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THe Official Publication of the Broward County Police Benevolent Association The Broward Centurion September 2004 Volume 6 Issue 9 www www www www www .bcpb .bcpb .bcpb .bcpb .bcpb a.o a.o a.o a.o a.o r r r g g g In This Issue Supreme Court Briefs .... 4 Are There Spies In Your PC? ........................... 6 Joe Bankrobber ............... 7 Safety Update ................. 11 Federal Funding Cuts ... 1 2 PBA Scholarships ........... 13 Florida Wins Gold ......... 19 In Memory BSO deputy killed in the line of duty B SO detective Todd Fatta was killed on August 19 while serving a search warrant in Ft. Lauderdale. Deputy Fatta was part of a multi-agency task force, Law Enforcement Against Child Harm, that was investigating allegations of kiddie porn. The task force was serving a search warrant on the home of a suspected pedophile wthe occupant opened fire on them with a high-powered weapon. Fatta was rushed to North Broward Medical Center under police escort. He died shortly after arrival. The gunman, Kenneth Wilk, who was alone in the house, was taken into custody shortly after Todd Fatta EOW August 19, 2004 Fatta PBA Hosts Reception For Fatta Family T he Broward County PBA hosted a reception for the Fatta family immediately following memorial services for Todd. The reception was held at the Pompano Beach Elks Lodge, located at 700 NE 10th Street. Several business leaders generously dontated food for the event. We'd like to thank the Elks Lodge of Pompano, Publix Supermarkets, DeSalvo's Italian Restaurants and Wings & Things of Wilton Manors for their generous donations. Thanks should also go out to members of our board who donated their time and worked hard to make sure the reception went smoothly: Dick Brickman, Pat Hanrahan, Neil Vaughan, Jeff Marano, Mike Casey, Life Member George Covet, Kelli Covet, Paul Weiss, Tony Fernandez, Jeff Poole, Jim Fisher and the PBA staff. And a great big thank you to retired board member Don Stefanko, who got the Elks Lodge for us at the eleventh hour. The reception went off without a hitch, thanks to the men and women that make up this organization, who are always there to serve the PBA in a clutch. Thank you, members. "He was a shining example of what a deputy should be.” -Sheriff Ken Jenne the incident. Todd is survived by his mother, Josephine; his father, Joseph; two sisters; and a brother. Services were held on August 24 at the Broward Center for the Performing Arts. Todd was laid to rest near his hometown of West Seneca, New York. The membership of the PBA and the entire law enforcement community send our sincerest sympathies to the Fatta family.

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Page 1: Police Benevolent Association In Memory · a suspected pedophile wthe occupant opened fire on them with a high-powered weapon. Fatta was rushed to North Broward Medical Center under

THe Official Publication of the Broward CountyPolice Benevolent Association

The BrowardCenturion

September 2004Volume 6 Issue 9 wwwwwwwwwwwwwww.bcpb.bcpb.bcpb.bcpb.bcpba.oa.oa.oa.oa.orrrrrggggg

In This IssueSupreme Court Briefs .... 4Are There Spies InYour PC? ........................... 6Joe Bankrobber ............... 7Safety Update ................. 11Federal Funding Cuts ... 12PBA Scholarships ........... 13Florida Wins Gold ......... 19

In Memory

BSO deputy killed in the line of duty

BSO detective Todd Fatta waskilled on August 19 while

serving a search warrantin Ft. Lauderdale.

Deputy Fatta was partof a multi-agency taskforce, Law EnforcementAgainst Child Harm, thatwas investigatingallegations of kiddie porn.The task force was servinga search warrant on the home ofa suspected pedophile wtheoccupant opened fire on themwith a high-powered weapon.

Fatta was rushed to NorthBroward Medical Center underpolice escort. He died shortlyafter arrival.

The gunman, Kenneth Wilk,who was alone in the house, wastaken into custody shortly after

Todd FattaEOW August 19, 2004

Fatta

PBA Hosts Reception For Fatta FamilyThe Broward County PBA hosted a reception for theFatta family immediatelyfollowing memorial services forTodd.

The reception was held atthe Pompano Beach Elks Lodge,located at 700 NE 10th Street.Several business leadersgenerously dontated food for theevent. We'd like to thank theElks Lodge of Pompano, PublixSupermarkets, DeSalvo's ItalianRestaurants and Wings &Things of Wilton Manors fortheir generous donations.

Thanks should also go out tomembers of our board whodonated their time and worked

hard to make sure the receptionwent smoothly: Dick Brickman,Pat Hanrahan, Neil Vaughan,Jeff Marano, Mike Casey, LifeMember George Covet, KelliCovet, Paul Weiss, TonyFernandez, Jeff Poole, Jim Fisherand the PBA staff.

And a great big thank you toretired board member DonStefanko, who got the Elks Lodgefor us at the eleventh hour.

The reception went offwithout a hitch, thanks to themen and women that make upthis organization, who arealways there to serve the PBA ina clutch. Thank you, members.

"He was a shining example of whata deputy should be.”

-Sheriff Ken Jenne

the incident.Todd is survived by his mother, Josephine; his father, Joseph; two

sisters; and a brother. Services were held on August 24 at theBroward Center for the Performing Arts. Todd was laid to restnear his hometown of West Seneca, New York.Themembershipof the PBAand theentirelaw

enforcementcommunity send our sincerest sympathies to theFatta family.

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The Official Publication of theBroward County PBA

(A Charter of the Florida PBA)2650 West State Road 84

Fort Lauderdale, Florida 33312Telephone: 954/584-7600

Fax: 954/583-0405

Megan Gordon, Editor

E-mail: [email protected]

The Broward Centurion is published bythe Broward County PoliceBenevolent Association for the solebenefit of its members. The BrowardCenturion is dedicated to theadvancement of the law enforcementprofession through better andstronger community relations. Theopinions expressed in the publicationof The Broward Centurion are notnecssarily those of the BrowardCounty PBA, its Executive Board orthe Board of Directors.

Members or readers submitting lettersto the editor or articles for publicationare requested to adhere to thefollowing:

• Submissions should be sentto:

Broward County PBAAttn: Centurion2650 West State Road 84Fort Lauderdale, Florida 33312

• Letters or articles must beaccompanied by thewriter's true name andaddress.

• All articles submittedforpublication must beaccompanied by astatement givingpermission to publish.

• All submissions must belegible.

• The Broward County PBAreserves the right of theExecutive Board orEditor to amend or to add aneditor's comment to anyarticle or letter submitted.

• Advertisment in thispublication does not implyendorsement by theBroward County PBAunless otherwise specified.

TTTTThhhhheeeee BBBBBrrrrrooooowwwwwaaaaarrrrrd d d d d CeCeCeCeCennnnntttttuuuuurrrrriiiiiooooonnnnn

President'sMessage

The Broward Centurion September 2004

Order YourPBA License Tag

Available at the main county tag office.Ask for the "Support Law Enforcement " tag.

Dick Brickman

2

I recently read that the State of New York haspassed the Deferred Retirement Option Plan

(DROP) for the New York State Police and FireRetirement System. Wow, they finally got a benefitthat the State of Florida, through the PBA's efforts,has had since 1996. It never fails that a transplantedmember from New York makes the statement, "WhenI was in New York, we got... ."

The New York PBA is in a contract battle with thecity, and the last offer on the table was a three-yearcontract of 0%, 0% and 5%. Now I ask you: Wouldyou rather be in New York or South Florida? Yourfuture contract benefits in NYC would top out at$56,000; in South Florida it's $62,000. Would yourather have an offer of 0%, 0%, 5% or 3%, 3%, 3%—the typical contract raise for South Florida policeofficers?

The next time I hear "We got this in New York,"my answer will be, "Is that all you got?"

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PresidentDick Brickman

Senior Vice PresidentPatrick Hanrahan

Vice PresidentNeil Vaughan

SecretaryDebbie Reggio

TreasurerJeff Marano

Legislative DirectorMike Casey

General CounselBarbara Duffy

September 2004

Executive Board

Board of Directors

Broward CountyPBA

BSO (Support)Paul Weiss

BSO (LE)Dan CiacciarelliJorge CorpionJames DeMatoPete GearyJames HanlonDean MirraJeff PooleLarry Whitford

BSO (Lts)Barry Derose

Coconut CreekRodney SkirvinRalph Capone

Coconut Creek (Sgts)Tim Bradshaw

Hallandale BeachMike FowlerRafael Matias

Hallandale Beach (Sgts)Duane Flournoy

HollywoodBilly FergusonTony FernandezSusan HayesKeith Wadsworth

Lighthouse PointMike SearchGary Siegel

Margate (Spvrs)Arnold Finkelstein

MiramarJon AnterioTim NevinsSteven Toyota

Pembroke PinesJim FisherGlen ParkerJim Ryan

Sea Ranch LakesJames O'BrienMike Tarr - Alt.

SunriseJohn Jaslowski

Sunrise (Lts)Athena Skellion

Wilton ManorsBrian BehanEd CostelloDavid Jones

Alternates - BSOMichael CatalanoKelli CovetRich EngelsJulie FosterAndrew McConnellThomas PurdueRalph RombForest Santalucia

WelcomeNew

Members

The Broward Centurion

New Members

Associate Members

PBA Office StaffCharter Secretary

LindaReceptionist/Membership

LynnSecretary/Detail Coordinator

KimMembership Secretary

MaxineLegal Assistant

MaryannCommunications Director

Megan 3

Munib M. Ahmed—BSORobert J. Hager Jr.—BSOJames F. Hayes III—BSO

Scott J. Jordan—BSOWilliam Sainvil—BSO

Miaker Sanchez—DavieJames R. Siegfried—Lighthouse Point

Jamie D. Smith—BSO

Diane Martin

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The Broward Centurion September 2004

4

Supreme Court BriefsThe month of June saw several

rulings by the United StatesSupreme Court that will havesignificant implications for lawenforcement.

Blakely v. WashingtonIn this case, the Court ruled

that any factor that increases acriminal sentence, except forprior convictions, must beproved to a jury beyond areasonable doubt.

Prior to the decision, judgeswere allowed or required toimpose longer sentences basedon many different criteria,including the defendant’sbackground and the nature andseverity of his crime.

The decision may affectsentencing laws in at least sevenstates in addition to the State ofWashington, where the caseoriginated, and the federalsystem.

The majority opinion heldthat imposition of additionaltime violates the defendant'sright to a jury trial.

Hundreds of thousands ofsentences imposed across thecounty in the last four yearscould be affected by this ruling.Source: New York Times

Missouri v. SeibertHere the Court rejected the

tactic of delaying Mirandawarnings to induce suspects togive incriminating statements.

The method, which is taughtin police training courses,involves questioning a suspectprior to giving the Mirandawarning, then taking a shortbreak. After the break, the

suspect is read his rightsand the interrogation

resumes. Usually the suspect willwaive his rights and repeat whathe said earlier.

The Court ruled on the issueof whether the answers from thesecond phase could be used incourt. In a majority opinion, thecourt said no. The opinion statedthat the strategy was adapted toundermine the Mirandawarnings.Source: policeone.com

United States v. PataneThis case also deals with

Miranda. Patane was placedunder arrest, and an officerbegan to read him his Mirandarights. Patane cut him off,claiming he knew his rights.During subsequent questioning,the convicted felon admitted toowning a gun and gave theofficer permission to retrieve it.

Later, Patane sought to havethe gun supressed. The Courtheld that the failure to readMiranda warnings did not barthe introduction ofnontestimonial evidenceobtained as a result of voluntarystatements.Source: Quinlan.com

Recent rulings have a direct effect on police workHiibel v. Sixth Judicial DistrictCourt of Nevada, HumboltCounty, Et AlThis case involves the FifthAmendment. Larry Hiible, aNevada rancher, refused toprovide police with his namewhen asked—the officerrequesting the information wasinvestigating an assault in whichthe suspect resembled Hiible.

The Court upheld Nevada's"stop and identify" statue, sayingthat citizens can be arrested forrefusing to give their names topolice because, although a namemay be unique, it's also auniversal characteristic and islikely to be incriminating only inunusual circumstances.

It's important to note that theruling doesn't give lawenforcement the right torandomly stop and questionpeople, only the right to askimportant questions during alegal stop that results fromreasonable suspicion.Source: officer.com/Knight Ridder/Tribune Information Systems

Yarborough v. AlvaradoIn this case, the Court was

looking into whether police mustconsider a subject's age andinexperience when determiningthat an interrogation is notcustodial. Alvarado, a 17-year-old questioned by police,confessed to his part in a murderwithout having the Mirandawarning read to him.

The Court held that thegeneral test for custody, forMiranda purposes, involved ananalysis of the objectivecircumstances of theinterrogation, not the subjectiveindividual charcteristics of thesubject. Source: Quinlan.com

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September 2004The Broward Centurion

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September 2004The Broward Centurion

POLICE OFFICERSFIREFIGHTERS

&TEACHERS ONLY

1% DOWNon all

New PurchaseHome Loans

Office ................. 954-583-4007Cell ..................... 754-224-9553Fax..................... 954-581-0001

Tim Parisi, Police OfficerTara Parisi, Vice President

Diane Martin, Principal Broker

6

We’ve all been warned about Internet viruses, worms and hackers, but there’ssomething new that’s probably lurking in your computer right now. It’s called

spyware, and it’s the newest tool for those looking to steal from you.without permission, software that sends personalinformation to another company, transmits users’online actions or leads to pop-up ads. Other states areexploring their own versions of this legislation, as isthe U.S. Congress.

So what can you do about it? Many companiesthat create Internet security software such as anti-virus programs and personal firewalls have createdanti-spyware programs. You can log on towww.downloads.com to see what programs are outthere and how other users rate their effectiveness.Some will even allow you to download a free trialversion to see how you like it.

Some manufacturers, like McAfee, have packagedtogether all their Internet security programs so youcan take care of all your security needs with a singlepurchase. It’s worth the investment to protect yourcomputer and your personal information.Source: msn.com

Are There Spies In Your PC?

Spyware evolved from adware, which wasintended to monitor your Web surfing habits to bettertarget consumers. The programs secretly downloadthemselves onto your computer as you surf the Web,then begin capturing and distributing informationfrom your computer without your knowledge.

Spyware can monitor your browsing habits andrecord keystrokes as you enter personal information,account numbers or passwords. It can also send spamfrom your PC. All this information can be used tosteal your money, or worse, your identity.

Not only does spyware record information aboutyou, it and adware can slow your computer’sperformance, increase annoying pop-up ads andimpede your access to the Internet.

Lawmakers in many states and the federalgovernment are attempting to put the brakes onspyware through legislation. This year, Utah becamethe first state to prohibit companies from installing,

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7

September 2004The Broward Centurion

Joe BankrobberThe new bandit is the guy (or girl) next door

When most of us think of bankrobbers, we think ofBonnie and Clyde, or the man with a gun and a

mask. But the face of the bankrobber is changing, and moreand more it's starting to look like our next-doorneighbor.

Take the case of J.L. Rountree, who committedhis first bank robbery at the age of 91. Or SallyAnn Smith, 56, described by friends as "awonderful, caring person and devotedgrandmother," who robbed two banks atgunpoint.

An increasing number of bank heists arebeing committed by seemingly ordinary citizens:teenagers, senior citizens, stay-at-home parents—anyonewho is strapped for cash.

Over the last 15 years, the number of bank robberieshas fluctuated, affected by the rise and fall of the economy.When times are tough, the number goes up; when theeconomy is flourishing, the number goes down. But thetype of robberies has changed significantly over the past 25years, according to the FBI.

In the past, only about a third of all bank robberieswere so-called "note jobs," thefts committed via pen and

paper rather than with guns. Today, these heists make upthe majority of all bank robberies. Note jobs are the preferredmethod of the robber with no criminal past.

There are a number of factors responsible for thistrend. One of the major ones is the knowledge thatbank employees are now trained to cooperate withthieves to avoid casualties. Most people know thatrobbing a bank today is as simple as writing a note.Banks have also changed the way they do business,becoming less like fortresses and more like retailoutlets—all for the customers' convenience, butthese changes are also beneficial to the would-bebank robber.

Banks haven't been in a hurry to solve the problem. Thelosses, around $70 million per year, are considered"acceptable" to the banking industry, which loses nearly$700 million a year to check fraud.

But there is a downside for the "average Joe"bankrobber: Their average take is only about $2,000-$3,000,far less than the amateur needs to solve their financialproblems. As a result, many try again and are eventuallycaught. On average, about 57 percent of all bank robberiesare solved. Source: policeone.com

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The Broward Centurion September 2004

Health & Fitness

8

COLLEEN FRAZIERLoan Consultant

Fort LauderdaleHome Loan Center

954-229-6953

7.5 x 4.875

C U S T O M I Z E D H O M E L O A N S

WE’VE GOT SOMETHINGEVERYBODY WANTS IN AHOME LOAN: OPTIONS.

Four different payment options

Flexible approval criteria

Wide variety of down payment options

For a custom-fit home loan, give me a call.

Programs subject to change. Certain restrictions apply. Interest rate/APR may be higher than when these costs are paid byborrower. Some programs may not be combined with others. We have loan offices and accept applications in: Washington Mutual

Bank, FA – many states; Washington Mutual Bank – ID, OR, UT, WA; and Washington Mutual Bank fsb – ID, MT, UT.

A22 Loan Product or ServiceGeneric Broad Product/ Service - Customized Home Loans

Think of your brain as amuscle—if you want to make

it stronger, you have to exerciseit. A technique called Neurobicsoffers a relatively easy way to doit. Neurobics uses one or more ofyour senses in unconventionalways that engage your attentionand add an unexpected twist toroutine activities.

These twists stimulate braincells and make them more active,creating new connections incertain parts of the brain. Doneregularly, Neurobics keeps thebrain nimble and ready for newchallenges.

Try some of these exercises:

* Use your non-dominant handto comb your hair, brush yourteeth, etc. in the morning.

* In the shower, close your eyesand use your sense of touch tofind the soap and wash yourself.

* Rearrange your living space.

* Take a different route towork or other often-visitedplaces.

For more exercises, log on to:keepyourbrainalive.com.Source: Netscape/HealthDayNews

Get smarter doing routineactivities

Neurobics: ExerciseYour Brain

Keeping stress away all day isnot necessarily a boon to

your health.Although chronic stress can

put a damper on your immunesystem function, researchsuggests that your immunesystem gets a boost from short-term stress. Don’t shy away from

brief stressors that are a naturalpart of an engaging life, such asoccasional work challenges orlearning new skills.Source: realage.com

A Little Stress Is Good

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September 2004The Broward Centurion

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The Broward Centurion September 2004

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September 2004The Broward Centurion

11

This device was found on a prisoner inCumberlandCounty,Georgia. Itwas intendedto dispensetear gas andcan hold 2, 8mm teargas cartridges, but theprisoner had loaded itwith .25-caliber shells.

It is unclear whether thedevice actually fires live rounds,but it is currently being tested.

It looks like a regular cellphone, but it’s actually a .22-

caliber pistol that canfire four rounds inquick succession witha touch of thekeypad.

The weaponshave been turning upin Europe, buthaven’t hit U.S.shores yet. Even so,the FBI, the Bureauof Alcohol, Tobaccoand Firearms and theU.S. Customs Servicehave been briefed onthese guns.

The cell phone guns look justlike regular cell phones, but areheavier. They are loaded by

Cell Phone Gun

Cell phone gun holdsfour .22 rounds

twisting the phone in half. The22-caliber rounds fit into the

top portion, under thescreen. The lower halfholds the firing pins.The gun is fired bypressing numbers fiveto eight on thekeypad. The bulletsfire through theantenna. The devicesdo not light up oroperate as phones.Source: BSO TrainingAdvisory Bulletin

Key Chain Gun

President Bush signed the Law Enforcement Officers

Safety Act of 2004, a.k.a TheRight to Carry Bill, into law onThursday, July 22, 2004.

Right To CarryBill Signed

Safety Update

The statute exempts qualified lawenforcement officers from state and local lawsprohibiting the carrying of a concealed firearm.The exemption is lost if the officer is intoxicated.Retired officers must have served at least 15years in law enforcement to be eligible for theexemption. The new law does not supersedestate laws that restrict concealed weapons onprivate property or in government buildings,airports or parks. It also does not allow officersto carry a firearm on a commercial aircraft. You can find a complete final copy of the billat www.napo.org.

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The Broward Centurion September 2004

12

Funding Cuts Change PolicingStrategiesAround the U.S., cities are cutting police forces and shutting down units that

have helped to reduce crime rates. The cuts are the result of financial problemsthat have swept across the county.

from last year. The other two programs may also lose over $300million if the budget is passed.

Much of the money these programs stand to lose will go instead tothe Department of Homeland Security. As the focus shifts to terrorissues, police departments have to do more with less. The FederalBureau of Investigation is focusing its efforts on counterterrorismoperations while reducing more traditional crime-fightingactivities like investigating bank robberies and drug

trafficking. Meanwhile, the federalgovernment has ordered departments to

deploy more officers to combatterrorism while providing littlefinancial assistance.

Take some action—let the presidentand your congressmen know how these

cuts are affecting you and the communities youwork in. Write them, call them, fax them or e-mail them:

President George W. Bush1600 Pennsylvania Ave. NWWashington, DC 20500202/456-1111 Comments

202/456-2461 Faxe-mail: [email protected]

Contact information for Senators Bill Nelson and BobGraham can be found at senate.gov. You can find your representativeand his/her contact information at house.gov.Source: New York Times

The city of Cleveland hashad to lay off about 15 percentof its total police force this year.The Los Angeles County Sheriff’sDepartment has had to closeseveral jails and release someinmates early after letting go1,200 deputies in the past twoyears. Fewerofficers on the jobhave led to adecline in thenumber of arrests.

Cutbacks infederal assistancefor lawenforcement havetaken their toll.Since 1995,Cleveland hasreceived $34million from thefederalgovernment to hirenew officers. This year it willreceive only $489,000 for allpolice programs, a number that’slikely to be cut in half ifPresident Bush’s proposedbudget is approved.

Washington provides fundsto local police departmentsmainly through three JusticeDepartment programs: theCommunity Oriented PolicingServices Program (COPS), theLocal Law Enforcement BlockGrants Program and the ByrneMemorial Grant Program. TheCOPS program has added118,000 officers across thecountry, but know faces funding

cuts of about 80%

Associate MembersWanted

We’re looking for individuals who are active in thecommunity and want to encourage social andeducational activities between the PBA and thecommunities our officers serve. Associate membershipsare available to any resident of Broward County.

Refer A Friend!

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Larry Whitford and Megan Gordon.Each of the committee members, excluding the

Chairperson, was given a numbered copy of eachand every application and essay. In order to befair, all references to the applicant’s identity orthe PBA family member were excluded. Theapplication numbers were randomly assigned.

Committee members rankedthem in order – first to last.The top twenty were givenscholarship awards.

Unfortunately,we wereunable togive everyapplicant a

scholarship award. If you applied but did notreceive an award, please apply again next year. Forthose who did get an award, remember you mustapply again next year if you want to be consideredfor a scholarship.

We are still studying other police association’sscholarship programs in order to improve ourprogram. We are anticipating some changes in theapplication process for next year. Any change willbe advertised in the Broward Centurion beforeapplications become available.

Apparently, the advertising of the PBAScholarship Program has become quite

successful. Last year, our first, only sixteenapplicationswere received.As a result, wewere able to giveevery applicantsome of ourbudgetedmoney.

This year,however, wasquite different.We receivednumerousapplications. Somany that it hadto be brought upat an ExecutiveBoard meeting.Even with adding additional monies—thanks toattorneys Mike Braverman and Tony Alfero—westill had too many applicants. It was decided thatthe top twenty applicants would receive a financialscholarship awards.

The PBA Scholarship Committee consisted ofSenior Vice President Pat Hanrahan asChairperson and committee members Jeff Poole,

September 2004The Broward Centurion

13

Broward County PBAAwards 2004 ScholarshipsPat Hanrahan, Sr. Vice President

Andrew CucchiaroPeter Geary

Alexander JomantEric Jomant

First Place$1,000 Award

JacquelynBanas

Christopher BrillantErin Butler

Desiree JomantKathleen O’Brien

$500 AwardAntonio Cucchiaro III

Amanda DowningAmy DuncanGreg Leljedal

$300 Award

$200 Award

Justine MorganBrett Nevins

Kristin PercivalMichelle Wear

Mary ManganAshley ReykaJarrod Wilson

Mr. andMrs.

DonaldBanas

(JacquelynBanas'

parents)and Pat

Hanrahan

Attorney MikeBraverman, BillO'Brien (KathleenO'Brien's father)and Pat Hanrahan

Mike and Desiree Jomant withPat Hanrahan

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The Broward Centurion September 2004

MoneyMatters

According to a survey by theAmerican Savings

Education Council (ASEC), morethan half of workers estimatethey’ll need less than 70 percentof their pre-retirement incomeduring retirement. But the realityis that you may need 120 percentof your current income tomaintain your lifestyle.

The first thing you need toplan for retirement is a realisticgoal for how much you’ll need tosave before you can stopworking. Seventy percent of peakearnings is a minimum estimate,one that assumes things like yourhouse will be paid off. Theamount you will actually need isbased primarily on how long youlive, what kinds of medicalproblems you have and thelifestyle you want.

After-retirement spendingusually remains the same aswhen you are working because

How Much Do You Need ForRetirement?

money saved from workexpenses and mortgages is spenton things like travel. Medicalbills also factor in. And yourshare of those expenses isexpected to increase over theyears—the cost of insurancealone is more than most peopleplan on.

Someone currently earning$70,000 and planning to retirein 25 years at the age of 65 andexpecting to live to age 90 on 80

You may need more than you think

What 's The "Rule of 72"?The "Rule of 72" tells you approximately how long itwill take todouble yourmoney if youearn a specifiedpercentage rate.It's so namedbecause at a10% return,your money willdouble every 7.2years.

To do the calculation, divide72 by the rate earned. The

answer is the number of years itwill take for your initial

investmentto double.This isonly anestimatebecauserates ofreturnfluctuateover time.

Forexample, if you invested $5,000on the birth of your child, andthat investment earns 10%

percent of pre-retirement incomewill need to save approximately$1.3 million. That’s assumingthat Social Security will add anextra $19,000 per year, but thatcould change in the future. Don’trely on Social Security to see youthrough.

What can you do? Mostdepartments offer some type ofdeferred compensation plan. Useit. And contribute the maximumamount allowed. Limits are risingby about $1,000 each yearthough 2006. An extra two orthree percent out of eachpaycheck will hardly benoticeable, but will make a bigdifference in your retirementsavings over the years.Source: cnnmoney

Age Amount7.2 $10,00036 $160,00050.4 $640,00064.8 $2,560,000

$5,000 Invested At 10%

interest, by the time that child was65, he or she would have over$2.5 million in savings, assumingno funds were added or removed.

This formula will give you anidea of how quickly your moneycan grow; it will do so even fasterif you continue to add to the totalon a regular basis.Source: The Money Page/Netscape

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September 2004The Broward Centurion

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What's UpThe Broward Centurion September 2004

News From OurMembers

Births

Hollywood detective Barry Boulton has been called to

active duty with the Marines. All ofus at the PBA thank him for hisdedicated service and hope he comes homesoon.

Deputy Cody Gill and his wife Gladys welcomed their

second son, Evan Vincent, on June29. Evan weighed in at 7 lbs., 10oz. and was 19 ¼” long.

Ft. Lauderdale Traffic Homicide Investigator JillHirsch and her husband, Karl, a Sgt. with Ft.Lauderdale, welcomed their third son, KellenPatrick, on July 15. Kellen weighed in at 8 lbs., 14 oz.Mom, dad, baby and big brothers Karl and Kevin areall doing well—as are grandma and grandpa Lindaand Dick Brickman.

BSO Sgt. Reed Lorber and his wife, Christine,welcomed their second daughter, Emma Hope, onAugust 8. Emma weighed in at 7 lbs., 2 oz. and was19 ¼" long. Big sister Gracie can't wait to play withher new sister!

Pembroke Pines officer Darryl Curtiss and hiswife, Becky, are celebrating the birth of their secondchild, Dalton, who was born on July 10. Daltonweighed in at 7 lbs., 13 oz. and was 21" long. Dalton,mom, dad and big sister Grayson are all doing well.

Congratulations to all!

911 FitnessChallenge

Hearing The Call

Congratulations to Hollywood officers Steve Harrison, Phil

Rodriguez and David Daly for winning theSoutheastern Division in the Pinnacle 911Fitness Challenge.

Congratulations to HollywoodDetective Robert J. Wolfkill, who was

chosen as one of the "Outstanding YoungFloridians" by the Florida Jaycees. The awardswere given out on August 21 at the AdamsMark Hotel in Daytona Beach.

HollywoodOfficer Honored

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September 2004The Broward Centurion

Law Enforcement NewsItems of Interest From Around The U.S.

Pasadena, Calif. – A Pasadenapolice officer has been placed onadministrative leave after hetried to arrange a fight between aprisoner and a police trainee.

Officer Llanes bet RickyEvans, whom he and his traineehad just arrested, $20 that thetrainee would win a fight withhim. Evans agreed after beingtold that he would not faceadditional charges in connectionwith the fight.

The trainee has resigned,despite attempts from thedepartment to keep him on theforce. Llanes will remain on leaveuntil the chief decides his fate.Source: quinlan.com/The Mercury News

Madison, Wis. – A WisconsinState appeals court ruled that asheriff’s deputy violated awoman’s constitutional rightswhen he followed her into herhouse to arrest her for DUI.

The decision reversed a priorruling by a circuit court that heldthat the deputy was justified togo in without a warrant becausehe didn’t know whether thewoman lived in the house.

Green Lake County Sheriff’sDeputy Kevin Manning wasconducting a routine traffic stoplate one night when a car thathad been speeding down theroad pulled up behind his squadcar then backed up and turneddown another road. The vehiclestopped again, backed andturned into the driveway of ahome. Manning drove into thedriveway and watched thewoman get out of the car andwalk toward the home.

The deputy attempted to stopher before she got into the house,but she kept walking. Manningkept her from closing the doorand walked in.Source: officer.com/Associated Press

Fort Pierce, Fla. – Vasko, a 5-year-old St. Lucie CountySheriff’s Office K-9 who wasshot and killed pursuingkidnapping and carjackingsuspects was given full honors athis funeral in July.

Vasko and his handler,Master Deputy Michael Colton,were pursuing two kidnappingand carjacking suspects whenone of the men opened fire.Vasko was hit three times in theface and died 15 minutes later.He was the first St. Lucie CountyK-9 killed in the line of duty.

An estimated 800 peopleattended the funeral at the St.Lucie County Civic Center.Representatives from 51 sheriff’soffices around the state attendedas well as about 70 police dogs.

Vasko was given full policehonors, including a 21-gunsalute and taps.Source: sunsentinel.com/The Fort PierceTribune

Washington – The NationalTransportation Safety Board(NTSB) has recommended thatthe federal government requirepassenger vehicles to beequipped with black boxes thatrecord speed, seat-belt use,braking and other facts.

The recommendation comesfollowing the investigation of theJuly 2003 farmers-market crash

in Santa Monica, Calif. thatkilled 10 people and injured 63.Investigators were unable tointerview the elderly driver whostepped on the gas instead of thebrake and plowed into themarket.

Currently, about 15 percentof vehicles on the road have datarecorders. Between 65 and 90percent of vehicles produced in2004 have some sort of recordingability. The hope is to have the reorders collect a standard set ofup to 42 data elements bySeptember 2008.Source: Sun Sentinel/Orlando Sentinel

Springfield, N.J. – An 18-yearveteran of the Springfield policedepartment has been chargedwith misconduct after allegedlystaging his own shooting andclaiming he was assaulted bytwo suspects.

Officer ChristopherLaFragola fired two shots intohis bulletproof vest, then radioedheadquarters that he had beenshot. That began a frantic huntfor a car carrying two suspects.The suspects apparently didn’texist.

Videotape from thesurveillance camera at a nearbyoffice building showed no oneelse in the area at the time of theshooting. Officer LaFragola, whois recently divorced, is beingtreated at a psychiatric facilityand has not yet hired anattorney.Source: policeone.com

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The Broward Centurion September 2004

Letters & Thanks

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September 2004The Broward Centurion

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Team Florida TakesGoldFlorida ladies dominate at2004 Police & Fire Games

The ladies' softball team fromFlorida brought home gold

from the 2004 International Police& Fire Games. The team wasundefeated—putting up a 9-0record against squads fromaround the country.

The First Annual InternationalPolice & Fire Games were held inLas Vegas in August. Teams fromall over the world participated inthe ten-day, Olympic-stylecompetition, which includedevents such as arm wrestling,basketball, bowling, cycling andpoker.

Team Florida, made up ofpolice officers and firefightersfrom across the state, swept thesoftball competition, bestingteams from Las Vegas, Texas,Arizona, California andanother Florida team.

The games were hosted bythe Nevada Police AthleticFederation and theInternational Law EnforcementGames. Their purpose is topromote brotherhood, physicalfitness and goodwill betweendepartments and agenciesthroughout the world.

Team FloridaTop row (L to R): Melanie Carpio,Hialeah PD; Jamie Sawyer, MiramarPD; Karen White, Hialeah PD; SueBoucher, Hialeah PD; Tracy Pearce,Hialeah PD; Pam Zorsky, Hialeah PD;Dot Zorsky, Hialeah PD. Bottom row(L to R): Kay White, Hialeah PD; JuliePadleford-Jansen, City of Miami FD;Kelli Covet, BSO; Karen Zorsky,Hollywood PD; Dawn McClaskey,Pembroke Pines PD; ChristineZiccarelli, BSO; Michelle Vance,Jacksonville S.O.

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The Broward Centurion September 2004

Inside BSOFor Our Members With The Broward Sheriff's Office

Employees of the Month—JulyDep. Eugenio Legra

Pembroke Park/South BrowardDep. Elizabeth Kent

AirportDet. Michael Ghioto

Lauderdale LakesDep. David LewisCentral BrowardDet. Kirk Carter

TamaracDet. Patrick White

TamaracDet. Edward MacDougall

unincorporated North Broward

Det. Jeffrey Batesunincorporated North Broward

Dep. James DusenberyDeerfield Beach

Dep. Jeffrey HurtDeerfield Beach

Dep. Kevin McCleanPompano Beach

Dep. Michele MillerOakland Park

Det. Craig BrownLauderdale-By-The-Sea

Det. Andrew CardarelliLauderdale-By-The-Sea

AwardsGold Cross AwardDep. Gerardo Lopez

Oakland Park

Silver Cross AwardDep. Lisa DiSavino

Oakland Park

Exceptional Service AwardDep. Robert Wallace

Cooper City

Commendation AwardDep. Robert Schmidt

Airport

Life Saving AwardDep. Mark Kersey

Pompano BeachDep. Robert Boris

Pompano BeachDep. Mark Northrop

Pompano Beach20

Dep. Greg LoseLauderdale Lakes

Dep. George McCordTraining

Dep. Sherry MartzallTamarac

Dep. Jeff SnyderWeston/Southwest Ranches

Dep. James HerbertDUI Task Force

Dep. Katarzyna GonzalezLauderdale-By-The-Sea

Dep. Maria SosaLauderdale-By-The-SeaDep. Richard Seward

Port EvergladesDep. James Bridgman

Pompano Beach

Dep. Shelly CobbNoth Lauderdale

Dep. Anthony MoralesNorth Lauderdale

Dep. Geoffrey BrownCooper City

Det. Richard NeavesCooper City

Dep. Kelli CovetParkland

Dep. Scott BuresTraining Division

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September 2004The Broward Centurion

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The Broward Centurion September 2004

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September 2004The Broward Centurion

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Non ProfitOrganization

U.S. Postage PaidPermit #1677

Fort Lauderdale, FL

Broward County PBA2650 West State Road 84Ft. Lauderdale, FL 33312

©2004 Broward County PBA