Phoenix Property Magazine August 2015

Inside this issue… Agents Blog: Property of the month. Local area: Long Sutton & District Civic Society news. Just for fun: Word search – English Counties. Local Area: Latest news from Cinder Ash Pre-School. Local area: Long Sutton Market House –what’s on. Insurance: The benefit of a local advisor. Property: Home Buyers Protection Insurance. PLUS: Full property listings.

Cover photo: property of the month in Main Road, Gedney Drove End.

206 Bridge Road, Sutton Bridge, Spalding, Lincolnshire, PE12 9SG- Tel: 01406 359131 Fax: 01406 359939 Email: [email protected]

Open: Monday to Friday 9am – 6pm. Saturday 9am – 4pm. Closed: Sundays & Bank Holidays

Phoenix Property Magazine August 2015 FREE

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MAIN ROAD, GEDNEY DROVE END, PE12 9PD. ASKING PRICE: £220,000.

Period (circa early 1800s) detached and converted former public house situated in a rural village location. Offering modern energy efficiency improvements to include photovoltaic solar panels plus air source heat pump – giving a financial benefit to both the energy efficiency of the property and also an income return on the energy generated (further information below). The property offers character and quirks as to often be expected with a property of this period & origin. Such as 2 staircases (front & rear) plus a quirky stooped height doorway upstairs & low ceilings. An internal viewing is essential to appreciate fully the layout & all this property offers.

ACCOMMODATION: On the ground floor: lounge with 2 feature fireplaces (one each end), dining room, study, cloakroom & kitchen. On the first floor via the front staircase entrance to the master bedroom with walk in wardrobe & en-suite with stooped door to the main bathroom which leads to the rear landing offering further study use and access to the 2nd & 3rd bedrooms. Outside the property has an extensive gated driveway giving off road parking for several vehicles, plus additional space ideal for parking a motorhome/caravan (with electric connection nearby), attached garage, workshop, integral store room/utility, extensive garden and patio area to the rear of the property with additional yard/patio area to the other side of the property. Majority upvc double glazing (except cloakroom & bathroom velux window).

The sellers of this property have owned it since 2004. They were attracted to the property by the space it offered inside and out, plus the garden because of it’s size, privacy and that it wrapped around the property offering different sections for veg patch, plants & pond plus that it benefits from sunshine all day. It also had a work shop and at the time they bought it they had a caravan, so the drive was big enough to park their caravan without obstructing light to the property and still allowing space to park both their cars as well as guests. Most importantly they loved the fact it was ‘not your average/ordinary house, with big rooms, tall ceilings and offered more charm than the newer builds they had viewed’. They also loved it’s location; quiet/safe/pretty with lots of wildlife. They commented they’ve seen more unusual breeds of birds here than anywhere else. Sadly for them, health reasons have forced their need to move, although they will certainly miss it.

ENERGY EFFICIENCY IMPROVEMENTS: The vendor advises us: the feed in tariff for the heat pump is a fixed sum of £297 per quarter (subject to uplift in line with inflation) for a period of seven years, (at the time of going on the market 21/04/15 they have so far had three payments under this system, hence there are a further 25 to come, making £7425). The photovoltaic solar panels have in the first two years averaged an income of £788 per annum, and so far this year indications are that the same sort of figure should be achieved. (There are a further 18years to run on this contract, generating some £14199 plus inflation). Thus a purchaser could be in receipt of a total potential income of some £21624 during those indicated periods of time).”

SERVICES: Mains water & electricity. Private drainage. Air source heat pump serving water & central heating. Photovoltaic panels for electricity. South Holland District Council tax band: B. EPC Rating: D.

THE AREA: Gedney Drove End is a rural village approx. 5 miles out of Long Sutton situated on the wash inlet marsh bank. Popular with the wildfowl bird watchers, dog walkers & those wanting to watch the RAF airplane bombing practices out over the wash from the nearby base. Village amenities include pub (also serving food), primary school, village hall, playing field/area & wildfowl nature reserve area. Based in the village is also a hairdresser plus fruit & veg stall, and on the outskirts a larger fruit/veg seller. Further amenities can be found in nearby towns. Community transport serving the village is provided by the call connect ‘dial a bus’ service. A school bus operates for the local secondary school. How far is it approx.?: Long Sutton: 5 miles, Holbeach: 9 miles, Kings Lynn: 20 miles, Spalding: 17 miles, Wisbech: 15 miles, Peterborough: 35 miles.

For more info, full details or to arrange to view please contact us on 01406 359131.

LUTTON GOWTS, LUTTON £49,950 EPC RATING: N/A

2 Bedroom furnished park home ‘2014

Pure Panorama model’ designed to sleep 6 on a semi rural site with 10 months occupancy restriction. Ground rent

includes 2 person membership to Tydd golf & leisure centre. Kitchen/diner,

shower room, en-suite cloakroom, laundry room & shed, garden with 2 decking

areas, off road parking & LPG heating. Viewing a must to appreciate

presentation!

TAVERNERS MEWS, LONG SUTTON

£51,995 EPC RATING:C

Modern (2006) 2 Bedroom terraced house available on a 50% shared ownership

scheme, situated convenient for town centre amenities benefiting from

kitchen/diner, downstairs cloakroom, upvc double glazing, gas central heating,

allocated parking space, enclosed

MARCH ROAD, FRIDAY BRIDGE

£53,000 EPC RATING: NA

Building plot situated on the outskirts of a popular village with field views front &

rear, planning permission for the erection of a 2 bedroom detached house. Plot measures approx. 270SqM. (Frontage: 37ft/11m Depth:68ft/21m approx.)

PEACOCK COURT, SUTTON BRIDGE £57,500 EPC RATING:D

Ground floor leasehold apartment

convenient for bus stop & local amenities offering open plan lounge & kitchen,

double bedroom, shower room, residents communal car park, residents communal garden area, double glazed windows & no

upward chain.

QUEEN STREET, SUTTON BRIDGE £76,950 EPC RATING:E

Traditional terraced house requiring

modernisation situated convenient for local amenities offering 2 double

bedrooms, lounge/diner, kitchen/diner, upstairs bathroom, enclosed low

maintenance rear garden & gas central heating. Viewing recommended.

CARNOUSTIE COURT, TYDD ST GILES £80,000 EPC RATING:N/A

2 Bedroom furnished park home ‘2014

Autograph model’ designed to sleep 6 in the popular Tydd golf & leisure complex

with ground rent including gold membership. 12 months occupancy, open

plan lounge, dining & kitchen with integrated appliances, en-suite shower

room, shower room, wooden decked patio area, off road parking, gas central

heating, upvc double glazing, lake view to the front.

CHALK LANE, SUTTON BRIDGE

£96,950 EPC RATING:D

2 Bedroom terraced house situated on the outskirts of Sutton Bridge in a small cul-

de-sac with front field view, kitchen/diner, upstairs bathroom, rear porch, upvc double glazing, garage, off road parking, enclosed front and rear

gardens plus no upward chain.

WHARF STREET, LONG SUTTON


Ground floor flat convenient for local amenities & bus stops, 2 double

bedrooms, open plan lounge/kitchen/diner, en-suite shower room to master bedroom, bathroom,

2 store rooms/utility, 2 allocated parking spaces, upvc double glazing & gas central

heating. Internal viewing strongly advised!

SWAPCOAT LANE, LONG SUTTON


Modern ground floor apartment situated convenient for local amenities & bus stops

offering 2 bedrooms, open plan lounge/diner & updated kitchen, updated

bathroom, upvc double glazing and garage. Internal viewing strongly advised!

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ABOUT US: Chairman Mr. Tim Machin With a local presence of nearly 50 years, the Society exists to promote high standards of planning and architecture; promote civic pride; secure the preservation, protection, development and improvement of historic structures or features and promote understanding of the geography, history, natural history and architecture of the area. As a registered charity, we cover the south east corner of Lincolnshire covering the communities of Long Sutton, Little Sutton, Sutton Bridge, Wingland, Tydd St. Mary, Sutton St. James, Gedney Broadgate, Gedney, Gedney Dyke, Gedney Drove End, Dawsmere, and Lutton. The Society meets every 3rd Monday of the month at the Market House in Long Sutton at 7.15 pm. With varying speakers and occasional outings, for further information call 01406 362310 or email [email protected] THE END OF AN ERA.

Among the charity shops, pound emporiums and 'transitory 'pop up' stores on our High Streets are those anchor shops and businesses that have been there as long as anyone can remember. These are the establishments that help define the place and give it stability.

Long Sutton has a surprising number of well established businesses that have survived for a generation or more and have helped establish, through their loyal following, the retail success of this small market town.

In the last few weeks there has been both good and bad news locally. Arguably the town's oldest established business, Peatlings Wine Merchants on Little London closed its doors for the last time after well over a hundred years of trading. Established in the last decade of the 19

th Century by wine merchant Sidney Duvall, the business has changed hands several

times since his unexplained death by a gunshot wound to the head in his back garden in 1910, but essentially this importer, distributor and retailer of wines, spirits and ales has been a mainstay of the local trading scene for 4 generations.

The mantle of the towns 'oldest established retailer' now passes to Pledgers on Market Place, which has just celebrated its 70th anniversary. Pledgers, started in 1945 by ‘Dick’ Pledger as a bicycle and radio shop was taken over by long standing employee Maurice Smith in 1967.

ROYAL CLOSE, SUTTON BRIDGE

£109,950 EPC RATING:E

3 Bedroom semi detached house on a corner plot in a cul-de-sac location

offering lounge, modern kitchen/diner, utility, downstairs cloakroom, upstairs

bathroom, upvc double glazing, gas central heating, off road parking,

generous rear garden backing onto the park & no upward chain.

PARK LANE, LONG SUTTON

£112,950 EPC RATING: C

Victorian 2 bedroom terraced cottage situated in a secluded lane close to town

amenities offering lounge, modern kitchen/diner, downstairs bathroom,

garage, parking, south facing enclosed garden, gas central heating, upvc double

glazing & no upward chain. Internal viewing recommended!

MARRIOTS GATE, LUTTON

£114,950 EPC RATING: D

Updated 2 bedroom semi detached period cottage situated in a popular village

location offering lounge with open fire, kitchen with integrated appliances, utility room, downstairs bathroom, upvc double

glazing, gas central heating, enclosed garden & off road parking. Internal

viewing a must!

LONDON ROAD, LONG SUTTON


3 Bedroom period semi detached cottage situated convenient for town centre

amenities & bus stop offering lounge with multi-fuel stove, dining room, modern

kitchen/diner, modern upstairs bathroom, courtyard, enclosed garden, outbuilding, upvc double glazing, gas central heating

& no upward chain.

KINDERLEY CLOSE, SUTTON BRIDGE


Modern (2005) 3 bedroom terraced house offering lounge/diner, kitchen/diner, en-suite shower room to master bedroom,

downstairs cloakroom & family bathroom, upvc double glazing, gas central heating, enclosed garden, garage, off road parking

& no upward chain. Viewing advised!

FALKLANDS ROAD, SUTTON BRIDGE


Modern semi detached bungalow situated in a popular residential location

benefiting from lounge, refitted kitchen, 2 double bedrooms, refitted wet room,

majority upvc double glazing, gas central heating, enclosed rear garden, garage and

driveway giving off road parking. No upward chain.

KENT CLOSE, SUTTON BRIDGE

£127,000 OIEO EPC RATING:D

Modern 2 bedroom semi detached bungalow situated in a popular cul-de-sac location benefiting from conservatory, gas

central heating, majority upvc double glazing, feature generous enclosed south

facing side and rear garden with pond feature and workshop/shed, garage and

driveway giving off road parking.

MOUNT TUMBLEDOWN CL, SUTTON BRIDGE £127,950 EPC RATING:D

Modern semi detached bungalow in a cul-de-sac location backing onto the popular ‘Toms Wood’ green offering 2 bedrooms,

lounge, sun room, kitchen, bathroom, upvc double glazing, gas central heating, enclosed rear garden, garage, driveway giving off road parking. Internal viewing

advised!

BRIDGE ROAD, SUTTON BRIDGE


End terraced 3 storey house with accommodation providing, 4 bedrooms,

bathroom, wet room/shower, 2+ reception rooms, utility room,

enclosed rear garden, garage/workshop, majority upvc double glazing & gas

central heating. Needs to be seen inside to appreciate layout & space of

accommodation offered.

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SEDLEC MEWS, SUTTON BRIDGE


Modern 3 bedroom detached house in a cul-de-sac location convenient to local

amenities offering lounge, kitchen/diner, downstairs cloakroom, upstairs bathroom, upvc double glazing, gas central heating,

enclosed rear garden, garage & block paved driveway. Internal viewing advised.

HUNDREDS LANE, LITTLE SUTTON


1930s semi detached cottage in a rural tree lined lane on the outskirts of Long Sutton, 2 double bedrooms (one was

formerly 2 rooms), 2 reception rooms, sun room/utility, refitted downstairs

bathroom, upvc double glazed windows, oil central heating, off road parking & no

upward chain.

DAWSMERE ROAD, GEDNEY DROVE END OIEO £150,000 EPC RATING:D

Modern 3 bedroom detached bungalow in

a rural village location with rear field view, lounge with open fire,

kitchen/breakfast room, updated shower room, garage, off road parking for several

vehicles, south facing low maintenance garden, wood effect upvc double glazing

& no upward chain. Viewing advised!

FISHERGATE, SUTTON ST JAMES


Detached bungalow situated in a popular village on an overall plot of approx. 0.25 acre (sts) offering 2 double bedrooms,

kitchen/diner, utility room, bath/shower room, majority upvc double glazed

windows, garage, driveway, generous south facing rear garden & no upward

chain.

GARNSGATE ROAD, LONG SUTTON


Extended semi detached house situated in a no through lane offering 4 double

bedrooms, 2 reception rooms, downstairs shower room, upstairs bath/shower room, off road parking, generous rear garden,

upvc double glazing & gas central heating. Viewing advised!

LUTTON GOWTS, LONG SUTTON


3 Bedroom link detached house situated on the outskirts of Long Sutton & Lutton with rear field view offering extended lounge, dining room, modern kitchen,

modern bathroom, enclosed rear garden, extensive off road parking, upvc double glazing & gas central heating. Internal

viewing advised!

PARK LANE, LONG SUTTON


Detached bungalow on a generous plot situated in a secluded lane close to town

amenities benefiting from 2 double bedrooms, lounge, dining room, study,

conservatory, cloakroom, utility, gas central heating, garage/workshop, extensive driveway & feature generous

secluded gardens. Viewing a must!

STANLEY DRIVE, SUTTON BRIDGE


Modern 2-3 bedroom detached bungalow situated in a sought after location

offering kitchen/breakfast room, dining room/bedroom 3, feature conservatory, utility lobby, shower room, cloakroom, integral garage with electric entrance door, upvc double glazing, gas central heating, enclosed rear garden & no

upward chain.

BRIDGE ROAD, LITTLE SUTTON


3 Bedroom semi detached house situated on an overall plot of 1.25 acre (sts)

benefiting from 2 reception rooms plus conservatory, refitted kitchen, downstairs

cloakroom, refitted bathroom, off road parking, upvc double glazing, gas central

heating & paddock. Viewing essential!

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As the summer term draws to a close, we look back on some of the wonderful things we have achieved this spring and summer term. We have introduced a new system called Tapestry, which enables us to electronically log the children's progress and achievements. This makes it an easier, less time consuming way of documenting, meaning even more time is spent playing and learning with the children than with the paperwork! Tapestry also allows parents to have direct access to their child’s progress and achievements day or night. It also gives parents the opportunity to input achievements and observations from their home environment too. This is another fantastic step forward for us here at Cinder Ash Pre-School, to ensure the children in our care get the very best from their early years’ experience. Also this term we have been working hard improving our outside area: updating our plant boxes and introducing new sensory play ideas, which means our outside space is now looking better than ever before! Being set in the middle of Cinder Ash Park our aim for our outdoor space was to bring a little bit of the wildlife around us into our own outside area and of course, add a big splash of colour too. So with this in mind, we arranged a “Ground Force Day” where, with the help from friends of the pre-school and the local community, we were able to strive towards our aims (as well as start planning our next ones!!) With a newly refurbished bug hotel, signs, fairy garden and small world areas plus a new selection of plants, we have been able to turn our outdoor space into a new and exciting space to learn and explore and the good news is; we’ve already noticed more bees and butterflies visiting in our sensory herb garden area! Exploring the world around us is a great learning tool, especially for children, as they gain a greater knowledge of the world they live in and the creatures we share it with. We have already had the joy of raising tadpoles this year where the children have enjoyed watching them grow and change from frog spawn and learnt about how they change from tadpoles into frogs, counting their legs and feeding them as they grow. The children have also been growing their own sunflowers, helping them learn and discover how the soil, sun and water are needed for plants to grow big and strong. We believe that during these early pre-school years, that education through play both indoors and outdoors, is crucial; not only to teach the fundamental numeracy and literacy skills, but to help children develop a sense of belonging to the world around them, understand their feelings and emotions, teach them key communication skills, social skills and encourage valuable friendships, all of which will fundamentally help develop their individual personalities and give them the best possible start in life. Let’s keep our children learning in the best way possible…… as a child; learning through play! For more information regarding our setting or to book an appointment to look around over the summer, feel free to email us at [email protected] You will also find lots of information on our website: www.cinderashpreschool.co.uk

MARSH ROAD, GEDNEY DROVE END


Modern detached bungalow on a corner plot in a rural village location offering 2 double bedrooms, lounge, dining room,

conservatory, en-suite to master bedroom, modern bathroom,

study/dressing room, integral garage, extensive off road parking, enclosed south

facing garden, oil central heating & double glazing.

BRIDGE ROAD, SUTTON BRIDGE


4 Bedroom detached Georgian house situated on the outskirts of Sutton Bridge with field views, lounge with study area, dining room, kitchen, bath/shower room, outbuilding offering garage potential plus

utility, off road parking, upvc double glazed windows, gas central heating &

small garden.

ANFIELD ROAD, LONG SUTTON

£194,950 EPC RATING:B

Modern (2012) detached house built by Westleigh Homes in a recently completed development offering 4 double bedrooms, en-suite to master bedroom, 3 reception

rooms, kitchen/breakfast room, downstairs cloakroom, upstairs bathroom,

enclosed rear garden, driveway, upvc double glazing & gas central heating.

WRIGHTS LANE, SUTTON BRIDGE


3 Bedroom detached bungalow requiring modernisation in a sought after cul-de-sac

on a corner plot, feature generous rear garden, kitchen, conservatory,

utility/cloakroom, driveway, integral double garage with electric door, gas

central heating, part upvc double glazing.

STANLEY DRIVE, SUTTON BRIDGE


Recently redecorated modern 4 bedroom detached bungalow in a popular

residential location offering kitchen/diner, utility room, en-suite

shower room, main bath/shower room, double glazing, gas central heating,

enclosed rear garden, detached single garage & driveway giving off road parking. Internal viewing advised!

LANCASTER DRIVE, LONG SUTTON

£204,950 EPC RATING:B

Individual 4 bedroom detached house built in 2012 and designed by current owners offering 3 reception rooms, kitchen/breakfast room, en-suite to

master bedroom, downstairs cloakroom, utility room, upvc double glazing,

gas central heating, off road parking.

NEW ROAD, SUTTON BRIDGE


Mature detached house situated in a sought after residential location offering

many character features, 3 double bedrooms, 2 reception rooms, downstairs

shower room, upstairs bathroom, upvc double glazing, gas central heating,

garage, multivehicle off road parking, enclosed rear garden & no upward chain.

MAIN ROAD, GEDNEY DROVE END


Period detached converted former public house in a rural village location, 3 double bedrooms, 3 reception rooms, study/open

landing, en-suite, upstairs bathroom, downstairs cloakroom, garage, workshop, extensive driveway, generous enclosed garden, majority upvc double glazing photovoltaic solar panels & air source

heating.

BROADGATE, SUTTON ST EDMUND

OIEO £240,000 EPC RATING:D

Modern detached house in a rural village location on an overall plot of approx. 0.25

acre (sts), 4 double bedrooms, 3 reception rooms, refitted kitchen,

utility room, en-suite, double glazing, oil central heating, integral double garage,

extensive drive and enclosed rear garden.

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Long Sutton Market House Corn Exchange is an excellent venue for family events and celebrations, for exhibitions, performances and concerts. The Corn Exchange is an ideal venue for a wedding reception, which can seat 80 comfortably. Call into reception or ring 01406 366767. We had a new floor put down in the Corn Exchange which means the room is ideal for dancing, do come and take a look. MARKET HOUSE RECEPTION OPEN MONDAY TO FRIDAY 9.30AM TO 4.00PM. Come and meet our friendly volunteer receptionists for tourist information, bookings, local information Housing and Benefit forms for South Holland District Council, recycling bags, bus pass forms. SOUTH HOLLAND DISTRICT COUNCIL CUSTOMER SERVICES Are in the Market House Reception Tuesdays and Thursdays if you have a concern, no need to travel to Spalding, come and meet an adviser on these days at the Market House. MARKET HOUSE MOVIES LINE DANCING IN THE CORN EXCHANGE Mondays 8-10pm - one Monday in the month, Tuesdays 7-9pm, Thursdays 2-3pm. For more information contact Sue Lilley 01406 364307 and email:[email protected] LONG SUTTON YOUTH GROUP EVERY THURSDAY 6.30pm to 8.00pm ring 01406 366767 for more details. CITIZENS ADVICE BUREAU Every Monday and Thursday morning 10am to 1.00pm Mondays are a drop in, Thursdays are for booked appointments only. LITTLE WARRIORS – MARTIAL ARTS FOR CHILDREN Every Saturday 11.15am to 12.15pm Turn up on the day or ring 07925244817 or email [email protected] Ring 01406 366767 for more information. Not in on 18

th or 25

th July on

holidays. AGAPE CARE FOOD BANK BRANCH AT THE MARKET HOUSE There is a collection point for donated food in reception open each day 9.30am to 4.00pm Monday to Friday. Please remember those in need this Christmas, any Christmas foods would be much appreciated, puddings, chocolates, crackers. Can you help with dried dog and cat food for those struggling with pets? MIGRANT WORKERS ENGLISH LANGUAGE AND LIFE SKILLS CLASSES Free, 7.00pm Tuesday and Wednesday evenings in the Long Sutton Market House ring Market House Reception for more details 01406 366767.

COME AND SEE WHAT ELSE WE HAVE GOING ON, CRAFT GROUPS, CITIZENS ADVICE BUREAU, PHOTOGRAPHIC GROUP.

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Our next meeting takes place on Wednesday 12th August at 7.30pm at the Market House. This month's session will feature an owl/hawk photography session. All welcome. Plans are now well advanced for our Photography Day which takes place on Saturday 5th September from 9.30am. The winners of the Lincolnshire Churches competition will be announced. We also welcome Jamie Hall, a Canon UK photographer who will be giving a presentation at 11am. Tickets £4. There will also be a guest appearance from a Minion from 1.30pm. This all takes place at the Market House, 9 Market Street, Long Sutton. Breaking News - A minion character afternoon will be taking place in the grounds of St Mary's Church on Sunday 6th September from 12noon - 2pm. There will also be a drawing competition, refreshments will be served and a Minion raffle will also be taking place. Come and have your picture taken with a Minion, all welcome.

HUNGATE ROAD, EMNETH

£295,000 EPC RATING:F

Modern detached house in a village location overlooking fields to the front, 4 double bedrooms, en-suite & dressing area to master bedroom, 2 reception

rooms, kitchen/breakfast room, utility room, downstairs shower room & upstairs

bathroom, galleried landing, garage, off road parking & enclosed garden.

GEDNEY ROAD, LONG SUTTON


1930s 4 Bedroom detached house on an overall plot of 2 acres (sts) offering

lounge, sun room, kitchen/diner, walk in pantry, utility, boot room, upstairs and downstairs cloakrooms, bath/shower

room, gas central heating, double garage/workshop, office, storage

outbuildings, stable block & paddocks.

HIGH BROADGATE, TYDD ST GILES


Detached bungalow offering 3 double bedrooms, 2 reception rooms,

kitchen/diner, utility, bath/shower room, additional shower room plus self

contained 1 bedroom annex to the rear of the double garage on an overall plot of approx. 2/3 acre (sts) in a non-estate

village location backing on to fields. Oil central heating.

NEW ROAD, SUTTON BRIDGE


Period detached house on an overall plot of approx. 0.3 acre (sts), retained

character features, 5 double bedrooms – one with balcony, 3 reception rooms, conservatory, kitchen/diner, utility & sun/boot room, garages, outbuildings, generous gardens including vegetable

garden area, gas central heating & part double glazing.

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In today’s turbulent housing market the purchase of a new home rarely runs smoothly. Home buyers can encounter many disruptions that can quickly unravel their plans and in many cases bring the whole process to an unexpected end.

A third of house purchases fail to complete so it’s important that your move’s are protected and any upfront expenses are recovered quickly. Home Buyers Protection Insurance can do exactly that. It provides total confidence that upfront expenses are protected and that if the worst does happen you can recover your expenses, restart your search and get moving quickly. Whether you are a first time buyer, an experienced home mover or a private landlord there is always the possibility that something could go awry.

Home Buyers Protection covers the following events:

Gazumping – The seller receives and accepts an offer which is at least £1000 more than the offer that was accepted from your client.

Seller Withdrawal – The property is withdrawn from sale by the seller.

Adverse Survey – Prior to the release of funds the mortgage lender insists on rectification work to the property that costs more than 10% of the sum that was offered and has been accepted.

Down Valuation - The mortgage lender’s valuation of the property is less than 95% of the sum that was offered and has been accepted.

Changes in Employment – Your client is made redundant or asked to relocate by their employer.

Unexpected Death – Unexpected death of any of the policyholders.

Conveyancing Fees and Local Authority Searches up to £800

Mortgage Arrangement Fees & Lenders fees up to £250

Survey Fees and Valuation Fees up to £550

If you would like any further information or to purchase a Home Buyer’s Protection Policy please call Jane at Top House Mortgage Solutions Ltd on 01945 773945

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Coversure Insurance Services are a local Company who has established long term relationships with the Countries leading Insurers.

Customer service is our top priority and we try to ensure that our clients are happy with the service they receive from us at all times. We search the insurance market to find you the best premium for the levels of cover you need. We employ local people and operate from a small office rather than a call centre so you get to speak to the same people each time you call. Forget faceless emails and frustrating call centres, we offer a top quality visible one to one local service. We try and make life easier for our clients by helping with claim forms, hand delivering documents wherever possible and therefore providing a door step service rather than a desktop one. We understand the things that are important to you and we bring the human contact back into insurance.

We concentrate on our customer’s needs from start to finish and the results show in our renewal retention rates and the amount of customer recommendations we receive each week.

We realise that the internet promises cheaper premiums and big savings but most people would actually receive greater benefit and better value for money if they contacted their local broker. It’s all very well buying insurance on the internet but when you come to make a claim you’re on your own.

We offer a full range of products such as household, motor, public & employer’s liability, travel, pet, Landlord and professional indemnity insurance to name but a few.

Please call today for your premium. Jane, Kat or Liz are waiting to take your call on 0800 308 1140.

Documents

Phoenix Property Magazine August 2015