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Product Overview of ISOnet PCS
Severe Weather Summaries
ily ISO’s Property Claim Services issues Daily Severe Weather Summaries that provide a darecap of severe weather events (strong thunderstorms, tornadoes and strong usting wind, rain/snow/sleet/hail, etc.) across the United States that have potentially ausedgc
significant insured property damage. The summaries also include:
• evere weather. state, location (city or county), A list of areas affected by s
• population, and peril a severe weather outlook
• licable a tropical weather outlook when app• a catastrophe update if appropriate
aily severe weather summaries issued in past months can be located on ISOnet by using D
the search criteria. PCS Daily Severe Weather Summaries also provide weather conditions (e.g., temperature, humidity, wind, pressure) and forecasts for localities in the United States long with satellite and radar maps on a national and regional basis. This forecast nformation is updated regularly. ai
Severe Weather Summaries On the Daily Severe Weather Summaries page, you can select .Today's Report.
lar summary, or group of summaries. Yation . conditions, forecasts, radar and
or enter search criteria to find a particucan also access current weather informsatellite maps from the selection page.
ou
Today's Report To select today’s report, click on the Today’s Report button.
Select by Search Criteria Using the search criteria, you can compile a list of summaries by date from which you can elect. Note that at least one of the fields below must be specified, and some combinations re not valid. You rrors. sa will be informed, via a popup box, on how to correct any e
select one or more states from a drop down list tate/Territory ‐ You mayontaining allSc state names. Time Period ‐ You may select from "Latest Week,” "Latest Two Weeks,” "Latest
e" is selected, ormat for dates
Month", "Latest Six Months" or "Select a range.” If "Select a rangpecific dates can be entered in the "From" and "To" fields. The fs MM/si DD/YYYY. (Reports are available from January 2, 1999). erils ‐ You may select from a list of perils identified in severe weather ummaries.Ps These appear in a drop down list. The default is "All Perils.” Sort Order ‐ Sort your list of summaries by "Date Descending " or "Date Ascending .” If "Date Descending " is selected, the information is presented in
st recent data first. If " Date Ascending " is in ascending order, with the oldest data first. The
descending order, with the moelected, the data is presented sdefault is " Date Descending .”
g your rch
akin selections, you may either click on Submit to start the seas, or Reset to clear all input and start the summary selection process
After mprocesagain.
Severe Weather Summaries List aily Severe W weameeting you ess
The View D eather Summaries table displays a listing of severearies r search criteria. If you want to start the search proc click New Search. This will bring you back to the Summary Selection
ther summgain,age. aP
The following data is displayed on the summaries list: Complete Reports Clicking on the date in the "Complete Reports" column will display the severe weather summary, the Doppler and Weather maps for the date selected.
map that Maps Clicking on the Doppler or Weather map displays the appropriateaccompanied the Severe Weather Summary for the date selected.
Current Weather Information The Current Weather Information page displays links to weather conditions and orecasts for localities throughout the United States and national and regional satellite and adar maps. fr
sts ts page allows you to select weather conditions and
Conditions and Forecahe Conditions and ForecasTforecasts by city and state.
ecific city, ente me of the o find weather conditions and forecasts for a sp r the naTcity and/or state in the text box and click on the Fast Forecast button.
e,
d forecasts for all the major cities in a specific stat. To view weather information for a city in the list,
To find weather conditions anlick on the appropriate statecclick on the appropriate city.
layed for a specific city: nd c ds
The following weather conditions data is displou
ts are temperature, humidity, dew point, wind, pressure, conditions, visibility aollowed by a four‐day forecast. Additionally, Special Weather Statemenvailable for cities highlighted with a red bullet in the Warnings column. fa Satellite Maps
available on a national a
Satellite maps are nd regional (North West, North u can takel satellite
Central, North East, South West, South Central, South East) basis. Yo closer look at a Regional Satellite Map by clicking on the regionamage or the name of the specific regional link (e.g., "North West"). ai Radar Maps
ar maps are availablef
Rad on a national and regional basis. You can view specific area by clicking on the appropriate area otake a closer look at a egional radar map, click on
weather conditions data for ahe National Radar Map. To rhe appropriate image in the Regional Radar Grid. tt
Catastrophe Bulletins operty Claim Services’ staff assigns Catastrophe Serial Numbers to I
e
SO’s Prvents:
• that cause $25 million or more in total insured property losses, and • affect a significant number of property and casualty insurance policyholders and
property and casualty insurers. There are three types of catastrophe bulletins: Bulletins, Extensions, and
, Estimates. Bulletins are the first notice from PCS that a Catastrophe Serial
nsNumber has been assigned to an event. Extensions are updates to the Bulletiproviding additional information relating to the initial Bulletin. Estimates are reports prepared by staff stating preliminary, resurvey, or final estimates of
formation includes breakdowns for each ge payment and total dollars for Personal,
property damage on a state basis. Intate on the number of claims, averasCommercial and Automobile losses.
ins issued since January 1998 are available through ISOnet PCS. The atabase is updated when new bulletins, extensions and/or
All catastrophe bulletatastrophe bulletin dcestimates are issued. For each catastrophe selected, comprehensive reports can be viewed by selecting from the first column. The Catastrophe Definition Summary is available in the third column. Any images used in the bulletin can be seen by selecting from the last column.
Selecting Catastrophe Bulletins
Latest Catastrophes he Latest Catastrophes Page allows you to select from the latest four catastrophes or to Tenter search criteria to find a particular catastrophe or a group of catastrophes. In the catastrophe information section, clicking on the Cat No. will take you to the reports ssued for the selected Catastrophe. To search for information related to other atastrophes: ic Select by Catastrophe Number and Year To view information related to a particular catastrophe, select Year and Number from the drop down boxes. Some combinations of year and number are not valid. You will be informed, via a popup box, on how to correct any errors. (Catastrophe numbers start with number 11 and run consecutively to 99. After 99, the next catastrophe is number 11. The numbering is not restarted each year.
For example, a catastrophe that occurred on December 31, 1998 could be Catastrophe Number 15. A new catastrophe occurring on January 2, 1999 would be Catastrophe Number 16.)
tart
our selections, you may either click on "Get Bulletin" button to sess, or Clear to clear all input and start the summary selection
After making yhe search procrocess again. tp Select Catastrophe by Search Criteria Other search criteria can be used to compile a list of catastrophe information
st one of these fields must be not valid. You will be informed, via a
from which you can select. Note that at leapecified, and that some combinations areop usp p box, on how to correct any errors.
tate ‐ You may selec S t a state from a drop down list containing all state names.
Dates of Occurrence ‐ You may select from "Latest Week,” "Latest Two Weeks",
t a range" is lds. The format
"Latest Month", "Latest Six Months" or "Select a range.” If "Selecelected, specific dates can be entered in the "From" and "To" fieor datsf es is MM/DD/YYYY. ( Available reports start 1/1/1998.)
strophe bulletins. erils ‐ You may select from a list of perils identified in catahese appePT ar in a drop down list. The default is "All Perils.”
" or
Sort Order ‐ Sort your list of catastrophe information by "Date Descending "Date Ascending ". If "Date Descending " is selected, the information is presented
ost recent data first. If " Date Ascending " is in ascending order, with the oldest data first. The
in descending order, with the melected, the data is presented sdefault is " Date Descending .”
g your
akin selections, you may either click on Submit to start the searchs, or Reset to clear all input and starts the catastrophe selection process
After mprocesagain.
Catastrophe Bulletins List
View Catastrophe Informhe View Catastrophe Inform
ation ation list displays a listing of Catastrophe Numbers T
meeting your search criteria.
, click New Search. This will bring f you want to start the search process againIyou back to the Catastrophe Selection Page. The following data is displayed on the View Catastrophe Information list:
Catastrophe Serial Number Clicking on the number in the "CAT No." column will display the View Catastrophe eports list. See View Catastrophe Reports information section. Note, the catastrophe serial umber is the only linked field on the View Catastrophe Information list. Rn
d To he dates of occurrence associated with the specified catastrophe
From anhese are tumber. Tn tates he states named in the specific catastrophe definition are noted here. ST Perils The perils primarily associated with the specified catastrophe number are noted here.
Bulletin List This report displays a listing of Catastrophe Reports (Bulletins, Extensions and/ostimates) for each catastrophe serial number selected from a View Catastrophe
elect Catastr
r EInformation list (either the Latest Catastrophe or s ophe pages).
art the search process again, click New Search. This will bring If you want to st
ge. you back to the Catastrophe Bulletin Selection Pa The following data is displayed on the Bulletin list:
Bulletin Number, the dates and perils associated he top of the list will report theith the catastrophe definition.
Tw
the Catastrophe Report Information is displayed as Cat Report Type. The first two numbers refer tocatastrophe number. The number(s) following the hyphen is the sequence
bulletin, extensions and estimates issued relating to the specific e number. The Report Type will specifically identify the type of report
number ofatastrophvailable. ca Note, "CAT No.Report" is the only linked field on the Bulletin list. eport Release Date his is the date the specified report was issued. RT
Storm and Event Tracking Reports Storm and Event Tracking Reports provide the latest information from the National Hurricane Center on Tropical Storms and Hurricanes. The Storm and Event Tracking eport database is updated on an as‐needed basis, dependent on Event activity as storms Rget closer to landfall. Advisories may be issued as frequently as every two hours. PCS also reports here on other significant events, e.g. fires, earthquakes, etc, that have the potential to be designated as catastrophes but have not yet been identified as such.
Selecting Storm and Event Tracking Reports ows you to enter search from a list of reports in the
The Storm and Event Tracking Reports selection page allriteria to find a particular or related reports or to select iew Storm/Event Data table of currently active storms. cV Selecting Reports from the View Storm/Event Data Table Clicking on the Storm/Event Name will take you to a list of all the issued advisory reports for the storm or event. The report list is in descending order, with the atest advisory report listed first. Clicking on the catastrophe number, if one is present, will pen the PDF version of the initial Catastrophe Bulletin for the storm. lo earching by Storm/Event Characteristics
. STo enter search criteria for other storm information, click on the Search button There are other search criteria that may be used to compile a list of advisories
st one of these fields must be not valid. You will be informed, via a
from which you can select. Note that at leapecified, and that some combinations areopusp p box, on how to correct any errors.
ear ‐ You m Y ay select one or more years from a drop down box.
” Storms Only ‐ You may select one or more areas, "Atlantic,” "Eastern Pacific,"Western Pacific" or "Central Pacific,” from the drop down box. By selecting
ilable for storms outside of the (If you select from this column, you
"Other" (last item), you can select reports avaesignated areas listed in the drop down box.annot spedc cify a state from the next column.) All Events ‐ You may select one or more U.S. states and jurisdictions from the
box. By selecting "Other" (last item), you can select reports available outside of the designated areas (e.g., international) listed in the drop
drop downor storms own box. fd
. If ith
Sort Order ‐ Sort your list of reports in either descending or ascending order"Descending" is selected, the information is presented in descending order, wthe most recent data first. If "Ascending" is selected, the data is presented in ascending order, with the oldest data first. The default is "Date Descending.”
After makin selections, you may either click on Submit to start theprocess, or Reset to clear all input and start the selection process again.
g your search
Storm and he View Storm
Event Tracking Reports Selection List /Event Data table lists storm and event names meeting your T
search criteria.
rch process again, click Ne will bring f you want to start the sea w Search. ThisIyou back to the Storm and Event Tracking Reports selection page.
e of the o view the reports for a particular storm/event, click on the namtorm/event. The following data is displayed on the next screen: Ts Complete Report
RT" column will display by the National Weather
Clicking on the storm number in the "COMPLETE REPOhe Storm or Event number report information issued ervice for the selected item and the included images. tS
column will display the associated images or Images licking on the icon in the "Images" aps which accompany the report.
Cm Release Date & Time This is the date and time that the specified report was issued.
Property Claim Services Catastrophe News s monthly, quarterly I
a
SO’s Property Claim Services’ Catastrophe News providend periodic reports that summarize catastrophe losses.
• e losses that have occurred Pireviews ‐ A monthly summary of catastrophn a particular month over the past ten years.
• recap of catastrophes that eviews ‐ Quarterly reports that provide aave oRh ccurred over the last three months.
• t
ews bulletins with information about recener issues affecting the insurance industry’s
News ‐ Provide periodic natastrophic events or othesponse to catastrophes. cr
Property Claim Services – Catastrophe News and Information
s that
Os
n the Catastrophe News/Information Index page, you can select reportummarize catastrophe losses from "Previews,” "Reviews,” and "News.”
• e report at a time from a list of 12 monthly reports listed in Pcreviews ‐ Select onhronological order.
• port at a time from a list of four quarterly reports listed eviews ‐ Select one ren chroRi
nological order.
• News ‐ Select one report at a time from the list of news bulletins.
ISO CatCube Welcome to the CatCube. If tit is recommended that you pour way through the cube. (This product is not included with ISOnet PCS. It requires a
his is your first time using the CatCube, rint out these instructions to assist you in navigating
yseparate registration key.)
mation since 1950. he CatCube is a database that contains all catastrophe inforhe aTT
re re a number of uses for the CatCube. These include:
1. Obtaining the estimated damages caused by catastrophes. 2. Determining the perils that are associated with each catastrophe.
groups of catastrophes,
3. Trending the losses associated with catastrophes or specific
such as hurricanes.
4. ing the impact of catastrophes on individual states. 5. ing the numbers and types of claims caused by catastrophes since
IdentifyccessA1998.
e the
On January 1, 1998, the format for providing information changed to enhanccatastrophe database. The number of estimates issued by PCS increased in
fter
many instances to provide more timely and accurate information about lossrovided for catastrophes occurring ag measures (the measures will be in
development. Detailed information is panuary 1, 1998, including the followinreater 5 of the guide): Jg
detail on page
• Length of Cat • Estimated Insurance Payment
• • Commercial Total
Commercial Average Payment • Commercial Number of claims
• Personal Total age Payment
• s • Personal Aver
• Personal Number of Claim
• Vehicle Total Vehicle Average Payment
• Vehicle Number of Claims It is important to note that with the enhancements to the database since 1998,
es how
more information can be viewed in the cube. However, different methodologiferent dimensions must be used for the pre‐1998 data. An example of this data will be explained in the Examples section at the end of this
and difo viewtguide.
s classified as a catastrophe when the following criteria have been n event iati ieAs sf d:
hr shold are as follow
1. The t e s s: Ye Dollar Thresholds ars
1949 ‐ 1981 $1 Million 1982 ‐ 1996 $5 Million 1997 ‐ Present $25 Million
a
2. It must affect a significant number of policyholders and insurance comp
3. in the United States, Puerto Rico and/or the
nies. The event must take placeAmerican Virgin Islands.
Catastrophe Catehe catastrophes havhe are as follows:
gories e been separated into 10 distinct catastrophe categories. T
T y
1. Winter . includes storms that produce any of the following perils Storm
• Snow • Ice Freezing •
The Winter Storm Category supe
rsedes or overrides the category of Wind and Thunderstorm Events. Hence, if a peril associated with a
rstorm Event nd a peril associated with a Winter sent in the definition of a catastrophe, the catastrophe
Wind and Thunde aStorm are both preis categorized as a Winter Storm.
ind and Thunderstorm Events ‐ includes s
ollowi ils in the catastrophe definition: 2. torms that contain any of the W
f
ng per
• Wind • Hail • s Tornadoe• Flooding
3.
Hurricane In most instances, a hurricane will include a specific storm ,
name, for example, Hurricane Andrew. All perils that occur in conjunctionre considered to be part of the hurricane, and, thereforeorized as a named hurricane. Hurricane supersedes all
with a hurricane ahe storm is categtother categories.
If a e
It is important to note that not all Hurricanes have unique names. hurricane is considered .minor. or does not cause significant damage, thname may be recycled and used for another future hurricane. For example, there was a Hurricane Bonnie in 1986 and another Hurricane Bonnie in 1998, both declared catastrophes by PCS. The earlier hurricane will appear as Hurricane Bonnie* under the Cat Name. The .* is used to distinguish the separate events.
4. Tropical Storm In most instances, tropical storms include specific
tropical
names for the storm, for example, Tropical Storm Keith. All perilsassocia sidered to be part of the storm a e named tropical storm. Tropical
ted with a tropical storm are connd therefore categorized with th
Storm supersedes all other categories.
5.
Fire Other The perils associated with this categorand explosions. This category does not include "firewhich itself is in
y include urban fires following earthquake,”
cluded in the earthquake category.
6.
Wildland Fire The perils assocand brush fires that cause damagevent qualifies as a c
iated with this category include forest e to insured properties to the extent the
atastrophe.
7. Eruption The peril included in this category is volcanic
Volcanic eruption.
8. is earthquake. It also Earthquake The peril included in this category
includes the peril of "fire following earthquake."
9. Riot This category includes the perils of riot, looting, acts of civil
disobedience, vandalism and malicious mischief.
10. Water Damage The peril included in this category is water damage (caused by the flooding of the Chicago tunnel system in 1992).
Catastrophe Numbers phe Serial
igned to Each catastrophe is assigned a serial number, also known as a “CatastroNumber.” The cat number is not a unique identifier. A number from 11‐99 is ass
e each of the catastrophes during a calendar year. The numbers are used
n on
consecutively not chronologically. That is, if the last catastrophe number iyear is 35, the first cat number used the next year is 36. As a result, the samecatastrophe numbers have been used for various events, and catastrophe
used used
numbers can overlap. For example, in 1990, catastrophe number 26 ca26 cated
$35,000,000 in damage in Alabama. In 1995, catastrophe number $225,000,000 in damage in California. These are two totally unrelacatastrophes; however, they share the same catastrophe number.
Cognos The catastrophe information accumulated since 1950 has been inserted into a
ay Web is a high‐level business intelligence ing) tool that allows users to drill down and drill
Cognos PowerPlay cube. PowerPlLAP (On‐Line Analytical ProcessO
up through information in cubes.
ns PowerPlay Web allows you to nest and replace information into various columand rows. If you need assistance in operating the Cognos PowerPlay software,
instructions for Cognos PowerPlay software, including all of the ons located at the bottom of the CatCube screen are included within
the operationfunction buttthe CatCube.
Dimensions The CatCube contains many dimensions. The dimensions provide a method for
h to you to drill down into the data to view more detailed levels of data. The
sdimensions are the fields that you will choose to determine what data you wiview and the different dimensions are located on the top row of the CatCube. When you choose a specific dimension, you will notice that a drop down box ppears that provides you with the different levels of data available within that imens follows: ad
ion. There are seven dimensions in the CatCube, and they are as
• s. State ‐ allows the user
•
to view the data on a state‐by‐state basi• e user to view Cat Date ‐ (short for catastrophe date) allows th
• catastrophes by date.
• n on Cat Name ‐ defines the name of the catastrophe
• Est Rels Date ‐ (short for estimate release date) provides informatiosingle or multiple estimates issued for a particular event.
• Cat Number ‐ (short for catastrophe number) provides the number
• assigned to each cata
•
strophe. • Estimates ‐ Different amounts estimated for the insurance payments a
uses. • ing of all of the different perils that are associated with
catastrophe caAll Perils ‐ List
• catastrophes. As you begin to nest different dimensions in the cube, you will notice at the
bottom of each nested column, the dimension chosen is surrounded by twosymbols, a . on the left and a + on the right. These symbols allow you to either
ension to add an additional column with more specific eliminate (‐) certain columns where you do not want to display
expand (+) the dimnformation, or toithat information.
r withincurred
Dimensions can be rolled‐up, meaning that all of the hurricanes that occuappear in the cube as one total for all of the hurricanes that ocular period that you are viewing. It is very easy to unroll any
a state may n the particimension. id Loss amounts are associated with catastrophes NOT individual perils. All loss amounts, which are calculated in US dollars, are associated with the
different catastrophes. There are no specific loss amounts associated with thel perils that occur within a catastindividua rophe. For example, if wind, hail and
tornadoes cause extensive damage, all of the loss amounts will be associated with the Wind and Thunderstorm Event. The loss amounts will not appear in the specific perils of wind, hail or t does for that particular event. The cube ill display a zero in the peril box. The loss amount will appear in the appropriate
orna
ind and Thunderstorm Event box. wW Perils Occurring During a Catastrophe Although it is not possible to associate loss amounts with different perils, it is possible to etermine which perils occurred during a catastrophe. The method of obtaining this nformation is displayed in the Examples section of this user guide. di
Measures Measures are the numerical values within the cube. The measures allow you to
s of the data, he n.
view different aspect such as the estimated loss amounts. Tmeasurt is defa
e drop down box is located in the upper left‐hand side of the first columulted to the Last Est Pmt setting. This box is connected to the As
alues CatCube: IV
drop down box. The following measures are available for the
• Last Est Pmt . The final estimated payment figured released.
• • *Length of Cat . Defines the number of days that a catastrophe lasts.
Cat Number . The number assigned to each catastrophe. Please note that cat numbers are not unique. Different storms can share the same
number. • e *Est Ins Pmt ‐ As catastrophes are occurring, estimated insuranc
re released. These estimates are updated as needed. •
payments a*Comml Total . The total amount of estimated commercial lines
• es payments. *Commercial Ave Pmt . The average payment for all commercial loss
• due to a catastrophe. *Commercial Number of Claims . The number of commercial claims
gle catastrophe. • ts
occurring due to a sin*Personal Total . The total amount of estimated personal lines paymen
• es due to a catastrophe. *Personal Ave Pmt . The average payment for all personal lines loss
• due to a catastrophe. *Personal Number of Claims . The number of personal lines claims
e to a single catastrophe. •
occurring du*Vehicle Total . The total amount of estimated vehicle losses due to a
• a catastrophe. *Vehicle Ave Pmt . The average payment for all vehicle losses due to
• ber of Claims ‐ The number of vehicle claims due to a catastrophe. Vehicle Num*catastrophe.
* Only available for those catastrophes occurring after January 1, 1998.
Nominal Totals vs. Actual Dollar Amounts ls. e is
The amounts listed for each catastrophe are displayed using nominal totaominal dollar totals mean that the dollar value noted for each catastrophxpressed in the monetary value of the year in which the event occurred. Ne ISO CatCube Examples
he following examples provide a framework for navigation through the CatCube. T
ily of events that occurred Basic Searches o view all of the catastrophes in the “Fire Other” famn New York during 1993 and 2001, do the following: Ti Par t I
1. Select FireOther from Cat Name dimension. 2. from the State dimension.
d). Select Fire‐Other Select New York
3. You will see two columns (with white and blue backgrounolumn.
box at thin white c
4. Cat Name e top of the cube will show Fire‐Other. 5. Click the Cat Date dimension and go to "Action", then "replace" and then
"columns". This will replace "Fire‐Other s conta
called "Cat Date."
" with all year ining any losses caused by Fire‐Other.
ee last blue column
6. Scroll to the right until you will s7. Click on Blue "Cat Date" arrow, then select "Action", "Hide/Show Columns" 8. "Hide/Show" frame will pop up.
9. Select "Clear All" at top right in "Hide/Show" frame. This will clear all years.
3 and 2001 and click the "OK" button. will show for
10. Select years 199ext screen
11. The n the loss estimates for .Fire‐Other. in New York12.13.
1993 and 2001. o suppression at the bottom of CatCube. This will eliminate all
l ted Click zerrows and co umns containing zeros and make it easier to review the repor
n. results.
14. Select the "+" symbol at the right side of the dark blue "Cat Date" colum15.16.
Keep clicking the "+" symbol until it disappears. the dark blue column (next to white Put your mouse over year 1993 in
column with "1993 Q 1") and wait until the selection box appears. Then
3 select "Action,” "Hide Subtotals."
17. Repeat this action for the dark blue column with "1993 Q 1" next to "19918. and "1993/FEB" next to "1993/02/26."
/FEB"
19. You should be able to see $510,000,000 in 1993 and $20,340,000,000 in
. 2001.
20. Other. catastrophes in New York is $20,854,000,000 .Fire‐Other. catastrophes, click the The total of all .Fire‐
21. To view perils associated with those
"Perils" dimension.
22. Click on "Action,” "Replace,” "Rows".
23. "Fire and explosion" will appear on the left side of the CatCube. This is where family will appear.
se .Fire all the perils associated with a particular storm
24. In the left column select the peril or perils you wish to view. In this ca
ese .Fire‐Explosion. and explosion. is the only selection available.
ciated with th25. To view Catastrophe numbers asso
catastrophes click the "Cat Number" dimension.
26.27.
Select "Action,” "Replace,” "Rows." be able to see that Catastrophe Serial Number 44 is associatedther. in 1993 and Ca
You shouldre‐Owith .Fi tastrophe Serial Number 48 is associated
with 2001.
n", "Hide/Show
28. Select "Cat Number" in lowest blue row and select "Actio
Rows" and then click .clear all. in the upper right of the .Hide/Show. frame.
29. Select 44 and 48 in the "Hide/Show" frame and click OK. 30. listed in the left had column.
imated Insurance Payment. You will see Catastrophe numbers 44 and 48
d the .Last Estd column.
31. To view the length of the Cat an
click Cat Number 48 in the left han
32. Click on "Last Est Pmt" arrow. 33.34.
Select "Action", "Replace", "Rows" At the top of the report, you should be able to see that this .Fire‐Other. event is Catastrophe Serial Number 48, and its definition included the State of New York, date of occurrence on 2001/09/11, perils of .Fire‐explosion,. duration of
1 day, and estimated insured property damage of $20,340,000,000. ick on the st
.. 35. ate To find if other states may be involved with this catastrophe, cl
dimension in the upper left hand corner of the screen and select .STATESest., and .rows..
Then select .STATES. again and click .action., .n
36. Click on 2001/09/11 in the date measure. You will find that the state of
37. Virginia is also involved with this catastrophe.
n check the progression ofearch is available only for
Now that you are at the lowest level of cube you caCS estimates for this catastrophe. Note that this s
y 1, 1998. Pcatastrophes that occurred after Januar
• Select New York in the states measure.
• ll estimates• Click on "drill trough" sign .
This will transfer you to the details cube that contains a for all
• catastrophes after January 1, 1998. At the top of the screen you will be able to see the title PCS_details. Please
he highest PCS estimate. • " box
note this column contains tYou can see that in the left top box "New York" is still selected in "State
in "Cat Number.” • able measures for this catastrophe are
and "48"On the left side of cube all avail
• located. Select "Estimates" dimension.
" • of CatCube. That will eliminate all • Select "Action,” "Replace,” "Columns.
ottomClick zero suppression at the b
• rows and columns containing zeros.
tion,” "Hide T• column.
Select "Ac otals."
• Click on .Estimates. in the dark blue
• Click on "Est Rel Date" dimension.
" • .
Select "Action,” "Nest,” "Columns.
• Select (without clicking) "Est Rels Date" blue column next to white column
• for Virginia in this catastrophe, Select "Action,” "Hide Subtotals." f you would like to see the loss estimateselect Virginia from the .States. measure. Is
gardin
If yo w view all inf n reHur ca
u ant to ormatio g a single hurricane, such as
ri ne Georges, do the following: 1. . 2. on the
Select "Hurricane" from "Cat Name" dimension at the top of the cube" will replace "Cat Name" name. Select the "Hurricane" box"Hurricane
top of the cube and click on bottom arrow. Scroll down to "Hurricane
Georges".
3. Click zero suppression at the bottom of CatCube. That will eliminate all s containing zeros.
rows and column
4. All states associated with this catastrophe will be shown on the right side of the Cube screen.
5. To find out what catastrophe number is associated with this catastrophe, click
"Cat Number" dimension and click on "Action,” "Replace,” "Columns." Number" 6. Click on 69 which will eliminate white column and change top "Cat
dimension to "69"
7. To find out what perils are associated with this dimension, select "Perils"
dimension and click "Action,” "Replace", "Columns".
umn, 8. Click on "Flooding, Tornadoes, Wind" which will eliminate the white col
9. and then change the top "Perils" dimension to " Flooding, Tornadoes, Wind. "
tes associated with this catastrophe plus ), and Pe ls
You should be able to see 6 stacatastrophe name (Hurricane Georges), Catastrophe Number (69 ri
(Flooding, Tornadoes, Wind).
10. To find out the date associated with this catastrophe, select the "Cat Date"
dimension and click on "Action,” "Replace", "Columns".
11. Click on 1998. Continue clicking this date until the white column disappears name in dimension.
ows that the and "1998/01/21" replaces "Cat Date"
12. "Last Est Pmt" in left top corner of the report sh current measure
13. t is Last Estimated Insurance Payment.
, select "Last Est Pmt" and then select and
To find the duration of this catastrophe"Action", "Replace,” "Columns.” This will show total Insurance Paymen
. the length of catastrophe in each state.
14.15.
At the bottom of cube is the total of Insurance Payments for all states total for Catastrophe Length. The software is Please disregard the
summarizing all event days because it is also summarizing the Total nce Pa
16. more details, select one state only (Florida) and click "Swap" , and Insura yment.To getgo to Part II.
Part II
stimates developed over time for these catastrophes, o be able to see how eollo t dure. Tf
w his proce
1. Click on "drill trough" sign . e t2. hat conta ion This will transfer you to the Details Cub ins all estimate informat
3. for all catastrophes after January 1, 1998. On top of the Cube screen you will see PCS_details. Please note this column contains the highest PCS estimate, and because of idiosyncrasies in the
inal loss estimates are not necessarily displayed in d in
software the actual and fthis column. The actual loss estimate and the final estimate can be foun
4. the underlying columns.
an see that in the left box "Florida" is still selected in "State" box, ne George Name. box, and .69. is in the Cat Number.
You cHurrica s is in the Cat
box.
5. Select "Estimates" dimension. 6. Select "Action", "Replace", "Columns" 7. Click zero suppression at the bottom of CatCube. That will eliminate all
rows and columns containing zeros. 8. Click on "Est Rel Date" dimension.
" n.
9. Select "Action,” "Nest,” "Columns.
10. Select (without clicking) "Est Rels Date" blue column next to white colum
shown in the Blue column. 11. Select "Action,” "Hide Subtotals."
each category is rk blue column.
12. The highest loss estimate in13. Click on .Estimates. in the da14. Select .action., .hide totals...
State Totals o view the State totals for theou eeTy
cumulative list of the catastrophes since 1949, n d to do the following:
. CatCube name is displayed on the top 1. Make sure you are in main CatCube
of the report. E1. nsure that your measur t.
(or any stae is set for Last Est Pmstate). Note that at this
tegories are "ro2. Choose Alabama ge you will see a list of
lled up.” This means that strophe,
3. Catastrophe Categories. These cad Thun
tep4. there are many Wind an derstorm Events. To view each cata
s.
5. continue with the following s
4. Choose the dimension "Cat Date" and then "Action,” "Nest", "Rows".
ate Total information.
5. At this point you can see the St
6. Click zero suppression at the bottom of CatCube. This eliminates all rows
Cat Date in the dark blue cell. 6. and columns containing zeros.
l next toars.
7. Scroll down and click on the .+. symbo8. Keep clicking until the .+. symbol disappe
9. Select 1953, .Action., .Hide Subtotals..
10. Select 1953 Q1, .Action., Hide Subtotals..
ction., .Hide Subtotals.. .‐.next to Cat Date in the dark blue row.
11. Select 1953/Mar, .A12. Scroll down; click on13. Repeat number 12.
Claims Information Services n Services provide fast and easily accessible Two PCS Claims Informatio
claims information online.
Catastrophe Claims Handling Laws & Regulations Catastrophe Claims Handling Laws & Regulations provides information regarding
Valued Policy Laws, Unfair Claims Practices Acts, and s related to catastrophe claims handling. Information is
Adjuster Licensing Laws,other laws and regulationeasily accessed by state.
PCS HELP Bulletins PCS HELP Bulletins provide invaluable resources for claims adjusters across the country and a useful adjunct to a training program. The Bulletins serve as a
m ics
source book on adjusting guidelines and procedures. With topics ranging frohe current series of top issues, problems and
.Arson Reporting Immunity. to .Written Statements,. tcan help adjusters and trainers deal with the commonsituations working adjusters are likely to encounter.
PCS Quick Links This service lists a number of information sources on subjects generally related to catastrophes. These links are provided to assist users to quickly locate authoritative information regarding catastrophes or potential catastrophes.
PCS FlatCat
FlatCat® — an alternate delivery method that gives you the entire PCS catastrophe‐history database at your fingertips.
With FlatCat, your company will receive an encrypted flat data file from ISO's secure FTP servers l receive a data file including: . Each day your company wil
• mbers catastrophe ser
•
ial nu• dates of occurrence
• states affected types of catastrophes and perils
• all loss estimates from preliminary to final (estimated payment, average payment, number of claims, total dollars)
Our staff will coordinate with your IT personnel and make any system changes needed to implement an automated daily download. Once those changes are in place, the process is automatic.
The data you download is always secure. ISO supports PGP Encryption over FTP and Tumbleweed Valicert Secure Transport™.
PCS Catastrophe Conference
For two decades, the PCS Catastrophe Conference has been bringing together professionals in the catastrophe‐response business to explore new strategies and tools for catastrophe management. Throughout the conference, experts discuss targeted topics in depth, while sharing their own experiences, offering practical solutions, and bringing new ideas to the table.
Whether you're involved in claims, underwriting, actuarial, research and development, or loss control operations, or if you have an interest in insurance linked securities, you'll find valuable information in each session. All sessions are interactive, and we encourage you to exchange your views with the experts and share your ideas with your peers.
ISOnet Catastrophe Advisories operty Claim Services’ staff assigns Catastrophe Serial Numbers to I
e
SO’s Prvents:
• , and that cause $25 million or more in total insured proaffect a significant number of property and casualt
perty losses• y insurance
policyholders and property and casualty insurers.
sory
dviThere are two types of catastrophe advisories provided to Catastrophe AService (CatAd) customers, Bulletins: and Extensions. Bulletins are the first
s been assigned to an event. anging the dates, states and/or perils
notice that a Catastrophe Serial Number haxtensions are updates to the Bulletins, chEinformation relating to the initial Bulletin.
n All catastrophe advisories issued for the current calendar year are available iISOnet. The catastrophe advisory database is updated on an as needed basis.
Selecting Catastrophe Advisories
Latest Catastrophes trophes Page allows you to select from the latest four o enter search criteria to find a particular catastrophe, or group
The Latest Catasatastrophes or tf catastrophes. co
on the visory
Select below to see information on the latest Catastrophe. Clicking ll take you to the reports issued for the selected Catastrophe Ad. To enter search criteria for catastrophe information, click the Search
Cat# winumberbutton.
Select by Catastrophe Number or Characteristic Select b r If you wo n related to a particular catastrophe, select a
y Catastrophe Numbeuld like to view informatio
Number from the drop down box. (Catastrophe numbers start with number 11 and run consecutively to 99. After 99, the next catastrophe is number 11. The numbering is not restarted each year. For example, a catastrophe occurred on December 31, 1998 could be Catastrophe Number 15. A new catastrophe occurring on January 2, 1999 would be Catastrophe Number 16.)
our selection may either click on Get Advisory button process, or Reset to clear all input and start the selection
After making ytart the searchrocess again.
s, you to sp Select by Catastrophe Characteristics Other search criteria can be used to compile a list of catastrophe information
st one of these fields must be not valid. You will be informed, via a
from which you can select. Note that at leapecified, and that some combinations areopusp p box, on how to correct any errors.
tate ‐ You may selec S t states from a drop down list containing all state names.
dates by entries in the "From" and "To" ates of Occurrence ‐ You may specifyields. Df The format for dates is MM/DD.
strophe bulletins. erils ‐ You may select from a list of perils identified in catahese appePT ar in a drop down list. The default is "All Perils.”
" or
Sort Order ‐ Sort your list of catastrophe information by "Date Descending "Date Ascending ". If "Date Descending " is selected, the information is presented
ost recent data first. If " Date Ascending " is in ascending order, with the oldest data first. The
in descending order, with the melected, the data is presented sdefault is " Date Descending .”
g your
akin selections, you may either click on Submit to start the searchs, or Reset to clear all input and starts the catastrophe selection process
After mprocesagain.
Catastrophe Advisories List
View Catasthe View Cata of Catas
rophe Information strophe Information list displays a listing trophe Bulletins T
meeting your Search by Catastrophe Characteristics criteria.
e
View Catastroph. Note, Cat No. is
Clicking on the number in the "Cat No." column will display theeports list. See View Catastrophe Reports information sectionhe only linkedRt field on the View Catastrophe Information list. rom – To These are the dates of loss associated with the specified catastrophe umber. Fn S tates The states associated with the specified catastrophe number.
Perils The perils primarily associated with the specified catastrophe number.
Advisory List ulletins and/or applicable he Information list (either
This report displays a listing of Catastrophe Reports (Bxtensions) for Cat No. selected from a View Catastrop
ns). Ethe Latest Catastrophe or select Catastrophe scree
art the search process again, click New earch. This will bring f you want to st S
ge. Iyou back to the Catastrophe Advisory Selection Pa The following data is displayed on the Advisory list:
umber, the dates, states, and perils he top of the list will state the Advisory Nssociated with the Catastrophe Advisory. Ta
e Cat No. Report
o thce
Information is displayed as Cat No. Report Type. The first two numbers refer tencatastrophe serial number. The number(s) following the hyphen is the sequ
number of advisory and extensions issued relating to the specific catastrophe e Report Type will specifically identify the type of report y or Extension. Note, "Cat No. Report" is the only linked field on
serial number. Thvailable, Advisorhe Advisory list. at Report Release Date This is the date the specified report was issued.
