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This policy covers various insurance requirement ofthe house
owner under a single policy.
It provides protection for the property and interest ofinsured
and his family members.
Properties like building, household good, domestic
electric appliances etc are covered .
The minimum premium is Rs.100
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Its is to cover the loss of or damage to the cycle causedby
fire, lightning, explosion, theft and accidentalexternal means.
It also covers the insureds legal liability for bodilyinjury or
loss of damage to the property of third partiessubject to a
specified limit of Rs.15000.
The policy can be extended to cover personal accidentinsurance
benefits on payment of additional premium.
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Under this the insurer will indemnify the insured forloss of
damage to mobile phone by theft, fire,explosion, or accidental
damage due to externalmeans
On payment of additional premium, the cover can beextended to
indemnify insured against fraudulent useof the mobile phone.
The premium for this extension is normally charged atthe rate of
Rs.50 for any one period of insurance.
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It is designed to cover accompanied baggage duringspecific
journey, which includes air, sea, rail or roadtravel under taken by
the insured.
The risks covered are: burglary, theft or damage byaccidental
means.
The insured should give information regarding thecontents and
value of each package.
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SALIENT FEATURES
The policy covers valuables like jewellery, ornaments,paintings,
work of art, and similar artifacts of sentimental
value, etc.
The scope of cover is limited to loss or damage due to fire,riot
& strike, terrorist act, burglary, house - breaking,larceny or
theft and accidental loss or damage.
All articles should be sufficiently described in detail topermit
identification.
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This insurance scheme is offered by general insurancecompanies
to secure the education of dependent children.
The policy is meant for children or students between theage of 4
to 25.
The policy covers First admission fees, but excludesdonations or
capitation fees if any.
The duration of the policy issued will be limited to theduration
of the covered course
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A maximum of two student children can be coveredunder one
policy
For Group policy covering 26 and more student.
Minimum premium under Ind. Policy is Rs.50 andGroup
policyRs.100.
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An insurance product designed to cover the costs and
reduce the risk associated with unexpected events during
domestic or international travel.
Travel insurance usually covers the insured in two
maincategories: costs associated with medical expenses and
trip cancellations.
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Trip Cancellation.
Trip Delay.
Accident/ Sickness Medical expenses.
Supplier Default.
Baggage / Personal Effects Loss or Delay.
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