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Parade of SENIOR LIVING & AGING RESOURCE GUIDE Call TODAY for your FREE Same Day In-Home Consultation: 321-337-0428 Keeping You Safe and Happy at Home 2017-2018 Edition

Parade of SENIOR LIVING & AGING RESOURCE GUIDE€¦ · Private Duty Home Care provides non-medical assistance with daily activities such as meal preparation, bathing, dressing, transportation

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Page 1: Parade of SENIOR LIVING & AGING RESOURCE GUIDE€¦ · Private Duty Home Care provides non-medical assistance with daily activities such as meal preparation, bathing, dressing, transportation

Parade ofSENIOR LIVING

& AGINGRESOURCE GUIDE

Call TODAY for your FREESame Day In-Home Consultation: 321-337-0428

Keeping You Safe and Happy at Home

2017-2018 Edition

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Welcome Welcome to our 2nd Annual Parade of Senior Living & Aging Resource Guide. Now in our 11th year, One Senior Place is a one-stop senior focused business and resource office providing information, advice, care and on-site services for seniors and their family caregivers in Central and East Central Florida. One Senior Place provides a FREE 30 minute consultation to help you navigate the complex choices available in Brevard County. Our Aging Services Experts will help you identify chief areas of concern and will connect you and your loved ones with appropriate business providers, resources and referrals, such as: in-home care, senior living options, attorneys, financial planners, tax accountants, physical therapy, home health, hospice, insurance options, hearing specialists, physical therapy, professional care management, real estate agents, end of life planning, physician referrals and much more.

Many people prefer to stay in their own home as they age, but don’t consider what’s necessary to make this decision successful. And, more importantly, they don’t consider the ‘what if’...What if you can’t stay at home? When and if that moment comes, you should be prepared with a plan.

Helping people find solutions to aging well is what we do, every day. This guide will provide information that will provoke a thoughtful discussion for you and your family. Arm yourself with facts and details, and then make decisions to formulate your own plan for aging well.

Whether you plan to age in place, or are planning to move into a senior retirement community, we are here to help you! We are the Experts in Aging- call today for your FREE consultation with one of our Aging Services Experts!

Be well, age well!

Kathi Ridner

Parade of Senior Living & Aging Resource Guide | 321-504-5914 | www.OneSeniorPlace.com 3

TABLE OF CONTENTSSenior Partner In-Home Care & Care Management ........2Welcome and Table of Contents .........................................3Care at Home vs Senior Living ........................................... 4Buena Vida Estates ................................................................ 5Care at Home vs Senior Living – continued .................... 6Florida Eye Associates ..........................................................7Aquatic Health & Rehabilitation ......................................... 8Top 10 Tips for Aging Well .................................................. 9Viera Insurance Professionals ............................................10Who Pays for Long Term Care ............................................11ReMax Aerospace Realty .................................................... 12The Fountains ........................................................................ 13Alzheimer’s and Dementia Care Options ........................14

Market Street ......................................................................... 15The Most Important Documents That You Need ...........16William A. Johnson, P.A ...................................................... 17Whittaker Cooper Financial Group .................................. 183 Questions that Predict Future Quality of Life ..... 19-20Victoria Landing Waterfront Resort Assisted Living ... 21Palm Cottages Assisted Living & Memory Care ........... 22What to Expect with Senior Living Communities ........ 23Discovery Village at Melbourne ....................................... 24FAQ’s ....................................................................................... 25The Town Square ................................................................. 26Personal Hearing Solutions ............................................... 27VITAS Healthcare ................................................................. 28

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by Doreen Boudreau, Buena Vida Estates

Most of us want to remain independent throughout retirement and age in place. Our ability to do so depends upon our health, physical well-being and financial situation. As we age, living independently may become a challenge. Whether you decide to age in place or move into a senior living community the choice is yours to make. Be informed!

IN-HOME CARE OPTIONSPrivate Duty Home Care provides non-medical assistance

with daily activities such as meal preparation, bathing, dressing, transportation and light housekeeping. Long-term care insurance policies and Veteran’s Aid and Attendance Benefits may help pay for in-home care.

Hospice Care can be provided wherever a patient lives - at home or in assisted living or skilled nursing facilities. Patients must have a terminal diagnosis. Medicare and Medicaid, as well as private health insurance (subject to terms of policy), will pay for hospice care.

SENIOR LIVING OPTIONSIndependent Living/Senior Retirement Communities: Meals,

housekeeping, transportation and activities are included in the monthly fee. Fee based services and assistance are available onsite as your needs increase. Private pay.

Continuing Care Retirement Community (CCRC): Provides true continuum of care and promotes “aging in place”. Entrance fee underwrites for long term care, and acceptance is thru Independent Living. Resident has a “life time care” contract on the campus for unlimited Independent Living, Assisted Living, Memory Care & Skilled Nursing. Private pay, Long Term Care Insurance, and Veteran’s Aid.

Continued on Page 6

CARE AT HOME VS SENIOR LIVING

Parade of Senior Living & Aging Resource Guide | 321-504-5914 | www.OneSeniorPlace.com4

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Continuing Care Retirement Community A 501(c)(3) Not For Profit Organization

BuenaVidaEstates.org

(321) 724-0060

ARE WE DIFFERENT?

“Baby Boomers like us, are now retiring at a rate of 60,000/ day for the next 10+ years and are looking for a good quality retirement community. Why we selected Buena Vida Estates… because of the sound of laughter coming from the residents and staff and endless smiles. There are no strangers here. Truly a place where the residents are happy and enjoying life and each other. We felt like we had found a home. It feels like we are on a cruise ship without getting seasick—meaning many activities, live entertainment, a bistro bar, wonderful food selection, several dining arrangements, a heated pool, housekeeping and good security. We like the idea that we can just turn the key to our apartment and leave to travel. The days of owning a house are now over, so no more worries about house and security, maintenance and upkeep of housekeeping. If you want to remain ‘young at heart’ Buena Vida Estates will certainly make that possible!” —Jim & Sandy

2129 West New Haven AvenueWest Melbourne, FL 32904

For complimentarytour and lunch call Doreen or

Debbie at (321) 724-0060.

Because we are the ONLY Retirement Community in Brevard County licensed to offer you a TRUE continuum of care.

BUENA VIDA ESTATES

INDEPENDENTLIVING

SELECTED APARTMENTSDISCOUNTED

Starting at $74,900!

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Continued from page 4

Assisted Living Facilities: Provide services to individuals who are no longer able to live independently without daily assistance. These facilities offer three meals per day, housekeeping, transportation and other fee based personal assistance for bathing, dressing, and medication management on an as-needed basis. Services provided are distinguished by a facilities licensure and training of their staff. Private pay, Long Term Care Insurance, and Veteran’s Aid.

Memory Care: Secure facility offers specialized assisted living or nursing facility care for residents with various forms of dementia or Alzheimer’s disease. Private pay, Long Term Care Insurance, and Veteran’s Aid.

Skilled Nursing Facility (SNF): Offer short term, sub-acute rehabilitation and long-term nursing care. Private pay, Long Term Care Insurance, and Veteran’s Aid.

CARE AT HOME VS SENIOR LIVING

Parade of Senior Living & Aging Resource Guide | 321-504-5914 | www.OneSeniorPlace.com6

Things to look for when touring and inquiring about a facility:

Food choices available. Ask to stay for lunch.

Interaction with residents, staff longevityand turnover.

Do they offer things that areof interest to you?

If you no longer drive can they provideadequate transportation for you?

Hair salon/barber shop,physicians, podiatrist, hearing specialist?

Can they accommodateyour needs as you age?

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Taking charge of our health will allow us to age well, live in our own homes longer, and lead a healthier and happier life during our retirement years. Here are my top ten tips for aging well.

Eat a Rainbow: Bright colored fruits and vegetables, whole grains, limit red meat and choose chicken, two servings of Omega-3 each week (salmon, sardines, or brook trout). Good nutrition will keep you stronger and healthier, give you more energy, and can minimize or reduce symptoms of many disease processes (hypertension, heart disease, diabetes, etc.).

Walk at least 30 minutes 3 times a week, bicycle, dance or jog, take Calcium and Vitamin D, play Wii sports games, do yoga or Tai Chi, play tennis- get busy and get ACTIVE!

Play video and computer war games, join a book club, take a foreign language or an art class. Use technology to challenge your brain. Socialize and stay engaged through your neighbors and friends, church group, civic organizations or volunteer activities.

Enjoy Safe Sex: Sexually transmitted infections are on the rise in senior citizens. Prevent sexually transmitted infections by using barriers and lubricant

Get a Medication Check: Avoid side effects and interactions by asking your healthcare provider to review ALL of your medications- including over the counter drugs, supplements and vitamins

Toast with a Smaller Glass: Studies suggest that a moderate amount of alcohol may lower your risk of heart disease (one serving a day for men, and a ½ serving a day for women). Be aware of possible drug interactions with your prescriptions.

Get a Good Night’s Rest: Sleep changes with age, be aware of sleep disorders like apnea or restless leg syndrome. Practice good sleep hygiene – no TV or electronics in the bedroom, go to bed and wake up at the same time each day, limit your caffeine intake and contact your doctor if you have trouble sleeping.

1 in 5 seniors experience depression, which is treatable. Report the following symptoms to your doctor: prolonged sadness, loss of appetite, trouble sleeping, irritability, isolation. Depression can be situational, but it may require treatment. Don’t be afraid to reach out to your doctor and get the help that you need.

Talk to your doctor to confirm which vaccinations you should be getting, and on what schedule: pneumonia, tetanus, flu, shingles

Geriatricians have advanced training to handle the complexities of their aging patients who may have multiple and chronic diseases. When you’ve found the right doctor, always answer the doctor’s questions honestly, ask questions when you don’t understand something, and follow the advice given. Taking charge of your health will ensure that you age well!

Parade of Senior Living & Aging Resource Guide | 321-504-5914 | www.OneSeniorPlace.com 9

10TOP TIPS for Aging Well

Dr. Terry ShepherdAquatic Health & Rehab

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PROTECT YOURSELF! Long Term Care and Home Health Care

are one of the Biggest Concerns for Seniors

LONG TERM CARE

LIFE INSURANCE

MEDICARE (PARTS A, B, C, D)

State Partnership Program... There are multiple ways to solve this need! Life Insurance is a living benefit… Let us help you understand your choices! We can help you understand your situation… We’ll guide you through the Medicare maze!

ONE SIZE DOES NOT FIT ALL! We offer services tailored to your needs and we can help you make informed decisions.

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by Kathie Ridner, One Senior Place

Long term care, whether it’s provided at home, or in an assisted living or skilled nursing environment, is not paid for by Medicare or health insurance. However, if you are eligible for VA Benefits or have a long term care insurance policy these may help cover the cost of care for you or your loved ones. If you qualify financially and medically, you may be eligible for the Florida Medicaid Long Term Care Services program.

VA Benefits - Aid & AttendanceThe Aid and Attendance (A&A) Pension provides benefits for veterans and surviving spouses who require the regular attendance of another person to assist in eating, bathing, dressing and undressing or toileting. It also includes individuals who are blind or a patient in a nursing home because of mental or physical incapacity. Care in an assisted living facility also qualifies. Aid & Attendance benefits are paid to those applicants who are: eligible for a VA pension; meet service requirements; meet certain disability requirements (as described above); and meet income and asset limitations. For more information and resources, visit www.va.gov or call 321-637-3788.

Long Term Care Insurance Long Term Care Insurance pays benefits for policy holders who meet eligibility requirements such as: needing help with two or more activities of daily living (bathing, dressing, toileting, ambulation, and eating), or have a diagnosis of Alzheimer’s or Dementia and require significant supervision for safety and assistance with your activities of daily living.

Typically, policies have an ‘elimination period’- which is the number of days that you will have to pay out of pocket for your qualified care – before the policy will start to provide benefit payments. Contact One Senior Place at 321-504-5914 for a FREE consultation with an Aging Services Expert to review your Long Term Care policy to determine if it’s time for you to use your policy benefits.

This is a Managed Care Program designed to provide community-based services to people who would otherwise qualify for Medicaid nursing home placement. The objective of this program is to provide frail elders with safe, appropriate community-based care alternatives in lieu of nursing home placement. The program will also provide Medicaid benefits to the elderly for a portion of the assisted living facility monthly costs.

WHO PAYS FOR LONG TERM CARE?

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Is Your Home Too Much for You?Downsizing or Thinking of Selling Your Home?Call Seniors Real Estate Specialists Cathy & Sara to Sell Your Home!

You can count on us to guide you through the process of selling your home, making the transaction less

stressful and more successful.

3230 Murrell Rd., Rockledge, FL 32955

Cathy Nichols, Broker AssociateSeniors Real Estate Specialist

[email protected]

Seniors Real Estate Specialist

[email protected]

Cathy Nichols

Assisting You and Your Family Establish Fair Market Value of Your Home Prepare Your Home to Sell Contracts to Closing Throughout Entire

Selling Process Provide and Coordinate Movers, Estate,

and Cleaning Companies Along Your Side with Patience,

Compassion and Professional Services

As Seniors Real Estate Specialists, they bring their knowledge and expertise to help you with the most important decision of your life, and will walk you through every step of the journey. You can trust Cathy and Sara to give you their best!”— Kathi RidnerOne Senior Place

Business Partner

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Call 407.965.5716 to make The Fountains your new home!

Premier Senior LivingArranged on 26 acres of beautifully landscaped

living community for over 25 years.

What makes The Fountains feel so comfortable?

and needs so you can customize an independent

4451 Stack Blvd. | Melbourne, Florida 32901 | LifeatTheFountains.com | Assisted Living Facility #08624

Larger apartments with the space you need

Live life on your schedule

PREMIER INDEPENDENTSENIOR LIVING IN MELBOURNE

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by Brenda Lyle, One Senior Place

Care at HomeLoved ones with dementia can be cared for at home as long as they are in a safe, nurturing environment. Many families provide this care without any outside help. However, accepting help through private duty home care (and hospice care when appropriate), will allow you to keep your loved ones at home for as long as possible.

Adult day care is a licensed program that provides a structured, safe environment where your loved one can spend time. This gives you an opportunity to take time for yourself for important things like physician appointments, but also activities that will allow you to ‘recharge your batteries’.

Some assisted living communities may have optional memory care, while others may specialize only in memory care. People with dementia need trained care providers who understand the special needs of those with memory loss.

Memory Care Assisted Living is a specialized environment with purpose-built design that offers features and amenities to keep your loved one safe. Person-directed care allows the needs of each individual to be met. The trained staff work hard to understand the personality and interests of each resident, in order to help them feel as comfortable as possible. The specific programs offered provide opportunities for success each day, with the primary focus of maintaining the dignity and quality of life for the residents who live there.

Many Memory Care Assisted Living communities also provide services onsite to make life easier for your loved one: physician visits, pharmacy delivery, physical and occupational therapy, and psychological evaluations.

Caring for a loved one with dementia can be very challenging. The stress of sometimes overwhelming responsibilities can adversely affect family relationships. It is very important, therefore, for the caregiver to have a strong support network in place. Participating in a support group to learn about dementia care and meet other caregivers is a good place to start. Every person with dementia is different, but sharing information and ideas often results in a special kind of help and encouragement that only another caregiver can provide. Contact your local Alzheimer’s resource organization for a list of support groups in your area.

Alzheimer’s and Dementia Care Options

Parade of Senior Living & Aging Resource Guide | 321-504-5914 | www.OneSeniorPlace.com14

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Redefining Memory CareMarket Street’s signature life skill stations are purposefully designed to

trigger memories our residents have shared with their family and friends.

6845 Murrell Road Viera, FL 32940321-253-6321

www.marketstreetresidence.com Assisted Living Facility #12935

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Estate Planning and end-of-life instructions are necessary, but it’s not enough to just sign the paperwork. You have to make your family aware of them and leave them in a place where they can be found. And, most importantly, the documents should be up to date! The New Year is a perfect time to review your documents and make any necessary revisions to reflect major life changes, including marriages, births, deaths, divorces, relocation, and increasing medical needs. The following is a guide to the documents you need so that your loved ones can find all of your legal, financial, and health information, and that your wishes are carried out in the event of your death or incapacity.

The first task should be to make sure that you have a complete estate planning package consisting of the following documents:

Second, you should create a complete list of your assets. The following is a list of possible assets that you may have but is not all inclusive:

Market, and Certificates of Deposit)

and 401k accounts

This list should also contain your proof of ownership of the assets which could be the form of warranty deeds, certificates of title, mortgage documents, bank statements, stock and bond certificates, partnership or corporate operating agreements, life insurance policies, annuity contracts, and burial or cremation contracts.

To go one step further, you should also make a list of your sources of income. This may include Social Security benefits, VA benefits, annuity payments, IRA distributions, long-term care payments and various pensions. And, if you owe any monies for such things as a mortgage, reverse mortgage, or promissory note, you should include documentation of the debt(s) as well. Such information will be valuable to your loved ones when trying to administer your estate or when applying for any public benefits.

Next, if you have a safe deposit box, make a list of the items contained in the box, and note the location of the box and the key.

Lastly, some other important documents to have on hand are birth and marriage certificates, divorce settlement agreements, military service documents, and copies of your driver’s license or photo identification card, military identification card, medical and prescription insurance cards, Social Security and Medicare cards, and passport.

Parade of Senior Living & Aging Resource Guide | 321-504-5914 | www.OneSeniorPlace.com16

by William A. Johnson, P.A.

THE MOST IMPORTANT DOCUMENTS THAT YOU NEED

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William A. Johnson, P.A. law firm helps you navigate the Elder Care system. I will be your guide to help you protect and provide for the ones you love.

AREAS OF PRACTICE:

The hiring of an attorney is an important decision that must not be based on advertisement alone. Ask us to send you a free list of our qualifications.

www.FloridaElderLaw.net

Call us today for a consultation!

William A. Johnson, EsquireFlorida Bar Board Certified

Elder Law Attorney

Come see us at our new location.140 Interlachen Rd. Ste. B, Melbourne

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1692 W. Hibiscus Blvd. Melbourne, FL 329018085 Spyglass Hill Road Viera, FL 32940321.723.3352 www.whittaker-cooper.com

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC

We are committed to providing comprehensive strategies designed to meet your individual wealth management needs.

We specialize in: Tax Planning and Preparation*

Investments

Retirement and Estate Planning

Life and Disability Insurance*

Accounting and Audits*

Business Insurance Planning*

Asset Preservation Strategies

Long Term Care Insurance and Planning*

*Accounting and Tax Preparation not provided by Raymond James Financial Services, Inc.

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MIT AgeLab has identified three simple questions you should ask yourself to assess how prepared you are to live well in retirement. What do these questions have to do with retirement planning? A lot more than you may think. They actually uncover important factors that will determine your future quality of life and serve as a starting point for planning a satisfying retirement.

When it comes to retirement planning, we’re inclined to focus on accumulating assets and making sure we spend our money wisely. But while our biggest fear may be outliving our wealth, there’s an even greater risk of: losing our independence due to ailing health; being unable to access the big and small things that make us happy; and, facing a decline in the number of friends in our social network.

Planning for these contingencies is an integral part of preparing to live longer, better. Your financial advisor should integrate these issues into a comprehensive planning discussion to make an ambiguous retirement future- often decades away- more tangible to you. This can help you commit to preparing for your retirement today.

This sounds mundane and simple enough – but is it? If your father is 85- even if he is in good shape- do you want him on a ladder changing light bulbs? How about your mom living alone and maintaining her home well into her eighth or ninth decade? Given that the baby boomers had fewer children and have the highest divorce rates in history, help at home may be in short supply. Now think about your own retirement years. Changing light bulbs is more than an issue of long-term home maintenance. It is a question that asks, “Do I have a plan of how to maintain my home?” When younger, most of us take for granted our ability to do daily house cleaning, maintenance and basic repairs- even home modifications. However, identifying the costs as well as the trusted service providers necessary to maintain our home may be as critical to aging independently as the health of our retirement savings.

Imagine it is a hot summer night- a perfect night for getting an ice cream cone…preferably chocolate. Quality of life is about being able to easily and routinely access those little experiences that bring a smile.

While getting an ice cream cone when you want it is not a financial strain for most, the capacity to have that cone on demand does raise questions such as, “Do I have adequate transportation to go where I want when I want?”

Parade of Senior Living & Aging Resource Guide | 321-504-5914 | www.OneSeniorPlace.com 19

MIT AgeLab Research Seriesby Joseph F. Coughlin, PhD, Director, MIT AgeLab

3Questions that Predict Future Quality of Life

ARTICLE SUBMITTED BY WHITTAKER COOPER FINANCIAL GROUP Securities offered through Raymond James Financial Services, In. Member FINRA/SIPC. Accounting and tax preparation not provided by Raymond James Financial. Raymond James is not affiliated with One Senior Place. Whittaker Cooper Financial Group is not a registered broker/ dealer, nor is it affiliated with Raymond James Financial Services.

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Continued from Page 19

Lunch is more than a meal- it’s an occasion. Who you have lunch with may be a good indicator of your social network. This is not the social network of “friends” you have online, but friends you see on a regular basis- people who help reinforce a healthy and active lifestyle, and who you and your significant other can depend upon.

Even with adequate finances, living alone without a robust circle of social support can threaten healthy aging. Today, more than 40% of women over 65 years old live alone in the United States. Consequently, planning where, and with whom to retire may be as important as how much it will cost. For example, a home in the mountains may be alluring as your approach retirement, but it may also lead to an inadequate network of friends, or complete isolation during old age.

The baby boomers are facing a different retirement than their parents. They’re more likely to live alone, to have fewer children, and to live in suburban and rural locations that may not provide easy access to active and livable communities.

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3Questions that Predict Future Quality of Life

Joseph F. Coughlin, PhD is founder and director of the MIT AgeLab. His research focuses on how the convergence of baby boomer expectations and technology will drive innovation in business and government. He teaches strategic management and public policy in MIT’s Engineering Systems Division. Dr. Coughlin was named one of Fast Company Magazine’s “100 Most Creative People in Business” and by The Wall Street Journal as one of “12 Pioneers shaping the future of aging and how we will all live, work and play tomorrow.” He speaks, consults, and collaborates with governments and businesses worldwide, and is the author of the blog “Disruptive Demographics” on Big Think.com.

MIT AgeLabThe MIT AgeLab (agelab.mit.edu) works with businesses and governments worldwide to develop new approaches, data, and technologies to improve the lives of older adults and those who care for them. Based in MIT’s Engineering Systems Division, the AgeLab applies a multidisciplinary and systems approach to invent life tomorrow for people 45 and older- including innovations in transportation, longevity planning, health and well-being, and home services.

Hartford Funds helps investors pursue a financially secure future by anticipating their needs and providing relevant strategies. The company is committed to understanding and addressing the financial issues Americans face when developing long-term investment strategies.

The Hartford became a founding partner of the AgeLab in 1999. For more than a decade, The Hartford has consulted the AgeLab for original research, insights, and public education materials to help improve the lives of customers’ ages 45-plus. Insight from the AgeLab helps shape Hartford Funds’ customer-focused strategies in areas such as product development, marketing, client service, and investor education.

All investments are subject to risks, including possible loss of principal. Hartford Funds are underwritten and distributed by Hartford Funds Distributors, LLC. “The Hartford” is the Hartford Financial Services Group Inc. and its subsidiaries. Investors should carefully consider the investment objectives, risks, charges, and expenses of Hartford Funds before investing. This and other information can be found in the prospectus and summary prospectus, which can be obtained by calling 888-843-7824 (retail) or 800-279-1541 (institutional). Investors should read them carefully before they invest. Raymond James & Associates, Inc., member New York Stock Exchange/ SIPC and Raymond James Financial Services, Inc., Member FINRA/ SIPC are subsidiaries of Raymond James Financial, Inc. and are independent of Hartford Funds and the MIT AgeLab. Raymond James is a registered trademark of Raymond James Financial, Inc Investment products are not deposits, not FDIC/ NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk and may lose value. The view expressed here are those of Dr. Joseph Coughlin: his views are not necessarily those of The Hartford and should not be construed as investment advice. They are subject to change. The MIT AgeLab is not an affiliate or subsidiary of Hartford Funds

“Retirement planning must go beyond money alone…”Effective planning must be about more than financial security. The new face of retirement planning must go beyond money, and adopt an integrated and holistic approach to helping people like you prepare to live longer and well.

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1279 Houston Street, Melbourne, Fl 32935 www.VictoriaLanding.com

Assisted Living Facility License #12434

“Every day is an

exciting new chapter!”

–Leslie, Victoria Landing Resident

Reading groups and lively discussions are only one sign that

Victoria Landing residents enjoy a vital life.

Discover all the other signs for yourself,

call today for a personal tour:

321-339-0230

Signs of a Vital Life Number Sharp Minds4

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by Kathi Ridner, One Senior Place

Assisted Living is a residential facility that can provide help with the activities of daily living, like bathing, dressing, medication management, meals, housekeeping, and activities. Some will have LPN’s or RN’s on staff, and will also have certified nursing assistants, and home health aides to provide care.

There are no ADL need-based criteria for admission to an assisted living community; one only needs to be weight bearing and be able to transfer with assistance in order to be eligible. Each assisted living can choose the level of service that they will provide within the confines of their license.

The history of all assisted living communities, and any complaints or deficiencies documented can be researched on www.FloridaHealthFinder.gov. This process is managed and regulated by AHCA (Agency for Health Care Administration).

Long term care that is provided in an assisted living is not covered by Medicare or health insurance. The costs are paid for through personal funds, and can sometimes be covered by long term care insurance benefits or VA benefits (Aid & Attendance) when the appropriate criteria are met.

One-time Entrance Fees are common and to be expected. They typically range from $1800 up to one month’s rent, and can be per person. Each community has their own policy.

A Continuing Care Retirement Community (CCRC), requires an Entry Fee that ranges from $100,000 to $300,000 when you move in. The Entry Fee underwrites the individual for long-term care and guarantees that they will take care of you until the end of your life- from independent living, to assisted living, sometimes memory care, and all the way through skilled nursing care. You will not be asked to leave the community for a medical reason or if you exhaust your life savings, they will continue to take care of you.

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What to Expect with Senior Living Communities

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Parade of Senior Living & Aging Resource Guide | 321-504-5914 | www.OneSeniorPlace.com 25

Not all assisted living communities will accept Medicaid as a source of payment. And, of the ones that will, there are several important details to be aware of: Medicaid typically pays $1000 toward room & board - the balance owing has to be paid for by the resident or their family, the accommodations are semi-private shared rooms, and there is limited availability in each facility.

In the state of Florida, assisted living communities are required to give you a 45 day notice if they can no longer meet your needs, and many will help you find appropriate accommodations under these circumstances. Residents are allowed to give a 30 day notice that they intend to vacate their accommodations at an assisted living. Residents are only ever financially responsible for 30 days-notice at an assisted living in Florida.

Many assisted living communities ask that you bring your own furniture. It’s helpful in making you feel ‘at home’ when you are surrounded by your favorite things.

Yes- short term stays are possible when there is a room available, and are called a ‘respite stay’. Some communities might have a designated apartment or room just for this purpose. You can also use respite as a means of taking a break from the exhaustion of caregiving. There is a daily rate that includes meals, medication management, and help with activities of daily living.

“My husband is being discharged from a skilled nursing and rehabilitation facility next week and I can’t really take care of him since he’s not back to

Families needing additional help in caring for a loved one can hire a certified nursing assistant or home health aide through a private duty homecare company. If you feel that this won’t be sufficient to provide for all of the care needs, a respite stay in an assisted living community may be another possible solution.

Call 321-504-5914 for your FREE consultation with an Aging Services Expert!

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