Philstocks ATM Card Guidelines
Card/s that has/have no valid bank activity for the first 6
months upon issuance will be closed.
Cards that were claimed and used but have no valid bank activity
for six (6) consecutive months will automatically be converted to a
regular savings accounts, which is subject to the Php10,000
maintaining balance requirement (MBR).
Per UnionBank’s card policy, Philstocks ATM card requires a
valid bank activity regularly every month. Here’s the list of valid
bank activities that can be done via ATM, over the counter, online,
or debit transactions:
1. Deposit2. Withdrawal3. Funds Transfer (Instapay via mobile
and online baking)4. Transactions (POS and online purchases at
Visa-accredited stores)5. Bills Payment
Account closure will depend on the scenarios below:
a.) Account with balance - If account cannot maintain the
P10,000 MBR, it will be charged P1K every month upon non-activity.
If account reaches 0 balance, it will be automatically closed.
b.) Account with no balance - Account will be closed after the
6th consecutive month of no balance.
Please be guided accordingly.
For more information, kindly call us at 588-1900 or email us at
[email protected]
Thank you!
