PayPoint Mobile and OnlineDan Salmons

@PayPointplc#paypointevent

Mobile and online payments are growing very rapidly

E-co

mm

erce

M-c

omm

erce

Source: emarketer, RBS World Payments Report, OC&C analysis

BI Mobile Commerce Transaction Value (Forecast, $bn)

Source: RBS World Payments, UK Cards Association, Gartner, OC&C analysis

OC&C e&m Commerce Transaction Value (Forecast, £bn)

Mobile and Online

On the mobile, consumers value simplicity and convenience

Mobile and Online

Consumer Activity Payment Processing

Normal face-to-face payment experience:“finish what you are doing and then pay”

Point of Interaction

Traditional separation of industries

FRONT END BACK END

Mobile and Online

Consumer Activity Point of Interaction Payment Processing

Online payment experience:still often….“finish what you are doing and then pay”

Traditional separation of industries

FRONT END BACK END

Mobile and Online

Consumer Activity Payment Processing

Mobile payment experience: needs to be more than… “finish what you are doing and then pay”

Point of Interaction

Traditional separation of industries

FRONT END BACK END

Mobile and Online

PayPoint Mobile and Online:Consumer experience AND payment expertise

Years of mobile experience

Millions of existing accounts

Deep paymentsexperience

True multi-channel capability

Mobile and Online

Consumer Activity Payment Processing

PayPoint Mobile and Online:Consumer experience AND payment expertise

Point of Interaction

One, integrated solution

FRONT END BACK END

Mobile and Online

Today we are launching as PayPoint Mobile and Online

Mobile and Online

PayPoint Mobile and Online:Consumer solutions for our clients

Mobile and Online

PayPoint Mobile and Online:Consumer solutions for our clients

“Pay quickly and easily on a mobile or online, wherever

you see a PayPoint logo”Payments

Mobile and Online

PayPoint Mobile and Online:Consumer solutions for our clients

“Use our convenient, simple to use mobile and online services to

do business with us”

“Pay quickly and easily on a mobile or online, wherever

you see a PayPoint logo”Payments

Sector functionality

Mobile and Online

PayPoint Mobile and Online:Consumer solutions for our clients

Payments

Sector functionality

Consumer engagement

“Use our convenient, simple to use mobile and online services to

do business with us”

“Gain valuable additional information and offers when using

our services”

“Pay quickly and easily on a mobile or online, wherever

you see a PayPoint logo”

Mobile and Online

\

PAYPOINT INTELLIGENT COMMERCE PLATFORM

Modular, functionally rich, scalable and secure

Mobile and Online

Mobile and Online

Parking:Our flagship mobile service, PayByPhone

31 millionTransactions

7 millionRegistrations

300,000Users per week

Mobile and Online

Urban Mobility:Taxis, bicycle rental, electric vehicles, tolling and transit

VancouverParis

Nice

Mobile and Online

Energy:Enabling the Smart Meter revolution

Mobile and Online

Simplifying payments for everyone

Mobile and Online

Convenience for consumers:Register for one of our services, gain access to all

Mobile and Online

PayPoint Mobile and Online:New name, new solutions, new opportunities

• Consumers want simple, convenient multi-channel payment options

• We offer a truly integrated solution: payments and consumer capabilities

• Welcome to PayPoint Mobile and Online

Mobile and Online

Thank you@PayPointplc#paypointevent