PROPOSAL FOR P2P PLATFORMSAASPREPARED FOR BENJAMIN ADULIO-MOBILE MULTIMEDIA LIMITED45A CAMPBELL STREETLAGOS ISLANDLAGOSNIGERIAJULY 26, 2016by Nick Newton

The information contained herein is confidential. This proposal is submitted on the understanding that thecontents of this document and attached materials are the sole property of White Label Crowdfunding Ltd.and are not to be disseminated, distributed or otherwise.

© White Label Crowdfunding Limited 2016

EXECUTIVE SUMMARYWE'VE BUILT 8 CROWDFUNDING PLATFORMS, FOR DIVERGENT MARKETS, AND WE OPERATE OUROWN CROWDFUNDING PLATFORM. OUR INVESTMENT EXCEEDS 100,000 HOURS. OURTECHNOLOGY IS MODULAR, HIGHLY CONFIGURABLE, AND BUILT TO EVOLVE. WE ARE ABLE TOBUILD YOU A PLATFORM UNLIKE ANY OTHER.

Having spoken with Business Development Manager Nick Newton, we understand your desire tolaunch a hosted marketplace platform focused on equity lending within the African market,primarily focusing on supporting business within the African Agricultural industry. In the same waythat e-commerce technology has helped many online retailers to operate more efficiently thantraditional shops, we can help you to operate a FinTech P2B lending platform that is more efficientthan traditional banking institutions.

We are pleased to collaborate with you and wish you every success in your venture. In this proposal,you will read how our technology and services will be the foundation of your business systems,allowing you to trade efficiently online, and connecting businesses needing access to finance withlenders looking for a better return.

Our relationship with Web-Translations Limited means we are well-positioned to help you with themulti-language and multi-locale challenges associated with launching your platform.

OUR UNDERSTANDING OF YOUR REQUIREMENTS...You want to establish to a P2P Equity finance platform in the African market and speed-to-marketis a priority. We understand that your platform will need to be integrated with a credit ratinganalysis system. You will handle all back-room operations internally, or through third-partysuppliers. You are interested in various marketing solutions and business support.

With speed of launch as a priority, we recommend a light-launch, with minimal additional modules.So you may wish to exclude the optional modules, electing to buy them at some point in the future.

SUPPORTING YOUR INVESTMENT STRATEGYWe know that your journey will evolve with the commitment of external investors who value yourbusiness and the platform asset. All bespoke development work undertaken is part of your Themeand thus your IPR, which supports your balance sheet.

We will be happy to help you maximise the valuation of your shares by helping you to develop yourloanbook portfolio and market awareness, ahead of receiving external investment. Once launched,we understand that there may be periods where you need to raise funds and may be able to giveyou extended credit terms. This risk sharing strategy helps to align our medium term objectives.

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P2B LENDING SAAS SOLUTIONWHITE LABEL CROWDFUNDING IS AN INDEPENDENT WHITE LABEL CROWDFUNDING SOFTWARECOMPANY WITH A PROVEN TRACK RECORD FOR DELIVERING TECHNOLOGICAL SOLUTIONS INTHE P2P INDUSTRY. HERE, WE TAKE YOU THROUGH EXACTLY WHAT WE OFFER.

The heart of the system connects borrowers and lenders, allowing them to transact in a way thatforms a dynamic loan agreement. This diagram helps explain the user journeys and interactions:

The system contains all the basic features you need to see loans listed, funded and repaid. It's alsobeen designed to be the backbone to a range of modules, which add features, helping you grow.

You will need training on how to execute the Platform Operations (orange steps in diagram above).It is possible to automate some Platform Operations, but we recommend operating the platform for6 months to 1 year, so that we can best configure and design the automation workflow.

Depending on target market awareness, you may need some demo videos that help explain theprocess to users especially if they are new to P2P lending or managing online investments.Otherwise you will find that some users get 'stuck in the process'. Over the coming pages you willread about core functional areas of the system and the features they include.

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USER MANAGEMENTHandles everything to do with the creation and management of user accounts on the system.

• Set up configurable registration forms to capture any user data you need

• Let your users keep their profiles up-to-date online

• Verify and reset user email addresses

• Enable additional verification steps to allow you to carry out KYC checks

APPLICATION MANAGEMENTAllows you to manage borrowers' applications from initial submission through to full repayment.

• Configure the application form data you will take for each loan (used for profile & risk analysis)

• Receive applications and prepare them for the marketplace

• Track application progress

• Communicate with borrowers and lenders involved with the application

• Prepare funded applications to be completed online by the borrower

THE MARKETPLACEThe marketplace allows registered investors to bid their funds on approved applications.

• Configure amount and rate bidding parameters for your marketplace

• Lenders are able to sort the marketplace and view individual application profiles

• Lenders can bid in a competitive auction or at a rate determined by the platform

• A discussion board allows communication between lenders and borrowers

LOAN MANAGEMENTOnce a loan is funded and confirmed, the platform is able to handle its repayments.

• Once a repayment is confirmed as received, the distribution of funds to lenders is automatic -even if they have different amounts invested at different rates

• Late repayments are automatically detected and displayed to lenders

• The platform supports early redemption of loans by the borrower

• Lenders can track their portfolios via the investor dashboard

CLIENT MONEY MANAGEMENTManage user funds and transactions. You'll need a segregated bank account or an eWallet service.

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• User funds management - Receive requests to add and withdraw funds online, balances arecalculated automatically. Admin users can easily view and filter all transaction information.

• Double entry - the platform ensures all internal transactions balance, allowing for easyreconciliation of your client account

• Easy reconciliation - download a report on client account balance movements

• Transaction Statement - user dashboards allow users to see statements and advancedreports on their account activity. Lenders can track the performance of their loan portfolio

YOUR BESPOKE THEME

Each site has a theme, which handles the look and feel of the platform. Typically, this is used toapply the your branding to the key system interfaces, such as the marketplace and the investordashboard. It can also be used to add custom designs to your home page and content pages.

WHY CHOOSE US?Having invested over 100,000 hours into development, design, testing, and project management, wehave created a world-class, crowdfunding finance technology.

This proposal explains how we will deliver the technological solution needed to meet yourrequirements and is accompanied by a series of price options.

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Our Software-as-a-Service solution provides you with a proven technology solution for yourplatform, to help you quickly grow towards completing your very first deals. Our technology can becustomised to suit your business needs as our relationship evolves. For most businesses, thismeans launching with a simple proposition that facilitates transactions, whilst allowing modules tobe added as the business grows and more staff are employed.

THE WHITE LABEL CROWDFUNDING JOURNEYWhite Label Crowdfunding was born as a spin-off from rebuildingsociety.com, the very successfulUK-based peer-to-business lending platform. This gives us a very special USP in the market - weunderstand what it is like to build, launch, operate, and adapt within the peer-to-peer/crowdfundingmarket. We want to pass on these benefits to our clients as a very strong value-add.

rebuildingsociety.com is one of the longest-established platforms in the UK, having completed over200 loans for UK businesses and received funds from thousands of lenders across Europe. We builtevery aspect of our technology to specifically meet the demands of operating a peer-to-peerplatform.

Our early clients recognised the benefit of partnering with a proven operator, so our first orderswere received without any marketing output on our part. We soon discovered we could bring ourclients to market quickly and efficiently, and thus White Label Crowdfunding was formed.

Since we completed our first platform for UK-based guarantor loan platform, eMoneyUnion, we'veadvised clients on various aspects of their marketing and post-launch strategies, such as affiliatemarketing, targeting investors and borrowers, and building brand presence. This approach hasworked both in the UK and abroad, as many of the same principles apply, and has also taught usabout operating in new markets and adapting our software and approach to meet the requirementsof various legal and regulatory frameworks.

In addition, we offer ongoing benefits to our clients as part of the White Label Crowdfunding group.As we develop all our platforms using the same framework, new features or compliance measuresare automatically included as they are created; keeping our clients' websites up-to-speed withmovements in the market and ensuring they stay relevant to their target audience.

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SCOPE OF SERVICESBESPOKE DEVELOPMENTOur experienced PHP developers can code widgets and plugins to implement ideas that areunique to your model and tailored to the needs of your business.

PROJECT MANAGEMENTOur project managers take responsibility for coordinating the delivery of the work neededto launch and maintain your platform.

ACCOUNT MANAGEMENTYour account manager will monitor the ongoing performance of the platform and help youchoose and plan how we can support it.

TESTINGWe use a range of manual and automated testing and QA processes to minimise any LSIs(Live Site Incidents) ensuring your live site is always at its best.

TRAININGOur range of e-learning courses will help you and your team to run your platform smoothly.

LOCALISATIONWe can provide a range of language translation services to help your platformcommunicate with its customers in different markets.

CONSULTANCYOur team of experts is ready to advise you on how you can grow your business.

DESIGNMany of our clients like the look of our design portfolio so we're happy to offer the designservices from our creative gurus.

COPYEDITINGMaking sure every word earns its places can be a challenge. Let us do it for you.

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BESPOKE DEVELOPMENTWE HAVE A GREAT TEAM OF DEVELOPERS SPREAD AROUND THE WORLD, SO WHEN YOUR NEWFEATURE IS NEEDED, WE CAN IDENTIFY THE BEST PERSON TO TAKE ON THE WORK, TAKING INTOACCOUNT THE DEVELOPERS' EXPERTISE, AVAILABILITY, AND WHERE THEY ARE IN THE WORLD SOTHEY CAN COLLABORATE WITH THE REST OF THE PROJECT TEAM.

Most customers occasionally need some bespoke development work. Often, this simply meansimplementing a new interface design to incorporate a new module you have started to use. At othertimes, you may find an existing module needs to be extended slightly to offer your customerssomething a little different, or to make a better fit with your business model and processes. And, ofcourse, our customers sometimes have brilliant, innovative ideas for new features that need to becreated from scratch as brand new modules in the system - new ways of approaching marketplacefinance, innovative financial products, or advanced marketing initiatives.

The developer(s) will get to work on the new feature, writing and testing the code for it to ensure itdoes what it needs to do, works reliably and fits seamlessly with your existing system.

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DESIGN SERVICESWEB DESIGNHaving developed considerable expertise in the marketing of peer to peer lending, we're able tohelp you get your crowdfunding brand ready to operate in weeks not months.

The following are included as part of the service:

• Integration of your Brand identity & concept into web design

• Branded Web Theme & Domain set up

You may have a web or marketing agency who you'd like to do this, which is completely up to you.The advantage of using our resources is that our designers are already familiar with all thesematerials, so we're able to complete this work efficiently and cost-effectively. We have deployed amix of marketing tools and techniques, learnt what works and also what doesn't along the way.We've tested an extensive range including (but not limited to): blogs, content marketing, socialmedia, PR, events, advertising, sponsorship, SEO, pay per click, affiliate marketing, incentives/offers,TV, video, infographics, and podcasts.

Your brand will be integral to the launch of your platform and needs time and energy to perfect toresonate with your target audiences.

CREATIVE DESIGNIf you do not have your brand identity as yet, our designer will work with you and your vision todevelop a strong brand identity, offering 2-3 creative options to be developed and drilled down tothe agreed final version. Prices start from £3500

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ACCOUNT MANAGEMENTONCE YOUR SITE IS READY TO LAUNCH, YOU WILL BE INTRODUCED TO YOUR ACCOUNTMANAGER. OUR ACCOUNT MANAGERS ARE EXPERTS IN LOOKING AFTER THE NEEDS OF A P2PPLATFORM THAT IS LIVE AND FACING ALL THE CHALLENGES THAT ENTAILS: LENDERS,BORROWERS, COMPETITORS, INVESTORS AND REGULATORS. YOUR ACCOUNT MANAGER'S FIRSTJOB IS TO UNDERSTAND YOUR BUSINESS MODEL, TEAM AND OBJECTIVES.

The account manager will be your first point of contact for anything you need, but they will alsowork proactively with you to help you anticipate and address future needs. They will frequentlyreview and report on your account, assessing the performance of your platform and the status ofany outstanding work. They will also keep an eye on your strategy and growth, so they canrecommend any additional modules or other services you may benefit from.

When you and your account manager agree on a new module or service we can provide, they willassign it to the relevant person within our team - normally a project manager - to deliver.

Ultimately, the account manager's job is to make the relationship work for all parties. For you, thismeans finding a blend of software and services that fits your requirements and budget. For us, thismeans ensuring your account is well supported, profitable and sustainable.

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TESTINGDevelopers carry out their own testing when they are writing code, but it is usually limited tochecking it runs without errors and does the job that was specified for it. Of course, a modularpeer-to-peer finance platform is a complicated system, and its important to maintain it according toseveral quality aspects of quality. Even if a specific feature works correctly, it may conflict with othermodules or harm the user experience.

We create and maintain automated testing scripts for your platform, which allow us to automatemuch of the work of running these tests, to make sure that new features and updates do not affectthe existing functionality without adding heavy costs to the project.

Additionally, your project managers will be sure to carry out their own usability testing as part of theprocess of making any changes. They will also arrange testing for various other quality measures,including cross-browser and cross-device testing.

These forms of testing will check for quality issues that you would notice easily, such as features notworking. But there is more we do in the background to keep your platform fast, and to keep is easyto maintain. In particular, we use performance monitoring tools such as New Relic, and automatedcode quality checks to protect your platform and our team against potential future issues.

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PROJECT MANAGEMENTOUR TEAM OF PROJECT MANAGERS ENSURE THE WORK WE DO FOR YOU GETS DELIVERED. THATSOUNDS SIMPLE, BUT TO ACHIEVE THIS THEY NEED TO BE INVOLVED AT MANY STAGES OF THEWORK.

When we start a new project, to launch your site, one of our project managers will be assigned to it.One of their most important jobs is to establish what work needs to be done to get you live. Sometasks are common to all projects, but others will relate to your unique plans and requirements. Theproject manager will scope all these tasks with you, bringing in other experts to help whennecessary. For example, when you are choosing how to use certain modules, your project managerwill arrange a consultation with one of our system experts to help you decide. Similarly, some taskswill need to be assigned to developers, designers or others.

Once your site is launched, your account manager will be your main point of contact, but wheneveryou need us to deliver any changes to your site, one of the project managers will be there tocoordinate the work.

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TIMEFRAMETO COMPLETE THE WORK OUTLINED IN THE PROJECT SCOPE, WE'LL NEED APPROXIMATELY 9WEEKS FROM BEGINNING TO END, DEPENDING ON WHEN WE RECEIVE FEEDBACK AT EACHMILESTONE. UPON SIGNING THE PROPOSAL WE START WORK IMMEDIATELY.

Phase WeekProject kick-off and Prototype setup 1

Workshop to input your customisation & specify bespoke dev tasks 2Setup of application form and loan profile display 4

Present visual design 5Code HTML/CSS templates 6

Enable & configure launch modules & widgets 7QA Testing and Review 8

Deploy to staging for final review 9

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DEVELOPMENT ENVIRONMENTWe're proud to bring you the flexibility of bespoke application development, with a supported,licensed product. This unique combination gives each client its own destiny and direction, whileallowing shared best-practice across the portfolio of clients.

We work with LAMP technologies allowing you to leverage the benefit of Open Source Technology.

Our development approach follows the Git flow method, whereby developers work on a branch fortheir specific task, then merge their code into the dev environment once they are ready.

Furthermore, we adopt a microservices infrastructure, whereby multiple, independent coderepositories (repos) are interconnected (in modules aka 'plugins')

VAGRANT (LOCAL DEV) ENVIRONMENTOur freelance developers work in a localised vagrant environment. They are able to pull

therepo of code they need to work on and test within their virtualised environment. Theautomated testing routines are ran locally to minimise the risk of bugs being merged intothe development environment.

DEV ENVIRONMENTThis refers to your hosted development environment, where developers commit code forreview and testing by project managers.

STAGING ENVIRONMENTOnce code is approved in the dev environment, it gets scheduled for a merge into thestaging environment where it is tested with live (but anonymised) data. This is updatedevery night to allow performance and scenario testing.

LIVE ENVIRONMENTAs per the project milestones, we will merge live deployments according to a pre-definedschedule. These are managed in a manner that normally does not create any downtime.

The Git flow methodology means that any issues identified from a bad commit (or merge)can be easily reverted.

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QUALITY CONTROLUPTIME AND CODE QUALITY ARE THINGS WE PRIDE OURSELVES ON

PERFORMANCE IS PARAMOUNTWe use New Relic (an independent tool) for performance measurement and benchmarking. Thishelps to identify any performance bottleneck in the application which may be improved, such asSQL optimisation.

CODE QUALITY REVIEWWe use Code Climate (an independent tool) for code quality analysis, whichhelps ensure that best practice coding standards are adhered to.

TALENT MANAGEMENTWe vet and test our developers to ensure we only work with the best, most suitable programmers,with relevant experience. Developers can't touch the code until they've worked through ourdeveloper academy that explains key areas of the application in detail.

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BACKUP & RECOVERY

DISASTER RECOVERY & BUSINESS CONTINUITY:

• Dedicated Hot Backup server – we use two hosting companies, and manage a secondserver, in a separate location. Full backups are taken every 8 hours

• DB Replication – all data is synchronised, helping to avert data loss

• Synchronised Deployments – all deployments are pushed to both servers

• Failover ready – simply reconfigure your DNS to serve from your backup server

• In the event of a disaster your customers will not know. Your backup server becomes yourprimary and a new backup server is instantiated

• Rapid Recovery – we use Chef scripts to automate the restore of the backup server. Thesecan be used to deploy multiple servers, for load balancing or service recovery

• Maintenance – we test our recovery process regularly

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CYBER SECURITYCYBER CRIMINALS OPERATE REMOTELY, USING NUMEROUS MEANS OF ATTACK, WHICHBROADLY FALL UNDER THE UMBRELLA TERM OF MALWARE (MALICIOUS SOFTWARE).

FORMS OF MALWARE INCLUDE:• Viruses - Gain access to steal, modify or corrupt information and files

• Worms - Exploit weaknesses in operating systems to damage networks and enable remotecontrol of affected computers

• Spyware/Adware - Collect personal information without your knowledge

• Trojans - Create a 'backdoor' on computers by which information can be stolen or damaged

ATTACK VECTORS• Phishing - An attempt to acquire users' information by masquerading as a legitimate entity.

Examples include spoof emails and websites

• Pharming - An attack to redirect a website's traffic to a different, fake website, where theindividuals' information is then compromised

• Drive-by - Opportunistic attacks against specific system weaknesses

• Man in the middle attack - where a middleman impersonates each endpoint and is thusable to manipulate both victims

• Social engineering - Exploiting the weakness of the individual by making them clickmalicious links, or by physically gaining access to a computer through deception. Pharmingand phishing are examples of social engineering.

MITIGATING TECHNIQUES• Hosted solution – by hosting our solution we have control over security and avoid the risk of

inexpert use of the technology, presenting an opportunity to criminals

• Regular updates – all components of the platform are subject to an update schedule toensure you have the most secure version of interdependent applications

• Data encryption – sensitive user data can be encrypted on our database

• Fine-grained access controls – permissions are easily manageable, so members of yourteam and suppliers can only access what they each need to

• Staff Training - Knowing how to detect a phishing email is critical to protecting systems

If the worst should happen we are in a position to be able to quickly recover from backups.Furthermore, we are insured against data loss.

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OUR CLIENTSWe've worked on a range of platforms around the globe. Our mission is to help them all succeed intheir respective markets.

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OUR TEAMOUR EXPERT PROFESSIONALS CAN HELP DELIVER YOUR PLATFORM ON BUDGET AND ON TIME.

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I invest to look after my team, so that they may look after our clients, who lookafter the business, which looks after me.

- Daniel Rajkumar

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DANIEL RAJKUMARManaging Director

MARIA SAMAYOAProduction Manager

NICK NEWTONBusiness Development Manager

PAWEL SZEWCZYKProject Manager

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Case Study

REBUILDINGSOCIETY.COM

PROJECT GOALSDaniel Rajkumar foundedrebuildingsociety.com to bringtogether investors looking for abetter return with businesseslooking for finance. As this wasour first site to launch, weneeded to design, build andlaunch the core platform with theflexibility to add features as theplatform grew.

OUR SOLUTIONTo support a quick launch andthe evolving future needs of theplatform, we developed the coreplatform with the capability toexpand its functionality with newmodules. Over time we haveadded a secondary market,automatic bidding, AML checking,and other features which arenow available as modules.

RESULTSrebuildingsociety.com is one ofthe UK's most establishedpeer-to-business lendingplatforms, having lent over £8million to SMEs at an averagegross yield of 15.53% p.a. toinvestors.

Thanks to the modular structureof the solution, we have beenable to keep innovating as wegrow and address the industry'semerging challenges such as themove into FCA regulation.

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YOUR INVESTMENTRECOMMENDEDBELOW IS THE BUDGET WE'VE ESTIMATED BASED ON THE SCOPE OF SERVICES OUTLINED INTHIS PROPOSAL. PRICING IS VALID FOR 30 DAYS ONLY, AFTER WHICH WE RESERVE THE RIGHT TOAMEND OR WITHDRAW.

MODULAR PRICINGWe have designed our pricing matrix to be fair and supportive to our clients' growing businesses.You can get access to a basic but functional platform for a relatively small investment, but addfeatures that improve your efficiency and scalability as your business grows.

All our solutions have two prices: a setup fee and a monthly fee.

The setup fee covers the time spent by our team in preparing a new feature to use on your live site.It may simply need to be configured and handed over to you, or it may be a new custom featurethat must be developed from scratch. Either way, the setup fee will be based on the hours of workthat our team puts into getting it ready for you. Our standard hourly rate is 65 GBP.

PAYMENT TERMSWe normally take 50% of the setup as an advance deposit along with 6 months fees. The completionbalance becomes payable once the platform is ready to go live.

TRANSPARENT PRICINGAll services are billed on a per-hour basis, which may be tracked in your online project collaborationportal, so you know day-to-day how your time is being spent and by whom. Customers love thetransparency and audit trail on cost management.

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RECOMMENDED MODULES

CORE SETUP PRICING

DESCRIPTION PRICE QTY SUBTOTAL

P2P SAAS (setup)Setup of your basic platform, including usermanagement, application management, themarketplace, funds management anddesign and branding ('the theme'). We willalso prepare your platform for launch andmake out online training courses availableto you so you and your team can prepare.

£84.50 / hour 250 £21,125

Service - DesignBespoke design to provide concept designsfor Homepage, Dashboard & Marketplace.See Design Portfolio for examples of ourwork.

£85.50 / hour 50 £4,275

Service - LocalisationPreparation of translation files you can useto get the interface of your platformtranslated. The translation itself is notincluded.

£84.50 50 £4,225

Module (ADVANCED) - Equitycrowdfunding (setup)Enables equity crowdfunding

£84.50 / hour 50 £4,225

TOTAL £25,350

DESCRIPTION PRICE QTY SUBTOTAL

P2P SAAS System (License)The monthly license fee includes hostingand maintenance to high levels. See theService Levels Agreement (Schedule 6 formore details)

£2,858 / month 1 £2,858

Service - Maintenance (Monthly)This is your contribution towards the costsof preventative and remedial services tomonitor and maintain the healthy of cloudinfrastructure. It includes performancemonitoring, up-time and backupmaintenance.

£650 / month 1 £650

Service - Support (Monthly)Time to support your team with operationaland technical queries.

£71.59 / month 15 £1,073.85

Modules (BASIC) - Monthly LicenseThis is the monthly license fee for eachbasic module, please enter the number ofbasic modules requested.

£100 0 £0

Modules (ADVANCED) - Monthly LicenseThis is the monthly license fee for eachadvanced module, please enter the numberof advanced modules requested.

£500 1 £500

TOTAL £5,081.85

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Case Study

MARKETLEND.COM.AU

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PROJECT GOALSMarketlend is a peer to businessplatform based in Australia.

Leo Tyndall is the owner and hewas looking to launch a differentproduct in the Industry.

His key objectives were toprovide a useful credit product tobusinesses and an efficient andhighly accurate risk assessmentto investors.

OUR SOLUTIONWe worked with Leo to develop aplatform incorporating two keyfeatures:

• an integration with a highlyadvanced third-partyautomated risk assessmentsystem

• a bespoke P2P financialproduct based on aline-of-credit model

RESULTSOur first WLCF partner inAustralia has been trading forseveral months already andlooking for new ways ofimprovement.

NEXT STEPS1. We hope you feel confident and excited to proceed. Once your key stakeholders have

accepted this proposal, we are ready to proceed.

2. Please read the License Agreement to make sure you understand all the details. It’s reallyimportant to us that everything is transparent and understood from the beginning so thatwe lay a solid foundation for a great working relationship.

3. If you have any questions at all, please ask. We’re happy to clarify any points and considerany requests. We’re committed to finding the best way to work together.

4. Once you feel ready, please click the 'sign here' button below.

5. Sign in the box that pops up to make the acceptance official.

6. Once we receive notification of your acceptance, we’ll raise an invoice for the initial deposit.

7. On receipt of your deposit payment we can get the project rolling.

8. We’ll email you a separate copy of the signed contract for your records.

9. If you’d like to speak to us by phone, call +44 207 193 0441

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Nick NewtonBusiness Development Manager

Benjamin AduliO-Mobile Multimedia Limited

45A Campbell Street, Lagos Island. Lagos, Nigeria

WHAT WE NEED FROM YOU...YOU CAN BE AS INVOLVED AS YOU WISH. WE UNDERSTAND YOU ARE BUSY AND HAVE PLENTY TOORGANISE. SO WE'RE HAPPY TO WORK IN THE BACKGROUND AND CHECK-IN WITH YOUPERIODICALLY. ALTERNATIVELY, WE'RE HAPPY TO TAKE DIRECTION FROM YOU IF YOU WANT TOGET YOUR HANDS DIRTY. AFTER ALL, ITS YOUR BABY...

After signing the license agreement and making the deposit payment, we need you to:

• Get a logo & send to us

• Buy a domain name & configure it and sub-domains (www, new, dev) to point to our server:

• Choose an internal Project Manager to be our point of contact

• Give us the Names & email addresses of all stakeholders (we'll add them to our projectcollaboration tool for updates)

• Participate in an online 'Setup Workshop' to:Work through the CrowdFunding Academycourse

• Consult over the design for key interfaces, how best do we re-design these pages for you:◦ Loan Profile

◦ Dashboard

◦ Marketplace

• Consult over the information you want to collect from:◦ Borrower Applications

◦ User RegistrationAPIs (third party Integrations)

• Consult over your fees and pricing structure◦ Are you charging for: Applications, Registration, Arrangements, Repayments

◦ Flat fee or commission or combination of both

• Revise all pre-written email templates (Lender, Borrower, Broker, Admin)

• Specify in detail (on the project tool) any bespoke development or design tasks

• Participate in testing any bespoke development work

• Verify that fees are setup correctly

• Buy an EV (wildcard) SSL Certificate

• Support new staff members, encourage them to take the CrowdFunding Academy course

• Organise a focus group of closed Beta testers

• Organise a launch party & send us an invite!

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