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Personal Loan Features & BenefitsPresenting IndusInd Bank
Personal Loans. Now you dont haveto wait to fulfil your dreams. Be
it renovating your home, going onyour dream vacation or buying your
special someone that
coveted gift, count on us to make it happen.Fulfil all your
financial needs with our hassle free Personal Loans,which are
designed to help you live life at the fullest.
btain a loan easily with simple documentation, !uick processing
and speedy disbursal.
"hoose a loan tenure as per your convenience ranging from # to $
years
%n&oy the convenience of doorstep service
'et the best in class personal loan interest rates
(ou need not worry about collaterals or guarantors
'et rid of your high interest debt through )Balance *ransfer
ption)
"hoose a convenient repayment option from, +ndus+nd Bank ac
debit or %"- from your other
bank
Personal Loan +nterest ates / "harges
Personal Loan Interest Rates Q3 2015-16
0inimum ##.123
0a4imum 55.663
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0ean #1.7$3
Personal Loan Annual Perenta!e Rates "APR#
0inimum #7.623
0a4imum 5#.$63
8 -ervice *a4 and other 'overnment ta4es, levies etc. are
over
and above Fees / "harges
$%at is t%e alia'le rate(
Interest Rate Up to 23% p.a.
Processing Fees Up to 2.50% of loan amount plus tax
Prepayment Charges
alarie!" #% of the principaloutstan!ing after repayment of
$2
&Is.
elf mploye!"
#% of the principal outstan!ing after
repayment of ' &Is
Payment (ishonor
ChargesRs #50)* plus tax
(uplicate tatement
ChargeRs 250)* plus taxes per e+ent
Che,ue ) C ) I
-apping ChargesRs 500)* plus taxes per e+ent
(uplicate o (ues Rs 250)* plus taxes per e+ent
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Certi/cate
(uplicate morti1ation
che!ule ChargeRs 250)* plus taxes per e+ent
oan Re*oo4ing )
Resche!uling ChargesRs $000)* plus taxes per e+ent
oan Cancellation
ChargesRs $000)* plus taxes per e+ent
Charges for Photocopy
of greement )
(ocuments
Rs 250)* plus taxes per e+ent
Penal ChargeRs $50)* plus taxes Per &I !elay
6eyon! 5 !ays
egal Charges s per ctuals
tamp (uty s per tate a-s
CII ReportRs. 50)* per instance per set 7 er+ice
8ax as applica6le
Cre!it car!
8here are three +arities of cre!it car!
uper Premium cre!it car!s
Indulge credit cards IndusInd Bank Indul!e )redit )ard
*he +ndus+nd Bank +ndulge )redit )ardis literally worth its
weight in gold9 *his is the first
credit card in the +ndian sub:continent that comes with a pure
55k gold inlay ; card that illustrates ra* o*er
http://www.indusind.com/personal-banking/products/cards/credit-cards.htmlhttp://www.indusind.com/personal-banking/products/cards/credit-cards.html
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7/25/2019 Personal Loan Features
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*he +ndus+nd Bank +ndulge "redit "ard comes with a no pre:set
spending limit9 Because how
do you put a limit on your imagination
Pinnale redit ards
; card that re:defines resti!e"omes with a comprehensive range
of travel, lifestyle and golf privileges tailor:made for your
refined tastes
premium cre!its car!s
Co 6ran!e! cre!its car!
+uer Pre,iu, )redit )ards
*he -uper Premium range of credit cards by +ndus+nd Bank
empowers individuals who inspire with theseamless credit
conveniences vital for accomplishing the implausible.
