PERSONAL INVESTMENT PLAN

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DiscoveryUse a search engine to find out about personal financial plans by placing ‘personal financial plan’ in the search

box.

• What do you find? • Is there a lot of free information out

there? • How do you know where to start? • Do you know how investing can

help you ‘burn calories’? 3Copyright © Texas Education Agency, 2012. All rights reserved.

Need to Know Terms

• Investment•US Savings Bond•Certificates of Deposit•Mutual Funds•Stock•Real Estate•Collectibles•Commodities

• Penny Stock• Rate of Return• Income Tax Statement•W-2 Form•W-4 Form• 1040 EZ Form• Personal Investment Plan

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Introduction-Purpose of Assignment

SWBAT (Student Will Be Able To)

• Determine what type of investor he/she is

• Identify and examine investment options

• Evaluate investment options• Prepare a Personal Financial

Plan• Complete a 1040 EZ Tax

Return Form

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Guided Practice 1 -Financial Plan Worksheet

Download the Financial Plan Worksheet

As a class, we will fill out this form together to come up with how much

money a person would have to invest after recording their income and expenses for a 3-month time

period. 6Copyright © Texas Education Agency, 2012. All rights reserved.

Independent Practice 1-What Kind of Investor Am I?

Type in the following link to your browser: http://njaes.rutgers.edu/money/riskquiz/default.asp.

Determine what kind of investor you are

based on the results of your quiz.

Based on this information and the chart on the next slide, what kind of investments would I be likely to make?

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Guided Practice 28

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Independent Practice 2-Personal Financial Plan

Answer the following questions:

• How much money do I have to invest after a

3-month time period? • How will I invest it? • Why did I make the

choices I made?

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Guided Practice 1 –Filling out a 1040 EZ

As a class, we will go through the process of filling out a 1040 EZ tax return form.

Please have a pencil ready and let’s go through this together.

FYI-The IRS has forms posted for people to download for use. Go to http://

www.irs.gov/formspubs/index.html.

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Summary

• What are some investment options you have? • What kind of risk taker are you?• What kind of investments match up with different levels of risk

takers? • How do you determine how much money to invest? • What form, provided by your employer, do you need in order

to fill out a 1040 EZ form?

• Can you fill out a 1040 EZ tax return form?

Summary

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