AltaOne Federal Credit Union The Journal | Fall 2016
Account TypeRegular Shares/Savings
DividendRate
Annual PercentageYield
Under $1,000 0.05%* 0.05%*$1,000-$4,999 0.05%*
0.05%*$5,000-$9,999 0.05%* 0.05%*$10,000-$49,999 0.10%* 0.10%*
Over $50,000 0.15%* 0.15%*
Declared Dividends*As of the last dividend declaration date
September 30, 2016 for the quarter ending September 30, 2016.
Savings: $25 minimum balance to open and maintain account.
Dividends calculated daily, compounded and paid quarterly.
Member ServicesCall Center 760-371-7000toll-free
1-800-433-9727
M-F 7-7, Sa 9-2
Write to usMember Services
AltaOne Federal Credit UnionP.O. Box 1209
Ridgecrest, California 93556
VoiceOne760-371-7007
toll-free 1-866 VOICE-CU
AltaOne.orgMSC Online | WebLOAN
Member Service CentersDeposit taking ATMs are available at each
MSC
RIDGECREST–CORPORATE | 760-371-7000701 South China Lake
BoulevardM-F 9-5, Sa 9-2
RIDGECREST–STATER BROS.800 North China Lake Boulevard M-SA
9-7
CHINA LAKE–BASE1115 King AvenueLobby: M-F 9-2, Closed Flex
FridaysDrive-thru: M-F 7-3, Closed Flex Fridays
BAKERSFIELD–MING | 661-397-25556501 Ming AvenueM-F 9-5, Sa
9-2
BAKERSFIELD–RIVER WALK | 661-664-251511211 River Run
BoulevardM-Th 9-5, F 9-5:30
BISHOP | 760-873-5626462 North Main Street M-F 9-5, Sa 9-2
BORON | 760-762-565027055 Twenty Mule Team RoadM-W 9-1, Th-F
1-5
CALIFORNIA CITY | 760-373-84729601 California City BoulevardM-F
9-5, Sa 9-2
KERNVILLE | 760-376-2251 44 Big Blue RoadM-F 9-1
LAKE ISABELLA | 760-379-46715646 Lake Isabella BoulevardM-Th
9-5, F 9-5:30
LONE PINE | 760-876-4702111 Mt. View RoadM-Th 9-5, F 9-6
TEHACHAPI | 661-823-9942775 South Tucker RoadM-F 8:30-5:30, Sa
9-2
Additional ATM Locations Deposit taking:RIDGECREST
..............Albertsons, 1301 N. Norma St.
NON-DEPOSIT TAKING:BAKERSFIELD ............Best Buy, 8300
Rosedale Hwy. Costco, 4900 Panama Ln. Costco, 3800 Rosedale
Hwy.INYOKERN ................ Inyokern Market, 1353 Brown
Rd.MAMMOTH LAKES ...26 Old Mammoth Rd.TEHACHAPI
...............Kmart, 710 W. Tehachapi Blvd.
Preventing Elder Financial Abuse
Did you know that older Americans account for almost 30% of all
fraud victims? Whether you are looking for information for yourself
or for a loved one, we have the resources to help you learn how to
defend against these scams. Visit:
https://altaone.org/preventing-elder-financial-abuse for more
information.
Important Notices(Continued from Page 1)ALERTS
• The new Online Banking includes many more alerting options,
including email, SMS and voice notifications. Please take a few
moments to review the payment alert types.
• Your existing alerts transfer over to the new system. They are
stored in the General/Date section. Feel free to review the alerts
at your convenience.
BILL PAYER • Please remember to re-set your eBills in the new
system.• Six months of Bill Payer history transfers over to the new
system. If you wish to retain older
history, please copy and download the information prior to
October 12.• PopMoney is changing to our new person-to-person
service, People Pay, which offers quicker,
near real-time transfers. Your PopMoney payee information will
not transfer to the new system. People Pay is easy to access
through the “Transactions” drop-down menu.
ACCOUNT NICKNAMES• Personalize your accounts. You may create
nicknames and order your accounts as you prefer
in the “account preferences” section.ADDITIONAL INFORMATION
AltaOne has produced numerous items to help guide you through
every aspect of the new and improved AltaOne Online Banking. Visit
AltaOne.org to check out:
FAQs (Visit: https://altaone.org/online-banking-faqs)• An
extensive list of possible questions you may ask regarding AltaOne
Online Banking.TUTORIAL VIDEOS (Visit: http://bit.ly/2cqoMWj)• An
entire library of professionally-produced videos covering the A
through Z of our online
banking enhancements.USER GUIDES (Visit:
https://altaone.org/services/online-and-mobile-banking) • Digital
User Guides for both consumer and business banking. Searchable and
user-friendly.INTUIT USERS• Now you can easily log into Online
Banking to download a file and import it to Quicken.• Using Express
Web Connect for Windows will make it even easier to keep your
transaction
history up-to-date.EXTERNAL ACCOUNTS• For security purposes,
external accounts will not transfer over to the new online
banking.
These are easy to re-set through the “transactions” tab in the
new online banking portal.
Online Banking for BusinessThe all-new AltaOne Online Banking
includes enhanced functionality for our business members.
Some highlights include: USER MANAGEMENT TOOLS
• The business owner/admin sets the transaction rights for each
user. • Set up multiple business account users.
In addition:• Manage payment recipients. • Set up alerts to
notify you of various transactions, such as payroll processing.•
Manage payment recipients such as vendors and wire transfer
recipients.• Set up payroll, and split payroll deposits to
different accounts. • You can make federal and state tax payments
electronically.
