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Presenter Name | Date
Why Wellness? Why Now?
Principal Wellness Company
Why Wellness
Costs Follow Risks
Unhealthy BehaviorPhysical inactivity, poor eating habits, tobacco use, unmanaged stress
HealthRisksObesity, high blood pressure, elevated cholesterol and blood sugar
ChronicDiseaseDiabetes, heart disease, hypertension, stroke
CostsHealthcare, short-term disability, worker’s compensation, productivity
1 Northwestern University (2011, November 16). U.S. population on track to getting even fatter. ScienceDaily. Retrieved November 19, 2011, from http://www.sciencedaily.com /releases/2011/11/111116132920.htm
2 Institute of Medicine of the National Academies - Population-Based Policy and Systems Change Approach to Prevent and Control Hypertension, Report Brief February 2010.
3 Heart Disease and Stroke Prevention Addressing the Nation's Leading Killers: At A Glance 2011 http://www.cdc.gov/chronicdisease/resources/publications/AAG/dhdsp.htm
Why Wellness
The Current U.S. Landscape
Chronic Diseases
Why Wellness
How Healthy Are Your Employees?
Almost 10 Percent of U.S. Medical Costs Tied to Obesity, Health Day News, viewed November 28,2011
Healthy$3,400 in medical costs
$700 in prescription drugs
Obese$4,870 in medical costs
$1,300 in prescription drugs
Why Wellness
How Obesity Affects Medical Costs
41% more on medical costs 80% more on prescription drugs
• Lost productivity costlier than health care spending
• One of the largest costs Presenteeism– Time an employee is at
work but unproductive• Lost concentration• Repetitive tasks• Working at slow pace• Nothing accomplished
Eric A. Finkelstein, Marco daCosta DiBonaventura, Somali M. Burgess, Brent C. Hale. The Costs of Obesity in the Workplace. Journal of Occupational and Environmental Medicine, 2010; 52 (9) DOI: http://www.sciencedaily.com/releases/2010/10/101008082923.htm
Women
Presenteeism Medical expenditures and absenteeism
Why Wellness
How Obesity Affects Productivity
Men
56%44% 32%
68%
By 2020
are expected to be overweight or obese1
1 Northwestern University (2011, November 16). U.S. population on track to getting even fatter. ScienceDaily. Retrieved November 23, 2011, from http://www.sciencedaily.com /releases/2011/11/111116132920.htm
Why Wellness
Our Projected Future
72%of women
83%of men
For every $1 a healthy employee spends
http://www.diabetes.org/advocate/resources/cost-of-diabetes.html
Why Wellness
How Diabetes Affects Health Care
Healthy
An employee with diabetes will spend $2.30
Diabetic
1 Northwestern University (2011, November 16). U.S. population on track to getting even fatter. ScienceDaily. Retrieved November 23, 2011, from http://www.sciencedaily.com /releases/2011/11/111116132920.htm
2
http://www.cdc.gov/media/pressrel/2010/r101022.html
Why Wellness
Our Projected Future
53%of women
Pre-diabetes or diabetes1
1 in 3 adults expected to have diabetes2
77%of men
Pre-diabetes or diabetes1
By 2020 By 2050
Why Wellness
What Does This Mean to You?
Lost Productivity
AddedCosts
LostRevenue+ =
Why Now
Why Wellness and Why Now?
Without wellness
•Decreases low-risk group
•Increases moderate- and high-risk groups
• More low-risk stay low-risk
• More moderate- and high-risk improve their health
With wellness
Why Now
Client Case Study After First Year
1 Workplace Wellness Programs can Generate Savings, Health Affairs, February 2010. http://content.healthaffairs.org/content/29/2/304.abstract
Why Now
Cost Benefits
Why Principal
Why Principal Wellness Company?
Our solution is:
Simple Engaging Effective
What Does This Mean to You?
Why Principal
Turnkey solutions help create a
culture of wellnessStep-by-step
guidance and toolsYear-round
wellness focus
• Program strategies that are easy to implement
• Organizational and individual activities that complement your corporate culture
• Touch points are personalized, simple and fun
• Monthly campaigns, seminars and challenges
Awareness
Education
Engagement
Principal Wellness Company does not diagnose or treat any medical condition or provide medical advice. Results obtained from program participation depend upon health status and how the information provided is applied. Wellness and wellness incentive programs are subject regulation under federal and state law. Principal
Wellness Company does not give legal advice. Consult with your legal advisor regarding the design of any wellness or incentive program. Savings and health improvement are
not guaranteed.
GP59002-02 | 01/2012 | ©2012 Principal Financial Services, Inc.
WE’LL GIVE YOU AN EDGE®