122 352,773 372,896

2016 267,869 359,831 409,126

2017 349,138 387,425

2018 364,614

Part E - Commercial Multiple Peril - Adjustments

TOTAL


Ultimate


2009 16,837 51,517 55,054 57,115 53,427 54,847 56,233 57,250 57,918 58,432 115,316 59,732

2010 26,852 37,983 47,576 41,134 45,000 48,931 50,826 49,787 50,690 109,223 54,117

2011 68,329 115,439 111,575 122,259 125,364 132,684 129,479 150,360 117,447 149,338

2012 37,529 115,016 139,051 153,604 165,628 167,900 169,358 138,206 172,034

2013 39,887 62,839 69,566 73,271 77,200 78,990 159,742 81,326

2014 88,311 107,563 129,794 132,789 136,116 289,370 138,144

2015 49,891 73,375 82,053 86,657 179,941 89,536

2016 43,225 62,510 88,348 177,524 105,684

2017 28,196 100,785 167,030 177,596

2018 80,149 158,624 216,123

1,612,423 1,243,630



Part E - Commercial Multiple Peril


92.26



2009 42,589 58,524 58,177 59,303 58,590 59,062 59,547 59,530 60,021 59,705

2010 67,173 55,086 52,490 50,993 52,723 53,214 53,911 54,054 53,899

2011 174,268 150,388 149,832 137,065 148,739 146,994 147,764 149,455

2012 101,327 165,199 168,396 171,458 174,389 172,103 171,492

2013 77,252 86,281 88,423 79,827 81,695 81,043

2014 113,889 128,636 137,783 137,783 137,851

2015 69,868 82,266 85,537 88,636

2016 87,969 107,088 103,875

2017 166,323 165,947

2018 181,832


Schedule P Adjustments for Non-US Business Restructure


Ultimate


2009 9,345 33,599 37,104 39,138 36,946 37,836 38,862 39,790 40,422 40,936 89,600 42,235

2010 18,052 26,891 35,941 30,783 34,384 37,733 38,810 37,612 38,261 102,988 41,912

2011 56,172 78,469 69,350 77,529 80,552 86,093 81,145 92,015 115,910 97,440

2012 19,965 10,656 17,473 20,215 25,183 26,405 27,874 127,286 30,514

2013 20,941 26,726 30,089 32,597 35,469 36,803 51,412 39,327

2014 15,439 23,182 44,739 47,064 50,319 200,685 52,532

2015 16,547 24,626 32,163 34,641 131,729 42,458

2016 20,744 17,136 39,123 125,600 54,367

2017 (2,178) 18,156 117,259 47,062

2018 41,300 158,358 87,507

1,220,826 535,353



2009 27,427 40,594 40,212 41,305 40,602 41,056 41,559 41,659 42,135 42,209

2010 55,060 42,885 40,206 39,048 40,783 41,264 41,722 41,801 41,695

2011 94,991 96,994 98,100 86,601 98,384 95,453 96,204 97,560

2012 29,533 28,210 27,777 32,372 31,923 29,533 29,974

2013 38,001 42,662 44,711 36,320 38,693 39,044

2014 22,750 41,554 50,657 51,833 52,240

2015 22,245 35,882 40,068 41,561

2016 42,040 56,473 52,606

2017 33,428 43,067

2018 72,380




Ultimate


2009 5,989 16,466 16,466 16,466 16,466 16,466 16,466 16,466 16,466 16,466 19,253 16,466

2010 1,520 1,520 1,520 1,520 1,520 1,520 1,520 1,520 1,520 4,724 1,520

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

23,977 17,985



2009 13,184 16,466 16,466 16,466 16,466 16,466 16,466 16,466 16,466 16,466

2010 1,520 1,520 1,520 1,520 1,520 1,520 1,520 1,520 1,520

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 0 0 0 0 0 0 0 0 0 0 0 0

2010 6,560 8,761 9,207 9,488 9,492 9,492 9,500 9,500 9,750 0 9,508

2011 11,259 35,786 43,907 47,557 47,826 48,080 49,064 59,041 0 51,167

2012 15,368 107,017 122,887 133,938 139,511 140,094 140,092 0 140,100

2013 2,746 10,726 12,018 12,365 12,453 12,902 0 12,346

2014 15,756 24,066 24,259 24,319 24,386 0 24,200

2015 25,324 39,991 41,090 43,190 0 38,249

2016 21,998 44,725 48,467 0 49,400

2017 30,067 81,025 0 128,715

2018 29,987 0 114,300

0 567,986



2009 0 0 0 0 0 0 0 0 0 0

2010 9,764 9,809 9,836 9,490 9,494 9,494 9,502 9,500 9,508

2011 78,143 52,116 50,458 49,218 49,103 49,355 50,340 51,167

2012 69,280 134,347 137,985 136,474 139,940 140,121 140,101

2013 7,986 12,352 12,456 12,365 12,453 12,346

2014 29,514 25,448 25,543 24,166 24,200

2015 37,172 37,554 36,663 38,249

2016 45,345 49,966 49,352

2017 132,365 121,093

2018 95,193




Ultimate


2009 1,503 1,453 1,484 1,512 1,522 1,522 1,522 1,522 1,522 1,522 6,462 1,522

2010 720 812 908 936 936 936 936 936 936 1,512 936

2011 898 1,185 1,273 1,273 1,273 1,273 1,273 1,273 1,537 1,273

2012 2,196 2,645 2,645 2,645 2,645 2,645 2,645 10,920 2,645

2013 158 158 158 158 158 158 1,984 158

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

22,416 6,534



2009 1,978 1,464 1,500 1,532 1,522 1,522 1,522 1,522 1,522 1,522

2010 829 872 928 936 936 936 936 936 936

2011 1,134 1,278 1,273 1,273 1,273 1,273 1,273 1,273

2012 2,514 2,645 2,645 2,645 2,645 2,645 2,645

2013 158 158 158 158 158 158

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Japan Quota Share


Ultimate


2009 0 0 0 0 (1,507) (977) (617) (527) (492) (492) 0 (492)

2010 0 0 0 (1,592) (1,333) (750) 60 220 223 0 241

2011 0 0 (2,955) (4,101) (4,287) (2,762) (2,004) (1,969) 0 (542)

2012 0 (5,301) (3,954) (3,194) (1,711) (1,244) (1,253) 0 (1,224)

2013 16,042 25,229 27,301 28,151 29,120 29,126 106,346 29,495

2014 57,116 60,314 60,796 61,407 61,411 88,685 61,411

2015 8,020 8,758 8,800 8,826 48,212 8,830

2016 483 649 758 51,924 1,917

2017 308 1,604 49,771 1,819

2018 8,861 266 14,316

345,204 115,771


92.27



2009 0 0 0 0 0 18 0 (117) (102) (492)

2010 0 0 0 0 (11) (0) 232 297 240

2011 0 0 0 (28) (22) 912 (52) (545)

2012 0 (3) (10) (32) (118) (195) (1,227)

2013 31,108 31,108 31,097 30,984 30,391 29,495

2014 61,625 61,635 61,582 61,784 61,411

2015 10,451 8,830 8,806 8,826

2016 584 649 1,916

2017 530 1,787

2018 14,259

Part E - Commercial Multiple Peril - After Adjustments


Ultimate


2009 38,108 66,346 92,239 114,078 133,034 142,567 146,440 149,839 154,094 170,134 340,043 176,718

2010 59,435 140,439 181,520 212,258 232,454 247,243 253,032 257,276 260,005 404,991 269,109

2011 113,554 228,580 304,336 335,262 355,328 366,232 371,809 367,858 404,031 388,369

2012 66,785 159,667 204,810 235,163 261,080 271,095 274,226 470,547 293,296

2013 58,845 143,515 180,192 229,541 252,934 268,585 617,921 298,564

2014 92,320 169,686 209,961 253,954 276,614 629,717 330,586

2015 102,290 179,802 214,561 256,035 579,997 321,738

2016 88,916 184,469 227,191 547,160 363,254

2017 69,426 132,404 531,404 308,415

2018 81,932 573,104 290,764

5,098,915 3,040,813



2009 81,447 97,003 114,769 134,928 142,489 149,579 151,105 154,019 157,168 173,410

2010 140,835 196,557 213,002 235,585 250,712 256,974 260,074 263,015 264,310

2011 195,717 306,428 340,174 359,992 368,347 376,029 378,440 380,814

2012 174,088 211,024 236,084 247,443 275,247 278,520 282,178

2013 118,711 178,918 219,236 260,323 272,676 280,227

2014 184,974 229,737 257,953 282,861 298,172

2015 180,262 243,856 267,237 284,259

2016 179,900 252,744 305,252

2017 182,815 221,478

2018 182,782

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 67% 67%

2010 75% 75%

2011 97% 90%

2012 96% 91%

2013 103% 102%

2014 106% 100%

2015 103% 98%

2016 82% 82%

2017 104% 105%

2018 98% 99%

Average 91%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part F - Section 2 - Medical Professional Liability - Claims Made - Unadjusted


Ultimate


2009 13,683 61,705 115,013 178,913 221,033 242,296 256,959 303,015 316,054 320,137 479,118 322,281

2010 3,973 36,344 75,681 118,874 170,624 188,612 211,090 256,275 277,798 396,271 295,489

2011 (2,504) 38,966 106,416 163,524 224,592 270,472 297,757 329,054 370,633 359,447

2012 3,171 22,690 102,641 181,311 241,575 277,762 295,475 354,745 341,450

2013 8,292 44,912 108,062 167,105 240,987 278,338 313,246 321,523

2014 3,078 46,713 116,404 230,494 272,324 304,179 323,858

2015 (8,413) 55,200 175,090 242,989 289,303 299,187

2016 3,668 26,589 68,609 216,671 178,277

2017 3,751 26,045 89,710 93,275

2018 1,577 66,879 65,394

2,880,755 2,600,181



2009 81,234 125,242 171,240 237,101 252,052 276,431 309,260 309,024 319,626 321,722

2010 69,494 87,783 152,330 166,681 199,369 211,103 259,365 274,199 287,728

2011 41,635 119,697 166,763 219,985 256,962 301,655 314,905 340,375

2012 39,714 69,945 176,944 222,673 277,226 296,521 311,349

2013 39,839 86,151 166,408 230,211 272,933 310,050

2014 17,926 115,402 215,559 282,064 310,990

2015 12,070 139,744 248,560 292,452

2016 26,004 65,247 121,857

2017 15,421 37,652

2018 5,242

Part F - Section 2 - Medical Professional Liability - Claims Made - Adjustments

TOTAL


Ultimate


2009 56 56 56 56 58 62 60 4,272 13,917 13,917 42 2,952

2010 33 33 33 36 40 39 6,247 9,880 9,880 0 (1,287)

2011 0 0 1 2 2 9,329 18,315 18,315 0 25,364

2012 238 240 240 240 13,810 22,991 22,991 0 18,280

2013 (16) 103 103 12,544 30,602 30,602 0 3,275

2014 59 60 16,480 56,330 56,330 19 18,363

2015 17 24,888 85,677 85,677 33 16,842

2016 21 22 22 0 40

2017 (0) (2) 786 61

2018 (0) 1,363 241

2,242 84,132



2009 56 56 56 56 58 62 60 4,272 13,917 13,917

2010 33 33 33 36 40 39 6,247 9,880 9,880

2011 0 0 1 2 2 9,329 18,315 18,315

2012 244 240 240 240 13,810 22,991 22,991

2013 1 103 103 12,544 30,602 30,602

2014 68 60 16,480 56,330 56,330

2015 9 24,888 85,677 85,677

2016 22 22 22

2017 3 10

2018 66


Part F 2 - Medical Professional Liability - Claims Made



92.28




Ultimate


2009 56 56 56 56 58 62 60 60 60 60 42 60

2010 33 33 33 36 40 39 39 39 39 0 39

2011 0 0 1 2 2 2 2 2 0 2

2012 238 240 240 240 239 239 239 0 239

2013 (16) 103 103 103 103 103 0 103

2014 59 60 60 60 60 19 60

2015 17 16 16 16 33 18

2016 21 22 22 0 40

2017 (0) (2) 786 61

2018 (0) 1,363 241

2,242 863



2009 56 56 56 56 58 62 60 60 60 60

2010 33 33 33 36 40 39 39 39 39

2011 0 0 1 2 2 2 2 2

2012 244 240 240 240 239 239 239

2013 1 103 103 103 103 103

2014 68 60 60 60 60

2015 9 16 16 16

2016 22 22 22

2017 3 10

2018 66




Ultimate


2009 0 0 0 0 0 0 0 4,212 13,856 13,856 0 2,892

2010 0 0 0 0 0 0 6,208 9,841 9,841 0 (1,326)

2011 0 0 0 0 0 9,328 18,314 18,314 0 25,362

2012 0 0 0 0 13,571 22,752 22,752 0 18,041

2013 0 0 0 12,442 30,499 30,499 0 3,172

2014 0 0 16,420 56,271 56,271 0 18,303

2015 0 24,872 85,660 85,660 0 16,824

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 83,269



2009 0 0 0 0 0 0 0 4,212 13,856 13,856

2010 0 0 0 0 0 0 6,208 9,841 9,841

2011 0 0 0 0 0 9,328 18,314 18,314

2012 0 0 0 0 13,571 22,752 22,752

2013 0 0 0 12,442 30,499 30,499

2014 0 0 16,420 56,271 56,271

2015 0 24,872 85,660 85,660

2016 0 0 0

2017 0 0

2018 0

Part F - Section 2 - Medical Professional Liability - Claims Made - After Adjustments


Ultimate


2009 13,626 61,649 114,957 178,857 220,974 242,234 256,898 298,742 302,137 306,220 479,076 319,328

2010 3,940 36,311 75,648 118,838 170,585 188,573 204,843 246,395 267,918 396,271 296,776

2011 (2,504) 38,966 106,416 163,523 224,591 261,143 279,442 310,739 370,633 334,084

2012 2,933 22,450 102,401 181,071 227,765 254,771 272,484 354,745 323,170

2013 8,308 44,809 107,959 154,560 210,385 247,736 313,246 318,248

2014 3,019 46,653 99,924 174,164 215,994 304,160 305,495

2015 (8,430) 30,312 89,413 157,312 289,270 282,345

2016 3,647 26,567 68,587 216,671 178,237

2017 3,751 26,047 88,924 93,214

2018 1,577 65,516 65,153

2,878,513 2,516,049



2009 81,178 125,186 171,184 237,045 251,993 276,369 309,199 304,751 305,709 307,805

2010 69,461 87,750 152,297 166,645 199,330 211,064 253,118 264,319 277,848

2011 41,635 119,697 166,763 219,984 256,961 292,326 296,590 322,060

2012 39,470 69,705 176,704 222,433 263,416 273,530 288,358

2013 39,837 86,048 166,305 217,666 242,331 279,448

2014 17,858 115,342 199,079 225,734 254,660

2015 12,061 114,856 162,883 206,775

2016 25,982 65,225 121,835

2017 15,418 37,642

2018 5,176

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 59% 62%

2010 61% 45%

2011 75% 72%

2012 72% 63%

2013 59% 61%

2014 63% 68%

2015 69% 69%

2016 61% 57%

2017 62% 56%

2018 68% 57%

Average 61%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part G Special Liability (Ocean Marine, Aircraft (All Perils), Boiler & Machinery) - Unadjusted


Ultimate


2009 130,943 241,744 241,893 268,642 288,956 300,551 304,443 306,308 303,868 304,726 515,151 306,473

2010 124,599 212,331 241,156 245,753 262,364 265,755 272,296 277,037 289,647 488,963 296,854

2011 134,558 218,732 255,520 271,444 300,844 307,532 307,071 315,658 432,235 324,719

2012 160,286 289,999 318,753 338,093 349,370 343,238 367,576 522,032 377,904

2013 114,198 228,947 264,984 280,834 313,286 343,983 616,897 365,772

2014 170,826 345,379 398,229 420,222 439,555 736,983 465,065

2015 160,907 306,004 353,694 423,340 662,014 457,044

2016 173,047 289,665 327,905 620,574 379,997

2017 110,930 221,070 503,078 311,013

2018 76,980 493,639 335,744

5,591,566 3,620,584



2009 240,419 292,084 309,309 315,229 311,801 308,339 308,954 310,750 311,744 306,104

2010 188,361 221,666 262,983 277,086 283,911 273,674 285,386 284,389 292,770

2011 233,042 293,888 295,328 309,633 318,450 316,954 314,698 321,224

2012 275,110 351,901 363,635 364,436 370,214 353,248 374,889

2013 233,250 299,046 311,837 322,470 372,412 360,658

2014 359,142 424,870 447,328 458,719 462,388

2015 328,065 387,637 485,331 450,153

2016 315,115 330,971 360,972

2017 232,634 283,942

2018 252,472

Part G - Special Liability




92.29

Part G Special Liability (Ocean Marine, Aircraft (All Perils), Boiler & Machinery) - Adjustments

TOTAL


Ultimate


2009 15,682 36,115 37,124 37,488 37,039 37,152 37,686 38,035 32,803 33,229 74,578 31,584

2010 20,699 55,026 80,924 86,820 86,860 86,624 87,156 88,020 89,003 30,532 89,462

2011 24,507 34,336 38,655 39,991 41,108 41,448 41,208 41,710 40,775 42,368

2012 21,231 67,205 70,628 69,457 70,989 69,791 89,824 38,248 74,250

2013 (25,755) (4,024) (4,626) (3,316) 2,457 2,340 24,739 3,427

2014 10,792 20,974 32,602 33,525 35,144 110,693 36,532

2015 17,223 45,678 51,399 54,372 85,021 57,543

2016 49,317 83,663 89,684 124,475 95,259

2017 45,210 88,446 142,250 107,952

2018 2,593 127,296 128,434

798,606 666,812



2009 37,234 39,488 38,477 39,531 39,983 39,528 39,441 39,196 39,064 31,553

2010 75,413 90,669 95,163 90,028 88,250 88,150 88,340 88,413 89,464

2011 29,585 37,136 36,439 40,745 42,570 42,343 42,198 42,197

2012 50,323 74,801 73,782 71,010 72,150 70,567 74,215

2013 5,915 1,116 3,126 1,905 3,695 3,933

2014 34,748 28,441 37,708 35,564 36,475

2015 48,508 51,705 57,211 56,477

2016 87,865 96,501 94,926

2017 85,921 102,718

2018 92,460




Ultimate


2009 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429 6,227 2,429

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

6,227 2,429



2009 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429 2,429

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 8,426 12,273 13,028 13,394 12,995 13,068 13,595 13,943 8,711 9,138 27,509 7,477

2010 10,284 20,642 22,074 20,232 20,644 20,399 20,932 21,796 22,778 29,336 23,180

2011 14,040 22,608 25,607 26,903 27,944 28,279 28,040 28,535 28,413 29,181

2012 9,471 15,085 16,288 13,982 15,000 13,517 33,545 38,077 18,101

2013 (26,884) (8,476) (10,064) (8,724) (2,939) (2,938) 15,349 (1,858)

2014 7,257 10,747 21,185 21,707 23,329 89,269 24,669

2015 12,300 35,187 40,083 43,069 61,648 46,237

2016 11,274 35,447 40,901 98,976 46,190

2017 26,971 53,101 118,528 68,009

2018 (15,932) 91,832 46,083

598,936 307,269



2009 15,282 15,648 14,381 15,441 15,897 15,445 15,351 15,106 14,973 7,446

2010 18,160 22,424 24,518 23,326 22,008 21,896 22,086 22,159 23,176

2011 17,253 25,136 23,307 27,641 29,406 29,182 29,072 29,011

2012 16,716 18,848 17,686 14,255 15,555 14,113 18,065

2013 2,638 (3,827) (2,358) (3,541) (1,711) (1,356)

2014 25,574 16,672 26,017 23,704 24,620

2015 41,443 40,407 45,616 45,184

2016 39,734 47,311 45,905

2017 58,088 66,424

2018 36,753




Ultimate


2009 4,798 21,476 21,476 21,476 21,476 21,476 21,476 21,476 21,476 21,476 41,040 21,472

2010 158 158 158 158 158 158 158 158 158 550 158

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

41,590 21,630



2009 19,491 21,472 21,472 21,472 21,472 21,472 21,472 21,472 21,472 21,472

2010 158 158 158 158 158 158 158 158 158

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 0 0 0 0 0 0 0 0 0 0 0 0

2010 10,321 33,617 58,070 65,864 65,455 65,446 65,446 65,446 65,446 0 65,474

2011 7,400 8,569 9,992 9,943 9,999 10,004 10,004 10,004 0 9,995

2012 11,769 52,746 54,525 55,484 55,997 56,331 56,338 0 56,198

2013 1,108 1,210 1,202 1,202 1,202 1,202 0 1,202

2014 1,182 4,247 4,539 4,910 4,907 0 4,907

2015 3,230 5,181 5,361 5,326 0 5,291

2016 35,466 38,226 38,215 0 38,199

2017 16,233 30,045 0 33,798

2018 9,847 0 36,885

0 251,951



2009 0 0 0 0 0 0 0 0 0 0

2010 57,097 67,469 69,864 65,930 65,480 65,474 65,474 65,474 65,474

2011 8,706 8,836 10,010 9,994 9,999 9,996 9,996 9,995

2012 33,562 56,462 56,281 56,763 56,602 56,511 56,198

2013 1,196 1,216 1,202 1,202 1,202 1,202

2014 4,892 5,364 4,698 4,910 4,907

2015 4,567 5,453 5,476 5,291

2016 40,777 38,437 38,199

2017 24,225 30,509

2018 25,907


92.30




Ultimate


2009 28 (63) 191 189 189 189 189 189 189 189 (199) 189

2010 (64) 609 621 622 622 622 622 622 622 646 622

2011 3,067 3,159 3,164 3,164 3,164 3,164 3,164 3,164 12,362 3,164

2012 (9) (9) (9) (9) (9) (9) (9) 171 (9)

2013 (71) (71) (71) (71) (71) (71) 1,797 (71)

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

14,778 3,895



2009 32 (62) 195 189 189 189 189 189 189 189

2010 (2) 618 622 622 622 622 622 622 622

2011 3,626 3,164 3,164 3,164 3,164 3,164 3,164 3,164

2012 44 (9) (9) (9) (9) (9) (9)

2013 (71) (71) (71) (71) (71) (71)

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Japan Quota Share


Ultimate


2009 0 0 0 0 (50) (9) (3) (3) (3) (2) 0 17

2010 0 0 0 (56) (19) (1) (2) (2) (1) 0 28

2011 0 0 (108) (20) 0 0 (0) 8 0 28

2012 0 (617) (176) 0 1 (48) (49) 0 (40)

2013 92 3,313 4,307 4,277 4,265 4,147 7,593 4,154

2014 2,353 5,980 6,878 6,908 6,908 21,424 6,957

2015 1,694 5,309 5,955 5,977 23,374 6,014

2016 2,576 9,990 10,568 25,498 10,870

2017 2,006 5,300 23,721 6,145

2018 8,678 35,465 45,466

137,075 79,639



2009 0 0 0 0 (4) (7) 0 1 1 17

2010 0 0 0 (8) (18) (0) (1) (1) 34

2011 0 0 (41) (54) 0 0 (35) 27

2012 0 (500) (176) 0 1 (48) (39)

2013 2,152 3,798 4,353 4,315 4,276 4,158

2014 4,282 6,405 6,993 6,949 6,948

2015 2,498 5,845 6,119 6,001

2016 7,353 10,752 10,821

2017 3,608 5,786

2018 29,800

Part G Special Liability (Ocean Marine, Aircraft (All Perils), Boiler & Machinery) - After Adjustments


Ultimate


2009 115,261 205,629 204,769 231,154 251,917 263,399 266,757 268,273 271,065 271,496 440,573 274,889

2010 103,900 157,304 160,232 158,933 175,504 179,131 185,140 189,017 200,644 458,431 207,392

2011 110,051 184,396 216,865 231,452 259,736 266,084 265,863 273,948 391,460 282,350

2012 139,055 222,794 248,125 268,636 278,381 273,447 277,752 483,784 303,654

2013 139,953 232,971 269,610 284,150 310,829 341,643 592,158 362,345

2014 160,034 324,405 365,627 386,697 404,411 626,290 428,532

2015 143,683 260,326 302,295 368,967 576,993 399,501

2016 123,730 206,002 238,221 496,099 284,738

2017 65,720 132,624 360,828 203,061

2018 74,388 366,342 207,310

4,792,960 2,953,772



2009 203,185 252,596 270,832 275,698 271,818 268,811 269,513 271,554 272,680 274,551

2010 112,947 130,996 167,820 187,058 195,661 185,524 197,047 195,977 203,306

2011 203,457 256,752 258,889 268,888 275,880 274,611 272,500 279,027

2012 224,787 277,100 289,853 293,426 298,064 282,681 300,674

2013 227,336 297,930 308,711 320,566 368,717 356,725

2014 324,394 396,429 409,620 423,155 425,913

2015 279,557 335,932 428,119 393,676

2016 227,250 234,470 266,046

2017 146,713 181,223

2018 160,012

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 87% 98%

2010 89% 100%

2011 95% 104%

2012 86% 92%

2013 83% 94%

2014 84% 87%

2015 98% 124%

2016 93% 101%

2017 84% 98%

2018 79% 94%

Average 99%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part H1 - Other Liability Occurrence - Unadjusted


Ultimate


2009 806,059 1,265,967 1,726,264 2,194,794 2,604,775 2,957,124 3,192,224 3,536,445 3,775,187 3,970,591 4,649,856 4,056,059

2010 409,335 849,041 1,349,018 1,767,042 2,112,494 2,397,254 2,737,091 3,231,499 3,396,145 4,011,394 3,559,692

2011 296,582 657,130 996,653 1,432,934 1,870,006 2,364,962 2,804,012 3,068,848 3,491,431 3,304,528

2012 144,508 293,896 627,098 1,037,284 1,540,027 2,186,951 2,352,969 3,068,039 2,649,952

2013 (191,122) 101,899 467,383 999,853 1,617,166 1,876,248 2,639,000 2,199,142

2014 166,598 474,630 1,014,959 1,761,488 2,066,001 2,997,943 2,510,658

2015 132,500 828,781 1,398,274 1,833,072 2,419,135 2,359,302

2016 95,681 470,330 681,424 2,303,723 2,131,870

2017 12,940 90,668 1,642,947 1,387,658

2018 26,483 1,484,938 1,178,793

28,708,407 25,337,651



2009 894,160 1,591,535 2,152,737 2,714,139 3,060,532 3,367,890 3,498,063 3,699,739 3,945,202 4,044,914

2010 627,715 1,212,976 1,847,019 2,208,978 2,585,988 2,819,059 3,162,609 3,434,444 3,537,936

2011 589,100 1,154,884 1,582,821 2,045,520 2,383,069 2,777,455 3,141,521 3,297,845

2012 346,553 642,437 1,095,837 1,602,039 2,019,435 2,492,185 2,596,385

2013 158,341 520,631 982,140 1,533,134 1,983,407 2,151,291

2014 377,989 818,784 1,504,644 2,128,336 2,365,800

2015 352,877 1,143,609 1,777,193 2,157,636

2016 321,353 687,862 974,013

2017 98,073 388,595

2018 206,980

Part H1 - Other Liability Occurrence - Adjustments

TOTAL


Ultimate


2009 585,186 706,879 747,178 756,588 745,264 755,777 759,697 849,648 1,004,883 1,009,350 1,222,386 692,927

2010 239,813 274,254 310,723 309,669 324,329 340,213 458,610 667,762 700,150 776,221 333,329

2011 127,265 169,581 147,554 184,958 187,915 319,658 586,503 586,117 495,756 180,145

2012 52,224 9,746 47,778 78,621 273,247 561,441 572,812 273,720 79,833

2013 (246,520) (136,364) (72,528) 145,712 414,111 442,760 231,506 (65,045)

2014 68,341 152,377 455,868 791,107 844,006 367,114 220,012

2015 115,286 491,469 919,542 1,001,607 734,266 273,802

2016 47,393 165,181 201,191 431,195 238,093

2017 (26,146) 31,695 393,606 163,911

2018 (7,174) 434,636 192,282



Part H1- Other Liability - Occurrence


92.31

5,360,405 1,714,593



2009 639,558 665,848 687,779 785,973 761,382 803,556 771,709 869,526 1,031,778 1,026,545

2010 155,095 202,380 317,551 310,842 361,201 368,590 477,615 679,288 711,768

2011 160,989 207,702 198,310 230,318 233,327 355,719 612,219 598,800

2012 85,532 46,798 99,554 144,915 306,468 572,211 590,770

2013 (67,186) (28,771) (3,184) 183,129 446,252 461,805

2014 159,792 279,580 533,356 838,520 881,969

2015 167,795 550,192 951,799 1,012,049

2016 114,437 190,608 216,002

2017 12,332 73,380

2018 85,327




Ultimate


2009 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704 23,455 9,704

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

23,455 9,704



2009 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704 9,704

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 76,054 112,998 143,582 151,225 133,319 138,881 140,168 141,791 142,724 144,152 335,295 149,627

2010 10,880 21,644 45,197 29,290 38,481 49,108 56,528 57,683 59,469 237,634 67,066

2011 26,378 48,025 24,764 43,625 56,048 59,956 80,771 72,385 159,939 104,930

2012 10,145 (65,572) (38,134) (24,574) 9,173 17,272 16,525 276,628 37,880

2013 (253,381) (163,281) (98,897) (82,867) (73,787) (75,551) 82,478 (50,928)

2014 23,827 96,479 141,250 165,203 167,821 171,871 200,339

2015 15,132 47,784 76,858 80,776 470,699 107,073

2016 16,275 105,309 114,209 247,164 147,370

2017 (54,673) (12,622) 245,098 88,985

2018 (42,769) 269,241 117,698

2,496,048 970,041



2009 126,399 133,149 201,362 170,916 141,530 180,726 145,073 145,991 153,266 147,734

2010 24,368 41,839 67,831 56,639 72,102 62,693 63,593 64,217 64,479

2011 63,304 77,773 63,507 73,358 76,068 79,483 96,924 82,120

2012 26,396 (39,021) (3,925) 20,622 28,761 27,736 34,405

2013 (82,582) (83,462) (64,949) (66,858) (56,377) (58,614)

2014 78,066 164,080 162,931 186,106 191,959

2015 29,516 64,701 97,237 88,519

2016 60,724 120,748 127,476

2017 (31,967) 2,734

2018 27,944




Ultimate


2009 20,897 55,627 55,627 55,627 55,627 55,627 55,627 55,627 55,627 55,627 29,375 55,627

2010 480 480 480 480 480 480 480 480 480 1,296 480

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

30,671 56,108



2009 28,071 55,627 55,627 55,627 55,627 55,627 55,627 55,627 55,627 55,627

2010 480 480 480 480 480 480 480 480 480

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P Adjustments for Warranty


Ultimate


2009 464,350 500,284 500,284 500,284 500,284 500,284 500,284 500,284 500,284 500,284 597,523 500,284

2010 217,718 233,476 233,476 233,476 233,476 233,476 233,476 233,476 233,476 332,466 233,476

2011 77,671 80,102 80,102 80,102 80,102 80,102 80,102 80,102 142,367 80,102

2012 21,196 22,966 22,966 22,966 22,966 22,966 22,966 (139,952) 22,966

2013 4,621 4,814 4,814 4,814 4,814 4,814 649 4,814

2014 3,246 3,254 3,254 3,254 3,254 544 3,254

2015 625 669 669 669 2,915 669

2016 2,586 2,586 2,586 264 2,586

2017 0 0 0 0

2018 0 0 0

936,775 848,150



2009 464,350 500,284 500,284 500,284 500,284 500,284 500,284 500,284 500,284 500,284

2010 217,718 233,476 233,476 233,476 233,476 233,476 233,476 233,476 233,476

2011 77,671 80,102 80,102 80,102 80,102 80,102 80,102 80,102

2012 21,196 22,966 22,966 22,966 22,966 22,966 22,966

2013 4,621 4,814 4,814 4,814 4,814 4,814

2014 3,246 3,254 3,254 3,254 3,254

2015 625 669 669 669

2016 2,586 2,586 2,586

2017 0 0

2018 0


92.32


Schedule P Adjustments for Excess WC


Ultimate


2009 4 205 778 1,099 1,340 2,045 3,153 3,544 6,335 8,342 103,137 46,102

2010 0 220 1,778 2,131 8,641 10,399 11,443 16,084 16,411 91,082 45,142

2011 0 401 556 759 2,002 5,117 5,758 6,422 68,951 39,567

2012 0 0 0 0 0 0 0 6,086 2,739

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

269,256 133,549



2009 1,382 5,569 6,744 7,432 7,318 8,917 11,117 18,101 21,648 21,954

2010 2,819 5,781 6,625 6,718 18,960 19,248 21,619 19,655 21,640

2011 259 1,446 2,171 5,301 8,674 9,336 9,503 9,334

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 0 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 0



2009 (15,998) (78,326) (127,923) (6,111) (3,839) (4,009) (1,879) 1 0 0

2010 (110,512) (111,824) (34,741) (34,340) (13,667) (1,827) 1 0 0

2011 (25,658) 37 37 2,039 2 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 13,089 19,136 20,810 21,807 21,999 21,999 21,999 21,999 21,999 21,999 51,588 21,999

2010 10,389 16,675 18,020 20,516 20,516 20,516 20,516 20,516 20,516 52,002 20,516

2011 22,964 32,218 33,508 33,508 33,508 33,508 33,508 33,508 59,880 33,508

2012 13,802 16,432 16,432 16,432 16,432 16,432 16,432 55,859 16,432

2013 495 495 495 495 495 495 (22,858) 495

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

196,471 92,951



2009 21,056 21,449 22,534 22,386 21,999 21,999 21,999 21,999 21,999 21,999

2010 17,360 18,795 19,286 20,516 20,516 20,516 20,516 20,516 20,516

2011 32,978 34,349 33,508 33,508 33,508 33,508 33,508 33,508

2012 20,434 16,432 16,432 16,432 16,432 16,432 16,432

2013 495 495 495 495 495 495

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 0 0 0 0 (1,277) (549) (25) 22 302 302 0 432

2010 0 0 0 (1,400) (2,543) (2,030) (2,027) (1,600) (1,534) 0 6

2011 0 0 (2,341) (3,028) (20,225) (19,153) (10,748) (5,692) 0 (5,775)

2012 0 (4,382) (3,477) (20,699) (20,708) (7,884) (6,955) 0 (6,868)

2013 242 6,487 (8,748) (8,034) (5,836) 3,804 102,998 6,347

2014 36,531 31,136 43,897 48,264 50,372 128,891 64,862

2015 97,688 115,798 118,423 120,150 197,783 124,183

2016 28,510 44,752 47,289 164,391 51,030

2017 28,528 44,317 151,241 74,926

2018 35,594 165,395 74,584

910,699 383,727



2009 0 0 0 0 (664) (479) (4) 142 342 302

2010 0 0 0 (1,120) (981) (312) (265) (181) (155)

2011 0 0 (2,028) (2,492) (2,710) (6,841) (5,930) (5,655)

2012 0 (3,666) (2,873) (3,069) (8,192) (7,579) (6,877)

2013 5,129 8,035 9,090 4,356 5,221 5,913

2014 65,208 70,115 82,304 65,659 64,196

2015 112,749 119,878 121,429 122,849

2016 42,109 48,522 48,834

2017 44,299 70,646

2018 57,383


Schedule P Adjustments for American Home Japan


Ultimate


2009 100 161 207 259 277 277 277 277 277 277 88 277

2010 347 424 502 536 536 536 536 536 536 515 536

2011 251 533 658 658 658 658 658 658 1,667 658

2012 328 515 515 515 515 515 515 1,616 515

2013 378 401 401 401 401 401 753 401

2014 8 8 8 8 8 (1,323) 8

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

3,316 2,395



2009 580 390 228 268 277 277 277 277 277 277

2010 855 489 541 562 536 536 536 536 536

2011 426 623 692 658 658 658 658 658

2012 724 587 515 515 515 515 515

2013 570 401 401 401 401 401

2014 8 8 8 8 8

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 0 0 0 0 0 0 0 87,878 239,109 239,109 0 (120,681)

2010 0 0 0 0 0 0 104,897 307,827 307,827 0 (96,861)

2011 0 0 0 0 0 122,847 359,831 359,831 0 (111,747)

2012 0 0 0 0 157,803 424,191 424,191 0 (92,969)

2013 0 0 0 183,794 425,739 425,739 0 (109,232)

2014 0 0 233,474 524,812 524,812 0 (146,191)

2015 0 298,227 653,783 653,783 0 (104,351)

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 (782,032)



2009 0 0 0 0 0 0 0 87,878 239,109 239,109

2010 0 0 0 0 0 0 104,897 307,827 307,827

2011 0 0 0 0 0 122,847 359,831 359,831


92.33

2012 0 0 0 0 157,803 424,191 424,191

2013 0 0 0 183,794 425,739 425,739

2014 0 0 233,474 524,812 524,812

2015 0 298,227 653,783 653,783

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 987 8,763 16,185 16,584 23,992 27,509 28,510 28,522 28,522 29,555 81,925 29,555

2010 (1) 1,335 11,271 24,639 24,743 27,728 32,761 32,761 62,968 61,227 62,968

2011 0 8,302 10,307 29,334 35,821 36,623 36,623 38,902 62,952 38,902

2012 6,752 39,787 49,477 83,981 87,066 87,949 99,138 73,483 99,138

2013 1,125 14,720 29,407 47,109 62,285 83,058 67,486 83,058

2014 4,730 21,499 33,984 49,565 97,739 67,130 97,739

2015 1,841 28,991 69,809 146,228 62,869 146,228

2016 23 12,535 37,107 19,376 37,107

2017 0 0 (2,734) 0

2018 0 0 0

493,714 594,695



2009 4,015 18,002 19,219 25,467 29,145 30,510 29,511 29,523 29,523 29,555

2010 2,007 13,344 24,054 27,912 29,779 33,780 32,761 32,762 62,968

2011 12,009 13,371 20,319 37,843 37,024 36,626 37,624 38,902

2012 16,783 49,500 66,439 87,449 88,183 87,950 99,138

2013 4,580 40,947 46,965 56,126 65,959 83,058

2014 13,264 42,123 51,384 58,681 97,739

2015 24,905 66,717 78,680 146,228

2016 9,017 18,752 37,107

2017 0 0

2018 0

Part H1 - Other Liability Occurrence - After Adjustments


Ultimate


2009 220,873 559,089 979,086 1,438,206 1,859,511 2,201,346 2,432,526 2,686,797 2,770,304 2,961,240 3,427,470 3,363,132

2010 169,522 574,787 1,038,294 1,457,374 1,788,165 2,057,041 2,278,481 2,563,737 2,695,995 3,235,173 3,226,363

2011 169,318 487,549 849,099 1,247,976 1,682,091 2,045,304 2,217,509 2,482,731 2,995,675 3,124,383

2012 92,284 284,150 579,320 958,663 1,266,781 1,625,511 1,780,157 2,794,319 2,570,119

2013 55,398 238,263 539,912 854,141 1,203,055 1,433,489 2,407,494 2,264,187

2014 98,257 322,253 559,091 970,382 1,221,995 2,630,829 2,290,646

2015 17,214 337,312 478,732 831,465 1,684,869 2,085,499

2016 48,288 305,149 480,233 1,872,528 1,893,777

2017 39,086 58,974 1,249,341 1,223,747

2018 33,658 1,050,302 986,511

23,348,001 23,028,363



2009 254,602 925,688 1,464,958 1,928,166 2,299,150 2,564,334 2,726,354 2,830,213 2,913,424 3,018,370

2010 472,621 1,010,596 1,529,468 1,898,136 2,224,787 2,450,468 2,684,995 2,755,156 2,826,168

2011 428,111 947,182 1,384,512 1,815,201 2,149,742 2,421,736 2,529,302 2,699,045

2012 261,021 595,639 996,283 1,457,125 1,712,968 1,919,974 2,005,615

2013 225,527 549,402 985,324 1,350,006 1,537,155 1,689,486

2014 218,197 539,204 971,288 1,289,816 1,483,831

2015 185,083 593,417 825,394 1,145,588

2016 206,916 497,254 758,010

2017 85,741 315,215

2018 121,653

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 83% 82%

2010 66% 63%

2011 78% 75%

2012 81% 79%

2013 67% 58%

2014 71% 74%

2015 66% 64%

2016 88% 82%

2017 77% 80%

2018 67% 67%

Average 73%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part H2 - Other Liability Claims Made - Unadjusted


Ultimate


2009 211,179 693,039 1,146,322 1,577,115 1,907,482 2,176,544 2,353,014 2,496,426 2,586,908 2,675,747 3,462,902 2,866,870

2010 141,636 532,538 902,773 1,170,703 1,428,597 1,658,988 1,776,389 1,960,122 2,039,970 3,333,001 2,207,275

2011 197,993 606,313 1,044,401 1,461,487 1,939,795 2,230,345 2,434,844 2,587,905 3,463,173 2,685,114

2012 156,896 426,671 894,634 1,498,513 1,771,036 2,071,746 2,302,711 3,189,376 2,572,553

2013 51,809 544,169 1,011,344 1,361,127 1,715,029 1,947,845 3,254,138 2,178,252

2014 86,631 503,152 1,015,663 1,558,551 1,895,262 3,239,448 2,297,806

2015 135,798 516,982 1,304,606 1,818,505 3,300,196 2,187,787

2016 194,366 928,970 1,517,093 3,141,233 2,767,815

2017 153,287 514,584 3,010,056 2,307,169

2018 47,138 2,717,167 1,823,295

32,110,690 23,893,937



2009 413,329 1,042,600 1,437,389 1,916,402 2,362,132 2,465,342 2,590,867 2,711,108 2,807,397 2,864,703

2010 313,150 908,475 1,356,956 1,579,294 1,730,241 1,920,460 2,039,740 2,132,593 2,174,723

2011 458,234 1,070,865 1,505,423 1,935,657 2,227,465 2,474,503 2,622,174 2,676,510

2012 517,361 1,014,069 1,474,515 2,043,208 2,204,161 2,446,103 2,554,403

2013 308,149 921,641 1,431,815 1,644,248 1,959,526 2,064,073

2014 295,403 917,935 1,470,052 1,978,760 2,191,044

2015 330,473 901,704 1,767,380 2,121,109

2016 447,288 1,327,990 1,867,517

2017 500,363 894,671

2018 438,516


Part H2- Other Liability - Claims Made



92.34

Part H2 - Other Liability Claims Made - Adjustments

TOTAL


Ultimate


2009 12,827 87,380 97,875 111,390 66,454 90,103 138,617 166,503 178,783 199,756 226,008 201,005

2010 4,695 15,445 33,113 18,537 39,718 90,519 105,764 163,877 187,294 145,746 193,308

2011 6,137 49,594 44,078 83,397 124,369 140,562 196,210 231,301 152,104 193,351

2012 13,445 (21,446) 40,368 96,943 92,405 191,291 247,439 124,026 157,009

2013 (97,165) 28,745 133,278 201,557 345,886 418,431 127,644 350,817

2014 25,165 93,704 157,489 374,424 448,835 517,249 280,157

2015 36,714 103,304 454,138 586,752 165,451 185,717

2016 42,836 249,157 372,596 341,148 460,192

2017 15,093 93,442 337,382 177,631

2018 (31,425) 252,366 173,078

2,389,123 1,572,039



2009 18,608 90,478 46,028 157,175 173,603 158,359 211,020 203,360 228,271 241,155

2010 15,144 50,124 73,175 86,388 93,097 129,394 138,874 194,362 205,362

2011 37,005 94,599 83,709 130,532 167,314 169,211 233,757 255,563

2012 23,037 30,648 92,555 127,241 132,886 228,432 274,421

2013 38,215 162,538 216,244 248,855 398,696 428,818

2014 105,026 153,904 192,519 403,119 465,573

2015 91,930 180,129 522,599 612,295

2016 158,110 303,285 403,526

2017 79,853 120,384

2018 78,330




Ultimate


2009 0 5,358 13,932 23,700 (23,381) (9,345) 35,806 54,142 40,685 46,810 0 93,129

2010 1,908 3,981 11,573 (5,912) 3,156 52,452 66,258 65,456 66,796 0 92,307

2011 4,177 34,733 21,312 50,477 88,274 94,042 88,632 103,983 0 124,059

2012 2,365 (55,320) 127 52,238 44,664 48,833 66,215 0 112,382

2013 (99,135) 14,294 79,327 138,344 148,886 159,158 0 177,375

2014 20,241 70,590 104,617 117,095 117,085 301,470 169,521

2015 29,017 55,413 70,888 105,228 0 135,975

2016 35,769 230,057 278,138 228,444 363,175

2017 10,857 87,928 266,193 167,961

2018 (32,195) 219,228 162,622

1,015,335 1,598,506



2009 0 42,129 (15,975) 43,092 58,017 40,538 92,076 86,767 86,865 88,209

2010 14,063 40,835 39,271 35,199 43,234 78,819 88,623 88,871 84,849

2011 37,452 69,759 47,687 85,921 112,474 105,812 110,539 126,735

2012 3,388 (15,804) 40,906 72,062 74,304 77,636 93,197

2013 21,550 109,444 137,422 161,159 166,425 169,423

2014 84,898 92,431 122,157 131,972 133,694

2015 60,819 79,072 93,095 118,850

2016 137,711 259,221 308,788

2017 64,212 114,663

2018 76,512




Ultimate


2009 11,277 77,566 77,566 77,566 77,566 77,566 77,566 77,566 77,566 77,566 52,124 77,566

2010 999 999 999 999 999 999 999 999 999 1,970 999

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

54,094 78,565



2009 16,731 77,566 77,566 77,566 77,566 77,566 77,566 77,566 77,566 77,566

2010 999 999 999 999 999 999 999 999 999

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 0 0 0 0 0 0 0 0 0 0 0 0

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 0



2009 (1,029) (35,668) (24,003) 0 0 0 0 0 0 0

2010 (3,420) (8,150) 0 0 0 0 0 0 0

2011 (4,415) 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




Ultimate


2009 308 43 542 669 687 687 687 687 687 687 34,305 687

2010 224 1,172 1,360 1,412 1,412 1,412 1,412 1,412 1,412 18,430 1,412

2011 313 582 805 805 805 805 805 805 26,062 805

2012 5 349 349 349 349 349 349 22,435 349

2013 2 2 2 2 2 2 4,960 2

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

106,193 3,255



2009 669 178 622 716 687 687 687 687 687 687

2010 795 1,542 1,401 1,412 1,412 1,412 1,412 1,412 1,412

2011 734 1,584 805 805 805 805 805 805

2012 229 349 349 349 349 349 349

2013 2 2 2 2 2 2

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


92.35




Ultimate


2009 0 0 0 0 (36) (55) (19) (19) (19) (19) 0 (19)

2010 0 0 0 (504) (205) (26) (20) (0) 6 0 24

2011 0 0 (1,039) (831) (308) (343) (335) (335) 0 1,190

2012 0 (1,183) (747) (182) (63) (61) (61) 0 (51)

2013 47 653 2,232 2,319 2,328 2,332 0 2,489

2014 1,078 5,356 5,417 5,618 5,970 23,791 6,546

2015 (5,982) (4,458) (4,031) (3,382) 22,257 9,400

2016 415 916 1,409 30,422 3,968

2017 579 1,857 37,475 6,013

2018 771 33,137 10,457

147,083 40,016



2009 0 0 0 0 (19) (55) (19) (19) (19) (19)

2010 0 0 0 (329) (186) (0) 2 21 21

2011 0 0 (598) (540) (53) (65) 1,183 1,175

2012 0 (1,077) (726) (142) (60) (61) (61)

2013 641 803 2,403 2,444 2,463 2,454

2014 1,544 5,518 5,531 6,383 6,099

2015 (4,876) (3,654) 7,839 8,538

2016 972 1,439 1,689

2017 1,393 2,064

2018 1,818


`



Ultimate


2009 0 0 0 0 0 0 0 0 25,641 25,641 0 (19,429)

2010 0 0 0 0 0 0 0 57,935 57,935 0 38,420

2011 0 0 0 0 0 0 56,965 56,965 0 (2,586)

2012 0 0 0 0 0 92,000 92,000 0 (44,606)

2013 0 0 0 0 126,881 126,881 0 40,892

2014 0 0 0 197,793 197,793 0 (23,897)

2015 0 0 307,469 307,469 0 (137,096)

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

0 (148,303)



2009 0 0 0 0 0 0 0 0 25,641 25,641

2010 0 0 0 0 0 0 0 57,935 57,935

2011 0 0 0 0 0 0 56,965 56,965

2012 0 0 0 0 0 92,000 92,000

2013 0 0 0 0 126,881 126,881

2014 0 0 0 197,793 197,793

2015 0 0 307,469 307,469

2016 0 0 0

2017 0 0

2018 0


`



Ultimate


2009 1,242 4,414 5,835 9,455 11,617 21,250 24,576 34,127 34,223 49,071 139,579 49,071

2010 1,564 9,292 19,180 22,542 34,357 35,682 37,115 38,076 60,146 125,346 60,146

2011 1,647 14,279 23,000 32,947 35,598 46,058 50,144 69,883 126,041 69,883

2012 11,076 34,708 40,638 44,538 47,455 50,169 88,935 101,590 88,935

2013 1,920 13,796 51,717 60,892 67,789 130,059 122,684 130,059

2014 3,846 17,759 47,454 53,919 127,987 191,987 127,987

2015 13,679 52,349 79,812 177,438 143,194 177,438

2016 6,652 18,184 93,049 82,281 93,049

2017 3,657 3,657 33,714 3,657

2018 0 0 0

1,066,418 800,225



2009 2,238 6,272 7,819 35,801 37,352 39,623 40,710 38,359 37,531 49,071

2010 2,707 14,897 31,503 49,106 47,637 48,163 47,838 45,124 60,146

2011 3,234 23,255 35,815 44,345 54,089 62,660 64,265 69,883

2012 19,421 47,180 52,025 54,972 58,293 58,507 88,935

2013 16,021 52,289 76,417 85,250 102,925 130,059

2014 18,585 55,955 64,831 66,970 127,987

2015 35,987 104,711 114,195 177,438

2016 19,427 42,626 93,049

2017 14,248 3,657

2018 0

Part H2 - Other Liability Claims Made - After Adjustments


Ultimate


2009 198,351 605,659 1,048,447 1,465,724 1,841,028 2,086,440 2,214,397 2,329,923 2,408,125 2,475,991 3,236,894 2,665,865

2010 136,940 517,094 869,661 1,152,166 1,388,879 1,568,469 1,670,625 1,796,244 1,852,676 3,187,255 2,013,967

2011 191,856 556,719 1,000,323 1,378,090 1,815,426 2,089,784 2,238,634 2,356,604 3,311,069 2,491,764

2012 143,451 448,117 854,266 1,401,570 1,678,631 1,880,454 2,055,272 3,065,350 2,415,544

2013 148,974 515,423 878,066 1,159,570 1,369,143 1,529,414 3,126,494 1,827,435

2014 61,466 409,448 858,174 1,184,127 1,446,427 2,722,199 2,017,649

2015 99,085 413,679 850,468 1,231,753 3,134,745 2,002,071

2016 151,530 679,814 1,144,497 2,800,085 2,307,623

2017 138,194 421,142 2,672,674 2,129,539

2018 78,563 2,464,801 1,650,216

29,721,567 21,521,673



2009 394,721 952,123 1,391,361 1,759,227 2,188,529 2,306,983 2,379,847 2,507,748 2,579,127 2,623,549

2010 298,006 858,351 1,283,781 1,492,906 1,637,144 1,791,066 1,900,866 1,938,231 1,969,361

2011 421,230 976,266 1,421,714 1,805,126 2,060,150 2,305,291 2,388,417 2,420,947

2012 494,324 983,420 1,381,961 1,915,967 2,071,274 2,217,671 2,279,982

2013 269,935 759,103 1,215,571 1,395,392 1,560,830 1,635,254

2014 190,377 764,031 1,277,534 1,575,641 1,725,471

2015 238,542 721,575 1,244,781 1,508,814

2016 289,177 1,024,705 1,463,990

2017 420,510 774,287

2018 360,186

(1) (2)

Accident Year

Booked

Unadjusted Loss

and ALAE Ratios

12/31/2018

Booked Adjusted

Loss & ALAE

Ratios

12/31/2018

2009 178% 149%

2010 81% 23%

2011 60% 35%

2012 81% 91%

2013 19% 18%

2014 98% 201%

2015 392% 718%

2016 76% 87%

2017 83% 84%

2018 94% 94%

Average 150%



Accident Year (3)


Loss & ALAE

Tails


Loss & ALAE

Tails


Part R2- Products Liability - Claims Made



92.36


Part R - Section 2 - Products Liability Claims Made - Unadjusted


Ultimate


2009 1,653 3,467 30,890 59,367 72,935 76,631 120,064 121,472 123,581 126,677 73,941 131,893

2010 1,348 2,219 10,920 18,298 40,002 41,568 42,547 45,934 55,572 71,624 58,101

2011 11,613 13,168 14,531 36,881 45,917 46,228 47,551 51,637 94,210 56,101

2012 5,800 6,353 45,207 48,321 51,407 52,925 69,912 103,119 83,043

2013 326 1,372 2,107 3,116 4,026 7,481 67,309 12,482

2014 1,211 1,670 1,511 2,880 9,572 20,414 20,083

2015 0 827 3,759 10,340 21,183 82,984

2016 446 1,124 5,654 23,656 18,063

2017 (77) (49) 30,310 25,070

2018 79 20,971 19,816

526,737 507,637



2009 2,489 11,243 73,234 78,612 79,877 112,736 123,401 124,545 124,696 126,677

2010 2,077 51,519 73,673 85,814 78,028 78,716 92,293 53,198 55,577

2011 12,341 14,756 17,997 47,898 46,519 46,397 47,730 51,643

2012 6,250 7,442 49,658 54,307 55,712 70,227 70,292

2013 1,300 2,150 3,001 3,442 4,133 7,501

2014 2,162 3,222 3,349 4,319 9,583

2015 501 61,235 66,024 70,771

2016 450 2,367 6,183

2017 3 15,051

2018 238

Part R - Section 2 - Products Liability Claims Made - Adjustments

TOTAL


Ultimate


2009 36 852 28,712 37,017 49,936 50,592 50,933 51,183 52,859 57,214 23,780 57,214

2010 14 899 8,806 12,052 32,750 33,255 34,262 35,817 47,221 23,413 47,221

2011 8 987 1,197 18,299 26,625 27,099 27,074 34,499 31,722 34,499

2012 1 175 253 659 1,758 5,670 14,635 27,603 14,635

2013 6 268 289 240 246 3,200 15,999 3,200

2014 0 8 15 30 5,489 13,140 5,489

2015 0 18 1,523 5,795 10,438 5,795

2016 0 0 1,851 4,924 1,851

2017 0 0 325 0

2018 0 0 0

151,344 169,903



2009 233 8,021 38,209 41,024 52,157 52,258 52,285 53,527 53,611 57,214

2010 448 1,433 22,418 35,785 37,106 37,186 41,367 42,791 47,221

2011 63 2,305 3,045 28,091 27,177 27,218 27,194 34,499

2012 24 502 944 5,909 5,908 5,780 14,635

2013 46 356 304 240 246 3,200

2014 121 1,071 1,163 1,276 5,489

2015 31 30 1,524 5,795

2016 9 100 1,851

2017 0 0

2018 0

Part R - Section 2 - Products Liability Claims Made - Adjustments



Ultimate


2009 36 852 28,712 37,017 49,936 50,592 50,933 51,183 52,859 57,214 23,780 57,214

2010 14 899 8,806 12,052 32,750 33,255 34,262 35,817 47,221 23,413 47,221

2011 8 987 1,197 18,299 26,625 27,099 27,074 34,499 31,722 34,499

2012 1 175 253 659 1,758 5,670 14,635 27,603 14,635

2013 6 268 289 240 246 3,200 15,999 3,200

2014 0 8 15 30 5,489 13,140 5,489

2015 0 18 1,523 5,795 10,438 5,795

2016 0 0 1,851 4,924 1,851

2017 0 0 325 0

2018 0 0 0

151,344 169,903



2009 233 8,021 38,209 41,024 52,157 52,258 52,285 53,527 53,611 57,214

2010 448 1,433 22,418 35,785 37,106 37,186 41,367 42,791 47,221

2011 63 2,305 3,045 28,091 27,177 27,218 27,194 34,499

2012 24 502 944 5,909 5,908 5,780 14,635

2013 46 356 304 240 246 3,200

2014 121 1,071 1,163 1,276 5,489

2015 31 30 1,524 5,795

2016 9 100 1,851

2017 0 0

2018 0

Part R - Section 2 - Products Liability Claims Made - After Adjustments


Ultimate


2009 1,617 2,615 2,178 22,350 22,999 26,039 69,131 70,289 70,722 69,463 50,161 74,679

2010 1,334 1,320 2,114 6,246 7,252 8,313 8,285 10,117 8,351 48,211 10,880

2011 11,605 12,181 13,334 18,582 19,292 19,129 20,477 17,138 62,488 21,602

2012 5,799 6,178 44,954 47,662 49,649 47,255 55,277 75,516 68,408

2013 320 1,104 1,818 2,876 3,780 4,281 51,310 9,282

2014 1,211 1,662 1,496 2,850 4,083 7,274 14,594

2015 0 809 2,236 4,545 10,745 77,190

2016 446 1,124 3,803 18,732 16,213

2017 (77) (49) 29,985 25,070

2018 79 20,971 19,816

375,393 337,734



2009 2,256 3,222 35,025 37,588 27,720 60,478 71,116 71,018 71,085 69,463

2010 1,629 50,086 51,255 50,029 40,922 41,530 50,926 10,407 8,356

2011 12,278 12,451 14,952 19,807 19,342 19,179 20,536 17,144

2012 6,226 6,940 48,714 48,398 49,804 64,447 55,657

2013 1,254 1,794 2,697 3,202 3,887 4,301

2014 2,041 2,151 2,186 3,043 4,094

2015 470 61,205 64,500 64,976

2016 441 2,267 4,332

2017 3 15,051

2018 238

Total Short Tail Lines - Adjustments

American International Insurance Company Quota Share

Part I - Special Property

Schedule P

Ultimate


2009 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796 36,304 8,796

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

36,304 8,796


2009 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796 8,796

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0




92.37

Part J - Auto Physical Damage

Schedule P

Ultimate


2009 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024 297,529 191,024

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

297,529 191,024


2009 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024 191,024

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0

Part L - Accident & Health and Credit

Schedule P

Ultimate


2009 634 634 634 634 634 634 634 634 634 634 910 634

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

910 634


2009 634 634 634 634 634 634 634 634 634 634

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0

Certain Non-US Business Restructure


Schedule P

Ultimate


2009 62,099 85,876 105,837 122,152 116,282 120,196 122,173 122,559 122,753 117,758 214,828 118,527

2010 82,153 154,853 182,295 164,627 191,701 190,346 194,638 195,227 196,309 225,412 197,585

2011 125,035 191,653 177,317 238,984 264,400 261,109 261,760 263,702 237,139 267,007

2012 47,647 (30,298) 42,345 90,204 100,454 100,657 85,319 82,453 88,640

2013 (359,487) (165,366) (17,775) 22,280 22,342 28,812 76,449 50,549

2014 76,608 283,587 442,782 457,911 461,643 407,301 480,341

2015 61,483 223,071 215,282 218,202 475,734 356,581

2016 94,387 240,301 352,418 566,444 430,906

2017 250,554 494,867 446,091 742,371

2018 56,021 373,784 164,524

3,105,637 2,897,031


2009 98,181 119,777 129,531 125,860 124,266 125,628 125,335 124,742 125,638 118,431

2010 204,570 214,520 213,960 211,642 203,923 197,920 199,426 197,198 197,313

2011 261,456 259,535 262,792 258,998 252,138 266,178 266,800 266,417

2012 88,573 82,579 82,618 106,002 107,196 107,929 88,770

2013 15,058 35,237 35,132 47,107 49,684 49,951

2014 463,856 514,111 476,553 481,240 479,750

2015 164,913 348,706 357,353 349,494

2016 335,349 404,353 415,846

2017 661,933 724,947

2018 111,035


Schedule P

Ultimate


2009 8,581 20,951 22,111 22,940 20,060 22,377 23,474 24,957 26,225 27,524 51,532 28,555

2010 14,094 22,946 25,115 19,581 23,256 25,284 27,080 28,377 29,544 55,389 30,659

2011 26,612 34,192 26,693 30,261 32,513 34,300 34,772 35,811 55,389 36,878

2012 16,976 8,566 14,355 16,876 19,037 20,262 21,484 50,019 22,401

2013 8,005 17,012 17,502 18,561 18,628 18,726 17,998 19,221

2014 16,841 26,185 29,247 32,191 32,320 30,295 32,842

2015 20,894 48,169 64,172 64,419 92,568 65,794

2016 49,684 71,698 73,421 139,944 75,815

2017 52,755 68,421 123,759 73,688

2018 42,394 98,067 58,337

714,961 444,189


2009 15,795 22,282 23,857 24,326 24,604 26,176 27,019 26,951 27,729 28,365

2010 20,552 25,480 27,276 26,165 28,025 28,880 29,426 30,023 30,479

2011 33,471 37,466 33,691 35,476 35,624 36,262 36,344 36,591

2012 24,083 17,852 20,517 20,599 20,825 21,685 21,986

2013 13,456 18,390 18,325 19,279 18,751 18,794

2014 24,145 26,736 29,523 32,380 32,376

2015 32,525 49,495 65,269 64,868

2016 67,109 74,921 74,978

2017 69,583 71,092

2018 56,412

Part K - Fidelity/Surety

Schedule P

Ultimate


2009 (200) 2,440 2,777 3,563 3,477 3,711 4,687 4,591 4,580 4,569 16,650 6,998

2010 4,090 7,172 12,059 11,672 11,750 12,398 12,179 12,273 12,493 15,041 13,301

2011 678 4,174 16,946 17,313 19,551 18,527 18,555 18,568 15,041 18,816

2012 1,620 (5,113) (3,368) (438) 3,308 6,094 6,644 16,855 7,752

2013 (19,507) (15,004) (8,263) (3,876) (3,874) (3,648) 219 (2,225)

2014 (7,013) (738) 5,444 6,175 6,815 39,882 9,329

2015 1,496 16,782 11,734 12,393 39,738 28,549

2016 (1,850) 2,081 6,624 45,324 4,148

2017 38,515 31,192 37,394 54,558

2018 (452) 26,828 19,291

252,973 160,516


2009 3,778 4,578 3,338 4,041 4,493 3,809 4,712 4,652 4,605 4,587

2010 4,846 11,720 12,225 11,995 12,054 12,412 12,195 13,122 12,857

2011 20,533 15,714 18,445 19,369 20,349 19,058 18,600 18,612

2012 3,380 882 (453) 2,190 6,286 6,726 7,260

2013 (7,754) (5,443) (3,982) (2,297) (2,274) (2,618)

2014 (2,410) 1,018 6,650 8,806 7,592

2015 15,223 21,708 25,803 27,534

2016 1,165 2,882 6,709

2017 44,760 41,818

2018 5,338


Schedule P

Ultimate


2009 64,514 114,738 129,242 131,298 131,701 132,087 132,107 132,111 132,112 132,114 183,938 132,116

2010 91,241 157,338 163,331 163,749 164,815 165,323 165,652 165,945 166,210 276,668 166,366

2011 78,112 126,030 128,732 130,629 130,964 131,168 131,353 131,386 276,668 131,442

2012 47,839 66,255 70,140 70,656 70,658 70,604 70,615 156,040 70,743

2013 12,085 22,187 23,478 23,748 23,687 23,754 32,814 23,872

2014 14,282 23,513 28,629 28,311 27,966 84,776 28,175

2015 1,187 18,837 23,146 24,220 171,984 25,289

2016 41,337 91,065 100,364 269,687 102,684

2017 93,244 135,819 335,143 145,913

2018 97,236 331,778 146,393

2,119,496 972,994


2009 98,030 125,335 131,956 132,310 131,701 132,180 132,141 132,124 132,116 132,116

2010 123,485 164,197 164,999 164,476 165,336 165,957 165,783 166,099 166,373

2011 104,929 132,367 130,917 131,219 131,143 131,391 131,413 131,441

2012 67,618 67,595 70,909 71,074 70,894 70,718 70,742

2013 31,863 24,075 24,061 23,904 23,884 23,879

2014 21,247 25,258 28,896 28,509 28,178

2015 11,792 21,434 25,215 25,233

2016 58,892 96,558 101,870

2017 108,059 141,291

2018 110,624














92.38

UK Quota Share


Schedule P

Ultimate


2009 14,837 20,474 20,474 20,474 20,474 20,474 20,474 20,474 20,474 20,474 20,022 20,474

2010 512 512 512 512 512 512 512 512 512 622 513

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

20,644 20,987


2009 26,389 20,474 20,474 20,474 20,474 20,474 20,474 20,474 20,474 20,474

2010 513 513 513 513 513 513 513 513 513

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P

Ultimate


2009 1,456 2,455 2,455 2,455 2,455 2,455 2,455 2,455 2,455 2,455 3,399 2,455

2010 71 71 71 71 71 71 71 71 71 332 71

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

3,731 2,526


2009 2,219 2,455 2,455 2,455 2,455 2,455 2,455 2,455 2,455 2,455

2010 71 71 71 71 71 71 71 71 71

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P

Ultimate


2009 497 1,045 1,045 1,045 1,045 1,045 1,045 1,045 1,045 1,045 2,668 1,045

2010 70 70 70 70 70 70 70 70 70 512 70

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

3,180 1,115


2009 825 1,045 1,045 1,045 1,045 1,045 1,045 1,045 1,045 1,045

2010 70 70 70 70 70 70 70 70 70

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P

Ultimate


2009 4,990 8,677 8,677 8,677 8,677 8,677 8,677 8,677 8,677 8,677 24,307 8,677

2010 874 874 874 874 874 874 874 874 874 3,981 874

2011 0 0 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0 0 0

2013 0 0 0 0 0 0 0 0

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

28,288 9,551


2009 6,179 8,677 8,677 8,677 8,677 8,677 8,677 8,677 8,677 8,677

2010 874 874 874 874 874 874 874 874 874

2011 0 0 0 0 0 0 0 0

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0



Schedule P

Ultimate


2009 3,583 5,716 5,826 5,882 5,886 5,886 5,886 5,886 5,886 5,886 22,694 5,886

2010 7,092 8,005 8,258 8,347 8,347 8,347 8,347 8,347 8,347 14,664 8,347

2011 15,183 18,202 18,305 18,305 18,305 18,305 18,305 18,305 15,121 18,305

2012 4,675 5,510 5,510 5,510 5,510 5,510 5,510 10,355 5,510

2013 237 237 237 237 237 237 (50,607) 237

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

12,227 38,284


2009 4,917 5,975 5,991 5,936 5,886 5,886 5,886 5,886 5,886 5,886

2010 8,397 10,205 8,361 8,347 8,347 8,347 8,347 8,347 8,347

2011 18,361 18,846 18,305 18,305 18,305 18,305 18,305 18,305

2012 5,469 5,510 5,510 5,510 5,510 5,510 5,510

2013 237 237 237 237 237 237

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P

Ultimate


2009 31,937 33,937 34,012 34,164 34,203 34,203 34,203 34,203 34,203 34,203 62,832 34,203

2010 28,884 32,011 32,247 32,278 32,278 32,278 32,278 32,278 32,278 69,446 32,278

2011 32,600 37,227 37,301 37,301 37,301 37,301 37,301 37,301 71,135 37,301

2012 33,353 36,902 36,902 36,902 36,902 36,902 36,902 64,654 36,902

2013 7,036 7,036 7,036 7,036 7,036 7,036 (24,838) 7,036

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

243,229 147,721


2009 34,426 34,047 34,048 34,173 34,203 34,203 34,203 34,203 34,203 34,203

2010 32,391 32,147 32,289 32,278 32,278 32,278 32,278 32,278 32,278

2011 35,865 37,307 37,301 37,301 37,301 37,301 37,301 37,301

2012 36,610 36,902 36,902 36,902 36,902 36,902 36,902

2013 7,036 7,036 7,036 7,036 7,036 7,036

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P

Ultimate


2009 13 18 18 18 18 18 18 18 18 18 77 18

2010 1 1 1 1 1 1 1 1 1 295 1

2011 10 13 14 14 14 14 14 14 545 14















92.39

2012 (0) 3 3 3 3 3 3 271 3

2013 4 4 4 4 4 4 57 4

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

1,246 41


2009 19 18 18 18 18 18 18 18 18 18

2010 4 1 1 1 1 1 1 1 1

2011 20 17 14 14 14 14 14 14

2012 5 3 3 3 3 3 3

2013 4 4 4 4 4 4

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P

Ultimate


2009 52,114 93,130 101,228 102,892 103,405 103,405 103,405 103,405 103,405 103,405 265,894 103,405

2010 65,838 120,415 126,470 127,217 127,217 127,217 127,217 127,217 127,217 291,641 127,217

2011 86,167 136,336 139,367 139,367 139,367 139,367 139,367 139,367 311,318 139,367

2012 68,266 90,232 90,232 90,232 90,232 90,232 90,232 333,679 90,232

2013 8,062 8,062 8,062 8,062 8,062 8,062 841 8,062

2014 0 0 0 0 0 0 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

1,203,373 468,283


2009 74,823 100,300 103,888 103,705 103,405 103,405 103,405 103,405 103,405 103,405

2010 98,891 128,342 128,359 127,217 127,217 127,217 127,217 127,217 127,217

2011 133,370 143,412 139,367 139,367 139,367 139,367 139,367 139,367

2012 101,278 90,232 90,232 90,232 90,232 90,232 90,232

2013 8,062 8,062 8,062 8,062 8,062 8,062

2014 0 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0

Japan Quota Share


Schedule P

Ultimate


2009 0 0 0 0 (293) (7) (19) (19) (19) 173 0 178

2010 0 0 0 (626) 18 (14) (14) (14) 741 0 541

2011 0 0 (3,757) 10 24 24 28 1,116 0 11,189

2012 0 (1,486) (94) 279 288 288 1,135 0 1,142

2013 1,582 19,371 20,923 21,011 21,035 21,727 13,395 21,742

2014 40,739 63,788 65,486 65,889 66,916 84,791 67,098

2015 34,041 50,846 52,638 53,632 92,949 55,290

2016 49,738 72,061 73,011 108,344 73,785

2017 41,706 63,827 104,671 68,857

2018 174,452 148,573 367,001

552,723 666,824


2009 0 0 0 0 0 0 0 1 (14) 178

2010 0 0 0 (1) 22 (0) (10) (13) 742

2011 0 0 (68) 19 47 42 32 1,120

2012 0 (471) 28 316 289 288 1,139

2013 16,853 19,554 20,967 21,030 21,058 21,729

2014 59,300 65,074 66,180 66,515 67,075

2015 47,234 53,558 55,518 55,199

2016 80,635 74,935 73,569

2017 58,682 68,082

2018 313,346


Schedule P

Ultimate


2009 0 0 0 0 0 (4) 0 (2) (4) (5) 0 (5)

2010 0 0 0 34 (12) (3) (7) (8) (10) 0 (5)

2011 0 0 4 (39) (11) (30) (22) (24) 0 (16)

2012 0 (38) (79) (8) (22) (22) (35) 0 (35)

2013 7,019 11,210 11,307 11,330 11,337 11,332 79,349 11,336

2014 43,639 47,923 47,887 47,874 47,879 91,111 47,886

2015 30,150 34,100 34,130 34,238 73,020 34,291

2016 32,136 35,510 35,612 80,990 35,636

2017 29,153 32,403 67,791 32,404

2018 74,057 198,340 90,568

590,602 252,060


2009 0 0 0 0 0 (4) 0 (2) (4) (5)

2010 0 0 0 39 (8) 0 (2) (2) (5)

2011 0 0 25 (21) 1 (14) (15) (17)

2012 0 117 (20) 0 (22) (22) (35)

2013 11,055 11,346 11,366 11,336 11,337 11,332

2014 46,998 48,018 47,937 47,919 47,888

2015 33,590 34,211 34,195 34,303

2016 35,440 35,660 35,665

2017 32,539 32,515

2018 91,996


Schedule P

Ultimate


2009 0 0 0 0 0 0 0 0 (0) (0) 0 (0)

2010 0 0 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0 0 (0)

2012 0 (69) (104) (28) (28) 14 14 0 14

2013 0 23 67 67 67 67 520 67

2014 35 123 133 157 162 1,076 163

2015 163 161 161 161 1,191 169

2016 1 1 1 1,589 51

2017 0 0 1,632 256

2018 42 1,800 904

7,808 1,624


2009 0 0 0 0 0 0 0 0 0 (0)

2010 0 0 0 0 0 0 0 0 0

2011 0 0 0 0 0 0 0 0

2012 0 (30) (3) (1) (16) 14 14

2013 0 23 67 67 67 67

2014 36 124 134 157 163

2015 163 161 161 161

2016 1 1 1

2017 0 0

2018 431


Schedule P

Ultimate


2009 0 0 0 0 (4,501) (2,353) (404) (205) (11) 9 0 364

2010 0 0 0 (6,887) (3,571) (452) 515 837 979 0 1,125

2011 0 0 (12,486) (7,545) (3,038) (2,043) (1,542) 13 0 624

2012 0 (27,476) (12,211) (4,647) (1,960) (1,101) (799) 0 391

2013 (23,881) 61,208 78,199 82,343 83,692 85,139 193,537 87,002

2014 107,050 191,527 204,851 209,988 211,847 431,525 214,317

2015 41,532 108,818 119,860 124,154 370,129 126,894

2016 79,499 144,104 153,296 424,673 163,014

2017 83,701 146,584 407,409 164,891

2018 89,186 508,583 184,635

2,335,857 943,257


2009 0 0 0 0 (1,754) (1,322) (0) 234 361 364

2010 0 0 0 (2,488) (1,898) (0) 889 1,059 1,091

2011 0 0 (3,799) (2,882) (226) (396) (491) 350

2012 0 (4,930) (4,668) (768) (20) 69 70

2013 56,122 80,926 85,003 85,926 86,652 86,746

2014 178,087 209,920 212,044 213,390 213,939

2015 100,188 123,914 126,014 126,165

2016 142,249 161,120 161,649

2017 147,063 162,507

2018 156,838













92.40



Schedule P

Ultimate


2009 0 0 0 0 0 0 0 0 0 0 0 0

2010 128,942 252,592 401,554 415,890 422,200 424,742 428,178 429,109 429,701 0 429,716

2011 307,351 808,926 1,004,287 1,055,082 1,081,668 1,094,829 1,098,526 1,098,215 0 1,114,909

2012 357,356 1,361,062 1,702,854 1,859,599 1,934,560 2,017,302 2,022,222 0 2,055,303

2013 201,354 173,796 204,397 220,093 228,151 255,425 0 297,783

2014 98,350 214,630 253,421 264,940 276,675 0 286,973

2015 73,787 175,399 198,809 207,466 0 213,066

2016 215,533 459,892 517,874 0 571,020

2017 442,877 1,286,904 0 1,958,809

2018 290,692 0 720,952

7,648,530


2009 0 0 0 0 0 0 0 0 0 0

2010 337,907 341,626 412,468 426,121 424,949 427,587 429,258 429,129 429,716

2011 958,985 1,065,581 1,123,539 1,115,268 1,105,614 1,106,908 1,104,661 1,104,848

2012 817,703 1,943,435 1,955,456 1,980,191 2,073,131 2,054,266 2,055,303

2013 381,028 303,489 293,525 290,836 292,410 297,792

2014 297,635 294,034 288,338 289,599 288,086

2015 175,259 216,469 212,110 213,141

2016 569,158 572,574 557,466

2017 1,568,102 1,719,485

2018 562,378


Schedule P

Ultimate


2009 0 0 0 0 0 0 0 0 0 0 0 0

2010 637 667 689 672 672 672 672 672 672 0 672

2011 983 1,428 1,082 1,082 1,082 1,082 1,082 1,082 0 1,082

2012 6,944 15,332 15,104 15,080 15,080 15,080 15,080 0 15,080

2013 781 777 780 780 780 780 0 780

2014 61 436 437 437 436 0 436

2015 701 660 661 656 0 655

2016 2,441 2,265 2,266 0 2,271

2017 11,870 11,141 0 10,922

2018 13,385 0 25,022

0 56,922


2009 0 0 0 0 0 0 0 0 0 0

2010 642 667 689 672 672 672 672 672 672

2011 1,032 4,959 1,082 1,082 1,082 1,082 1,082 1,082

2012 15,292 15,336 15,104 15,080 15,080 15,080 15,080

2013 812 777 780 780 780 780

2014 66 436 437 437 436

2015 723 660 661 655

2016 2,491 2,283 2,271

2017 12,815 10,922

2018 16,588

American Home Japan


Schedule P

Ultimate


2009 (0) (0) (0) (0) (0) (0) (0) 0 0 0 26 0

2010 0 (0) (0) (0) (0) (0) 0 0 0 29 0

2011 563 563 563 563 563 563 563 563 28 563

2012 0 0 0 0 0 0 0 7 0

2013 0 0 0 0 0 0 4 0

2014 21 0 0 0 0 1 0

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

94 563


2009 (0) (0) (0) (0) (0) (0) (0) 0 0 0

2010 0 (0) (0) (0) (0) (0) 0 0 0

2011 563 563 563 563 563 563 563 563

2012 0 0 0 0 0 0 0

2013 0 0 0 0 0 0

2014 21 0 0 0 0

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P

Ultimate


2009 4,540 4,879 5,051 5,058 5,059 5,059 5,059 5,059 5,059 5,059 7,946 5,059

2010 5,341 5,772 5,928 5,932 5,932 5,932 5,932 5,932 5,932 8,434 5,932

2011 5,204 5,784 5,798 5,798 5,798 5,798 5,798 5,798 8,704 5,798

2012 4,448 4,886 4,887 4,887 4,887 4,887 4,887 8,744 4,887

2013 3,092 3,228 3,228 3,228 3,228 3,228 7,523 3,228

2014 808 808 808 808 808 1,074 808

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

42,424 25,711


2009 4,806 4,900 5,051 5,058 5,059 5,059 5,059 5,059 5,059 5,059

2010 5,694 5,797 5,929 5,932 5,932 5,932 5,932 5,932 5,932

2011 5,642 5,814 5,798 5,798 5,798 5,798 5,798 5,798

2012 4,892 4,887 4,887 4,887 4,887 4,887 4,887

2013 3,484 3,228 3,228 3,228 3,228 3,228

2014 808 808 808 808 808

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0


Schedule P

Ultimate


2009 104,633 170,581 183,535 189,255 192,232 192,581 192,581 192,581 192,581 192,581 572,251 192,581

2010 137,844 225,610 242,551 248,249 248,721 248,721 248,721 248,721 248,721 646,870 248,721

2011 172,323 274,313 286,874 288,185 288,185 288,185 288,185 288,185 724,914 288,185

2012 181,420 274,294 277,894 277,894 277,894 277,894 277,894 743,031 277,894

2013 173,986 209,369 209,369 209,369 209,369 209,369 638,503 209,369

2014 35,327 35,327 35,327 35,327 35,327 36,951 35,327

2015 0 0 0 0 0 0

2016 0 0 0 0 0

2017 0 0 0 0

2018 0 0 0

3,362,521 1,252,077


2009 175,058 188,224 188,422 191,377 193,222 192,581 192,581 192,581 192,581 192,581

2010 228,585 249,086 246,896 250,545 248,721 248,721 248,721 248,721 248,721

2011 256,774 288,193 290,961 288,185 288,185 288,185 288,185 288,185

2012 258,321 285,744 277,894 277,894 277,894 277,894 277,894

2013 240,084 209,369 209,369 209,369 209,369 209,369

2014 35,327 35,327 35,327 35,327 35,327

2015 0 0 0 0

2016 0 0 0

2017 0 0

2018 0



Schedule P

Ultimate


2009 - - - - - - - - 1,844 1,844 0 4,060

2010 - - - - - - - 278 278 0 427

2011 - - - - - - 411 411 0 (2,569)

2012 - - - - - 1,856 1,856 0 2,182

2013 - - - - 1,906 1,906 0 207

2014 - - - 3,630 3,630 0 (13,941)

2015 - - 5,207 5,207 0 (7,760)

2016 - - - 0 -

2017 - - 0 -

2018 - 0 -


2009 - - - - - - - - 1,844 1,844

2010 - - - - - - - 278 278

2011 - - - - - - 411 411

2012 - - - - - 1,856 1,856

2013 - - - - 1,906 1,906

2014 - - - 3,630 3,630

2015 - - 5,207 5,207

2016 - - -

2017 - -

2018 -


Schedule P

Ultimate


2009 - - - - - - - - - - 0 84

2010 - - - - - - - 1 1 0 5

2011 - - - - - - 1 1 0 68

2012 - - - - - 7 7 0 110















92.41

2013 - - - - 8 8 0 (167)

2014 - - - 71 71 0 259

2015 - - 294 294 0 2,726

2016 - - - 0 -

2017 - - 0 -

2018 - 0 -


2009 - - - - - - - - - -

2010 - - - - - - - 1 1

2011 - - - - - - 1 1

2012 - - - - - 7 7

2013 - - - - 8 8

2014 - - - 71 71

2015 - - 294 294

2016 - - -

2017 - -

2018 -



SCHEDULE T - EXHIBIT OF PREMIUMS WRITTENAllocated by States and Territories

1 Gross Premiums, Including Policy and Membership Fees, Less Return Premiums and Premiums on Policies Not

Taken

4

DividendsPaid or

5

Direct

6 7 8

Finance and

9Direct

Premiums Written for

Federal

States, Etc.

ActiveStatus

(a)

2Direct

Premiums Written

3Direct

Premiums Earned

Credited to Policyholders

on Direct Business

LossesPaid

(DeductingSalvage)

DirectLosses Incurred

DirectLossesUnpaid

Service Charges Not Included in Premiums

Purchasing Groups

(Included in Column 2)

1. Alabama AL L 129,142,982 133,790,984 0 112,598,424 61,524,497 388,364,249 0 608,579

2. Alaska AK L 66,273,214 69,541,828 0 21,567,871 19,032,875 136,066,601 0 441,123

3. Arizona AZ L 170,049,181 183,014,055 0 190,189,887 146,256,779 475,401,115 0 1,081,741

4. Arkansas AR L 90,200,484 90,401,646 0 53,218,299 100,496,375 321,681,770 0 276,142

5. California CA L 1,857,929,396 1,993,504,379 0 2,248,858,077 3,167,760,299 7,456,129,023 0 13,610,114

6. Colorado CO L 221,205,946 219,480,246 0 251,535,215 257,274,961 623,090,067 0 939,558

7. Connecticut CT L 243,674,839 240,477,715 0 192,883,102 144,054,156 683,661,464 0 3,192,549

8. Delaware DE L 65,710,643 161,845,443 0 45,356,979 63,679,106 220,369,319 0 387,367

9. District of Columbia DC L 65,136,964 70,932,317 0 40,722,214 9,911,477 186,162,358 0 31,686

10. Florida FL L 1,285,960,755 1,327,672,963 0 1,112,442,012 861,619,356 2,576,731,554 0 1,881,336

11. Georgia GA L 377,488,148 375,444,984 0 279,802,751 234,440,497 1,095,665,115 0 1,151,084

12. Hawaii HI L 87,072,352 92,005,318 0 43,405,233 (31,930,471) 189,254,105 0 425,864

13. Idaho ID L 41,764,643 43,197,309 0 28,973,180 21,624,394 91,318,118 0 168,406

14. Illinois IL L 642,022,486 677,064,790 0 556,801,074 347,383,078 2,234,802,611 0 2,502,192

15. Indiana IN L 232,670,771 236,329,557 0 146,289,605 (39,777,261) 628,525,505 0 675,226

16. Iowa IA L 98,490,280 97,076,386 0 71,348,561 59,710,294 283,634,418 0 375,653

17. Kansas KS L 113,995,747 115,206,983 0 85,753,175 96,159,676 277,734,718 0 311,523

18. Kentucky KY L 101,836,672 105,768,477 0 85,402,296 56,674,300 368,939,185 0 530,292

19. Louisiana LA L 247,078,774 250,424,824 0 178,973,517 148,202,905 707,850,041 0 715,806

20. Maine ME L 30,591,730 31,912,569 0 24,202,681 23,575,586 60,626,777 0 180,722

21. Maryland MD L 183,258,276 185,474,240 0 150,549,613 104,676,425 528,616,166 0 1,247,278

22. Massachusetts MA L 462,559,344 463,953,100 0 267,541,417 337,761,489 1,205,351,382 0 589,001

23. Michigan MI L 216,150,881 223,677,561 0 143,464,258 149,046,236 675,554,967 0 1,163,792

24. Minnesota MN L 188,389,110 192,990,610 0 101,239,902 76,977,025 485,072,029 0 718,077

25. Mississippi MS L 87,613,972 91,245,277 0 57,433,811 39,121,998 162,257,949 0 305,843

26. Missouri MO L 180,835,417 183,375,314 0 231,291,312 205,431,856 602,525,759 0 645,893

27. Montana MT L 34,269,137 32,607,727 0 30,822,856 29,614,713 77,277,908 0 254,582

28. Nebraska NE L 95,893,090 96,749,012 0 80,420,100 68,269,152 148,064,802 0 387,810

29. Nevada NV L 113,661,150 113,660,701 0 115,797,036 655,590,298 1,046,468,665 0 300,918

30. New Hampshire NH L 34,185,363 35,326,297 0 26,887,323 8,964,516 105,244,012 0 155,239

31. New Jersey NJ L 476,941,268 480,034,480 0 415,367,728 415,442,147 1,798,818,856 0 2,448,183

32. New Mexico NM L 47,985,598 51,658,793 0 61,992,437 53,838,885 137,784,333 0 305,031

33. New York NY L 1,486,506,660 1,569,297,478 0 1,614,615,910 976,275,504 6,084,132,040 0 3,385,035

34. North Carolina NC L 263,354,043 258,161,139 0 234,994,617 586,802,558 899,133,317 0 1,094,670

35. North Dakota ND L 45,414,494 46,206,089 0 20,058,243 11,492,844 47,709,270 0 46,260

36. Ohio OH L 294,329,731 291,916,950 0 228,563,350 80,123,914 852,808,367 0 2,207,835

37. Oklahoma OK L 170,363,146 175,094,529 0 145,345,316 155,140,030 422,993,319 0 438,290

38. Oregon OR L 88,804,438 90,589,233 0 46,277,238 (6,910,108) 288,973,659 0 675,573

39. Pennsylvania PA L 488,151,167 518,102,014 0 317,010,154 323,965,152 1,506,950,667 0 2,444,657

40. Rhode Island RI L 56,716,468 54,416,415 0 34,608,748 35,847,492 115,970,639 0 81,337

41. South Carolina SC L 188,693,360 195,475,687 0 106,985,554 85,252,507 343,186,592 0 524,998

42. South Dakota SD L 60,608,086 57,769,299 0 39,716,605 43,627,890 48,300,620 0 102,317

43. Tennessee TN L 184,672,855 195,965,205 0 161,852,977 135,452,386 622,456,547 0 897,166

44. Texas TX L 1,241,146,817 1,272,928,416 0 1,203,843,407 953,280,620 3,944,078,303 0 13,905,501

45. Utah UT L 92,832,203 87,788,196 0 45,038,283 55,699,900 195,929,380 0 414,487

46. Vermont VT L 24,127,166 26,314,952 0 23,516,199 20,521,162 52,680,117 0 70,946

47. Virginia VA L 332,234,112 330,335,576 0 200,773,638 166,596,172 895,985,950 0 2,934,194

48. Washington WA L 346,096,841 329,481,077 0 164,237,628 133,118,322 522,222,701 0 972,466

49. West Virginia WV L 118,092,742 116,967,591 0 70,596,443 72,061,843 250,665,461 0 278,147

50. Wisconsin WI L 227,532,561 235,158,699 0 139,684,790 135,661,137 568,820,024 0 438,929

51. Wyoming WY L 26,247,972 26,240,802 0 8,939,002 8,379,322 29,901,475 0 145,526

52. American Samoa AS N 0 0 0 0 (1,429) 182 0 0

53. Guam GU L 36,868,114 35,813,887 0 6,418,037 18,781,210 43,106,415 0 0

54. Puerto Rico PR L 103,846,456 94,721,998 0 639,183,739 (9,888,038) 701,418,160 0 0

55. U.S. Virgin Islands VI N 822,688 557,924 0 10,802,604 (7,145,637) 29,322,969 0 615

56. Northern Mariana Islands MP L 2,991,360 2,553,372 0 1,953 306,711 325,556 0 0

57. Canada CAN N 5,370 5,370 0 0 (73,949) 258 0 0

58. Aggregate other alien OT XXX 644,893,743 651,956,576 0 347,213,373 243,711,633 1,563,615,395 0 0

59. Totals XXX 14,815,391,205 15,329,664,363 0 13,263,409,755 12,110,486,764 46,009,732,326 0 69,067,555


58999. Totals (Lines 58001 through 58003 plus 58998)(Line 58 above) XXX 644,893,743 651,956,576 0 347,213,373 243,711,633 1,563,615,395 0 0

(a) Active Status Counts:

L - Licensed or Chartered - Licensed insurance carrier or domiciled RRG 54 R - Registered - Non-domiciled RRGs 0

E - Eligible - Reporting entities eligible or approved to write surplus lines in the state (other Q - Qualified - Qualified or accredited reinsurer 0

than their state of domicile - see DSLI) 0 N - None of the above - Not allowed to write

D - Domestic Surplus Lines Insurer (DSLI) - Reporting entities authorized to write surplus business in the state 3

lines in the state of domicile 0

(b) Explanation of basis of allocation of premiums by states, etc.

Property Risks: Allocation is based on location of risks insured. Ocean Marine Risks: Allocation is to the jurisdiction where insurance contract was negotiated. Automotive Risks: Allocation is to the jurisdiction where vehicle is principally garaged. Casualty Risks: Allocation is based on location of insured's home office. Workers Compensation: Allocation is based on location of insured's employees.

94


SCHEDULE D - SUMMARY BY COUNTRYLong-Term Bonds and Stocks OWNED December 31 of Current Year

Description

1Book/Adjusted Carrying Value

2

Fair Value

3

Actual Cost

4

Par Value of Bonds

BONDS

Governments

(Including all obligations guaranteed by governments)

1. United States 529,995,133 534,556,648 531,627,008 529,282,638

2. Canada 298,603,839 299,174,105 303,496,915 294,606,900

3. Other Countries 1,041,564,860 1,017,796,830 1,058,881,425 1,008,993,665

4. Totals 1,870,163,832 1,851,527,583 1,894,005,349 1,832,883,203

U.S. States, Territories and Possessions

(Direct and guaranteed) 5. Totals 1,424,536,561 1,463,691,337 1,461,565,837 1,369,372,000

U.S. Political Subdivisions of States, Territories and Possessions (Direct and guaranteed)

6. Totals 1,225,073,230 1,255,870,554 1,250,544,995 1,194,105,000

U.S. Special Revenue and Special Assessment Obligations and all Non-Guaranteed Obligations of Agencies and Authorities of Governments and their Political Subdivisions 7. Totals 8,887,559,397 8,992,974,303 9,063,493,775 8,523,039,536

Industrial and Miscellaneous, SVO Identified Funds, Bank Loans and Hybrid Securities (unaffiliated)

8. United States 21,621,721,978 22,185,555,547 21,982,458,165 23,473,732,494

9. Canada 401,855,159 397,118,129 411,268,665 410,368,178

10. Other Countries 7,785,610,118 7,734,296,383 7,872,392,068 7,925,096,479

11. Totals 29,809,187,255 30,316,970,059 30,266,118,898 31,809,197,151

Parent, Subsidiaries and Affiliates 12. Totals 801,410,424 801,410,494 801,752,236 805,175,072

13. Total Bonds 44,017,930,699 44,682,444,331 44,737,481,090 45,533,771,962

PREFERRED STOCKS

Industrial and Miscellaneous (unaffiliated)

14. United States 56,087,033 56,893,918 56,087,033

15. Canada 0 0 0

16. Other Countries 0 0 0

17. Totals 56,087,033 56,893,918 56,087,033

Parent, Subsidiaries and Affiliates 18. Totals 0 0 0

19. Total Preferred Stocks 56,087,033 56,893,918 56,087,033

COMMON STOCKS

Industrial and Miscellaneous (unaffiliated)

20. United States 117,676,879 117,676,879 115,166,882

21. Canada 0 0 0

22. Other Countries 473,617,201 473,617,201 461,741,214

23. Totals 591,294,080 591,294,080 576,908,096

Parent, Subsidiaries and Affiliates 24. Totals 490,242,067 490,242,066 339,921,614

25. Total Common Stocks 1,081,536,147 1,081,536,146 916,829,710

26. Total Stocks 1,137,623,180 1,138,430,064 972,916,743

27. Total Bonds and Stocks 45,155,553,879 45,820,874,395 45,710,397,833

SI04


SCHEDULE D - PART 1A - SECTION 1Quality and Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Types of Issues and NAIC Designations

NAIC Designation

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed (a)

1. U.S. Governments

1.1 NAIC 1 43,949,231 243,522,113 116,813,947 22,554,017 102,042,454 XXX 528,881,762 1.2 489,472,947 1.0 496,290,138 32,591,624

1.2 NAIC 2 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

1.7 Totals 43,949,231 243,522,113 116,813,947 22,554,017 102,042,454 XXX 528,881,762 1.2 489,472,947 1.0 496,290,138 32,591,624

2. All Other Governments

2.1 NAIC 1 157,749,834 691,423,494 192,442,748 12,774,761 605,880 XXX 1,054,996,717 2.4 1,107,904,583 2.2 761,853,697 293,143,020

2.2 NAIC 2 15,762,763 146,702,700 250,269,916 66,076,445 36,688,531 XXX 515,500,355 1.2 509,005,154 1.0 356,029,469 159,470,886

2.3 NAIC 3 962,119 29,308,838 45,999,912 723,488 8,477,080 XXX 85,471,437 0.2 91,429,017 0.2 31,490,912 53,980,525

2.4 NAIC 4 12,030,793 28,644,047 (1,126,227) 0 0 XXX 39,548,612 0.1 80,533,954 0.2 34,430,491 5,118,121

2.5 NAIC 5 0 0 24,120 76,768 0 XXX 100,888 0.0 5,232,250 0.0 100,888 0

2.6 NAIC 6 (3,664) 0 0 0 0 XXX (3,664) 0.0 0 0.0 (3,664) 0

2.7 Totals 186,501,845 896,079,079 487,610,469 79,651,461 45,771,491 XXX 1,695,614,346 3.8 1,794,104,958 3.6 1,183,901,793 511,712,552

3. U.S. States, Territories and Possessions etc., Guaranteed

3.1 NAIC 1 144,727,019 600,244,206 434,556,696 164,180,232 0 XXX 1,343,708,153 3.0 1,725,088,765 3.4 1,343,708,153 0

3.2 NAIC 2 25,225,208 24,414,880 0 0 0 XXX 49,640,088 0.1 78,946,657 0.2 49,640,088 0

3.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

3.7 Totals 169,952,227 624,659,086 434,556,696 164,180,232 0 XXX 1,393,348,241 3.1 1,804,035,422 3.6 1,393,348,241 0

4. U.S. Political Subdivisions of States, Territories and Possessions , Guaranteed

4.1 NAIC 1 189,172,099 560,150,296 372,545,569 18,930,798 0 XXX 1,140,798,760 2.6 1,687,799,855 3.4 1,137,170,577 3,628,184

4.2 NAIC 2 0 0 14,866,784 54,050,017 0 XXX 68,916,801 0.2 32,907,478 0.1 68,916,801 0

4.3 NAIC 3 0 0 60,104,855 0 0 XXX 60,104,855 0.1 127,837,315 0.3 60,104,855 0

4.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

4.7 Totals 189,172,099 560,150,296 447,517,208 72,980,815 0 XXX 1,269,820,417 2.9 1,848,544,648 3.7 1,266,192,233 3,628,184

5. U.S. Special Revenue & Special Assessment Obligations, etc., Non-Guaranteed

5.1 NAIC 1 800,106,725 3,195,847,087 3,443,628,651 941,064,556 273,223,966 XXX 8,653,870,986 19.5 11,101,697,383 22.2 8,647,710,988 6,159,997

5.2 NAIC 2 23,848,205 82,983,332 87,013,631 12,499,380 10,000,000 XXX 216,344,548 0.5 121,827,823 0.2 216,344,547 1

5.3 NAIC 3 2,193,277 7,676,468 0 30,213 0 XXX 9,899,957 0.0 0 0.0 9,869,744 30,213

5.4 NAIC 4 681,241 2,416,238 2,788,752 1,824,866 0 XXX 7,711,096 0.0 590,000 0.0 308,727 7,402,369

5.5 NAIC 5 0 0 0 4,745,000 0 XXX 4,745,000 0.0 1,129,939 0.0 0 4,745,000

5.6 NAIC 6 0 0 0 0 988,346 XXX 988,346 0.0 0 0.0 988,346 0

5.7 Totals 826,829,448 3,288,923,124 3,533,431,034 960,164,015 284,212,312 XXX 8,893,559,933 20.1 11,225,245,145 22.4 8,875,222,353 18,337,581

SI0

5


SCHEDULE D - PART 1A - SECTION 1 (Continued)Quality and Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Types of Issues and NAIC Designations

NAIC Designation

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed (a)

6. Industrial & Miscellaneous (Unaffiliated)

6.1 NAIC 1 3,751,886,572 10,104,493,685 4,499,055,451 390,298,900 244,741,835 XXX 18,990,476,444 42.9 21,641,538,706 43.3 9,106,591,781 9,883,884,664

6.2 NAIC 2 598,197,526 3,498,899,819 2,679,915,565 427,558,880 188,097,786 XXX 7,392,669,575 16.7 8,253,156,683 16.5 2,884,433,275 4,508,236,300

6.3 NAIC 3 110,755,441 514,856,113 337,845,798 24,035,313 10,206,339 XXX 997,699,004 2.3 982,227,207 2.0 411,317,330 586,381,674

6.4 NAIC 4 33,587,315 95,932,972 234,273,738 (4,517,796) 854,542 XXX 360,130,770 0.8 1,409,712,603 2.8 126,225,856 233,904,915

6.5 NAIC 5 43,596,308 39,177,609 8,622,226 (3,690,400) 0 XXX 87,705,743 0.2 364,443,726 0.7 36,544,604 51,161,139

6.6 NAIC 6 35,348,330 10,631,622 5,642,857 351,224 31,834,696 XXX 83,808,730 0.2 113,184,339 0.2 8,728,882 75,079,848

6.7 Totals 4,573,371,493 14,263,991,819 7,765,355,634 834,036,122 475,735,199 XXX 27,912,490,267 63.0 32,764,263,263 65.5 12,573,841,727 15,338,648,540

7. Hybrid Securities

7.1 NAIC 1 3,726,233 0 352,557 0 2,702,781 XXX 6,781,572 0.0 28,265,955 0.1 6,781,572 0

7.2 NAIC 2 155,026 3,982,745 29,793,355 9,513,116 36,470,000 XXX 79,914,242 0.2 53,592,823 0.1 75,508,506 4,405,736

7.3 NAIC 3 0 502,125 16,428,000 5,859,950 3,815,830 XXX 26,605,904 0.1 13,609,012 0.0 24,870,904 1,735,000

7.4 NAIC 4 0 5,452,091 0 0 4,078,340 XXX 9,530,431 0.0 0 0.0 2,185,840 7,344,591

7.5 NAIC 5 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

7.6 NAIC 6 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

7.7 Totals 3,881,259 9,936,961 46,573,912 15,373,065 47,066,951 XXX 122,832,149 0.3 95,467,790 0.2 109,346,822 13,485,327

8. Parent, Subsidiaries and Affiliates

8.1 NAIC 1 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.2 NAIC 2 0 800,000,000 0 0 0 XXX 800,000,000 1.8 0 0.0 800,000,000 0

8.3 NAIC 3 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.4 NAIC 4 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.5 NAIC 5 0 958,400 0 0 0 XXX 958,400 0.0 0 0.0 958,400 0

8.6 NAIC 6 0 0 0 0 452,024 XXX 452,024 0.0 793,836 0.0 452,024 0

8.7 Totals 0 800,958,400 0 0 452,024 XXX 801,410,424 1.8 793,836 0.0 801,410,424 0

9. SVO Identified Funds

9.1 NAIC 1 XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0






9.7 Totals XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

10. Bank Loans

10.1 NAIC 1 0 0 0 0 0 XXX 0 0.0 XXX XXX 0 0

10.2 NAIC 2 14,453,282 0 2,128,673 0 0 XXX 16,581,955 0.0 XXX XXX 16,581,955 0

10.3 NAIC 3 85,755,983 46,441,991 11,083,499 0 0 XXX 143,281,473 0.3 XXX XXX 143,281,473 0

10.4 NAIC 4 124,848,723 432,887,962 491,443,884 0 0 XXX 1,049,180,569 2.4 XXX XXX 1,049,180,569 0

10.5 NAIC 5 8,381,501 302,838,772 127,799,537 0 0 XXX 439,019,809 1.0 XXX XXX 439,019,809 0

10.6 NAIC 6 4,400,318 0 0 0 0 XXX 4,400,318 0.0 XXX XXX 4,400,318 0

10.7 Totals 237,839,806 782,168,725 632,455,592 0 0 XXX 1,652,464,124 3.7 XXX XXX 1,652,464,124 0

SI0

6


SCHEDULE D - PART 1A - SECTION 1 (Continued)Quality and Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Types of Issues and NAIC Designations

NAIC Designation

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed (a)

11. Total Bonds Current Year

11.1 NAIC 1 (d) 5,091,317,713 15,395,680,881 9,059,395,620 1,549,803,265 623,316,916 0 31,719,514,394 71.6 XXX XXX 21,500,106,905 10,219,407,489

11.2 NAIC 2 (d) 677,642,010 4,556,983,476 3,063,987,924 569,697,839 271,256,317 0 9,139,567,565 20.6 XXX XXX 4,467,454,641 4,672,112,924

11.3 NAIC 3 (d) 199,666,820 598,785,535 471,462,063 30,648,964 22,499,249 0 1,323,062,631 3.0 XXX XXX 680,935,219 642,127,412

11.4 NAIC 4 (d) 171,148,072 565,333,309 727,380,146 (2,692,930) 4,932,882 0 1,466,101,478 3.3 XXX XXX 1,212,331,482 253,769,996

11.5 NAIC 5 (d) 51,977,809 342,974,781 136,445,883 1,131,368 0 0 (c) 532,529,840 1.2 XXX XXX 476,623,701 55,906,139

11.6 NAIC 6 (d) 39,744,984 10,631,622 5,642,857 351,224 33,275,066 0 (c) 89,645,754 0.2 XXX XXX 14,565,906 75,079,848

11.7 Totals 6,231,497,408 21,470,389,603 13,464,314,492 2,148,939,729 955,280,430 0 (b) 44,270,421,662 100.0 XXX XXX 28,352,017,854 15,918,403,808

11.8 Line 11.7 as a % of Col. 7 14.1 48.5 30.4 4.9 2.2 0.0 100.0 XXX XXX XXX 64.0 36.0

12. Total Bonds Prior Year

12.1 NAIC 1 2,492,446,731 13,720,964,447 11,883,520,590 3,773,869,122 5,910,967,303 0 XXX XXX 37,781,768,193 75.5 28,401,525,284 9,380,242,909

12.2 NAIC 2 233,417,857 3,595,139,082 3,891,880,585 966,552,957 362,446,137 0 XXX XXX 9,049,436,618 18.1 4,278,940,927 4,770,495,691

12.3 NAIC 3 28,114,867 391,613,006 472,997,516 27,214,380 295,162,782 0 XXX XXX 1,215,102,551 2.4 693,492,693 521,609,858

12.4 NAIC 4 25,256,735 540,559,714 816,333,688 7,228,960 101,457,460 0 XXX XXX 1,490,836,557 3.0 716,121,408 774,715,149

12.5 NAIC 5 11,223,142 283,912,532 38,298,652 3,590,627 33,780,962 0 XXX XXX (c) 370,805,915 0.7 62,771,310 308,034,605

12.6 NAIC 6 1,337,308 3,737,155 0 0 108,903,712 0 XXX XXX (c) 113,978,175 0.2 5,275,737 108,702,438

12.7 Totals 2,791,796,640 18,535,925,936 17,103,031,031 4,778,456,046 6,812,718,356 0 XXX XXX (b) 50,021,928,009 100.0 34,158,127,359 15,863,800,650

12.8 Line 12.7 as a % of Col. 9 5.6 37.1 34.2 9.6 13.6 0.0 XXX XXX 100.0 XXX 68.3 31.7

13. Total Publicly Traded Bonds

13.1 NAIC 1 3,032,201,966 10,389,605,365 6,208,922,030 1,292,691,063 576,686,481 0 21,500,106,905 48.6 28,401,525,284 56.8 21,500,106,905 XXX

13.2 NAIC 2 218,393,969 2,505,103,306 1,379,888,167 202,707,434 161,361,772 0 4,467,454,647 10.1 4,278,940,927 8.6 4,467,454,647 XXX

13.3 NAIC 3 162,914,318 248,288,988 225,041,408 23,952,569 20,737,936 0 680,935,219 1.5 693,492,693 1.4 680,935,219 XXX

13.4 NAIC 4 147,833,690 513,268,876 552,706,333 (4,517,796) 3,040,382 0 1,212,331,484 2.7 716,121,408 1.4 1,212,331,484 XXX

13.5 NAIC 5 25,695,554 322,701,567 131,840,212 (3,613,632) 0 0 476,623,701 1.1 62,771,310 0.1 476,623,701 XXX

13.6 NAIC 6 5,107,253 5,039,201 2,961,293 0 1,458,159 0 14,565,906 0.0 5,275,737 0.0 14,565,906 XXX

13.7 Totals 3,592,146,749 13,984,007,303 8,501,359,442 1,511,219,637 763,284,730 0 28,352,017,861 64.0 34,158,127,359 68.3 28,352,017,861 XXX

13.8 Line 13.7 as a % of Col. 7 12.7 49.3 30.0 5.3 2.7 0.0 100.0 XXX XXX XXX 100.0 XXX

13.9 Line 13.7 as a % of Line 11.7, Col. 7, Section 11 8.1 31.6 19.2 3.4 1.7 0.0 64.0 XXX XXX XXX 64.0 XXX

14. Total Privately Placed Bonds

14.1 NAIC 1 2,059,115,747 5,006,075,516 2,850,473,589 257,112,202 46,630,435 0 10,219,407,489 23.1 9,380,242,909 18.8 XXX 10,219,407,489

14.2 NAIC 2 459,248,041 2,051,880,170 1,684,099,757 366,990,405 109,894,546 0 4,672,112,918 10.6 4,770,495,691 9.5 XXX 4,672,112,918

14.3 NAIC 3 36,752,502 350,496,547 246,420,655 6,696,395 1,761,313 0 642,127,412 1.5 521,609,858 1.0 XXX 642,127,412

14.4 NAIC 4 23,314,383 52,064,432 174,673,814 1,824,866 1,892,500 0 253,769,994 0.6 774,715,149 1.5 XXX 253,769,994

14.5 NAIC 5 26,282,255 20,273,213 4,605,671 4,745,000 0 0 55,906,139 0.1 308,034,605 0.6 XXX 55,906,139

14.6 NAIC 6 34,637,731 5,592,421 2,681,565 351,224 31,816,907 0 75,079,848 0.2 108,702,438 0.2 XXX 75,079,848

14.7 Totals 2,639,350,659 7,486,382,300 4,962,955,050 637,720,092 191,995,700 0 15,918,403,801 36.0 15,863,800,650 31.7 XXX 15,918,403,801

14.8 Line 14.7 as a % of Col. 7 16.6 47.0 31.2 4.0 1.2 0.0 100.0 XXX XXX XXX XXX 100.0

14.9 Line 14.7 as a % of Line 11.7, Col. 7, Section 11 6.0 16.9 11.2 1.4 0.4 0.0 36.0 XXX XXX XXX XXX 36.0

(a) Includes $ 12,153,621,171 freely tradable under SEC Rule 144 or qualified for resale under SEC Rule 144A.

(b) Includes $ 1,497,861,239 current year of bonds with Z designations, $ 899,116,103 prior year of bonds with Z designations and $ 0 prior year of bonds with Z* designations. The letter "Z" means the NAIC designation was not assigned by the

Securities Valuation Office (SVO) at the date of the statement. "Z*" means the SVO could not evaluate the obligation because valuation procedures for the security class are under regulatory review.

(c) Includes $ 197,036,506 current year of bonds with 5GI designations, $ 87,745,648 prior year of bonds with 5* or 5GI designations and $ 9,414,534 current year, $ 3,303,398 prior year of bonds with 6* designations. "5GI" means the NAIC

designation was assigned by the (SVO) in reliance on the insurer's certification that the issuer is current in all principal and interest payments. "6*" means the NAIC designation was assigned by the SVO due to inadequate certification of principal and interest payments.

(d) Includes the following amount of short-term and cash equivalent bonds by NAIC designation: NAIC 1 $ 158,033,603 ; NAIC 2 $ 39,849,884 ; NAIC 3 $ 16,569,616 ; NAIC 4 $ 25,867,273 ; NAIC 5 $ 12,283,292 ; NAIC 6 $ 737,832

SI0

7


SCHEDULE D - PART 1A - SECTION 2Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Type and Subtype of Issues

Distribution by Type

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed

1. U.S. Governments1.1 Issuer Obligations 29,645,078 196,254,859 69,546,908 6,366,906 100,078,710 XXX 401,892,461 0.9 367,198,653 0.7 401,892,463 (2)

1.2 Residential Mortgage-Backed Securities 7,843,117 20,895,410 21,963,075 15,472,480 1,963,744 XXX 68,137,826 0.2 25,487,407 0.1 68,065,390 72,436

1.3 Commercial Mortgage-Backed Securities 2,547,407 10,699,158 11,830,567 587,441 0 XXX 25,664,573 0.1 62,411,799 0.1 25,664,573 0

1.4 Other Loan-Backed and Structured Securities 3,913,628 15,672,685 13,473,397 127,190 0 XXX 33,186,900 0.1 34,375,087 0.1 667,713 32,519,187

1.5 Totals 43,949,231 243,522,113 116,813,946 22,554,017 102,042,454 XXX 528,881,761 1.2 489,472,946 1.0 496,290,139 32,591,622

2. All Other Governments

2.1 Issuer Obligations 185,735,045 891,678,502 487,618,000 79,651,460 45,771,491 XXX 1,690,454,498 3.8 1,759,576,107 3.5 1,179,258,173 511,196,325

2.2 Residential Mortgage-Backed Securities 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

2.3 Commercial Mortgage-Backed Securities 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

2.4 Other Loan-Backed and Structured Securities 1,228,068 4,400,578 (7,531) 0 0 XXX 5,621,115 0.0 34,528,849 0.1 5,104,890 516,225

2.5 Totals 186,963,113 896,079,079 487,610,469 79,651,460 45,771,491 XXX 1,696,075,612 3.8 1,794,104,956 3.6 1,184,363,063 511,712,549

3. U.S. States, Territories and Possessions, Guaranteed

3.1 Issuer Obligations 169,952,227 624,659,085 434,556,696 164,180,232 0 XXX 1,393,348,240 3.1 1,726,316,867 3.5 1,393,348,241 (1)



3.4 Other Loan-Backed and Structured Securities 0 0 0 0 0 XXX 0 0.0 77,718,554 0.2 0 0

3.5 Totals 169,952,227 624,659,085 434,556,696 164,180,232 0 XXX 1,393,348,240 3.1 1,804,035,421 3.6 1,393,348,241 (1)

4. U.S. Political Subdivisions of States, Territories and Possessions, Guaranteed

4.1 Issuer Obligations 189,172,099 560,150,296 447,517,208 72,980,815 0 XXX 1,269,820,417 2.9 1,666,445,006 3.3 1,266,192,233 3,628,184




4.5 Totals 189,172,099 560,150,296 447,517,208 72,980,815 0 XXX 1,269,820,417 2.9 1,848,544,647 3.7 1,266,192,233 3,628,184

5. U.S. Special Revenue & Special Assessment Obligations etc., Non-Guaranteed

5.1 Issuer Obligations 453,821,655 2,141,141,727 2,687,575,612 198,304,423 122,717,709 XXX 5,603,561,126 12.7 6,732,864,295 13.5 5,597,401,124 6,160,001

5.2 Residential Mortgage-Backed Securities 326,015,623 1,038,990,578 712,927,572 754,503,568 161,494,603 XXX 2,993,931,945 6.8 3,575,168,023 7.1 2,986,499,366 7,432,579

5.3 Commercial Mortgage-Backed Securities 8,429,090 22,854,647 86,603,711 7,356,023 0 XXX 125,243,471 0.3 79,766,738 0.2 120,498,469 4,745,002

5.4 Other Loan-Backed and Structured Securities 38,563,081 85,936,174 46,324,140 0 0 XXX 170,823,395 0.4 837,446,085 1.7 170,823,394 1

5.5 Totals 826,829,449 3,288,923,126 3,533,431,036 960,164,014 284,212,312 XXX 8,893,559,936 20.1 11,225,245,140 22.4 8,875,222,353 18,337,584

6. Industrial and Miscellaneous

6.1 Issuer Obligations 897,462,062 5,517,995,124 3,758,107,607 532,107,795 313,200,995 XXX 11,018,873,582 24.9 13,796,216,860 27.6 5,325,223,581 5,693,650,001

6.2 Residential Mortgage-Backed Securities 1,910,054,157 3,357,800,318 936,234,627 120,050,187 94,533,482 XXX 6,418,672,772 14.5 7,335,944,911 14.7 4,871,865,334 1,546,807,438

6.3 Commercial Mortgage-Backed Securities 168,993,946 1,785,844,964 922,588,427 90,058,391 21,773,742 XXX 2,989,259,471 6.8 3,270,347,264 6.5 1,490,851,931 1,498,407,540

6.4 Other Loan-Backed and Structured Securities 1,596,758,710 3,602,351,413 2,153,897,506 91,819,748 46,226,981 XXX 7,491,054,358 16.9 8,361,754,224 16.7 891,270,793 6,599,783,564

6.5 Totals 4,573,268,875 14,263,991,820 7,770,828,166 834,036,121 475,735,200 XXX 27,917,860,182 63.1 32,764,263,259 65.5 12,579,211,640 15,338,648,543

7. Hybrid Securities

7.1 Issuer Obligations 3,881,259 9,936,961 46,573,913 15,373,065 47,066,951 XXX 122,832,150 0.3 74,285,789 0.1 109,346,822 13,485,328




7.5 Totals 3,881,259 9,936,961 46,573,913 15,373,065 47,066,951 XXX 122,832,150 0.3 95,467,790 0.2 109,346,822 13,485,328

8. Parent, Subsidiaries and Affiliates

8.1 Issuer Obligations 0 800,958,400 0 0 452,024 XXX 801,410,424 1.8 793,836 0.0 801,410,424 0



8.4 Other Loan-Backed and Structured Securities 0 0 0 0 0 XXX 0 0.0 0 0.0 0 0

8.5 Totals 0 800,958,400 0 0 452,024 XXX 801,410,424 1.8 793,836 0.0 801,410,424 0

SI0

8


SCHEDULE D - PART 1A - SECTION 2 (Continued)Maturity Distribution of All Bonds Owned December 31, at Book/Adjusted Carrying Values by Major Type and Subtype of Issues

Distribution by Type

1

1 Year or Less

2Over 1 Year

Through 5 Years

3Over 5 Years

Through 10 Years

4Over 10 Years

Through 20 Years

5

Over 20 Years

6No Maturity

Date

7

Total Current Year

8Col. 7 as a % of

Line 11.7

9Total from Col. 7

Prior Year

10% From Col. 8

Prior Year

11Total Publicly

Traded

12Total Privately

Placed

9. SVO Identified Funds9.1 Exchange Traded Funds Identified by the SVO XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

9.2 Bond Mutual Funds Identified by the SVO XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

9.3 Totals XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 0

10. Bank Loans

10.1 Bank Loans - Issued 0 0 0 0 0 XXX 0 0.0 XXX XXX 0 0

10.2 Bank Loans - Acquired 237,481,157 782,168,725 626,983,059 0 0 XXX 1,646,632,942 3.7 XXX XXX 1,646,632,942 0

10.3 Totals 237,481,157 782,168,725 626,983,059 0 0 XXX 1,646,632,942 3.7 XXX XXX 1,646,632,942 0

11. Total Bonds Current Year11.1 Issuer Obligations 1,929,669,424 10,742,774,954 7,931,495,943 1,068,964,697 629,287,880 XXX 22,302,192,897 50.4 XXX XXX 16,074,073,061 6,228,119,836

11.2 Residential Mortgage-Backed Securities 2,243,912,898 4,417,686,307 1,671,125,274 890,026,236 257,991,829 XXX 9,480,742,543 21.4 XXX XXX 7,926,430,090 1,554,312,453

11.3 Commercial Mortgage-Backed Securities 179,970,444 1,819,398,769 1,021,022,705 98,001,855 21,773,742 XXX 3,140,167,515 7.1 XXX XXX 1,637,014,973 1,503,152,542

11.4 Other Loan-Backed and Structured Securities 1,640,463,487 3,708,360,849 2,213,687,512 91,946,938 46,226,981 XXX 7,700,685,768 17.4 XXX XXX 1,067,866,790 6,632,818,977

11.5 SVO Identified Funds XXX XXX XXX XXX XXX 0 0 0.0 XXX XXX 0 0

11.6 Bank Loans 237,481,157 782,168,725 626,983,059 0 0 XXX 1,646,632,942 3.7 XXX XXX 1,646,632,942 0

11.7 Totals 6,231,497,410 21,470,389,604 13,464,314,493 2,148,939,726 955,280,431 0 44,270,421,664 100.0 XXX XXX 28,352,017,856 15,918,403,808

11.8 Line 11.7 as a % of Col. 7 14.1 48.5 30.4 4.9 2.2 0.0 100.0 XXX XXX XXX 64.0 36.0

12. Total Bonds Prior Year12.1 Issuer Obligations 1,533,836,698 11,795,205,421 9,923,822,591 2,120,678,547 750,154,156 XXX XXX XXX 26,123,697,412 52.2 18,855,635,376 7,268,062,036

12.2 Residential Mortgage-Backed Securities 552,455,209 2,693,484,751 1,325,931,248 757,306,076 5,607,423,056 XXX XXX XXX 10,936,600,340 21.9 9,302,661,373 1,633,938,967

12.3 Commercial Mortgage-Backed Securities 109,510,975 991,125,868 2,001,657,712 287,158,542 23,072,704 XXX XXX XXX 3,412,525,801 6.8 2,055,696,861 1,356,828,940

12.4 Other Loan-Backed and Structured Securities 595,993,754 3,056,109,893 3,851,619,473 1,613,312,878 432,068,443 XXX XXX XXX 9,549,104,441 19.1 3,944,133,744 5,604,970,697

12.5 SVO Identified Funds XXX XXX XXX XXX XXX 0 XXX XXX 0 0.0 0 0

12.6 Bank Loans XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX12.7 Totals 2,791,796,637 18,535,925,933 17,103,031,024 4,778,456,042 6,812,718,358 0 XXX XXX 50,021,927,994 100.0 34,158,127,354 15,863,800,640

12.8 Line 12.7 as a % of Col. 9 5.6 37.1 34.2 9.6 13.6 0.0 XXX XXX 100.0 XXX 68.3 31.7

13. Total Publicly Traded Bonds

13.1 Issuer Obligations 1,407,549,340 7,892,809,188 5,627,541,684 641,295,044 504,877,805 XXX 16,074,073,061 36.3 18,855,635,376 37.7 16,074,073,061 XXX13.2 Residential Mortgage-Backed Securities 1,642,573,557 3,803,478,067 1,383,040,252 847,980,640 249,357,571 XXX 7,926,430,087 17.9 9,302,661,373 18.6 7,926,430,087 XXX13.3 Commercial Mortgage-Backed Securities 82,371,221 978,797,807 560,718,832 6,081,220 9,045,894 XXX 1,637,014,974 3.7 2,055,696,861 4.1 1,637,014,974 XXX13.4 Other Loan-Backed and Structured Securities 222,171,472 526,753,514 303,075,613 15,862,731 3,460 XXX 1,067,866,791 2.4 3,944,133,744 7.9 1,067,866,791 XXX13.5 SVO Identified Funds XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 0 XXX13.6 Bank Loans 237,481,157 782,168,725 626,983,059 0 0 XXX 1,646,632,942 3.7 XXX XXX 1,646,632,942 XXX13.7 Totals 3,592,146,748 13,984,007,301 8,501,359,441 1,511,219,635 763,284,730 0 28,352,017,855 64.0 34,158,127,354 68.3 28,352,017,855 XXX13.8 Line 13.7 as a % of Col. 7 12.7 49.3 30.0 5.3 2.7 0.0 100.0 XXX XXX XXX 100.0 XXX13.9 Line 13.7 as a % of Line 11.7, Col. 7, Section 11 8.1 31.6 19.2 3.4 1.7 0.0 64.0 XXX XXX XXX 64.0 XXX

14. Total Privately Placed Bonds

14.1 Issuer Obligations 522,120,084 2,849,965,766 2,303,954,259 427,669,652 124,410,075 XXX 6,228,119,836 14.1 7,268,062,036 14.5 XXX 6,228,119,836

14.2 Residential Mortgage-Backed Securities 601,339,341 614,208,240 288,085,022 42,045,597 8,634,257 XXX 1,554,312,457 3.5 1,633,938,967 3.3 XXX 1,554,312,457

14.3 Commercial Mortgage-Backed Securities 97,599,223 840,600,962 460,303,872 91,920,635 12,727,848 XXX 1,503,152,541 3.4 1,356,828,940 2.7 XXX 1,503,152,541

14.4 Other Loan-Backed and Structured Securities 1,418,292,014 3,181,607,335 1,910,611,899 76,084,207 46,223,521 XXX 6,632,818,976 15.0 5,604,970,697 11.2 XXX 6,632,818,976

14.5 SVO Identified Funds XXX XXX XXX XXX XXX 0 0 0.0 0 0.0 XXX 0

14.6 Bank Loans 0 0 0 0 0 XXX 0 0.0 XXX XXX XXX 0

14.7 Totals 2,639,350,662 7,486,382,303 4,962,955,052 637,720,091 191,995,701 0 15,918,403,809 36.0 15,863,800,640 31.7 XXX 15,918,403,809

14.8 Line 14.7 as a % of Col. 7 16.6 47.0 31.2 4.0 1.2 0.0 100.0 XXX XXX XXX XXX 100.0

14.9 Line 14.7 as a % of Line 11.7, Col. 7, Section 11 6.0 16.9 11.2 1.4 0.4 0.0 36.0 XXX XXX XXX XXX 36.0

SI0

9


SCHEDULE D - PART 1Showing All Long-Term BONDS Owned December 31 of Current Year

1 2 Codes 6 7 Fair Value 10 11 Change in Book/Adjusted Carrying Value Interest Dates

3 4 5 8 9 12 13 14 15 16 17 18 19 20 21 22

CUSIP Identification Description

Code

Foreign

BondChar

NAICDesig-nation and

Admini-strative Symbol

ActualCost

Rate Used to Obtain

Fair Value

FairValue

ParValue

Book/AdjustedCarrying

Value

UnrealizedValuationIncrease/

(Decrease)

CurrentYear's(Amor-tization)

Accretion

CurrentYear'sOther-Than-

TemporaryImpairmentRecognized

TotalForeign

ExchangeChange

inBook/

AdjustedCarrying

ValueRate

of

EffectiveRate

ofWhenPaid

AdmittedAmountDue andAccrued

Amount Received

During Year Acquired

StatedContractual

MaturityDate

8399999 - Total Bonds 44,713,481,126 XXX 44,682,444,351 45,533,771,963 44,017,930,694 (112,023,231) 276,001,209 78,390,932 (112,894,917) XXX XXX XXX 498,402,041 1,390,154,530 XXX XXX

E10


SCHEDULE D - PART 2 - SECTION 1Showing All PREFERRED STOCKS Owned December 31 of Current Year

1 2 Codes 5 6 7 8 Fair Value 11 Dividends Change in Book/Adjusted Carrying Value 20 21

CUSIP Identi-fication Description

3

Code

4

For-eign

Numberof

Shares

ParValuePer

Share

RatePer

Share


Value

9

RatePer

ShareUsed to Obtain

FairValue

10

Fair Value Actual Cost

12

Declaredbut Unpaid

13

Amount Received

During Year

14

Nonadmitted Declared But

Unpaid

15

Unrealized Valuation Increase/

(Decrease)

16

Current Year's (Amor-tization)

Accretion

17

Current Year's

Other-Than- Temporary Impairment Recognized

18

Total Change in

Book/Adjusted Carrying Value (15 + 16 - 17)

19

Total Foreign

Exchange Change in

Book/Adjusted Carrying

Value

NAIC Desig-nation and

Admini-strative Symbol/Market Indi-cator

Date Acquired

8999999 - Total Preferred Stocks 56,087,033 XXX 56,893,918 56,087,033 0 2,277,847 0 0 0 0 0 0 XXX XXX

E11


SCHEDULE D - PART 2 - SECTION 2Showing All COMMON STOCKS Owned December 31 of Current Year

1 2 Codes 5 6 Fair Value 9 Dividends Change in Book/Adjusted Carrying Value 17 18

CUSIP Identi-fication Description

3

Code

4

For-eign

Numberof

Shares


Value

7RatePer

ShareUsed to Obtain

FairValue

8

Fair Value Actual Cost

10

Declaredbut Unpaid

11

Amount Received

During Year

12

Nonadmitted Declared But

Unpaid

13

Unrealized Valuation Increase/

(Decrease)

14

Current Year's Other-Than- Temporary Impairment Recognized

15

Total Change in Book/Adjusted Carrying Value

(13 - 14)

16

Total Foreign Exchange Change in

Book/Adjusted Carrying

Value

NAIC Market

Indicator(a)

Date Acquired

9899999 - Total Preferred and Common Stocks 1,137,623,181 XXX 1,138,430,065 915,184,669 0 14,624,002 0 56,004,664 516,007 55,488,657 (2,608,263) XXX XXX

(a) For all common stock bearing the NAIC market indicator "U" provide: the number of such issues 12 , the total $ value (included in Column 8) of all such issues $ 449,310,534

E12


SCHEDULE ZPART 1 - COMPANIES INCLUDED IN THE CURRENT YEAR THAT ARE CONSOLIDATED OR COMBINED

Ownership InterestName of Company NAIC Code FIT Current Prior Basis for Inclusion

AIG ASSURANCE COMPANY 40258 02-6008643 100.0 100.0 Consolidation

AIG INSURANCE COMPANY - PUERTO RICO 31674 66-0319193 100.0 100.0 Consolidation

AIG PROPERTY CASUALTY COMPANY 19402 25-1118791 100.0 100.0 Consolidation

AIG SPECIALTY INSURANCE COMPANY 26883 02-0309086 100.0 100.0 Consolidation

AIU INSURANCE COMPANY 19399 13-5303710 100.0 100.0 Consolidation

AMERICAN HOME ASSURANCE COMPANY 19380 13-5124990 100.0 100.0 Consolidation

COMMERCE AND INDUSTRY INSURANCE COMPANY 19410 13-1938623 100.0 100.0 Consolidation

EAGLESTONE REINSURANCE COMPANY 10651 22-3423217 100.0 100.0 Consolidation

GRANITE STATE INSURANCE COMPANY 23809 02-0140690 100.0 100.0 Consolidation

ILLINOIS NATIONAL INSURANCE COMPANY 23817 37-0344310 100.0 100.0 Consolidation

LEXINGTON INSURANCE COMPANY 19437 25-1149494 100.0 100.0 Consolidation

NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA 19445 25-0687550 100.0 100.0 Consolidation

NEW HAMPSHIRE INSURANCE COMPANY 23841 02-0172170 100.0 100.0 Consolidation

THE INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA 19429 13-5540698 100.0 100.0 Consolidation

BLACKBOARD SPECIALTY INSURANCE COMPANY(F/K/A HAMILTON SPECIALTY INSURANCE COMPANY) 13551 26-2996716 100.0 100.0 Consolidation

BLACKBOARD INSURANCE COMPANY(F/K/A HAMILTON INSURANCE COMPANY) 26611 52-0976199 100.0 100.0 Consolidation

STRATFORD INSURANCE COMPANY 40436 02-0361360 100.0 0.0 Acquired

TUDOR INSURANCE COMPANY 37982 13-3018617 100.0 0.0 Acquired

WESTERN WORLD INSURANCE COMPANY 13196 02-0266622 100.0 0.0 Acquired

PART 2 - COMPANIES INCLUDED IN THE CURRENT YEAR AND EXCLUDED IN THE PRIOR YEAR

Ownership InterestName of Company NAIC Code FIT Current Prior Reason for Inclusion

STRATFORD INSURANCE COMPANY 40436 02-0361360 100.0 0.0 Acquired

TUDOR INSURANCE COMPANY 37982 13-3018617 100.0 0.0 Acquired

WESTERN WORLD INSURANCE COMPANY 13196 02-0266622 100.0 0.0 Acquired

PART 3 - COMPANIES EXCLUDED IN THE CURRENT YEAR AND INCLUDED IN THE PRIOR YEAR

Ownership InterestName of Company NAIC Code FIT Current Prior Reason for Exclusion

914

Documents

PROPERTY AND CASUALTY COMPANIES - ASSOCIATION … · COMBINED ANNUAL STATEMENT FOR THE YEAR ENDED DECEMBER 31, 2018 OF THE CONDITION AND AFFAIRS OF THE AMERICAN INTERNATIONAL GROUP,