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PEOPLE AS THE DIGITAL DIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1

PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

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Page 1: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

PEOPLE AS THE DIGITAL DIFFERENTIATOR

H A W A I I A N T E L C O M U N I V E R S I T Y, H O N O L U L U

A P R I L 1 4 , 2 0 1 6

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Page 2: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

At Fjord we believe business success requires a people-led approach.

We focus on Design and Innovation, and our

native medium is digital. We have studios in 20 cities, and are the leading team of our kind.

I’m co-founder and CEO of Fjord.

Born in Helsinki, Finland, I have worked internationally most of my life. I’m a designer first, business leader second. I love engaging with the diverse set of challenges our clients trust us with.

ABOUT FJORD AND ME

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Page 3: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1. WHAT’S GOING ON IN DIGITAL?

2. HUMANS AT THE HEART OF DIGITAL

3. THE IMPLICATIONS

W H A T W E ’ L L C O V E R

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Page 4: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1. WHAT’S GOING ON IN DIGITAL?

2. HUMANS AT THE HEART OF DIGITAL

3. THE IMPLICATIONS

W H A T W E ’ L L C O V E R

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Page 5: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

WE CAN NOW MAKE ANYTHING WE CAN IMAGINE

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Page 6: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1977 STAR WARS

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Page 7: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1977 STAR WARS

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Page 8: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

STAR WARS

1977

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Page 9: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1982 KNIGHT RIDER

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Page 10: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1982 KNIGHT RIDER

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Page 11: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

KNIGHT RIDER

1982

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Page 12: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

2013 HER

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Page 13: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

2013 HER

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Page 14: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

HER

2013

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Page 15: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1962 JAMES BOND

SUPER VILLAIN

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Page 16: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1962 JAMES BOND

SUPER VILLAIN

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Page 17: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

JAMES BOND

SUPER VILLAIN

1962

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Page 18: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

“THE PACE OF CHANGE WILL NEVER AGAIN BE AS SLOW AS IT IS TODAY”

M A T T H E W B I S H O P ,

T H E E C O N O M I S T ’ S I N N O VA T I O N F O R U M 2 0 1 5

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Page 19: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

“IT’S NOW FASTER TO BUILD THAN TO PLAN”

A L E X J O N E S ,

B U S I N E S S D E S I G N D I R E C T O R , FJ O R D L O N D O N

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Page 20: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

Anything we can imagine we can make People will expect magic

Speed of change will increase It’s often faster to build than to plan

K E Y T A K E A W AY S

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Page 21: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

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THE ERA OF

LIVING SERVICES

Page 22: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

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LIVING SERVICES ARE THE RESULT OF TWO FORCES

Page 23: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

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THE DIGITIZATION OF EVERYTHING AND

LIQUID EXPECTATIONS

Page 24: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

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CUSTOMER EXPECTATIONS ARE LIQUID AND TRANSCEND TRADITIONAL BOUNDARIES

Page 25: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

Services that directly compete with yours

DIRECT COMPETITORS

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CUSTOMER EXPECTATIONS ARE LIQUID AND TRANSCEND TRADITIONAL BOUNDARIES

Page 26: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

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CUSTOMER EXPECTATIONS ARE LIQUID AND TRANSCEND TRADITIONAL BOUNDARIES

EXPERIENTIAL COMPETITORS

Services that ( partially ) replace the need for yours

DIRECT COMPETITORS

Page 27: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

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CUSTOMER EXPECTATIONS ARE LIQUID AND TRANSCEND TRADITIONAL BOUNDARIES

DIRECT COMPETITORS

EXPERIENTIAL COMPETITORS

Services that change customer expectations – and raise them for yours

PERCEPTUAL COMPETITORS

Page 28: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

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WEB & INTERNET

2000

MOBILITY

2010s

LIVING SERVICES

WE’VE COME A LONG WAY

1990s

Page 29: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

LIVING? •  They are tailored and live around the individual –

flex to meet each person’s needs and preferences

•  They evolve: They constantly learn more about our needs, intents, preferences, and change in real time

•  They are very proximate to us in the environment – think wearables and nearables

Page 30: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

HOW WILL LIVING SERVICES CHANGE OUR LIVES?

1.  Simplify: Automate decisions and actions, and

reduce friction

2.  Disrupt: Enable radical change – from reactive to

proactive, from population-based to personal,

from utility to beloved service

Page 31: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

OUR HOMES OUR BODIES

OUR FAMILIES OUR EDUCATION

OUR WORK OUR TRANSPORT OUR FINANCES OUR SHOPPING

ALL ASPECTS OF LIFE WILL BE IMPACTED

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Page 32: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

Digital Complexity is growing

Digital is integral in everything, not a separate thing

Opportunities for transformation are everywhere

K E Y T A K E A W AY S

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Page 33: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1. WHAT’S GOING ON IN DIGITAL?

2. HUMANS AT THE HEART OF DIGITAL

3. THE IMPLICATIONS

33

W H A T W E ’ L L C O V E R

Page 34: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

WHY BOTHER WITH MESSY HUMANS?

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Page 35: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

TAKE THE PAIN AND ANXIETY OUT OF HOME BUYING / GIVE FIELD WORKERS HANDS-FREE ACCESS TO LATEST CUSTOMER DATA / RE-IMAGINE THE HOTEL EXPERIENCE FOR THE NEXT GENERATION

TRAVELER / TRANSFORM A COMPLEX CONNECTED HOME ECOSYSTEM INTO AN ELEGANT AND SIMPLE SMARTPHONE APP / MAKE INSURANCE RELEVANT IN THE MOBILE AGE / INNOVATE THE EMPLOYEE

ENGAGEMENT EXPERIENCE / CREATE A GLOBAL DESIGN-LED INNOVATION INCUBATOR / TAKE THE HASSLE OUT OF PUBLIC TRANSPORT / PUT THE CUSTOMER AT THE CENTER FOR THE ENERGY INDUSTRY / INVENT

NEW PROPOSITIONS TO DRIVE YOUTH ENGAGEMENT / FORECAST THE FUTURE OF AN INTEGRATED HEALTHCARE PROVIDER / RE-IMAGINE WHAT A BILL IS ALL ABOUT / UNLEASH DESIGN

TO HELP EMPLOYEES MAKE SMART DECISIONS AND GET THEIR JOB DONE EFFICIENTLY / CREATE A 360-DEGREE VIEW OF CUSTOMERS, TO BE ABLE TO SERVE THEM BETTER / INVENT THE CUSTOMER

EXPERIENCE STRATEGY FOR MAJOR CORPORATIONS / RE-ENERGIZE THE EXPERIENCE OF A COMPUTER HISTORY MUSEUM / HELP BANKS ENGAGE MEANINGFULLY WITH THE MOBILE GENERATION / RADICALLY

SIMPLIFY CITIZENS’ INTERACTIONS WITH THEIR GOVERNMENTS / MAKE BIG BRANDS RELEVANT IN DIGITAL ECOSYSTEMS / TEACH CLIENTS TO FISH (BUILD DESIGN AWARENESS AND CAPABILITY) / CHANGE CAR

MANUFACTURERS TO SERVICE ORGANIZATIONS / HELP PEOPLE GROW THEIR MONEY FASTER /

AND THE BIG CHALLENGES ARE INHERENTLY HUMAN CHALLENGES WE NEED BIG THINGS DONE IN DIGITAL

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Page 36: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

DELIGHT PEOPLE

FLEX YOUR PLATFORM

RE-ORIENT YOUR BUSINESS

Transform the business and operating models towards customer-centricity and agility

Understand your customer to design elegant and simple experiences and services

Power the customer experience by optimizing technology and scaling as needed

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ABOVE-SURFACE ACTION DIFFERENTIATES IN WAYS THAT TECH OR BUSINESS CASE INNOVATION DOESN’T ANYMORE

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Page 37: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

OUR EXPERIENCE SAYS SO

ACCENTURE TECH VISION 2016

Kohl’s Mobile Commerce 800% increase in mobile app usage – fastest growth across industries. App rating improved from 1 star to 4 ½ stars. Hutchison 3 – Re-invented Phone Bill 70% of customers took the digital bill into use. Of those, 50% stopped calling service center each month. BBVA – Mobile Banking From 0.89% of transactions on mobile to 35% of transactions on mobile, in three years. 375M+ annual transactions on mobile.

EXAMPLES OF GROWTH AND EFFICIENCY

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Page 38: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

THE MARKET SAYS PEOPLE-CENTRICITY WINS

The Age of the Customer

Empowered customers are shaping business strategy. Simply put, customers expect consistent and high-value in-person and digital experiences. They don't care if building these experiences is hard.

-  Forrester Design in Tech Matters

Experience matters a lot because we experience digital products a lot.

-  John Maeda, KCBP Customer Service Differentiation

89% of companies believe customer services will be the primary basis for competition by 2016 vs. 36% four years ago.

-  Gartner

Design-driven companies have shown a 10-year shareholder return of 219% over that of the S&P 500 index from 2004-2015.

- DMI

Customer-Centricity drives value

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Page 39: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

DIGITAL WINNERS ARE EXPERIENCE-LED

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Page 40: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

WHY PEOPLE-LED?

Liquid expectations, and expectations for magic changes everything

It’s cheaper, quicker and easier to build a magical experience in the digital age

Sustainable differentiation is only possible through a unique experience – the business case and the technology solution don’t offer sustainable

advantages anymore

The business evidence is now compelling – this is the route to go.

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Page 41: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

1. WHAT’S GOING ON IN DIGITAL?

2. HUMANS AT THE HEART OF DIGITAL

3. THE IMPLICATIONS

41

W H A T W E ’ L L C O V E R

Page 42: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

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FLIP THE THINKING!

Page 43: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

THINGS FROM

PEOPLE TO

43!

If door is unlocked, send message to alert owner

Only alert owner if someone else walked through the door and they’re not home

My kids are safe, the stove is now off, and the nanny opened the window.

If there is smoke, then notify my phone.

Use wall switches or motion detectors to control lights.

Use mobile phone app to turn on/off lights in the home.

Page 44: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

CUSTOMER LOYALTY

Turkcell wanted to engage with their youth customers, and we created a service that provided continuous benefits and engagement for them. At launch, 14,000 of 20,000 festival-goers downloaded it, followed by 120k downloads in its first month. 4.5 stars on iOS app store and Android store, and 92% consistent usage over time.

BEING LOYAL TO CUSTOMERS

TO FROM

44!

Page 45: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

EMPOWERING THEM WITH

DIGITAL

REPLACING EMPLOYEES WITH

DIGITAL

FROM TO

45!

Like most organizations, Telstra’s view of their customers was fragmented. We helped all customer-facing teams form a shared and unified view of the customer, accessed in real-time at the moment of truth.

Page 46: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

TRANSACTION SERVICE TO FROM

46!

For carrier Hutchison 3, we re-imagined the phone bill as a service, and results quickly followed. The majority of customers use the interactive bill app, billing related calls to the call centre dropped by 50%, and customers rate the app 4.5 stars on average.

Page 47: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

HOW YOU CAN ENGAGE EACH

EMPLOYEE

WHAT AN EMPLOYEE CAN BRING TO YOUR

BUSINESS

TO FROM

47!

Page 48: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

OPTIMIZING IN SILOS

DESIGNING FOR CONVERSATIONS

TO FROM

48!

In collaboration with Harvard Medical School, we re-designed the digital paediatric growth chart used during regular consultations, with a focus on clarity and conversation. Doctors’ reaction: ‘This will save lives’.

Page 49: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

MLP* MVP

*MINIMUM LOVABLE PRODUCT

DELIGHTFUL

VALUABLE

USABLE

FEASIBLE

TO FROM

49!

Page 50: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

IMPLICATIONS FOR YOU

We need to flip our thinking from focusing on things to focusing on people. Rather than customer loyalty, how to be

loyal to customers. From removing employees to empowering them. From minimum viable to minimum lovable.

On the surface we see technology as the driving force, but it is really humans who are at the heart of digital.

Human capital + digital is the killer combo (it’s not either/or).

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Page 51: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

DIGITAL TRANSFORMATION STEPS

1. Digitize existing processes end experiences 2. Let machines do things that are easy to automate

3. Use digital to enable your workforce 4. Use digital to create new propositions and new value

Always: Start and end with people and their needs –

customers, employees, citizens, patients, decision makers

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Page 52: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

You have magical powers: Anything you can imagine you can now make

Opportunity for transformation is everywhere

It’s often faster to build than to plan, so get going!

P L E A S E R E M E M B E R

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Page 53: PEOPLE AS THE DIGITAL DIFFERENTIATORDIFFERENTIATOR HAWAIIAN TELCOM UNIVERSITY, HONOLULU APRIL 14,2016 1 . At Fjord we believe business success requires a people-led approach. We focus

THANK YOU

fjordnet.com | @fjord | @olof_s | [email protected]

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