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Ex. Showroom Price =5 % - 0
I.D.V. = 2056000Basic Rate 3.3430 % = 68732Detariff Discount 55 % - 37803
= 30929Age Discount 5 % 1546
29383Profession Discount 10 % 2938
26445Electrical / Non Elec. A 0 % 4.00 + 0LPG / CNG Kit 0 % 4.00 + 0
= 26445NCB 20 % - 5289Breaking Loading 0 % + 0Net OD = 21156Zer Dep 0.8 % + 16448Emergency Assistance % + 350OD With ADD On 37954PA Covers For Owner Driver + 100T.P.P.D. + 2853CNG TP + 0Legal Liability + 50Unnamed Passenger 0 + 350Total T P Part = 3353
Net Premium (Net OD +TP) = 41307Service Tax 12.36 % + 5106
Final Premium = 46412
Ex. Showroom Price = 010 % - 0
I.D.V. = 355746Basic Rate 3.1910 % = 11352Detariff Discount 20 % - 2270
= 9081Age Discount 0 % 0
9081Profession Discount 0 % 0
9081Electrical / Non Elec. A 8100 % 4.00 + 324LPG / CNG Kit 0 % 4.00 + 0
= 9405NCB 35 % - 3292Breaking Loading 0 % + 0Net OD = 6114Zer Dep 0 % + 0Emergency Assistance % + 0OD With ADD On 6114PA Covers For Owner Driver + 100T.P.P.D. + 925CNG TP + 0Legal Liability + 50Unnamed Passenger 0 + 250Total T P Part = 1325
Net Premium (Net OD +TP) = 7439Service Tax 12.36 % + 919
Final Premium = 8358
Ex. Showroom Price = 010 % - 0
I.D.V. = 868381Basic Rate 3.3430 % = 29030Detariff Discount 10 % - 2903
= 26127Age Discount 10 % 2613
23514Profession Discount 0 % 0
23514Electrical / Non Elec. A 0 % 4.00 + 0LPG / CNG Kit 0 % 4.00 + 0
= 23514NCB 20 % - 4703Breaking Loading 0 % + 0Net OD = 18811Zer Dep 0 % + 0Emergency Assistance % + 0OD With ADD On 18811PA Covers For Owner Driver + 100T.P.P.D. + 2853CNG TP + 50Legal Liability + 0Unnamed Passenger 0 + 500Total T P Part = 3503
Net Premium (Net OD +TP) = 22314Service Tax 12.36 % + 2758
Final Premium = 25072
Ex. Showroom Price = 0
Depreciation @ 10 % 0
Insured Declare Value (I.D.V.) = 1285000
Ratio @ 1.7260 % = 22179
Over Loading 13 X 270.00 + 3510
OD Premium = 25689
OD Discount 15.00 % - 3853
OD Premium = 21836
Total = 21836
IMT 23 21836 % 15.00 + 3275
Over Turning (IMT 47) 0 % 0.35 + 0
Electrical / Non Elec. Acc. 0 % 4.00 + 0
LPG / CNG Kit 0 % 4.00 + 0
Gross Own Damage = 25111
0 %
- 0
= 25111
No Claim Bonus 0 % - 0
Loading 0 % + 0
Net Own Damage = 25111
Compulsory PA Covers For Owner Driver + 100
T.P.P.D. + 12448
Legal Liability To Paid Driver + 50
Employee of Insured + 0
Cleaner/Conductor/Coolies + 250
Package Premium = 12848
Net Premium (Net OD + Package Premium) = 37959
Service Tax @ 12.36 % + 4692
Final Premium = 42651
Confined to Own Premises/Site discount
Ex. Showroom Price = 672300
Depreciation @ 10% - 67230
IDV = 605070
Ratio @ 1.697% = 10268
Additional 0 + 550
OD Discount -8.2% - -842
Electrical / Non Elec. Acc. 0 = 4% + 0
LPG / CNG Kit 10268 0 5% + 513
Total = 11660
IMT 23 11660 = 15% + 1749
Gross Own Damage = 13409
No Claim Bonus 20% - 2682
Loading 0% + 0
Net Own Damage = 10727
PA Covers For Owner Driver + 100
T.P.P.D. + 6529
Legal Liability To Paid Driver 50 X 1 + 50
Passenger 399 X 56 + 22344
CNG TP 0
Cleaner/Conductor/Coolies 50 X 2 + 100
Package Premium = 29123
Net Premium (Net OD + Package Premium) = 39850
Service Tax @ 12.36% + 4925
Final Premium = 44776
8855
Ex. Showroom Price = 1984000Depreciation @ 5 % - 99200I.D.V. = 1884800Basic Rate 1.1900 % = 22429OD Discount 20 % - 4486
= 17943IMT 23 17943 % 15.00 + 2691Over Turning (IMT 47) 0 % 0.35 + 0
= 20635
Own Premises Disc 0 % 33.33 - 0= 20635
No Claim Bonus 0 % - 0Loading 0 % + 0Own Damage = 20635
PA Covers Driver + 100T.P.P.D. + 1458Legal Liability To Paid Driver + 50Tractor Trolly TP 930/- 0Cleaner/Conductor/Coolies + 50Package Premium = 1658
Net Premium (Net OD + Package Premium) = 22293
Service Tax @ 12.36 % + 2755Final Premium = 25048
CD
Discount 1.19030% 0.357
0.8330
MISC. D
AGE ZONE A ZONE B ZONE C
0 TO 5 1.208 1.202 1.190
5 TO 7 1.238 1.232 1.220
7 TO 10 1.268 1.262 1.250
Ex. Showroom Price = 0Depreciation @ 10 % - 0Insured Declare Value (I.D.V.) = 0Ratio @ 1.6400 % = 0Over Loading (GVW) 0 X 270.00 + 0OD Discount 20 % - 0Electrical / Non Elec 0 % 4.00 + 0LPG / CNG Kit 0 % 4.00 + 0Total = 0IMT 23 0 % 15.00 + 0Over Turning (IMT 47) 0 % 0.00 + 0
Gross Own Damage = 0
%- 0= 0
No Claim Bonus 0 % - 0Loading 15 % + 0Net Own Damage = 0
Compulsory PA Covers For Owner Driver + 100T.P.P.D. + 3415Legal Liability To Paid Driver + 50Employee of Insured + 0Cleaner/Conductor/Coolies + 0Package Premium = 3565
Net Premium (Net OD + Package Premium) = 3565
Service Tax @ 12.36 % + 441Final Premium = 4006
Confined to Own Premises/Site discount
CDDiscount 1.260
30% 0.3780.8820
GCV- Public Carrier – 3 wheelerAGE ZONE A ZONE B ZONE C0 TO 5 1.664 1.656 1.6405 TO 7 1.706 1.697 1.6817 TO 10 1.747 1.739 1.722
Ex. Showroom Price = 0Depreciation @ 5% - 0Insured Declare Value (I.D.V.) = 160000Ratio @ 3.191% = 5106Additional 0 + 550OD Discount -20% - -1021Electrical / Non Elec. Acc. 0 = 4% + 0LPG / CNG Kit 15000 0 5% + 750Total = 7427IMT 23 0 = 15% + 0
Gross Own Damage = 7427
No Claim Bonus 20% - 1485Loading 0% + 0Net Own Damage = 5941
Compulsory PA Covers For Owner Driver + 100T.P.P.D. + 3059Legal Liability To Paid Dri 50 X 1 + 50Passenger 560 X 4 + 2240CNG TP 60Cleaner/Conductor/Coolie 50 X 1 + 50Package Premium = 5559
Net Premium (Net OD + Package Premium) = 11500
Service Tax @ 12.36% + 1421Final Premium = 12922
Ex. Showroom Price = 0 CDDepreciation @ 0 % - 0 Discount 1.260Insured Declare Value (I.D.V.) = 246000 30% 0.378Ratio @ 1.2600 % = 3100 0.8820Over Loading (GVW) 0 X 0.04 + 0OD Discount 30 % - 930 PCV- 3 wheelerElectrical / Non Elec. Acc. 0 % 4.00 + 0 AGE ZONE A LPG / CNG Kit 19000 % 4.00 + 760 0 TO 5 1.278Total = 2930 5 TO 7 1.310IMT 23 2930 % 15.00 + 439 7 TO 10 1.342Over Turning (IMT 47) 0 % 0.00 + 0
Gross Own Damage = 3369
%- 0= 3369
No Claim Bonus 0 % - 0Loading 0 % + 0Net Own Damage = 3369
Compulsory PA Covers For Owner Driver + 100T.P + 1097Legal Liability To Paid Driver + 50UNAMNED PASANGER + 1575CNG TP + 60LESS T.P.P.D. - 0Package Premium = 2882
Net Premium (Net OD + Package Premium) = 6251
Service Tax @ 12.36 % + 773Final Premium = 7024
Confined to Own Premises/Site discount
PCV- 3 wheelerZONE B ZONE C
1.272 1.2601.304 1.2921.336 1.323