Your Invitation To A New Relationship.

Premier Client

Unique services for the unique you.

This guide highlights exclusive benefits and services you will experience as a Premier Client. While some of the benefits/services can be used right away, a few require you to activate, enroll, apply or download an app to unlock the full benefits of your Premier Client membership.

• Special Interest Rates

• Loan Discounts

• World Class Rewards Debit Card

• Dedicated Customer Service Line

1-844-721-1VIP (847)

• Complimentary Premier Financial Plan

• Signature Rewards Credit Card

1-844-721-1VIP (847)

Go ahead. Make it an experience of a lifetime.

Earning money was never easier than now. Your Premier Checking or Premier Plus Checking Account gives you:

• Cash Back 0.50% Cash Back on credit or signature based

transactions

• Premium Interest on the first $15,000 or $50,000 based on account

qualifications

• Unlimited ATM Fees reimbursed — worldwide

• No Monthly or Annual Fees

• Free Unique Debit Card with World Class Benefits

• Free Unique Checks with unlimited check writing

• Free Bank-to-Bank Transfer

• Free Mobile Deposit with raised daily and monthly deposit limits

• Fraud Protection and Card Management when you download and use the Fraud Alert App

• Premier Line of Credit

• Apple Pay® allows you to Point-N-Pay conveniently at participating

merchants

The amount you are rewarded or refunded occurs at the end of each monthly statement cycle.Monthly ACH deposit required.

For wherever life takes you, we’ll be there too.

Our Premier Clients have access to services exclusive to the Premier Client Debit Card. Take a moment to enroll in these services by calling 1-844-721-1VIP (847).

• Trip Cancellation Receive up to $1,500 in coverage for the forfeited,

nonrefundable, unused payments or deposits if a

trip is canceled or cut short

• Common Carrier Travel Accident Insurance You are automatically insured up to $100,000 or

$250,000 against an accidental injury while traveling

on a common carrier

• Auto Rental Insurance You automatically receive loss damage waiver

coverage with no deductible

• ID Theft Defense Up to $2,500 per claim in a 12 month period

• Card & Document Registration Recover important documents/cards if lost or stolen

when traveling or due to some unforeseen event.

Access to emergency cash or one way plane ticket

when you are at least 100 miles from home

• Lowest Purchase Price Guarantee Coverage applies when you use your Premier Client

Debit Card on a new item and then find an identical

item at a lower price. A $250 cap per claim and

$1000 cap annually

See full disclosures on www.extracobanks.com/your-debit-card.

Find security, savings, and convenience when you download our apps.

• Extraco Mobile App • Mobile Deposit

• Mobile Bill Pay

• Person 2 Person Pay

• Bank 2 Bank Transfer

• Manage Card(s)

• Set up Alerts

• Extraco Fraud Alerts App • Manage Alerts

• Manage Card(s)

Standard data and text message rates apply.

Safe shopping. Even when you’re not shopping.

Easy access Premier Line of Credit when you need it.

• Secured by qualifying assets at Extraco Banks • Preferred Rate

• Can sweep to Premier Checking

• Interest only, revolving demand note

• Loans under $250,000 will require a credit

application

• Loans over $250,000 will require a personal

financial statement

• Loan Secured with CD • Based on margin over the CD rate

• Loan Secured with Life Insurance • Up to 100% of cash value

• Requires an assignment of policy

• Floating interest rate based on Wall Street Prime Rate

• Loan Secured with Investments • Maximum loan-to-value apply

• Margin agreements may be required

• Floating interest rate based on Wall Street Prime Rate

Other terms and conditions may apply.

Tools to keep you at the top of your game.

Discounted Consumer Loan rates to enjoy the extra things in life.

• Premier clients receive an automatic 0.25%

discount on all secured/unsecured personal

loans • Preferred rates and pricing

• Must have Premier Client Checking

• Premier Plus clients receive automatic 0.50%

discount on all secured/unsecured personal

loans • Preferred rates and pricing

• Must have a Premier Plus Checking Account

Other terms and conditions may apply. Excludes real estate and commercial loans.

It’s top-down, open air season.

Preferred pricing and a personal approach to savings.

• Premier Money Market Investment • .25% Increase

• Premium interest is paid on first $250k balance

• Premier Plus Checking Account required

• Premier Certificate of Deposit • .25% Increase for Premier Checking Client

• .50% Increase for Premier Plus Checking Client

• 18 month CD

Savings made simple.

Earn Credit Card rewards for every dollar you spend.

• VISA Signature® Bonus Rewards Card • No annual fee

• Earn 1 point for every $1 you spend

• Redeemable for cash back, merchandise, gift cards and travel

• $1MM in travel insurance

• Competitive ongoing APR

• Cash advance may be made for up to 50% of credit line

Other terms and conditions may apply.

Stress free spending.

Master your Plans for tomorrow.

• Complimentary Financial Plan Together we’ll map out the goals that are important

to you and your family and set up an investment

strategy that fits your plans for the future

• Investment Management

• Estate Planning

• Trust Services

SECURITIES ARE NOT FDIC OR GOVERNMENT AGENCY INSURED | NO BANK GUARANTEE | MAY LOSE VALUE | NOT A BANK DEPOSIT | SUBJECT TO RISK

A map to your future.

1-844-721-1VIP (847)extracobanks.com

Member FDIC