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Presented by Presented by Larry Nowicki Larry Nowicki Manager, Regulatory Compliance Manager, Regulatory Compliance Thursday, June 16, 2005 Thursday, June 16, 2005 Credit Credit coring coring A Help to Low Income A Help to Low Income Customers Customers

Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers

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Page 1: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers

Presented byPresented by

Larry NowickiLarry NowickiManager, Regulatory ComplianceManager, Regulatory Compliance

Thursday, June 16, 2005Thursday, June 16, 2005

Credit coringCredit coringA Help to Low Income CustomersA Help to Low Income Customers

Page 2: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers

Fortune 500 holding company headquartered in Merrillville, Indiana.

15 subsidiary companies engage in natural gas transmission, storage & distribution as well as electric generation, transmission & distribution.

Deliver energy to more than 3.7 million customers in high energy corridor stretching from the Gulf Coast through the Midwest to New England.

Over 16,000 miles of interstate transmission pipeline; 55,000 miles of distribution pipeline.

Over 9,000 employees.

Income from continuing operations of $430 million in 2004.

ABOUT NISOURCEABOUT NISOURCE

Page 3: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers

ABOUT NISOURCEABOUT NISOURCE

Page 4: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 5: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 6: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 7: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 8: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 9: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 10: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 11: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 12: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 13: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 14: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 15: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 16: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 17: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
Page 18: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers
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Page 20: Presented by Larry Nowicki Manager, Regulatory Compliance Thursday, June 16, 2005 Credit coring A Help to Low Income Customers