Partner Programme

Earn a piece of the turnover from Lopoca’s games! Casino, Sportsbetting, Poker, Nugget Game and IQ-Game

The “Lopoca Difference”!

Your ability to Earn CashBack AND a piece of the gaming action, when you refer your friends and even strangers; building yourself a community of like-minded individuals who love online gaming.

Have Fun, Play Games, Make Money, sharing and gaming with others!

Instant Earnings

Cash Back Fast Start

Long-term Earnings

Cash Back Points Gold Club Matching Bonus World Pool

LOPOCA BRINGS YOU A WIDE RANGE OF GAMING ENTERTAINMENT!

Our Partner Programme rewards those who

support Lopoca’s gaming products. It is based

on a simple two-team structure: one team on the left (the left team), and one on the right

(the right team). This simple and exciting plan

involves just two teams, so it is easy to understand and explain.

When you register as a Team Partner, you will get your own back office and personal

marketing website. Use your replicated

marketing website to enrol new Team Partners or simply players for our games. Each period

you place a qualifying order and after you

register a single qualified partner in each team, left and right (“qualified” means he/she has

purchased an IQ-Voucher), you can claim your

earnings or even use them to play more of

Lopoca’s games.

The best thing about the Partner Programme is

Lopoca pays sixty per cent (60%) of its profit in

cashback and commissions 4 times a month. The monthly qualifying order activates your

Team Partner`s account for one month.

Registering new customers who only want to

play Lopoca’s games can also make you a

qualified member. If they sign up using your personal marketing website and deposit and

make a turnover of at least 100 Euro, it will

count towards your qualification for any points required GREATER than 1. The first point you

must purchase yourself. 4 times a month, you

are awarded points from the turnover generated by both new and existing customers.

The Partner Programme offers you instant

earnings in the form of: - Cashback

- Fast Start Bonus

You also generate long-term earnings in the

form of:

- Cashback: From your Team - Team Commissions

- Gold Club

- Matching Bonus - World Pool

All your earnings from Lopoca are subject to income tax and social security contributions. Lopoca

strongly recommends that you seek legal tax advice in the country in which you reside or are obliged to pay taxes.

Instant Earnings Cashback: Turnover generated by you

As soon as you have generated turnover by playing Lopoca’s games, you earn cashback.

Cashback is equal to 7.88% of the contribution

to margins for one pay period.

Cashback is credited to your Commission account. You (both players and Team Partners)

can use this money to request a withdrawal or

play more of Lopoca’s exciting games (See example in the Cashback: Team section).

Fast Start Bonus To qualify for our 1st Level Fast Start you need

to purchase a Gold Team Partner membership. To qualify for additional Fast Start Bonus levels,

you need a qualifying order of at least 1 point

generated by you per pay period.

For the Manager status or higher there are

other qualifications in addition to the qualifying order.

Qualified members receive a Fast Start Bonus, when they refer someone to Lopoca who buys

something or loads money into Lopoca.

Qualified members also receive a bonus payment for the Nugget Game, if they hold

Nuggets.

1st generation

2nd generation 3rd generation 4th generation

Fast Start Bonus

4%

From that Cash: 70%

Nugget Bonus: 30%

3%

From that Cash: 70%

Nugget Bonus: 30%

2%

From that Cash: 70%

Nugget Bonus: 30%

1%

From that Cash: 70%

Nugget Bonus: 30%

Qualification Gold Team Partner Gold Team Partner

IQ-Voucher order

Gold Team Partner

IQ-Voucher order

Gold Team Partner

IQ-Voucher order

Long-Term Earnings

Cash Back: Team As well as cashback on personal turnover by

playing Lopoca’s games, Gold Team Partners

also receive cashback for 1st- and 2nd-generation partners. This cashback is worth

5.26% of the contribution to margins for one

pay period paid out as cashback, provided these partners generate turnover in one of the

games available.

This sum is paid to your Commission account.

You can withdraw this or play more of Lopoca’s exciting games.

To qualify for a Team Cashback Bonus you need an IQ-Voucher or at least 1 point per pay

period

Example Calculation of a Member’s Cashback from Turnover generated by him/her and 1st- and 2nd-

Generation Partners

This is valid only, if you and your team (including players) generate turnover in Sports Betting. In sports

betting, depending on the margin of the betting that has been done in your team in a pay period, the percentages shared will fluctuate. For example, let’s say that of all the bets placed, 90% of what was

bet was returned to the players, and 10% of what was bet was lost. In this case, Lopoca retains that

10% but shares this with the Sports Betting provider with 20% going to the provider and 80% returned to Lopoca to be shared with the members. This 10% is the commission used by Lopoca to

calculate the contribution to margins:

Generated by the

Team Partner

Generated by the 1st and

2nd Generations

Gaming turnover during the pay period 500 1,100.00

Of which 10% as commissions for the gaming operator

50,00 110,00

Lopoca’s contribution to margins

(Split with Sports Betting provider)

40,00 88,00

- donations to charity (5%) - 2,00 - 4,40

Total contribution to margins 38,00 83,60

Individual Cash Back (7,88%) 2,99 ---

Cash Back for 1st and 2nd Generations (5,26%) --- 4,40

Team Commissions (Points) Gold Team Partners can also earn Team

Commissions. To qualify, you need to be active

with an IQ-Voucher or 1 point per pay period and two qualified partners recruited by you

personally, one in the right team and 1 in the

left team. Lopoca pays this bonus 4 times per month.

The table below gives an overview of the turnover needed to earn points.

At the end of each pay period, Lopoca calculates the turnover from your left team and

your right team. Each time your teams (left and

right combined) generate turnover of 300 points with at least 1/3 (100 points) on the

weaker team side, as a qualified partner you

receive one cycle, and points worth €45.50.

Qualified partners also receive a bonus of

€19.50 for the Nugget Game. Only completed sales and turnover are calculated and paid out.

The ratio of sales in the right and left teams

must be at least 1/3 on the weak team side

If you do not qualify as an active partner with

an IQ-Voucher, you will not be credited any points, and you will lose the points you already

accumulated.

To be active, partners must have an IQ-Voucher

of at least one point every pay period.

For Manager status or higher, there are additional IQ-Voucher qualifications necessary..

If one of your teams (left or right) has earned significantly more points than the other at the

end of an ordinary calendar year, then part of

the total volume of your stronger team that exceeds fifteen (15) times the total of the

weaker team will be flushed. If a Team Partner

registered after the 30th of June of a year, the points will not be flushed until the following

year. At the beginning of the 1st week of the

new calendar year, the part of the volume of the stronger team that exceeds the maximum

will be flushed. The maximum is either fifteen

(15) times the volume than the weaker team has earned in the last 4 pay periods of the

calendar year or 150,000 points, whichever is

greater.

MaxOut: MaxOut affects only points, not the

other ways you can earn winnings in Lopoca’s Partner Programme. As soon as you have

earned the maximum number of 400 cycles in

your position in 4 consecutive pay periods, you will be awarded a new position at bottom of

your stronger team.

Points from turnover

One IQ-Voucher each 1 Nugget Game EURO 200.00 turnover each 1 Casino EURO 1,000.00 turnover each appr.5 SportsbettingEuro 1,000.00 each appr.5 Poker EURO 100 Rake each 1 Broker package 30 Broker Pro package 60 Broker Pure package 120

The 1/3 to 2/3 rule is extended as shown in example 1 below:

Example 1: The Team Partner has earned 130 points with his/her right team, and 460 points

with his/her left team.

The commission calculation system takes 100

points from the weaker team (in other words,

100 points [⅓ of the 300 points needed for one cycle] of the 130 points earned) and 200 points

from the stronger team, and adds these

together to make 300 points for 1 cycle of that pay period. Points paid that exceed 300 in one

cycle are not wasted; they are carried over to

the next pay period. This means that from the example, the 30 points of the weaker team and

the 260 points of the stronger team are carried

over to the next pay period.

During a pay period, 300 points are paid every

time the commission system can take points

from both teams with at least 1/3 (100 points) on the weaker team side.

Example 2: If a Team Partner has earned 220 points with his/her weaker team and 670 points

with his/her stronger team in one pay period, 2

× 300 points are paid. 2 × 100 points are taken from the weaker team, and 2 × 200 points from

the stronger team. The remaining 20 points of

the weaker team and the remaining 270 points of the stronger team are carried over to the

next pay period.

Gold Club As a Gold Team Partner, you can join the

Lopoca Gold Club by simply referring two people to your team.

To be eligible for this way of earning winnings, you need at least 2 personal enrolments,

including at least one from each of your two

teams (left and right).

As a Gold Club Team Partner you can not only

climb the career ladder, but also take part in the Lopoca Matching Bonus Programme with

up to 4 generations.

Your status in the Gold Club can vary between the highest status you have achieved and your

current status, depending on the qualification

criteria you meet. This means, for example, you may have achieved the Manager status once,

but currently hold Mentor status because you

no longer meet all the criteria to qualify as a Manager. This can happen if one of the

partners personally enrolled by you loses their

qualified status, because they have not maintained their IQ-Voucher order.

Matching Bonus 1st Generation

To earn the 1st generation Matching Bonus,

you need 1 personal point and 4 personally enrolled qualified Gold Team Partners. These

Gold Team Partners must include at least one in

each team (left and right), and the rest may be from either team.

You need a total of 4 personally registered

qualified Gold Team Partners to earn the Matching Bonus.

The 1st generation Matching Bonus is between 2.5% and 10% of the team commission of your

personally enrolled Gold Team Partners,

depending on status in the Gold Club.

2nd Generation

To earn the 2nd generation Matching Bonus, you need 2 personal points and 12 personally

enrolled qualified Gold Team Partners, at least

one of whom must have achieved Gold Club Mentor status. These Gold Team Partners must

include at least one in each team (left and

right), and the rest may be from either team.

You need a total of 12 personally registered

qualified Gold Team Partners, one with Gold Club Mentor status, to receive the Matching

Bonus.

With the 2nd generation Matching Bonus, you

benefit from the Gold Partners you have

registered personally, and also receive 5% of the points of all Gold Team Partners enrolled

by your personally enrolled Gold Team

Partners. The more successful your personally enrolled Gold Team Partners become, the more

you benefit. This team spirit is one of the most

exiting parts of the Lopoca compensation plan. Help others achieve their dreams, and you can

achieve yours!

3rd Generation

To receive the 3rd generation Matching Bonus,

you need 4 personal points and 20 personally enrolled qualified Gold Team Partners, at least

four of whom must have achieved Gold Club

Manager status and one Gold Club Director status.

You need a total of 20 personally registered qualified Gold Team Partners, four with Gold

Club Manager status and one with Gold Club

Director status, to receive the Matching Bonus.

With the 3rd generation Matching Bonus, you

benefit from the Gold Team Partners your 2nd-Generation Gold Partners have enrolled

personally, and also receive 5% of these Gold

Partners’ points. The more successful your 1st and 2nd generation Gold Team Partners

become, the more you benefit. This team spirit

is one of the best parts of the Lopoca

compensation plan. Help others achieve their

dreams, and you can achieve yours!

4th Generation

To receive the 4th generation Matching Bonus,

you need 5 personal points and 30 personally enrolled qualified Gold Team Partners, at least

eight of whom must have achieved Gold Club

Manager status and one Gold Club International Director status.

You need a total of 30 personally registered qualified Gold Team Partners, eight with Gold

Club Manager status and one with Gold Club

International Director status, to receive the Matching Bonus.

With the 4th generation Matching Bonus, you benefit from the Gold Team Partners your 3rd-

Generation Partners have enrolled personally,

and also receive 5% of these Gold Team Partners’ points. The more successful your 1st-,

2nd- and 3rd-Generation Gold Team Partners

become, the more you benefit. This team spirit is the best part of the Lopoca compensation

plan. Help others achieve their dreams, and

you can achieve yours!

Figure 1: Matching Bonuses, from Gold Club Member to Manager Status:

Member Apprentice Mentor Manager

Max. no. of Cycles 10 20 40 80

Max. earnings from Cycles € 455 € 910 € 1,820 € 3,640

Max. Nugget Game Bonus € 195 € 390 € 780 € 1,560

Direct Team Partners 2 Gold

Team

Partner

4 Gold

Team Partner

8 Gold

Team Partner

12 Gold

Team Partner

Of whom, at least 1 Member 1 Apprentice 1 Mentor

1st–Generation Matching Bonus 2,5% 5% 8%

2nd-Generation Matching Bonus 5%

3rd-Generation Matching Bonus

4th-Generation Matching Bonus

Qualification criterion 1 point 1 point 1 points 2 points

Figure 2: Matching Bonuses, from Gold Club Director to President status:

Director

International

Director

General

Director President

Max. no. of Cycles 160 243 320 400

Max. earnings from Cycles € 7,288 € 11,056.50 € 14,560 € 18,200

Max. Nugget Game Bonus € 3,120 € 4,738.50 € 6,240 € 7,800

Direct Team Partners 16 Gold

Team

Partner

20 Gold

Team Partner

30 Gold

Team Partner

40 Gold

Team Partner

Of whom, at least 2 Manager 4 Manager

1 Director

8 Manager

1 Int. Director

12 Manager

1 Gen. Director

1st Generation Matching Bonus 10% 10% 10% 10%

2nd Generation Matching Bonus 5% 5% 5% 5%

3rd Generation Matching Bonus 5% 5% 5%

4th Generation Matching Bonus 5% 5%

Qualification criterion 2 points 4 points 5 points 5 points

World Pool If you hold active Gold Club President status,

you automatically become a member of the

World Pool. The World Pool promotes cooperation between different teams in the

company.

As a World Pool member, you are paid a share

of Lopoca’s total global profit. In order to

qualify for World Pool membership, partners must maintain active Gold Club President

status.

Pay periods Payment takes place 4 times per month, as follows:

Pay period Range of dates Payout made

Week 1 1st-7th of month End of week 3 (21st of month)

Week 2 8th– 14th of month End of week 4 (last day of month)

Week 3 15th–21st of month End of week 1 (07th of following month)

Week 4 22nd–End of month End of week 2 (14th of following month)

We need up to 7 days for billing, payment and

inspections for each pay period. After 7 days

you can see your earnings in your personal account. Within 14 days at the end of a pay

period, Lopoca may adjust your earnings as a

result of legally permissible returns or cancellations by your personally enrolled

partners. As a result of this, you will not have

free access to the funds credited to you, until the 14-day period after the end of the pay

period has elapsed. You can then access the

funds and either have them paid out via one of the methods of payment available or use them

in one of Lopoca’s exciting games. As a result

of regulatory requirements, withdrawals via

other methods of payment can only be

performed up to the sum you have paid in.

Larger sums can only be paid out to the bank account you reported when you registered. A withdrawal cannot be requested where the

money deposited has not been used in any games or only a few games. The company

reserves the right to refuse such withdrawals at

its own discretion on the basis of best practice in the prevention of money laundering. The

company can ask a Team Partner/Player for

more information in regard to the requested payout under such circumstances and review its

decisions based on the new information

provided.

How to Get Started You can enrol free of charge with Lopoca’s gaming platform. After you have registered,

with a few clicks at www.lopoca.com you can

explore the way individual games work and even play with virtual money (Play For Fun).

Enrolment gives you your own personal access, and you can log in using your username and

password. Registration is compulsory for all

kinds of games. This is for legal reasons such as minimum age and “Know Your Customer”, and

to enforce Lopoca’s measures to prevent

gambling addiction are successful.

The first time you enter www.lopoca.com, you

must enrol with your personal information,

such as your name, address and date of birth, and state how you wish to pay (or receive

withdrawals).

Personal information must be accompanied by

a copy of your passport and proof of address in

the form of a regular bill (electricity, water mobile phone) or proof of registration.

Players

As a player, you are a customer who can use all

of Lopoca’s products (except the IQ-Game) on

the LOPOCA gaming platform, but not take part in the Partner Programme.

When you register, you will be asked for a referrer. This is the person who has told you

about Lopoca. If you do not state a referrer,

you cannot register with Lopoca.

As a player you receive cashback on your

gaming. This cashback is currently equal to 7.88% of the contribution to margins from

turnover generated by you personally, for one

pay period. If your enroller has chosen to become a member and is therefore part of the

Partner Programme, they receive a direct share

of your turnover.

If you have €50.00 or more credit, you are

entitled to receive a payment of at least €50 and at most the total of your credit.

Withdrawals are made to the bank account stated by you or via another of the methods of

payment offered. Please note that withdrawals

via other methods of payment can only be performed up to the sum you have previously

deposited using that method. Larger sums can

only be paid out to the bank account you reported, for regulatory reasons.

As a player, you can upgrade to a Gold Team Partner at any time and take part in the

Partner Programme.

Gold Team Partner If you would like to become a Team Partner

you are part of Lopoca’s Partner Programme.

This means you are allocated to a specific enroller and are entitled to various types of

earnings.

As a Team Partner you receive your own

cashback and the Fast Start Bonus for your 1st

generation. The cashback is currently equal to 7.88% of the

contribution to margins, from your gaming

turnover, for one pay period paid out as cashback.

The Fast Start Bonus for your 1st generation

represents 4% from the sales.

Gold Team Partner includes the following, for a

one-off payment of €49.00 excl. VAT:

Your own homepage so that you can

actively build your team

A virtual office

Your regular commission pay outs

A welcome package with following content:

o Partner Programme

o Lopoca Notepad

o Lopoca Pen

o Lopoca Pin

Gold Team Partner entitles you to all earning

possibilities. Your earnings cannot exceed the

points from 400 cycles per pay period. If you maintain this volume over 4 weeks, you will be

entitled to the MaxOut which gifts you a free

position at the bottom of your Strong team. This allows you to build up volume for when

you are ready to come back and work with this

team, and of course more importantly gets that entire team fired up and excited you will

come back to work with them even though

they are your strong team!

Gold membership is valid for 12 months and

can be renewed for a further 12 months for

€35.00 excl. VAT, once a year.

Summary of Registration and Earnings Options

Player Gold membership

Nugget Game

Casino

Sportsbetting

Poker

IQ-Game

Shop

Team overview

Personal website

Download area

Earnings overview

Partner Programme

Personal cashback

1st and 2nd level generation cashback

Fast Start Bonus

Points

Gold Club

Matching Bonus

Worldpool

Maximum earnings per pay period 400 Cycles

In Euro 18,200

+ Nugget Game Bonus in Euro 7,800

Yearly Team Partner fee in Euro 35 + VAT

Yearly fee valid for 12 months

In Euro Free 49 + VAT

IQ-Game

All Team Partners can also buy Voucher for the

IQ-Game, for €10.00 each.

With a voucher, a member can take part in the

IQ-Test AND earn in the team component of the commission plan for that pay period. If you

have not bought any vouchers for the pay

period, you will not take part in the IQ-Test or be awarded any points from your Team

Partners’ gaming turnover. This means that

your earnings will include only your own cashback and Fast Start Bonus of your 1st

generation.

At the end of each pay period the winners will

be announced from all the vouchers bought

during the pay period, and 50% of the IQ-Test turnover will be distributed among them based

on the tier they have won. A further 30% of

the IQ-Test turnover will be divided among the

points awarded in the IQ-Game and credited to

members. The remaining 20% of the gaming

turnover is retained by Lopoca as a

contribution to margins. The IQ-Game is not

subject to cashback.

General Information 5% of Lopoca Ltd.’s profits go to charity. The first charity selected is Bettina Landgrafe e.V.’s

Madamfo Ghana project.

Lopoca does not attract new users using

traditional advertising or other costly

marketing activities. The money saved is paid out in commissions to the Team Partners who

take the time to spread the word about

Lopoca’s unique concept that allows you to be rewarded, by sharing the opportunity to not

only play in one of the most advanced online

gaming platforms on the internet, but to be rewarded as if you own your own share of

Lopoca’s gaming platform.

Lopoca is aware that for some people gaming

can be associated with adverse consequences

(keyword “gambling addiction”). We want to inform our users of this risk and therefore try

to prevent unhealthy gaming. Safety

mechanisms in our system show us users at an increased risk for gambling addiction. Lopoca

will react to players at an increased risk of gambling addiction using targeted steps, up to

and including a ban.

Spending limit: as an additional measure to

prevent gambling addiction, we have

introduced an annual payment limit of €5000 for individual players and individual Team

Partner. If a player or Team Partner would like

to increase his/her annual spending limit, he/she must provide us with proof of income.

His/Her individual spending limit will then be

set at a maximum of 10% of his/her annual net income.

Legal notice: if you access Lopoca’s website, you do so at your own risk. Lopoca does not

guarantee that it is permitted by current law

for individual players and/or individual Team Partner to use services and/or any of our

products or to advertise them or to take part in

any of Lopoca’s activities.

Glossary LOPOCA gaming platform: An Internet

platform for gaming (www.lopoca.com),

operated by LOPOCA Gaming Ltd, which is headquartered in Malta, according to a licence

issued in the Republic of Malta.

Team structure: This is based on a simple two-

team structure: one team on the left (the left

leg), and one on the right (the right leg). Because this simple, exciting plan involves just

two teams, Lopoca’s Partner Programme is easy

to understand and replicate. All Team Partners are incorporated into teams according to their

date of registration and enrollers preference.

The team structure provides information on the position of individual Team Partners and shows

partners the team allocated to them online,

which is important for their earning possibilities.

Team Partner: An individual who has paid a

membership fee and therefore is a part of the Partner Programme.

Player: A user of the LOPOCA gaming platform, who must identify himself/herself in order to

play with real money or in fun mode. Players

can spend money and receive withdrawals via the gaming platform.

Referrer: A player or Team Partner who recommends a new player or a new Team

Partner for enrolment to the gaming platform.

Earning options: Every Team Partner has the

opportunity to earn winnings, which are

essentially subject to income tax and social security contributions, via gaming turnover and

recommendations. The total of all earnings

options used is referred to as earnings. Commission account: Every player and member

has his/her own Commission account on the

gaming platform. This account can only be accessed by him/her. All earnings are credited

to it according to the gaming conditions,

gaming stakes are debited from it up to the existing credited funds, and income is credited

to it at the end of each pay period.

Player’s/Team Partner’s own gaming turnover:

Turnover from gaming stakes, or payments

through the gaming platform or winnings or earnings credited to each player’s or member’s

commission account.

Pay period/cycle: The period for which the

electronic pay system pays the earnings

achieved by each member and credits the Commission account accordingly. The pay

period is generally 7-8 days long.

Player’s/Team Partner’s own cashback: Every

player and every Team Partner receives a 7.88%

share of the contribution to margins paid out as cashback on his/her own gaming turnover

from games played (Sports Betting, Casino).

This is credited to his/her Commission account.

The player or member can use this credit to

request a withdrawal or place a stake in the

games.

Contribution to margins: The basis for

calculation of commissions for Team Partners is equal to the proceeds of the gaming operator

(Lopoca Gaming Ltd) less donations to charity.

Nugget Game: The Nugget Game is the Lopoca

product that makes Lopoca stand out from the

rest. Lopoca’s Nugget Game is a game in which Team Partners and Player can buy and sell

Nuggets online, and the value of these Nuggets

is determined by them. Any single Team Partner/Player can buy Nuggets up to € 5000

per year using external funds.

AutoShip: Automatic ordering of vouchers for

the IQ-Game.

Number of points: See definition in the Points chapter.

Qualifying order: An order placed for at least 1

point of volume in each period. Most easily

accomplished by purchasing a voucher in each of the 4 monthly periods, OR purchasing an

IMS subscription for the month.

Active: means a paid initial Gold Team Partner Package or after this year a paid annual fee.

Qualified: means a valid IQ-Voucher order for the relevant commission period.

1st Generation: All new Team Partners who

have purchased a Lopoca membership on the basis of a direct recommendation by Team

Partner X (the referrer) are known as 1st

generation from the point of view of the

referrer (Team Partner X in the chart below), regardless of their status in the Partner

Programme.

2nd Generation: All new Team Partners who

have purchased a Lopoca membership on the basis of a direct recommendation by a 1st

generation Team Partner (the referrer) are

known as 2nd generation from the point of

view of Team Partner X in the chart below, regardless of their status in the Partner

Programme.