Personal Accountability in the Financial Services IndustryA Practical Guide to Implementation of The Senior Managers and Certification RegimesPark Plaza Riverbank, London SE1This highly topical conference is the second in our series of events on culture, conduct and personal regulatory accountability. The first event, the Culture and Conduct Summit, which was held last July, was attended by more than 200 senior decision-makers from the UK financial services industry.This second event focuses on the Senior Managers and Certification Regimes, which are the principal regulatory frameworks through which the regulators are seeking to implement their strategy on culture and conduct.We are particularly pleased that Tracey McDermott, Acting Chief Executive of the Financial Conduct Authority, has kindly agreed to give the opening keynote address.Organised in response to widespread demand from the financial services industry, the conference is being held three months before the introduction of the Senior Manager and Certification Regimes, thereby providing regulated firms with a final opportunity to ensure that their preparations are on track for implementation on 7th March 2016. The summit programme tackles the key issues from a very practical perspective. In addition to examining what the regulator actually expect from firms in relation to implementation of the two regimes, the programme covers:

The Senior Managers and Certification Regimes: the regulators’ approach to implementation Practical guidance for firms implementing the requirements of the SM regime The relationship between standards and personal accountability Whistle-blowing and the SM regime Best practice checklist for individual senior managers under the SM regime Responsibilities of regulated firms under the Certification regime – what will it mean in practice? Duty of responsibility and enforcement issues Strengthening accountability through professional standards Role of the compliance officer in ensuring their firm’s compliance with the SM and certification regimes Scope for mitigating personal regulatory risk through insurance

Attendance at this highly topical event will be invaluable for the senior management of all FCA and PRA regulated firms, including banks, asset managers and insurers. It will also be of particular interest to heads of compliance, heads of operations, heads of legal, heads of internal audit and heads of training and education, as well as members of the advisory community, such as lawyers and accountants.

A One Day Conference Wednesday, 2nd December 2015

www.cityandfinancialconferences.com/personalacc2015

Organised by

Premier sponsor

Exhibitor

Supported by

Chair

Richard Sims, Partner, Simmons & Simmons

Keynote Address

Tracey McDermott, Acting Chief Executive, Financial Conduct Authority

Speaker Panel

Elaine Aarons, Partner, WithersMarshall Bailey, President, ACI Financial Markets Association InternationalHelen Bogan, Head of Professional Standards, Chartered Banker InstituteAndrea Finn, Partner, Simmons & Simmons Angela Hayes, Partner, King & SpaldingHarvey Knight, Partner, Withers

#PersonalAccountability2015

Sponsored by

David Lipworth, Executive Director and Senior Counsel, Goldman SachsPenny Miller, Partner, Simmons & SimmonsMary O’Connor, CEO Financial Lines GB, Willis Group HoldingsMichael Roemer, Group Head of Compliance, Barclays Sam Tymms, Managing Director, Promontory Group

Personal Accountability in the Financial Services Industry

Simmons & Simmons are a leading international law firm with fully integrated teams working in offices throughout Europe, the Middle East and Asia, bringing experienced professionals to some of the most active growth markets today. Our focus on a small number of sectors means we are

able to understand and respond to our clients’ needs. We also have a track record for innovation and delivering value to clients through new ways of working.

Simmons & Simmons is embedded in the international financial and regulatory community. We understand the products our Financial Institution and Asset Management clients deal with, the time constraints they experience and the regulatory pressures they are under and use this to provide clients with tailored, commercial and cost-effective advice. We work with our long-standing clients across banking, insurance and asset management on the full range of legal specialties including cross-jurisdictional regulatory projects, highly-sensitive employment issues and valuable disputes matters.

King & Spalding is a global 50 law firm with more than 900 lawyers across 18 offices throughout the United States, Europe, the Middle East and Asia and conducts business in more than 160 countries across six continents. King & Spalding is a full service law firm active in all major practice

areas across corporate, finance and disputes and is recognised by IFLR1000 as one of the world’s leading law firms advising on financial and corporate matters, earning three rankings in the publication’s 2014 guide.

The London office of King & Spalding was opened in 2003 and is now the fastest growing US law firm in London. The London office began a strategic expansion in 2010 with the goal of becoming a mid-sized office with a focus on premium work for leading clients on UK domestic and international mandates. This expansion has already seen rewards as the London office is now ranked as one of the “Top 30 International Law Firms in London” by The Lawyer and named for multiple years as one of the top 50 law firms in the world by Legal Business, a UK-based legal industry publication, in its “Global 50” survey.

Our London financial services regulation practice spans advisory mandates through to internal investigations in response to incidents and defending investigations and enforcement action by regulators. Our advisory work includes compliant conduct of business, launch of new businesses and products, governance and prudential requirements. We are also experts in anti-bribery and corruption laws, sanctions and white collar crime.

Our clients include investment, private and retail banks, retail and alternative investment fund managers, insurers, broker dealers, financial advisers and, in relation to bribery and corruption and sanctions issues, other non-financial sector corporates.

Withers is a leading international law firm that has been acting for successful individuals, families and their related businesses for over 100 years. Always putting the individual first and foremost, we act for FTSE 100 directors and senior executives on all their business and personal legal needs in the UK and overseas. The UK’s introduction of the Senior Managers Regime next year will require individuals working in the

financial services sector to face increasing regulatory responsibility and reputational scrutiny as their careers progress. To deal with all the issues that can arise, we can field a first class team led by a highly rated, ex regulator and market leading employment lawyers, all recognised as leaders in their respective fields. Between us, we have extensive experience of dealing with FCA and PRA matters from the individual senior executive’s perspective, not that of the institution’s and its retained lawyers. Should there be potential media interest, we can also call into play a leading reputation management/media lawyer.

Our work includes drafting and advising on complex and high-value employment-related documents and advising on corporate governance, regulatory, reputational and severance issues. We also advise executives on their rights and responsibilities as owners of partnerships, corporations and limited liability companies. We provide senior professionals with guidance on contractual issues such as corporate indemnities, bonuses, ownership rights, grievances and golden handshakes, and handle a wide range of internal and FCA/PRA investigations, disputes, discrimination claims, whistleblowing and regulatory issues.

When relationships come to an end, the Withers’ team helps executives assert and enforce their contractual and statutory rights through deft negotiation of separation and compromise agreements and with a view to maximising their ability to move on to new opportunities and FCA/PRA approvals free from over-reaching post-termination restraints and any taints to their personal and professional reputations from any related internal and FCA/PRA investigations.

The Chartered Banker Institute - Enhancing Culture and Conduct in Banking

As we move towards implementation of the new regulatory architecture, including the Senior Managers Regime, Certification Regime and a new set of Conduct Rules, the Chartered Banker Institute’s long history of embedding professional ethics and expertise means it is well placed to complement and support the work of regulators and banks to enhance and sustain customer-focused, ethical professionalism in banking.

The Chartered Banker Institute is the oldest institute of bankers in the world, and the only remaining banking institute in the UK. The Institute has been leading the re-professionalisation of banking in recent years, helping banks and bankers in the UK and around the world develop, demonstrate and embed professional ethics, expertise, conduct and a professional culture of which banks, bankers, customers and communities can be proud.

The Chartered Banker Professional Standards Board (CB:PSB)

In 2011, the Institute led the establishment of the Chartered Banker Professional Standards Board (CB:PSB), a voluntary initiative between the Institute and 8 UK banks to develop, implement and sustain professional standards. CB:PSB professional standards are underpinned by a common Code of Professional Conduct and set – for the first time – professional conduct and expertise requirements for bankers.

The CB:PSB has gained considerable momentum since its launch.  Over 185,000 bankers have achieved the Foundation Standard – 117, 716 in the UK and an additional 69,600 globally.  Currently, the CB:PSB is on track to meet its target of all customer-facing bankers in the UK, some 200,000 individuals, achieving the Foundation Standard by the end of 2015.

As well as a demonstration that bankers meet industry-agreed standards of professional conduct and expertise, CB:PSB professional standards can be used to support banks and bankers as they seek to implement the Individual Accountability Regime (IAR). The CB:PSB has mapped the linkages between the IAR and its Code of Conduct and professional standards, demonstrating strong alignment. 

Promontory Financial Group (UK) Ltd was founded in 2006 and is a leading risk management and regulatory compliance consulting firm focusing on the financial services industry.

We work with staff and executives of financial institutions as they navigate issues in the risk and regulatory arenas. Promontory is recognised for consistently providing high-quality, thorough, and objective advice on a broad range of topics from across the regulatory spectrum. We have also earned a reputation with clients for diagnostic, solution design, and implementation programmes. We are particularly proud of the strength and continuity of our client relationships.

Promontory supports clients in achieving sustainable commercial success by managing their risks, helping them meet their regulatory obligations, and enhancing their dialogue with regulators. We provide clients with frank, proactive advice informed by evolving best practices and regulatory expectations and have a proven record of helping clients develop their businesses in increasingly stringent regulatory environments. We do this through:

Helping firms design, implement, and enhance processes, procedures, and systems to manage their risks and meet regulatory requirements in an efficient, effective, and sustainable way; Assisting firms and their individual staff and board members to understand, react to, and interact with prudential, conduct, and international regulators and meet their requirements

across a wide range of topics; and Equipping firms to anticipate and react to regulatory interventions and change.

Our London team, led by Sir Callum McCarthy, operates as a multidisciplinary team, drawing on a blend of industry, regulatory, and technical skills and experience, to serve clients across the banking, insurance, and asset management sectors.

The London office is an integral part of Promontory’s global network worldwide and is the largest of Promontory’s offices outside of its Head Office, which is based in the United States.

Willis Group Holdings plc is a leading global risk advisory, re/insurance broking, and human capital and benefits firm. With roots dating to 1828, Willis operates today on every continent with more than 18,000 employees in over 400 offices. Willis offers its clients superior expertise, teamwork, innovation and market-leading products and professional services in risk management and transfer. Our experts rank among the world’s leading authorities on analytics, modelling and mitigation strategies at the

intersection of global commerce and extreme events. Find more information at our website, www.willis.com, our leadership journal, Resilience, or our up-to-the-minute blog on breaking news, WillisWire. Across geographies, industries and specialisms, Willis provides its local and multinational clients with resilience for a risky world.

About our sponsors

Wednesday, 2nd December 2015

www.cityandfinancialconferences.com/personalacc2015

The Programme08:15 Registration, networking and morning coffee

09:00 Chairman’s opening remarks

Richard Sims, Partner, Simmons & Simmons

09:05 Keynote Address 1 - The Senior Managers and Certification Regimes: the regulators’ approach to implementation

Tracey McDermott, Acting Chief Executive, Financial Conduct Authority

09:35 Practical guidance for firms implementing the requirements of the SM regime

Sam Tymms, Managing Director, Promontory Group

10:05 Duty of responsibility and enforcement issues

Angela Hayes, Partner, King & Spalding

10:40 Networking and morning coffee

11:00 Whistle-blowing and the SM regime

Andrea Finn, Partner, Simmons & Simmons

David Lipworth, Executive Director and Senior Counsel, Goldman Sachs

11:40 Best practice checklist for individual senior managers under the SM regime

Harvey Knight, Partner, Withers

Elaine Aarons, Partner, Withers

12:15 Responsibilities of regulated firms under the Certification regime – what will it mean in practice?

Penny Miller, Partner, Simmons & Simmons

12:50 Networking and lunch

14:00 The relationship between standards and personal accountability: The ACI FMA experience in deploying an effective and sustainable adherence framework in the wholesale markets

Marshall Bailey, President, ACI Financial Markets Association International

14:35 Strengthening accountability through professional standards

Helen Bogan, Head of Professional Standards, Chartered Banker Institute

15:10 Role of the compliance officer in ensuring their firm’s compliance with the SM and certification regimes

Michael Roemer, Group Head of Compliance, Barclays

15:45 Scope for mitigating personal regulatory risk through insurance

Mary O’Connor, CEO Financial Lines GB, Willis Group Holdings

16:20 Chairman’s closing remarks

16:25 Close

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Personal Accountability in the Financial Services Industry Wednesday, 2nd December 2015

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